Financial Strategies
By Agemy Financial Strategies
Together they prepare retirees with the FINANCIAL STRATEGIES they need to stay happily retired. You can listen to the show on the radio or as a podcast on Spotify and Apple Podcasts.
Financial StrategiesDec 30, 2021
Fast Food or Boutique Restaurant? Have it Your Way.
How does fast food relay to retirement planning?! In this week's episode of the Financial Strategies Podcast hosted by Andrew and Daniel Agemy, we uncover intriguing similarities and insightful observations that shed light on some financial strategies to help you have it "your way." Have an appetite to learn more? Tune in here! RETIREMENT RISK REPORT: WILL YOU OUTLIVE YOUR MONEY? (PDF): https://bit.ly/44zc29i SIGNS YOU ARE WORKING WITH A TRUE RETIREMENT INCOME SPECIALIST (PDF): https://bit.ly/4boQPBi RICHEST MAN IN BABYLON (BOOK): https://amzn.to/47lDx74
Solo 401k
Business owners are adept at finding ways to grow their ventures, but did you know adding diversification through a Solo 401(k) can enhance your returns? Join us for the latest episode of the financial strategies podcast with Andrew and Daniel Agemy to learn more.
DEFINITIVE GUIDE TO RETIREMENT INCOME (PDF): https://bit.ly/44u05lp
PROACTIVE TAX-SAVING STRATEGIES (PDF): https://bit.ly/3Qp851m
WHAT A SOLO 401K CAN DO FOR YOU (BLOG): https://bit.ly/48fK56Y
WHAT A SOLO 401K CAN DO FOR YOU (HANDOUT): https://bit.ly/3QrrheS
SMART RETIREMENT (BOOK): https://amzn.to/3LSFTS4
Dumb Money
From buying poor-performing stocks to starting an unprofitable business, one bad money move can derail your entire retirement plan. That's why understanding smart investment strategies is essential for planning your financial future. Tune in to this week's Financial Strategies podcast with Andrew and Daniel Agemy as they explore the concept of "Dumb Money". UNDERSTANDING PRICE-TO-EARNINGS RATIOS (PDF): https://bit.ly/4b5rXyf BONDS VS BOND MUTUAL FUNDS (PDF): https://bit.ly/4499Ll8 PIRATES OF MANHATTAN (BOOK): https://bit.ly/3UqE9Er
Preparing for the Unexpected Pt. 2
What's missing from your retirement bucket list? While travel and spending time with loved ones are common goals, many overlook the importance of preparing for the unexpected. Whether it be fine-tuning your estate plan or preparing for long-term care, learn how you can be financially ready for whatever the future may hold in the latest Financial Strategies Podcast with Andrew and Daniel Agemy here.
DON'T LET LONG-TERM CARE BE YOUR FINANCIAL BLINDSPOT (PDF): https://bit.ly/4aMNVGh NAVIGATING THE CHALLENGES OF LONG-TERM CARE (BLOG): https://bit.ly/3usSXIv THREE BLING MICE: HOW TODAY'S FINANCIAL PLANNING PROCESS LEADS YOUR MONEY TO A MOUSE TRAP (BOOK): https://amzn.to/40Dk4MC
Preparing for the Unexpected Pt. 1
At Agemy, we often hear from adult children who want to help parents on their road to retirement. But what many don't prepare for is what happens after. While we don't want to think about it, we must always prepare for the unexpected.
Check out the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more.
DON'T LET LONG-TERM CARE BE YOUR FINANICAL BLINDSPOT (PDF): https://bit.ly/4aMNVGh
NAVIGATING THE CHALLENGES OF LONG-TERM CARE (BLOG): https://bit.ly/3usSXIv
THREE BLING MICE: HOW TODAY'S FINANCIAL PLANNING PROCESS LEADS YOUR MONEY TO A MOUSE TRAP (BOOK): https://amzn.to/40Dk4MC
Forever Portfolio
It's a timeless tale: You amass wealth in a single area, be it through your 401(k) or real estate investments, only to later realize the importance of diversification for expanding your portfolio. Join us on today's Financial Strategies show as Andrew and Daniel Agemy share their insights and tips on crafting a resilient, long-term portfolio.
