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Cold Brew Money

Cold Brew Money

By Atit Kothari and Tapan Desai
We talk about money because your friends and family won't.

In this podcast, two friends figure out money as they reach their late-20s. We have learned to invest by reading books, listening to podcasts, watching videos, and making mistakes. They are here to discuss these ideas with everyone.

There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it.

We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee!
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#68 - Ten Investing & Personal Finance Books That Everyone Should Read!
[podcast_subscribe id="111"] Timestamps Rant on the weather (oops): 00:00 Category - Personal Finance: 3:15 - Total Money Makeover or I Will Teach You To Be Rich: 3:29 - Money: Master The Game: 06:05 - Automatic Millionaire: 8:44 Category - Investing Philosophy: 10:02 - Dhandho Investor: 10:15 - Richer Wiser Happier: 12:52 - Psychology of Money: 15:31 Category - Investing, Valuing Business: 17:14 - Rule #1 Investing:  17:30 - Coffee Can Investing: 19:15 Category - Investing (Advanced): 22:10 - Bogleheads Guide to Investing: 23:37 - Intelligent Investor: 24:50 Honorary Mentions: 26:15 Summary: 29:37 Useful links: All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/ About Cold Brew Money: https://coldbrew.money/about/ All Cold Brew Money Episodes: https://coldbrew.money/episodes/ Cold Brew Money Tools: https://coldbrew.money/tools/ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: https://tapandesai.com/ Atit’s Newsletter: https://atitkothari.substack.com/ Tapan’s Newsletter: https://tapandesai.substack.com/ Contact Us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Disclaimer: The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
31:21
October 18, 2021
#67 - Things To Consider When Buying Your First Car, $BABA, & Cryptocurrency Rally
[podcast_subscribe id="111"] In this episode we discuss, how do you buy a car in the US and discuss the following When should you consider buying a car? Make, model, trim? MSRP vs. Out of the door cost? Insurance? Best resources to research Timestamps TV show rant: 00:00 Alibaba: 01:16 Bitcoin Discussion: 03:13 Buying a car in the US: 06:10 Should you even buy a car: 07:37 Type of car: 11:07 Deciding on the brand (value, luxury): 14:07 Make, Model, Trim, Year: 18:43 Used vs. New: 20:18 Factors to consider: 21:49 Resources: 22:02 Leasing vs. Buying: 25:13 MSRP vs. OTD: 27:16 Insurance: 29:27 Useful links: All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/ About Cold Brew Money: https://coldbrew.money/about/ All Cold Brew Money Episodes: https://coldbrew.money/episodes/ Cold Brew Money Tools: https://coldbrew.money/tools/ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: https://tapandesai.com/ Atit’s Newsletter: https://atitkothari.substack.com/ Tapan’s Newsletter: https://tapandesai.substack.com/ Contact Us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Disclaimer: The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
34:34
October 12, 2021
#66 - The U.S. Debt Ceiling Explained & Discussion On Unrealized Capital Gains Tax
[podcast_subscribe id="111"] Debt Ceiling: US Government Income, Expenses, and Deficit Explained Debt Ceiling Explained What does it mean for investors? Uncertainty Warren Buffett’s Take On Debt Ceiling: At Berkshire Hathaway’s annual shareholder’s meeting in 2011, billionaire investor Warren Buffett was asked what he thought about the contentious negotiations happening in Congress over whether or not to raise the debt ceiling. His response: failing to raise the debt ceiling would be a massive mistake. “It would probably be the most asinine act that Congress has ever performed,” Buffett said. In fact, “having a debt ceiling to start with is a mistake.” Newsroom clip: https://www.youtube.com/watch?v=Gj5-G01iRyk #41 - US Debt & Modern Monetary Theory: https://coldbrew.money/41-us-debt-and-the-modern-monetary-theory/ Warren Buffett on Debt Ceiling: https://buffett.cnbc.com/video/2011/04/30/buffett-not-raising-the-debt-ceiling-would-be-asinine.html #15 - Divraj Singh episode: https://coldbrew.money/15-in-conversation-with-divraj-singh-pannu-an-equity-research-analyst-about-intraday-and-long-term-investing/ Timestamps Tapan’s trip to Edinburgh: 00:00 Atit’s Car Discussion: 03:35 What is  Debt Ceiling (Income, Expenses, Deficit, Treasury Explained): 05:45 What does the Government need to do?: 11:39 Capital Gains Tax Discussion: 18:20 Summary of the episode: 22:53 Useful links: All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/ About Cold Brew Money: https://coldbrew.money/about/ All Cold Brew Money Episodes: https://coldbrew.money/episodes/ Cold Brew Money Tools: https://coldbrew.money/tools/ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: https://tapandesai.com/ Atit’s Newsletter: https://atitkothari.substack.com/ Tapan’s Newsletter: https://tapandesai.substack.com/ Contact Us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Disclaimer: The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
25:18
October 4, 2021
#65 - Six Lessons On Investing From John Templeton And Fireside Chat On Inflation
Description: [podcast_subscribe id="111"] John Templeton was an American-British investor, banker, fund manager, and philanthropist. He created the Templeton Growth Fund which averaged 15% for 38 years. He was alive from 1912-2008 and a student of Ben Graham. He pioneered investing globally diversified mutual funds. In 2005, he wrote a brief memorandum predicting that within five years there would be financial chaos in the world Lessons: First of all, said Templeton, beware of emotion: “Most people get led astray by emotions in investing. They get led astray by being excessively careless and optimistic when they have big profits, and by getting excessively pessimistic and too cautious when they have big losses.” Second, said Templeton, beware of your own ignorance, which is “probably an even bigger problem than emotion.… So many people buy something with the tiniest amount of information. They don’t really understand what it is that they’re buying.” Third said Templeton, you should diversify broadly to protect yourself from your own fallibility. CBM Episode on Index Funds: https://coldbrew.money/25-how-to-build-a-passive-portfolio/ Fourth, said Templeton, successful investing requires patience. Fifth, said Templeton, the best way to find bargains is to study whichever assets have performed most dismally in the past five years, then to assess whether the cause of those woes is temporary or permanent. Sixth said Templeton, “One of the most important things as an investor is not to chase fads.” CBM Episode on Mental Models (Lindy Effect): https://coldbrew.money/17-more-mental-models/ Fireside Chat: Meditation rant: 00:25 England and Scotland Rant: 02:40 Michael Burry’s Inflation Tweet: 04:00 Atit bought a car!: 05:00 Templeton’s Rule (Main Content): 09:00 About John Templeton:  09:30 #1 Beware of Emotion: 12:35 #2 Beware of your own ignorance:  18:01 #3 Diversify broadly: 22:02 #4 Be patient: 24:32 #5 Find bargains by understanding the business: 26:05 #6 Don’t chase fads: 32:57 Useful links: All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/ Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: https://tapandesai.com/ Atit’s Newsletter: https://atitkothari.substack.com/ Tapan’s Newsletter: https://tapandesai.substack.com/ Contact Us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Disclaimer: The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
