9 to when?

9 to when?

By iwoca
About
A podcast built for the captains of small business-shaped ships – braving the squalls and showers that come with being a master of your own destiny. Hosts Jamie and Mat dissect business news, explain finance-related conundrums, and trash bull business quotes in this weekly talkshow. Tune in, have your fill and give us feedback on podcast@iwoca.co.uk
More places to listen
A podcast built for the captains of small business-shaped ships – braving the squalls and showers that come with being a master of your own destiny. Hosts Jamie and Mat dissect business news, explain finance-related conundrums, and trash bull business quotes in this weekly talkshow. Tune in, have your fill and give us feedback on podcast@iwoca.co.uk

More places to listen

Week 21: William Adoasi, Vitae London
In this episode, Jamie chats with William Adoasi of Vitae London, a unique watch company that doesn't break the bank. Vitae is Latin for life, and the business' aim is to be the fashion brand changing lives: for every watch they sell, they help support a child in sub-saharan Africa through education. Find out more at https://vitaelondon.com/. 
31:11
December 11, 2019
Week 20. Light-harvesting helmets, lead gen, and Lord of the Rings
In the latest episode, Jamie talks about extreme capitalism and whether a business should always have a social purpose, Mat looks at a new invention to charge your phone on the go – from your head – and they both geek out over Lord of the Rings, but get a bit stuck on how it best relates to small business.  Show notes: UK 'has particularly extreme form of capitalism' Light-harvesting helmets promise to deliver 'endless power' “All that is gold does not glitter, Not all those who wander are lost; The old that is strong does not wither, Deep roots are not reached by the frost. From the ashes a fire shall be woken, A light from the shadows shall spring; Renewed shall be blade that was broken, The crownless again shall be king.” – J.R.R. Tolkien
33:49
December 4, 2019
Week 19: David Brear, 11:FS
Today, Jamie chats with David Brear of 11:FS, a challenger consultancy with big plans to revolutionise the world of digital banking. 
35:00
November 27, 2019
Week 18. Start-up funding, head-buzzers and the supposed unchangeability of the self
Mat and Jamie reunite to talk about start up funding options, slick new channels for social media pioneers to explore, concluding with an all round discussion about the merits of what Eminem thinks about his past. Show notes North West named biggest start-up region outside of London SOMNIBEL, the new device for the treatment of sleep apnea “People can try to reinvent themselves. I don’t think you can really change who you are, though, because who you are is pretty much where you came from and what you’ve done up to now.” – Eminem
32:30
November 20, 2019
Week 17. Alex Angel-Benscher, Vurchoo Jewellery
This week on the podcast Jamie interviews founder of Vurchoo Jewellery, Alex Angel–Benscher. Alex runs an ethical jewellery company that takes designs from drawings done by children in Rwanda, Guatemala, India and Cambodia, and turns them into beautiful jewellery. Alex kindly gave listeners 15% off anything on his website so go and check it out as he has some really great pieces. His website is:  www.vurchoo.co.uk www.iwoca.co.uk/insights/podcast-17/
36:40
November 14, 2019
Crowdfunding for businesses | 2019 guide
Read the article here: https://www.iwoca.co.uk/finance-explained/business-crowdfunding/
25:23
November 13, 2019
Week 16. Government grants, self-cleaning door handles and Hamlet
In an after-hours special, Jamie explains word of mouth marketing for small businesses, Mat goes growth, growth, growth with the government’s new grant and they both look into one very specific line of Shakespeare’s Hamlet, but are they overthinking it? Government announces £35m fund to grow rural businesses Small business grants: what's on offer and how to get it James Dyson Award: Fish-scale plastic and self-disinfecting door handle could net award for top invention The complete guide to creating customers with word of mouth “And thus the native hue of resolution Is sicklied o’er with the pale cast of thought,” — Hamlet
34:28
November 7, 2019
Small business grants: what's on offer and how to get it
Read the article here: https://www.iwoca.co.uk/finance-explained/small-business-grants/
16:09
November 6, 2019
Week 15. Email marketing, anti-nightmare mist and the spy, Coco Chanel
