The Transition to Medicare Podcast
By Giardini Medicare
The Transition to Medicare PodcastOct 06, 2019
Checking in during the crazy time!
Hope you're all well during the Covid-19 days. We're here and working as we always have been. If you need some extra TLC and help with a Medicare transition.... call any of us! 248-871-7756. Find us on Facebook, too: We're over there doing some Facebook Live sessions - keep that human interaction in play! Connect here. Take care of yourselves!
Medicare thoughts while in coronavirus mode!
Odd times, for sure. Here are some thoughts related to health insurance as a whole. How to choose it, how we work as a society, what's important and how that all relates to you and yours! Here's our YouTube Channel that was mentioned. And, Facebook ;)
Medicare is a process, not a product
YouTube and More!
We have been all over the place of late! Tune into our YouTube Channel over HERE and starting learning in the privacy of your own digs. Please share with friends and family that are confused with their own transition to the Medicare system!
More Cobra horror stories
Remember, Cobra insurance is not like your regular "work coverage" when you are OVER age 65. Listen in and don't make the same mistake as this gentleman ALMOST made! www.gmedicareteam.com
Timing of Medicare enrollment
Careful out there! Call us when you're 64.5 so that your proper timing down... Warning here about signing up/enrolling for Medicare's A and B! www.gmedicareteam.com
Tools & Teaching! The 2020 Medicare Theme ----
Teach a man to fish? Remember the old adage... Well, that's our 2020 theme at Giardini Medicare (www.gmedicareteam.com)
There are so many resources and things to share with Medicare beneficiaries and those that are looking to transition to "the system"... that's where we come in. Listen in.
The Medicare chaos is DESIGNED to be that way!
This year it seems that the Medicare commercials have been ratcheted up a notch! More reasons to be careful, ask more questions, and spend a bit more time understanding what you're doing. Listen in, contact us!
Help - where's my agent?
There's more to Medicare products than price.... Be sure you choose the right agent/agency for when you need help. Pretty well guaranteed that you'll need help at some point during your Medicare years! 248-871-7756
The Psychology of Medicare!
Always interesting what makes a person "tick" regarding their Medicare selection! Call us and "have the Medicare conversation" 248-871-7756
Know what you're buying!
Easier said than done... ! We coach people each and every day through the Medicare conversation. Make it easy on yourself and call us for a free consult. 248-871-7756 Listen to "Pam's" story about deciding between Medigap and Medicare Advantage.
$ isn't always the Medicare focus....?
When you're having the Medicare conversation, try and take the focus off of "dollars" - at least as the primary focus. We'll help you to look beyond the commercials highlighting that you'll get everything for "free" regarding healthcare. Call us at 248-871-7756 for help, email us at joanne@boomerhealthgroup.com -- anything to talk the process through. Most people misunderstand an enormous amount re: Medicare! Don't be one of them ---
To Each His Own!
Complete overload!
Education is key!
IRMAA Appeals - It's possible!
What do you mean my Medicare will cost $460 per month? I had no idea! It can happen. Listen in to how you can possibly appeal that amount that is determined by the Social Security Administration. See our website at www.bhgvault.com that has the forms that you need to do so. Or, call us at 248-871-7756 and we'll walk you through the process.
Devil's in the Details
As we head into the annual election time of the year, this is your chance to review what you have and/or change what you don't want to have. Understand HOW your plan works. Call us at 248-871-7756 or connect with us on our website
This episode talks about "physical therapy" not being covered by Medicare. Be careful of who you are listening to!
2019's Annual Election Period! Avoid mistakes!
Some tips from Joanne about what to do and what not to do during the annual crazy time of Medicare. She references the Vault - head over there to learn. Then schedule your time with a BHG advisor and get all of your questions answered. Then, make an educated choice and enroll into your Medicare product with Boomer Health Group. Call 248-871-7756 if all else fails!
Super important choices
Crazy Stuff!
You won't believe, well, yes - you will, all the mistakes that we see made with Medicare. Listen and avoid this fellow's mistake. Give us a call at 248-871-7756 or schedule a time to talk with an advisor. Mistakes are avoidable with Medicare; believe it or not! Boomer Health Group
Saturday Medicare Thoughts!
Random thoughts from the last week out and about teaching Medicare! Learn more over at our website Call us at 248-871-7756 - we'd love to talk Medicare with you, family & friends.
Factual Friday: The Donut Hole
How many times have you heard about the "donut hole" closing in 2020. Listen here or read up to find out what is actually happening!
Annuities! KIDDING :)
Careful out there. If you're an FA? We need you talking to your client about Medicare. We can tell you that they're looking for information re: Medicare and, what do you know, the Medicare "person" that they're referred to happens to then sell them a big annuity along with their Medicare product. The public? Be careful with what you're buying and from whom. Our website Call us with questions as need be! 248-871-7756
Medicare HELP!