BOND VS BOND MUTUAL FUNDS (PDF): https://bit.ly/4ayZTmK
RETIREMENT RISK REPORT: WILL YOU OUTLIVE YOUR MONEY? (PDF): https://bit.ly/4aeMzEs
TURNING FINANCIAL PLANNING RIGHT-SIDE UP (BOOK): https://amzn.to/4aClk6e
Roth IRA Contribution or Conversion?
Our clients occasionally mistake Roth conversions for contributions. So, let's untangle the confusion step by step. Join Andrew and Daniel Agemy on today's episode of the Financial Strategies Podcast as we dissect Roth contributions and conversions, shedding light on their distinctions.
THE RICHEST MAN IN BABYLON (BOOK): https://amzn.to/47lDx74 UNDERSTANDING REQUIRED MINIMUM DISTRIBUTIONS (PDF): https://bit.ly/49eedQD WHAT YOU NEED TO KNOW ABOUT ROTH CONVERSION IN 2024 (BLOG): https://bit.ly/47QjzRr
Creating Massive Income for Retirement
Creating substantial retirement income involves strategic financial planning. Real estate is a key driver for passive income, offering consistent earnings and potential appreciation over time.
Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy to learn how to develop a long-term income strategy. PASSIVE INCOME FOR RETIREMENT (PDF): https://bit.ly/49Yn8Xl INTRODUCTION TO THE UNIVERSE OF INCOME-GENERATING FINANCIAL STRATEGIES (PDF): https://bit.ly/3PpRcDe
Protecting Your Retirement
Whether we realize it or not, every day and every choice we make involves some level of risk. Ignoring this fact can lead to uncertainty in both our present and future. When it comes to retirement planning, it's crucial to consider the various risks you may face and take proactive steps to protect your financial security. Tune into the latest Financial Strategies Podcast with Andrew and Daniel Agemy here. ANNUITIES: INCOME FOR LIFE (PDF): https://bit.ly/4acEEXT PROTECTING YOUR FINANCES IN THE AGE OF CYBERCRIME (PDF): https://bit.ly/3T7ouIe THE MOST IMPORTANT THING (BOOK): https://amzn.to/4c55umt
Compound Interest: The Eighth Wonder of The World?
Albert Einstein famously referred to compound interest as the 8th wonder of the world. But is it truly as wondrous as he claimed? You can find the answer by watching the latest Financial Strategies Podcast with Andrew and Daniel Agemy to learn more. PASSIVE INCOME FOR RETIREMENT (PDF): https://bit.ly/4bxmxNH INVESTING FOR INCOME IN THE STOCK MARKET (PDF): https://bit.ly/3uw3FxM RETURN ON PRINCIPLE (BOOK): https://bit.ly/48gvt7p Follow us on Instagram! https://www.instagram.com/agemyfinancial/ Like us on Facebook! https://www.facebook.com/agemyfinancial/
Do Roth IRAs Make Sense?
Many individuals approaching retirement often ponder the question: "Are Roth IRAs a wise investment choice? Should I consider investing in a Roth IRA? What returns do Roth IRAs offer?" Listen the latest Financial Strategies Podcast in full with Andrew and Daniel Agemy here.
PROACTIVE TAX-SAVING STRATEGIES (PDF): https://bit.ly/48SmU3J INVESTING FOR INCOME IN THE STOCK MARKET (PDF): https://bit.ly/3uaoCOO SMART RETIREMENT: DISCOVER THE STRATEGIC MOVEMENT AROUND RETIREMENT TAXATION (BOOK): https://amzn.to/3LSFTS4
What You Need to Know In 2024
Life is filled with uncertainties, but three unwavering constants stand out: death, taxes, and change. As we enter 2024, let's explore the vital information you need to make your retirement journey truly worthwhile.
Watch the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more.
