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How to Raise Money Podcast

How to Raise Money Podcast

By Ray McLennan & Nigel T Best

The How to Raise Money podcast is for anyone who wants to raise other people’s money for your business or property venture. If you need money this is the podcast for you!
Join Ray (business owner, property investor, angel finance expert, solicitor) and Nigel (business owner, property investor, digital marketer, accountant) as they show you How To Raise Money.
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#048 How to raise £100,000 for your business

How to Raise Money PodcastFeb 12, 2019

00:00
32:23
#225 - Legal Disputes: The Subtle Art of Winning

#225 - Legal Disputes: The Subtle Art of Winning

We all wish to avoid them but sometimes you may get involved in a legal dispute.

What is the best approach?

Ray & Nigel discuss a surprising and subtle approach that may help you win (without the other party feeling they lost!)

You can watch Nigel renovate a lopsided house: ⁠⁠⁠⁠⁠https://www.youtube.com/@escapetothedreamhouseuk⁠⁠⁠⁠⁠

IF YOU NEED HELP:


Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Watch us on YouTube ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@howtoraisemoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Resources:

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Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Mar 27, 202423:39
224 - Credit Scores: Are they Important?

224 - Credit Scores: Are they Important?

When it comes to getting approved for credit, lenders will often check your credit rating and depending on your score they will approve or reject your application!

Is that fair?

Is your score a true reflection of you?

What can you do if it is wrong/unfair?

Nigel and Ray discuss credit scoring and the frightening Big Brother version heading our way...the SOCIAL credit score!!!


You can watch Nigel renovate a lopsided house: ⁠⁠⁠⁠⁠https://www.youtube.com/@escapetothedreamhouseuk⁠⁠⁠⁠⁠

IF YOU NEED HELP:


Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Watch us on YouTube ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@howtoraisemoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Mar 20, 202429:47
#223 - WARNING!: Personal Guarantees Abused by Banks

#223 - WARNING!: Personal Guarantees Abused by Banks

The Federation of Small Businesses have had their Super Complaint about Personal Guarantees (PG) rejected by the utterly toothless FCA (no surprise there!) and they are FURIOUS!

Why should we be bothered?

Ray and Nigel highlight the peril at signing a PG without fully understanding it.

You can watch Nigel renovate a lopsided house: ⁠⁠⁠⁠⁠https://www.youtube.com/@escapetothedreamhouseuk⁠⁠⁠⁠⁠

IF YOU NEED HELP:


Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Watch us on YouTube ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@howtoraisemoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Mar 13, 202452:54
#222 - Budgets, £1trillion & can you renovate a house yourself?

#222 - Budgets, £1trillion & can you renovate a house yourself?

Are there lessons from the government and the Budget that we can use as we try to raise money?


You can watch Nigel renovate a lopsided house: ⁠⁠⁠⁠https://www.youtube.com/@escapetothedreamhouseuk⁠⁠⁠⁠

IF YOU NEED HELP:


Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Watch us on YouTube ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@howtoraisemoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Mar 06, 202427:38
#220 - Massive Property Co Collapse - Will it affect me?

#220 - Massive Property Co Collapse - Will it affect me?

Evergrande - a huge Chinese Property Co - is effectively a failed company. Should we be interested or even worried?

Maybe so because it could lead to another credit crunch.


You can watch Nigel renovate it at: ⁠⁠https://www.youtube.com/@escapetothedreamhouseuk⁠⁠

IF YOU NEED HELP:

Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!

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Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Feb 27, 202426:56
#221 - What is cash? Is it disappearing?

#221 - What is cash? Is it disappearing?

Ray and Nigel continue to set the world to rights as they discuss all manner of things in the style of two cynical grumpy old men!


You can watch Nigel renovate a lopsided house: ⁠⁠⁠https://www.youtube.com/@escapetothedreamhouseuk⁠⁠⁠

IF YOU NEED HELP:

Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!

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Watch us on YouTube ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@howtoraisemoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Feb 12, 202436:39
#219 - Why so hard to get a mortgage when Banks make $ Billions?

#219 - Why so hard to get a mortgage when Banks make $ Billions?

How do banks make so much money and why won't they lend it to us? Should we rethink alternative sources of funds?

Ray and Nigel chat about the bank profits being more than Oil & Gas companies but no one talks of super taxing them!

