Don't Go Broke Trying
By Reni, The Resource
Don't Go Broke TryingAug 12, 2022
Coinfessions: Should I Accept This Funding For My Business?
Coinfessions
2:39 AITA if I don't let my husband use the house as collateral for a business loan?
9:45 AITA for not giving my husband money for his business?
18:40 AITA for investing part of my daughter's college fund in my new wife's business?
24:29 AITA for not wanting to give my brother the car we inherited from our grandpa after he blew all his money on a failed business venture?
32:54 AITA for asking my girlfriend to ask someone she knows for a loan of $500,000 to start off my business?
36:37 AITA for not paying my dead friend's mother for his failed business plan?
40:38 WIBTA if I told my mom to close her business?
Watch on Youtube: youtu.be/8F_Jono1Dkg
Connect With Chuks!
LinkedIn: https://www.linkedin.com/in/aham-neze-sochukwuma/
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Visit our website: https://renitheresource.com/category/podcast/
Follow on Twitter: https://twitter.com/dgbtpod
Subscribe to Reni's YouTube: @xoreni
How To Get Funding For Your Business! ft. Chuks
In this episode of "Don't Go Broke Trying," we're tackling the topic of business funding with our guest Chuks, a financing expert. We explore the common mistakes that entrepreneurs make when seeking funding, and how these missteps can lead to financial ruin. Chuks will sheds light on the various types of funding available for businesses, and offers guidance on which ones are most appropriate for different stages of business development.
This episode was recorded in 2023.
Watch on YouTube: https://youtu.be/ZKCDAws5Ek8
Connect With Chuks!
LinkedIn: https://www.linkedin.com/in/aham-neze-sochukwuma/
Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: @xoreni
The REAL Cost of Travel!
In this episode, Jessica Ufuoma and Reni, answer your coinfessions surrounding all things travelling the world.
Chapters
2:40 AITA for not wanting to go on a family vacation?
11:35 Do you have recommendations for travel insurance
14:03 I want to travel but my girlfriend is broke
21:23 do you have a budget for traveling while retiring
25:20 AITA for not wanting my gf to travel alone?
Resources mentioned:
https://www.worldnomads.com/ca-en/ https://safetywing.com/
Watch on YouTube: https://youtu.be/ZNz9HcdGiY8
Connect With Jessica!
Instagram: https://www.instagram.com/theufuoma/
TikTok: https://www.tiktok.com/@theufuoma
Website: https://theufuoma.com/heythere/
Go on a trip with Jessica: https://www.gojolley.com/
Twitter: https://twitter.com/theufuoma Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: @xoreni Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
She Visited 49 Countries With A Nigerian Passport! ft. Jessica Ufuoma
Traveling the world is a dream for many, but it can also come with a hefty price tag. On this next episode we sit down with Jessica Ufuoma, a travel content creator with over 160,000 followers. With her experience traveling to over 50 countries, she shares her tips and resources on how to travel without going broke. From budgeting to finding affordable accommodations and activities, Jessica gives us the deets on how to make our travel dreams a reality without breaking the bank.
This episode was recorded May 2023
Watch this episode on YouTube: https://www.youtube.com/watch?v=p1anocJ4riw
Connect With Jessica
Instagram: https://www.instagram.com/theufuoma/
TikTok: https://www.tiktok.com/@theufuoma
Website: https://theufuoma.com/heythere/
Go on a trip with Jessica: https://www.gojolley.com/
Twitter: https://twitter.com/theufuoma
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: Don’t Go Broke Trying
Follow on TikTok: @dontgobroketrying
Follow on Twitter: @DGBTPod #DGBTPod
Disclaimer: The views and opinions shared on this possible are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Coinfessions: HELP! I'm Trying To Transition Into Tech
In this episode, Jermaine The Jobfather Murray and Reni, answer your coinfessions surrounding all things getting into tech.
Watch on YouTube: https://www.youtube.com/watch?v=Src6rhXZ_UE
Submit your coinfession anonymously here: https://forms.gle/ygo7qBLS1ArESbUZ8
2:08 AITA for denying all the job postings my mom sends me?