RETIREMENT RISK REPORT: WILL YOU OUTLIVE YOUR MONEY? (PDF): https://bit.ly/3S6OzGQ
UNDERSTANDING PRICE-TO-EARNINGS RATIOS (PDF): https://bit.ly/3O9pMRi
More Life Than Money: How Not to Outlive Your Savings (BOOK): https://amzn.to/3Rllk2v
Retirement 101
The fresh start of a year holds the promise of fulfilling and maintaining your New Year's resolutions. When it comes to understanding the fundamentals of retirement, it is crucial to strike a balance between being proactive and reactive.
Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more!
HOW MUCH DO I NEED TO RETIRE (PDF): https://bit.ly/3Sf8uVj
DEFINITIVE GUIDE TO RETIREMENT INCOME (PDF): https://bit.ly/3tVfGMZ
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Peace of Mind
During this holiday season, there's nothing more thoughtful than gifting retirees peace of mind. Many retirees face constant changes in their schedules and lifestyles, which can lead to a lack of stability.
Watch the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more. BUILDING BLOCKS OF RETIREMENT (PDF): https://bit.ly/3GYvSjo SEVEN RISKS TO YOUR RETIREMENT (PDF): https://bit.ly/3RVnUxT Follow us on Instagram! https://www.instagram.com/agemyfinancial/ Like us on Facebook! https://www.facebook.com/agemyfinancial/
Inflation! What Is Your Strategy?
Everywhere we turn, the cost of goods has surged, prompting us to wonder: How have retirees adjusted to inflation? What strategies are people adopting to shield themselves from the impact of inflation? Find out by watching the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more!
7 RISKS TO YOUR RETIREMENT (PDF): https://bit.ly/41l9CJX HOW MUCH DO I NEED TO RETIRE (PDF): https://bit.ly/3uSQ4AG MORE LIFE THAN MONEY: HOW NOT TO OUTLIVE YOUR SAVINGS: https://a.co/d/7rk3fEM
The Retirement Mountain
If you're like most people, you've likely dedicated the majority of your life to saving for retirement. Reaching the summit of the retirement mountain can be a daunting experience, leaving you with the question, "What comes next?" Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more!
GUIDE TO AGING (PDF): https://bit.ly/3MwTlLS THE UNIVERSE OF INCOME-GENERATING FINANCIAL STRATEGIES (PDF): https://bit.ly/49rCrbu Follow us on Instagram! https://www.instagram.com/agemyfinancial/ Like us on Facebook! https://www.facebook.com/agemyfinancial/
Dream Retirement - A New Paradigm
The world of retirement planning is dramatically changing. To stay ahead of the evolving financial landscape, you need to go beyond traditional savings strategies and look to the future of investing.
Today's conversation for tomorrow's retirement lies predominantly in the stock market, and how it's future can play a pivotal role in helping retirees achieve their retirement dreams.
Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more!
PASSIVE INCOME FOR RETIREMENT (PDF): https://bit.ly/46kQUnf
HOW MUCH DO I NEED TO RETIRE? (PDF): https://bit.ly/44Zcmgr
THE MOST IMPORTANT THING (BOOK): https://amzn.to/3EI1Jnl
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How to Plan for RMDs
Required Minimum Distributions (RMDs) are not just financial obligations; they're your ticket to navigating retirement wisely. Join us as we explore the world of RMDs. Witness the benefits and sidestep penalties to keep your retirement penalty-free.
Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more!
THE SECURE ACT 2.0 REPORT (PDF): https://bit.ly/45F9OF4
HOW TO GIVE AND RECEIVE CHARITABLE CONTRIBUTIONS (PDF): bit.ly/3KSdhbk
SMART RETIREMENT (Book): amzn.to/45gSbvl
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Double Dog Dare You
Double-dog daring in finance involves taking bold risks and pushing the limits of conventional investment strategies. By exploring innovative approaches, you can effectively navigate the ever-evolving financial landscape and adapt to the dynamic nature of the economy.
Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more!