And you can watch Nigel renovate it at: ⁠https://www.youtube.com/@escapetothedreamhouseuk⁠

IF YOU NEED HELP:

Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Resources:

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If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Jan 24, 202431:08
#218 - Be Your Own Bank with your pension

#218 - Be Your Own Bank with your pension

Today Nigel explains how he used his pension to buy a 2 bed terrace house! Could you set your pension up to be your own bank?

And you can watch him renovate it at: https://www.youtube.com/@escapetothedreamhouseuk

IF YOU NEED HELP:

Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Watch us on YouTube ⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@howtoraisemoney⁠⁠⁠⁠⁠⁠⁠⁠

Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Jan 17, 202423:55
#217 - The Post Office Scandal: Bigger Scandals are coming!!

#217 - The Post Office Scandal: Bigger Scandals are coming!!

It has shocked the nation.

An institution we have held dear for hundreds of years has been seen to be a nasty, vindictive bully AND the public don't like it. Politicians may change the law, the former CEO has given her 'gong' back, and the outrage has touched millions.

But - is this the tip of the iceberg?

As we enter 2024, Ray and Nigel will be delving deeper into areas that are key to raising money. And it starts here! Enjoy.

IF YOU NEED HELP:

Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

Resources:

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How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Jan 10, 202429:17
#216 - Business Plans are Dead: Aren't they?

#216 - Business Plans are Dead: Aren't they?

A pain? The difference? Necessary? Pointless?

Whatever your thoughts, business plans are a thing!

Ray and Nigel give some useful pointers for the why, what and how of business plans.

Get in touch hello@htrmoney.co.uk and talk to us.

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Watch us on YouTube ⁠⁠⁠⁠⁠⁠https://www.youtube.com/@howtoraisemoney⁠⁠⁠⁠⁠⁠

Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Dec 23, 202320:24
#215 - Predictions for your future!

#215 - Predictions for your future!

What is 2024 going to be like?

Will there be doom and gloom or opportunities a plenty?

Ray and Nigel give their thoughts to help you decide your next step!

Get in touch hello@htrmoney.co.uk and talk to us.

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Watch us on YouTube ⁠⁠⁠⁠⁠https://www.youtube.com/@howtoraisemoney⁠⁠⁠⁠⁠

Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Dec 13, 202325:44
#214 - Pricing Psychology - will it help me raise money

#214 - Pricing Psychology - will it help me raise money

Never thought about pricing psychology? Maybe you should because it could influence your ability to raise money!

Get in touch hello@htrmoney.co.uk and talk to us.

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Watch us on YouTube ⁠⁠⁠⁠https://www.youtube.com/@howtoraisemoney⁠⁠⁠⁠

Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Dec 06, 202328:16
#213 - How To Raise £1.9m a day with no come back!

#213 - How To Raise £1.9m a day with no come back!

How to raise £1.9m a day without a plan or any need to prove what you spent it on - sounds good doesn't it?

But it can't be true because we know that nobody would lend money to that sort of deal, can it?

Well if you are the government this is reality - £1.9m a day with no come back!!


Get in touch hello@htrmoney.co.uk and talk to us.

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Watch us on YouTube ⁠⁠⁠https://www.youtube.com/@howtoraisemoney⁠⁠⁠

Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Nov 29, 202324:14
#212 - Where to find Private Investors!

#212 - Where to find Private Investors!

Seek and ye shall find!

Ray and Nigel give valuable insights into where to find your next next investor - they might be closer than you think!

Get in touch hello@htrmoney.co.uk and talk to us.

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Watch us on YouTube ⁠⁠https://www.youtube.com/@howtoraisemoney⁠⁠

Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Nov 22, 202333:25
#211 - Benefits & Pitfalls of private investors!

#211 - Benefits & Pitfalls of private investors!

Is it worth raising money from Private Investors?

Yes! And no!!

Listen as Ray and Nigel go through some key knowledge.

Get in touch hello@htrmoney.co.uk and talk to us.

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Watch us on YouTube ⁠https://www.youtube.com/@howtoraisemoney⁠

Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Nov 15, 202337:14
#210 - Overcome 4 Challenges in Raising Money

#210 - Overcome 4 Challenges in Raising Money

These Challenges hold people back! Learn how to overcome challenges where:

1. You don't have a clear vision.

2. You lack knowledge about the market

3. You are unsure about the amount you need

4. You lack skilled people/leaders in key positions

Hope you find it useful!


