The Avoiding Broke Podcast
By Avoiding Broke
Our mission is to increase "Personal Finance education for everyone". We want to help as many people as possible to understand how to make, protect and grow their money.
All opinions are our own and not financial advice. Always do your own research.
All opinions are our own and not financial advice. Always do your own research.
The Avoiding Broke PodcastFeb 26, 2023
00:00
11:31
EP 140: Time management tips to help you achieve your goals.
We all have the same 24 hours in a day, but how we use that time determines how successful we are. These essential time management tips will help you achieve more and work towards your life goals.
Nov 19, 202309:01
EP 139: Achieve your 2023 goals and plan for 2024
Now is the time to achieve your 2023 goals and plan for 2024. Having a simple focus on key aspects of your life (e.g. health, family, personal development and finances) can improve your happiness and wellbeing.
Nov 05, 202305:15
EP 138: The importance of mindset in defining and executing your plans
EP 138: The importance of mindset in defining and executing your plans. Our mindset is the key factor in our mood, decision-making and so much more. Spending time to improve our mindset is key to achieving our goals and successes
Aug 15, 202312:19
EP 137: Realign to your life goals
We all have goals and, despite working towards them, we can easily need to realign with them. Take time, reflect, rest, plan and be prepared to go after your goals with even more focus and energy.
Aug 06, 202306:25
EP 136: Use your time well
In this episode, Leanne talks about time and how we use it. We all have the same 24 hours, how do you use your time?
Jul 30, 202306:27
EP 135: Resetting personal goals and changing your targets
EP 135: Resetting personal goals and changing your targets. We all have times when we need to reassess our goals and pursue new targets. Jamain covers some ideas to help plan effectively, review your goals and change direction for greater progress
Jul 23, 202306:25
EP 134: Protect your energy
In this episode, Leanne talks about your energy and how it impacts your results.
Jul 16, 202304:35
EP 133: Get out of your comfort zone
In this episode, Leanne talks about the need to get out of our comfort zones to really give ourselves the chance to achieve big financial goals!
Jul 09, 202305:58
EP 132: Take financial and life opportunities when they arise
Take financial and life opportunities when they arise. Jamain discusses how when opportunities arise we need to be ready and willing to take them. This can have a huge impact on our financial futures.
Jul 02, 202308:19
EP 131: Inflation, interest rates and mortgages
In this episode, Leanne talks about inflation and how interest rates are used to control inflation. She also discusses the impact on mortgages and steps we can take to help ourselves.
Jun 25, 202310:17
EP 130: Overpaying debt and saving while you have debt.
In this episode, Leanne talks about the benefits of overpaying your debt if you can. We also tackle the tricky question of whether you should save while you have debt.
Jun 18, 202306:12
EP 129: Using our energy and mindset to live a more prosperous life
Using our energy and mindset we can elevate ourselves to news ways of thinking and behaving. This change in thinking, planning and actions can help us live a more prosperous life.
Jun 11, 202310:18
EP 128: Make your financial goals bigger.
In this episode, Leanne encourages us all to make our financial goals bigger! We give ourselves a better chance of doing bigger things if our goals are bigger. Big goals can be daunting but we can overcome this by breaking them down into smaller milestones.
Jun 04, 202306:35
EP 127: How mindset can help you reach your financial goals.
In this episode, Leanne talks about how our mindset can be our greatest tool to help us reach our financial goals. She covers what is mindset and how she tries to keep hers in a place that serves her.
May 28, 202308:28
EP 126: Lifestyle Inflation
In this episode, Leanne talks about lifestyle inflation- what it is, why it can be a problem and some tips to help not fall into the lifestyle inflation trap.
May 21, 202306:42
EP 125 - 100% mortgages are back - Benefits and concerns
100% mortgages are being reintroduced to the UK property market. They offer a useful, but potentially risky, route to home ownership. We run through some benefits of and concerns about 100% mortgages
May 14, 202322:20
EP 124: Parenting and personal finance
Parenting and personal finance - the game changer. There is a need to plan schools, financial literacy, saving, investing, housing, day to day spending and more! Its a different level of planning needed. #personalfinance #parenting #financialfreedom
May 07, 202312:52
EP 123: Be consistent and build good habits!
In this episode, Leanne talks about the importance of consistency and building good habits in working towards your goals.