WHY INVESTING IN MUTUAL FUNDS COULD JEOPARDIZE YOUR RETIREMENT PLANS (PDF): https://bit.ly/3OsQjZ4
HARD LESSONS IN THE STOCK MARKET (PDF): https://bit.ly/3YsxOc8
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Building Renewable Wealth
Everywhere we turn we see much-needed efforts for renewable energy adoption - but what about renewable WEALTH? Renewable wealth is all about making smart money decisions for future generations. Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more!
PROACTIVE TAX-SAVING STRATEGIES (PDF): https://bit.ly/3QnaQRH
DEFINITIVE GUIDE TO RETIREMENT INCOME (PDF): https://bit.ly/473gqyt
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Gold In Your Portfolio?
Gold can make it a valuable addition for diversifying your portfolio and mitigating risks associated with equity and bond investments. But like any investment, you can benefit from gold most when you understand how it fits within your overall financial plan. Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more!
IMPORTANCE OF FINANCIAL DEFENSE (PDF): http://bit.ly/3Y2hcYl
UNDERSTANDING PRICE-TO-EARNINGS RATIOS (PDF): https://bit.ly/3Dwe65e
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The Power of Dividends
Investing in the stock market can be a smart way to grow your wealth over time. One of the powerful aspects of stock market investing is the potential to receive dividends. Watch the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more!
INVESTING IN THE STOCK MARKET (PDF):https://bit.ly/3PbF6wE
PASSIVE INCOME FOR RETIREMENT (PDF): https://bit.ly/44VbMQU
COMMON-SENSE INCOME STRATEGIES BOOK: https://amzn.to/44KGKeo
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Retirement Sabotage
Retirement marks a thrilling chapter in life where you can relish the rewards of your hard work and follow your passions. Nevertheless, it's important to be cautious of falling into despair and sabotaging your own progress. Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more! 10 WARNING SIGNS OF WORKING WITH THE WRONG FINANCIAL ADVISOR (PDF) https://bit.ly/3JDQ3oE
HOW MUCH DO I NEED TO RETIRE? (PDF) https://bit.ly/3NVu6Eb
BUILDING BLOCKS OF RETIREMENT (PDF) https://bit.ly/3MMFpN8 ANNUITIES: INCOME FOR LIFE (PDF) https://bit.ly/43kI7k2 Follow us on Instagram! https://www.instagram.com/agemyfinancial/ Like us on Facebook! https://www.facebook.com/agemyfinancial/
Top 5 Retirement Mistakes to Avoid in 2023
Retirement is an exciting phase of life that allows you to enjoy the fruits of your labor and pursue your passions. However, your retirement dreams can quickly become nightmares without proper planning. Watch the latest Financial Strategies Podcast here to learn more. 5 RETIREMENT PLANNING MISTAKES TO AVOID (BLOG) https://bit.ly/3CMmuNY BUILDING BLOCKS OF RETIREMENT (PDF) https://bit.ly/3pdZlRp Follow us on Instagram! https://www.instagram.com/agemyfinancial/ Like us on Facebook! https://www.facebook.com/agemyfinancial/
Timing or Time In the Market?
The old adage, “it's not about timing the market, but about time in the market,” has been proven true over the years.
While it can be tempting to try and avoid the worst days in the market, it's nearly impossible to avoid the worst days and capture the best days. But does time in the market beat market timing?
Find out in the latest Financial Strategies Podcast with Andrew and Daniel Agemy here.
INVESTING FOR INCOME IN THE STOCK MARKET (PDF)
HARD LESSONS OF THE STOCK MARKET (PDF)
A Specialized World
From the medical field to the financial industry, knowledge and experience are detrimental. Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more.
10 SIGNS YOU ARE WORKING WITH A TRUE RETIREMENT INCOME SPECIALIST (PDF) https://bit.ly/45Zr0Wz
DEFINITIVE GUIDE TO RETIREMENT INCOME (PDF) https://bit.ly/3Nmofra Follow us on Instagram! https://www.instagram.com/agemyfinancial/
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4 Reasons You May Have a Bad Annuity
We've said it before and we'll say it again... not all annuities are created equal.
