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Disruption Everywhere Podcast

Disruption Everywhere Podcast

By Frank Makrides
The podcast focuses on startups and entrepreneurship in emerging technology industries. Hosted by industry veteran, Frank Makrides. In each episode we interview different industry leaders in their respective fields, as they share their startup journey and how they’re disrupting the market. Topics - healthcare, finance, fintech, artificial intelligence, machine learning, transportation, blockchain, communications, insurance, defense, legal, energy and more.

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Artificial Intelligence to Provide Fair Access to Credit
In this episode of the Disruption Everywhere podcast, we will be discussing how creditworthiness assessment can benefit from the introduction of machine learning practices. Ioanna Stanegloudi, co-Founder & Chief Risk Officer of Finclude will explain the challenges European citizens face without a uniform credit scoring system and how the recent updates in European regulation help in this direction. European citizens are free to use their banking data as they see fit and fintech startups are here to take their financial well being to the next level.
November 30, 2020
A Gender Inclusive App for Financial Wellness
On this episode of Disruption Everywhere, Frank sits down with Maia Monell, Co-founder and CMO of the Money App. is a neobank focused on bringing health and wellness strategies to financial management and provides mindfulness practices and unique data insights for their users (affectionately known as Nav.igators) to reflect on how their daily mood, wellness routine and spending habits affect each other, while providing financial health-oriented banking features.
November 23, 2020
AI Based Clinical Applications To Bring The Future To Point Of Care
This week on the Disruption Everywhere Podcast, our guest host is Madhu Reddiboina of RediMinds. RediMinds operates at the intersection of healthcare and artificial intelligence. They specialize in building AI-based clinical applications to bring the future to point of care.  In this episode, we will dive into data acquisition and clinical data engineering, with the goal of building AI model optimization for the healthcare enterprise.
November 9, 2020
How Nonprofit Startups are Changing the Game
In today's digital world, we're interacting with more strangers than ever. From online dating to ridesharing, we're putting our safety in the physical hands of strangers. Without a way to verify and confirm someone’s identity before the first interaction, we’re leaving ourselves susceptible to fate. In this episode of the Disruption Everywhere podcast, we will be discussing a new kind of background check designed to proactively prevent gender-based crimes in the digital age with Kathryn Kosmides, Founder and CEO of Garbo. Listen in on how Garbo, a not for profit online background check platform, works with the limited information people have before an online date or rideshare while diving deeper than ever into crime reporting. Find out how Garbo provides more accountability, transparency, and information to proactively prevent crimes.
November 2, 2020
Novel Molecular Targeting to Treat Neurodegenerative Disorders
Currently, there are about 50 million people with Alzheimer’s, 50 million people with Dementia and 10 million people with Parkinson’s disease. Unfortunately, these disorders are difficult to treat, and many remain incurable. The existing treatments for Alzheimer’s (AD) have limited effectiveness and focus primarily on relieving symptoms rather than slowing the underlying disease. There is a major demand for new treatments, but despite significant efforts, few drug candidates have shown promising results. On this Disruption Everywhere podcast, we will be discussing how a protein called CDK5, has a significant influence on brain function, a key target for treating multiple neurodegenerative diseases with Dr. Kent Werner, Founder and CEO of Cogentis Therapeutics. Listen in on how Cogentis groundbreaking research discovers and develops first-in-class therapeutics that prevent neurodegeneration and restore brain function to benefit the lives of those patients and their families.
October 26, 2020
Fast and High Quality Translations Powered by Artificial Intelligence
With an increase in globalization, the demand for language translations has too. Translations are needed for different types of businesses such as healthcare, legal, information technology, etc. The translation industry is continually growing with a prospected estimate of $61.5 billion dollars by 2021. The major challenges are the supply of quality translators and long lead times. Join us as we will be discussing the use of artificial intelligence with a global network of high-quality translators on this Disruption Everywhere podcast with Marguerite Halley, Cofounder and CCO of Berba.  Listen in to hear what tools Berba is using to improve some of the biggest issues surrounding translations services and how they are working to change the translation industry with a ground-breaking approach. Learn what differentiates Berba from other players in the market as well as the future of artificial intelligence in the translation industry.
