Black850
By DeVante Williams
Black850 Sep 15, 2023
EP. 77 How to Improve Your Credit After Foreclosure
Have you ever experienced foreclosure? Do you know someone who has? Are you going to be a new homeowner one day? Then you need to listen to this episode on how foreclosures can really impact your credit score! It's always great to know what the consequences are so you can stay focused on your goals!
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Self: https://www.self.inc/refer/19064176
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Email: devante.williams@black850.net
EP. 76 Having Patience with Credit Repair
I'm bacccckkkk!!!! Thinking about repairing your credit? A few things you should be prepared for is being patient, trusting the process and listening to your professional credit repair specialist. In this episode, I go into to detail about what the credit repair journey is like and how you should be patient throughout the process from start to finish!
Become a client: https://devantewilliams.wixsite.com/black850llc
Self: https://www.self.inc/refer/19064176
Facebook: Black850
Email: devante.williams@black850.net
EP. 75 Ten Credit Myths!!!
Within all information, there are some myths out there that people may not know about! On this episode, I talk about 10 myths regarding credit! This information will help clear up some doubts or confusion you may have about credit so you can use it to your advantage!
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Self: https://www.self.inc/refer/19064176
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Email: devante.williams@black850.net
EP. 74 Credit Repair Expectations
Ever wanted to know what the clear expectations are for credit repair services? On this episode, I go into detail about what you should expect from me if you become one of my clients! Tune in to find out so you can start your credit repair journey!
Become a client: https://devantewilliams.wixsite.com/black850llc
Self: https://www.self.inc/refer/19064176
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Email: devante.williams@black850.net
EP. 73 Using Your Credit Card For Investments
Want to make some extra income? Your credit cards could be a great option for you to do that! There's a lot of different ways to investment and make some extra cash outside of your 9-5 and if you do not want to leverage your own money, then this episode is just for you!
Become a client: https://devantewilliams.wixsite.com/black850llc
Self: https://www.self.inc/refer/19064176
Facebook: Black850
Email: devante.williams@black850.net
EP. 72 This Will Help Increase Your Credit Score!!!
Ever heard that less is more? Well not in this case because the more you make, the more you can grow! Tune into this episode to learn about a new payment method that help you gain a lot of points on your credit score! Trust me, you don't want to miss this!
Become a client: https://devantewilliams.wixsite.com/black850llc
Self: https://www.self.inc/refer/19064176
Facebook: Black850
Email: devante.williams@black850.net
EP.71 Who Do You Think and Believe You Are?
Your thoughts are a direct reflection of your present reality. In order to succeed in life and have more wins than you have losses, you have to have stronger and more positive thoughts! Become your highest mindset each day so you can achieve anything and everything you desire in life!
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Self: https://www.self.inc/refer/19064176
Facebook: Black850
Email: devante.williams@black850.net
EP.70 Stop Trying To Please Everybody
Have ever tried to please everyone around you? What did you receive out of that in the end? In life, you have to learn how to focus on succeeding and failing for yourself! You'll definitely receive better results by pleasing yourself rather than others! Tune in to get some guidance on how to not please everybody all the time!
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Self: https://www.self.inc/refer/19064176
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Email: devante.williams@black850.net
EP.69 The Venmo Credit Card
In this episode, you will learn about the Venmo Credit Card and what it has to offer! Heads up, this card will only check your TransUnion score, which is a plus! It also offers a soft pull on your credit report and not a hard pull right from the start! This card offers generous limits and has great rewards as well! If you're into crypto, this card offers you the option to use cash back to purchase your favorite crypto! Tune in to get the full details on this card and how you can apply!
Become a client: https://devantewilliams.wixsite.com/black850llc
Self: https://www.self.inc/refer/19064176
Facebook: Black850
Email: devante.williams@black850.net
EP.68 What is a General Contractor?
