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Elixir Of Mortgage Lending

Elixir Of Mortgage Lending

By Arvin Taali
Asset Based Financing Nationwide With No Income Verification On Non-Owner Occupied Properties 1-4 Units.

Primary Residence Conventional, FHA, VA, Jumbo Prime, Non-QM, Bank Statement Loans, Stated Income One-Stop-Shop In California/Florida.
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Different Mortgage Loan Tiers
Different mortgage loan tiers based on borrowers current circumstance. Borrower of a wider range of different way of producing income can get a mortgage loan. #elixirmortgagelending #nmls1704105 #mortgagelending #statedincome #bankstatements #nonqm #conventionalloans #jumboloans #fhaloan #valoans #mortgagelending #california #californiahomeloans #florida #floridahomeloans #primaryresidence 
06:09
May 17, 2022
Long Term Rental Financing Opportunity
Nationwide Long Term Rental 1-4 & Vacation Rental Financing. #portfoliolending #longtermrentals #multifamily #vacationrentals #nationwide #nonowneroccupied #investmentproperty #investmentproperties #nmls1704105 #elixirmortgagelending
02:47
May 11, 2022
California/Florida Stated Income Primary Residence
California/Florida Primary Residence State Income With No Income Verification.  Stated Income Requires More Down Payment & Reserves Requirements However Does Not Require Tax Returns To Qualify.   #statedincome #primaryresidence #noincomeverification #california #californiarealestate #californiarealtors #californiahomes #califlorida #florida #floridarealestate #floridarealtors #floridahomes #mortgagelending #nmls1704105 #elixirmortgagelending 
04:07
May 06, 2022
Nationwide Investor Mortgage Lending Programs Advantage In Current Market
Rates on long term rentals have remained consistently the same despite conventional mortgage rates increasing significantly. While this correction is expected to come soon it’s a great time and opportunity to take advantage of long term rental programs for non- owner occupied investment properties with income verification.
04:45
April 22, 2022
California/Florida One Stop Shop. Nationwide Investment Property.
California & Florida borrowers can enjoy benefits of all out programs for primary residence as well as investment properties. Nationwide we offer non-owner occupied Investment property financing 1-4 units.
01:48
April 12, 2022
Cash in your profit in your equity.
California/Florida real estate values have appreciated and borrowers equity positions have strengthened. However debt is on the rise and using your home equity you can eliminate debt. Nationwide investment properties can be cashed out up to 80% LTV.
02:15
February 24, 2022
Nationwide FixNFlip/Long Term Rentals/Construction Financing.
Nationwide non-owner occupied invest properties FixNFlip/Long Term Rentals/Construction financing. #nationwide #nonowneroccupied #investmentproperty #fixandflip #fixnflip #longtermrentals #constructionloans #nmls1704105 #elixirmortgagelending
03:12
February 03, 2022
New Increased Conforming Loan Limits 625K California & Florida
California & Florida new conforming loan limits was increased to 625K and if for any reason home is located in a city/county where borrower needs financing above conforming loan limits we have loan programs to help. #california #florida #conformingloans #nonqm #nonconforming #homeloans #mortgageloans #nmls1704105 #elixirmortgagelending
02:10
October 07, 2021
Long Term Rental Financing Nationwide Updates 2021
2021 has been an optimistic year for our investors and financing Long Term Rentals nationwide for non-owner occupied investors with much improved rates as well as terms. This form of financing can be used for vacation rentals 1-4 units and 5+ units multi-family. #nmls1704105 #elixirmortgagelending #longtermrentals #nationwide #nonowneroccupied
03:40
October 01, 2021
Nationwide Portfolio Lending
Long Term Rental Investment Property Financing Or Refinance Of Multiple Properties As A Blanket Single Transaction.
08:34
May 20, 2021
Nationwide Mixed-use Investment Property Financing
Mixed-use properties can be more challenging to finance especially with conventional lending however lending as non-traditional investment is an option. If property is owner occupied but commercially zoned we can lend on as borrower occupied but if zoned residential it can only be financed as non-owner occupied.
