Insurance Talk

Contractor's Tool Coverage

An episode of Insurance Talk

By Tammy Lesueur
Rex Lesueur and Cheri Martinen give you straight forward answers to your insurance questions.
More places to listen

More places to listen

Rex and Cheri talk about Home Based Business
What type of insurance do you need for your home based business? Will your homeowners cover it? Listen to the podcast with Cheri Martinen and Rex Lesueur to get those answers. 
21:00
August 13, 2019
Bond's What Are They
Want to understand what a bond is and why it is important. Listen to Rex Lesueur's and Cheri Martinen's discussion on bonds. 
21:00
August 13, 2019
Employer's Practices Liability Insurance (EPLI)
Listen Cheri Martinen and Rex Lesueur discuss Employer's Practices Liability Insurance (EPLI).  Even if you only have one employee this is an insurance policy you need! Lawsuits brought against a current employer, past employer, or prospective employer are the most common lawsuits that today's employers face. Learn how this coverage protects employers and how you can protect your own business from becoming the next one to get sued. 
21:00
August 12, 2019
Homeowners Insurance Claims
Water damage claims are covered, and mold is not. If you have been denied coverage by your insurer there have been lawsuits that have won coverage back for the homeowner. Listen to Cheri Martinen and Rex Lesueur Part 2 of this Podcast Interesting claims that happen because well "it seemed like a good idea at the time. "
14:00
July 30, 2019
Ripped from the headlines! Commercial Driver Kills Motorcycle Rider after Hitting Deer.
Hired a new employee to drive your company vehicle or truck. Did you check their driving record?  Often employers do not check driving records and sometimes when they do and it's not stellar they still hire them to drive. Listen to Rex Lesueur and Cheri Martinen discuss the consequences that could happen to your company if they were in an accident while driving the company vehicle. 
07:04
July 30, 2019
Personal Injury protection
Personal Injury Protection is part of every auto policy. It is not the same coverage from state to state. If you want to know what this PIP covers listen to Rex and Cheri explain this important part of you auto insurance. 
14:14
July 22, 2019
Drone Insurance
Is you drone insured by your homeowners? What about that business drone? Find out listen to Rex Lesueur and Cheri Martinen. 
06:45
July 17, 2019
liquor liability
Thinking of having that big celebration at home. If you decide to serve liquor you will want to be aware of your liability. It varies state to state. Listen to Cheri Martinen and Rex Lesueur talk Liquor liability on insurance talk.  
21:00
June 24, 2019
Business auto
Business auto. When should you be insuring your work truck or car with a business insurance policy? 
20:36
June 3, 2019
What You Don't Know About Your Homeowners Insurance
Homeowners insurance policies each have their unique coverage's.  Every insurer tries to differentiate their product from the competition. Listen to Cheri Martinen and Rex Lesueur discuss the what you should look for and what may not be covered under your current homeowners policy. Most people do not read their insurance policy until after they have the loss. A good insurance agent will have read every insurance policy he or she sells. Insurance is our business. 
21:00
May 1, 2019
Buying a home, getting married, or divorced?
Your insurance needs will change when you have a life changing event like buying a home getting married or a divorce. Learn what steps you should take to make sure your insurance matches your new life style needs. 
21:00
April 24, 2019
Flood Insurance
Flood insurance how it works and when do you have to buy it
21:00
April 8, 2019
Contractor's Tool Coverage
What is contractor's tool coverage and why should you buy it? 
06:57
March 15, 2019
Collision - Comprehensive? What does that mean. Are RV's, boats, ATV's, Snowmobiles covered under your homeowners?
Cheri and Rex discuss two insurance terms most people are familiar with, but do you really know what they mean?  How does your comprehensive coverage on your auto really work. Are your boats,  RV's. ATV's covered under your homeowners if your garage collapses on top of them, or a fire burns your home to the ground. Find out on insurance talk. Listen now.  
13:51
March 14, 2019
Winter Claims
Ice Dames, Frozen Pipes, Collapse due to weight of snow. In this episode of Insurance Talk with Rex Lesueur and Cheri Martinen go over some common winter claims and how to prevent them. 
21:00
February 27, 2019
Insurance Deductibles
What are insurance deductibles? How do they work? We talk about the that and more in this episode of Insurance Talk. 
21:00
February 25, 2019
Filing an Insurance Claim
Learn how to file a claim and get paid! With Bancorp Insurance quick and easy tips to a smooth claim process. 
21:00
February 14, 2019
Rental Car Insurance
Do you really need to buy rental car insurance? We answer that question for a family vacation or a business trip in this episode of Insurance Talk. 
21:00
February 13, 2019
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