Have you ever wondered who they people are that are remodeling the homes near your neighborhood? Maybe even the people that are managing a construction site or project? In this episode, I go into detail about how to become a general contractor and how it can be beneficial to your life and career!
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Self: https://www.self.inc/refer/19064176
Facebook: Black850
Email: devante.williams@black850.net
EP.67 What is a Custodial Account?
Want an account that's better than a traditional savings account to help save for your kid's future? Tune into this episode to learn more about why a custodial account may be a great option for you and your family! Instead of letting the bank control everything, you'll be in the driver seat too, making decisions along the way!
Become a client: https://devantewilliams.wixsite.com/black850llc
Self: https://www.self.inc/refer/19064176
Facebook: Black850
Email: devante.williams@black850.net
EP.66 What is a USDA Loan?
Thinking about purchasing your first home or maybe you don't qualify for the traditional mortgage loans? Check out this episode to learn more about USDA loans and how they might be a better fit for you when buying your first home! Don't get discouraged because you don't have 5-40% to put down on a home, just make sure that you process through your options before making a serious decision!
Become a client: https://devantewilliams.wixsite.com/black850llc
Self: https://www.self.inc/refer/19064176
Facebook: Black850
Email: devante.williams@black850.net
EP.65 Love. Then Success and Wealth Will Follow
Love! The success and wealth will follow! Tune in for this mini episode to hear a story that will change the way you view love, success and wealth! It's as simple as that! When you choose love, the other things have no choice but to follow behind it!
Become a client: https://devantewilliams.wixsite.com/black850llc
Self: https://www.self.inc/refer/19064176
Facebook: Black850
Email: devante.williams@black850.net
EP.64 Freedom Number
What's your number? Everyone has one! I'm not talking about a phone number; I'm talking about a Freedom Number! What is the number that will set you free financially forever? What number will give you peace of mind to live how you want to live? When I wrote down my freedom number, I realized that I want to really do things that will make an impact on the world and for my family forever! Write down the things you want in life, the things that you want to achieve and decide what number will always give you that! Tune in today as I go into detail about what a Freedom Number is and how it can change your life if you put in the work to achieve it!
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Self: https://www.self.inc/refer/19064176
Facebook: Black850
Email: devante.williams@black850.net
EP.63 Financial Freedom
Finacial Freedom starts with the mindset and convincing yourself that you can achieve anything you set your mind to! May sound a little cheesy but, it makes a difference when you want to grow as a person. Dive deep into this episode with me and figure out what you can do to improve your mindset and achieve your goals either alone or with a group!
Become a client: https://devantewilliams.wixsite.com/black850llc
Self: https://www.self.inc/refer/19064176
Facebook: Black850
Email: devante.williams@black850.net
EP.62 Building an Empire Together
Building an empire together does not have to be hard! We can achieve more, build more and accomplish more together if we just trust the process! Want to get ahead in life, find your tribe of people and go conquer the world as a community! It's not about having the biggest piece of the pie, it's just about having some of it. Something is better than nothing and having nothing is not the move anymore! Tune in and listen to how I break down the process!
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Self: https://www.self.inc/refer/19064176
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EP.61 Necessity then Passion
Sometimes doing what's necessary isn't what we always want to do, but we have to do it in order to get us where we want to be. Taking care of the necessity first then the passion will help you appreciate the passion more once you're in it. Necessity isn't forever, but the more you avoid facing the reality of it, the longer it will take you to reach what you're passionate about. In this episode, I explain my trials of going through that necessity then passion stage and what you can do to approach it for yourself!
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Email me: devante.williams@black850.net
EP.60 Should I Go Into Debt For a Big Wedding?
Are you planning a big wedding and unsure if you want to spend the money or not? Do you know what the average costs are for a wedding? Tune into this episode to gain some real perspective on if breaking the bank for a wedding is realistic or not!
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Self: https://www.self.inc/refer/19064176
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EP. 59 Let's Talk About Debt-to-Income Ratio!!!
