Young Finances
By Anthony Iwen
I am a business and technology teacher that feels podcast are a great source of information. The problem is there is nothing out there that is specifically geared towards students! Hopefully that is where I can help. This podcast aims to teach students the necessary tools to set up finance success at an earlier age.
Young FinancesFeb 06, 2024
Loan Me Your Ears
In today's episode, we learn about the world of loans; what they are, the many different types, and what to consider before committing to one. As always, feel free to leave a comment or question. Remember, when it comes to financial questions, you're never "a loan!"
Catching on to Your Net Worth
Hello Listeners,
In this episode, I talk about what the term "net worth" means as well as provide different examples to help you understand how to calculate your own net worth.
Thanks for listening,
Anthony
Information > Inflation
Hello Everyone,
In this episode, I talk about the world of inflation. I go over what it is as well as how to overcome it. Remember, the more you know, the more you can prepare for whatever life throws your way, including the rising costs of your favorite products!
Thanks for listening,
Anthony Iwen
Risky Business
Hello Listeners,
On today's episode you get to learn about what a risky investment means?
Jobs Are Not All Created Equal
Hello Listens,
On this episode I talk about how to think about your future job and more importantly the degree you choose to go with it. If you have any ideas for a future episode please consider leaving a comment.
Link from episode: https://www.bls.gov/
Virtual Job Fair (Nursing: Bedside Nurse)
Hello Listeners,
Come listen to the episode to learn about the amazing and rewarding job of nursing. We get to hear the inside scoop of this profession. If you were thinking nursing is a good fit for you solidify it with this episode.
Talking Groceries With A Guest
Hello Listeners,
On this episode, I am joined by the lovely Maddison Ross (my finance) to discuss how our grocery shopping can have an impact on our budget. If you enjoyed this episode and would like to have her on another one feel free to leave a comment!
Is The Mustang A Must Have?
Hello Listeners,
This episode is a blueprint for the real-life thought process behind buying a vehicle. I talk about the pros and cons of new vs used.
HSA Health Savings Account
Hello Listeners,
On today's episode I talk about your health as well as the most powerful investment tool there is, the HSA (Health Savings Account). The HSA is such a power tool due to the three tax advantage approach. Listen to this episode to learn why.
Virtual Job Fair (Amazon Employee)
In this episode, we get to hear a bit about what it’s like to work for Amazon. We also get to hear a bit of advice from a different perspective.
2 + 2 = A Sum of Money. Now what to do with it?
On this episode I talk about what to do if you were to get a lump some of money. With the holidays coming up I know that people often receive money as a gift, but if you are not sure of what you can do with that, then more often than not it just disappears without knowing where it truly all went to.
Are you a 300 or 850? #CreditScores
Hello Listeners,
In this episode, I talk about what a credit score is as well as how to improve it. People often underestimate how much one is able to save over the course of their life as long as they have good credit. Will you be someone who has good credit?
Can't Hacked The Informed
Hello Listeners,
In this episode we discuss some important tips that will help keep you protected from a world that is becoming increasingly run by technology.
I am not perfect, just insured. Are you?
Should I Buy It?
Hello Listeners,
In this episode we are going to deep dive into the though process that you should go through when making a decision on wether or not you should purchase something. As well as a few tips and tricks using comparison shopping to ensure that you are buying exactly what you need.
On The Road To A Million
Hello Listeners. In this episode, I break down how much you need to save every month if you plan on retiring a millionaire by the age of 65. Remember you are never too old to start planning for your future. If you're young, however; you have your best friend compound interest right by your side.
Initial Thoughts on your First Job
Hello Listens,
This episode gives you a bit of information that you should think about before applying for a job as well as what you should have prepared when walking into an interview. This episode also discusses a few important key points to think about if you have also recently just started a job. It is important to get the most out of any job, and hopefully, this episode gives you some ideas on how to achieve workplace wonders!
Assets vs Liability. Do you know the difference?
This episode helps you learn the difference between assets and liabilities using explicit examples. The purpose is to prepare each and every one of you to be able to afford the things you want without having to worry about how to pay for them or worse going into debt for that life style!
Taxation Fixation
Do you know where that money goes every time you are paid? Well, this episode gives a bit of insight into what taxes are as well as a few of the different programs that make up where your federal taxes go. If you have any questions or have an idea for a future episode feel free to leave a comment.
Virtual Job Fair (EMS)
Hello Listeners,
This episode discusses a bit about the field of EMS. A current professional highlights the pro and cons of this profession so that people feel they know a little about this job before they even start their new journey.
Always remember you are able to go to https://www.bls.gov/ to learn more about this profession.
Virtual Job Fair (Field Examiner)
I am introducing something new to this podcast. In this component, I am going to interview people from different professions to allow you to gain a bit of insider knowledge on different jobs that might fascinate you.
Life Skills to Pay Your Bills
Testing The Water With Small Steps (Goal Setting)
Today's episode discusses how to prepare for goal settings. Sometimes it is better to have small goals to understand how to prepare for the large ones.
Credit Cards: Friend or Foe
65 is the New 25
In this episode, I discuss the pathway to retirement. What you need to do and the benefits of starting as early as you can.
The 8th Wonder of the World
This episode discussed what many considers to be the 8th wonders of the world. Compound interest shows how exponential growth can prepare you for financial success.
Find The Job That Works For YOU!
Hello Listens,
This episode discusses the important things to think about in order to find the best-fit job, or the job that "works" best for you! Some important things to consider are salary, benefits, schedule, and whether this job is one you are passionate about. Remember to be specific to your needs! If you find a job that can check all of these boxes, you are on your way to finding not just a job, but a career! Thanks for listening!
Link to U.S. Bureau of Labor Statistics www.bls.gov
Investing in Yourself
Hello Listeners,
This episode is to help young adults see money as a tool for a better means of life. The message of this episode is to teach people to invest in themselves first. Whether that is through direct deposit into a savings account or just physically putting the money aside before doing anything else with it.
Different Saving Options for Youth
This episodes talk about a few of my favorite saving account options.
The Importance of a Good Budget
Today's episode is all about how to manage your money by using a budget. I talk through important milestones that students should be aware of and ready for in their lives as financially responsible individuals.
Here is a link to a budget. Feel free to make a copy of it and use it for your personal money managing needs.
College is not the only option.
This episode is intended for students to hear about other options other than the traditional four year college degree.
College Saving
This episode talks about the financial benefits college can bring as well as two different saving opportunities. The first one is the 529 plan and the second is scholarships.
Forms of Payment
This episode teaches young adults about a few different options when it comes to payment choices.
Unit Rate
In this episode we break down what unit rate means. After that I go through examples to give everyone a more concrete understanding.
Wants vs Needs
This episode talks about the difference between wants and needs. It also teaches a strategy you can you use next time you are shopping.
Fixed vs. Variable Cost
Today's podcast is all about the difference between fixed and variable cost, as well as discussing the benefits they both can have on your budget.
Opportunity Cost
This is an introduction to what Young Finances is all about as well as teaching about what opportunity cost is. This include both the benefits and consequences.