In this latest and greatest episode, Jamie talks about the new trend of allowing the customer to split payments,  Mat banishes halloween nightmares away with a brand new spray, and both of them disagree with good old Coco. MS launches buy now pay later service Parents can now buy a £4.95 ‘anti-nightmare mist’ to help children sleep at night Philosophy of Debt Part 1 Philosophy of Debt Part 2 The Ultimate Guide to Email Marketing The best things in life are free. The second best things are very expensive. Gabrielle Bonheur "Coco" Chanel
32:29
October 31, 2019
Week 14. Business theft, flying taxis and the origins of cynicism
This week, Jamie’s poorly but talks about content marketing, Mat examines crimes against small business, and both of them get to grips with the topic of jealousy and whether it’s ever of any use.  Show notes Call for help in tackling small business crime  The race to build a flying electric taxi  What is content marketing? As iron is eaten away by rust, so the envious are consumed by their own passion. Antisthenes
36:53
October 24, 2019
Week 13. Dishwasher whisky, SEO and George Mallory
With his co-host’s return, Jamie takes the opportunity to talk about cute sofa names (and why they sell so well), Mat explains the intricacies of whisky in a dishwasher tablet format, SEO comes up squarely on the 1st page, and both of them gush over Mt Everest’s most enigmatic pioneer. Show notes: Sofa maker Loaf bakes in growth plans as sales rise Whisky firm release new dishwasher tablet-shaped cocktail capsules “People ask me, 'What is the use of climbing Mount Everest?' and my answer must at once be, 'It is of no use.'There is not the slightest prospect of any gain whatsoever. Oh, we may learn a little about the behaviour of the human body at high altitudes, and possibly medical men may turn our observation to some account for the purposes of aviation. But otherwise nothing will come of it. We shall not bring back a single bit of gold or silver, not a gem, nor any coal or iron... If you cannot understand that there is something in man which responds to the challenge of this mountain and goes out to meet it, that the struggle is the struggle of life itself upward and forever upward, then you won't see why we go. What we get from this adventure is just sheer joy. And joy is, after all, the end of life. We do not live to eat and make money. We eat and make money to be able to live. That is what life means and what life is for.” —George Mallory
34:13
October 17, 2019
Business overdrafts – what you need to know
Read the article here: https://www.iwoca.co.uk/finance-explained/business-overdraft/
15:30
October 16, 2019
Week 12. Sno-flex, retiring retirement, and the fastest man in Raynes Park.
Stepping up to the plate, Mark covers for Mat this week, Jamie gets Northwich and Norwich mixed up, we cover why being front of mind is one of the most important laws of marketing, and we also head to Japan for today's brilliant or bonkers quote. Show notes Northwich business owner turns 80 and says she's no plans to slow down yet Meet the Sno-flex   “I no naka no kawazu, taikai wo sirazu” A frog in a well never knows the vast ocean Music: Death of Lovers by John Hall | Opsound
33:55
October 10, 2019
Working capital: an essential guide for small business
Read the full article here: https://www.iwoca.co.uk/finance-explained/working-capital/
19:57
October 9, 2019
Week 11. Clam pillows, Hunter S. Thompson, and the beauty of being unique.
Shadow Chancellor John Mcdonnell vows to shorten the working week to 32 hours with no reduction to pay The Clam Pillow “A man who procrastinates in his choosing will inevitably have his choice made for him by circumstance.” ― Hunter S. Thompson, The Proud Highway: Saga of a Desperate Southern Gentleman, 1955-1967
41:26
October 2, 2019
Week 10. Vampire plastic, disappearing banks and Dante’s 9th circle of bonkers.
In our 10th ‘anniversary’ episode Mat correctly guesses the only county in England that doesn’t have a McDonald’s, Jamie tries to explain why plastic that only comes out at night is a good idea, and they both fail to agree if teleportation is a good idea or not. News More than a third of UK bank branches have closed since 2015 England's only county without a McDonald's Innovation Vampire plastic Reasons not to buy hoverboards Finance explained What is a credit facility? Brilliant or bonkers “Midway upon the journey of our life, I found myself within a forest dark, for the straightforward pathway had been lost.” Dante Alighieri, The Divine Comedy “I am not lost, for I know where I am. But however, where I am may be lost.” —Winnie-the-Pooh Music John Hall | Death of Lovers | Opsound
39:26
September 26, 2019
Week 9. Rockit rockers, Ernest Hemingway, and did someone say recession?