Struggling trying to figure out why you're not getting approved for a loan? Maybe someone mentioned your DTI and you didn't quite understand what that was? Tune into this episode to gain more knowledge on what Debt-to-Income Ratio is and how you can improve it! We want everyone to know how to calculate their DTI, let us help you!
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EP. 58 Why Credit is Important for Your Family!!!
Credit can give you the opportunity to do things that cash sometimes doesn't. Five years ago, I started my credit repair journey for myself so that I could get access to a different type of wealth! I took that knowledge and shared it with my family and gave them the opportunity to improve their credit too! Tune in for another great episode where I take you down memory lane on Why Credit is Important for Your Family!
EP. 57 Getting into a Relationship with Poor Credit
Being in a relationship has a lot of important factors to it and having good financial stability along with good credit is one of them! When in a relationship, both parties having good credit is essential for the growth of the relationship in this society! Tune in to another great episode as I express to you some ways that you can benefit from having good credit in a relationship!
EP. 56 Should I Close My Credit Cards???
Don't close your credit cards before listening to this episode first!!! You always want to check out your credit reports and analyze your situation before making a decision. Closing your credit cards could negatively impact your credit score tremendously if done blindly! Tune in to another great episode to gain some knowledge on what you should do!
EP. 55 Should I Pay My Collections???
Collections can be very intimidating and even discouraging! I hope that after this episode, you are more confident when it comes to collection accounts on your credit reports! Don't let these agencies scare you; defend yourself by getting the right information to go up against them! Tune in for another great episode let me help you get credit for your financial freedom!
EP. 54 Welcome to Season 2!!!
Welcome back Black850 fans!!! It's time for SEASON 2 and it's going to be amazing! Tune in for recap of last season and for what's to come this season! Thank you for the ongoing support and we hope to achieve great things in 2023!
EP. 53 Life Tips That Could Help You Get Ahead!!
DeVante shares some life tips and thoughts on some personal experiences that could possibly help you if you encounter the same situations! Sometimes it's the smaller things in life that could take us really far! Tune in to another great episode of the Black850 Podcast and see what benefits you can gain from this show!
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EP. 52 Check Out The Regions Cash Rewards Signature Card!!!!
Looking to add another credit card to you list with NO ANNUAL FEE and a chance to get $100 back in cash rewards?? Then check out the Regions Cash Rewards Signature credit card which also gives you 1.5% cash back on qualifying purchases as well! DeVante talks about the great benefits of this card and how you can get approved! Tune in and don't miss out!
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Self: https://www.self.inc/refer/19064176
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EP. 51 Take Advantage of The Family Advantage Credit Card!!!
Trying to add another generous credit card to your wallet?? Look no further and check out the Family Advantage Federal Credit Union Earnings Advantage Credit Card! You could get up to a $20,000 credit limit!!! DeVante talks about all of the details, so you don't want to miss! Tune into another great episode and see if this is the card for you!
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Self: https://www.self.inc/refer/19064176
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Ep. 50 Check Out The DCU (Digital Credit Union) Platinum Rewards Card!!!!
Finding a credit company that is extremely generous with their credit card limits can be hard to come by! Check out the DCU Platinum Rewards card and enjoy up to a $20,000 credit limit!!!! Tune in to learn more about the benefits of this cards and how it can be another one that you add to your list!
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Self: https://www.self.inc/refer/19064176
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Ep. 49 I Got Approved For the Apple Card!!!
On this episode of the Black850 podcast, DeVante talks about the great features of the Apple Card! This card has so many different benefits that a lot of cards don't that encourage you to make more healthy financial decisions! Tune in to another great episode to see if the Apple Card is right for you!
Become a client: https://devantewilliams.wixsite.com/black850llc
Self: https://www.self.inc/refer/19064176
Instagram: Black850_Credit
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Ep. 48 I Got Approved For The Citibank Double Cash Card!!!