October 19, 2020
Simplifying the Crossroads Between Blockchain and the Enterprise
Blockchain’s extraordinary ability to verify, transfer, and enforce the transfer of ownership rights make it the newly discovered ‘missing link’ of true online global trade. Blockchain technology impacts all business functions from sales, marketing, distribution, and finance to procurement, operations, services delivery, and regulatory compliance. Blockchain is a new utility and general-purpose technology. Like more mature utilities, Blockchain applications will eventually become ubiquitous and in fact, almost invisible. The challenge for today’s enterprise is bridging the gap and making Blockchain a differentiator ahead of the competition. Listen in as we will be discussing this topic on this Disruption Everywhere podcast episode with Beasy’s Founder and CEO Bob Kramich. Find out how Beasy specializes in making Blockchain easy by tackling the hard parts of the technology so that business users may focus on what matters most to them: solving problems and generating impacts.
October 12, 2020
Disruptive Surgical E-learning Based on Experiential Artificial Intelligence
Medical errors are the third cause of death according to the CDC National Center of Health Statistics. 440,000 Americans die every year from preventable medical mistakes with some some added factors. Could the problem be that the medical community is not training the staff the right way? There is an opportunity to make training and skill acquisition much more efficient. We will be discussing the topic of how improving the training process in critical health care areas in the transfer of skills using the assimilation training systems with Dr. Julian Varas, CEO of Training Competence. By taking advantage of using the assimilator hardware technology with the already necessary training programs, it will shorten the learning curve for the trainee who will become competent with the necessary different skills. At the same time the trainee will have a network of an array of instructors that can provide standardized feedback available 24 hours a day. Understanding through technology how a good teacher delivers feedback for a trainee to improve their skills is very important. Please join us on this episode of the revolutionary way someone learning a skill will always have availability to the best teachers you can have.
October 5, 2020
Estate Planning & Probate Without an Attorney
What is probate? About ten people out of hundred can answer this question correctly and most have not gone through it themselves. Probate is a court supervised process of transferring assets after someone has passed away to the lawful heirs whether they have a will or not. Even with a will, probate is still needed to prove the will is valid and prove who the heirs at law are. Hiring an attorney for probate can be very costly and time consuming until now. On this Disruption Everywhere podcast we will be discussing how to estate plan and probate without an attorney with EZ-Probate’s Founder and CEO Byron Batres. EZ-Probate provides you the best resources and instruction so you can file probate court documents on your own, If you do need actual legal advice, you can pay specifically for that counsel, not for hours an attorney spends filling out court forms. If you want to avoid having to go through probate in the future, then you want to plan ahead with estate planning. EZ-Probate has all the essential estate planning documents online without an attorney.
September 28, 2020
Tamper Proof Records for the Medical Industry
When most people think of blockchain, they associate the technology with cryptocurrencies like Bitcoin. Blockchain is ideal for keeping cryptocurrency transaction records through immutability. However, this technology has been around for a decade now and its potential applications in the industries of finance, healthcare and online media have been largely ignored until now. On this episode of Disruption Everywhere podcast, we will be exploring the topic of immutable data storage of tamper proof records for the medical industry with Immuto’s Co Founder and CEO Sebastian Coates. Immuto offers a bridge allowing users to track, update, store data by leveraging the power of the secure blockchain network. Immuto enables organizations to collaborate effectively while minimizing the risk of data breaches and fraud. It also improves the patient experience by allowing the patient to own their medical records and have the capability to send it to other organizations knowing their own records are secure, legitimate and unaltered. Podcast show notes available here:
September 21, 2020
Smarter and Safer Student Movement
