Money Tips Daily by Charles Kelly, former IFA and author of

Money Tips Daily by Charles Kelly, former IFA and author of

By Charles Kelly Business Coach

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Are we richer or poorer than in past?

Money Tips Daily by Charles Kelly, former IFA and author ofDec 09, 2019
00:00
18:46
Silver Soars To 14 Year High As Central Banks Stockpile Gold And How Al Pacino Went Broke TWICE!

Silver Soars To 14 Year High As Central Banks Stockpile Gold And How Al Pacino Went Broke TWICE!

In this week’s Money Tips Podcast:

Silver reaches 14 year high amid global economic slowdown,wars and Trump tariffs.

Silver to Gold ratio narrows as nations like Turkey, Chinaand India hoard more Gold.

Gold overtakes the Euro as preferred reserve currency.

See full video podcast - https://youtu.be/IyHS2rk5Otk

Should you hold gold and silver as part of yourportfolio? To learn more Check out my SMART MONEY COURSE - https://bit.ly/4klq0mv


World Bank forecast lowest growth rate for the decade since 1960s.

Rachel Reeves on massive spending spree, while businessconfidence and jobs plummet.

Where is she going to get the money from? Taxpayers andbusinesses, us!

UK economy declined in April, as growth stagnates.

Job vacancies and recruitment falling, as higher taxes drivebusiness away.

See Smart MoneyIs Moving East – Is the UK Finished? - https://youtu.be/_5jK8oHuj8o

What can you do to secure your financial future inthis changing world?


Could Japan’s debt crisis cause a worldwide recession?

The more money I made the less I had.

Al Pacino, legendary Hollywood actor

Despite earning millions from hit movies such as TheGodfather trilogy, Scarface and The Scent of a Woman, Al Pacino was almostbroke TWICE at the height of his fame and fortune.

Living “high on the hog”, spending $3-400,000 per MONTH!

Flying private jets and rentinga huge house in Beverley Hills for 20 years!

He once flew his family and nannies on a private Gulfstream500 to London and took an entire floor at the Dorchester.

He left his finances in the hands of a crooked accountant tothe celebrities, who was later sentenced to seven years in jail for running a Ponzischeme.

Pacino loved acting but admits that he was not payingattention to his finances and failed to invest.

In his book, Sonny Boy, he said, “I would give money awaybecause I had it” and “it didn’t feel real, but it was, as I later found out”.

“The amount of money I was spending was so f****** crazy, amontage of loss” the Godfather star added. 

Pacino said when you make $10 million dollars for a movieyou don’t get $10 million dollars. After lawyers, agents and the governmenttake their share you end up with around $4 million.

His living expenses alone were at least that amount beforehe put his own cash into arthouse films which made no money and in many caseswere not even distributed. 

Things were out of control as his staff and expensesexpanded.

He owned two cars, but was paying for sixteen, along with multiplecell phones, salaries and a $400,000 a year for a landscaper on a house hedidn’t even own!

The list goes on and the star wasn’t even signing his owncheques and his money was draining out faster than a leaking pipe.

Hangers on took advantage of Pacino’s generosity as hisstaff and expenses eventually grew beyond his means. 

He said, the more money he made the less he had!

What can we learn from Pacino’s mistakes?

You don’t have to be a movie star to experience the sameissues.

Managing your money is important whether you’re making$100,000 a year or $100 million!

 

Check out my SMART MONEY COURSE - https://bit.ly/4klq0mv

 

What can you do?

 

As Warren Buffett said,financial education is the key to building wealth. It’s the stuff they don’tteach you in school. 

 

·       Learn how to build andprotect wealth.

 

·       Learn how to manage yourmoney.

 

·       Learn how to invest in assetsrather than losing money by lending it to the banks. 

 

·       Learn about the invisibletaxes like inflation which is eating up your savings. 

 

·       Learn about Gold and Silver,the only real money.

 

·       Property

 

·       Stocks and Shares

 

I teach this and much more inmy SMART MONEY COURSE – check out the link below:

 

Join my SMART MONEY COURSE - - https://bit.ly/4klq0mv

 

Jun 14, 202527:51
Silver Soars To 14 Year High As Central Banks Stockpile Gold And How Al Pacino Went Broke TWICE !

Silver Soars To 14 Year High As Central Banks Stockpile Gold And How Al Pacino Went Broke TWICE !

In this week’s Money Tips Podcast:

Silver reaches 14 year high amid global economic slowdown,wars and Trump tariffs.

Silver to Gold ratio narrows as nations like Turkey, Chinaand India hoard more Gold.

Gold overtakes the Euro as preferred reserve currency.

See full video podcast - https://youtu.be/IyHS2rk5Otk

Should you hold gold and silver as part of yourportfolio? To learn more Check out my SMART MONEY COURSE - https://bit.ly/4klq0mv


World Bank forecast lowest growth rate for the decade since 1960s.

Rachel Reeves spending spree, while businessconfidence and jobs plummet.

Where is she going to get the money from? Taxpayers andbusinesses, us!

UK economy declined in April, as growth stagnates.

Job vacancies and recruitment falling, as higher taxes drivebusiness away.

See Smart MoneyIs Moving East – Is the UK Finished? - https://youtu.be/_5jK8oHuj8o

What can you do to secure your financial future inthis changing world?

Could Japan’s debt crisis cause a worldwide recession?

The more money I made the less I had.

Al Pacino, legendary Hollywood actor

Despite earning millions from hit movies such as TheGodfather trilogy, Scarface and The Scent of a Woman, Al Pacino was almostbroke TWICE at the height of his fame and fortune.

Living “high on the hog”, spending $3-400,000 per MONTH!

Flying private jets and rentinga huge house in Beverley Hills for 20 years!

He once flew his family and nannies on a private Gulfstream500 to London and took an entire floor at the Dorchester.

He left his finances in the hands of a crooked accountant tothe celebrities, who was later sentenced to seven years in jail for running a Ponzischeme.

Pacino loved acting but admits that he was not payingattention to his finances and failed to invest.

In his book, Sonny Boy, he said, “I would give money awaybecause I had it” and “it didn’t feel real, but it was, as I later found out”.

“The amount of money I was spending was so f****** crazy, amontage of loss” the Godfather star added. 

Pacino said when you make $10 million dollars for a movieyou don’t get $10 million dollars. After lawyers, agents and the governmenttake their share you end up with around $4 million.

His living expenses alone were at least that amount beforehe put his own cash into arthouse films which made no money and in many caseswere not even distributed. 

Things were out of control as his staff and expensesexpanded.

He owned two cars, but was paying for sixteen, along with multiplecell phones, salaries and a $400,000 a year for a landscaper on a house hedidn’t even own!

The list goes on and the star wasn’t even signing his owncheques and his money was draining out faster than a leaking pipe.

Hangers on took advantage of Pacino’s generosity as hisstaff and expenses eventually grew beyond his means. 

He said, the more money he made the less he had!

What can we learn from Pacino’s mistakes?

You don’t have to be a movie star to experience the sameissues.

Managing your money is important whether you’re making$100,000 a year or $100 million!

 

Check out my SMART MONEY COURSE - https://bit.ly/4klq0mv

 

What can you do?

 

As Warren Buffett said,financial education is the key to building wealth. It’s the stuff they don’tteach you in school. 

 

·       Learn how to build andprotect wealth.

 

·       Learn how to manage yourmoney.

 

·       Learn how to invest in assetsrather than losing money by lending it to the banks. 

 

·       Learn about the invisibletaxes like inflation which is eating up your savings. 

 

·       Learn about Gold and Silver,the only real money.

 

·       Property

 

·       Stocks and Shares

 

I teach this and much more inmy SMART MONEY COURSE – check out the link below:

 

Join my SMART MONEY COURSE - - https://bit.ly/4klq0mv


 

Jun 14, 202527:51
Smart Money Is Moving East – Is the UK Finished?

Smart Money Is Moving East – Is the UK Finished?

The Global Power Shift has begun – The East Has a plan has UK lost the plot?

 

As the West fumbles with political chaos, rising debt, andshort-term thinking, the East powers ahead with vision and purpose. Countries like China, Malaysia, and the UAE are investing in infrastructure, education, and long-term strategy—while the UK seems stuck in a loop of tax hikes, redtape, and broken systems.

In this episode, I explore how global power is shiftingfast—and why investors, entrepreneurs, and even families are looking East foropportunities, stability, and growth. What can you do to secure your financialfuture in this changing world? Has Britain lost the plot? Let’s find out.

The government is coming after YOUR money! They have alreadyborrowed billions and can’t afford to fund their fantasy schemes. 

Where is the big thinking and long term vision?

Where is the growth, green energy? Really?

While they lurch from one crisis to the next, smart people, educatedprofessionals, businesses and entrepreneurs are leaving the UK to go where theyare appreciated.

Have any of the top ministers ever run a large business? Iwouldn’t trust them with a market stall?

What can you do?

 

As Warren Buffett said,financial education is the key to building wealth. It’s the stuff they don’tteach you in school. 

 

·       Learn how to build andprotect wealth.

 

·       Learn how to manage yourmoney.

 

·       Learn how to invest in assetsrather than losing money by lending it to the banks. 

 

·       Learn about the invisibletaxes like inflation which is eating up your savings. 

 

·       Learn about Gold and Silver,the only real money.

 

·       Property

 

·       Stocks and Shares

 

I teach this and much more inmy SMART MONEY COURSE – check out the link below:

 

Join my SMART MONEY COURSE - - https://bit.ly/4klq0mv

 

Jun 01, 202532:12
Smart Money Is Moving East – Is the UK Finished?

Smart Money Is Moving East – Is the UK Finished?

The Global Power Shift has begun – The East Has a plan has UK lost the plot?

 

As the West fumbles with political chaos, rising debt, andshort-term thinking, the East powers ahead with vision and purpose. Countries like China, Malaysia, and the UAE are investing in infrastructure, education,and long-term strategy—while the UK seems stuck in a loop of tax hikes, redtape, and broken systems.

In this episode, I explore how global power is shiftingfast—and why investors, entrepreneurs, and even families are looking East foropportunities, stability, and growth. What can you do to secure your financialfuture in this changing world? Has Britain lost the plot? Let’s find out.

The government is coming after YOUR money! They have alreadyborrowed billions and can’t afford to fund their fantasy schemes. 

Where is the big thinking and long term vision?

Where is the growth, green energy? Really?

While they lurch from one crisis to the next, smart people, educatedprofessionals, businesses and entrepreneurs are leaving the UK to go where theyare appreciated.

Have any of the top ministers ever run a large business? Iwouldn’t trust them with a market stall?

What can you do?

 

As Warren Buffett said,financial education is the key to building wealth. It’s the stuff they don’tteach you in school. 

 

·       Learn how to build andprotect wealth.

 

·       Learn how to manage yourmoney.

 

·       Learn how to invest in assetsrather than losing money by lending it to the banks. 

 

·       Learn about the invisibletaxes like inflation which is eating up your savings. 

 

·       Learn about Gold and Silver,the only real money.

 

·       Property

 

·       Stocks and Shares

 

I teach this and much more inmy SMART MONEY COURSE – check out the link below:

 

Join my SMART MONEY COURSE - - https://bit.ly/4klq0mv

 

Jun 01, 202532:12
Forget Spain and Portugal – Malaysia is the Best Place to Live and Invest in 2025

Forget Spain and Portugal – Malaysia is the Best Place to Live and Invest in 2025

Why I'm Quitting UK Buy-to-Let Property – From Buy-to-Let to Bye-Bye UK: My Property Investment Shift to Malaysia…

Watch video on YouTube - https://youtu.be/se1oFAKTNng?si=GVyI-CLWTVlu6uyf

After years in the UK buy-to-let property market, I’ve made thedifficult decision to step away. While British property was once a reliablepath to wealth, it’s no longer what it used to be. Increasing taxes, endlessregulations, and government pressure on landlords have made the marketunattractive. With Labour pushing for more restrictions and potential rentcontrols, landlords are squeezed more than ever.

So, where else canyou go to invest and live well?

Some investors are turning to EU countries like Spain and Portugal.However, Spain has slapped a controversial tax on foreign buyers, and Portugalrecently pulled the plug on parts of its golden visa scheme. Add bureaucracy andhigh costs, and Europe is looking less inviting.

But here's the good news: there are better alternatives.

One of my top recommendations is Malaysia—specifically KualaLumpur. Compared to other Southeast Asian destinations like Thailand,Vietnam, or the Philippines, Malaysia offers far better value.Property prices in KL are surprisingly affordable, often cheaper than itsneighbours, and the cost of living is about half that of the UK.

Malaysia also stands out for its MM2H (Malaysia My Second Home)visa program. This relatively low-cost golden visa allows you to livelong-term, invest in property, and enjoy a warm climate year-round.English is widely spoken, the infrastructure is excellent, and crime levels arenotably lower than in the UK.

What’s more, Malaysia is a hub for travel across Asia, with greatconnections to Thailand, Singapore, Indonesia, and beyond. You’ll enjoy anamazing lifestyle, rich culture, fantastic cuisine, and excellent value—whetheryou're retiring, investing, or working remotely.