32:56
September 27, 2021
#64 - Things You Need To Know Before Becoming A First Time Homeowner Ft. Jinesh Mehta
Description: [podcast_subscribe id="111"] Previous Episode - How To Buy A House: https://coldbrew.money/7-how-to-buy-a-house/ We talk to Jinesh Mehta who is a first-time homeowner for the past year. We did an episode with Jinesh when had just bought the house in the US around a year ago which is linked above. After one year of owning a house, we discuss with him what are the lessons learned and things that a first-time new homeowner should know. We talk about Maintaining a house Additional finances required for maintaining a house Emergency Funds as a new homeowner Insurance, loans, and refinancing as a first-time homeowner Some pros, some cons of being a homeowner Jinesh on LinkedIn: https://www.linkedin.com/in/mehtajinesh/ Useful links: All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/ Cold Brew Money Newsletter: https://coldbrew.money/newsletter/ About Cold Brew Money: https://coldbrew.money/about/ All Cold Brew Money Episodes: https://coldbrew.money/episodes/ Cold Brew Money Tools: https://coldbrew.money/tools/ Cold Brew Money Resources: https://coldbrew.money/repository/ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: https://tapandesai.com/ Atit’s Newsletter: https://atitkothari.substack.com/ Tapan’s Newsletter: https://tapandesai.substack.com/ Contact Us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Disclaimer: The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
45:21
September 20, 2021
#63 - Ten Personal Finance Rules That Everyone Should Know
Notes: [podcast_subscribe id="111"] In this episode, we discuss ten personal finance rules that everyone should know. 1) Rule of 72 No. of yrs required to double your money at a given rate, divide 72 by interest rate 2) Rule of 70 Divide 70 by the current inflation rate to know how fast the value of your investment will get reduced to half its present value. 3) 4% Rule for Financial Freedom Corpus Reqd = 25 times of your estimated Annual Expenses CBM Episode on Retiring: https://coldbrew.money/34-how-much-you-need-to-retire-%f0%9f%a4%94/ 4) 100 minus your age rule This rule is used for asset allocation. Subtract your age from 100 to find out, how much of your portfolio should be allocated to equities. CBM Episode on automating finances: https://coldbrew.money/4-automating-your-finances/ 5) 10-5-3 Rule One should have reasonable returns expectations post taxes 10% Rate of return - Equity/Mutual Funds 5%- Debts ( Fixed Deposits or Other Debt instruments) 3% - Savings Account 6) 50-30-20 Rule - about the allocation of income to expense Divide your income into 50%- Needs, 30%- Wants, 20%- Savings CBM Episode on 50-30-20 Rule: https://coldbrew.money/3-budgeting/ 7) 3X Emergency Rule Always put at least 3 times your monthly income in Emergency funds for emergencies such as loss of employment, medical emergency, etc. 8) 40% EMI Rule Never go beyond 40% of your income into EMIs. 9) Life Insurance Rule Always have Sum Assured as 20 times of your Annual Income. 20 X Annual Income 10) Rule for gold investment Half of your age, allocate that much percent of your net wealth into gold. Prerak Sheth’s Profile: https://www.linkedin.com/in/preraksheth/ Useful links: All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/ Cold Brew Money Newsletter: https://coldbrew.money/newsletter/ About Cold Brew Money: https://coldbrew.money/about/ All Cold Brew Money Episodes: https://coldbrew.money/episodes/ Cold Brew Money Tools: https://coldbrew.money/tools/ Cold Brew Money Resources: https://coldbrew.money/repository/ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney Disclaimer: The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
45:48
September 13, 2021
#62 - 5 Misconception For Beginner Investors
[podcast_subscribe id="111"] Misconception 1: Lower priced stocks go up faster than higher-priced stocks (penny stock vs. Amazon/BRK.A/MRF) Stock trading for $3 can double to $6 faster than a stock trading at $1000 to $2000. Example: Ford Oct 2016: $11.74 Sept 2021: $12.89 BRK.A Oct 2016: $215k Sept 2021: $424k Misconception 2: Stock Splits means the stock will go up because the price per share is now lower. You don’t get free shares for stock splits. So quantity increases, but the price also goes down. Misconception 3: IPOs always go up. Misconception  4: Looking at the stock price and not the market cap. TCS price is Rs. 3800, but the market cap is 14 Lacs Crore MRF price is Rs. 82,000, but the market  cap is 35,000 Crore MRF is not bigger than TCS. Misconception 5: Mutual Funds and Individual stocks are different asset classes. Bonus: Stock is expensive because the share price is high. Jaguar Health at $1.16 is more expensive than Shopify at $1500 because we have to look at the underlying fundamentals of the business and not just the stock price. Useful links: All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/ Cold Brew Money Newsletter: https://coldbrew.money/newsletter/ About Cold Brew Money: https://coldbrew.money/about/ All Cold Brew Money Episodes: https://coldbrew.money/episodes/ Cold Brew Money Tools: https://coldbrew.money/tools/ Cold Brew Money Resources: https://coldbrew.money/repository/ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: https://tapandesai.com/ Atit’s Newsletter: https://atitkothari.substack.com/ Tapan’s Newsletter: https://tapandesai.substack.com/ Contact Us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Disclaimer: The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation, or other advice to check how the information relates to your unique circumstances. Atit or Tapan is not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly by use of this video. ----------------
23:50
September 6, 2021
#61 - How to Value a Stock? Analyzing if Alibaba Is a Good Buy!