Get in touch hello@htrmoney.co.uk and talk to us.

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Watch us on YouTube https://www.youtube.com/@howtoraisemoney

Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Nov 08, 202345:50
#209 - Explosive Press Release - Who Owns Your Mortgage?

#209 - Explosive Press Release - Who Owns Your Mortgage?

Some very interesting documents have come our way and they are EXPLOSIVE! Allegations of perjury, fraud and more and it could affect YOU!

When it comes to repaying a loan or mortgage - are you paying the right person?

Finding out might not be as easy as you think!


Get in touch hello@htrmoney.co.uk and talk to us.

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Watch us on YouTube https://www.youtube.com/@howtoraisemoney

Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Nov 02, 202329:41
#208 - Rules for Short Term Borrowing

#208 - Rules for Short Term Borrowing

Short term or bridging finance can be brilliant BUT what happens when the deal won't repay the money in the agreed (12 months usually) time period?

Sometimes the options are not good...so if you are about to go down the short term route, BE SUPER PESSIMISTIC because it could save you a lot of stress and money!


Get in touch hello@htrmoney.co.uk and talk to us.

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Nov 01, 202323:46
#207 - Financial Nightmare? Nowhere to turn? Ask and ye shall receive!

#207 - Financial Nightmare? Nowhere to turn? Ask and ye shall receive!

We are getting loads of emails (thank you very much everyone) with a variety of issues and challenges that people are facing.

Many have been where you are. You are not alone. There may be an answer.

Listen in as Ray & Nigel go through situations that may not be as dire as people thought.


Get in touch hello@htrmoney.co.uk and talk to us.

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Oct 25, 202329:49
#206 - Our biggest hack - more revelations!

#206 - Our biggest hack - more revelations!

Wow! We have had our biggest response ever to the last episode.

Today, we go deeper and reveal more. Could it help you too?


Get in touch hello@htrmoney.co.uk and talk to us.

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Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Oct 18, 202354:47
#205 - Little known legal hack [Worth 100 x house value?]

#205 - Little known legal hack [Worth 100 x house value?]

Dear Listener - this could be our greatest ever HTRM hack!

Ever been 'wronged' by a bank and felt powerless?

Barely believable but legal. Is this the justice you have been denied?

Time to 100 x the value back?

Get in touch hello@htrmoney.co.uk and talk to us.

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Oct 11, 202340:02
#204 - The Big Short part 2????

#204 - The Big Short part 2????

Is the Big Short about to happen again? 2023 and is cash King?

If you haven't watched the Big Short then do so - because the person played by Christian Bale has reportedly shorted the stock market. And he has bet 90% of his assets on it!

Does this mean that we should be cash in positions?

Does it mean cash is king?

For anyone trying to raise money, we know that interest rates, slow solicitors and banks are making it hard work. So is now the time to have cash to be able to move fast and get great deals?

Ray & Nigel chat about the situation in today's episode. Enjoy!


Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Resources:

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How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Oct 04, 202319:57
#203 - 'If I were the devil...', HTRM and politics

#203 - 'If I were the devil...', HTRM and politics

Ray and Nigel try to ignore the media and political shenanigans to help you focus on being objective with why you want to raise money.

Is it possible when the world feels in permanent crisis? (of course it is!)


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Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Sep 20, 202323:08
#202 - Interest Rates: Where is it going?

#202 - Interest Rates: Where is it going?

The interest rates keep going up. Our costs keep rising. Taxes are going up. Why is it happening and surely this is a time you should do nothing?

Ray & Nigel discuss the situation and what it means for all of us.


Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Sep 06, 202322:16
#201 - Why do we all make these 2 mistakes? Repeatedly. And what to do about it.

#201 - Why do we all make these 2 mistakes? Repeatedly. And what to do about it.

Yes, that's right. We all do it. Every project takes longer and costs more than we thought!

Why is that? Eternal optimism or do we ignore the hidden costs and issues.

Ray and Nigel discuss what we can do about it.

We have never met anyone who has done a project where it happened quicker and cheaper than they budgeted - unless you can tell us differently. Get in touch and tell us hello@htrmoney.co.uk


Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

REMEMBER to review us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Email us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Aug 30, 202323:51
#200 - Thank You & What to expect for the next 200!