Today, Mat runs us through the ins and outs of hunting licenses (the auction finance kind), a joke about helium balloons goes straight over Jamie’s head, and Saint Augustine weighs in on the topic of trying new things. News Recession, what recession? Small businesses are doing good  Helium shortage: 'Prices just keep going up and up'  Innovations Wearable diabetes sensor Rockit Rocker Finance Explained Auction finance explained Quotes “Always do sober what you said you'd do drunk. That will teach you to keep your mouth shut. “ —Ernest Hemingway “The world is a book, and those who do not travel read only one page.” —Saint Augustine
35:22
September 19, 2019
Week 8. Railways guardians, off-road high heels and Abe Lincoln
Now with exciting new recording equipment, Jamie gets stuck into the pros and cons of a cashless society, Mat explains another unusually named device – which is most definitely not a black box for your phone – and both of them can’t figure out when Leonardo Da Vinci went dinosaur hunting. News Network Rail’s property sell-off is causing an uncertain future for Britain's small businesses The Daily Mail talks to traders affected by the push for a cashless society Inventions LynQ Off road high heels Finance Explained Compare the best business bank accounts Quotes “My old father used to have a saying:  If you make a bad bargain, hug it all the tighter.” – Abraham Lincoln “It had long since come to my attention that people of accomplishment rarely sat back and let things happen to them. They went out and happened to things.” – Leonardo di ser Piero da Vinci (Leonardo Da Vinci) Audio: Death of Lovers, John Hall | Opsound
39:34
September 12, 2019
Week 7. Welsh business, self-watering plants and Maya Angelou.
In this evening edition of 9 to when? Mat discusses why employed people think businesses are important, Jamie attempts to explain what happens to sound when you turn a piano on its nose, and both of them agree (for once) on whether mixing untruths into business practice is ever a good thing.  News Small business in Wales are the UK’s most ‘community conscious’ Company reputation matters for three in four brits Innovations Meet the Standing Grand - a brand new piano invention The indoor smart plants that water themselves. Finance explained What is Trade Credit? Brilliant or bonkers? “You may encounter many defeats, but you must not be defeated. In fact, it may be necessary to encounter the defeats, so you can know who you are, what you can rise from, how you can still come out of it.” – Maya Angelou (“Maiya Angelo”) “My dear, the real truth always sounds improbable, do you know that? To make truth sound probable you must always mix in some falsehood with it. Men have always done so.” – Stepan Trofimovich in Demons by Fyodor Dostoevsky Audio: Death of Lovers, John Hall | Opsound
38:46
September 5, 2019
Week 6. Remote working, robot golf balls and Vincent Van G—
Today, Jamie talks about the National Living Wage, Mat wants an AI contact book with a camera and the most unusual of unusual names and absolutely no one can remember what exactly Michelangelo painted. News Four in ten small firms increasing prices due to higher wages amid calls for Low Pay Commission independence How Companies Benefit When Employees Work Remotely Innovations Robot golf ball knows where the hole is, and rolls in no matter where it’s aimed OrCam MyMe Finance explained What is peer to peer lending? Brilliant or bonkers “I don't know anything with certainty, but seeing the stars makes me dream.” ― Vincent Van Gogh “The greater danger for most of us isn’t that our aim is too high and miss it, but that it is too low and we reach it.” — Michelangelo Audio: Death of Lovers, John Hall | Opsound
33:56
August 29, 2019
Week 5. Movie-making, vegan meat, and Dolly Parton
In this episode, Jamie acts out bits of Quenton Tarantino’s new movie (badly), Mat examines Amazon’s good small business behaviour, and both of them can’t agree on the business use-case for a bionic zoom lens. News Amazon has done more good than bad for small business Streaming could kill UK independent film industry, experts say Inventions Could we all be vegan in the future? Contact Lens That Zoom in the Blink of an Eye Finance explained section What’s a bridging loan?  Brilliant or bonkers Marvin Schwarzs: So Rick, who's gonna beat the shit out of you next week? Mannix? The Man from U.N.C.L.E.? The Girl from U.N.C.L.E.? How about Batman and Robin? [pantomimes the fight choreography] Marvin Schwarzs: Ping! Pow! Choom! Zoom! Down goes you, down goes your career as a leading man. Once upon a time in Hollywood | Bonkers “The way I see it, if you want the rainbow, you gotta put up with the rain.” - Dolly Parton | Brilliant
