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Capitalize Your Fridays!

Capitalize Your Fridays!

By ALTIUS Financial Inc's Taylor McGowen CFP® & Michael Williams CFP®
Every other Friday Michael Williams & Taylor McGowen will share financial insight as two CERTIFIED FINANCIAL PLANNERS™ with different generational perspectives. Maybe we'll even bring in a guest speaker too! Provided to you by ALTIUS Financial Inc.
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CYF Ep 44: Active vs Passive Investing
At ALTIUS, our investment approach is personalized and catered toward your life's goals, but we know that different investing techniques and strategies can get confusing. So on this Friday's podcast, Mike and Taylor dive into the specifics and differences between active and passive investing.
37:06
May 13, 2022
CYF Ep 43: Twitter, Takeovers, & Talking Freely.
This week Mike and Taylor discuss the rollercoaster of Elon Musk's takeover of Twitter and clarify why it's important to understand the difference between private and publicly traded (still private property) companies. From there they evaluate free speech and more when it comes to company values and the role of shareholder voting.
32:34
April 29, 2022
CYF Ep 42: Impending student loan repayments - with Debt Free Millennial’s Tara Miller
Our guest this week is Tara Miller of Debt Free Millennial, who currently works in Fintech as an underwriter for student loans. Taylor, Mike, and Tara talk about the recent updates to the Student Loan Forbearance and answer other questions about options to pay off student loans, refinancing, and the possibility of student loan forgiveness.
44:42
April 15, 2022
Capitalize Your Friday 41: Fun(d) with Vice Investing
Can it be good to invest in our vices? Like beer, tobacco, etc? In this episode discover more about vice investing with Taylor and Mike, and whether investing in our vices can be profitable. And even if it's profitable, is it good or ethical?
23:33
April 01, 2022
Capitalize Your Fridays Ep 40: What to do when you win the lottery
It's pretty low odds to win the lottery, but if you do here's some steps to take if you do! There's a lot of different options and situations you might come up against if you ever win the lottery or acquire a lot of money suddenly, so Mike & Taylor discuss what that could look like.
21:24
March 18, 2022
Capitalize Your Fridays Ep 39: Introduction to ALTIUS
In most episodes we talk a lot about ALTIUS as a business, but in this episode, we decided to let our listeners know a little bit more about our team. Listen to get to know Mike, Taylor, Jenn, and Krescent.
45:34
March 05, 2022
Capitalize Your Fridays Ep 38: ESG Investing - Can feeling good actually be profitable?
This week, Mike and Taylor have a conversation about Environmental, Social, and (Corporate) Governance Investing - more commonly known as ESG Investing. It's a controversial topic with a lot of different views across generations. They elaborate more on what this means and whether it actually might be profitable to invest in ESG.
33:31
February 19, 2022
Capitalize Your Fridays Ep 37: What's the inflation situation?
Mike & Taylor talk through inflation and what's going on in the current market.
30:40
February 05, 2022
Capitalize Your Fridays Ep 36: It's Credit Freezing Out!
To go with the freezing weather in Denver this week, Mike and Taylor go over credit freezes. This episode is all about protecting your credit and the big difference in freezing an account versus freezing your credit. Taylor shares her own personal experience with freezing her credit and talks about why it can help protect you in emergency situations.
19:56
January 22, 2022
Capitalize Your Fridays Ep 35: New Year, New Mindset
Happy New Year from ALTIUS Financial! This new year ALTIUS is changing the phrase "new year, new me" to "new year, new mindset." We love goals and planning, but we've found that their success all comes down to mindset. So in this episode, Mike and Taylor talk about their own goals and why developing a new mindset sets you up for success much more than checking off a list.
25:44
January 08, 2022
Capitalize Your Fridays Ep 34: Hobby vs. Hustle
In this episode, hear Taylor interview our first ever guest, Mattie Kleist, on how she made some of her hobbies become her hustles. Mattie talks about her experience working three separate side hustles on top of her 8-5 job, and what that looks like financially.
