The Essential Podcast

The Essential Planning Approach

An episode of The Essential Podcast

By Barko Financial
Detach from the constant noise of the financial world and focus on what's Essential - family, purpose, and recreation. Tommy discusses financial and life strategies you can use to essentialize your life.
More places to listen
Detach from the constant noise of the financial world and focus on what's Essential - family, purpose, and recreation. Tommy discusses financial and life strategies you can use to essentialize your life.

More places to listen

6 Essential Tips For The Best Sleep Ever
Sleep.  It's awesome.  We discuss some little known benefits and give 6 tips to help you cultivate this hidden super power.
December 4, 2019
The Intentionally Thankful Thanksgiving
Be Intentionally Thankful this year with our "W5" goal setting process. In addition to enjoying family time, relaxing travel and great food, use this season to reflect and prepare for 2020.
November 19, 2019
Game Night Ideas and The Importance of Play
Recreation is Essential.  Prioritize and cultivate "play" for your family and friends with these suggestions.
November 5, 2019
3 Keys To Unlock Your Purpose
No matter your current season of life, we should all be striving to clarify our purpose.  Here are 3 keys to help unlock and identify yours.
October 22, 2019
Essential Vacationing with Kids or Grandkids
Kids vacationing with grandparents can be a win-win.  The benefits are far reaching for everyone involved, and on this episode, we discuss some tips for making it a little easier.
October 8, 2019
A Day In The Life Of A Financial Advisor
Ever wonder what we do all day?  Hint: It's not like the movies. We reveal a little of the day to day at Barko Financial and discuss the most difficult and most rewarding aspects of being an Advisor.
September 24, 2019
How To Add 10 Years To Your Life
The research is in —>  Optimistic people live longer!  Here are 4 tips to cultivate optimism in your life and make it happier and (hopefully) longer.
September 10, 2019
3 Essential Productivity Tips
Use these 3 Productivity Tips to remain focused and boost productivity in either your Personal or Professional Life.
August 27, 2019
7 Essential Questions to Ask a Financial Advisor
It’s important to ask the right questions before partnering with an advisor.  On this episode, we answer all 7 of the "Interview Questions" recommended by Dave Ramsey and Chris Hogan: What do you love about your job? What services do you provide clients? What is your investment philosophy? How will we communicate about my investments? How do you get paid? How will you measure and evaluate my investment performance? Can you tell me why the last two clients you lost stopped working with you?
August 13, 2019
Dangers of Emotional Investing
The Dow recently set (another) record, closing at 27,359.16.  Curious what should you do?  With the market's near all-time highs, it's crucial to keep emotions in check and remain focused on your objectives.  Here is some timely perspective to help identify the essentials.
July 30, 2019
Essential Financial Planning Tools
There are some basic aspects of financial life that everyone should have a good handle on.  We've made some of our powerful financial tools available for free because we believe everyone deserves access to them.  On this episode, we discuss three key features and explain how anyone can take control and start using them now.
July 17, 2019
Happy Independence Day!
Wishing you a fun and safe 4th of July!  Here are a few fun facts about the holiday just in time for conversations at the family BBQ.
July 3, 2019
Travel, Without the Baggage.
Traveling this summer?  Here are 5 tips to help you get by with just a carry-on.   Air travel is stressful.  While some stress may be unavoidable, like the long lines at security, other sources of stress, like dealing with luggage check-in and baggage claim, can be reduced.  If you think checking in luggage for your two-week vacation is inescapable, think again.  We discuss some ideas to help you get by with just a carry-on and by-pass the hassles (and fees) of checking in luggage.
June 18, 2019
Obsolete by 2025?
Technology is moving fast and likely won't slow down.  We consider a few everyday things that could be on the way to obsolescence.  Join in for this episode and consider the possibilities with us.
June 4, 2019
Essential Reading - 3 Books in 3 Weeks
Tommy read 3 really good (dare we say essential) books in 3 weeks and discusses the highlights and how they were indirectly connected.  Tune in for our first Essential Reading book review!  Authors: James Clear, Cal Newport, and Laura Vanderkam.
May 21, 2019
What About Dave Ramsey??
We get a lot of financial questions.  A lot.  One of the most frequent questions is something like "what do we think about Dave Ramsey" and "do you agree with his financial philosophies?"  Want to know where we stand?  Have a listen.
May 6, 2019
Essential Travel Destinations 2.0