11:19 Transitioning from bio to data analysis
14:50 WIBTA if I report my former employee for lying on their resume
20:50 Dilemma between current job and transitioning into tech
25:35 AITA for refusing to talk to my dad after he made fun of me for freaking out about tech layoffs?
Connect With Jermaine!
Twitter: https://twitter.com/TheJobfather__
LinkedIn: https://ca.linkedin.com/in/jermainelmurray
Website: https://jupiterhr.ca/
Calendly: https://calendly.com/jupiterhr
IG: https://www.instagram.com/jermainethejobfather/
Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: @xoreni
How Jermaine Has Helped 400 Black People Get Into Tech! ft. Jermaine The Jobfather Murray
On this episode of "Don't Go Broke Trying," we're joined by Jermaine 'The Jobfather' Murray, a tech recruiter and founder of Jupiter HR. Jermaine has made it his mission to help 500 Black people break into the tech industry. As of Feb 27, 2024 he has helped 399!
In this episode, he'll share his tips on how to navigate the world of tech bootcamps and job hunting without falling prey to expensive courses and bootcamps that promise more than they can deliver. If you're looking to make a career change or just interested in learning more about tech, this is the episode for you.
Watch on YouTube: https://youtu.be/R3XIHwA8lt8
Connect With Jermaine!
Twitter: https://twitter.com/TheJobfather__
LinkedIn: https://ca.linkedin.com/in/jermainelmurray
Website: https://jupiterhr.ca/
Calendly: https://calendly.com/jupiterhr
IG: https://www.instagram.com/jermainethejobfather/
Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: @xoreni
Coinfessions: Navigating Career & Money Moves
In this episode, Emily The Recruiter and Reni, answer your coin confessions surrounding all things growing your career.
Listen to last week's episode: https://pod.link/1619520622/episode/f6a844159ef472579a748b4dde56043a
On YouTube: https://youtu.be/HtVfnwAigIE
Watch the video version of the podcast: https://www.youtube.com/watch?v=NL1H8Zt7dR8
Submit a coinfession: https://forms.gle/qAHq5v9WYFuweeB48
Coinfessions Time Stamps
2:39 WIBTA if I told a coworker she was underpaid without her asking me?
12:10 Can I ask for a raise after 6 months in a job?
14:02 Should in my 6 figure job that makes me miserable or take a pay cut?
21:10 AITA for saying no to promotion?
30:57 AITA for not acting impressed by my wife's accomplished?48:40 Crying & shaking about negotiating my salary
Connect with Emily! Instagram: https://www.instagram.com/emily.the.recruiter/ YouTube: https://www.youtube.com/@Emily.Durham Podcast: https://pod.link/1505520809?fbclid=PAAaaxnLRkpCu19e-HFhhvwjmTjzZkHMXRsFhpw_1zChmw5dM144xiv-_OeXU LinkedIn: https://www.linkedin.com/in/edurham-hr/
Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod
How To Thrive In Your 9 to 5 ft. Emily The Recruiter
In this episode of Don't Go Broke Trying, we sit down with Emily Durham, a tech recruiter with a passion for helping people build their careers and thrive in their 9 to 5s. In this episode, Emily will share her expert tips and strategies for career growth, including how to negotiate your salary, get promoted, and switch jobs without breaking the bank. If you're looking to take your career to the next level without sacrificing your financial stability, you won't want to miss this episode!
Watch the video version of the podcast: https://youtu.be/HtVfnwAigIE
Connect with Emily! Instagram: https://www.instagram.com/emily.the.recruiter/ YouTube: https://www.youtube.com/@Emily.Durham Podcast: https://pod.link/1505520809?fbclid=PAAaaxnLRkpCu19e-HFhhvwjmTjzZkHMXRsFhpw_1zChmw5dM144xiv-_OeXU LinkedIn: https://www.linkedin.com/in/edurham-hr/ Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod
Coinfessions: You Can Start An Airbnb With $0?!