Description: [podcast_subscribe id="111"] In this episode, we will show a method to value stocks. We will be valuing Alibaba’s stock, doing an Alibaba stock analysis,  and what should be the fair value of Alibaba. Using Alibaba’s stock as a case study, we wanted to walk through how you value a stock or a business to find it’s intrinsic value (or fair value or sticker price). We will use Phil Town’s Rule #1 Investing method to value a stock. This book is a great read for anyone starting their investing journey. Linked below. As such, using Rule #1 Investing we will value Alibaba’s stock price currently in August 2021. Phil Town’s Rule #1 Investor: https://www.amazon.com/Rule-Strategy-Successful-Investing-Minutes-ebook/dp/B003IQ16EC/ref=sr_1_2?crid=JE9Z5A9W1NW5&dchild=1&keywords=phil+town+rule+1+investing&qid=1629891249&sprefix=phil+town+rule%2Caps%2C302&sr=8-2 Cold Brew Money - DCF Calculator - https://coldbrew.money/dcf-calculator/ Rule One Investing - Calculators - https://www.ruleoneinvesting.com/investment-calculators/ Useful links: All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/ Cold Brew Money Newsletter: https://coldbrew.money/newsletter/ About Cold Brew Money: https://coldbrew.money/about/ All Cold Brew Money Episodes: https://coldbrew.money/episodes/ Cold Brew Money Tools: https://coldbrew.money/tools/ Cold Brew Money Resources: https://coldbrew.money/repository/ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: https://tapandesai.com/ Atit’s Newsletter: https://atitkothari.substack.com/ Tapan’s Newsletter: https://tapandesai.substack.com/ Contact Us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Disclaimer: The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
41:11
August 30, 2021
#60 - What Are The Superinvestors Buying In Q2 2021? (U.S.A & India)
Description: [podcast_subscribe id="111"] US (source: https://dataroma.com ) Bill Ackman Charlie Munger Guy Spier Howard Marks Li Lu Mohnish Pabrai Michael Burry Warren Buffett India (source: https://trendlyne.com/portfolio/superstar-shareholders/index/ ) Radhakrishna Damani Rakesh Jhunjhunwala Dolly Khanna Sachin Bansal Sunil Singhania Mohnish Pabrai Previous Episode On 13F: https://coldbrew.money/47-what-are-the-billionaires-and-guru-investors-buying/ Useful links: All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/ Cold Brew Money Newsletter: https://coldbrew.money/newsletter/ About Cold Brew Money: https://coldbrew.money/about/ All Cold Brew Money Episodes: https://coldbrew.money/episodes/ Cold Brew Money Tools: https://coldbrew.money/tools/ Cold Brew Money Resources: https://coldbrew.money/repository/ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: https://tapandesai.com/ Atit’s Newsletter: https://atitkothari.substack.com/ Tapan’s Newsletter: https://tapandesai.substack.com/ Contact Us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Disclaimer: The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
41:58
August 23, 2021
#59 - The Dhandho Framework By Mohnish Pabrai
Episode Details:  Article - Lessons On Investing (And Life) From Mohnish Pabrai - https://tapandesai.com/lessons-from-mohnish-pabrai/ The Dhandho Framework by Mohnish Pabrai Richer, Wiser, Happier by William Green The Dhandho Framework: Focus on buying an existing business Buy simple businesses in industries with an ultra-slow rate of change Buy distressed businesses in distressed industries Buy businesses with a durable competitive advantage – The Moat Bet heavily when the odds are overwhelmingly in your favor Focus on arbitrage Buy businesses at big discounts to their underlying intrinsic value Look for low-risk, high-uncertainty business It’s better to be a copycat than an innovator Cold Brew Money Episode on Moats: https://coldbrew.money/9-all-about-that-moat/ Cold Brew Money Episode on Intrinsic Value: https://coldbrew.money/13-getting-started-with-intrinsic-valuation/ Donate to the Dakshana Foundation: https://www.dakshana.org/donate/ [podcast_subscribe id="111"] Resources: Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
40:34
August 16, 2021
#58 - Best Investment Advice Ever Ft. Warren Buffett
Description: Full Video Interview: https://www.youtube.com/watch?v=rPFjmeoadlo Lessons Learned: Treat investments as you’re buying a business Always stick to your circle of competence Be patient Resources: Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan [podcast_subscribe id="111"] Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
24:51
August 9, 2021
#57 - Big Tech Earnings
Google (Steady Compounding) Revenue grew 62% to $62B for Q2 2021 Operating income grew 203% to $19B, a margin of 31%. What’s more amazing is the numbers Youtube is throwing off. Youtube with a monster quarter growth of 84% Y/Y to hit a run-rate of $7B. It now accounts for 11% of Google's revenue! And we're still in the early innings. Share of US TV Time in June 2021. Streaming is still only 27%: 8% Netflix 6% YouTube 3% Hulu 2% Prime Video 2% Disney+ 8% Other small platforms Alphabet reported $61.9 billion in total revenue versus $56.1 billion expected by analysts. Google's ad services brought in $57.1 billion, while Cloud revenue grew to $4.6 billion. Apple Apple Q2 2021 earnings are out: iPhone revenue up 65% Mac revenue up 70% iPad revenue up 78% wearable revenue up 24% services revenue up 26% $89.6 billion in revenue overall, up 54%. massive numbers here during a pandemic Amazon Here’s how the company did: Earnings: $15.12 vs $12.30 per share, according to analysts surveyed by Refinitiv Revenue: $113.08 billion vs $115.2 billion, according to analysts surveyed by Refinitiv Amazon’s headcount continues to swell. At the end of the third quarter, Amazon employed 1.33 million people worldwide, up 52% year over year Bezos’ last quarter as CEO. Facebook: Q2 GAAP EPS of $3.61 beats by $0.61. Revenue of $29.07B (+55.5% Y/Y) beats by $1.18B. DAU of 1.91B vs. 1.91B consensus; MAU of 2.9B vs. 2.90B. Operating margin of 43% vs. a consensus of 37.6%. Cash and cash equivalents and marketable securities were $64.08 billion as of June 30, 2021. TTM: Revenue: 104B Operating margin: 42.5% Net Profit: 39B Resources: https://steadycompounding.substack.com/p/3-bullet-sunday-is-it-safe-to-invest https://stockrow.com/ https://seekingalpha.com/ https://www.hardwaretimes.com/apple-airpods-revenue-more-than-nvidias-total-revenue-and-2x-more-than-amds-revenue/ Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan [podcast_subscribe id="111"] Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
36:30
August 2, 2021
#56 - Robinhood IPO & The 5 Rules of Mohnish Pabrai
Robinhood Robinhood said it generated net income of $7.45 million on net revenue of $959 million in 2020. Robinhood earns revenues from three defined buckets (1) Transaction based revenues (75% of 2020 Revenue) (2) Net interest revenues (19% of 2020 Revenue) (3) Other revenues (6% of 2020 Revenue). Robinhood currently has over $80 billion Assets Under Custody. Vanguard: $7.2 Trillion. ETrade: $800 billion 17M MAUs CAC: $20 ARPU: $137 Mohnish Pabrai’s Rules: Rule 1: Clone like crazy. Rule 2: Hang out with people who are better than you. Rule 3: Treat life as a game, not as a survival contest or a battle to the death. Rule 4: Be in alignment with who you are; don’t do what you don’t want to do or what’s not right for you. Rule 5: Live by an inner scorecard; don’t worry about what others think of you; don’t be defined by external validation. Resources: Safal Niveshak Article / Bloomberg Article / AUM / Meritech Capital Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan [podcast_subscribe id="111"] Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
35:38
July 26, 2021
#55 - The Zomato IPO
Resources: Safal Niveshak Article: https://www.safalniveshak.com/safal-niveshak-is-10-years-old/ https://www.bloomberg.com/news/articles/2021-07-01/trading-app-robinhood-files-publicly-for-long-awaited-ipo https://www.brokerage-review.com/investing-firm/assets-under-management/etrade-aum.aspx https://www.meritechcapital.com/blog/robinhood-ipo-s-1-breakdown Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan [podcast_subscribe id="111"] Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
45:04
July 19, 2021
#54 - Economics of F1 with F1 Fanfiction
Checkout F1 Fanfiction here: https://f1fanfiction.com/ Economics of F1 Constructors and drivers Driver salaries Cost of building a car Logistics of moving Sponsorships Grand Prix and cost of hosting a race Broadcasting rights and cost How the prize money is distributed among teams Resources: Subscribe to F1 Fan Fiction Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan [podcast_subscribe id="111"] Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
57:15
July 15, 2021
#53 - Owning A Business vs. Trading Systems
