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Rate of Return

Rate of Return

By Austin Hankwitz

Join online creator turned venture capitalist Austin Hankwitz as he equips you with the resources to become the best financial version of yourself. Through solo episodes and special guest interviews (CEOs, founders, athletes, tech leaders, etc.) — you'll walk away with the actionable insights needed to get, save, and grow your money.
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#6: The "Black Card" for Creators w/ Eric Wei and Will Kim

Rate of ReturnApr 22, 2022

00:00
42:17
#15: Making Health Savings Accounts more Accessible w/ Ami Kumordzie

#15: Making Health Savings Accounts more Accessible w/ Ami Kumordzie

In this episode of the Rate of Return Podcast, we're going to be showcasing a separate episode I recorded for iHeartRadio and Intuit Quickbooks alongside Jannese Torres -- Mind the Business: Small Business Success Stories.

To follow Mind the Business, click here!

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Owning a small business can be one of the most rewarding and challenging things a person does. Amid an uncertain economy and ever-evolving consumer trends, there is a lot to figure out and navigate to ensure your business thrives. Join hosts Jannese Torres (Yo Quiero Dinero) and Austin Hankwitz (Rate of Return) as they connect with small business owners and hear their stories about managing the ups and downs of starting and growing a small business. Listen and learn valuable lessons from their experiences that will guide you along the way through your own small business journey.

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In business, you have to spend money to make money. But you also have to have money to spend it. Hosts Austin and Jannese discuss how to decide which type of funding makes sense for your small business and explain the differences between angel investors, VC funding, crowdfunding, small business loans, and grants.

Later, Ami Kumordzie, founder of fintech company Sika Health, joins the show to share her empowering story of beating the odds as a Black woman who raised a $6.2M seed round from world-class investors during a pandemic.

Learn more about how QuickBooks can help you start, grow, and fund your business:

https://quickbooks.intuit.com/

https://quickbooks.intuit.com/capital/

For more resources and insights around growing a new business visit: 

https://quickbooks.intuit.com/r/starting-a-business/

https://quickbooks.intuit.com/r/small-business-data/new-business-insights-2023/

See omnystudio.com/listener for privacy information.

Apr 05, 202337:51
#14: Income-Focused ETFs w/ NEOS Investments

#14: Income-Focused ETFs w/ NEOS Investments

Austin Hankwitz sits down with Troy Cates, co-founder of NEOS Investments, to learn more about income-focused ETFs. The ETFs covered in this podcast are $SPYI, $BNDI, and $CSHI. To learn more about each ETF, please visit their website and do your own research. 

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Find more podcast episodes: click here

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Disclaimer: This is not financial advice or recommendation for any investment. The Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.

Feb 19, 202328:02
#13: House Hacking Explained w/ John Eringman (@johnefinance)
Sep 26, 202220:30
#12: Building the World's 1st Financial Membership w/ Josh McManus

#12: Building the World's 1st Financial Membership w/ Josh McManus

Fruitful's CEO, Josh McManus, joins Austin Hankwitz to finally introduce his company to the world. After two years in stealth, Fruitful emerges as the world's first financial membership. We discuss the "messy middle," building generational wealth, how he manages his company to emphasize "for progress" instead of "for profit," and how he manages his personal finances. 

Fruitful is an incredible wealth-building tool - unlocking Certified Financial Planners to folks who might not have been afforded the opportunity without them. Their public-launch is slated for October 2022, but to sign up for their waitlist use the link below. 

https://fruitful.co/

Aug 03, 202229:03
#11: Solving the Global Titanium Issue w/ Taso Arima

#11: Solving the Global Titanium Issue w/ Taso Arima

IperionX's managing director and CEO, Taso Arima, walks us through his experience founding the Lithium giant Piedmont Lithium (PLL), where his desire in metals technology stems from, issues with the global Titanium supply chain, and how IperionX is reimagining how the United States approaches extraction and distribution of the all-important asset that is Titanium. 

Jul 06, 202235:03
#10: the iPhone of Air Conditioners w/ Mike Mayer

#10: the iPhone of Air Conditioners w/ Mike Mayer

Austin Hankwitz sits down with serial entrepreneur Mike Mayer to talk all things.. air conditioners? 

Mike Mayer, the co-founder of Windmill Air, walks us through his initial idea for the product, when he believes it's time to go "all-in" on building a startup, the major problems Windmill Air solves for their customers, as well as their positive impact on the Earth's environment. 