See also: Why I’m Quitting UK Buy-to-Let - https://youtu.be/Vy6NTf38uR8

In short, I'm moving on from UK property and choosing freedom,lifestyle, and opportunity in Malaysia.

Finally, I used an amazing visa agent for the MM2H andestate agent (who is a British Ex-Pat) to help me on my journey. Beware of thesharks and a few scammers. If you are considering Malaysia or Kuala Lumpur, andwould like an introduction drop me an email charles@charleskelly.net

#UKPropertyCrisis #BuyToLetExodus #MalaysiaMM2H#OverseasInvestment #PropertyAbroad #RetireInAsia #MoveToMalaysia#GlobalInvestor #PropertyTips #CharlesKellyMoneyTips

May 24, 202515:22
Forget Spain and Portugal – Malaysia is the Best Place to Live and Invest in 2025

Forget Spain and Portugal – Malaysia is the Best Place to Live and Invest in 2025

Why I'm Quitting UK Buy-to-Let Property – From Buy-to-Let to Bye-Bye UK: My Property Investment Shift to Malaysia…

Watch video on YouTube - https://youtu.be/se1oFAKTNng?si=GVyI-CLWTVlu6uyf

After years in the UK buy-to-let property market, I’ve made thedifficult decision to step away. While British property was once a reliablepath to wealth, it’s no longer what it used to be. Increasing taxes, endlessregulations, and government pressure on landlords have made the marketunattractive. With Labour pushing for more restrictions and potential rentcontrols, landlords are squeezed more than ever.

So, where else canyou go to invest and live well?

Some investors are turning to EU countries like Spain and Portugal.However, Spain has slapped a controversial tax on foreign buyers, and Portugalrecently pulled the plug on parts of its golden visa scheme. Add bureaucracy andhigh costs, and Europe is looking less inviting.

But here's the good news: there are better alternatives.

One of my top recommendations is Malaysia—specifically KualaLumpur. Compared to other Southeast Asian destinations like Thailand,Vietnam, or the Philippines, Malaysia offers far better value.Property prices in KL are surprisingly affordable, often cheaper than itsneighbours, and the cost of living is about half that of the UK.

Malaysia also stands out for its MM2H (Malaysia My Second Home)visa program. This relatively low-cost golden visa allows you to livelong-term, invest in property, and enjoy a warm climate year-round.English is widely spoken, the infrastructure is excellent, and crime levels arenotably lower than in the UK.

What’s more, Malaysia is a hub for travel across Asia, with greatconnections to Thailand, Singapore, Indonesia, and beyond. You’ll enjoy anamazing lifestyle, rich culture, fantastic cuisine, and excellent value—whetheryou're retiring, investing, or working remotely.

See also: Why I’m Quitting UK Buy-to-Let - https://youtu.be/Vy6NTf38uR8

In short, I'm moving on from UK property and choosing freedom,lifestyle, and opportunity in Malaysia.

Finally, I used an amazing visa agent for the MM2H andestate agent (who is a British Ex-Pat) to help me on my journey. Beware of thesharks and a few scammers. If you are considering Malaysia or Kuala Lumpur, andwould like an introduction drop me an email charles@charleskelly.net

#UKPropertyCrisis #BuyToLetExodus #MalaysiaMM2H#OverseasInvestment #PropertyAbroad #RetireInAsia #MoveToMalaysia#GlobalInvestor #PropertyTips #CharlesKellyMoneyTips

May 24, 202515:22
Part 2 Why I’m Quitting Buy-to-let Property Market – Update

Part 2 Why I’m Quitting Buy-to-let Property Market – Update

The latest episode of the Charles Kelly Money Tips Podcast he explores the truth behind thebuy-to-let market and exactly why he is getting out of buy-to-let after 30years. Please like and subscribe - https://www.youtube.com/@charleskellymoneytipspodca9121

Watch video -  https://youtu.be/pA2Co2zk4zM

Why I’m quitting buy-to-letbut not property - Part 2 Update

 

Thanks for the amazing comments from first video!

 

Lots of positive commentsfrom landlords. Some of them agree with me others do not.

 

Several landlords, one whohad 60 buy-to-let properties, have already started selling and getting outcompletely.

 

Many of the commentsindicated that there was a general sentiment that the UK, as well as buy-to-let,is finished.

 

Many are planning to leaveand quite a few have left already.

 

We already know that asubstantial amount of wealth as left the UK and more capital will betransferred out of the country in the coming years. 

 

Billions in tax revenue willbe lost to the exchequer.

 

Jobs are also being affectedby labour’s ‘jobs tax’ with unemployment up and recruiting slowing as employerslose confidence. 

 

This comes at a time whenjobs are already being lost to outsourcing and AI!

 

What labour don’t get

 

·       Businesses create wealth –not governments!

·       Businesses create jobs

·       The wealthy already pay moretax than the poor

·       When the wealthy leave, themiddle classes and the poor will all have to pay more tax to pay for runningthe country and servicing the debts and will suffer a lower standard of living.

 

I’ve seen it before in mylife under a previous labour government who put up the highest rate of tax to98% and caused a brain drain. 

 

Clarification

 

I’m not getting out ofProperty just standard buy-to-let AST’s under the new Labour government’s socialistrepublic.

 

Alternative propertystrategies

 

·       Leasing to local authoritiesor housing providers

·       Rent-to-rent – little or nocapital required to start

·       Furnished holiday lets,AIRBNB, Booking.Com etc

·       BRR by refurbish andrefinance using other people’s money

 

There are many morestrategies you can learn about by studying under experts who been there anddone it before. 

 

If you’d like to find outmore than link below to join a free seminar or course to enhance your propertyknowledge:

 

charles@charleskelly.net

 

Property is still a good long-term investment and willsurvive the idiots that run the country downwards because the markets anddemand will prevail.  


Despite warnings of our demise, the UK will also survive the fools in power. 

See other videos:

Labour’s Renter’s Rights Bill and the end to Sec 21 ‘no fault evictions’- https://www.youtube.com/watch?v=Wx1HXgVW1bM&t=400s&sttick=0

Nigel Farage SLAMSHMO BUY-to-Let Landlords

In an astonishing attack on private enterprise, right wing Farageclaimed that HMOs are not only damaging communities but are increasingly beingused to house illegal migrants and asylum seekers, often at the taxpayer’sexpense. Watch video - https://youtu.be/NKaPZj-APgw

Better property strategiesare needed - Learn property strategies from experts

There are so many more money making property strategies thanbuy-to-let. The important thing is to get the right property education fromexperts who have made millions in UK property.

For more information on a free “NO MONEY DOWN PROPERTY”webinar, email charles@charleskelly.net

May 19, 202519:23
Part 2 Why I’m Quitting Buy-to-let Property Market – Update

Part 2 Why I’m Quitting Buy-to-let Property Market – Update

The latest episode of the Charles Kelly Money Tips Podcast he explores the truth behind thebuy-to-let market and exactly why he is getting out of buy-to-let after 30years. Please like and subscribe - https://www.youtube.com/@charleskellymoneytipspodca9121

Watch video -  https://youtu.be/pA2Co2zk4zM

Why I’m quitting buy-to-letbut not property - Part 2 Update

 

Thanks for the amazing comments from first video!

 

Lots of positive commentsfrom landlords. Some of them agree with me others do not.

 

Several landlords, one whohad 60 buy-to-let properties, have already started selling and getting outcompletely.

 

Many of the commentsindicated that there was a general sentiment that the UK, as well as buy-to-let,is finished.

 

Many are planning to leaveand quite a few have left already.

 

We already know that asubstantial amount of wealth as left the UK and more capital will betransferred out of the country in the coming years. 

 

Billions in tax revenue willbe lost to the exchequer.

 

Jobs are also being affectedby labour’s ‘jobs tax’ with unemployment up and recruiting slowing as employerslose confidence. 

 

This comes at a time whenjobs are already being lost to outsourcing and AI!

 

What labour don’t get

 

·       Businesses create wealth –not governments!

·       Businesses create jobs

·       The wealthy already pay moretax than the poor

·       When the wealthy leave, themiddle classes and the poor will all have to pay more tax to pay for runningthe country and servicing the debts and will suffer a lower standard of living.

 

I’ve seen it before in mylife under a previous labour government who put up the highest rate of tax to98% and caused a brain drain. 

 

Clarification

 

I’m not getting out ofProperty just standard buy-to-let AST’s under the new Labour government’s socialistrepublic.

 

Alternative propertystrategies

 

·       Leasing to local authoritiesor housing providers

·       Rent-to-rent – little or nocapital required to start

·       Furnished holiday lets,AIRBNB, Booking.Com etc

·       BRR by refurbish andrefinance using other people’s money

 

There are many morestrategies you can learn about by studying under experts who been there anddone it before. 

 

If you’d like to find outmore than link below to join a free seminar or course to enhance your propertyknowledge:

 

charles@charleskelly.net

 

Property is still a good long-term investment and willsurvive the idiots that run the country downwards because the markets anddemand will prevail.  


Despite warnings of our demise, the UK will also survive the fools in power. 

See other videos:

Labour’s Renter’s Rights Bill and the end to Sec 21 ‘no fault evictions’- https://www.youtube.com/watch?v=Wx1HXgVW1bM&t=400s&sttick=0

Nigel Farage SLAMSHMO BUY-to-Let Landlords

In an astonishing attack on private enterprise, right wing Farageclaimed that HMOs are not only damaging communities but are increasingly beingused to house illegal migrants and asylum seekers, often at the taxpayer’sexpense. Watch video - https://youtu.be/NKaPZj-APgw

Better property strategiesare needed - Learn property strategies from experts

There are so many more money making property strategies thanbuy-to-let. The important thing is to get the right property education fromexperts who have made millions in UK property.

For more information on a free “NO MONEY DOWN PROPERTY”webinar, email charles@charleskelly.net

May 19, 202519:23
Why I’m Quitting Buy-to-let Property Market

Why I’m Quitting Buy-to-let Property Market

Why I’m Quitting Buy-to-letProperty Market

The latest episode of the Charles KellyMoney Tips Podcast he explores the truth behind the buy-to-let market and exactlywhy he is getting out of buy-to-let after 30 years. Please like and subscribe -https://www.youtube.com/@charleskellymoneytipspodca9121

Brief history of thebuy to Let market

Watch video - https://youtu.be/Vy6NTf38uR8

May 10, 202537:10
Why I’m Quitting Buy-to-let Property Market

Why I’m Quitting Buy-to-let Property Market

Why I’m Quitting Buy-to-letProperty Market


The latest episode of the
Charles KellyMoney Tips Podcast he explores the truth behind the buy-to-let market and exactlywhy he is getting out of buy-to-let after 30 years. Please like and subscribe -https://www.youtube.com/@charleskellymoneytipspodca9121

Brief history of thebuy to Let market

Watch video - https://youtu.be/Vy6NTf38uR8

May 10, 202537:10
Farage Slams HMOs: "Blaming Landlord for Housing Illegal Migrants and Wrecking Communities"

Farage Slams HMOs: "Blaming Landlord for Housing Illegal Migrants and Wrecking Communities"

Nigel Farage has once again ignited controversy, this timeturning his sights on the UK’s House in Multiple Occupation (HMO) sector.Speaking out this week at a Reform press conference in Dover, Farage claimedthat HMOs are not only damaging communities but are increasingly being used tohouse illegal migrants and asylum seekers, often at the taxpayer’s expense.

Watch video - https://youtu.be/NKaPZj-APgw

Farage, who could become the next UK Prime Ministeraccording to the polls and recent local election results, argued that the rapidgrowth of HMOs—particularly in urban areas—is "a symptom of a failedimmigration and housing policy." He criticised how private landlords andgovernment contracts are turning residential streets into overcrowded multi-letproperties, undermining local cohesion and public services.

While HMOs can be a profitable property strategy, especiallyfor landlords seeking higher yields, they’ve become controversial. Localresidents often complain about noise, rubbish, overcrowding, parking andfalling property values. Councils have responded with Article 4 directions andtougher licensing schemes.

Is this another nail in the coffin for buy-to-let propertyinvestment, and further reasons for landlords to get out of the UK propertymarket?

In recent years, landlords have had to contend with:

·       Section24 landlord tax – watch accountant explain tax and solutions - https://youtu.be/aMuGs_ek17s

·       Increased tax and

·       Increased red tape and regulation.

Now, landlords are facing Labour’s Renter’s RightsBill and the end to Sec 21 ‘no fault evictions’. See full episode - https://www.youtube.com/watch?v=Wx1HXgVW1bM&t=400s

The latest episode of the Charles KellyMoney Tips Podcast explores the truth behind these claims, what it meansfor property investors, and the future of HMO investments in the UK. Pleaselike and subscribe - https://www.youtube.com/@charleskellymoneytipspodca9121

In the next Charles Kelly Money Tips Podcast episode, I willtell you why I’m getting out ofbuy-to-let property after 30 years!

There are many more money making property strategies thanbuy-to-let. The important thing is to get the right property education fromexperts who have made millions in UK property.