Apr 30, 202304:53
EP 122: Farsighted personal finance
We can all become stressed, worried and confused by current financial challenges - but how we decide what is really important? We have the power to decide if an issue will be important in a years time, or to decide which handful of issues take our energy and let everything else have less thought. This is the essence of being more farsighted and deliberate about shaping our future.
Apr 23, 202305:30
EP 121: Don’t stress about your budge, stay calm!
EP 121: Don’t stress about your budge, stay calm! Doing a #budget can be stressful and the outcome may not be what we want. However, a budget is only a point in time ‘guess’ so we shouldn’t stress about it. Instead, focus on the discipline, consistency and grit needed to make the numbers work as best as possible to deliver the outcome you want!
Apr 16, 202308:21
EP120: Can you increase your income?
In this episode, Leanne talks about ways to increase your income. With high inflation impacting so many of us globally, can you increase your income to maintain or improve your standard of living.
Apr 09, 202307:44
EP 119: Personal finance reflection - end Q1 2023
Q1 2023 has seen more challenges in the economy as interest rates have increased, banks have collapsed and more people are struggling. This outlook covers our thinking about income, spending, savings, investments and real estate
Apr 02, 202318:57
EP 118: Overpay on debt daily for HUGE savings
Overpay #debt daily to fight high #interestrates
Interest on debt is often calculated daily. Overpaying daily can reduce the total amount you pay back and help you repay debt sooner.
Interest on debt is often calculated daily. Overpaying daily can reduce the total amount you pay back and help you repay debt sooner.
Mar 26, 202305:50
EP 117: What’s your ultimate why?
Why do you do the things you do? Why do you make the decisions you make? In this episode Leanne talks about why it’s beneficial to understand your ultimate why- this is the ultimate goal or reason that you have for wanting to make good financial decisions and to learn and grow.
Mar 19, 202306:49
EP 116: Who do you want to be in the future?
In this episode, Leanne talks about understating your current financial personality and who you want to be in the future. If we think about who we want to be in the future, we can try to make financial decisions now that align with the future self.
Mar 12, 202306:58
EP 115: 2 simple questions to improve all financial decisions
2 simple questions to improve all financial decisions….start today I bet you will make better choices!
Mar 05, 202301:50
EP 114: Steps to building a financial foundation
A financial foundation or base is the start point for making better financial decisions. You figure out what your commitments and goals are, decide what financial support you need to achieve them and then execute! This podcast will give you some tips on how to set your goals and make them a reality.
Feb 26, 202311:31
EP 113: Set your financial goals
In this episode, Leanne talks about how setting your financial goals can help you with your financial strategy. Leanne suggests a way to discover what your goals may be and how being clear on your goals can help you make decisions.
Feb 19, 202310:09
EP 112: Making financial decisions for the long term
In this episode, Leanne talks about making financial decisions that will benefit us in the long term. We have a choice about whether we do something to benefit us in the short term or the long term. Leanne shares what she and Jamain are doing and thinking about, as well as the mistakes they make (or nearly make!).
Feb 12, 202313:19
EP 111: Take action now to improve your life!
In this episode, Leanne talks about the importance of taking action to improve your life. How often do we read, watch or listen to something and then take no action to implement what we’ve learnt? Make use of all the knowledge you’ve gained and take actions.
Feb 05, 202307:06
EP 110: Focus on one single goal in your personal finances
The rich are able to focus on single goals and tasks and get more done. In our personal finances we are often trying to do at least 4 things at once: grow income, reduce expenses, save and invest. Instead of doing all 4 things at once, try to focus strongly on just one priority and hopefully see your results improve
Jan 29, 202304:31
EP 109: Using longer-term objectives to improve productivity and finances
A big difference between the rich and poor is the ability to think longer term in order to improve productivity and wealth.
This podcast covers some simple tips to shift your thinking in order to improve productivity at work, improve your personal finances and work on your self development.
This podcast covers some simple tips to shift your thinking in order to improve productivity at work, improve your personal finances and work on your self development.
Jan 22, 202313:32
EP 108: How do you make financial decisions?