On this episode to the Black850 podcast, DeVante talks about being approved for the Citibank Double Cash card! Citibank offers a lot of credit card options, and the Double Cash card is a great option out of all of them! Tune in for another great episode!
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Self: https://www.self.inc/refer/19064176
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Ep. 47 I Got Approved For The PenFed Power Cash Rewards Card!!!
On this episode of the Black850 Podcast, DeVante talks about the PenFed Power Cash Rewards card and how great the benefits are! Many people do not know who PenFed is, so this episode would be a great starting point into figuring out who they are! Tune in, you don't want to miss!
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Self: https://www.self.inc/refer/19064176
Instagram: Black850_Credit
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Ep. 46 I Got Approved For The AMEX GOLD Card!!!
On this episode of the Black850 Podcast, DeVante talks about getting approved for the AMEX Gold card and the amazing benefits! Tune in to learn how you can get this card or if it's one that needs to be added to your radar!
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Self: https://www.self.inc/refer/19064176
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EP. 45 I Got Approved For The Chase Sapphire Preferred Card!!!
In this is episode of the Black850 podcast, DeVante talks about how he got approved for the Chase Sapphire Preferred Credit Card! Tune in to hear the great benefits that this card has to offer to see if it sounds like a good card to add to your radar!
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Self: https://www.self.inc/refer/19064176
Instagram: Black850_Credit
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EP: 44 I Am An American Express Card Member!!!
On this episode of the Black850 podcast, DeVante talks about how he became a new American Express Credit Card Member! This is a huge achievement that he wants to share with you so that maybe you can become a member too! Use this episode to your benefit and see if you will be approved for any of the AMEX cards! Tune in and don't miss out!
Become a client: https://devantewilliams.wixsite.com/black850llc
Self: https://www.self.inc/refer/19064176
Instagram: Black850_Credit
Facebook: Black850 Credit Restoration
EP: 43 I Just Bought A New Car!!!
On this episode of the Black850 podcast, DeVante talks about his experience of recently purchasing a new car! He goes into all of the details about what steps he took in order to make the car buying process as smooth as possible for him. Tune into this episode to use the helpful tips to limit your mistakes when purchasing a new car! Trust me... you don't want to miss!!!
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Self: https://www.self.inc/refer/19064176
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EP: 42 Things You Need When Getting Your Own Auto Loan Financing!!!!!
On this episode of the Black850 podcast, DeVante gives you all of the important information you need when getting your own auto loan financing! Don't miss out on this episode because there are a lot of hidden gems that DeVante drops that could be helpful to you!
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Self: https://www.self.inc/refer/19064176
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EP: 41 Having Bad Credit Can Really Set You Back In Life!
On this episode of the Black850 Podcast, DeVante goes into detail about how having bad credit can really hold back in life! Having bad credit could have you paying higher monthly payments, higher interest rates or overall getting you denied for credit in general! We don't have time for that so tune into this episode so you're not the one suffering because of bad credit!
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Self: https://www.self.inc/refer/19064176
Instagram: Black850_Credit
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EP: 40 Pros & Cons of Using a Debit Card vs a Credit Card!!
On this episode of the Black850 podcast, DeVante talks about the pros and cons between a debit card and credit card! It's important to know how to properly use these financial tools to your benefit so that way you're not overspending or missing out on certain benefits you never knew you had! Tune into another great episode to learn more!
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Self: https://www.self.inc/refer/19064176
Instagram: Black850_Credit
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EP: 39 Six Reasons Why You Should Consider Learning a Skilled Trade!
On this episode of the Black850 Podcast, DeVante talks about how valuable it is to learn a skilled trade. There are endless amounts of opportunity when wanting to build a career in a skilled trade and you get immediate experience on the job when you start. Tune into this episode if you are interested in starting your skilled trade career today!