Schools as well as parents want to ensure the safety and whereabouts of children at all times. There are student transportation inefficiencies and out of date solutions present in schools. On this episode of Disruption Everywhere podcast, we will be exploring the topic of smarter and safer student movement with Cariina’s Co-Founder and CEO Mathew Barron. We will be discussing how to increase the safety, efficiency, and transparency of school logistics system with Cariina’s simple and user-friendly platform systems that provides parents and administrators with peace of mind where transparency is the norm and where parents and administrators have a clear picture of their student logistics at all times. The Cariina platform provides integrated transportation software with solutions for administrators, parents, and drivers. Through the administrative portal, Cariina provides a clear and comprehensive picture of your school's transportation system. Manage your athletic teams, clubs, and all other student extracurricular activities. Cariina provides a clear and comprehensive picture of all the events your students and faculty participate in every day! Podcast show notes available here:
September 14, 2020
How Spare Change is Disrupting Nonprofit Fundraising
Donating to charities just got easier with GivETide. On this episode of the Disruption Everywhere Podcast, we will be discussing simplified charitable giving with Peter Ghiorse co-founder and CEO of GiveTide. GiveTide’s mission is to take the basic concept of charitable giving and fit it into our ever-changing, mobile-dependent lifestyles by making it simple and enjoyable. The GiveTide app enables users to donate their spare change from everyday purchases to a choice of more than 300 nonprofits featured on the platform. Donors can customize a weekly cap for roundups, pause roundups at any time, or make a one-time donation. Users can also track their donations with the real-time giving history feature to monitor the impact of their spare change. Users can also make micro-donations and share fundraisers that are important to them through social media, text, or email. So, if you’re interested in technologies that are completely disrupting the charitable industry, please listen and share this episode today. Podcast show notes available here:
September 7, 2020
Forming the Future of Safe Neurotechnology
In this episode of the Disruption Everywhere podcast, we will be discussing the topic of how neurotech advancements are forming the future of safer neurosurgeries. Our guest, Casey Grage of Hubly, will be sharing Hubly’s advanced neuro drilling system with the goal to make it safer for patients. The most common neurosurgery, the bedside ventriculostomy is a procedure that involves creating a hole within a cerebral ventricle for drainage. Improper failed ventriculostomy can lead to stroke, hemorrhage, brain infection, and even death. Neurotech advancements are forming the future of safer neurosurgeries, reducing human suffering and the financial burden in this procedure’s $8B market. Hubly aims to modernize bedside neurosurgery through the introduction of a novel IP protected drilling system that includes plunge protection and guidance. So please join us as we explore this amazing new emerging technology and how it is revolutionizing the neurotech industry as we know it today. Podcast show notes available here:
August 31, 2020
Evolution of Digital Insurance, With Instant Verification and Real-Time Monitoring
Insurance has been established as a way to mitigate risk. The current insurance compliance process has been using archaic systems that might not always be accurate or up to date. There is no real-time solution to properly mitigate risk until now. On this episode of Disruption Everywhere podcast, we will be exploring the topic of digitizing the insurance industry with instant verification and real time monitoring with Rikor.Io’s Founder Wade Millward. We will be discussing how their digital insurance platform will help facilitate the data within the insurance industry to speed up the innovation process as multiple companies integrate into a digital platform allowing other third-party entities to access that data. There is a simple and effective solution to meet all the insurance compliance needs with Rikor. Rikor makes syncing the franchisees easy by integrating with their management system while mitigating risk. No more human input. No more guessing. No more spreadsheets! View real-time insights into the status of insurance, compliance percentage by line of coverage, and get peace of mind knowing coverage is up to date! Podcast show notes available here:
August 24, 2020
How the World's Most Scalable Venture Fund is Disrupting Investing
In this episode of the Disruption Everywhere Podcast we’re discussing the investment side of the business with one of the most innovative and disruptive venture capital firms in the industry. Our guest host is a venture capitalist investor with a project manager background, a neuroscientist and a mechanical engineer all wrapped into one. Dr. Georgios Varsos who recently joined VU Venture Partners, share how they’re using technology and innovation to select the absolute best companies to invest in. He explains their wide net and rapid funnel process to quickly discern a company’s viability and return on investment. They're able to do this across a wide range of industries from fintech, blockchain, consumer facing, legal, sports, enterprise, SaaS, healthcare, medical and so many more. From there, they provide the immediate necessary internal resources including accelerator programs and more to help scale this companies quickly. This is a must listen episode for all startup founders who are interested in the insights of the seed through series B fundraising journey. Podcast show notes available here:
