Our Property Development Journey

How much does it really cost to subdivide your land? With the right surveyor, you can have a one-stop shop to walk you through the whole process…

In this episode we talk with the Director of a leading Surveying company, whose been in the business for over 30 years and previously held the position of president of the Association of Consulting Surveyors in South Australia and still sits on the board, locally and nationally. If there is a block to chop, there is no subdivision question that this specialist can’t answer. He is an expert in the field of subdivision. During our discussion, you will hear us cover the following important topics:

Okay, so you want to invest in property? It is important to get the right advice before you buy, because if you don’t have the right structure in place, when you make the purchase, it could be too late…​

​In this episode we talk with property and tax advisor, Christopher Overton, who not only invests heavily himself in property to hold and property to develop, he's considered an expert in the field of property tax and advice. During our discussion, you will hear us cover the following important topics:​

• Are all accountants the same?​
• Paying higher interest for an off-set account vs. just using a redraw facility​
• Using equity in your own home to borrow more than 100% of an investment property value​
• Selling an investment property and having to pay GST. Why do I have to hold it for 5 years? How does this work?​
• Can I (and should I) buy in a trust?​
• Buying and selling investment property under the margin scheme​
• How should I structure my debt with my home mortgage vs. investment loans to be the most tax effective?​

​To discuss the right lending solution to suit your circumstances, you can reach out to Chris directly:​

Tune into this episode to hear about:

• How Adelaide Crows dual premiership mid-fielder, Tyson Edwards has found success in Real Estate and Property Development
• So you’ve decided to build or develop, but who are you building for? Yourself, tenants or buyers?
• On our property development journey, we are planning (at this stage) to live in one of the houses and keep the other as a rental property. In your project, you may plan to build for sale. What are some of the different considerations for design of build to sell vs. build to rent?
• With property subdivisions, many builds are going 2-storey. Historically, all bedrooms would go upstairs and living areas downstairs. Has this changed now and specifically where are people putting the master bedroom?
• When it is time to sell, when is the right time to speak with a real estate agent about the sale, how long should be allowed for the sale and what are the costs?

To discuss the right lending solution to suit your circumstances, or to get a copy of our development budget you can reach out to Chris directly:

Once you’ve decided that it’s time to buy, build or develop property, the first step is to understand where the money is coming from.

Tune into this episode to hear about:

• For our listeners who are first time borrowers or investors, how do they know if they are financially ready for a mortgage?
• We are starting to see people who have plenty of equity, find it more difficult to qualify for loans on serviceability, what is driving that?
• Considering the self-employed, either as a sole trader or are part of a partnership, company or trust. It is not uncommon for owners, even though they have a high cash-flow business, to have low taxable income. How does this affect their finance opportunities?
• What if you are genuinely not financially ready? What to think about, to get ready?
• Brokers vs. banks… Why use a broker?