For more information on a free “NO MONEY DOWN PROPERTY”webinar, email charles@charleskelly.net

 

#NigelFarage #HMOScandal #UKHousingCrisis#IllegalImmigrationUK #AsylumSeekersUK #HMOUK #PropertyInvesting #LandlordLife#UKPolitics #MoneyTips

May 05, 202523:17
Farage Slams HMOs: "Blaming Landlord for Housing Illegal Migrants and Wrecking Communities"

Farage Slams HMOs: "Blaming Landlord for Housing Illegal Migrants and Wrecking Communities"

Nigel Farage has once again ignited controversy, this timeturning his sights on the UK’s House in Multiple Occupation (HMO) sector.Speaking out this week at a Reform press conference in Dover, Farage claimedthat HMOs are not only damaging communities but are increasingly being used tohouse illegal migrants and asylum seekers, often at the taxpayer’s expense.

Watch video - https://youtu.be/NKaPZj-APgw

Farage, who could become the next UK Prime Ministeraccording to the polls and recent local election results, argued that the rapidgrowth of HMOs—particularly in urban areas—is "a symptom of a failedimmigration and housing policy." He criticised how private landlords andgovernment contracts are turning residential streets into overcrowded multi-letproperties, undermining local cohesion and public services.

While HMOs can be a profitable property strategy, especiallyfor landlords seeking higher yields, they’ve become controversial. Localresidents often complain about noise, rubbish, overcrowding, parking andfalling property values. Councils have responded with Article 4 directions andtougher licensing schemes.

Is this another nail in the coffin for buy-to-let propertyinvestment, and further reasons for landlords to get out of the UK propertymarket?

In recent years, landlords have had to contend with:

·       Section24 landlord tax – watch accountant explain tax and solutions - https://youtu.be/aMuGs_ek17s

·       Increased tax and

·       Increased red tape and regulation.

Now, landlords are facing Labour’s Renter’s RightsBill and the end to Sec 21 ‘no fault evictions’. See full episode - https://www.youtube.com/watch?v=Wx1HXgVW1bM&t=400s

The latest episode of the Charles KellyMoney Tips Podcast explores the truth behind these claims, what it meansfor property investors, and the future of HMO investments in the UK. Pleaselike and subscribe - https://www.youtube.com/@charleskellymoneytipspodca9121

In the next Charles Kelly Money Tips Podcast episode, I willtell you why I’m getting out ofbuy-to-let property after 30 years!

There are many more money making property strategies thanbuy-to-let. The important thing is to get the right property education fromexperts who have made millions in UK property.

For more information on a free “NO MONEY DOWN PROPERTY”webinar, email charles@charleskelly.net

 

#NigelFarage #HMOScandal #UKHousingCrisis#IllegalImmigrationUK #AsylumSeekersUK #HMOUK #PropertyInvesting #LandlordLife#UKPolitics #MoneyTips

May 05, 202523:17
Pension Panic As Stock Markets Crashing

Pension Panic As Stock Markets Crashing

US stock markets have crashed 20% in the last three months and trillions has been wiped off the value of companies worldwide since Donald Trump’s election and his recent tariffs on US imports.

Watch full story- https://youtu.be/XJlQ2cAzG3I

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get controlof your money, learn how to invest and become financially free.

Join me online on my free live money management trainingWednesday at 7.00PM.

Places are limited, so registernow below to avoid disappointment.

https://bit.ly/3QPp8IH

Apr 27, 202515:45
Pension Panic As Stock Markets Crashing

Pension Panic As Stock Markets Crashing

US stock markets have crashed 20% in the last three months and trillions has been wiped off the value of companies worldwide since Donald Trump’s election and his recent tariffs on US imports.

Watch full story- https://youtu.be/XJlQ2cAzG3I

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get controlof your money, learn how to invest and become financially free.

Join me online on my free live money management trainingWednesday at 7.00PM.

Places are limited, so registernow below to avoid disappointment.

https://bit.ly/3QPp8IH

Apr 27, 202515:45
3 Steps to Early Retirement

3 Steps to Early Retirement

Three simple steps to retiring early and financially free.

Interview with top Broker and Financial Planner Tim Smith.

Watch full interview -https://youtu.be/zgwmtnADPyE

Links inks to Tim's website and online profiles:
Website: https://www.aurorapw.com/

Facebook: https://www.facebook.com/auroraprivatewealth

IG: https://www.instagram.com/thefinancialdad_/

LinkedIn: https://www.linkedin.com/in/timothy-l-smith-cfp-r-b1293443/

US stock markets have crashed 20%to 25% since their highs in February and $10 trillion has been wiped off thevalue of companies worldwide in the last five days since Donald Trump announcedhis tariffs on US imports.

Watch video - https://youtu.be/8U9drRMpf2M

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get controlof your money, learn how to invest and become financially free.

Join me online on my free live money management trainingWednesday at 7.00PM.

Places are limited, so registernow below to avoid disappointment.

https://bit.ly/3QPp8IH

Apr 21, 202545:35
3 Steps to Early Retirement

3 Steps to Early Retirement

Three simple steps to retiring early and financially free.

Interview with top Broker and Financial Planner Tim Smith.

Watch full interview -https://youtu.be/zgwmtnADPyE

Links inks to Tim's website and online profiles:
Website: https://www.aurorapw.com/

Facebook: https://www.facebook.com/auroraprivatewealth

IG: https://www.instagram.com/thefinancialdad_/

LinkedIn: https://www.linkedin.com/in/timothy-l-smith-cfp-r-b1293443/

US stock markets have crashed 20%to 25% since their highs in February and $10 trillion has been wiped off thevalue of companies worldwide in the last five days since Donald Trump announcedhis tariffs on US imports.

Watch video - https://youtu.be/8U9drRMpf2M

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get controlof your money, learn how to invest and become financially free.

Join me online on my free live money management trainingWednesday at 7.00PM.

Places are limited, so registernow below to avoid disappointment.

https://bit.ly/3QPp8IH

Apr 21, 202545:35
US Stock Markets Crash 25% - Will Trump Crash the Stock Market?

US Stock Markets Crash 25% - Will Trump Crash the Stock Market?

Donald Trump’s return to the spotlight and renewed talk of tariffs and trade wars has investors wondering: Will this trigger a stock market crash in 2025? As Trump vows to impose tougher tariffs on China and other countries, fears of rising inflation, global trade tensions, and supply chain disruptions are resurfacing.

Historically, Trump’s tariff policies had mixed effects. Some U.S. industries benefited, but overall market volatility increased. The stock market reacted to trade war headlines with sharp dips and recoveries. If anew Trump trade war begins, sectors like tech, automotive,and manufacturing could feel the pinch first, while defensive stocksand commodities may perform better.

Investors are asking: Should I sell now? Will Trump crash the stockmarket again? While no one can predict with certainty, smart investorsdiversify and prepare for volatility. Watch how China, the EU, and the Fedrespond.

Stay informed with the Charles Kelly Money Tips Podcast forweekly updates on Trump, trade wars, and how they affect your investments,retirement funds, and the global stock market. Don't forget to like,subscribe, and comment with your predictions below!

US stock markets have crashed 20%to 25% since their highs in February and $10 trillion has been wiped off thevalue of companies worldwide in the last five days since Donald Trump announcedhis tariffs on US imports.

Watch video - https://youtu.be/8U9drRMpf2M

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get controlof your money, learn how to invest and become financially free.

Join me online on my free live money management trainingWednesday at 7.00PM.

Places are limited, so registernow below to avoid disappointment.

https://bit.ly/3QPp8IH

Apr 08, 202530:25
US Stock Markets Crash 25% - Will Trump Crash the Stock Market?

US Stock Markets Crash 25% - Will Trump Crash the Stock Market?

Donald Trump’s return to the spotlight and renewed talk of tariffs and trade wars has investors wondering: Will this trigger a stock market crash in 2025? As Trump vows to impose tougher tariffs on China and other countries, fears of rising inflation, global trade tensions, and supply chain disruptions are resurfacing.

Historically, Trump’s tariff policies had mixed effects. Some U.S. industries benefited, but overall market volatility increased. The stockmarket reacted to trade war headlines with sharp dips and recoveries. If anew Trump trade war begins, sectors like tech, automotive,and manufacturing could feel the pinch first, while defensive stocksand commodities may perform better.

Investors are asking: Should I sell now? Will Trump crash the stockmarket again? While no one can predict with certainty, smart investorsdiversify and prepare for volatility. Watch how China, the EU, and the Fedrespond.

Stay informed with the Charles Kelly Money Tips Podcast forweekly updates on Trump, trade wars, and how they affect your investments,retirement funds, and the global stock market. Don't forget to like,subscribe, and comment with your predictions below!

US stock markets have crashed 20%to 25% since their highs in February and $10 trillion has been wiped off thevalue of companies worldwide in the last five days since Donald Trump announcedhis tariffs on US imports.

Watch video - https://youtu.be/8U9drRMpf2M

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get controlof your money, learn how to invest and become financially free.

Join me online on my free live money management trainingWednesday at 7.00PM.

Places are limited, so registernow below to avoid disappointment.

https://bit.ly/3QPp8IH

Apr 08, 202530:25
Trump’s Trade War Will Make Us All Worse Off As Stock Markets Tumble
Apr 02, 202538:39
Trump’s Trade War Will Make Us All Worse Off As Stock Markets Tumble
Apr 02, 202538:39
Furnished Holiday Let Changes From April 2005 And More Tax Tips From Accountant

Furnished Holiday Let Changes From April 2005 And More Tax Tips From Accountant

Watch full video at Charles Kelly Money Tips Podcast: https://youtu.be/VRexfc258N4

Interview with Chartered Tax Adviser and Accountant on changes to Furnished Holiday Lettings tax regime, IHT, Trusts and Wills, SDLT, pensions, ISA, Non-Dom tax status andend of year tips.

High taxation is one of the reasons 10,000 millionaires left the UK last year. Check out my video on this.

As the tax yeardraws to a close, now is the perfect time to review your finances and takeadvantage of last-minute tax-saving opportunities. In the latest episode of theCharles Kelly Money Tips Podcast, we break down essential end-of-tax-year tipsto help you reduce your tax bill legally and keep more of your hard-earnedmoney.

1. Maximize YourISA Allowance

You can save up to£20,000 tax-free in an Individual Savings Account (ISA). If you haven’t usedyour full allowance, now is the time to top it up.

2. UtilizePension Contributions

Contributing toyour pension not only grows your retirement fund but also reduces taxableincome, with tax relief of up to 45% for higher earners. We don’t know how longthis tax concession will last.

3. ClaimAllowable Expenses

Self-employed?Ensure you claim all deductible expenses, such as home office costs, travel,and professional fees, to lower your taxable profit.

4. Use CapitalGains Allowance

Sell assetsstrategically to take advantage of the current capital gains tax-free allowancebefore it resets in the new tax year.

5. Gift Money IHTTax-Free

Use your annual£3,000 inheritance tax gift allowance to pass on wealth without taximplications. Use it or lose it.

6. Use youraccountant, tax specialist, financial adviser and other professionals to saveyou money.

Good advice cansave you a fortune. Invest in yourself.

Don’t miss out onthese end-of-tax-year strategies—watch the full video now!

7 Powerful Steps to Transform Your Finances in 2025

As we move closer to 2025,now is the perfect time to take charge of your finances and make it your mostsuccessful year yet. In the latest episode of the Charles Kelly Money Tips Podcast,we explore actionable strategies to help you achieve financial freedom andbuild wealth.

Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY

Section 24 PropertyLandlord Tax Hike

Interview with Chartered Accountant and property taxspecialist who reveals options and solutions to move your properties from yourown name into a limited company or LLP whilst mitigating the potential HMRCpitfalls.

Email charles@charleskelly.netfor a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

 

#section24 #TaxSavingTips#EndOfTaxYear #FinanceTips #UKTaxes #WealthBuilding #MoneyManagement#PensionPlanning #TaxFreeSavings #CharlesKellyMoneyTips #furnishedholidaylet#IHT #SDLT #ISA

Mar 31, 202545:35
Furnished Holiday Let Changes From April 2005 And More Tax Tips From Accountant

Furnished Holiday Let Changes From April 2005 And More Tax Tips From Accountant

Watch full video at Charles Kelly Money Tips Podcast: https://youtu.be/VRexfc258N4

Interview withChartered Tax Adviser and Accountant on changes to Furnished Holiday Lettings tax regime, IHT, Trusts and Wills, SDLT, pensions,

ISA, Non-Dom tax status and end of year tips.

High taxation is one of the reasons 10,000 millionaires left the UK last year. Check out my video on this.

As the tax year draws to a close, now is the perfect time to review your finances and takeadvantage of last-minute tax-saving opportunities. In the latest episode of theCharles Kelly Money Tips Podcast, we break down essential end-of-tax-year tipsto help you reduce your tax bill legally and keep more of your hard-earnedmoney.

1. Maximize YourISA Allowance

You can save up to£20,000 tax-free in an Individual Savings Account (ISA). If you haven’t usedyour full allowance, now is the time to top it up.

2. UtilizePension Contributions

Contributing toyour pension not only grows your retirement fund but also reduces taxableincome, with tax relief of up to 45% for higher earners. We don’t know how longthis tax concession will last.