02:15
May 10, 2021
Nationwide Long Term Rentals Qualify Using Debt Service Coverage Ratio
Nationwide non-owner occupied investment properties no income verification to qualify using monthly rental income paid by tenant short term as vacation rentals or long term using tenants monthly paid rental income under contract.
03:09
April 08, 2021
California/Florida Jumbo Loan Programs
California/Florida Jumbo Loan Programs Is Used to Exceed county Loan Limits As Well As Programs Benefiting Self-Employed Borrowers.
03:56
April 07, 2021
CA/FL Self-Employed Borrowers Looking For Mortgage
California/Florida Self-Employed Borrowers Seeking A Mortgage Loan Now Have More Options Than Traditional Loans Using Tax Returns.
02:23
April 07, 2021
Mid-Construction/ADU Financing
Investors looking to finance or refinance an existing construction loan or build ADU ground up we can utilize our rehab loan program to achieve. Best results tend to be in California/Florida.
01:49
April 05, 2021
CA/FL New 2021 Jumbo Loans
California/Florida New 2021 Jumbo Loan Program With Higher Loan Limits Higher Loan Thresholds More Flexible Faster Closing Process. NMLS#1704105
03:01
April 01, 2021
2021 Competitive Home Purchase Market In California/Florida
Borrowers looking to purchase home in California/Florida with conventional financing in 2021 need to know to make your offers more competitive with faster closing.
03:36
March 12, 2021
Long Term Rentals New Alternative Solutions 1-4 Units.
Using stated income as high net worth savvy investor you can get lower long term rental rates. 30 years fixed terms with competitive rate currently.
05:60
June 30, 2020
Long Term Rental Financing After CORVID-19
Nationwide borrowers looking to finance 1-10 units investment property with no income verification from 400K-4M 700+ FICO.
02:23
May 25, 2020
Program highlights for investors nationwide and home owner California/Florida
With recent changes to mortgage industry and rapid program changes just highlighted on what’s available currently.
05:59
April 27, 2020
Current Events During COVID-19
Maximize equity in uncertain times cashing out while home values are solid and you have recent pay stubs.
06:00
March 20, 2020
Nationwide Investment Property Long/Short Term Rentals Improved Pricing 2020
While no one knows how long home prices will continue to rise however it is more likely than not rents will not be decreasing. With that said investors are now more attracted to long term rentals or short term rentals such as vacation rentals/Airbnb's. Since the start of 2020 we've lowered our rates in the long term rental non-owner occupied no income verification programs also known as NONI. Borrowers with 680+ FICO get rewarded with lower rates on 5 year ARM and 30 years fixed programs. We offer this program in 30 states which borrowers can also add up to 2.5% of closing cost financing with an additional .25% rate hit which allows borrowers to finance up to 82.5% LTV on loans over 150K-1.2M. Borrowers have an option to pay their own escrows or set up impound accounts which is not as common with this type of financing. Borrowers will have 3 years prepayment penalty 3%/3%/3% if they decide to change loan or sell property. This program does not require investment experience on 1-4 unit properties. So long as area rental calculation (1007) covers monthly mortgage and equity requirements are met for down payment this program does not require rental agreement or even a tenant in place so long as property is used for investment purposes. For any reason debt service ratio is less than 1 which means its negative on cash flow every month its .5% additional rate hit however still can be done. Lastly, we cover up to $550 of appraisal cost at closing.
06:18
February 16, 2020
Dez Gerald Certified Home Stager in Charlotte North Carolina & Georgia Area
Dez Gerald is a real estate broker & stager in the Charlotte, North Carolina region with over 15 years experience in her local market her and her sisters have been working with buyers, sellers as well as investors.  Her professional experience on the local communities.  Dez Gerald CEO/Owner at DI Real Estate & Staging.  For more information you can contact her dez@direalestatestaging.com http://www.direalestatestaging.com/ Join Dez's home buyer & investor groups www.facebook.com/homebuyerrenterscircle meetup.com/wholesalers-investors-flippers #DezGerald #RealEstateBroker #Stager #NorthCarolina #Charlotte #Staging #Investors #Buyers #Sellers #Direalestatestaging #1sttimehomebuyers #Homesellers #Moveupbuyer #ElixirMortgageLending
24:40
January 18, 2020
California/Florida One Stop Shop Home Loans
California/Florida One Stop Shop Home Loans, Jumbo, Conventional, FHA, VA, Reverse Mortgage & Bank Statement Loans.  Knowing you have options to getting into a home is important and for many folks its a choice.  