Notes: In this episode, CBM discusses the difference between buying a business versus trading systems. Topics discussed: Trading systems Stop Loss Trailing Stop Loss Value Investing (i.e. buying a business) Atit’s 3 Points On When To Sell Your theory is wrong Opportunity cost FOMO Tanmay Bhat’s Clueless Course on Trading Stocks CBM Episode on DCF CBM Episode on Berkshire Hathaway AGM  CBM Episode on Investor Checklist CBM Episode on Index Funds CBM Episode with Dinesh Sairam on Value Investing All Streaming Platforms: [podcast_subscribe id="111"] Cold Brew Money Links Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
31:13
July 5, 2021
#52 - Q2 Macro Update & What We're Watching This Summer
Resources: Episode #28 on Macro-Indicators: https://coldbrew.money/28-macro-indicators/ Episode #40 on Q1 2021 Macro-Indicators: https://coldbrew.money/40-macro-indicators-for-q1-2021-tapans-march-expense-audit-results/ Inflation is coming! https://www.nytimes.com/2021/06/08/technology/farewell-millennial-lifestyle-subsidy.html All Streaming Platforms: [podcast_subscribe id="111"] Cold Brew Money Links Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
35:17
June 28, 2021
#51 - In Conversation with Dinesh Sairam on Financial Analysis and Valuation
Show Notes: Today we have a special guest with us. Dinesh Sairam. Dinesh writes and shares content on Financial Analysis, Business Analysis, Business Valuation, and the Indian Stock Market on Twitter @Dinesh_Sairam  and also at  valuationinmotion.blogspot.com. Dinesh has over 13k followers on Twitter which includes the likes of Sanjay Bakshi, Deepak Shenoy (from the capital mind) and more. Dinesh's Twitter  Topics covered in the episode: - How did you get started with investing? - What is value investing according to you? - What are some value investing strategies? - How do you narrow down the stock universe? Do you use screeners, forums, friends? - What are some key metrics you look at? How do you perform your fundamental analysis for a stock? - How do you decide on a position size? - When to sell? - Do you have a favorite mistake? Something that taught an important lesson? - Favorite book recommendations and any other resources you will recommend for beginners? All Streaming Platforms: [podcast_subscribe id="111"] Cold Brew Money Links Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
41:43
June 21, 2021
#50 - How Tapan Paid Off $10,000 Of Credit Card Debt
Links: Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
31:33
June 14, 2021
#49 - Important metrics to include in the checklist
Episode Notes: In this episode, we talk about the importance of having a checklist, talk about the process of building your own checklist, and go over Atit’s checklist. First part: https://coldbrew.money/48-investment-checklist/ Looking for Moats: https://coldbrew.money/10-how-to-look-for-moats/ More about PE and PS ratio: https://coldbrew.money/23-getting-technical-with-pe-pb-and-ps-ratios/ Resources: https://www.fool.com/ http://www.valuepickr.com/ https://coldbrew.money/ Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan [podcast_subscribe id="111"] Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
29:46
June 7, 2021
#48 - Investment Checklist
Episode Notes: In this episode, we talk about the importance of having a checklist, talk about the process of building your own checklist and go over Atit’s checklist. Resources: Episode on different types of moats https://www.fool.com/ http://www.valuepickr.com/ https://coldbrew.money/ Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan [podcast_subscribe id="111"] Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
34:37
May 31, 2021
#47 - What are the billionaires and guru investors buying?
In today’s episode, we discuss what the billionaires and guru investors are buying! (We’re sorry about the background noise!) 13F: A 13F is a quarterly tax filing on which investment managers must disclose their equity investments, as of the date of filing. In essence, it's a quarterly inventory of which stocks a manager or fund holds. As such, it's really just a snapshot in time—and an obsolete one at that, given that the form itself goes public on a 45-day lag. Only Exchange-traded equity holding: Stocks, ETFs. No Bonds, derivatives, Mutual funds Resources: Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan [podcast_subscribe id="111"] Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
23:36
May 24, 2021
In conversation with Ian on Cryptocurrencies and benefits of ETH (Re-release)
This is a re-release of episode 20.  Ian Philips is a Blockchain developer and co-founder of Etherize, a hybrid formation portal that helps crypto organizations leverage legal entities and legal entities to leverage blockchain tools for the benefit of their communities, users, and investors. Follow him on Twitter: https://twitter.com/realpalebone About Etherize: https://www.etherize.io/ Talking Points: What is a cryptocurrency? Why do we need one? How does Bitcoin work? What is Bitcoin used for? Why is Bitcoin's market cap so much higher than other coins' even though it's slow and its technology isn't as good as others? What is Ethereum and how is it different from Bitcoin? What are smart contracts? What is Ethereum Used for? What are the threats to cryptocurrencies? In the intro, we mentioned you’re using decentralized tools to help bridge the etheric and legal worlds. What are some examples of decentralized tools? Where should someone who is interested in investing in this space start? Are there any ETFs? Resources: https://mlsdev.com/blog/156-how-to-build-your-own-blockchain-architecture https://podcasts.apple.com/us/podcast/the-tim-ferriss-show/id863897795?i=1000386194955 All Streaming Platforms: [podcast_subscribe id="111"] ------ Cold Brew Money Links Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
45:20
May 17, 2021
#45 - More $DOGE, Elon Musk on SNL and BRK.B AGM
Episode Notes: We talk about $DOGE coin, Elon Musk, and the key takeaways from the 2021 Berkshire Hathaway Annual General Meeting. Resources: DCF Calculator Buy us a coffee Berkshire Hathaway AGM 2021 All streaming links: [podcast_subscribe id="111"] Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
48:37
May 10, 2021
#44 - Timeless Wisdom from the Oracle of Omaha, Warren Buffett
Sahil Bloom Twitter Thread --- All Streaming Platforms: [podcast_subscribe id="111"] Cold Brew Money Links Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
05:06
May 3, 2021
#43 - $DOGE & DCF revisited
DCF Calculator: Cold Brew Money DCF Calculator All Streaming Platforms: [podcast_subscribe id="111"] Cold Brew Money Links Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
33:20
April 26, 2021
#42 - In Conversation With Dillon Jacobs From Vintage Value Investing Discussing Investment Strategies, Valuation and Resources To Get Started
Today we have a special guest with us. Dillon Jacobs from Vintage Value Investing. Dillon on his blog talks about investing, value investing strategy, and other resources to get started which we will try to capture in today’s episode. Vintage Value Investing, VVI Membership, Stock Spotlight Newsletter by Dillon Intro - tell us about yourself, what do you do, your investment journey, and how did you learn about value investing? What is value investing? Value vs Growth Investing - can you explain the difference? What are some value investing strategies? What are some key metrics you look at? How do you perform your fundamental analysis for a stock? When to sell? Favorite book recommendations and any other resources you will recommend for beginners? Talk about Vintage Value Investing, newsletter, membership, and how can people reach out. All Streaming Platforms: [podcast_subscribe id="111"] Resources: Books: 100 Baggers (book) by Chris Mayers, One Up on Wall Street by Peter Lynch, Margin of Trust, Buffetology  Link to CBM Moat Episode Link to CBM Intrinsic Valuation Episode StockRover Stockopedia M1 Finance StockRow WallSt Zen Quick FS Share Sight Hedge Fund Letters from Vintage Value Investing AGB, Security Analysis, Weekly 10K Cold Brew Money Links Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
01:00:09
April 19, 2021
#41 - US Debt and the Modern Monetary Theory
Episode Notes: In this episode, we discuss the US Debt and the Modern Monetary Theory. Please look at this episode as a very basic understanding on the topic and a jumping board to dive deeper into questions like How is money created? What is the Modern Monetary Theory? Why does the US have so much debt? Is so much debt for a country good? Why can’t the Government print a lot of money? Modern Monetary Theory: Governments (like the U.S., U.K., Japan, and Canada) do not rely on taxes or borrowing for spending since they can print as much as they need and are the monopoly issuers of the currency. Since their budgets aren't like regular households, their policies should not be shaped by fears of the rising national debt. John Oliver’s Video on US Debt All Streaming Platforms: [podcast_subscribe id="111"] Resources: 3 Bullet Sunday - Charlie Munger buys into Alibaba Dataroma Facebook and Google Twitter Thread The Deficit Myth Cold Brew Money Links Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
41:52
April 12, 2021
#40 - Macro Indicators for Q1 2021 & Tapan's March Expense Audit Results!