37:50
August 22, 2019
Week 4. Missing holidays, Romeo’s bad advice and the salmon cannon
After a slight timetable change, Mat mulls over business owners too busy to go on holiday, Jamie questions the poor planning of the Post-It Note's creator, and absolutely no-one can agree if the term "bronkers" accurately describes Ernest Shackleton.  Business News More than 500,000 SME owners 'have not had a holiday since 2014' UK retailers demand business rate cuts to save high street stores Innovation Inventions that were created by accident  Why we’re all obsessed with the fish tube Mat’s meme about the salmon cannon Finance explained How does a business know if it needs finance? Quotes - brilliant or bonkers ‘Wisely, and slow. They stumble that run fast.’ - William Shakespeare  “Loneliness is the penalty of leadership, but the man who has to make the decisions is assisted greatly if he feels that there is no uncertainty in the minds of those who follow him, and that his orders will be carried out confidently and in expectation of success.”  - Ernest Shackelton
37:57
August 15, 2019
Week 3. Rental clothes, hoverboards and Henry Ford
In the latest episode, Mat discusses rental caravanning and the gig economy, Jamie goes back to the future with high-flying hoverboards, the topic of merchant cash advances is casually advanced and absolutely no one seems to know what Henry Ford invented.  Show Notes:  Business News ”We've made £10k from renting caravans” FSB Celebrating Small Business Awards 2020 Innovations Hire calling: why rental fashion is taking off French inventor Franky Zapata successfully crosses the English Channel on a flying hoverboard Finance explained What’s a Merchant Cash Advance? Brilliant or bonkers? "Don't find fault, find a remedy; anybody can complain."  - Henry Ford “Great minds discuss ideas; average minds discuss events; small minds discuss people.” - Eleanor Roosevelt
30:07
August 6, 2019
Week 2. Spectachrome turkeys, gin and June
This week, Mat talks about how July is killing our Christmas dinner, Jamie explains how a business lets you see the world like a Wes Anderson movie, the mammoth topic of managing cash-flow is broached, and absolutely no-one can agree who said these famous inspirational quotes…  Show Notes Hot hot Europe might result in UK shortage of turkeys for Christmas UK experiences expectedly strong retail sales in June, kick-started by "secondhand goods at charity shops and antique dealers" Sunglasses that let you see the world like a Wes Anderson movie Scottish Island gets a brand new distillery after 220 years ‘Success is not final, failure is not fatal: it is the courage to continue that counts.’ — "Winston Churchill" 'It takes a great deal of courage to stand up to your enemies, but even more to stand up to your friends.' — J. K. Rowling (or Albus Dumbledore)  Music: Death of Lovers (Acoustic), John Hall, Opsound
31:37
July 26, 2019
Week 1: Fish shops, olderpreneurs, and debentures
In our inaugural episode, Jamie manages to get the name of the podcast wrong within the first 30 seconds, Mat explorer the ethics of shooting inanimate objects, there's a bit of business news – Richard Branson gets the okay, but Jeff Bezos doesn't. We're still learning, so please send (constructive) feedback to podcast@iwoca.co.uk or visit iwoca.co.uk/insights for more even more small business news and features.  Show Notes Business news Fish and chip restaurant closes because the owners don't believe in fishing anymore The UK's first parcel postboxes are launched - good for small businesses? Are Instagrammable vegan chocolate lollies a clever idea or a cynical marketing ploy? From selling vaping kit to creating a senior dating scene: meet the UK's 'olderpreneurs'  Finance explained Just what the hell is a debenture? Sayings/mantras “A brand for a company is like a reputation for a person. You earn reputation by trying to do hard things well—Jeff Bezos “If somebody offers you an amazing opportunity but you are not sure you can do it, say yes – then learn how to do it later”—Richard Branson Music: Death of Lovers (Acoustic), John Hall, Opsound
30:38
July 22, 2019
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