Jun 07, 202232:48
#9: Sustainable Investing (ESG) w/ Boris Khentov
Jun 07, 202222:28
#8: the Rise of AI & Superintelligence w/ Dr. Roman Yampolskiy

#8: the Rise of AI & Superintelligence w/ Dr. Roman Yampolskiy

Austin Hankwitz sits down with Dr. Roman Yampolskiy, Professor of Computer Engineering and Computer Science at the University of Louisville’s Speed School of Engineering, to discuss the basis of AI, superintelligence, and cybersecurity. 

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Dr. Roman Yampolskiy holds a PhD from the Computer Science and Engineering Department at the University at Buffalo, Bachelor’s & Master’s degrees in Computer Science from the Rochester Institute of Technology, and worked at the Center for Advanced Spatial Analysis at the University of London. He is the author of over 100 publications, has been cited by over 1,000 scientists, and his research has been featured over 250 times in media reports across 22 languages.

Jun 07, 202219:36
#7: Makara's Diversified Crypto Baskets w/ Jesse Proudman
May 23, 202227:07
#6: The "Black Card" for Creators w/ Eric Wei and Will Kim

#6: The "Black Card" for Creators w/ Eric Wei and Will Kim

Karat Financial's co-founders Eric Wei and Will Kim walk us through their experience building the "Black Card" for online content creators, their master plan for where they're taking their business, how they were able to get other incredible entrepreneurs on their cap table, and their thoughts on underlying trends being seen in the Creator Economy.

Apr 22, 202242:17
#5: High-Risk Investing Made Effortless w/ Som Mohapatra & Thomas Stewart

#5: High-Risk Investing Made Effortless w/ Som Mohapatra & Thomas Stewart

Quantbase co-founders Som Mohapatra and Thomas Stewart walk us through their experience building the world's first SEC-registered robo-advisor for high-risk investing, their plans to beat the market over the coming years, their Nancy Pelosi and Jim Cramer funds, and their rebalancing processes. 

Mar 28, 202237:18
#4: Game Changing Tax Hacks w/ Expert Eric Bronnenkant
Mar 22, 202232:12
#3: Modernizing Student Loans w/ Sparrow CEO Harrison Hochman

#3: Modernizing Student Loans w/ Sparrow CEO Harrison Hochman

Sparrow's CEO Harrison Hochman talks student loan lifecycle, the intricacies between federal and private student loans, applying for student loans without credit, and how important student loan payback assistance can be for employers navigating a competitive job market. 

Mar 04, 202229:08
#2: Investing Millions into Creators w/ Creative Juice CEO Sima Gandhi

#2: Investing Millions into Creators w/ Creative Juice CEO Sima Gandhi

Creative Juice CEO Sima Ghandi talks being the 15th employee at Plaid (now worth $13.4B), how to get paid the next day on your YouTube AdSense, underwriting the risk surrounding "Juice Boost," social media manager salaries, and how Creative Juice is investing millions of dollars into what Sima believes will be the next big asset class. 

Feb 21, 202238:11
#1: Managing $34B in Assets w/ Betterment CEO Sarah Levy

#1: Managing $34B in Assets w/ Betterment CEO Sarah Levy

Paid non-client of Betterment, and views may not be representative. Click to learn more.

Betterment CEO Sarah Levy talks why she joined a financial services company after decades in the media industry, the rise of shareholder activism, women in business, debt freedom, and why Betterment is betting big on socially responsible investing. 

Learn more about this relationship at www.betterment.com/austin. See more reviews at the App Store and Google Play Store.

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0:00 Introduction of the podcast & Sarah Levy

1:28 Sarah Levy introducing herself & Betterment

5:01 "Will you walk me through your career switch from media into financial services?"

8:01 "What makes you qualified to lead a financial services company of this caliber?"

11:40 "What is Betterment doing to equip their customers with the right information to make educated financial decisions?"

Mailbox Money - Audience Questions

17:45 "What would you say to a young woman trying to rise in the business world?"

20:04 "Wealthfront was just acquired for $1.2 billion by UBS, what does this mean for Betterment?"

21:53 "What would you say to someone who is never looking to get back into debt?"

24:18 "What makes Betterment different from other robo-advisors?"

30:36 "What does it mean to be a socially responsible investor?"

35:04 "What obvious trend is happening right now that no one paying attention to?"

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Important Links:

https://austinhankwitz.substack.com/

https://betterment.com

https://www.tiktok.com/@austinhankwitz

https://www.instagram.com/witz.business

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Jan 28, 202237:42