3. ClaimAllowable Expenses

Self-employed?Ensure you claim all deductible expenses, such as home office costs, travel,and professional fees, to lower your taxable profit.

4. Use CapitalGains Allowance

Sell assetsstrategically to take advantage of the current capital gains tax-free allowancebefore it resets in the new tax year.

5. Gift Money IHTTax-Free

Use your annual£3,000 inheritance tax gift allowance to pass on wealth without taximplications. Use it or lose it.

6. Use youraccountant, tax specialist, financial adviser and other professionals to saveyou money.

Good advice cansave you a fortune. Invest in yourself.

Don’t miss out onthese end-of-tax-year strategies—watch the full video now!

7 Powerful Steps to Transform Your Finances in 2025

As we move closer to 2025,now is the perfect time to take charge of your finances and make it your mostsuccessful year yet. In the latest episode of the Charles Kelly Money Tips Podcast,we explore actionable strategies to help you achieve financial freedom andbuild wealth.

Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY

Section 24 PropertyLandlord Tax Hike

Interview with Chartered Accountant and property taxspecialist who reveals options and solutions to move your properties from yourown name into a limited company or LLP whilst mitigating the potential HMRCpitfalls.

Email charles@charleskelly.netfor a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

 

#section24 #TaxSavingTips#EndOfTaxYear #FinanceTips #UKTaxes #WealthBuilding #MoneyManagement#PensionPlanning #TaxFreeSavings #CharlesKellyMoneyTips #furnishedholidaylet#IHT #SDLT #ISA

Mar 31, 202545:35
Buy-to-Let UK Property Companies Soar After Section 24 Tax on Landlords

Buy-to-Let UK Property Companies Soar After Section 24 Tax on Landlords

The number of UK buy-to-let property companies listed atCompanies House has soared to record levels since George Osbourne introduced his ‘Section 24’ tax bombshell onlandlords.

If you are stuck in the Section 24 tax trap contact me at charles@charleskelly.net to arrangea free consultation with a property tax specialist.

There are now over 400,000 limited property companiesregistered, more than any other businesses and four times as many as fast foodfirms. Since 2016 there has been a fourfold rise in incorporated buy-to-letbusinesses, much of which is due to George Osbourne’s ‘Section 24’ tax hike on landlords.

The change in the law meant that buy-to-let landlords with propertiesheld in their own names could no longer offset mortgage interest against theirrent (pre-profit gross income).

Almost 700,000 properties are now held in limited companies,rather than in individual names, which has become the standard method used tobuy investment property in the UK.

Watch full videoversion - https://youtu.be/tdcdZDdu7qY

Section 24 PropertyLandlord Tax Hike

Interview with Chartered Accountant and property taxspecialist who reveals options and solutions to move your properties from yourown name into a limited company or LLP whilst mitigating the potential HMRCpitfalls.

Email charles@charleskelly.netfor a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

 

#section24 #TaxSavingTips #FinanceTips #UKTaxes #WealthBuilding#MoneyManagement #PensionPlanning #TaxFreeSavings #CharlesKellyMoneyTips ##property #propertycompany #investmentproperty #buytoletlandlord

 

Mar 22, 202513:43
Buy-to-Let UK Property Companies Soar After Section 24 Tax on Landlords

Buy-to-Let UK Property Companies Soar After Section 24 Tax on Landlords

The number of UK buy-to-let property companies listed atCompanies House has soared to record levels since George Osbourne introduced his ‘Section 24’ tax bombshell onlandlords.

If you are stuck in the Section 24 tax trap contact me at charles@charleskelly.net to arrangea free consultation with a property tax specialist.

There are now over 400,000 limited property companiesregistered, more than any other businesses and four times as many as fast foodfirms. Since 2016 there has been a fourfold rise in incorporated buy-to-letbusinesses, much of which is due to George Osbourne’s ‘Section 24’ tax hike on landlords.

The change in the law meant that buy-to-let landlords with propertiesheld in their own names could no longer offset mortgage interest against theirrent (pre-profit gross income).

Almost 700,000 properties are now held in limited companies,rather than in individual names, which has become the standard method used tobuy investment property in the UK.

Watch full videoversion - https://youtu.be/tdcdZDdu7qY

Section 24 PropertyLandlord Tax Hike

Interview with Chartered Accountant and property taxspecialist who reveals options and solutions to move your properties from yourown name into a limited company or LLP whilst mitigating the potential HMRCpitfalls.

Email charles@charleskelly.netfor a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

 

#section24 #TaxSavingTips #FinanceTips #UKTaxes #WealthBuilding#MoneyManagement #PensionPlanning #TaxFreeSavings #CharlesKellyMoneyTips ##property #propertycompany #investmentproperty #buytoletlandlord

 

Mar 22, 202513:43
The Future of Global Business, Finance, BRICS, Crypto and AI

The Future of Global Business, Finance, BRICS, Crypto and AI

As one of the top global influencers in the future offinance, Emmanuel David is renowned for his ability to illuminate how financeis being transformed through a combination of geopolitics, cutting-edgetechnologies and decentralised finance. 

Watch video - https://youtu.be/-Wf4d2pH2mA?si=0RZyBau3f4RffJS5

His work covers the full range of topics including:

•⁠  ⁠the future of the dollar as areserve currency, 

•⁠  ⁠the BRICS payment system,

•⁠  ⁠the failure of CBDCs and therise of stablecoins 

•⁠  ⁠when the U.S. embraces crypto,

•⁠  ⁠the impact of AI on finance, 

•⁠  ⁠traditional banking and DeFi,

•⁠  ⁠APIs and the cloud in finance

•⁠  ⁠The personalization of finance

Emmanuel is the founder of TAB Global, which encompassesplatforms like The Asian Banker, Wealth and Society, and The Banking Academy.These platforms have been instrumental in building vital connections within thefinancial industry, fostering collaboration, and driving innovation on a globalscale.

End of tax year tips

As the tax yearcomes to a close, now is the perfect time to review your finances and takeadvantage of last-minute tax-saving opportunities.

Rachel Reeves hastalked about “simplifying” ISAs, which could mean slashing the annual allowancefor savings ISAs, currently £20,000.

See full videoepisode - https://youtu.be/uXcCqWj_xfs?si=51rN_XvVb4ntWexO

Section 24 PropertyLandlord Tax Hike

Interview with Chartered Accountant and property taxspecialist who reveals options and solutions to move your properties from yourown name into a limited company or LLP whilst mitigating the potential HMRCpitfalls.

Email charles@charleskelly.netfor a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

 

#section24 #TaxSavingTips #EndOfTaxYear #FinanceTips #UKTaxes #WealthBuilding#MoneyManagement #PensionPlanning #TaxFreeSavings #CharlesKellyMoneyTips#emmanueldavid #globalfinace #property

Mar 14, 202501:11:25
The Future of Global Business, Finance, BRICS, Crypto and AI

The Future of Global Business, Finance, BRICS, Crypto and AI

As one of the top global influencers in the future offinance, Emmanuel David is renowned for his ability to illuminate how financeis being transformed through a combination of geopolitics, cutting-edgetechnologies and decentralised finance. 

Watch video - https://youtu.be/-Wf4d2pH2mA?si=0RZyBau3f4RffJS5

His work covers the full range of topics including:

•⁠  ⁠the future of the dollar as areserve currency, 

•⁠  ⁠the BRICS payment system,

•⁠  ⁠the failure of CBDCs and therise of stablecoins 

•⁠  ⁠when the U.S. embraces crypto,

•⁠  ⁠the impact of AI on finance, 

•⁠  ⁠traditional banking and DeFi,

•⁠  ⁠APIs and the cloud in finance

•⁠  ⁠The personalization of finance

Emmanuel is the founder of TAB Global, which encompassesplatforms like The Asian Banker, Wealth and Society, and The Banking Academy.These platforms have been instrumental in building vital connections within thefinancial industry, fostering collaboration, and driving innovation on a globalscale.

End of tax year tips

As the tax yearcomes to a close, now is the perfect time to review your finances and takeadvantage of last-minute tax-saving opportunities.

Rachel Reeves hastalked about “simplifying” ISAs, which could mean slashing the annual allowancefor savings ISAs, currently £20,000.

See full videoepisode - https://youtu.be/uXcCqWj_xfs?si=51rN_XvVb4ntWexO

Section 24 PropertyLandlord Tax Hike

Interview with Chartered Accountant and property taxspecialist who reveals options and solutions to move your properties from yourown name into a limited company or LLP whilst mitigating the potential HMRCpitfalls.

Email charles@charleskelly.netfor a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

 

#section24 #TaxSavingTips #EndOfTaxYear #FinanceTips #UKTaxes #WealthBuilding#MoneyManagement #PensionPlanning #TaxFreeSavings #CharlesKellyMoneyTips#emmanueldavid #globalfinace #property

Mar 14, 202501:11:25
Inflation Jumps To 3% Dashing Hopes Of Interest Rate Cut

Inflation Jumps To 3% Dashing Hopes Of Interest Rate Cut

Inflation Jumps To 3% Dashing Hopes Of Interest Rate Cut

The Bank of England cut base interest rates from 4.75% to4.5% in February, their lowest level for 18 months and raising hopes of further cuts in 2025.

But now inflation has reared its ugly head again with anunexpected rise to 3%, largely driven by higher government borrowing and spending, as well as public sector pay rises.

See video version - https://youtu.be/7Sc0oL4BHdM

Mortgage holders and property buyers were hoping that theBank of England would continue cutting rates this year and whilst this couldstill happen there is unlikely to be a further cut when the bank’s monetarycommittee meets on 20 March.

Higher interest rates have a direct impact on how much youcan borrow to buy a property, as the banks apply strict affordability criteria.However, the government has talked about easing mortgage lending to stimulatethe flagging market and help first time buyers.

Higher stamp duty does NOTHING to help people who want tobuy their own home.

End of tax year tips

As the tax yearcomes to a close, now is the perfect time to review your finances and takeadvantage of last-minute tax-saving opportunities.

Rachel Reeves hastalked about “simplifying” ISAs, which could mean slashing the annual allowancefor savings ISAs, currently £20,000.

See full videoepisode - https://youtu.be/uXcCqWj_xfs?si=51rN_XvVb4ntWexO

Section 24 PropertyLandlord Tax Hike

Interview with Chartered Accountant and property taxspecialist who reveals options and solutions to move your properties from yourown name into a limited company or LLP whilst mitigating the potential HMRCpitfalls.

Email charles@charleskelly.netfor a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

 

#section24 #TaxSavingTips #EndOfTaxYear #FinanceTips #UKTaxes#WealthBuilding #MoneyManagement #PensionPlanning #TaxFreeSavings#CharlesKellyMoneyTips

 

Mar 06, 202514:08
Inflation Jumps To 3% Dashing Hopes Of Interest Rate Cut

Inflation Jumps To 3% Dashing Hopes Of Interest Rate Cut

Inflation Jumps To 3% Dashing Hopes Of Interest Rate Cut

The Bank of England cut base interest rates from 4.75% to4.5% in February, their lowest level for 18 months and raising hopes of further cuts in 2025.

But now inflation has reared its ugly head again with anunexpected rise to 3%, largely driven by higher government borrowing and spending, as well as public sector pay rises.

See video version - https://youtu.be/7Sc0oL4BHdM

Mortgage holders and property buyers were hoping that theBank of England would continue cutting rates this year and whilst this couldstill happen there is unlikely to be a further cut when the bank’s monetarycommittee meets on 20 March.

Higher interest rates have a direct impact on how much youcan borrow to buy a property, as the banks apply strict affordability criteria.However, the government has talked about easing mortgage lending to stimulatethe flagging market and help first time buyers.

Higher stamp duty does NOTHING to help people who want tobuy their own home.

End of tax year tips

As the tax yearcomes to a close, now is the perfect time to review your finances and takeadvantage of last-minute tax-saving opportunities.

Rachel Reeves hastalked about “simplifying” ISAs, which could mean slashing the annual allowancefor savings ISAs, currently £20,000.

See full videoepisode - https://youtu.be/uXcCqWj_xfs?si=51rN_XvVb4ntWexO

Section 24 PropertyLandlord Tax Hike

Interview with Chartered Accountant and property taxspecialist who reveals options and solutions to move your properties from yourown name into a limited company or LLP whilst mitigating the potential HMRCpitfalls.

Email charles@charleskelly.netfor a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

 

#section24 #TaxSavingTips #EndOfTaxYear #FinanceTips #UKTaxes#WealthBuilding #MoneyManagement #PensionPlanning #TaxFreeSavings#CharlesKellyMoneyTips

 

Mar 06, 202514:08
6 End of Tax Year Tips: Maximize Savings and Reduce Your Bill

6 End of Tax Year Tips: Maximize Savings and Reduce Your Bill

UK Chancellor Rachel Reeves has talked about “simplifying” ISAs, which could mean slashing the annual allowance for savings ISAs, currently £20,000.

The government wants your money…

Watch full video atCharles Kelly Money Tips Podcast - https://youtu.be/uXcCqWj_xfs

They don’t producewealth, they just tax those who do! They take from us to spend our money. Hightaxation is one of the reasons 10,000 millionaires left the UK last year. Checkout my video on this.