Where you get your Medicare help is super, super important! Not just anybody is GOOD with this stuff. Connect with us, find us --- www.boomerhealthgroup.com It's super important to get things right. And, check out our Google reviews!
Medicare is a Process - not a one and done...
Take your time, learn and do things methodically. Then you won't be like Jon who said "It all happened so fast, I left employer insurance and picked the wrong thing just to get it done. I hate it. Help." Call us! 248-871-7756 or visit the website www.boomerhealthgroup.com
Understand What You're Buying ~~
As we head into the Medicare season full of agent solicitations, postcards in the mailbox, etc. Buyer beware. Learn about the two products you can choose as it relates to Medicare. We'll help you. Go here to listen to a really good (long!) video about the products. It's one of the core things to know about Medicare. Be armed with some knowledge. Call us if you have questions, because we know you will :) 248-871-7756
Challenges of the Annual Election Period
Turning into September brings us squarely facing Medicare's Annual Election Period! Yikes. This year will bring more and special challenges which we feel will bring more confusion to our consumers. NOT what they need nor want.
It’s a nightmare to call the insurance carrier
A different one!
There are countless situations that we come across with our Medicare beneficiaries. There is often no direct line of advice that we can give. We work with you until a solution is found! 248-871-7756
SO much confusion... and it's only going to get worse...
The complexity is rising! Tough to stay protected but you realllllly need to learn a few things about Medicare. Realize the system is designed to confuse you. We can help. www.boomerhealthgroup.com
Decisions to Make
Not always easy! As people AGE and health changes, you hope that you picked or have the "right coverage" for what you'd like your health insurance to deliver. Cost vs coverage. Can I go to my doctors, etc. Case study with a gentleman making a tough decision. Slow down, get all the facts and do the best you can! We'll help. 248-871-7756
Plan F discussion and... call us!
A family member that bought a Plan F because she didn't talk to us... how crazy is that :) Ask questions! We're here to help with all things Medicare. Fondly, Your Michigan Medicare Team
No Family Plan in Medicare!
It's that time of year -- coming up to the crazy Fall enrollment times for Medicare AND employer coverage (typically in the Fall)! Listen in to understand that there is no "family plan" when it comes to Medicare. Visit www.bhgvault.com and www.boomerhealthgroup.com to learn more!
Fall = TEACHING time!
Fall is certainly in the air in Michigan! Boomer Health Group is here to teach all that you need to know about Medicare enrollment and product selections. We attended a DFCU Social Security session and talk about understanding that the SS Administration is NOT your best place for MEDICARE advice! Listen in and call us. www.boomerhealthgroup.com
Careful out there -----
Tip for a Financial Professional
Think about who you're referring to. 1. Yes, please bring up Medicare! 2. You don't know what to do when the client says "yes, I'd love help!" (YIKES!) 3. Careful that who you refer to isn't engaging your client with products that you may not be aware of. Happens far more than you can imagine.
Medicare Frustration
Think Ahead
Try and put yourself into the shoes of an 82 year old, for example, when you are choosing your Medicare products. Sounds crazy but there are good reasons to do so. Like purchasing insurance on your house after a fire, some things just cannot be fixed.
Cab Ride
Chance encounter with an advisor in San Diego leads to a good outcome for his father in law! Tune in -
Chaos time of year in Medicare-Land!
It's our annual prep time for the coming year in terms of "new stuff". Plan changes, new testing requirements for agents, things like that. SO, if we are getting hit with all sorts of chaos? We certainly know that are consumers are as well.... Take a planned approach to Medicare and you'll be OK. www.BHGvault.com
Millennials and Medicare!
Medicare - Each and Every Day!
It's a constant message that we work to deliver. When someone approaches Medicare, they have only two choices of products to "supplement" their Medicare. One is Medicare Advantage, the other is Medigap. Apples and oranges. Each and every day we hear from folks who have/had 'no idea'. Don't let that be you. Call BHG!
San Diego Medicare Days!
Joanne is here in San Diego to talk to CUSO Financial Services FAs from across the U.S. Incredibly happy to be able to bring them our Medicare-Message. The industry is starting to take note of the confusion facing 10,000 people per day - so why not bring us to San Diego to talk about it! Share with your advisor as well.
Second Opinion
The MAPD and your commitment
Enrolling into a Medicare Advantage plan shouldn't be a "one and done". We highly, highly recommend a good old review each fall performed by.... YOU! You need to check with your doctors, your medications, your plan documents and more. Don't want to deal with all of that? Don't enroll into Medicare Advantage. Call our team at 248-871-7756 to talk things through!
"I don't pay for Medicare"
Hilarious (to us!) how people just don't understand what they have, if they have, regarding Medicare coverage. Listen in to the story.....