37:18
December 25, 2021
Capitalize Your Fridays Ep 33: Gratitude by Charitable Giving
This week Mike & Taylor discuss the importance of gratitude and how charitable giving can help both your mindset and your financial situation. 
20:42
December 11, 2021
Capitalize Your Fridays Ep 32: ALTIUS's Philosophy in Quotes
Dive deep into the ALTIUS philosophy and how it came to be through 5 different quotes from Aristotle, John Adams, and a few other famous authors and figures. These quotes are our credos and have helped create ALTIUS's approach to building wealth.
15:35
November 26, 2021
Capitalize Your Fridays Ep 31: Holiday Spending Reminders
Tune in for tips and reminders about planning your holiday spending and specifically why it's important this year due to the current global supply chain issues.
12:22
November 12, 2021
Capitalize Your Fridays Ep 30: Causes of Market Volatility
In this episode, Mike and Taylor discuss the current markets, tax code changes, and overall causes of market volatility.
35:24
October 30, 2021
Capitalize Your Fridays Ep 29: What's in a Financial Plan?
Mike & Taylor talk about what the 6 areas of financial planning and why and how they are covered in a financial plan at ALTIUS Financial!
19:20
October 02, 2021
Capitalize Your Fridays Ep 28: ALTIUS Updates
Tune in on this episode to hear about some updates around ALTIUS's team, office, covid-19 thoughts, and upcoming events/plans!
14:05
September 18, 2021
Capitalize Your Fridays Ep 27: How Your Lifestyle Adds Up
Every choice you make or habit you have can have an impact on your finances, and you might not realize how much these can add up. Maybe a coffee a day is the difference between going on a international trip that year or not. Dive into this episode to get an idea of how much your lifestyle might really be adding up.
29:58
September 03, 2021
Capitalize Your Fridays Ep 26: Planning for College & Education
Dive into funding education and more through a focus on the types, uses, and details of 529 College Savings Plans.
31:57
August 20, 2021
Capitalize Your Fridays Ep 25: The Risk and Return of Investing
Sometimes in life you risk it all and sometimes you don’t, but what kind of risks are there in investing? Learn some of the ins and outs of investing with us this Friday to capitalize yours!
36:04
August 06, 2021
Capitalize Your Fridays Ep 24: Small Businesses Starters
What does it take to start a business? Learn that and more about how to and why to start a business in this week's episode. And if you're interested in our "So, you want to go into business?" Virtual Workshop on August 3rd, 2021, register on our website: Events | Michael Williams (altiusfinancial.com).
49:28
July 23, 2021
Capitalize Your Fridays Ep 23: Maxing Your Savings
Time to maximize your savings! Learn how to grow your savings from what accounts you should pay into, saving vs. debt pay off, and how much you should be saving.
31:30
July 10, 2021
Capitalize Your Friday’s Ep 22: Credit Score Craziness
Tune in to hear our discussion about the craziness of credit scores -- what they are, what's a good score, how to find out yours, and how you can make it better. 
36:11
June 26, 2021
Capitalize Your Friday’s Ep 21: Buying into Business
Bringing clarity to the concept of employee stock options and grants.
28:23
June 11, 2021
Capitalize Your Fridays Ep 20: Conspiracy Theory Thoughts
We love getting feedback from our listeners and one of our listeners/clients recommended the topic of addressing recent Conspiracy Theories, their legitimacy, and their potential impact on finances.
01:22:37
May 29, 2021
Capitalize Your Fridays Ep 19: Stonks, SPACs, and NFTs please?
Clarifying, as best we can, some of the new alternative investment options that have been popular buzz words and topics. 
48:27
May 15, 2021
Capitalize Your Fridays Ep 18: The Great Merge- Merging Finances and Goal Planning
Sharing thoughts from two financial advisors who have personal and client experience with merging finances and planning. 
41:33
May 07, 2021
Capitalize Your Fridays Ep 17: Financial Planning for Beyond the Grave
Is estate planning for everyone or just for wealthy people with a mansion vineyard estate? ha ha! Tune in to hear our perspective for planning for now and beyond. 
58:36
April 23, 2021
Capitalize Your Fridays Ep 16: Where's the GROWTH for VALUE investors?