In this episode, Leanne talks about some of the behavioural economics concepts (behavioural biases) that may explain why we make the decisions we do. By understanding the theory, we can pause and take time to think about the biases and whether we still want to make the same decisions. Knowledge is power and can help us make positive changes. Also if you would like to sign our petition to make personal finance part of the school curriculum, here’s the link: https://www.change.org/p/teach-personal-finance-in-all-schools-and-give-ongoing-help-to-adults?recruiter=1288440146&recruited_by_id=44dcc260-7818-11ed-850d-7981bf0ae869&utm_source=share_petition&utm_campaign=share_for_starters_page&utm_medium=copylink
Dec 11, 202213:25
EP 107: 2023 financial outlook - Part 1
Jamain takes a quick initial guess about the property market, domestic spending and investment conditions in 2023
Dec 05, 202216:58
EP 106: Prioritise life like the wealthy
EP 106: Prioritise life like the wealthy is about planning, simplifying and prioritising everything you do in order to achieve more than ever before
Nov 27, 202207:15
EP 105: Financial preparation for 2023 - 2 amazing tips
Your credit score and financial margin of safety (how much cash in the bank) could be THE key financial decisions we make in 2022. Time to prepare for 2023 is NOW!!!!
Nov 20, 202211:05
EP 104: Economic update- Inflation, Recession and Interest rates
In this week’s episode, Leanne provides an overview of the economic situation and explains the basics of inflation and recession- covering why they usually occur and how these are usually dealt with and the interaction between them.
Nov 13, 202211:04
EP 103: Take responsibility of your finances- knowledge is power.
In this episode, Leanne shares her thoughts on how we can all take responsibility for our own finances. We should all try to understand how interest rates and inflation (for example) impact us personally.
Nov 06, 202208:06
EP 102: November 2022 Personal finance update - income, savings, investing and debt
EP 102 covers our November 2022 personal finance update. This is an outlook for income, savings, investing and debt. The last few months have been hard and the next year expected to be worse…it’s important to understand your personal finances!
Oct 30, 202219:50
EP 101: Your thoughts are powerful!
In this episode, Leanne talks about how powerful our thoughts are. We should use our mind as a tool to help us achieve the greatness we all have inside. This episode also includes some tips on how to turn your thoughts positive.
Oct 23, 202208:45
EP 100: The real meaning of Empathy?
In this episode, Leanne explores the meaning of empathy and challenges her current thinking of empathy.
Oct 09, 202206:57
EP 99: The power of gratitude!
In this episode, Leanne shares her thoughts on the power of gratitude. Saying out loud what you are grateful for can have such a huge positive impact on your life.
Oct 02, 202207:36
EP 98: Level-up our self-esteem INSTANTLY
A lot of people are struggling with motivation and confidence. We can do a lot to address this feeling almost immediately….check it out.
Sep 25, 202207:32
EP 97: Focus on what you can control!
In today’s episode, Leanne talks about how important it is to focus on the things you can control and not to waste your precious time on those things outside of you control. She also suggests 3 things that you may want to focus on.
Sep 18, 202209:17
EP 96: Lessons learned from 97 days of meditation
We have been meditating consistently for the last 97 days….here are 3 key lessons learned.
Sep 11, 202208:10
EP 95: The courage to be disliked! Lessons from the book!
In this episode, Leanne shares what she has learnt from the book ‘The Courage to be Disliked’. It’s a real thought provoking book about how being happy is all within our own control! We hope you find the lessons useful!
Sep 04, 202211:48
EP 94: Cost of living crisis and mental health
A cost of living crisis has hit globally. EP 94: Similar to Covid times, the strain of a poor economy is impacting peoples mental health and wellbeing. Today we discuss 3 simple ways to combat mental health challenges.
Aug 28, 202208:09
EP 93: Finding happiness!
Do you know what truly makes you happy? Is it possible we’ve been mistaken about truly makes us happy. In this video Leanne explores what makes her happy and the lessons she’s been thinking about this week.
Aug 21, 202208:07
EP 92: Reflection - Ask for help when you need it
This is a morning reflection. A lot of personal and financial management involves struggle and uncertainty. Coping with hard times sometimes means asking for help when we need it. This is even more important as the financial crisis bites.
Aug 14, 202202:58
EP 91: 3 ways to help prepare for the incoming recession
A looming recession is confirmed and the economic outlook for the next year is poor. These 3 ideas are based on core economic and business principles and could instantly help improve your financial health.
Aug 07, 202207:33