August 17, 2020
Beyond Wifi and 5G With The Internet Of Sound
There are more audible speakers than people on the planet. Speakers are being used in the audible range only, but they can do so much more. On this episode of Disruption Everywhere podcast, we will be exploring the topic of the internet of sound with Trillbit’s Co Founder & CEO Bhaskar Deo. We will discuss how to send data between devices, to create a seamless network by just using ultrasonic sound waves. Every speaker becomes a data transmitter and every device with a microphone becomes a data receiver. This disruptive technology opens the world of interoperability, now any two devices for the first time have a way to send data to each other. Microsoft Windows, Apple MacOs, Google Android, Apple iOS, Unix and proprietary platforms can now seamlessly connect using this disruptive technology. Podcast show notes available here:
August 9, 2020
How Blockchain and Artificial Intelligence are Disrupting Digital Data
Insurance, media, government, defense and many other industries today are challenged with digital fraud, deep fakes and other digital challenges. Nicos Vekarides CEO of Attestiv is on a mission to put provable authenticity into all digital media. Utilizing artificial intelligence and blockchain technology, Attestiv assures the authenticity of digital media captured by any person or device, helping organizations of all types build trust and transform their business with new services, cost savings, and fraud prevention. In this episode of the Disruption Everywhere Podcast we will discuss the convergence of Blockchain and Artificial Intelligence in one of our most interesting episodes to date. Podcast show notes available here:
August 3, 2020
Harnessing the Power of Geospatial Digital Location Data
Insurance, real-estate, defense and many other industries are starting to harness the power of intelligent geospacial data. Simply put geospatial data has a geographical component to it. This means records in a data set have location information tied to them such as geographic data in the form of coordinates, address, city or zip code. This becomes disruptive when the data can be accessed quickly and intelligently. On this episode of the Disruption Everywhere podcast we will be exploring this every topic with Paper Crane CEO, Alan Osetek. We will discuss how businesses are accessing this data today through APIs and other means, to be able to make quick and intelligent decisions. Podcast show notes available here:
July 27, 2020
Giving Meaning to Chaos, Using Neural Nets and Advanced Machine-Learning Algorithms on Big Data
One of the biggest challenges today is that there is so much information out there on a particular topic or person, it is very difficult to ascertain actionable and searchable data. That’s where Bill Frishling from FactSquared comes in. From their real-world viral hit, “looking for Trump”, to following congress and intelligent business earnings calls, FactSquared’s disruptive search has simplified the aggregated big data industry. Please join us on this episode of the Disruption Everywhere as we explore the current landscape of neural nets, machine-learning, big data, deep fakes and so much more. Podcast show notes available here:
July 20, 2020
Non-Invasive Brain Stimulation Technologies for the Treatment of Alzheimer’s, Dementia & Parkinson’s Disease
There are a lot of companies today working hard to develop technologies and solutions to solve the challenges associated with neurodegenerative diseases like Alzheimer’s, Dimentia and Parkinson’s. Over 100 million people today are affected by these diseases. On this episode of the Disruption Everywhere Podcast Garbriel Villaruerte of Acipulse shares with us their non-invasive brain stimulation technologies for the treatment of these challenging diseases. Podcast show notes available here:
July 13, 2020
Smarter Real-Time E-Commerce Recommendations
On this episode of the Disruption Everywhere Podcast we will be discussing how the smarter real-time e-commerce recommendations are improving the customer shopping experience. The current business models and recommendations engines today are one-sided conversations between the business and the customer. These recommendations are inaccurate, leading to customer frustration, businesses not maximizing on purchases and lost sales. Over 80% of millennials today expect a personalized shopping experience, but most never get it. That’s where Nicole Phillips of Qatch comes in to fill this void. Qatch brings the shopping experience to a whole new level through two-way conversations between the consumer and the business. So today, if you happen to land on a website, you click on an image and you really don’t like it, unfortunately these antiquated referral engines think you actually do like this item and flood you with similar products. Ultimately the consumer never executes a purchase. With the two-way conversation engine, the consumer provides real-time feedback on impressions, making the algorithms more intelligent, providing the consumer with more accurate impressions of products they would like and all while increasing the revenues of the business. With this approach everyone wins.