Episode Notes: We discuss macro-indicators for Q1 2021 and Tapan’s March Expense Audit. Ep 28 - Previous Macro Indicator Episode Ep 36 - Tapan’s First Week of March Expense Audit Episode All Streaming Platforms: [podcast_subscribe id="111"] Resources: The Internet Said So Simplanations - Cola Wars Business Wars - Pepsi vs Coke Palak’s Thread  on Nirma Cold Brew Money Links Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
30:22
April 5, 2021
#39 - In Conversation With Thomas Chua From Steady Compounding Discussing Fundamental Analysis and Quality Growth Compounders
Episode Notes: Thomas Chua is a Singapore-based investor and founder of Steady Compounding. We discuss: Deep Value vs. Quality Growth Fundamental Analysis for Growth Companies - customer satisfaction, employee satisfaction, retention rates, founder-led, Twitter Mental Models - Circle of Competence,  Anchoring, Opportunity Cost, Compounding Worst Investment Mistake Resources for Investors About Steady Compounding Thomas LinkedIn | Thomas Twitter | Steady Compounding Website | Steady Compounding Newsletter  Resources: Monish Pabrai, Gautam Baid Rich Dad, Poor Dad by Robert Kiyosaki The Joys of Compounding by Gautam Baid Warren Buffett Letters Terry Smith YouTube Michael Mauboussin White Papers One Up Wall Street by Peter Lynch Steady Compounding - Disney Article Cold Brew Money Links [podcast_subscribe id="111"] Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
40:13
March 29, 2021
#38 - Dollar Cost Averaging (DCA) & Pop Culture
Description: Dollar-cost averaging (DCA) is an investment strategy in which an investor divides up the total amount to be invested across periodic purchases of a target asset in an effort to reduce the impact of volatility on the overall purchase. Why DCA? Removes attempt for timing in the market You don’t need large sums to invest but can invest consistently Neutralize short-term volatility You remove sentiments, biases, and emotions as you have predetermined the amount and equity Resources: Principles by Ray Dalio Cold Brew Money Links [podcast_subscribe id="111"] Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
29:23
March 22, 2021
#37 - $DIS & Asset Allocation (how do you create your portfolio?)
Episode Notes: Diversification reduces risk. It is important to not only diversify across stocks but also across different asset classes. This is key for managing your portfolio. Meb Faber’s study measures performance across 3 asset classes: Stocks, Bonds, and Real Assets. Real Assets include precious metals (like gold and silver) and real estate (REITs). His study also includes different portfolios suggested by investors like Ray Dalio, Warren Buffet, and so on. Full Post Here. Resources: Original paper Global Asset Allocation by Meb Faber Portfolio Tool Cold Brew Money Website Money Master the Game by Tony Robbins Cold Brew Money Links Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan [podcast_subscribe id="111"] Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
29:24
March 15, 2021
#36 - Tapan's Expense Audit & (Spoiler Free) WandaVision
Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Subscribe to us: All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/ Anchor: https://anchor.fm/cold-brew-money Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4 Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber Follow us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/
29:09
March 8, 2021
#35 - $BRK Shareholder letter & NFTs
Resources: https://variant.mirror.xyz/T8kdtZRIgy_srXB5B06L8vBqFHYlEBcv6ae2zR6Y_eo https://theirrelevantinvestor.com/2021/02/23/im-in-the-mania/ https://www.coindesk.com/what-are-nfts https://www.notboring.co/p/power-to-the-person-audio Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Subscribe to us: All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/ Anchor: https://anchor.fm/cold-brew-money Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4 Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber Follow us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/
30:53
March 1, 2021
#34 - How Much $$ You Need To Retire? 🤔
Twitter Thread by 10-K Diver on the topic: https://twitter.com/10kdiver/status/1363230660479967232?s=20 Article on Financial Freedom: https://www.lynalden.com/financial-freedom/ The Knowledge Pipeline: https://tapandesai.com/the-knowledge-pipeline/ Book Recommendation: The Automatic Millionaire by David Bach In this episode, we talk about how much money you need to retire? Here are the components -  Expenses, Inflation Savings Rate, Expected Return on Portfolio Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Subscribe to us: All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/ Anchor: https://anchor.fm/cold-brew-money Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4 Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber Follow us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/
27:11
February 22, 2021
#33 - Discussing the Indian Banking System with Dr. Viral Acharya on Dollar Gujarati
About Dollar Gujarati: Dollar Gujarati is a show about successful Indian Immigrant entrepreneurs and professionals in America. We talk with them about their ideas and struggles on the road to success in this land of opportunity. Subscribe to the Dollar Gujarati here:  https://open.spotify.com/show/6MMESppatkToQG7mTrom81 https://podcasts.apple.com/us/podcast/dollar-gujarati/id1519034412?uo=4 Guest Introduction: Our guest today is Dr. Viral Acharya. Dr. Viral is a Professor of Economics at New York University’s School of Business. He was the youngest Deputy Governor of the RBI and held the position from January 2017 to July 2019. Dr. Viral has taught at London Business School, before being called back to his alma mater in New York during the 2008 financial crisis. Dr. Viral is an alumnus of New York University, IIT Bombay, and, perhaps most importantly, Fellowship School in South Bombay. Bio: https://www.stern.nyu.edu/faculty/bio/viral-acharya Buy his new book: https://www.amazon.in/Quest-Restoring-Financial-Stability-India/dp/9353884896/ Donate to Pratham: https://prathamusa.org/
48:57
February 15, 2021
#32 - SPACs, SPACs Everywhere
We are talking about Special Purpose Acquisition Companies (SPACs), what are SPACs? Why are they hot right now? Are SPACs good or bad? This is your basic guide to SPACs. Motley Fool on SPAC: https://www.fool.com/investing/2020/09/25/how-to-invest-in-spacs/ Subreddit on SPACs: https://www.reddit.com/r/SPACs/comments/h0bxbk/the_beginners_guide_to_spacs/  Chamath on Twitter ---------------- Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Subscribe to us: All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/ Anchor: https://anchor.fm/cold-brew-money Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4 Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber Follow us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/
26:34
February 8, 2021
#31 - GameStonk $GME
Wall St Bets: https://www.reddit.com/r/wallstreetbets/  YouTube channel DeepF----Value: https://www.youtube.com/c/RoaringKitty  Please note: Information is only for educational purposes and should not be relied upon as investment advice.  About Cold Brew Money: Cold Brew Money is a podcast about finance, investing, businesses, and a lot more. We discuss money because your friends and family don’t. There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it. We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee!  Hosts: Atit Kothari: https://kothariatit.com/  Tapan Desai: http://tapandesai.com/  Subscribe to us:  All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/  Anchor: https://anchor.fm/cold-brew-money  Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4  Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD  YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber
43:20
February 1, 2021
#30 - Electric Vehicles with Dhaval Shroff ($TSLA, $NIO and more)
Dhaval on What the HAT!? - http://links.whatthehatpodcast.com/qEt3o Connect with Dhaval- https://www.linkedin.com/in/dhavalshroff/ About Cold Brew Money: Cold Brew Money is a podcast about finance, investing, businesses, and a lot more. We discuss money because your friends and family don’t. There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it. We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee! Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Subscribe to us: All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/ Anchor: https://anchor.fm/cold-brew-money Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4 Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber Please note: Information is only for educational purposes and should not be relied upon as investment advice.