In this episode, real estate investor Pelumi, and Reni, answer your coin confessions surrounding all things starting an airbnb. Watch the previous episode: https://youtu.be/FNTcQQMFpgA?si=inlQPbpeDZk5lX2n Watch this episode on YouTube: https://youtu.be/bYLa66Y7osc 1. I have one Airbnb and want to open another. What do I do about the 180-day limit? 2. How do you start an Airbnb business with zero capital? 3. Can you do Airbnb arbitrage in Toronto? 4. AITA for telling my sister-in-law that her friend has to pay to stay in our Airbnb 5. AITA for not wanting to fully pay my Airbnb for damages to the property? 6. AITA for not letting my sister-in-law use my Airbnb for free? Submit a coinfession: https://forms.gle/qAHq5v9WYFuweeB48 Connect with Pelumi! Airbnb IG: https://instagram.com/micasaviktoria Pelumi's IG: https://instagram.com/pelumi.ogedengbe Website: https://micasaviktoria.com Short term booking links: https://abnb.me/JSTa5xhPHEb https://abnb.me/SrnqMPjPHEb Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: @xoreni Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Your Guide To Starting A Profitable Airbnb Business ft. Pelumi Ogedengbe
On this episode of "Don't Go Broke Trying," we're joined by Pelumi Ogendegbe, a successful real estate investor who owns multiple properties, one being an Airbnb. If you've ever considered starting your own Airbnb business, this episode is a must-listen. Pelumi shares his insights and expertise on how to not go broke trying to start an Airbnb business, from finding the right properties to setting the right price to maximizing your profits. He'll discuss the biggest mistakes that new Airbnb hosts make, how to stand out in a crowded market, and how to navigate the regulatory landscape to stay compliant and profitable. Whether you're a seasoned real estate investor or just getting started, this episode offers practical tips and strategies for building a successful and sustainable Airbnb business.
Connect With Pelumi!
Airbnb IG: https://instagram.com/micasaviktoria Pelumi's IG: https://instagram.com/pelumi.ogedengbe Website: https://micasaviktoria.com Short term booking links: https://abnb.me/JSTa5xhPHEb https://abnb.me/SrnqMPjPHEb Booking.com: https://www.booking.com/hotel/ca/micasa-viktoria-kitchener.en-gb.html Bread & Breakfast: https://www.bedandbreakfast.eu/a/gEuw2tVdfRc7/micasa-viktoria-inn-and-suites
Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: @xoreni
Coinfessions: To Buy A Home or To Keep Renting? That Is The Question.
In this episode, Mortgages By Dammy, mortgage broker, and Reni, answer your coin confessions surrounding all things purchasing a home.
Watch the previous episode: https://youtu.be/csXCzVKuel4?si=O11LmwZJ69riS4ZB
Submit a coinfession: https://forms.gle/D2VKey6dXwLCruYX9
Coinfessions Answered
- Am I the asshole for not wanting to take out a mortgage for my immigrant parents?
- My parents gifted my sibling and I $400,000. Should we buy a home, a pre-con, or keep renting?
- Should I make a full 20% down payment or put down only 5%?
- Am I the asshole for not wanting to pay my husband rent after the mortgage is paid off?
- I need an emergency $24,000 loan to help me close on a condo.
- My family is giving me $800,000 from the sale of their assets. What should I do?
- Am I the asshole for not wanting to pay off my mom's HELOC (home equity line of credit)?
- My federal student loans are now 0% interest. Would I be wrong to pay the minimums only?
Connect With Dammy!
IG: Instagram.com/mortgagesbydammy
Email: hello@mortgagesbydammy.ca
LinkedIn: https://ca.linkedin.com/in/dammyaromiwura
Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: @xoreni
Coinfessions: Ask A Financial Advisor Anything!
In this episode, John Sacke, wealth advisor at BMO Private Wealth, and Reni, answer your coin coinfessions surrounding all things managing one's money. It's great to have a professional lens on this!
Watch the previous episode: https://youtu.be/-uSkTpWCfw0?si=GXsABlVug7kXv4UZ
Listen to the audio version of the podcast: https://anchor.fm/dont-go-broke-trying
Submit a coinfession: https://forms.gle/D2VKey6dXwLCruYX9
Coinfessions Answered
1. I won 50 million naira, what do I do?
2. I make stable income but live paycheque to paycheque
3. I've spent more than $18,000 on uber and car rentals. Should I purchase a new car?
4. I'm getting married! How do I combine our finances?
5. What questions should I ask an investment advisor before hiring them?
6. Investment advisor vs. financial planner - who do I choose?
7. Should I fire my financial advisor?
Connect with John!