#200 - Thank You & What to expect for the next 200!

Well Ray and Nigel can't believe that we have been going over 5 years and 200 episodes. AND that is thanks to you, our wonderful listeners!

Your support and interest has kept us humble, grateful and enthusiastic!

We have some amazing things coming up. Truly. Incredible.

Please click on the share button and send the link to a friend and we will see you all in the next 200 episodes

Much love Ray & Nigel


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Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Aug 08, 202337:58
#199 - Can't Find Land Deals. They are everywhere. David Hartnett tells us how to spot, raise money and then make money from them!

#199 - Can't Find Land Deals. They are everywhere. David Hartnett tells us how to spot, raise money and then make money from them!

We LOVE this episode!

If you think that finding plots of land for amazing deals are thin on the ground then this is for you. Your own area could have hundreds of opportunities. Today's guest David Hartnett of Mountbatten Estates tells us how. Plus he started with NO MONEY!

Insightful! Intriguing! Inspiring!

Lessons for us all plus a great offer from Dave.

Find out more at https://www.mountbattenestates.co.uk/ and contact David via their contact page on the website.


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Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Jul 26, 202354:46
#198 - Central Bank Digital Currencies: Be Afraid or Can't Wait?

#198 - Central Bank Digital Currencies: Be Afraid or Can't Wait?

CBDCs - hot new area of total government control over the masses. Or. A really clever way of transacting?

What does it mean?

Quite frankly we don't know. It could be 1984 becoming reality. Or is that ridiculous. The only thing we know is that it may well be very real for raising money very soon!

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Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE

Jul 19, 202319:34
#197 - Is it time to use Equity to Raise Money?

#197 - Is it time to use Equity to Raise Money?

In the past it was only for big business and Shark Tank/Dragons' Den but with interest rates having a huge impact on cash flow, now might be the time to look at Equity as a way of Raising Money.

Ray and Nigel look at the pros and cons.

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠

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Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠HERE

Jul 12, 202332:47
#196 - When these guys make a move, you need to sit up and pay attention! Blackrock & Crypto

#196 - When these guys make a move, you need to sit up and pay attention! Blackrock & Crypto

Love it or hate it, now that the world's largest asset management company has gone down this route, we need to pay attention to crypto currency.

Ray & Nigel have a look at what it could mean for us all.

Email us at ⁠⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠⁠

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Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠

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Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠⁠HERE

Jul 05, 202323:60
#195 - Section 8 & 21: Nightmare or Opportunity?

#195 - Section 8 & 21: Nightmare or Opportunity?

MORE legislation is heading our way. Everything so far has had the unintended consequence of making it harder to rent, more expensive to rent, adding huge costs to landlords; so is it any wonder that landlords are selling up and getting out in record numbers?

Surely now is not the time to buy?

Or is it the perfect opportunity?

Ray and Nigel discuss their take on the situation.

Do you agree with them?


Email us at ⁠⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠⁠

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Resources:

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Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠⁠HERE

Jun 28, 202325:48
#194 - How Teenagers Can Raise Money [part 2]

#194 - How Teenagers Can Raise Money [part 2]

Following on from Part 1 Ray and Nigel chat through several more ways for Teenagers to Raise Money


Jun 21, 202328:27
#193 - How Teenagers Can Raise Money [part 1]

#193 - How Teenagers Can Raise Money [part 1]

Anyone who has teenage kids knows that their desire for money is very real!

So Ray and Nigel thought a discussion about some very possible ways to raise money for teenagers was long overdue.

Do you have any ideas?

Email us at ⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠

Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠

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Resources:

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How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠

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Email us at ⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠HERE

Jun 14, 202328:42
#192 - Is it a good time to buy property?

#192 - Is it a good time to buy property?

We get asked all the time...is it a good time to buy property?

Well who better to give an opinion than Ray and Nigel!

Email us at ⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠

Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠

REMEMBER to review us on ⁠⁠⁠⁠⁠⁠Apple podcasts⁠⁠⁠⁠⁠⁠!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - ⁠⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠⁠

How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠

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Email us at ⁠⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠⁠HERE

Jun 08, 202344:33
#191 - Little Known Tax Reliefs You NEED To Be Aware Of!

#191 - Little Known Tax Reliefs You NEED To Be Aware Of!