05:11
January 15, 2020
Small Business Loans With Jack DeAngelis
Jack DeAngelis on his extensive experience in business for many years in several different industries as well as understanding of what small business owners go through especially in today's environment.  You can reach Jack DeAngelis directly at 949.439.7527 or yourbusinesslender@gmail.com
30:10
January 15, 2020
Jack DeAngelis On Business Loans Nationwide
Jack DeAngelis on his extensive experience in business for many years in several different industries as well as understanding of what small business owners go through especially in today's environment.  You can reach Jack DeAngelis directly at 949.439.7527 or yourbusinesslender@gmail.com
30:08
January 03, 2020
Dez Gerald of Charlotte, North Carolina Real Estate Broker & Her Professional Experience (Part 1)
Dez Gerald is a real estate broker & stager in the Charlotte, North Carolina region with over 15 years experience in her local market her and her sisters have been working with buyers, sellers as well as investors.  Her professional experience on the local communities.  Dez Gerald CEO/Owner at DI Real Estate & Staging.  For more information you can contact her dez@direalestatestaging.com http://www.direalestatestaging.com/ Join Dez's home buyer & investor groups www.facebook.com/homebuyerrenterscircle meetup.com/wholesalers-investors-flippers #DezGerald #RealEstateBroker #RealEstate #NorthCarolina #Charlotte #Staging #Investors #Buyers #Sellers #Direalestatestaging #1sttimehomebuyers #Homesellers #Moveupbuyer #ElixirMortgageLending 
30:09
December 24, 2019
Bianca Diaz Nationwide Credit Repair Expert
Bianca Diaz advice on how to help restore credit as well as preventative steps to look out for. She can be reached directly at biancathelasvegasrealtor@gmail.com or 786.316.8659 for more information.
23:32
December 20, 2019
Nationwide Mold Inspection Expert David Snell
David Snell education on got mold and how to solve mold issues.
23:05
December 14, 2019
JV Contracts & Cross Collateralize Episode 1.10
Ways for investors to come up with down payment for purchasing investment properties nationwide.
06:27
December 08, 2019
What makes our Multi-Units different? Episode 1.9
740+ FICO nationwide 44 states up to 85% LTV 1-40 units.
08:29
December 01, 2019
Multi-units Lowest Down Payment 1.8
Long term/Short term investor financing non-owner occupied with no income verification 740+ FICO with 15% down payment is one of the lowest down payments in the industry today.
07:12
November 23, 2019
Primary residence no tax returns no W-2’s nationwide 700+ FICO other than California 500+ FICO
Self-employed borrowers can purchase or refinance their primary residence or investment properties using P&L and CPA letter as a simpler alternative to bank statement loans.
09:13
November 17, 2019
Multi-unit Short & Long Term Investor Financing 1.6
Short & long term financing from 75+k with 660+ FICO with no income verification 3 months reserves.
06:02
November 08, 2019
Fix&Flip New To Seasoned Investors 1.5
Fix&Flip details to know in 19 states to optimize investment financing.
06:58
October 27, 2019
Elixir Mortgage Lending episode 1.4
Values in recent history showing up lighter and investors are digging into values even more.
05:42
October 19, 2019
Elixir Mortgage Lending 1.3 Bridge Loans
Bridge loan basic info to get started with your investment financing.
12:08
October 09, 2019
Elixir Mortgage Lending 1.2
In this weeks episode we cover Bridge Loans based on a published article on LinkedIn by Arvin Taali.
05:35
October 01, 2019
Elixir Mortgage Lending 1.1
Investors, self employed have a number of different ways they can finance their investment properties nationwide and we scratched the surface different options.
20:27
September 25, 2019
Elixir Mortgage Lending Introduction
Weekly we will update borrowers nationwide as well locally here in California on updates to lending guidelines, benefits, drawbacks of different loan programs out there available for homeowners and investors.  Knowledge is valuable when it comes to making a decision.  
03:47
September 20, 2019