While some annuities can provide a reliable income stream in retirement, they often have high fees compared to mutual funds and other investments.
Watch the latest Financial Strategies podcast here to learn more!
BUILDING BLOCKS OF RETIREMENT (PDF) https://bit.ly/3MMFpN8
ANNUITIES: INCOME FOR LIFE (PDF) https://bit.ly/43kI7k2
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Hopin' Wishin' & Prayin'
According to cognitive neuroscientists, we are conscious of only about 5 percent of our cognitive activity, so most of our decisions, actions, emotions, and behavior depends on the 95 percent of brain activity that goes beyond our conscious awareness.
When it comes to retirement planning and wealth management, most people do not possess the necessary knowledge to make optimal savings and investment decisions on "hope" alone. To make informed and tactical decisions when it comes to your golden years, you need ditch the Hopin' Wishin' & Prayin' strategy and adopt a carefully planned, thought out and customized strategy in its place.
Watch this week's Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more!
WHY INVESTINGIN MUTUAL FUNDSCOULD JEOPARDIZEYOUR RETIREMENTPLANS (PDF) https://bit.ly/3Jhi9Ff
BUILDINGBLOCKS OFRETIREMENT (PDF) https://bit.ly/3mXstdS
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Power of Passive Income
Popular with real estate investors, passive income is often described as “making money while you sleep,” but it's not as easy as you may think. In fact, the most successful passive income ideas are the result of hard work.
Learn how to reap the benefits of passive income to build wealth in the latest Financial Strategies Podcast with Andrew and Daniel Agemy here.
Agemy Financial Strategies - What You Need to Know About Passive Income (PDF)
Introduction to the Universe of Income-Generating Financial Strategies (PDF)
6 Keys to Retiring In a Recession
Recessions are tough on everybody. But if you plan to retire during a financial downturn, you may be losing sleep.
Before you throw the towel in, consider these six strategies to protect yourself, your assets, and your retirement. Listen to the latest Financial Strategies show with Andrew and Daniel Agemy here!
CORONAVIRUS AND FINANCES (PDF) https://bit.ly/3PtJqZy SECURE ACT 2.0 REPORT (PDF) https://bit.ly/3R3Rhy1
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CBDCs 101
Central Bank Digital Currency (CBDC) is generally defined as a digital liability of a central bank that is widely available to the general public. After the collapse of the economy in 2008, millions of Americans lost everything. Can CBDCs help stabilize the current turmoil in the global financial markets and help protect your hard-earned savings? Watch the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to find out more.
2023 The State of Central Bank Digital Currencies (PDF) https://bit.ly/3KhVLNI
TEN WARNINGSIGNS OF WORKINGWITH THE WRONGFINANCIAL ADVISOR (PFD): https://bit.ly/40vTvbh Follow us on Instagram! https://www.instagram.com/agemyfinancial/ Like us on Facebook! https://www.facebook.com/agemyfinancial/
Spouses Helping Spouses
The death or incapacitation of a spouse or partner can be one of life's most stressful events. From Social Security benefits to Estate Planning, BOTH spouses should be on the same page when planning for the future. Make sure your spouse is cared for no matter what turn life takes in the latest Financial Strategies podcast here. WOMEN, MONEY, AND RETIREMENT (PDF) https://bit.ly/42d5JWF TEN WARNING SIGNS OF WORKING WITH THE WRONG FINANCIAL ADVISOR (PDF) https://bit.ly/3VlmQmV Follow us on Instagram! https://www.instagram.com/agemyfinancial/ Like us on Facebook! https://www.facebook.com/agemyfinancial/
RMDs: What You Need to Know
Whether preparing for retirement or already enjoying it, one thing remains true: You want to make the most of your income and protect it from unnecessary penalties. RMD stands for “required minimum distributions,” which is the amount of money you need to take out annually from a tax-qualified retirement account after you reach a certain age. But did you know that you must take your full required amount, or you could face IRS penalties? Watch the latest Financial Strategies podcast with Andrew and Daniel Agemy here to learn more.