Ray and Nigel look at a range at tax reliefs and why you must look at all of them and discuss them with your accountant to ensure you are making legislation work for you!

To get a pdf on this list (there are more than what we talk about in this episode), just email us 😊

Email us at ⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠

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Resources:

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Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠

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If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠

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Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠HERE

May 31, 202332:27
#190 - Don't cry for me (cry for) Argentina! Are we that bad?

#190 - Don't cry for me (cry for) Argentina! Are we that bad?

Interest rates and inflation rates are a hot topic and have a huge impact on the economy.

Want to know how bad it can get? Ray and Nigel discuss Argentina and it is eye-wateringly-horrible!

Are we headed the same way?


Email us at ⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠

Recommended Equipment, Software and Books - click ⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠

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Resources:

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Get your free resource guides - ⁠⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠

How to Leave a Review on Apple Podcasts click ⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠⁠

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Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠⁠HERE

May 25, 202334:09
#189 - FEAR - ok so how do I overcome FEAR?

#189 - FEAR - ok so how do I overcome FEAR?

FEAR! Love it or loathe it; feel it consciously or subconsciously, it can have a profound effect on our actions and even our ability to even start.

Is it normal?

What are the signs?

What can I do?

Last week (#188) Nigel and Ray chatted through the common types of fear NOW let's hear what they think we can do about it!!


Email us at ⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠

Recommended Equipment, Software and Books - click ⁠⁠⁠⁠HERE⁠⁠⁠⁠

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Resources:

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Get your free resource guides - ⁠⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠⁠

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Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠⁠

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Our website is appearing (slowly!!) ⁠⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠⁠

Email us at ⁠⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠⁠HERE

May 17, 202334:41
#188 - FEAR - is it holding you back and what to do to beat it!

#188 - FEAR - is it holding you back and what to do to beat it!

FEAR! Love it or loathe it; feel it consciously or subconsciously, it can have a profound effect on our actions and even our ability to even start.

Is it normal?

What are the signs?

What can I do?

Nigel and Ray chat through the common types of fear and what you can do about it


Email us at ⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠

Recommended Equipment, Software and Books - click ⁠⁠⁠HERE⁠⁠⁠

REMEMBER to review us on ⁠⁠⁠Apple podcasts⁠⁠⁠!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - ⁠⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠⁠

How to Leave a Review on Apple Podcasts click ⁠⁠⁠HERE⁠⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠⁠https://www.htrmoney.co.uk/resources⁠⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠

Our website is appearing (slowly!!) ⁠⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠⁠

Email us at ⁠⁠⁠hello@htrmoney.co.uk⁠⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠⁠HERE

May 12, 202330:22
#187 - **BEWARE** The Banks are at it again! And God Save The King

#187 - **BEWARE** The Banks are at it again! And God Save The King

Are the Banks at it again?

By that we mean a repeat of the 2008-2012 notorious RBS/GRG scandal where perfectly sound businesses were mercilessly ruined by unscrupulous banking policies.

If you notice any of these things happening to you then let us know! Do not roll over and die!

Plus - God Save The King!

Email us at ⁠⁠hello@htrmoney.co.uk⁠⁠

Recommended Equipment, Software and Books - click ⁠⁠HERE⁠⁠

REMEMBER to review us on ⁠⁠Apple podcasts⁠⁠!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - ⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠

How to Leave a Review on Apple Podcasts click ⁠⁠HERE⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠https://www.htrmoney.co.uk/resources⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠hello@htrmoney.co.uk⁠⁠

Our website is appearing (slowly!!) ⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠

Email us at ⁠⁠hello@htrmoney.co.uk⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠HERE

May 03, 202331:47
#186 - E for Exits - Another [exotic!] 10 exits you can use

#186 - E for Exits - Another [exotic!] 10 exits you can use

Finishing off the E for EXITS part of the CREST model, Ray and Nigel discuss some very little used but super powerful exits that might just attract the investor to the deal!


Email us at ⁠hello@htrmoney.co.uk⁠

Recommended Equipment, Software and Books - click ⁠HERE⁠

REMEMBER to review us on ⁠Apple podcasts⁠!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - HERE https://www.htrmoney.co.uk/

How to Leave a Review on Apple Podcasts click HERE

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources

Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/

If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk

Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/

Email us at hello@htrmoney.co.uk

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠HERE

Apr 26, 202301:01:05
#185 - RANT: Banks and Scotland. Surely not...!!