As the tax yeardraws to a close, now is the perfect time to review your finances and takeadvantage of last-minute tax-saving opportunities. In the latest episode of theCharles Kelly Money Tips Podcast, we break down essential end-of-tax-year tipsto help you reduce your tax bill legally and keep more of your hard-earnedmoney.

1. Maximize YourISA Allowance

You can save up to £20,000tax-free in an Individual Savings Account (ISA). If you haven’t used your fullallowance, now is the time to top it up.

2. UtilizePension Contributions

Contributing toyour pension not only grows your retirement fund but also reduces taxableincome, with tax relief of up to 45% for higher earners. We don’t know how longthis tax concession will last.

3. ClaimAllowable Expenses

Self-employed?Ensure you claim all deductible expenses, such as home office costs, travel,and professional fees, to lower your taxable profit.

4. Use CapitalGains Allowance

Sell assetsstrategically to take advantage of the current capital gains tax-free allowancebefore it resets in the new tax year.

5. Gift Money IHTTax-Free

Use your annual£3,000 inheritance tax gift allowance to pass on wealth without taximplications. Use it or lose it.

6. Use youraccountant, tax specialist, financial adviser and other professionals to saveyou money.

Good advice cansave you a fortune. Invest in yourself.

Don’t miss out onthese end-of-tax-year strategies—watch the full video now!

7 Powerful Steps to Transform Your Finances in 2025

As we move closer to 2025,now is the perfect time to take charge of your finances and make it your mostsuccessful year yet. In the latest episode of the Charles Kelly Money TipsPodcast, we explore actionable strategies to help you achieve financialfreedom and build wealth.

Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY

Section 24 PropertyLandlord Tax Hike

Interview with Chartered Accountant and property taxspecialist who reveals options and solutions to move your properties from yourown name into a limited company or LLP whilst mitigating the potential HMRCpitfalls.

Email charles@charleskelly.netfor a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

 

#section24 #TaxSavingTips#EndOfTaxYear #FinanceTips #UKTaxes #WealthBuilding #MoneyManagement#PensionPlanning #TaxFreeSavings #CharlesKellyMoneyTips

Feb 27, 202511:45
6 End of Tax Year Tips: Maximize Savings and Reduce Your Bill

6 End of Tax Year Tips: Maximize Savings and Reduce Your Bill

UK Chancellor Rachel Reeves has talked about “simplifying” ISAs, which could mean slashing the annual allowance for savings ISAs, currently £20,000.

The government wants your money…

Watch full video atCharles Kelly Money Tips Podcast - https://youtu.be/uXcCqWj_xfs

They don’t producewealth, they just tax those who do! They take from us to spend our money. Hightaxation is one of the reasons 10,000 millionaires left the UK last year. Checkout my video on this.

As the tax yeardraws to a close, now is the perfect time to review your finances and takeadvantage of last-minute tax-saving opportunities. In the latest episode of theCharles Kelly Money Tips Podcast, we break down essential end-of-tax-year tipsto help you reduce your tax bill legally and keep more of your hard-earnedmoney.

1. Maximize YourISA Allowance

You can save up to £20,000tax-free in an Individual Savings Account (ISA). If you haven’t used your fullallowance, now is the time to top it up.

2. UtilizePension Contributions

Contributing toyour pension not only grows your retirement fund but also reduces taxableincome, with tax relief of up to 45% for higher earners. We don’t know how longthis tax concession will last.

3. ClaimAllowable Expenses

Self-employed?Ensure you claim all deductible expenses, such as home office costs, travel,and professional fees, to lower your taxable profit.

4. Use CapitalGains Allowance

Sell assetsstrategically to take advantage of the current capital gains tax-free allowancebefore it resets in the new tax year.

5. Gift Money IHTTax-Free

Use your annual£3,000 inheritance tax gift allowance to pass on wealth without taximplications. Use it or lose it.

6. Use youraccountant, tax specialist, financial adviser and other professionals to saveyou money.

Good advice cansave you a fortune. Invest in yourself.

Don’t miss out onthese end-of-tax-year strategies—watch the full video now!

7 Powerful Steps to Transform Your Finances in 2025

As we move closer to 2025,now is the perfect time to take charge of your finances and make it your mostsuccessful year yet. In the latest episode of the Charles Kelly Money TipsPodcast, we explore actionable strategies to help you achieve financialfreedom and build wealth.

Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY

Section 24 PropertyLandlord Tax Hike

Interview with Chartered Accountant and property taxspecialist who reveals options and solutions to move your properties from yourown name into a limited company or LLP whilst mitigating the potential HMRCpitfalls.

Email charles@charleskelly.netfor a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

 

#section24 #TaxSavingTips#EndOfTaxYear #FinanceTips #UKTaxes #WealthBuilding #MoneyManagement#PensionPlanning #TaxFreeSavings #CharlesKellyMoneyTips

Feb 27, 202511:45
Gold and Silver Rises 40% in 12 months!

Gold and Silver Rises 40% in 12 months!

The price of precious metals like gold, sliver and platinum have soared in price in the last 12 month amid market fears and rising inflation.

 

Why Invest in Gold and Silver?

 

See full video - https://youtu.be/or-8kiTZZxM

 

See my interview with Josh Saul, gold expert, discussing the merits ofincluding precious metals in your portfolio. Click herehttps://pure-gold.co/charles-kellyfor a free gold, investment report, and discovery call.

 

The age-old appeal of precious metals like gold andsilver remains steadfast. Investors are often confronted with a myriad ofchoices, ranging from the digital allure of cryptocurrencies to the stabilityof stocks and the tangibility of real estate. In this comparison, we explorewhy investing in gold and silver continues to be a compelling option comparedto the alternatives.

1. Historical Stability:

Gold and silver have stood the test oftime as reliable stores of value. Throughout history, these precious metalshave retained their purchasing power, acting as a hedge against inflation andeconomic uncertainties. Unlike cryptocurrencies, which can be highly volatile,and stocks, which are subject to market fluctuations, gold and silver havemaintained a reputation for stability.

2. Tangibility and Security:

One of the key advantages of investing inphysical gold and silver is the tangible nature of these assets. Unlikecryptocurrencies, which exist only in the digital realm, and stocks, whichrepresent ownership but lack a physical presence, gold and silver can be heldin hand. This tangibility not only provides a sense of security but alsoensures that investors have a physical asset they can access irrespective ofeconomic conditions.

3. Diversification:

While stocks and real estate have theirmerits, they can be vulnerable to economic downturns. Gold and silver, on theother hand, often move inversely to other asset classes, providing an effectivemeans of diversification. A well-diversified portfolio that includes preciousmetals can potentially mitigate risks and enhance overall stability.

4. Inherent Value:

Gold and silver derive their value fromtheir intrinsic properties rather than relying on the perceived value assignedby market sentiment, as is often the case with stocks and cryptocurrencies. Theindustrial uses of silver, for example, contribute to its value beyond its roleas a precious metal. This intrinsic value can offer a certain level ofreassurance to investors, especially during times of economic uncertainty.

5. Inflation Hedge:

Gold and silver have a long-establishedreputation as effective hedges against inflation. When fiat currencies losevalue due to inflationary pressures, the purchasing power of gold and silvertends to rise. This characteristic makes them particularly attractive toinvestors seeking to protect their wealth from the eroding effects ofinflation.

While the investment landscape continuesto evolve with the emergence of new opportunities such as cryptocurrencies, theenduring appeal of gold and silver remains undeniable. These precious metalsoffer stability, tangibility, diversification, inherent value, and atime-tested hedge against inflation. Investors looking for a reliable andproven store of value should consider the enduring allure of gold and silver asfoundational elements of a well-rounded investment portfolio.

For a free gold, investment report, and Discovery Call,click here.

 

https://pure-gold.co/charles-kelly

 

Where to find me:

YouTube Channel:https://www.youtube.com/channel/UC2tLUxod264Qy0gPntvx6Eg

Money TipsFacebook Community: https://www.facebook.com/groups/No1businessopportunities

LinkedIn:www.linkedin.com/in/charles-kelly-ba-cmgr-fcmi-b5300a2

See: – Transfer Property Into A Limited Company WithoutPaying CGT or Stamp Duty⁠https://youtu.be/mtGq7WaVxLA ⁠

For a free gold, investment report, and Discovery Call,click here (https://pure-gold.co/charles-kelly)

Feb 21, 202508:14
Gold and Silver Rises 40% in 12 months!

Gold and Silver Rises 40% in 12 months!

The price of precious metals like gold, sliver and platinum havesoared in price in the last 12 month amid market fears and rising inflation.

 

Why Invest in Gold and Silver?

 

See full video - https://youtu.be/or-8kiTZZxM

 

See my interview with Josh Saul, gold expert, discussing the merits ofincluding precious metals in your portfolio. Click herehttps://pure-gold.co/charles-kellyfor a free gold, investment report, and discovery call.

 

In the ever-evolving landscape ofinvestment opportunities, the age-old appeal of precious metals like gold andsilver remains steadfast. Investors are often confronted with a myriad ofchoices,

Watch YouTube video: https://youtu.be/woBQBtavLUM

1. Historical Stability:

Gold and silver have stood the test oftime as reliable stores of value. Throughout history, these precious metalshave retained their purchasing power, acting as a hedge against inflation andeconomic uncertainties. Unlike cryptocurrencies, which can be highly volatile,and stocks, which are subject to market fluctuations, gold and silver havemaintained a reputation for stability.

2. Tangibility and Security:

One of the key advantages of investing inphysical gold and silver is the tangible nature of these assets. Unlikecryptocurrencies, which exist only in the digital realm, and stocks, whichrepresent ownership but lack a physical presence, gold and silver can be heldin hand. This tangibility not only provides a sense of security but alsoensures that investors have a physical asset they can access irrespective ofeconomic conditions.

3. Diversification:

While stocks and real estate have theirmerits, they can be vulnerable to economic downturns. Gold and silver, on theother hand, often move inversely to other asset classes, providing an effectivemeans of diversification. A well-diversified portfolio that includes preciousmetals can potentially mitigate risks and enhance overall stability.

4. Inherent Value:

Gold and silver derive their value fromtheir intrinsic properties rather than relying on the perceived value assignedby market sentiment, as is often the case with stocks and cryptocurrencies. Theindustrial uses of silver, for example, contribute to its value beyond its roleas a precious metal. This intrinsic value can offer a certain level ofreassurance to investors, especially during times of economic uncertainty.

5. Inflation Hedge:

Gold and silver have a long-establishedreputation as effective hedges against inflation. When fiat currencies losevalue due to inflationary pressures, the purchasing power of gold and silvertends to rise. This characteristic makes them particularly attractive toinvestors seeking to protect their wealth from the eroding effects ofinflation.

While the investment landscape continuesto evolve with the emergence of new opportunities such as cryptocurrencies, theenduring appeal of gold and silver remains undeniable. These precious metalsoffer stability, tangibility, diversification, inherent value, and atime-tested hedge against inflation. Investors looking for a reliable andproven store of value should consider the enduring allure of gold and silver asfoundational elements of a well-rounded investment portfolio.

For a free gold, investment report, and Discovery Call,click here.

 

https://pure-gold.co/charles-kelly

 

Where to find me:

YouTube Channel:https://www.youtube.com/channel/UC2tLUxod264Qy0gPntvx6Eg

Money TipsFacebook Community: https://www.facebook.com/groups/No1businessopportunities

LinkedIn:www.linkedin.com/in/charles-kelly-ba-cmgr-fcmi-b5300a2

See: – Transfer Property Into A Limited Company WithoutPaying CGT or Stamp Duty⁠https://youtu.be/mtGq7WaVxLA ⁠

For a free gold, investment report, and Discovery Call,click here (https://pure-gold.co/charles-kelly)

Feb 21, 202508:14
Tech Stocks Jitters Causes Market Panic

Tech Stocks Jitters Causes Market Panic

Tech Stocks Jitters Causes Market Panic

Should you be worried about recent sharp falls in the USstock market?

Watch video - https://youtu.be/Cfpksgfp0r8?si=4SSODNAxpictCwrl

See also:

10,000 Millionaires Leave The UK..

Why are millionaires quitting Britain at the rate of oneevery 45 minutes?

Watch full video - https://youtu.be/AcI6g-O3yxs?si=qCTDkB3p8MVsTOOU

Is Great Britain Finished?

As the UK faces mountingeconomic challenges, many are asking, "Is Great Britain finished?"The debt crisis in the bond market, combined with political and economicturmoil, paints a grim picture.

Watch full video - https://youtu.be/smyXgIM0lWg

UK Economy Is Flatlining

 

Like a patient on the operating table with no pulse, theUK economy is barely growing. Prime Minister, Keir Starmer and Rachel Reevesare desperately banging on the chest of the patient trying to revive it, butthey don’t know how to bring it back to life.  

 

Watch video version - https://youtu.be/FgXuoDMFE3c

 

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get controlof your money, learn how to invest and become financially free.

Join me online on my free live money management trainingWednesday at 7.00PM.