Let's dive into the concept of investing and weigh our thoughts on growth vs. value investing strategies. 
43:58
April 09, 2021
Capitalize Your Fridays Ep 15: Tips for Travel Time
Tips for traveling during a pandemic. Budget and travel pricing thoughts for both those ballin on a budget and for the financially affluent adventurer. 
55:04
March 27, 2021
Capitalize Your Fridays Ep 14: Tax Time Tips and Tricks
Tips, tricks, and thoughts heading into 2020 tax prep season.
48:53
March 13, 2021
Capitalize Your Fridays Ep 13: Tribute to Tammy
Some of our favorite memories and thoughts of our loved and dearly missed coworker. 
29:17
February 27, 2021
Capitalize Your Fridays Ep 12: Living The American Dream
People say home ownership is "The American Dream". Let's discuss the home shopping and buying process and discuss real estate as an investment. 
56:24
February 13, 2021
Capitalize Your Fridays Ep 11: Making Cents of Crypto Currency
Should you buy crypto? Let's dive into the history of money, the concept of Crypto, how to hold it, and Crypto as an investment. 
47:31
January 29, 2021
Capitalize Your Fridays Ep 10: World Meets Wallet
It's been an interesting week to say the least-- How will what's going on in the world impact your current and future investments (your wallet)?
44:29
January 15, 2021
Capitalize Your Fridays Ep 9: What to Ask an Advisor?
Do I need an advisor and what should I ask when shopping for one? 
30:31
January 08, 2021
Capitalize Your Fridays Ep 8: No Free Christmas Trees
This episode we discuss the unfortunate truth- the are no free Christmas trees. In all seriousness, we take this last episode of the year to discuss the concept of "free" stuff and weighing cost vs. value, we tie this into the purpose of a corporation and try to weigh the benefits of corporations of all sizes. Lastly, we'll finish off with an intro to our 53 week Finance Challenge and we invite all our listeners to join in on the next 53 weeks of financial engagement. 
36:28
December 19, 2020
Capitalize Your Fridays Ep 7: It's December... Now What?
Let's discuss a handful of helpful financial tips heading into year end focusing on: tax strategies, investment opportunities, and personal financial planning. 
41:46
December 05, 2020
Capitalize Your Fridays Ep 6: #Blessed
#Blessed... But are we? Let's talk a bit about how we are all blessed and how both mindset and habits can greatly impact the results of your financial and personal goals. 
32:02
November 20, 2020
Capitalize Your Fridays Ep.5: HMO, PPO, HSA-- What the Hell?
In this episode we break down the terminology you may see on your health insurance benefit options along with a quick analysis of different plan types. Hopefully this will be helpful for everyone in open enrollment looking to select their plans for next year.
31:16
November 13, 2020
Capitalize Your Fridays Ep.4: Fireside Charity Chats
Okay, okay, this episode has nothing to do with FDR or his Fireside chats. But, the recording process was Fireside as Taylor gazed out her window to the wildfire and clouds of smoke approaching her hotel. *Note: no employees were injured in the making of this podcast* In all seriousness, let's dive into the benefits of gifting your time and money to causes you care about. We'll touch on suggested gifting principles, tax benefits, and what makes this calendar year different from a charitable gifting perspective.   
58:04
October 31, 2020
Capitalize Your Fridays Ep 3: Does My Vote Count
What is the potential financial and social impact of the 2020 election? Pros and cons of a true democracy and our outlook on where Americas is heading as a society.   
48:29
October 16, 2020
Capitalize Your Fridays: Ep. 2- Buying Cars and Paying Down Cards
Everyone will have a big purchase in their life. Maybe it's a car, or a boat, or a home- we're discussing how to consider the variables associated with planning for a car purchase and how to live within your means to save for large future expenses. 
25:07
October 02, 2020
Capitalize Your Fridays: Ep. 1- Intro to Finance Fridays & Current Markets
We'll briefly introduce you to our speakers, Taylor and Mike, and share a bit of Q&A on current and general financial topics. 
27:04
September 25, 2020