#185 - RANT: Banks and Scotland. Surely not...!!

We haven't had a rant for a while (!!) so Ray and Nigel thought it was overdue to discuss money matters as well as the Scottish situation. See if you can hear Ray and his passion for his homeland...!

Email us at ⁠hello@htrmoney.co.uk⁠

Recommended Equipment, Software and Books - click ⁠HERE⁠

REMEMBER to review us on ⁠Apple podcasts⁠!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - HERE https://www.htrmoney.co.uk/

How to Leave a Review on Apple Podcasts click HERE

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources

Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/

If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk

Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/

Email us at hello@htrmoney.co.uk

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠HERE

Apr 19, 202345:05
#184 - E for Exits [CREST Model] - 10 exits you could use!

#184 - E for Exits [CREST Model] - 10 exits you could use!

The CREST model - our favourite (toothpaste!!) model

And here we go deep on the way to exit your deal with 10 ways to EXIT


Email us at ⁠hello@htrmoney.co.uk⁠

Recommended Equipment, Software and Books - click ⁠HERE⁠

REMEMBER to review us on ⁠Apple podcasts⁠!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - HERE https://www.htrmoney.co.uk/

How to Leave a Review on Apple Podcasts click HERE

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources

Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/

If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk

Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/

Email us at hello@htrmoney.co.uk

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠HERE

Apr 12, 202355:57
#183 - Tell a Story to Raise Money [Part 2]

#183 - Tell a Story to Raise Money [Part 2]

The power of story telling and the link to being successful at raising money. Do not underestimate how important it can be. This second part adds the final parts of a good story structure. So now it is time to build your story and go Raise Money!


Nigel's - chatbot link >>>>>> https://m.me/businessprofitclub?ref=w18656647 - we can't upload the QR code image in the show notes!!!


Email us at ⁠hello@htrmoney.co.uk⁠

Recommended Equipment, Software and Books - click ⁠HERE⁠

REMEMBER to review us on ⁠Apple podcasts⁠!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - HERE https://www.htrmoney.co.uk/

How to Leave a Review on Apple Podcasts click HERE

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources

Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/

If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk

Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/

Email us at hello@htrmoney.co.uk

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠HERE

Apr 05, 202336:07
#182 - Hyperinflation and the End of the US$..!

#182 - Hyperinflation and the End of the US$..!

Ray has discovered the BRICS have recommended to get out of the US$ and as such the $ will be swallowed up in hyperinflation. Is it true? Should we ditch US$?

This is a lesson on read the headline, analyse, do some due diligence and Keep Calm and Raise Money!

Email us at ⁠⁠hello@htrmoney.co.uk⁠⁠

Recommended Equipment, Software and Books - click ⁠⁠HERE⁠⁠

REMEMBER to review us on ⁠⁠Apple podcasts⁠⁠!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - ⁠⁠HERE https://www.htrmoney.co.uk/⁠⁠

How to Leave a Review on Apple Podcasts click ⁠⁠HERE⁠⁠

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) ⁠⁠https://www.htrmoney.co.uk/resources⁠⁠

Join the new HTRM Facebook Group! Here is the link: ⁠⁠https://www.facebook.com/groups/htrmoney/⁠⁠

If you would like Ray and Nigel to work with you then get in touch - email us at ⁠⁠hello@htrmoney.co.uk⁠⁠

Our website is appearing (slowly!!) ⁠⁠HERE or https://www.htrmoney.co.uk/⁠⁠

Email us at ⁠⁠hello@htrmoney.co.uk⁠⁠

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link ⁠⁠HERE

Mar 29, 202341:16
#181 - Use Stories To Raise Money. The [first bit of the] power of storytelling!

#181 - Use Stories To Raise Money. The [first bit of the] power of storytelling!

Ray (the constant storyteller) and Nigel (the other one) talk about how a story can have a far bigger impact than a slide deck pitch.

Is it something you are using? 

If not, then this might change your mind about learning how to create a story for your next property or business venture.


