Spondulix

In this episode we are talking student loans.  I discuss the difference between federal and private student loans as well as what you should be thinking about if you are considering refinancing.  

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April is financial literacy month so this month on the podcast we are building that skill.  The goal here is that everyone listening becomes an expert in their own personal finance! Listen in to learn which four things you should be thinking about on your journey to financial literacy.  

If you are listening on Spotify or Anchor, this episode is available with video. Enjoy!

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Have you heard the latest news about the Amazon stock split?  Do you know what it means or why it matters?  This episode answers those questions.  Next time you hear news about a stock split, you will have all the insight. 

If you are listening on Spotify or Anchor, this episode is available with video. Enjoy! 

Let's get into it! Come talk money with me!

Have you heard of the 1944 GI Bill that forever changed American society?  This Bill helped millions of people attend college and vocational schools, and secure their slice of the American dream. It changed American lives for generations to come. However, Black Veterans were denied many of these benefits.  This episode dives into the other side of the story.  

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We are talking ETFs. By the end of the episode you will know what ETFs are, how they compare to Index funds,  how you can buy and sell them, and what may make them useful for beginner investors as well as experienced investors.

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Should you invest while still in debt?  The answer is maybe.  In this episode I offer three things to consider in answering this question for yourself. 

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This episode is all about giving. I discuss charitable donations and provide you an extra reason to give before 2021 ends. 

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2021 is wrapping up and it is time to set your goals for 2022.  This episode is all about setting and achieving your financial goals for 2022. How should you set money goals?  And once you set them, how do you reach them?  Listen in for money strategy.  

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It is November which means open enrollment for millions across the country. Have you ever wondered what you should be thinking about during open enrollment? This episode walks you through the benefits you should be diving into for the coming year.

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Let's talk about two simple steps to get you on the road to money confidence.  Using the tools discussed in this episode, you will find that you can easily and quickly acquire the knowledge needed to manage your personal finances. 

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If you are looking for access to free and high-quality financial advice, this episode is for you!

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Are you missing out on credit card rewards?  Do you exclusively use cash or your debit card because you fear the harms of credit card usage? In this episode I detail healthy credit card usage and challenge you to consider using your credit card rather than your debit card for your financial transactions.  

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This episode is all about the basics of brokerage accounts. If you have been trying to figure out how to invest in the stock market outside of your retirement accounts, this one is for you.

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Can't afford college? In this episode I break down the details of need based aid and explain why it is useful for anyone considering a college education but thinking that it is too expensive.  

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In this episode I cover the financial steps that we should all be taking. If you are a beginner in the world of money management, these five money moves are an excellent place to start.

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A 401K is a type of retirement account. They are really very simple and in this episode, I break down all of the 401K details. 

Let's get into it! Come talk money with me! 

Have you recently found yourself overspending?  Has readjusting to the world meant that you are blowing through your budget?  In this episode i discuss making room in your budget for the things that bring you joy and help your life to feel full. 

Compound interest is the magic behind investing. This allows your money to grow faster than it otherwise would and gives you better returns over time. This episode breaks down the basics of compound interest and tells you why should start investing today. 

Resources for Haiti mentioned in this episode: 

This episode is all about investing and using limit orders in your strategy. A limit order is an order to buy or sell a stock at a specific price. This is a really cool tool to add to your investing or trading arsenal. If you have never heard about a limit buy or a limit sell this episode will get you up to speed. Let's get into it!

When you are out to dinner with a group of people do you split the bill evenly? Do you know how to say no if you only want to pay for exactly what you ordered? In this episode I sit down for a candid conversation with my good friend Lachelle, about how she manages the bill with no hurt feelings or awkward situations. We also discuss how to manage the costs of travel so that everyone covers their fair share. Join us for some tips on navigating this situation next time you encounter it. 

We have made it all the way to June 2021. We are halfway through the year and this is the perfect time for a money date. The idea of a money date is to create a periodic check in with your finances and to get an overall picture of your net worth and financial health. Join me as I discuss what you should be tracking on this date.

A Certificate of Deposit is a type of savings account that allows you to save a fixed amount of money, for a fixed amount of time in return for a fixed interest rate.  CDs offer better terms than regular savings accounts and carry very little risk.  They are definitely worth understanding!! Listen in to learn all about CDs and a great CD hack called a CD ladder.  

Are you looking for a way to practice in the stock market without risking your dollars? Paper trading is the perfect way to simulate participation in the market using "virtual" dollars.  This is a great way to learn about the stock market and to practice strategy. Paper trading is also a great way to introduce children to the market.  This episode gets into all of the details.  

Are you trying to figure out the best way to save for your education, or your children's education? A 529 education savings plan may be a great option for you. This plan allows you to set aside, invest, and grow money to help cover educational expenses.  This plan can also be used to help out other students in your life, including nieces, nephews and grandchildren.  

In this episode I get into the details of these plans and how they work.  As always, come talk money with me!