Website: https://nesbittburns.bmo.com/john.sacke/
LinkedIn: https://www.linkedin.com/in/johnsacke/
Email: john.sacke@nbpcd.com Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod #FinancialLiteracy #FinancePodcast Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
How To Buy Your First Home Without Going Broke! ft. Mortgages By Dammy
On this episode of "Don't Go Broke Trying," we're sitting down with Mortgages By Dammy, a mortgage broker based in Toronto who specializes in financing both residential and commercial properties. As a first-time homebuyer, getting a mortgage can be a daunting and confusing process. Dammy shares her expert guidance on what goes into securing a mortgage and how to avoid common pitfalls that can lead to financial struggles down the line. Whether you're looking to buy your first home or simply interested in the world of real estate finance, this is the episode for you.
Connect With Dammy!
IG: Instagram.com/mortgagesbydammy
Email: hello@mortgagesbydammy.ca
LinkedIn: https://ca.linkedin.com/in/dammyaromiwura
Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: @xoreni
The Value of Professional Financial Advice ft. John Sacke
Have you ever wondered if you should hire a professional financial advisor instead of trying to manage your wealth yourself? It's confusing to know when you should outsource or not, so today we are bringing on a professional wealth manager to give his take.
In this episode of "Don't Go Broke Trying," we're sitting down with John Sacke, Investment Advisor at BMO Private Wealth, to discuss the value of seeking professional financial advice. Many people attempt to manage their money on their own, only to end up in financial trouble due to mismanagement. On the other hand, entrusting your money to the wrong advisor can lead to disastrous results. In this episode, John offers expert guidance on what to look for when selecting an investment advisor or wealth manager, the questions you should be asking, and how to avoid common pitfalls that can lead to financial ruin. Whether you're a seasoned investor or just starting out, this episode will provide invaluable insights on how to not go broke while seeking professional financial guidance. Tune in now to learn more.
Watch on YouTube: https://youtu.be/-uSkTpWCfw0 Submit a coinfession: https://forms.gle/wC5VR7GyZ2NcAhAX9
Connect With John
Website: https://nesbittburns.bmo.com/john.sacke/
LinkedIn: https://www.linkedin.com/in/johnsacke/
Email: john.sacke@nbpcd.com Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Coinfessions: Black Tax, Debt Collectors & Investing Losses
In this episode, Eduek & Reni answer your 'coin' confessions surrounding all things getting into (and out of) debt and investing in the stock market.
Watch this episode on YouTube: https://youtu.be/i58Pv6j3K2s
Submit your coinfession anonymously here: https://forms.gle/ygo7qBLS1ArESbUZ8
Coinfessions Answered
1) Am I the asshole for not sharing my son’s investment account with my daughter? (R/AITA)?
2) Am I not successful because I’m not tithing? (Listener write-in)
3) Am I the asshole for telling my wife that her investing losses are not my problem? (R/AITA)
4) Am I the asshole for wanting to invest in the stock market? (R/AITA)
5) How do I manage my money effectively and get my shit in order? (Listener write-in)
6) I make good money, why am I living paycheque to paycheque? (Listener write-in)
7) My credit card went to collections, what do I do? (Listener write-in)
8) Do funds in chequing accounts get taxed? (Listener write-in)
Connect With Eduek
IG: https://www.instagram.com/twosidesofadime
Website: https://www.twosidesofadime.com
Course: https://www.stackmydime.com
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: Don’t Go Broke Trying
Follow on TikTok: @dontgobroketrying
Follow on Twitter: @DGBTPod #DGBTPod
Disclaimer: The views and opinions shared on this possible are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
From $47,000 In Debt To Stock Market Success ft Two Sides of A Dime
On this episode of Don't Go Broke Trying, we're joined by Eduek Brooks, also known as Two Sides of A Dime, a financial educator who empowers women to pay off debt, invest wisely, and achieve financial freedom. In this episode, Eduek shares her personal journey from being $47,000 in debt to becoming debt-free, investing in the stock market and teaching others how to do the same. She'll provide practical tips and strategies on how to invest in the stock market without going broke, from understanding the basics of investing to building a diversified portfolio that can weather market fluctuations. Whether you're a seasoned investor or just starting out, this episode offers valuable insights and guidance on how to build wealth and secure your financial future.
