Employee Benefits Basics
By Yafa Sakkejha
Employee Benefits BasicsFeb 27, 2020
Captives: what are they, and why does it matter in employee benefits?
Green Shield Canada strike part 2
Green Shield Canada staff on strike: part 1
Budget 2024: How insurance advisors are affected
How to connect an HRIS to an employee benefits insurer in Canada
Why"waiver of premium" is important in life and disability insurance
Which of these topics do you want to dive into?
Pharmacare: I'll believe it when I see it
Manulife and Loblaws walk back their preferred pharmacy employee benefits deal
Negotiating PAYG vs PEPM add-ons
Taxable benefits in Canada for group benefits products
Travel insurance declines and how to handle them
Having hard conversations
Be careful messing with the dental fee guide
How I use Drug Advocacy to crush benefits costs in Ontario
PLAs: the best kept secret in employee benefits
How to deal with rising dental inflation
Contractors should never get benefits
Terminations: how to deal with the stress + prevention
You don't actually need an MGA...or anyone
Disability: should employers cut people off benefits?
The New Canada Dental Benefit
CRA notice 326 - HST on insurance intermediaries
If your client has 20+ lives, use the EI premium reduction program
How to become a public speaking Jedi
2023's most requested employee benefits
Layoffs and employee benefits
Gender affirmation insurance coverage
What is the CLHIA?
How to get licensed to sell group employee benefits
Our origin story: How my father started Beneplan and became a group benefits broker
PPNs are a waste of time (in Canada) - use formulary management instead
When to break the rules
How much commissions should you charge?
Zoom etiquette for group benefits advisors
Leaders have a secret: they've back to shoveling their own hay
Business owners never left the office
Ugly money vs pretty money
Winning AORs when the current broker double ends the deal
Death to the calendar invite
Have your people talk to their people
Are flex-plans as great as they seem?
Cafeteria style flexible benefit plans seem to go through phases where they're popular, and then go out of vogue. We wanted to share the challenges with running a flex plan (hint: anti-selection), and how to explain the pitfalls to a plan sponsor. We also encourage advisors to take a leadership role in designing a simplified class and division structure in group health insurance.
We're raising our minimum health standards ✍🏻
A day in the life of a benefits CEO
LTD in the second wave of the pandemic
Benefits are morphing into a Netflix-type experience
It's only a matter of time until people realize that their benefit plan is starting to look like their Netflix account - lots of choice on creators (carriers/services), hyper personalized, on-demand, and digital. We're not going back to the 'old normal' and people will be able to Uber Eldercare to their homes in 2 hours...through their benefit plan. How will you be part of it?
Same client, same insurer - different brokers, different rates. Why?
Why do some insurance companies give different rates to different brokers...on the same client, same plan design, same claims experience and demographics? Four reasons: (1) block arrangements (2) different commissions as directed by the advisor (3) different plan design, and (4) they just felt like it.
My new year checklist starts with renewals
Switching carriers in a pandemic
This is the time to get creative about plan design
The tectonic plates of benefits products are shifting, and this is the time to make changes. Strike when the iron is hot and get better benefits coverage out there now. Think: double the mental health benefit, telemedicine, and stability in rates.