ARE YOUR ALLOCATIONS RIGHT FOR RMDS? (PDF) https://bit.ly/3L68PVp
UNDERSTANDING REQUIRED MINIMUM DISTRIBUTIONS (PDF) https://bit.ly/3LqBJ3Z
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Banks, CDs, Inflation
It's no secret the Feds keep hiking interest rates. But what about the interest rates on certificates of deposit (CDs)?
The first step to successful investing is figuring out your goals and risk tolerance. Whatever mix choose, make sure that your decisions are first based on education. Watch the latest Financial Strategies podcast with Andrew and Daniel Agemy here to learn more!
PASSIVE INCOMEFOR RETIREMENT (PDF) https://bit.ly/3UJJV2v
ANNUITIES:INCOMEFOR LIFE (PDF) https://bit.ly/3KJ1LxV
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How Diversification Works
The primary purpose of diversification is to mitigate risk. It involves spreading your investment dollars among different types of assets to help temper market volatility.
But how does it work, and are you diversifying correctly? Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more.
IMPORTANCE OF FINANCIAL DEFENSE (PDF): https://bit.ly/3YPVmrm
WHY INVESTING IN MUTUAL FUNDS COULD JEOPARDIZE YOUR RETIREMENT PLANS (PDF): https://bit.ly/3sv9muI
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5 Secrets of Wall Street
There’s not a person in the world who hasn’t heard about The Great Recession. It was an epic financial and economic collapse in 2007-2008 that cost many people their jobs, their life savings, their homes, or all three. With so much noise coming from Wall Street today, it's hard to sift through facts vs fiction. Watch the latest Financial Strategies Podcast with Andrew and Daniel Agemy to learn more. WHY INVESTING IN MUTUAL FUNDS COULD JEOPARDIZE YOUR RETIREMENT PLANS (PDF): https://bit.ly/49TRUB8 HARD LESSONS OF THE STOCK MARKET (PDF): https://bit.ly/3t8p7YZ Follow us on Instagram! https://www.instagram.com/agemyfinancial/ Like us on Facebook! https://www.facebook.com/agemyfinancial/
Buy High, Sell Higher
Buying high and selling higher is momentum traders' enviable goal, but this goal does not come without its fair share of challenges.
As a new generation of investors take on the market, how do you get the highest possible performance and take investment capabilities to a new level?
Listen to the latest Financial Strategies podcast with Andrew and Daniel Agemy here to learn more.
HOW MUCH DO I NEED TO RETIRE (PDF): https://bit.ly/3tU760s UNDERSTANDING PRICE-TO-EARNINGS RATIOS (PDF): https://bit.ly/3Qvb091 STOP THE FINANCIAL INSANITY (BOOK): https://amzn.to/3tGzbZ7 Follow us on Instagram! https://www.instagram.com/agemyfinancial/ Like us on Facebook! https://www.facebook.com/agemyfinancial/
Estate Planning for 2023
Having a comprehensive retirement plan is one of the most important ways to help ensure financial freedom. What many Americans don't realize is that, in addition to investing, estate planning is a crucial component of your retirement plan.
Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to find out more!
HOW TO HELP AVOID COMMON ESTATE PLANNING MISTAKES (PDF)
Everything You Need to Know About the SECURE Act 2.0
America has a retirement savings problem. Will the SECURE Act 2.0 help?
Find out in the latest episode of this Financial Strategies Podcast with Andrew and Daniel Agemy here!
HOW TO CHOOSE AFINANCIAL ADVISOR (PDF)
IRAs vs. Investments
IRAs such as 401(k)s offer many benefits for retirement savers. However, alternative investment accounts can offer more flexibility than an IRA, and there are no limits on contributions, withdrawals, or income to fund them.
Learn the best ways to build your nest egg and dramatically increase returns in the latest Financial Strategies podcast with Andrew and Daniel Agemy here.