Watch this episode on YouTube: https://youtu.be/6bjAIZqJlTE
Submit your coinfession anonymously here: https://forms.gle/ygo7qBLS1ArESbUZ8
Connect With Eduek!
IG: https://www.instagram.com/twosidesofadime
Website: https://www.twosidesofadime.com
Investing Course: https://www.stackmydime.com/a/2147635341/ShZ58Qov
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: Don’t Go Broke Trying
Follow on TikTok: @dontgobroketrying
Follow on Twitter: @DGBTPod #DGBTPod
Disclaimer: The views and opinions shared on this possible are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Coinfessions: Navigating The Canadian Immigration Process
In this episode, Olu & Reni answer your 'coin' confessions surrounding all things immigrating to Canada. Watch part one with Olu: https://youtu.be/8FO01Xa9BTI
Submit a coinfession: https://forms.gle/qAHq5v9WYFuweeB48 Connect With Olu! IG: @olufemiloye Twitter: @olufemiloye Join Olu's Japa Group: https://olufemiloye.ca/welcome-to-olus-free-immigration-group-ojc/ Here are the questions that were asked: Coinfession 1 - How can I build a solid career while in school to get a shot at PR & citizenship? Coinfession 2- Should I live with my family friend who lives 1.5 hours away while going to school in Canada since it's free? Coinfession 3 - Can I get a line of credit to fund my masters program? Coinfession 4 - My boyfriend's dad stopped supporting him & I don't want him to be deported but I also don't want to marry him for papers. What do I do? Coinfession 5 - Immigration has left my family with nothing! Coinfession 6 - Would I be the asshole for moving to Canada to do a PhD even though my family doesn't want me to? Coinfession 7 - How can I prepare my credit worthiness for my move to Canada?
Connect With Olu
IG: @olufemiloye
Twitter: @olufemiloye
Join Olu's Japa Group: https://olufemiloye.ca/welcome-to-olus-free-immigration-group-ojc/
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: Don’t Go Broke Trying
Follow on TikTok: @dontgobroketrying
Follow on Twitter: @DGBTPod #DGBTPod
Disclaimer: The views and opinions shared on this possible are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Moving From Nigeria To Canada With $650, A Plan & A Dream ft. Olu of Canada
Olu of Canada is on the podcast teaching us how to not go broke trying to immigrate to Canada. He moved from Nigeria to Canada with just $650 in his pocket, and was able to complete his phd, get his Canadian citizenship, and is now thriving, financially and otherwise.
Olu has built a platform that helps people from all over the world immigrate to Canada and navigate the complex process of applying for visas, studying in Canada, and finding work. In this episode, he shares the 100 pathways you can use to move to Canada, the most cost-efficient ways to move, mistakes to avoid on your immigration journey costly, and much more.
Watch this episode on YouTube: https://youtu.be/8FO01Xa9BTI
Submit your coinfession anonymously here: https://forms.gle/ygo7qBLS1ArESbUZ8
Connect With Olu!
IG: @olufemiloye
Twitter: @olufemiloye
Join Olu's Japa Group: https://olufemiloye.ca/welcome-to-olus-free-immigration-group-ojc/
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: Don’t Go Broke Trying
Follow on TikTok: @dontgobroketrying
Follow on Twitter: @DGBTPod #DGBTPod
Disclaimer: The views and opinions shared on this possible are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Coinfessions: Content Creation, Saturated Niches & Scams
In this episode, Tosin & Reni answer your 'coin' confessions surrounding all things content creation, influencer marketing scams, and payment for brand deals.
Watch this episode on YouTube: https://youtu.be/tV90_Gz59_A
Submit your coinfession anonymously here: https://forms.gle/ygo7qBLS1ArESbUZ8
Connect with Tosin!