July 6, 2020
How Bitcoin and Blockchain are Disrupting the Global Economy
Our very special guest host is Sir John Hargrave, CEO of Media Shower, Co-Founder of the Boston Blockchain Association and publisher of the Bitcoin Market Journal. In this episode we explore all things Bitcoin, Blockchain and how it is disrupting our global economy. John dives deep into how a single global money, or one world money, whether it be Bitcoin or something else is inevitable. We discuss the differences between government backed digital assets vs decentralized assets and ultimately what the end state could possibly look like. Other topics we discuss are the International Monetary Fund (IMF), Special Drawing Rights (SDRs), inflation, central bank fiat currencies, stablecoins, cryptocurrencies, recessions, depressions and the impact of disruptive currencies on global economic cycles. Podcast show notes available here:
June 29, 2020
How Crowdfunding is Disrupting Venture Capital
In this episode we will diving into the emerging equity Crowdfunding space. Crowdfunding has been around for quite some time and used on platforms like Kickstarter and Indiegogo where you can directly support a project, but you wouldn’t receive equity for your investment. Today that has all changed with the emergence of platforms like Wefunder, Republic and Netcapital to name a few. Our guest Brian Belley, Founder and CEO of Crowdwise will be sharing his vast knowledge, insight and experience in equity Crowdfunding. We will dive into topics like regulation, different platforms, building a customer base through Crowdfunding, and overall, what you need to do prior to getting going on this disruptive new way of raising capital. We will also be exploring industry trends today and where the space could be going in the future. So please join us on this exciting episode of the Disruption Everywhere podcast. Podcast show notes available here:
June 21, 2020
Smart Workflows For Big Data Using Artificial Intelligence
Our guest on the podcast is Manrique Feoli of Hound Software. We will be discussing smart workflows for big data using artificial intelligence, or the other term commonly used is intelligent process automation, which tackles the decades long challenges of siloed data and systems within organizations. With these new emerging, simple to use disruptive tools, businesses can now interconnect critical infrastructure to create new business solutions on a massive scale in real-time. This game changer significantly reduces process time, operational risk and cost. The applications for this are endless for multiple industries, including and not limited to financial, banking, big data, serverless, IoT, manufacturing, medical, healthcare and many more. Podcast show notes available here:
June 15, 2020
Stable Cryptocurrencies for Ultra Low-Cost Cross-Border Payments
Our guest on the podcast is Thomas Arul of Bleumi. Bleumi provides a simple to use environment were ultra-low cost cross-border payments can be made using stable coins. These payments are part of a smart contract platform providing the highest levels of security and trust between any two parties executing a payment transaction. There are others in this space as well that we will explore in our conversation, including Circle and most recently Facebook with Libra. The future is now and we can use these payment methods today to simplify the way we transact domestically and globally. All someone needs, is a smartphone and they can send or receive payments from anywhere in the world, banking the unbanked in most cases and providing a sustainable payment solution for years to come. If you enjoy topics like this, please subscribe to the podcast and it you want to learn more about using stable coins for ultra-low cost cross-border payments, visit Podcast show notes available here:
June 10, 2020
Trailer: Welcome to the Disruption Everywhere Podcast - I'm Your Host, Frank Makrides
Welcome to the Disruption Everywhere Podcast, I'm your host Frank Makrides. I bring to you on each and every podcast over 20 years of experience working in disruptive industries. The goal of this podcast is to provide you insight into disruptive businesses, products and ideas that are directly impact our lives today and our futures tomorrow. Please support the podcast by subscribing. If you or anyone you know would like to be a guest host, are an industry leader in a disruptive space or idea, would like to join our mail list for special access to additional information, or just want to provide general feedback for improvement, please visit Thank You! 
June 9, 2020
The Acceleration of Global Migration
In this episode of the Disruption Everywhere Podcast we will explore how recent the effects of the virus have accelerated trends and behaviors related to business operations and how and where people live. There was already a growing trend of people moving out of expensive urban areas around the world to less expensive suburban areas, but with people being forced to work from home and businesses adjusting to the new normal these trends have accelerated. Podcast show notes available here:
June 2, 2020
Return to Space
In this our inaugural episode, we will discuss how the commercial space industry and in this specific case, SpaceX have disrupted manned flight into earth orbit as we know it. We will discuss the mission, its impact and the future of commercial manned space exploration. Podcast show notes available here:
May 31, 2020