50:11
January 25, 2021
#29 - Life Skills That We Are Not Taught In School
Tapan's blog post- https://tapandesai.com/life-skills-not-taught-in-school/ How to decide- https://www.amazon.com/How-Decide-Simple-Making-Choices-ebook/dp/B07TRJB3S3 About Cold Brew Money: Cold Brew Money is a podcast about finance, investing, businesses, and a lot more. We discuss money because your friends and family don’t. There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it. We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee! Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Subscribe to us: All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/ Anchor: https://anchor.fm/cold-brew-money Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4 Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber Please note: Information is only for educational purposes and should not be relied upon as investment advice.
25:35
January 18, 2021
#28 - Macro Indicators
More Indicators: https://tradingeconomics.com/indicators Atit's Substack: https://atitkothari.substack.com/ About Cold Brew Money: Cold Brew Money is a podcast about finance, investing, businesses, and a lot more. We discuss money because your friends and family don’t. There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it. We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee! Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Subscribe to us: All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/ Anchor: https://anchor.fm/cold-brew-money Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4 Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber Please note: Information is only for educational purposes and should not be relied upon as investment advice.
29:38
January 11, 2021
#27 - YouTube Monetization with Yudi J
About Guest: Special guest this week is a software team manager and YouTuber, coming from a humble background in India to living the American dream and having a successful YouTube channel with 94K + followers YouTube: https://www.youtube.com/channel/UCu6WUWDl9tx7bn2e8jy7sNw Yudi's episode with What the HAT!?:  YouTube: http://links.whatthehatpodcast.com/9wjkh Apple:http://links.whatthehatpodcast.com/2o9s23 Spotify: http://links.whatthehatpodcast.com/E2rt Anchor: http://links.whatthehatpodcast.com/7kVTJ About Cold Brew Money: Cold Brew Money is a podcast about finance, investing, businesses, and a lot more. We discuss money because your friends and family don’t. There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it. We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee! Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Subscribe to us: All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/ Anchor: https://anchor.fm/cold-brew-money Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4 Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber
32:17
January 4, 2021
#26 - Our systems, mental models and year-end reflections for 2020
In this last episode of 2020, we discuss our best mental models, systems, and a special rapid-fire. About Cold Brew Money: Cold Brew Money is a podcast about finance, investing, businesses, and a lot more. We discuss money because your friends and family don’t. There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it. We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee! Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Subscribe to us: All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/ Anchor: https://anchor.fm/cold-brew-money Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4 Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber Follow us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Please note: Information is only for educational purposes and should not be relied upon as investment advice.
38:01
December 28, 2020
#25 - How to Build a Passive Portfolio?
Today we are continuing our discussion around Passive Investing Tapan’s Funds FTSE Developed World ex-U.K. Equity Index Fund - Accumulation (large and mid-sized companies excluding UK, low fee) - tracks fund across developed worlds including US, EU FTSE U.K. All Share Index Unit Trust - Accumulation (all UK shares) - high yield, gold rated, only UK stocks U.S. Equity Index Fund - Accumulation (All US Index, want to move towards S&P 500 in the future) - all US stocks Global Bond Index Fund - Hedged Accumulation (Global Bond - Corporate and Govt) Atit’s Funds: iShares Core S&P 500(IVV) Vanguard Long-Term Bond(BLV) Vanguard Intmdt-Term Trs ETF(VGIT) iShares S&P GSCI Commodity-Indexed Trust(GSG) SPDR® Gold Shares(GLD) International Index: Japan, Turkey, Russia, Europe, China QQQ- ETF that includes 100 of the largest international and domestic companies listed on the Nasdaq stock exchange HDFC NRE account FD Bitcoin through Robinhood About Cold Brew Money: Cold Brew Money is a podcast about finance, investing, businesses and a lot more. We discuss money because your friends and family don’t. There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it. We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee! Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Subscribe to us: All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/ Anchor: https://anchor.fm/cold-brew-money Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4 Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber Follow us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Please note: Information is only for educational purposes and should not be relied upon as investment advice.
42:04
December 21, 2020
#24 - Should You do Passive Investing?
In this episode we discuss: Active vs Passive Why choose passive investing? So what is an Index fund? The beauty of the index fund? Limitation of index fund About Cold Brew Money: Cold Brew Money is a podcast about finance, investing, businesses and a lot more. We discuss money because your friends and family don’t. There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it. We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee! Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Subscribe to us: All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/ Anchor: https://anchor.fm/cold-brew-money Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4 Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber Follow us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Please note: Information is only for educational purposes and should not be relied upon as investment advice.
25:19
December 14, 2020
#23 - Getting Technical with PE, PB, and PS Ratios
In today's episode, we discuss PE, PB, and PS ratios.  - Why do they matter? - How to calculate? - What should you compare it to? About Cold Brew Money: Cold Brew Money is a podcast about finance, investing, businesses and a lot more. We discuss money because your friends and family don’t. There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it. We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee! Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Subscribe to us: All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/ Anchor: https://anchor.fm/cold-brew-money Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4 Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber Follow us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Please note: Information is only for educational purposes and should not be relied upon as investment advice.