Places are limited, so registernow below to avoid disappointment.

https://bit.ly/3QPp8IH

#FinancialFreedom #WealthBuilding #SaveMoney#InvestWisely #CharlesKellyMoneyTips #PersonalFinance #finance #moneytraining#moneymanagement #wealth #money #debt #financialplanning #moneymanagement#financialfreedom #section24tax  #debtcrisis   #money #businessnews  #china  #kierstarmer#USEconomy #GoldenAge #UKEconomy #GlobalMarkets #CharlesKellyMoneyTips#Podcast #FinancialPlanning #Investing #WealthManagement #EconomicTrends

Feb 14, 202515:07
Tech Stocks Jitters Causes Market Panic

Tech Stocks Jitters Causes Market Panic

Tech Stocks Jitters Causes Market Panic

Should you be worried about recent sharp falls in the USstock market?

Watch video - https://youtu.be/Cfpksgfp0r8?si=4SSODNAxpictCwrl

See also:

10,000 Millionaires Leave The UK..

Why are millionaires quitting Britain at the rate of oneevery 45 minutes?

Watch full video - https://youtu.be/AcI6g-O3yxs?si=qCTDkB3p8MVsTOOU

Is Great Britain Finished?

As the UK faces mountingeconomic challenges, many are asking, "Is Great Britain finished?"The debt crisis in the bond market, combined with political and economicturmoil, paints a grim picture.

Watch full video - https://youtu.be/smyXgIM0lWg

UK Economy Is Flatlining

 

Like a patient on the operating table with no pulse, theUK economy is barely growing. Prime Minister, Keir Starmer and Rachel Reevesare desperately banging on the chest of the patient trying to revive it, butthey don’t know how to bring it back to life.  

 

Watch video version - https://youtu.be/FgXuoDMFE3c

 

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get controlof your money, learn how to invest and become financially free.

Join me online on my free live money management trainingWednesday at 7.00PM.

Places are limited, so registernow below to avoid disappointment.

https://bit.ly/3QPp8IH

#FinancialFreedom #WealthBuilding #SaveMoney#InvestWisely #CharlesKellyMoneyTips #PersonalFinance #finance #moneytraining#moneymanagement #wealth #money #debt #financialplanning #moneymanagement#financialfreedom #section24tax  #debtcrisis   #money #businessnews  #china  #kierstarmer#USEconomy #GoldenAge #UKEconomy #GlobalMarkets #CharlesKellyMoneyTips#Podcast #FinancialPlanning #Investing #WealthManagement #EconomicTrends

Feb 14, 202515:07
10,000 Millionaires Leave the UK: What Does It Mean for the Economy?

10,000 Millionaires Leave the UK: What Does It Mean for the Economy?

In recent years, the UK has seen an exodus of high-net-worth individuals (HNWIs), with over 10,000 millionaires leaving the country in the past decade. This trend is raising concerns about its long-term impact on the economy and tax revenues.

Why Are Millionaires Leaving?

Factors driving this migration include high taxes, rising living costs, and stricter regulations. The UK’s top income tax rate of 45% on earnings above £125,140 is a significant burden for wealthy individuals. Add to this inheritance taxes, capital gains taxes, and the cost of living in cities like London, and the UK becomes less appealing compared to countries like the UAE, Monaco, or Singapore, which offer lower taxes and more favourable business conditions.

Watch full video - https://youtu.be/AcI6g-O3yxs

Economic Implications

This migration of wealth has broader consequences. High-net-worth individuals contribute significantly to tax revenue and economic activity through investments, business creation, and philanthropy. Their departure could lead to reduced economic growth and strain public finances.

What Can Be Done?

To reverse this trend, the UK must reconsider its tax policies, provide incentives for wealth retention, and create an environment that supports innovation and investment.

For more insights on managing your wealth and staying ahead financially, tune in to the Charles Kelly Money Tips Podcast on YouTube.

Join me for my free webinar, Three. Steps to money, management and financial freedom, Wednesday 7 pm. 

 

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

 

See also:

Is Great Britain Finished?

As the UK faces mounting economic challenges, many are asking, "Is Great Britain finished?" The debt crisis in the bond market, combined with political and economic turmoil, paints a grim picture.

Watch full video - https://youtu.be/smyXgIM0lWg

Section 24 Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

Make 2025 the year you take control of your financial future. By setting clear goals, budgeting wisely, paying yourself first, reducing debt, and investing strategically, you’ll be well on your way to building wealth and achieving financial freedom. Remember, every small step you take today can lead to significant financial growth tomorrow.

For more tips and insights, watch the latest episode of the Charles Kelly Money Tips Podcast on YouTube and start your journey to financial success today!

See also:

Is Great Britain Finished?

As the UK faces mounting economic challenges, many are asking, "Is Great Britain finished?" The debt crisis in the bond market, combined with political and economic turmoil, paints a grim picture.

Watch full video - https://youtu.be/smyXgIM0lWg

UK Economy Is Flatlining

 

Like a patient on the operating table with no pulse, the UK economy is barely growing. Prime Minister, Keir Starmer and Rachel Reeves are desperately banging on the chest of the patient trying to revive it, but they don’t know how to bring it back to life.  

 

Watch video version - https://youtu.be/FgXuoDMFE3c

 

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#FinancialFreedom #WealthBuilding #SaveMoney #InvestWisely #CharlesKellyMoneyTips #PersonalFinance #finance #moneytraining #moneymanagement #wealth #money #financialplanning #moneymanagement #financialfreedom #section24tax  #debtcrisis #rachelreeves #money

Jan 30, 202509:47
10,000 Millionaires Leave the UK: What Does It Mean for the Economy?

10,000 Millionaires Leave the UK: What Does It Mean for the Economy?

In recent years, the UK has seen an exodus of high-net-worth individuals (HNWIs), with over 10,000 millionaires leaving the country in the past decade. This trend is raising concerns about its long-term impact on the economy and tax revenues.

Why Are Millionaires Leaving?

Factors driving this migration include high taxes, rising living costs, and stricter regulations. The UK’s top income tax rate of 45% on earnings above £125,140 is a significant burden for wealthy individuals. Add to this inheritance taxes, capital gains taxes, and the cost of living in cities like London, and the UK becomes less appealing compared to countries like the UAE, Monaco, or Singapore, which offer lower taxes and more favourable business conditions.

Watch full video - https://youtu.be/AcI6g-O3yxs

Economic Implications

This migration of wealth has broader consequences. High-net-worth individuals contribute significantly to tax revenue and economic activity through investments, business creation, and philanthropy. Their departure could lead to reduced economic growth and strain public finances.

What Can Be Done?

To reverse this trend, the UK must reconsider its tax policies, provide incentives for wealth retention, and create an environment that supports innovation and investment.

For more insights on managing your wealth and staying ahead financially, tune in to the Charles Kelly Money Tips Podcast on YouTube.

Join me for my free webinar, Three. Steps to money, management and financial freedom, Wednesday 7 pm. 

 

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

 

See also:

Is Great Britain Finished?

As the UK faces mounting economic challenges, many are asking, "Is Great Britain finished?" The debt crisis in the bond market, combined with political and economic turmoil, paints a grim picture.

Watch full video - https://youtu.be/smyXgIM0lWg

Section 24 Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

Make 2025 the year you take control of your financial future. By setting clear goals, budgeting wisely, paying yourself first, reducing debt, and investing strategically, you’ll be well on your way to building wealth and achieving financial freedom. Remember, every small step you take today can lead to significant financial growth tomorrow.

For more tips and insights, watch the latest episode of the Charles Kelly Money Tips Podcast on YouTube and start your journey to financial success today!

See also:

Is Great Britain Finished?

As the UK faces mounting economic challenges, many are asking, "Is Great Britain finished?" The debt crisis in the bond market, combined with political and economic turmoil, paints a grim picture.

Watch full video - https://youtu.be/smyXgIM0lWg

UK Economy Is Flatlining

 

Like a patient on the operating table with no pulse, the UK economy is barely growing. Prime Minister, Keir Starmer and Rachel Reeves are desperately banging on the chest of the patient trying to revive it, but they don’t know how to bring it back to life.  

 

Watch video version - https://youtu.be/FgXuoDMFE3c

 

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#FinancialFreedom #WealthBuilding #SaveMoney #InvestWisely #CharlesKellyMoneyTips #PersonalFinance

Jan 30, 202509:47
America’s Economic Golden Age: What It Means for the UK’s Future

America’s Economic Golden Age: What It Means for the UK’s Future

The U.S. economy is being hailed by President Donald Trump as entering a "Golden Age" as it capitalizes on innovations in technology, renewable energy, and manufacturing reshoring. With record-low unemployment and robust GDP growth, the U.S. is setting a strong example for global markets. But what does this mean for the UK economy?

Watch video version - https://youtu.be/ZyAPSXa8Ie8

Implications for the UK

Opportunities for the UK

The U.S. Golden Age could also provide opportunities, such as increasing demand for UK services in finance, education, and tech partnerships. Collaboration, such as a favourable trade deal, between the nations could foster mutual economic benefits.

For more insights on navigating financial trends and managing wealth, subscribe to the Charles Kelly Money Tips Podcast on YouTube.

See also:

Is Great Britain Finished?

As the UK faces mounting economic challenges, many are asking, "Is Great Britain finished?" The debt crisis in the bond market, combined with political and economic turmoil, paints a grim picture.

Watch full video - https://youtu.be/smyXgIM0lWg

UK Economy Is Flatlining

 

Like a patient on the operating table with no pulse, the UK economy is barely growing. Prime Minister, Keir Starmer and Rachel Reeves are desperately banging on the chest of the patient trying to revive it, but they don’t know how to bring it back to life.  

 

Watch video version - https://youtu.be/FgXuoDMFE3c

 

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#FinancialFreedom #WealthBuilding #SaveMoney #InvestWisely #CharlesKellyMoneyTips #PersonalFinance #finance #moneytraining #moneymanagement #wealth #money #debt #financialplanning #moneymanagement #financialfreedom #section24tax  #debtcrisis   #money #businessnews   #china   #kierstarmer #USEconomy #GoldenAge #UKEconomy #GlobalMarkets #CharlesKellyMoneyTips #Podcast #FinancialPlanning #Investing #WealthManagement #EconomicTrends

 

Jan 23, 202509:27
America’s Economic Golden Age: What It Means for the UK’s Future

America’s Economic Golden Age: What It Means for the UK’s Future

The U.S. economy is being hailed by President Donald Trump as entering a "Golden Age" as it capitalizes on innovations in technology, renewable energy, and manufacturing reshoring. With record-low unemployment and robust GDP growth, the U.S. is setting a strong example for global markets. But what does this mean for the UK economy?

Watch video version - https://youtu.be/ZyAPSXa8Ie8

Implications for the UK

Opportunities for the UK

The U.S. Golden Age could also provide opportunities, such as increasing demand for UK services in finance, education, and tech partnerships. Collaboration, such as a favourable trade deal, between the nations could foster mutual economic benefits.

For more insights on navigating financial trends and managing wealth, subscribe to the Charles Kelly Money Tips Podcast on YouTube.

See also:

Is Great Britain Finished?

As the UK faces mounting economic challenges, many are asking, "Is Great Britain finished?" The debt crisis in the bond market, combined with political and economic turmoil, paints a grim picture.

Watch full video - https://youtu.be/smyXgIM0lWg

UK Economy Is Flatlining

 

Like a patient on the operating table with no pulse, the UK economy is barely growing. Prime Minister, Keir Starmer and Rachel Reeves are desperately banging on the chest of the patient trying to revive it, but they don’t know how to bring it back to life.  

 

Watch video version - https://youtu.be/FgXuoDMFE3c

 

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#FinancialFreedom #WealthBuilding #SaveMoney #InvestWisely #CharlesKellyMoneyTips #PersonalFinance #finance #moneytraining #moneymanagement #wealth #money #debt #financialplanning #moneymanagement #financialfreedom #section24tax  #debtcrisis   #money #businessnews   #china   #kierstarmer #USEconomy #GoldenAge #UKEconomy #GlobalMarkets #CharlesKellyMoneyTips #Podcast #FinancialPlanning #Investing #WealthManagement #EconomicTrends

 

Jan 23, 202509:28
UK Economy Flatlining

UK Economy Flatlining

Like a patient on the operating table with no pulse, the UK economy is barely growing. Prime Minister, Keir Starmer and Rachel Reeves are desperately banging on the chest of the patient trying to revive it.  

 

December figures show that the economy barely grew by just 0.1%.

 

They talk of growth, but where is it going to come from?

 

10,000 millionaires have quit the UK in the last six months!

 

China’s economy grew by 5% last year.  

 

Watch video version - ⁠https://youtu.be/FgXuoDMFE3c⁠

 

Retail sales were down in December! I’ve never heard of retail sales falling over Christmas. 

 

More inflation is expected as UK borrowing costs and bond yields have risen sharply.

 

The country’s additional borrowing costs will run to £12 billion per annum.  Paid by us, taxpayers of course.  Governments screw up, we foot the bill.

 

This could mean higher interest rates and higher mortgage costs for all of us at a time, and the Bank of England should be cutting rates.

