2 Cents 20 Year Old

In this episode I go over what the differences between these accounts are as well as the benefits to using them. I also cover the Federal Reserves outlook for the next 2 years.  

Iris Ayalaa joins me to discuss avoiding burnout, side hustles, hustle culture, investing, and things that both her and I make room for in our budgets. Follow Iris in Tik Tok @iris.ayalaa her content is insanely informative and underrated. If you are on Apple Podcasts I would so appreciate a review and rating of this podcast. 

In this episode I discuss Stimulus, behavioral finance, and investing mistakes you might be making. If you are on Apple Podcasts please leave a rating/review. It would be a lot a lot a lot to me. 

Max London aka the Average Investor joins me in this episode to discuss working a 9-5, quitting that 9-5, side hustles, investing, meme stocks, and so much more. Check out Max on Tik Tok and Youtube @AverageInvestor. 

In this episode I answer some questions from followers and listeners on Tik Tok. Check out my other podcast I host with a buddy of mine called Nice Try, Kid.

In this episode I talk about the differences between Growth Stocks and Value Stocks as well as Valentines Day and Dave Ramsey.

I was able to get Tawnya Schultz from themoneylifecoach.com on the podcast to talk about starting your money journey, keeping track of a budget, how to go about paying down debt, and so many other incredible topics. Tawnya's main focus is helping people as a money coach and that is one of the reasons why I look up to her as a personal finance influencer. 

This is part 2 of my discussion with Freddie Finance. In this episode we talk about D1 baseball, investing early, and what's most important when looking into careers in finance.

If you are curious about the whole Robinhood/Gamestop situation still this episode goes deep into it. Freddie Finance is a Tik Tok and Youtube finance personality and we went over the situation, discussed our opinions, and what we think the repercussions might be. Follow Freddie on Tik Tok and Youtube @FreddieFinance.

In this episode I go over the difference between "Old Money" and "New Money"; the definitions, the cultures, and the difference between how they allocate their fortunes.

In this episode I discuss how to juggle both work and school; applicable to both high school and college. I also discuss Biden's new American Rescue Plan.

I discuss how I began investing/who/what my inspirations were and my first ever job. Thank you to anyone who has ever listened, you mean the world to me.

On this episode I discuss getting stuck in the rat race/ 9-5 and how some people could avoid it.

I go over the benefits of investing as well as a listener's personal question. 

This is a continuation of the last episode where I talked about the 2008 financial crisis. I also mention my 2020 money goals that I accomplished.

If you've ever wondered why people have always thought back or brought up 2008 when talking about financial uncertainty, I explain in this episode.

The final episode in 2020. What a year it's been, in this episode I briefly reflect on the year we've had and then answer questions from people on Tik Tok.

What are the different benefits when it comes to renting and/or buying real estate? On this episode I go over a couple of benefits and even talk crypto.

Another Christmas has come and gone and I would say I listened to maybe 15 mins of Christmas music this year. I have - however - had to look over my expenses to make sure they're healthy and right where I want them. If you are in the same situation I have a couple of ways that you could reconsider how you spend your money next year or recover from this year.

What are your goals for later in your life? This episode I talk about Farnoosh Torabi and her thoughts on the topic of spending your money before you die, intentionally.

This episode is all about debt and how to think about it when you are paying the scary adult bills and considering making scary adult purchases.

If you are coming up on the end of your senior year in high school and you're feeling, lost overwhelmed, unsure of the future I know exactly how you feel and I have you covered with this episode.

I created a short list of my top 3 favorite and most inspiring entrepreneurs. These people are gifted in startup development, angel investing, or Venture Capital investing, 3 things I'm very passionate about.

I go over my car buying experience as well as some of the concerns I had prior to purchasing my car. It's all about learning. I apologize for it being a 20 minute episode.

Constructive self-criticism? Oftentimes helpful. Unnecessary self-criticism over minor financial hiccups? Not helpful. I talk about being easy on yourself when you fall short of your short-term financial goals.

Why is money such a touchy subject? Is it because people with a lot of it are told not to brag? Is it because people with little of it don't want pity from their family members? Why is it so touchy? In this episode I give my 2 cents on the topic of being transparent with your money amongst your friends and family. 

I continue our discussion on the topic of credit basics. In this episode I talk more in depth about what your credit score is made up of, car loans, and tips for Gen Z applying for credit as well as maintaining it. 

Credit. Something you aren't taught about in high school but possibly in college if you actively choose to take a personal finance class. It's something that you need to get those big purchases without forking down a whole 30-years worth of cash for a mortgage. But where can you learn about it? 

Anxiety about losing whats ours, fight or flight, whatever you call it it's a natural emotion that is was integral to our survival in the Stone Age. How does it relate to investing?

Budgeting: Probably the least uttered, heavily discredited, and shamelessly ignored tool of personal finance. I discuss how you can get started and what your outlook on budgeting should be. Also Red Sox news.

Confused when you see a Tik Tok pop up about investing? Do you immediately comment "I wanna stay on Stock Tik Tok"? This episode is about the bare bones basics of investing. Prepare yourself for the next time you find yourself on Stock Tik Tok.

Having trouble on deciding whether your money is best kept in your savings account or the stock market? You're not alone. In this episode I go over what your saving strategies could look like based upon personal preference.

This is a brief introduction to the 2 Cents 20 Year Old Podcast. Here I discuss my goals, ambitions, and hopes for this series. The punchline: My goal is to learn more.