Summer is almost here and for many folks, that means V-A-C-A-T-I-O-N.  Here are two destinations to consider now and to definitely put on your "Life List."
April 23, 2019
Slavery Still Exists Today - EyeHeartWorld
Slavery still exists today.  In this episode, our chat with Brian Russo, the founder and Executive Director of EHW, is both inspiring and heartbreaking.  Listen to learn the vision of EHW and then visit to join the movement.  Eye Heart World is a non-profit organization dedicated to fighting human trafficking and has roots and resources right here on the Gulf Coast. 
April 10, 2019
4 Steps To Build Your Personal Legacy
Use this four-step framework to build your personal legacy.
March 26, 2019
When Is The Next Recession?
A common question in the current economic environment, and for good reason.  The causes of Recessions are often complicated, and they can be misunderstood and sometimes downright scary. In this episode we answer these questions and more: What is a Recession? What are the 5 key Recession indicators to watch? How close is the next Recession? When will it occur?
March 13, 2019
Is Recreation Essential?
What is recreation?  Is it really essential?  We answer these questions and provide some tips on how to create a "life list" and protect our ability to play.
February 27, 2019
Living Work-Optional
A Work-Optional Lifestyle is more than a mindset.  We explain what it is and how you can identify and achieve (or maintain) the Work-Optional Lifestyle you aspire to.
February 12, 2019
4 Tips For Family Time
Make time for those that matter with these four tips on essentializing family time.
January 30, 2019
Season 2 Kick Off!
Season 2 is here!  We're pumped for what's in store for 2019 and this season of the show.  Preview what to expect as you edit your life, filter out the noise and focus on the Essentials - Family, Purpose, and Recreation.
January 16, 2019
Jumpstart Your Goals in 2019
Happy New Year!  The difference between a dream and a goal is a plan.  Use our Essential Planning Approach to help you identify and achieve your goals this year, and finally make those New Year's Resolutions a reality.
January 2, 2019
Merry Christmas!
Merry Christmas from all of us at Barko Financial! Wishing you and your family all the joy of the season as we celebrate the greatest gift of all - Jesus!
December 19, 2018
An Essential Christmas
Merry Christmas! On this episode we discuss how to tune out the noise and have an Essential Christmas. 'Tis the season!
December 5, 2018
Happy Thanksgiving!
Wishing all of our Podcast friends and family a Happy Thanksgiving! We are thankful for you!
November 21, 2018
Gratitude and Goals
Do you have gratitude for today, ambition for tomorrow? Our "W5" goal setting process can help, and it all begins with being grateful for where we are and what we have accomplished.
November 6, 2018
Two Essential Travel Destinations
Here are two places in the U.S. you should add to your bucket list!
October 23, 2018
Essential Phone Apps
On this episode we discuss 5 of our favorite phone apps.
October 9, 2018
Essential Health Tips
Do you ever find yourself in the middle of the year wondering how you missed your health goals? If so, this episode is for you! We discuss tactics to reach a healthier lifestyle which is an Essential activity!
September 26, 2018
Emotional Investing
We discuss the perils of investing with your emotions.
September 12, 2018
Essential Travel Tips
We discuss the Essential items that we always take with us when we travel.
August 28, 2018
Why Process Matters
We unpack the importance of having a process to accomplish your Essential goals around Family, Occupation, and Recreation.
August 14, 2018
The Essential Planning Approach
We spend more time planning for our vacations than we do our future. Our latest podcast episode discusses a quick fix to uncovering your future career, financial and family life goals.
July 31, 2018
Essentialism 2.0
We revisit and further unpack Essentialism. This time we discuss how it can improve your personal life.
July 17, 2018
Happy Fourth of July!
Have a safe and happy Fourth of July!
July 3, 2018
Four Hidden Budget Items
Don't forget about these items in your budget!
June 19, 2018
Critical Financial Events
We unpack what Critical Financial Events are and how they can impact your financial future.
June 6, 2018
Frequently Asked Questions
We answer those questions we regularly receive from our clients. Ask your questions at
May 23, 2018
Bank Card Fraud
Have you ever found fraudulent charges on your bank card? We did, $508 actually, this episodes outlines a process to dispute them and essential habits to monitoring your accounts.
May 6, 2018
Mother's Day Gift Ideas
Tommy and Matt discuss gift ideas for the special ladies in your life!
April 23, 2018
Spring Cleaning
Six must-do spring cleaning items!
April 8, 2018
Tommy and Matt discuss what Essentialism is and how it can impact your life.
April 8, 2018
Who We Are
An introduction to Barko Financial.
April 8, 2018
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