29:07
December 7, 2020
#22 - Let's discuss Credit Cards
We are discussing credit cards in today’s episode. Do you need a credit card? Do credit scores matter? Types of credit cards? Which card should you pick? Using budgeting apps to manage credit cards Credit Card Fees Resources I will teach you to be rich by Ramit Sethi (Book) Nerdwallet.com Moneysavingsexpert.co.uk About Cold Brew Money: Cold Brew Money is a podcast about finance, investing, businesses and a lot more. We discuss money because your friends and family don’t. There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it. We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee! Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Subscribe to us: All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/ Anchor: https://anchor.fm/cold-brew-money Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4 Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber Follow us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Please note: Information is only for educational purposes and should not be relied upon as investment advice.
32:33
November 30, 2020
#21- Cryptocurrency: Tying up loose ends
About Cold Brew Money: Cold Brew Money is a podcast about finance, investing, businesses, and a lot more. We discuss money because your friends and family don’t. There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it. We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee! Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Subscribe to us: Anchor: https://anchor.fm/cold-brew-money Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4 Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber Follow us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Please note: Information is only for educational purposes and should not be relied upon as investment advice.
20:55
November 23, 2020
#20 - Cryptocurrencies! What are they and should you buy it?!
About Cold Brew Money: Cold Brew Money is a podcast about finance, investing, businesses, and a lot more. We discuss money because your friends and family don’t. There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it. We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee! Today we have with us, Ian Phillips. Ian Philips is a Blockchain developer and co-founder of Etherize, a hybrid formation portal that helps crypto organizations leverage legal entities and legal entities to leverage blockchain tools for the benefit of their communities, users, and investors. Follow him on Twitter: https://twitter.com/realpalebone About Etherize: https://www.etherize.io/ Talking Points: What is a cryptocurrency? Why do we need one? How does Bitcoin work? What is Bitcoin used for? Why is Bitcoin's market cap so much higher than other coins' even though it's slow and its technology isn't as good as others'? What is Ethereum and how is it different from Bitcoin? What are smart contracts? What is Ethereum Used for? What are the threats to cryptocurrencies? In the intro, we mentioned you’re using decentralized tools to help bridge the etheric and legal worlds. What are some examples of decentralized tools? Where should someone who is interested in investing in this space start? Are there any ETFs? Resources: https://mlsdev.com/blog/156-how-to-build-your-own-blockchain-architecture https://podcasts.apple.com/us/podcast/the-tim-ferriss-show/id863897795?i=1000386194955 Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Subscribe to us: Anchor: https://anchor.fm/cold-brew-money Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4 Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber Follow us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Please note: Information is only for educational purposes and should not be relied upon as investment advice.
45:19
November 16, 2020
#19 - Should you update your portfolio based on US elections?
In this episode we answer this question - should you update your investment portfolio based on the US elections? Resources: https://www.thebalance.com/presidential-elections-and-stock-market-returns-2388526 https://www.forbes.com/sites/sergeiklebnikov/2020/07/23/historical-stock-market-returns-under-every-us-president/?sh=586c50faaf4d https://markets.businessinsider.com/news/stocks/stock-market-impact-president-election-congressional-makeup-democrats-republicans-party-2020-7-1029374181 https://www.investopedia.com/presidents-and-their-impact-on-the-stock-market-4587369 Extra Credit:  Presidential Election Cycle Theory Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Subscribe to us: Anchor: https://anchor.fm/cold-brew-money Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4 Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber Follow us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Please note: Information is only for educational purposes and should not be relied upon as investment advice.
19:33
November 9, 2020
#18 - Valuing your IPL Team
About Cold Brew Money: Cold Brew Money is a podcast about finance, investing, businesses and a lot more. We discuss money because your friends and family don’t. There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it. We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee! References mentioned in the episode: https://www.qwixpert.com/why-a-business-case-approach-to-costs-of-owning-an-ipl-team-is-more-prudent https://www.sweepcricket.com/ipl/what-is-the-business-model-of-ipl-know-how-ipl-team-owners-earn-money/ https://economictimes.indiatimes.com/news/sports/ipl-franchisees-to-remain-profitable-despite-no-gate-revenues-drop-in-sponsorships/articleshow/77803977.cms?from=mdr Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Subscribe to us: Anchor: https://anchor.fm/cold-brew-money Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4 Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber Follow us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Please note: Information is only for educational purposes and should not be relied upon as investment advice.
33:23
November 2, 2020
#17 - More Mental Models
We are continuing our discussion around Mental Models. Here are the mental models we discuss in today’s episode Correlation and Causation Law of Diminishing Returns Margin of Safety Social Proof Randomness Ergodicity Opportunity Cost Lindy Effect Network Effects Switching Cost Inertia Resources: Nassim Taleb - Fooled by Randomness: https://www.goodreads.com/book/show/38315.Fooled_by_Randomness Atit Kothari - Mental Models Blog- https://atitkothari.substack.com/p/framework-for-looking-for-gems Tapan Desai - Mental Models - https://tapandesai.com/mental-models/ Tapan Desai - Monthly Mullings - https://www.instagram.com/mullingsbytapan/ Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Please note: Information is only for educational purposes and should not be relied upon as investment advice.
30:10
October 26, 2020
#16 - Let's talk about Mental Models
Episode Notes: We are discussing Mental Models in today’s episode. Specifically, important Mental Models that you can use in investing. What are mental models? Why are mental models important? First Principles Circle of Competence Inversion First-order, second-order, third-order thinking Occam’s Razor Resources Tim Ferriss Show - Naval Ravikant Episode - https://www.youtube.com/watch?v=-7J-Gwc9pVg Shane Parrish - Farnam Street - https://fs.blog/ The Knowledge Project- https://fs.blog/knowledge-project/ Poor Charlie’s Almanac- https://www.goodreads.com/book/show/944652.Poor_Charlie_s_Almanack The Psychology of Misjudgement - https://www.youtube.com/watch?v=4ICaAKuAudQ Elon Musk on First Principles - https://youtu.be/NV3sBlRgzTI Safal Niveshak - Circle of Competence - https://www.safalniveshak.com/mental-models/ James Clear - Atomic Habits - https://www.goodreads.com/book/show/40121378-atomic-habits Atit Kothari - Mental Models Blog- https://atitkothari.substack.com/p/framework-for-looking-for-gems Tapan Desai - Mental Models - https://tapandesai.com/mental-models/ Tapan Desai - Monthly Mullings - https://www.instagram.com/mullingsbytapan/ Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Please note: Information is only for educational purposes and should not be relied upon as investment advice.