 

The market has lost confidence in the UK chancellor Rachel Reeves.

 

And yet, the FT 100 index, reached a record level today! Apparently they expect interest rates to be cut by 0.25% when the Bank of England meet next month

 

Will the Bank of England hold or cut rates next month?

 

The implications are huge for the country and for the 700,000 borrowers who will come off fixed interest rates this year, as well as the first-time buyers who want to go on the property ladder.  

 

Buy to let property investment has become almost unviable, unless you have a large deposit or buying cheap properties up in the north-east. 

 

Some good news could be on the horizon for first time buyers as regulators are expected to relax lending rules. However, could this lead to another boom and bust?

 

The massive building firm Taylor Wimpey has reported good profits of over £400 million last year and they built almost 10,000 new homes. Perhaps labours plan to relax planning rules will bring more homes onto the housing market. 

 

China

 

What is going on between Labour and China?

 

Why did Rachel Reeves desert her post at the time of the bond crisis last week?  

 

What are they given away for China to buy UK bonds? The Chinese government does not give anything without expecting something in return, and they normally bargain very hard.   

In summary, the lunatics have taken over the asylum!

 

What does this mean for you?

 

What can we do to cope on a personal level?

 

If you believe we are entering choppy waters and stormy weather, now is the time to batten down the hatches and tighten your belts. 

 

This is not the time to purchase an £80,000 car on a lease or buy a fast-food franchise and open up yet another burger bar. 

        Manage your money and control your spending.

 

·        Invest wisely.

 

·        If you’re nearing retirement, I would check with your financial advisor as to where your pension funds are invested.

 

·        If you are young, I would learn more about AI. 

 

AI will kill 300 million jobs worldwide according to a recent report.

 

People already been laid off in the City of London and Wall Street due to the impact of AI.

 

Expect the best but prepare for the worst. 

See also:

Is Great Britain Finished?

As the UK faces mounting economic challenges, many are asking, "Is Great Britain finished?" The debt crisis in the bond market, combined with political and economic turmoil, paints a grim picture.

Watch full video - ⁠https://youtu.be/smyXgIM0lWg⁠

3 Steps To Unlocking Financial Freedom!

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so ⁠register now⁠ below to avoid disappointment.

⁠https://bit.ly/3QPp8IH⁠

Jan 18, 202528:26
UK Economy Flatlining

UK Economy Flatlining

Like a patient on the operating table with no pulse, the UK economy is barely growing. Prime Minister, Keir Starmer and Rachel Reeves are desperately banging on the chest of the patient trying to revive it.  

 

December figures show that the economy barely grew by just 0.1%.

 

They talk of growth, but where is it going to come from?

 

10,000 millionaires have quit the UK in the last six months!

 

China’s economy grew by 5% last year.  

 

Watch video version - https://youtu.be/FgXuoDMFE3c

 

Retail sales were down in December! I’ve never heard of retail sales falling over Christmas. 

 

More inflation is expected as UK borrowing costs and bond yields have risen sharply.

 

The country’s additional borrowing costs will run to £12 billion per annum.  Paid by us, taxpayers of course.  Governments screw up, we foot the bill.

 

This could mean higher interest rates and higher mortgage costs for all of us at a time, and the Bank of England should be cutting rates.

 

The market has lost confidence in the UK chancellor Rachel Reeves.

 

And yet, the FT 100 index, reached a record level today! Apparently they expect interest rates to be cut by 0.25% when the Bank of England meet next month

 

Will the Bank of England hold or cut rates next month?

 

The implications are huge for the country and for the 700,000 borrowers who will come off fixed interest rates this year, as well as the first-time buyers who want to go on the property ladder.  

 

Buy to let property investment has become almost unviable, unless you have a large deposit or buying cheap properties up in the north-east. 

 

Some good news could be on the horizon for first time buyers as regulators are expected to relax lending rules. However, could this lead to another boom and bust?

 

The massive building firm Taylor Wimpey has reported good profits of over £400 million last year and they built almost 10,000 new homes. Perhaps labours plan to relax planning rules will bring more homes onto the housing market. 

 

China

 

What is going on between Labour and China?

 

Why did Rachel Reeves desert her post at the time of the bond crisis last week?  

 

What are they given away for China to buy UK bonds? The Chinese government does not give anything without expecting something in return, and they normally bargain very hard.   

In summary, the lunatics have taken over the asylum!

 

What does this mean for you?

 

What can we do to cope on a personal level?

 

If you believe we are entering choppy waters and stormy weather, now is the time to batten down the hatches and tighten your belts. 

 

This is not the time to purchase an £80,000 car on a lease or buy a fast-food franchise and open up yet another burger bar. 

        Manage your money and control your spending.

 

·        Invest wisely.

 

·        If you’re nearing retirement, I would check with your financial advisor as to where your pension funds are invested.

 

·        If you are young, I would learn more about AI. 

 

AI will kill 300 million jobs worldwide according to a recent report.

 

People already been laid off in the City of London and Wall Street due to the impact of AI.

 

Expect the best but prepare for the worst. 

See also:

Is Great Britain Finished?

As the UK faces mounting economic challenges, many are asking, "Is Great Britain finished?" The debt crisis in the bond market, combined with political and economic turmoil, paints a grim picture.

Watch full video - https://youtu.be/smyXgIM0lWg

3 Steps To Unlocking Financial Freedom!

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

Jan 18, 202528:26
Is Great Britain Finished? The Debt Crisis Unveiled

Is Great Britain Finished? The Debt Crisis Unveiled

Is Great Britain Finished? The Debt Crisis Unveiled

·        Debt crisis in the bond market

·        Rachel Reeves flies off to China

·        £3 trillion national debt rising by £5170 per second

·        Higher taxes, low investment, slow growth

·        GDP per capital lower that 17 years ago.

Is Great Britain Finished? The Debt Crisis Unveiled

·        As the UK faces mounting economic challenges, many are asking, "Is Great Britain finished?" The debt crisis in the bond market, combined with political and economic turmoil, paints a grim picture.

·        Debt Crisis in the Bond Market The national debt has surpassed a staggering £3 trillion and is rising by £5,170 every second. With interest rates climbing, servicing this debt becomes increasingly expensive, putting immense pressure on the government’s budget. The bond market, a critical mechanism for financing this debt, is showing signs of instability as investor confidence wanes.

·        Rachel Reeves Flies to China While Britain’s economic foundations tremble, Shadow Chancellor Rachel Reeves’s recent visit to China raises questions. Is Britain looking outward for economic salvation, or is this a sign of deeper dependency on foreign powers?

·        Higher Taxes, Low Investment, and Slow Growth The current economic model is under strain. Higher taxes have stifled consumer spending and business investment, leading to sluggish growth. The result? A GDP per capita that is now lower than it was 17 years ago, reflecting stagnation in living standards and economic opportunity.

·        A Nation at a Crossroads With its economic future uncertain, Britain must address these pressing issues. A strategy to boost investment, foster innovation, and balance fiscal policy is essential to restore confidence and drive growth.

·        Subscribe to the Charles Kelly Money Tips Podcast for expert insights on navigating today’s financial landscape. Let’s explore whether Britain can overcome these challenges or if the nation’s best days are behind it.

Watch video version: https://youtu.be/smyXgIM0lWg

See also:

7 Powerful Steps to Transform Your Finances in 2025

As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth.

Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY

Section 24 Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

Make 2025 the year you take control of your financial future. By setting clear goals, budgeting wisely, paying yourself first, reducing debt, and investing strategically, you’ll be well on your way to building wealth and achieving financial freedom. Remember, every small step you take today can lead to significant financial growth tomorrow.

For more tips and insights, watch the latest episode of the Charles Kelly Money Tips Podcast on YouTube and start your journey to financial success today!

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#FinancialFreedom #WealthBuilding #SaveMoney #InvestWisely #CharlesKellyMoneyTips #PersonalFinance #finance #moneytraining #moneymanagement #wealth #money #debt #financialplanning #moneymanagement #financialfreedom #section24tax

Jan 12, 202513:44
Is Great Britain Finished? The Debt Crisis Unveiled

Is Great Britain Finished? The Debt Crisis Unveiled

Is Great Britain Finished? The Debt Crisis Unveiled

·        Debt crisis in the bond market

·        Rachel Reeves flies off to China

·        £3 trillion national debt rising by £5170 per second

·        Higher taxes, low investment, slow growth

·        GDP per capital lower that 17 years ago.

Is Great Britain Finished? The Debt Crisis Unveiled

·        As the UK faces mounting economic challenges, many are asking, "Is Great Britain finished?" The debt crisis in the bond market, combined with political and economic turmoil, paints a grim picture.

·        Debt Crisis in the Bond Market The national debt has surpassed a staggering £3 trillion and is rising by £5,170 every second. With interest rates climbing, servicing this debt becomes increasingly expensive, putting immense pressure on the government’s budget. The bond market, a critical mechanism for financing this debt, is showing signs of instability as investor confidence wanes.

·        Rachel Reeves Flies to China While Britain’s economic foundations tremble, Shadow Chancellor Rachel Reeves’s recent visit to China raises questions. Is Britain looking outward for economic salvation, or is this a sign of deeper dependency on foreign powers?

·        Higher Taxes, Low Investment, and Slow Growth The current economic model is under strain. Higher taxes have stifled consumer spending and business investment, leading to sluggish growth. The result? A GDP per capita that is now lower than it was 17 years ago, reflecting stagnation in living standards and economic opportunity.

·        A Nation at a Crossroads With its economic future uncertain, Britain must address these pressing issues. A strategy to boost investment, foster innovation, and balance fiscal policy is essential to restore confidence and drive growth.

·        Subscribe to the Charles Kelly Money Tips Podcast for expert insights on navigating today’s financial landscape. Let’s explore whether Britain can overcome these challenges or if the nation’s best days are behind it.

Watch video version: https://youtu.be/smyXgIM0lWg

See also:

7 Powerful Steps to Transform Your Finances in 2025

As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth.

Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY

Section 24 Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

Make 2025 the year you take control of your financial future. By setting clear goals, budgeting wisely, paying yourself first, reducing debt, and investing strategically, you’ll be well on your way to building wealth and achieving financial freedom. Remember, every small step you take today can lead to significant financial growth tomorrow.

For more tips and insights, watch the latest episode of the Charles Kelly Money Tips Podcast on YouTube and start your journey to financial success today!

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#FinancialFreedom #WealthBuilding #SaveMoney #InvestWisely #CharlesKellyMoneyTips #PersonalFinance #finance #moneytraining #moneymanagement #wealth #money #debt #financialplanning #moneymanagement #financialfreedom #section24tax

Jan 12, 202513:44
Start Building Wealth In 2025 And Break The Spending Habit

Start Building Wealth In 2025 And Break The Spending Habit

Start Building Wealth In 2025 And Break The Spending Habit

·        Stop spending! You can’t spend your way to financial freedom!

·        Stop blowing every penny and start saving and investing for your future.

·        Stop running up credit card debt and using credit to buy consumer goods.

·        Stop shopping! Make investing your hobby instead of shopping!

·        Stop living beyond your means and get a grip on your finances.

·        Stop wasting time and learn about money and investing.

·        Stop hoping and wishing for financial freedom and start taking ACTION!

Watch video - https://youtu.be/up2SaynhQM4

See also:

7 Powerful Steps to Transform Your Finances in 2025

As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth.

Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY

Section 24 Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

Conclusion

Make 2025 the year you take control of your financial future. By setting clear goals, budgeting wisely, paying yourself first, reducing debt, and investing strategically, you’ll be well on your way to building wealth and achieving financial freedom. Remember, every small step you take today can lead to significant financial growth tomorrow.

For more tips and insights, watch the latest episode of the Charles Kelly Money Tips Podcast on YouTube and start your journey to financial success today!

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#FinancialFreedom #MoneyManagement #2025Goals #WealthBuilding #SmartInvesting #DebtFreeJourney #SaveMoney #InvestWisely #BudgetingTips #CharlesKellyMoneyTips #FinanceSuccess #PersonalFinance #finance #moneytraining #moneymanagement #wealth #money #debt #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly #RentersRightsBill #BuyToLet #LandlordLife #UKPropertyMarket #TenantsRights #RentalProperty #PropertyInvestment #LandlordChallenges #section24

Jan 06, 202514:35
Start Building Wealth In 2025 And Break The Spending Habit

Start Building Wealth In 2025 And Break The Spending Habit

Start Building Wealth In 2025 And Break The Spending Habit

·        Stop spending! You can’t spend your way to financial freedom!

·        Stop blowing every penny and start saving and investing for your future.

·        Stop running up credit card debt and using credit to buy consumer goods.

·        Stop shopping! Make investing your hobby instead of shopping!

·        Stop living beyond your means and get a grip on your finances.

·        Stop wasting time and learn about money and investing.

·        Stop hoping and wishing for financial freedom and start taking ACTION!

Watch video - https://youtu.be/up2SaynhQM4

See also:

7 Powerful Steps to Transform Your Finances in 2025

As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth.

Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY

Section 24 Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

Conclusion

Make 2025 the year you take control of your financial future. By setting clear goals, budgeting wisely, paying yourself first, reducing debt, and investing strategically, you’ll be well on your way to building wealth and achieving financial freedom. Remember, every small step you take today can lead to significant financial growth tomorrow.

For more tips and insights, watch the latest episode of the Charles Kelly Money Tips Podcast on YouTube and start your journey to financial success today!

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#FinancialFreedom #MoneyManagement #2025Goals #WealthBuilding #SmartInvesting #DebtFreeJourney #SaveMoney #InvestWisely #BudgetingTips #CharlesKellyMoneyTips #FinanceSuccess #PersonalFinance #finance #moneytraining #moneymanagement #wealth #money #debt #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly #RentersRightsBill #BuyToLet #LandlordLife #UKPropertyMarket #TenantsRights #RentalProperty #PropertyInvestment #LandlordChallenges #section24

Jan 06, 202514:35
7 Powerful Steps to Transform Your Finances in 2025

7 Powerful Steps to Transform Your Finances in 2025

As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth.

Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY

1. Set Clear Financial Goals
The foundation of financial success is knowing what you want to achieve. Whether it’s saving for a house, clearing debt, or growing your investments, set specific, measurable, and realistic goals.

2. STOP BLOWING IT ALL AWAY - Create and STICK to a Budget
A budget is your financial roadmap. Track your income and expenses to identify areas where you can cut back and save more. Apps like Money Dashboard or Yolt can simplify this process.

3. Pay Yourself First
Automate your savings by setting aside a percentage of your income as soon as you’re paid. This ensures your financial priorities come first, not last.

4. Reduce Debt
Eliminating high-interest debts, such as credit cards, frees up more money for savings and investments. Consider the snowball or avalanche method to tackle debt effectively.

5. Invest Wisely
2025 is the year to grow your money. Explore opportunities in stocks, property, or ISAs. A diversified investment portfolio can help you build long-term wealth.

6. Boost Your Income
Start a side hustle, upskill, or negotiate a raise at work to increase.

7. Reduce Your Taxes

Legally cut the amount of tax you pay on your savings, investment income and even inheritance with proper planning and advice.

Section 24 Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

Conclusion

2025 can be the year you take control of your financial future. By setting clear goals, budgeting wisely, paying yourself first, reducing debt, and investing strategically, you’ll be well on your way to building wealth and achieving financial freedom. Remember, every small step you take today can lead to significant financial growth tomorrow.

For more tips and insights, watch the latest episode of the Charles Kelly Money Tips Podcast on YouTube and start your journey to financial success today!

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#FinancialFreedom #MoneyManagement #2025Goals #WealthBuilding #SmartInvesting #DebtFreeJourney #SaveMoney #InvestWisely #BudgetingTips #CharlesKellyMoneyTips #FinanceSuccess #PersonalFinance #finance #moneytraining #moneymanagement #wealth #money #debt #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly #RentersRightsBill #BuyToLet #LandlordLife #UKPropertyMarket #TenantsRights #RentalProperty #PropertyInvestment #LandlordChallenges #section24

Dec 31, 202410:37
7 Powerful Steps to Transform Your Finances in 2025

7 Powerful Steps to Transform Your Finances in 2025

As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth.

Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY

1. Set Clear Financial Goals
The foundation of financial success is knowing what you want to achieve. Whether it’s saving for a house, clearing debt, or growing your investments, set specific, measurable, and realistic goals.

2. STOP BLOWING IT ALL AWAY - Create and STICK to a Budget
A budget is your financial roadmap. Track your income and expenses to identify areas where you can cut back and save more. Apps like Money Dashboard or Yolt can simplify this process.

3. Pay Yourself First
Automate your savings by setting aside a percentage of your income as soon as you’re paid. This ensures your financial priorities come first, not last.

4. Reduce Debt
Eliminating high-interest debts, such as credit cards, frees up more money for savings and investments. Consider the snowball or avalanche method to tackle debt effectively.

5. Invest Wisely
2025 is the year to grow your money. Explore opportunities in stocks, property, or ISAs. A diversified investment portfolio can help you build long-term wealth.

6. Boost Your Income
Start a side hustle, upskill, or negotiate a raise at work to increase.

7. Reduce Your Taxes

Legally cut the amount of tax you pay on your savings, investment income and even inheritance with proper planning and advice.

Section 24 Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

Conclusion

2025 can be the year you take control of your financial future. By setting clear goals, budgeting wisely, paying yourself first, reducing debt, and investing strategically, you’ll be well on your way to building wealth and achieving financial freedom. Remember, every small step you take today can lead to significant financial growth tomorrow.

For more tips and insights, watch the latest episode of the Charles Kelly Money Tips Podcast on YouTube and start your journey to financial success today!

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#FinancialFreedom #MoneyManagement #2025Goals #WealthBuilding #SmartInvesting #DebtFreeJourney #SaveMoney #InvestWisely #BudgetingTips #CharlesKellyMoneyTips #FinanceSuccess #PersonalFinance #finance #moneytraining #moneymanagement #wealth #money #debt #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly #RentersRightsBill #BuyToLet #LandlordLife #UKPropertyMarket #TenantsRights #RentalProperty #PropertyInvestment #LandlordChallenges #section24

Dec 31, 202410:37
Is Moving Abroad to Avoid UK Taxes Really Worth It?

Is Moving Abroad to Avoid UK Taxes Really Worth It?

Is Living Abroad for Tax Purposes Really Any Better than the UK?

Many Brits dream of living abroad to escape high UK taxes, but is it truly the best financial decision? Moving to tax havens or low-tax countries might seem appealing, but the reality is more complex.

Watch video - https://youtu.be/fcFv_rTBr-M

1. Cost of Living
While some countries offer lower taxes, the cost of living—housing, healthcare, and daily expenses—can be significantly higher. Places like Dubai or Monaco might save you tax but cost a fortune in rent and lifestyle maintenance.

2. Tax Implications
Relocating doesn’t mean you’re off the hook with UK taxes. If you retain assets, investments, or property in the UK, you may still owe taxes under UK laws. Additionally, some countries have hidden taxes or high residency fees.

3. Lifestyle Adjustments
Leaving the UK means adapting to a new culture, healthcare system, and possibly language barriers. These adjustments can be challenging and costly if poorly planned.

The Alternative
Before packing your bags, explore tax-efficient strategies in the UK. Options like ISAs, pensions, and efficient business structures can reduce your tax burden legally without leaving home.

Living abroad for tax purposes isn’t always the financial paradise it seems. Carefully weigh the benefits and costs before making the leap.

How will Labour’s new Renters Rights Bill 2024 affect buy-to-let landlords?

The Labour Party’s Renters' Rights Bill 2024 is poised to bring significant changes to the UK’s rental market, impacting both tenants and buy-to-let landlords. Understanding these changes is crucial for landlords to navigate the evolving landscape effectively.

Key Changes Proposed in the Renters' Rights Bill 2024

Watch video version - https://youtu.be/Wx1HXgVW1bM

Section 24 Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

#finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly #RentersRightsBill #BuyToLet #LandlordLife #UKPropertyMarket #TenantsRights #RentalProperty #PropertyInvestment #LandlordChallenges #RentControl #PropertyStandards #section24

 

 

#LivingAbroad #TaxPlanning #UKTaxes #FinancialFreedom #ExpatLife #MoneyTips #CharlesKellyMoneyTips #PersonalFinance #WealthBuilding

 

Dec 22, 202408:00
Is Moving Abroad to Avoid UK Taxes Really Worth It?

Is Moving Abroad to Avoid UK Taxes Really Worth It?

Is Living Abroad for Tax Purposes Really Any Better than the UK?

Many Brits dream of living abroad to escape high UK taxes, but is it truly the best financial decision? Moving to tax havens or low-tax countries might seem appealing, but the reality is more complex.

Watch video - https://youtu.be/fcFv_rTBr-M

1. Cost of Living
While some countries offer lower taxes, the cost of living—housing, healthcare, and daily expenses—can be significantly higher. Places like Dubai or Monaco might save you tax but cost a fortune in rent and lifestyle maintenance.

2. Tax Implications
Relocating doesn’t mean you’re off the hook with UK taxes. If you retain assets, investments, or property in the UK, you may still owe taxes under UK laws. Additionally, some countries have hidden taxes or high residency fees.

3. Lifestyle Adjustments
Leaving the UK means adapting to a new culture, healthcare system, and possibly language barriers. These adjustments can be challenging and costly if poorly planned.

The Alternative
Before packing your bags, explore tax-efficient strategies in the UK. Options like ISAs, pensions, and efficient business structures can reduce your tax burden legally without leaving home.

Living abroad for tax purposes isn’t always the financial paradise it seems. Carefully weigh the benefits and costs before making the leap.

How will Labour’s new Renters Rights Bill 2024 affect buy-to-let landlords?

The Labour Party’s Renters' Rights Bill 2024 is poised to bring significant changes to the UK’s rental market, impacting both tenants and buy-to-let landlords. Understanding these changes is crucial for landlords to navigate the evolving landscape effectively.

Key Changes Proposed in the Renters' Rights Bill 2024

Watch video version - https://youtu.be/Wx1HXgVW1bM

Section 24 Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

#finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly #RentersRightsBill #BuyToLet #LandlordLife #UKPropertyMarket #TenantsRights #RentalProperty #PropertyInvestment #LandlordChallenges #RentControl #PropertyStandards #section24

 

 

#LivingAbroad #TaxPlanning #UKTaxes #FinancialFreedom #ExpatLife #MoneyTips #CharlesKellyMoneyTips #PersonalFinance #WealthBuilding

 

Dec 22, 202408:00
Section 21 Eviction Notices Served on Entire London Apartment Block

Section 21 Eviction Notices Served on Entire London Apartment Block

Section 21 eviction notices have been served on 150 residents on a block of flats in Deptford, South London, weeks before Christmas.

Section 21 is a legal method for the landlord to require a tenant to leave a rental property without the need to provide a reason for "no-fault" eviction. A tenant can challenge it and stay in the property until physically evicted, but they may incur court costs.

Watch full video - https://youtu.be/u-v8WXgpTuo

Even with a Section 21 notice, it can take landlords 6 to 12 months to evict a tenant who refuses to move out – often under advice for their local council’s housing or “homeless prevention” department.

The owners of the property, the Aitch Group said a Section 21 notice had been issued to tenants at the Vive Living development to "facilitate the refurbishment of the building".

"The tenants have been given two months' notice, as a minimum, in accordance with their tenancy agreements.".

The eviction notices may have been prompted by Labour’s Renter’s Rights Bill, currently going through Parliament, which will abolish Section 21 “no fault” evictions.

Many landlords are quitting the buy-to-let property market or switching to other rental models, such as AIRBNB serviced accommodation or leasing to local authorities and housing associations.

How will Labour’s new Renters Rights Bill 2024 affect buy-to-let landlords?

The Labour Party’s Renters' Rights Bill 2024 is poised to bring significant changes to the UK’s rental market, impacting both tenants and buy-to-let landlords. Understanding these changes is crucial for landlords to navigate the evolving landscape effectively.

Key Changes Proposed in the Renters' Rights Bill 2024

Watch video version - https://youtu.be/Wx1HXgVW1bM

Section 24 Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

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Dec 19, 202408:26
Section 21 Eviction Notices Served on Entire London Apartment Block

Section 21 Eviction Notices Served on Entire London Apartment Block

Section 21 eviction notices have been served on 150 residents on a block of flats in Deptford, South London, weeks before Christmas.

Section 21 is a legal method for the landlord to require a tenant to leave a rental property without the need to provide a reason for "no-fault" eviction. A tenant can challenge it and stay in the property until physically evicted, but they may incur court costs.

Watch full video - https://youtu.be/u-v8WXgpTuo

Even with a Section 21 notice, it can take landlords 6 to 12 months to evict a tenant who refuses to move out – often under advice for their local council’s housing or “homeless prevention” department.

The owners of the property, the Aitch Group said a Section 21 notice had been issued to tenants at the Vive Living development to "facilitate the refurbishment of the building".

"The tenants have been given two months' notice, as a minimum, in accordance with their tenancy agreements.".

The eviction notices may have been prompted by Labour’s Renter’s Rights Bill, currently going through Parliament, which will abolish Section 21 “no fault” evictions.

Many landlords are quitting the buy-to-let property market or switching to other rental models, such as AIRBNB serviced accommodation or leasing to local authorities and housing associations.

How will Labour’s new Renters Rights Bill 2024 affect buy-to-let landlords?

The Labour Party’s Renters' Rights Bill 2024 is poised to bring significant changes to the UK’s rental market, impacting both tenants and buy-to-let landlords. Understanding these changes is crucial for landlords to navigate the evolving landscape effectively.

Key Changes Proposed in the Renters' Rights Bill 2024

Watch video version - https://youtu.be/Wx1HXgVW1bM

Section 24 Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

#finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly #RentersRightsBill #BuyToLet #LandlordLife #UKPropertyMarket #TenantsRights #RentalProperty #PropertyInvestment #LandlordChallenges #RentControl #PropertyStandards #section24

Dec 19, 202408:26