IG: @thetosinolaniyi
Twitter: @TheTosinOlaniyi
TikTok: @TosinOlaniyi
YouTube: @TheTosinOlaniyi
Learn more influencer tips: @TheInfluencerGodMother
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: Don’t Go Broke Trying
Follow on TikTok: @dontgobroketrying
Follow on Twitter: @DGBTPod #DGBTPod
Here are the coinfessions we answered:
- Coinfession 1 - A brand wants to send a gadget, should I accept it? (Listener write-in)
- Coinfession 2 - Do you really think content creation is a sustainable career choice? (Listener write-in)
- Coinfession 3 -Sister offered influencer deal on Instagram - scam? (r/Scams)
- Coinfession 4 - Am I The Asshole for breaking a girl's camera and then asking her for money? (r/AITA) Coinfession 5 - How much is a rasonable rate for a social media influencer? (r/Marketing)
- Coinfession 6 - What advice would you give to someone who feels that the niche they want to create content on in saturated? (Listener write-in) Coinfession 7 - I want to start content creation but I have no money - where do I start? (Listener write-in)
Disclaimer: The views and opinions shared on this possible are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Influencer Was Paid $45,000 To Post ONE Instagram Reel?! ft. Tosin Olaniyi
On this episode of "Don't Go Broke Trying," we're joined by THE Tosin Olaniyi, an influencer and influencer marketing manager who has seen the industry from both sides. She has worked with brands like Cerave and Coca-cola, and seen campaigns with million dollar budgets. If you're thinking about becoming an influencer or want to learn more about the industry, this episode is a must-listen. Tosin shares her insights and expertise on how to not go broke trying to become an influencer, from building your personal brand to creating content that resonates with your audience to working with brands and negotiating fair compensation. She'll discuss the biggest mistakes that new influencers make, the largest deals she has seen, when the right time is to get a manager, how to stand out in a crowded market, and how to avoid burnout and stay authentic to your values. Whether you're a budding influencer or just curious about the industry, this episode offers practical tips and strategies for building a successful and sustainable career as an influencer.
Watch this episode on YouTube: https://youtu.be/7TeoKGGYRZghttps://youtu.be/7TeoKGGYRZg
Connect with Tosin!
IG: @thetosinolaniyi
Twitter: @TheTosinOlaniyi
TikTok: @TosinOlaniyi
YouTube: @TheTosinOlaniyi
Learn more influencer tips: @TheInfluencerGodMother
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: Don’t Go Broke Trying
Follow on TikTok: @dontgobroketrying
Follow on Twitter: @DGBTPod #DGBTPod
Disclaimer: The views and opinions shared on the podcast are for informational an educational purposes only. This is not financial advice. Always do your own research and due diligence, and consult a professional for personalized advice.
Coinfessions: Money, Accidents, and Guilty Consciences!
Coinfessions are back! Submit yours anonymously here: https://forms.gle/ygo7qBLS1ArESbUZ8
In this episode, Bode & Reni answer your 'coin' confessions surrounding all things personal injury, accidents, and big monetary payouts and guilty consciences.
We answered the below questions:
Am I the asshole for using my money won in a lawsuit for my college fund and expenses? (r/AITA)
How can I know if the settlement I’m offered is fair? (Listener write-in)
Am I the asshole for not wanting to go halves on my friend’s bills that they incurred because of an accident I caused? (r/AITA)
I was injured in an accident that was partly my fault - can I still file a personal injury claim? (Listener write-in)
Am I the asshole because I think my husband should sue his brother's company that caused his injury? (r/AITA)
Connect with Bode!
905-487-6333
@bodeslenses
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: Don’t Go Broke Trying
Follow on TikTok: @dontgobroketrying
Follow on Twitter: @DGBTPod #DGBTPod
Disclaimer: The views and opinions shared on the podcast are for informational an educational purposes only. This is not financial advice. Always do your own research and due diligence, and consult a professional for personalized advice.
Accidents Happen, But Financial Ruin Doesn't Have To ft. Bode Odetoyinbo
Apologies for the audio issues, but we back!!
Have you ever found yourself in the middle of a personal injury matter like a car accident, slip and fall or dog bite? If you didn’t approach it the right way, you may have left money on the table.