Email us at hello@htrmoney.co.uk

Recommended Equipment, Software and Books - click HERE

REMEMBER to review us on Apple podcasts!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - HERE https://www.htrmoney.co.uk/

How to Leave a Review on Apple Podcasts click HERE

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources

Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/

If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk

Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/

Email us at hello@htrmoney.co.uk

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

Mar 22, 202349:17
#180 - Bank Collapse!! is this the beginning of something really BAD??!!

#180 - Bank Collapse!! is this the beginning of something really BAD??!!

The Silicon Vally Bank has collapsed!

Terrible news for all those directly involved BUT are we all going to suffer? Should we follow Nigel's advice (near the end of the episode)? Or can Keep Calm and Carry On?

Email us at hello@htrmoney.co.uk

Recommended Equipment, Software and Books - click HERE

REMEMBER to review us on Apple podcasts!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - HERE https://www.htrmoney.co.uk/

How to Leave a Review on Apple Podcasts click HERE

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources

Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/

If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk

Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/

Email us at hello@htrmoney.co.uk

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link HERE


Mar 15, 202318:06
#179 - Problem Properties: Opportunity or Risk? [Plus Ray blooper!]

#179 - Problem Properties: Opportunity or Risk? [Plus Ray blooper!]

Why are some people put off certain properties? This is part 2 or the 'rest of it'!!

Don't be worried. Get curious!

"Problem" properties may just be a fantastic opportunity...listen to a bunch of great insights into turning a lemon into lemonade!

Email us at hello@htrmoney.co.uk

Recommended Equipment, Software and Books - click HERE

REMEMBER to review us on Apple podcasts!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - HERE https://www.htrmoney.co.uk/

How to Leave a Review on Apple Podcasts click HERE

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources

Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/

If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk

Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/

Email us at hello@htrmoney.co.uk

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

Mar 08, 202328:57
#178 - Brilliant Opportunities: Why we love properties that people are scared of!

#178 - Brilliant Opportunities: Why we love properties that people are scared of!

Why are some people put off certain properties?

Don't be worried. Get curious!

"Problem" properties may just be a fantastic opportunity...listen to a bunch of great insights into turning a lemon into lemonade!

Email us at hello@htrmoney.co.uk

Recommended Equipment, Software and Books - click HERE

REMEMBER to review us on Apple podcasts!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - HERE https://www.htrmoney.co.uk/

How to Leave a Review on Apple Podcasts click HERE

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources

Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/

If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk

Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/

Email us at hello@htrmoney.co.uk

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

Mar 01, 202335:29
#177 - Visualise Your Business to Help You Raise Money

#177 - Visualise Your Business to Help You Raise Money

Today Ray & Nigel discuss the power of Visualisation.

Visualising your business can help you better understand and communicate your vision, improve decision-making, and increase motivation, which can lead to greater success. Try it!

Email us at hello@htrmoney.co.uk

Recommended Equipment, Software and Books - click HERE

REMEMBER to review us on Apple podcasts!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - HERE https://www.htrmoney.co.uk/

How to Leave a Review on Apple Podcasts click HERE

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources

Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/

If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk

Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/

Email us at hello@htrmoney.co.uk

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

Feb 22, 202346:26
# 176 NFTs: Can they raise money or will you be left with ENC?

# 176 NFTs: Can they raise money or will you be left with ENC?

NFTs (non-fungible tokens) can be used to raise money for a business or property venture. So listen up folks!!

NFTs are unique digital assets that are stored on a blockchain, making them secure and easily transferable. Businesses and property ventures can create and sell NFTs to investors as a means of raising capital. For example, a business could create NFTs that offer investors a share of future revenue or profits. NFTs offer a novel and potentially lucrative way for businesses and property ventures to raise money and engage with investors.

This week, Ray & Nigel talk NFTs. And Nigel warns of ENC!!!


The above was written in a few seconds by ChatGPT 😮 🤑 - enough said!!

Email us at hello@htrmoney.co.uk

Recommended Equipment, Software and Books - click HERE

REMEMBER to review us on Apple podcasts!

Resources:

NOT SURE WHERE TO START? Start here by clicking the link below

Get your free resource guides - HERE https://www.htrmoney.co.uk/

How to Leave a Review on Apple Podcasts click HERE

Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources

Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/

If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk

Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/

Email us at hello@htrmoney.co.uk

Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.

Now go and review our 'entertainment' podcast and we will love you forever!

Much love and gratitude, Ray and Nigel

PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

Feb 15, 202331:06