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Self: https://www.self.inc/refer/19064176
Instagram: Black850_Credit
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EP: 38 Smart Things to Do With Your Tax Refund!
On this episode of the Black850 podcast, DeVante talks about some smart ways to use your tax refund to your advantage! Tune into this great episode and break the "materialistic" spending habits of the tax refund curse! You don't want to miss!
Become a client: https://devantewilliams.wixsite.com/black850llc
Self: https://www.self.inc/refer/19064176
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EP: 37 Stop Treating Your "Side Hustles" Like a Side Hustle!
On this episode of the Black850 podcast DeVante talks about the importance of not treating your businesses like side hustles. When starting a business, no matter the industry, you can't treat it like a hobby. It needs to be taken seriously so others will take you seriously and spend their money with you! If you're a small business owner, tune into this episode to get inspired on how to start treating your business like a business and not a side hustle!
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Self: https://www.self.inc/refer/19064176
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EP: 36 Seven Reasons Why You Should Invest in Cryptocurrencies!!!
On this episode of the Black850 podcast, DeVante talks about why you should invest in cryptocurrencies. Getting into the decentralized currency market early is important, especially if you're looking to build your wealth for the long term. Tune into this great episode to get inspired to want to invest in cryptocurrency!
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Self: https://www.self.inc/refer/19064176
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EP: 35 How To Manager Your Money and Set a Monthly Budget!
On this episode of the Black850 podcast, DeVante talks about how to manage your money and how to keep a monthly budget so that way you can always have a hold on your expenses. Tune into this great episode to get the tools you need to manager your money properly!
Become a client: https://devantewilliams.wixsite.com/black850llc
Self: https://www.self.inc/refer/19064176
Instagram: Black850_Credit
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EP: 34 What Are NFTs???
Trying to get into NFTs? On this episode of the Black850 Podcast, DeVante goes into the step-by-step process of purchasing and selling NFTs on the different blockchains. NFTs are booming right now and it's still early in the process to enter this creative space! Tune in to get some great information on how to get started in NFTs!
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Self: https://www.self.inc/refer/19064176
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EP: 33 Why You Should Invest In Real Estate!!!
On this is episode of the Black850 Podcast, DeVante gives the listeners 19 reasons why they should invest in real estate! Real estate is a great way to build generational wealth and increase your income over time. Tune into this great episode and learn how you can get started in real estate today!
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Self-account: https://www.self.inc/refer/19064176
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EP: 32 What Is a Charge-off?
On this episode of the Black850 Podcast, DeVante explains the negative effects of charge-offs and how they can hurt your credit report data and scores! Tune into obtain some important knowledge on how you can bounce back from a charge-off! You don't want to miss this!
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Self-account: https://www.self.inc/refer/19064176
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EP: 31 Setting Credit Repair Expectations
In this episode of the Black850 podcast, DeVante sets the expectations of becoming a credit repair client and what the process will be like. A lot of people are impatient when it comes to credit repair, but if done properly, you could potentially reap amazing benefits in the end. Tune into another great episode, you don't want to miss!
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EP: 30 Are You Increasing Your Value?
On this episode of the Black850 podacast, DeVante talks about how to increase your value. Are you increasing your value? Are you being valuable asset to the people around you? Tune into another great episode and learn how to increase your value in order to succeed and accomplish more in life!
EP: 29 What Is A Collection Account?
On this episode of the Black850 podcast, DeVante talks about how important it is to know what a collection account is. He also goes into depth about how they can drastically effect your credit reports and scores! Tune in for another great episode so you don't miss out on some great information on how to keep your credit reports clean!
EP: 28 What Is Rental Kharma?
On this episode of the Black850 podcast, DeVante talks about the ways you can get incentivized for paying your rent on time each month. Tune in to learn how rental kharma can help you boost your scores by simply paying your rent! You don't want to miss this!
Rental Kharma: Rental Kharma > Build Your Credit With Rent