The Hard Lessons of Stock Market History (PDF)
Investing for Income in theStock Market (PDF)
Missing Piece to the Retirement Equation
Retirement planning can be overwhelming and stressful, but it doesn't have to be. The solution to reducing retirement planning stress is simple: education.
Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to find out more.
COMMON-SENSE INCOME STRATEGIES (BOOK)
WHY INVESTING IN MUTUAL FUNDS COULD JEOPARDIZE YOUR PLANS FOR RETIREMENT (PDF)
THE DANGERS OF SPENDING DOWN PRINCIPAL DURING RETIREMENT (PDF)
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Types of Annuities
Are annuities a safe investment? Unlike stocks and bonds, annuities are insurance products designed to give you guaranteed income in retirement.
One reason annuities get a bad rap is the confusion over the different types of annuities. Annuities don’t all work the same, and their differences affect their levels of risk.
Watch the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to find out more!
WHY INVESTING INMUTUAL FUNDSCOULD JEOPARDIZE YOURPLANS FOR RETIREMENT (PDF)
NEGATIVE SPIN ON ANNUITIES (PDF)
The Gift That Keeps on Giving
What is the gift that keeps on giving? Education.
Education never stops giving. When you learn something, you can retain it for as long as you like.
Education helps you add value to your life, helps you make smarter decisions and sets you up for future success. Find out more on the latest Financial Strategies podcast with Andrew and Daniel Agemy here.
GUIDE TO AGING:7 MILESTONE AGES TO REMEMBER (PDF)
How to Prepare for Retirement in a Volatile Market
For every investor, the world has become a hard place. But for those reaching retirement, pressure is significantly mounting.
However, a down market should not deter you from reaping the benefits of a fruitful retirement. Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to help you prepare for your golden years in a volatile market.
INVESTING FORINCOME IN THESTOCK MARKET (PDF)
2023 Taxes You Should Know About
The IRS recently announced a number of changes to retirement savings accounts, social security and tax brackets for 2023. Additionally, the IRS issued technical guidance regarding the cost-of-living adjustments affecting dollar limitations for pension plans and other retirement-related items for the 2023 tax year.
Listen to the full Financial Strategies Podcast with Andrew and Daniel Agemy here to find out more.
Proactive Tax-Saving Strategies (PDF)
Recession Proof Your RMD
Are Your Allocations Right for RMDs? (PDF)
Do You Need Stock Market Stress?
Politics. The economy. War. People are under a lot of stress right now. More than we care to think about.
So how do we start the road to a stress-free retirement under these volatile conditions? It is possible.
Listen to the latest Financial Strategies podcast with Andrew and Daniel Agemy here to learn more.
THE INCOME GENERATION REPORT (PDF)
THE DANGERS OF SPENDING DOWNPRINCIPAL DURING RETIREMENT (PDF)
401(k) Now a 301(k)?
Did your 401(k) turn into a 301(k)?
Look at your portfolio; Do you have risk? Do you have adequate diversification? You need a plan in place to deal with the current financial climate.
Listen to this week's Financial Strategies podcast with Andrew and Daniel Agemy here to learn more!
Bond vs Bonds Mutual Funds (PDF)
The Dangers of Spending Down Principal in Retirement (PDF)
Should I Do a Roth Conversion While the Market Is Down?
Recent stock market drops have made Roth Conversions more appealing for many. However, you need to weigh the upfront taxes, along with further consequences you may not (yet) be aware of.
Listen to this week's Financial Strategies Podcast with Andrew and Daniel Agemy to find out more.
INVESTING FOR INCOME IN THE STOCK MARKET (PDF)
PROACTIVE TAX-SAVINGSTRATEGIES (PDF)
Greatest Mistake Retirees Make
Applying Social Secuirity too early, spending too much too soon, paying more taxes than necessary. What is the biggest mistake a retiree can make? The answer may surprise you.
Listen to this week's Financial Strategies podcast with Andrew and Daniel Agemy here to find out.
THE DANGERS OF SPENDING DOWNPRINCIPAL DURING RETIREMENT (PDF)
THE INCOME GENERATION REPORT (PDF)