In this episode, we're joined by Bode Odetoyinbo, a personal injury and criminal defense lawyer who shares his expert insights on how to handle the aftermath of a car accident or injury. Far too often, people don't follow the necessary steps after an accident, leading to pain and suffering, lost wages, and financial ruin. Bode will walk us through the right steps to take after an accident, why it's important to report it, and how a lawyer can help you navigate the legal and financial aftermath of an accident. Whether you've been in an accident before or just want to be prepared in case it happens, this episode offers invaluable advice on how to not go broke post-accident. Tap in!
First Home Savings Account Explained - https://youtu.be/iHh_617cUd8
Submit your coinfession anonymously here.
Connect with Bode!
905-487-6333
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: Don’t Go Broke Trying
Follow on TikTok: @dontgobroketrying
Follow on Twitter: @DGBTPod #DGBTPod
Disclaimer: The views and opinions shared on the podcast are for informational an educational purposes only. This is not financial advice. Always do your own research and due diligence, and consult a professional for personalized advice.
6 actionable steps to take to prepare your finances for 2023
Last episode of season one, what a wow! Thank you all for rocking with me this long and for your support of the podcast. We're just getting started.
In this solo episode, I discuss 6 actionable steps to take that will help you prepare your finances for the new year. Let's not just pray 2023 is good to us, but let's do the work to ensure it is by taking control of the things we can control. See you all in the new year! Let me know what guests you want to hear from.
NEW YouTube Channel: https://www.youtube.com/@dontgobroketrying/
Sign up for my 2023 Accountability Group: https://mailchi.mp/renitheresource/renireturnschallenge
Sign up for EQ Bank's high-interest savings account: https://bit.ly/3yy6PPL
Tax-Free Savings Account explained: https://www.youtube.com/watch?v=HACjg4nrFN8
Registered Education Savings Plan explained: https://www.youtube.com/watch?v=8CUnBYYT3k4
How Nathalie paid off $70k in debt: https://anchor.fm/dont-go-broke-trying/episodes/From-70-000-In-Debt-to-Building-Generational-Wealth-For-Her-Children-feat--Forever-Mrs--Budget-e1ohtu5
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Coinfessions: AITA for refusing to spend any more money on my boyfriend's illness?
The amazing Ufuoma (Foma) Muwhen is back on the podcast to answer all questions about the intersection between chronic illnesses and finances. Foma was born with Sickle Cell Disease and has dedicated her life to supporting individuals and families impacted by this disease through her organization NotJustYou.
Learn more about sickle cell and donate to NJY: https://notjustyou.ca/
Today we will dive into other chronic and terminal illnesses and get Foma's take.
Time Stamps
2:20 AITA for telling my parents if they don't allow me to pay for a caregiver to pay for our terminally ill family member, I'm moving out?
13:32 I'm a sickle cell patient planning to immigrate to Canada
23:19 AITA for refusing to spend any more money on my boyfriend's illness?
31:11 How do I avoid stressing about finances when I can't work?
37:10 Do you find sickle cell limits your overall growth?
42:12 WIBTA for complaining to my store manager about my coworker with chronic pain?
49:19 AITA for not telling my boyfriend about my chronic illness?
Connect With Foma!
Follow on Instagram: https://www.instagram.com/fomajustfoma/
Follow on Twitter: https://twitter.com/fomajustfoma
Follow NotJustYou: https://www.instagram.com/notjustyou_njy/
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Chronic Illnesses: Burdens beyond the physical feat Ufuoma Muwhen
Today, we have Ufuoma Muwhen on the podcast to teach us how to not go broke trying to live with a chronic illness. Ufuoma was born with Sickle Cell Disease and has dedicated her life to supporting individuals and families impacted by this disease through her organization NotJustYou. Thankfully, she is now sickle cell-free after undergoing a Bone Marrow Transplant in 2016.
Whether you live with a chronic illness or not, this is a great way to learn about how chronic illness creates burdens on an individual and their family’s lives beyond physical complications. Listen, learn, enjoy, and share!
Learn more about sickle cell and donate to NJY: https://notjustyou.ca/
Connect With Foma!
Follow on Instagram: https://www.instagram.com/fomajustfoma/
Follow on Twitter: https://twitter.com/fomajustfoma
Follow NotJustYou: https://www.instagram.com/notjustyou_njy/
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Coinfessions: Is this considered financial abuse?