34:24
October 19, 2020
#15 - In conversation with Divraj Singh Pannu, an Equity Research Analyst about intraday and long-term investing
Episode Notes: We are talking to Divraj Singh Pannu in this episode who is an Equity Research Analyst. We discuss - his role and responsibilities relating to stock research such as valuing equity for a long term investment and intra-day trading. he discusses the differences between trading and investing and why beginners should avoid intra-day trading Leverage and risk Basics of intraday trading Long term investing and valuing a company How do you identify a business to start investing Portfolio allocations | Divraj LinkedIn: https://www.linkedin.com/in/divraj-pannu-939b56b3/ | Divraj Twitter: https://twitter.com/divrajsingh | Ignite Overseas: https://www.igniteoverseas.com/ | Ignite Overseas Twitter: https://twitter.com/IgniteOverseas | Ignite Overseas Instagram: https://www.instagram.com/igniteoverseas/ | Hosts: | Atit Kothari: https://kothariatit.com/ | Tapan Desai: http://tapandesai.com/ ******  Please note: Information is only for educational purposes and should not be relied upon as investment advice. ******
58:27
October 12, 2020
#14 - Economics of moving to a new country
Tapan recently moved to a new country, so we are discussing what goes into moving in terms of finance.  We are discussing: 1. Carrying Forex and Foreign Currency 2. Temporary Accomodation 3. Renting 4. Banking and Investing Hosts:   Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/
26:26
October 5, 2020
#13 - Getting Started with Intrinsic Valuation
Today we discuss: Why do you value a company? First principle: Opportunity Cost Your returns are determined by the price you pay It's a good anchor point If there is some event that pushes the whole market down, if you know the value you can pick up great companies at cheap prices Forces you to put in the work thereby avoiding obvious mistakes You need to find a dollar that is selling for fifty cents Intrinsic Valuation Present Value of future cash flow If you had to invest in a neighborhood lemonade stand? How much will you pay for it? Very simple lemonade example (https://docs.google.com/spreadsheets/d/1FBu2Td7vnva9DHSvWVOL3-XwTAQ1UtXT9Ihk5sO1G9E/edit?usp=sharing) Discount rate: Let’s say that you’d take $900 today instead of $1000 exactly a year from now. That means you’d accept a 11.1% “discount rate” on that transaction. Growth rate Terminal value
42:46
September 28, 2020
#12 - Intro to Valuation
We cover: - what does valuing means? - why do you value a company?  - how do you even pick a company to value?  - important parameters do you need to look at to value a company?  - how to track the stock against your valuation? Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Please note: Information provided in this is only for educational purposes and should not be relied upon as investment advice.
38:08
September 21, 2020
#11 - Looking for Moats: Apple
We look at Apple's financial statements to find its moats
21:22
September 14, 2020
#10 - How to look for Moats
We try to quantify moats in this week's episode. Episode Notes:  We are continuing our discussion around moats from the previous episode. In this episode, we are discussing how to read a financial statement.   There are 3 types of financial statements- Income Statement Balance Sheet Cash Flow Statement   We are discussing what are the most important parameters that you should look at when investing from the financial statements.   Resources Mentioned:  William Ackman: Everything You Need to Know About Finance: https://www.youtube.com/watch?v=WEDIj9JBTC8  Investopedia: Search for Balance Sheet, Income Statement, Cash Flow  The site to look at financial statements: https://stockrow.com/AAPL/financials/income/annual Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/
34:33
September 8, 2020
#9 - All about that Moat
We cover: What are moats? Why are they important? What are the different kinds of moats? About Hosts: Atit Kothari: http://kothariatit.com/ Tapan Desai: https://tapandesai.com/
27:38
August 31, 2020
#8 - Getting started with Investing
Episode Notes: Today we are talking about getting started with investing. We are hoping to share some actionable items, will discuss how Atit and I got started, our personal stories, and failures. We both believe in value investing. So these will be long term ideas. This episode won’t be for you if you want to do intraday investments. Strategies: Think you will be owning the business before buying the stocks Think long-term, 3-year minimum Protect your downside Circle of Competence Dollar-Cost Averaging The portfolio’s Discussed: Ray Dalio’s All Weather 60 stocks, 40 bonds Golden Butterfly Resources Mentioned: Website: Investopedia Books: One Up on Wall Street, Bogleheads Guide to Investing Blog: Safal Niveshak Podcast: Robinhood Snacks, The Motley Fool Apps: Stash, Vanguard, Robinhood, Wealthfront, Betterment, Zerodha Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/
31:42
August 24, 2020
#7 - How To Buy A House
In conversation with Jinesh Mehta, a home-owner in the US, understanding the intricacies of buying a house in the USA as an immigrant.  We are discussing parameters such as bills, utilities, school-ranking which most new buyers gloss over when purchasing a house.  Additionally, discussing factors to consider even before you plan on purchasing a new home in the US.  Jinesh on LinkedIn: https://www.linkedin.com/in/mehtajinesh/ __________ COLD BREW MONEY is a podcast discussing finance because your friends and family won't.  Reach out to us on  Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/
38:18
August 17, 2020
#6 - Passive Income
Today we talk about: - How to build passive income - How long it would take you to make substantial revenue from passive income sources - Why passive income source is important especially today About Hosts: Atit Kothari: http://kothariatit.com/ Tapan Desai: https://tapandesai.com/
21:00
August 10, 2020
#5 - Compounding
Episode Notes: Today we will be covering a very important, if not the most important, topic in investing -  Compounding. Compounding as a concept is applicable to everything.  The most important variable is time. You need to start early to truly harvest the full potential of compounding, especially if you’re an investor!   Resources Mentioned: The Compound Effect by Darren Hardy Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/
14:09
August 3, 2020
#4 - Automating your finances
Today we talk about: - Why you should automate your finances - How to automate your finances - Tools, books, and recommendations for automation About Hosts: Atit Kothari: http://kothariatit.com/ Tapan Desai: https://tapandesai.com/
29:05
July 27, 2020
Special: Tapan's Coronavirus Story
Tapan recently got tested positive for Coronavirus.  In this episode, he shares his experience fighting the virus, hospital system in Mumbai, and the importance of having Mediclaim.  Read his story here: http://tapandesai.com/coronavirus-story We talk about money because your friends and family won't. About Hosts: Atit Kothari: http://kothariatit.com/ Tapan Desai: https://tapandesai.com/
11:17
July 23, 2020
#3 - Budgeting
Episode Notes: We are talking about budgeting. We are discussing why budgeting is important and how should your budget?   One of the most common strategies for budgeting is the 50-30-20 split. 50% of your income goes to needs, 30% to your wants, and 20% to your needs.   However, the most important part is accounting for and saving 20% before you go about spending on your wants.   Find out more in this episode! About Hosts: Atit Kothari: http://kothariatit.com/ Tapan Desai: https://tapandesai.com/
21:15
July 20, 2020
#2 - Best. Personal. Advice. Ever.
Best personal advice we've ever come across. We talk about money because your friends and family won't. About Hosts: Atit Kothari: http://kothariatit.com/ Tapan Desai: https://tapandesai.com/
02:05
July 13, 2020
#1 - Laying the groundwork
We talk about money because your friends and family won't. About Hosts: Atit Kothari: http://kothariatit.com/ Tapan Desai: https://tapandesai.com/ Books mentioned in the episode: MONEY: Master the game  Rich Dad, Poor Dad Podcast Recommendation I will teach you to be rich Total Money Makeover
26:41
June 17, 2020