Coinfessions time! Trigger warning: financial abuse, emotional abuse, domestic violence, gender-based violence
Today we are speaking to the amazing Beth Marchant. She is a graphic designer, business owner, and survivor of financial abuse. Beth was gracious enough to spend some time with us and share her survival story. Listen to last week's episode to hear her full story. In this episode, she is answering your questions relating to financial abuse.
Email your coinfession to dgbt@renitheresource.com
Listen to Beth's story: https://anchor.fm/dont-go-broke-trying/episodes/Surviving-Financial-Abuse-feat--Beth-Marchant-e1p5suk
Timestamps
2:56 Is this financial abuse? Stay at home mother
12:42 Is my girlfriend being financially abused by her parents?
21:56 Is this financial abuse? Husband addicted to trading
33:13 AITA for calling out financial abuse of a disabled person?
40:01 Are there different levels of financial abuse?
Connect With Beth!
Follow her personal journey here: @bethmmarchant and at www.bethmarchant.ca
Small business Ontario is her free business support group and that's at smallbusinessontario.ca
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Surviving Financial Abuse feat. Beth Marchant
Trigger warning: financial abuse, emotional abuse, domestic violence, gender based violence
Today, Beth Marchant shares her journey of going from a young stay at home mother who was financially dependent on her partner to being financially abused by that same partner to now escaping from that situation. She bravely tells her story of how she was able to save enough to leave that environment with her children, and how she has gotten to the point where she is now thriving financially. Beth also shares tips on how to identify financial abuse, how to get out if you find yourself in this situation and how to get over the shame of being financially abused.
You can connect with Beth on her Instagram: @bethmmarchant or www.bethmarchant.ca.
Beth runs Small Business Ontario which is a free business support group - www.smallbusinessontario.ca
If you are in a similar situation, please do not hesitate to reach out to the Victim Support Line - 1-88-579-2888 for assistance and guidance.
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Coinfessions: Am I the asshole for putting a budget on my mom’s birthday gift?
Coinfessions Time! This episode is focused on all things budgeting because we have the amazing Forever Mrs. Budget (Nathalie Douglas) on with us!
Here's a breakdown of what we discuss and where:
2:01 Am I the asshole for putting a budget on my mom’s birthday gift?
7:22 Am I the asshole for not budgeting the same way as my fiance while we are saving for a house?
14:30 Do you have any practical advice on budgeting?
17:33 Am I the asshole for telling my stay-at-home wife that she has to make a detailed budget?
24:55 Am I the asshole for making a budget to show my niece how hard it would be to marry her fiance?
33:05 Overwhelmed with budgeting - help!
Connect with Nathalie
Follow Nathalie on Instagram: @forevermrsbudget
Shop Nathalie's budget templates: https://www.etsy.com/shop/foreveronabudget/
Email your coinfession to dgbt@renitheresource.com
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
From $70,000 In Debt to Building Generational Wealth For Her Children feat. Forever Mrs. Budget
Today I am interviewing Nathalie Douglas, also known as Forever Mrs. Budget. Nathalie is a mom of two who went from drowning in $70,000 debt to building generational wealth for her children using her 9 to 5. Her story is inspirational and you will definitely learn a thing or two from her.
Connect with Nathalie
Follow Nathalie on Instagram: https://instagram.com/forevermrsbudget
Shop Nathalie's budget templates: https://www.etsy.com/shop/foreveronabudget/
YouTube series to learn how to invest: https://www.youtube.com/playlist?list=PLj8bU3AuW2qEVri8g-ErBL65ng98iAf5g
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Coinfessions: Depressed and anxious about my finances and the growing inflation - please help!
In this episode, Liza and I answer your coinfessions about housing, renting & all things real estate. We discuss everything from co-signing a mortgage to running credit checks for rental applications to variable-rate mortgages.
Liza is the co-founder and CEO of Chexy, a FinTech company focused on helping you pay rent flexibly, build credit, and earn rewards.
Connect with Liza & Chexy!
LinkedIn: https://ca.linkedin.com/in/lizaveta-akhvledziani-cfa
Join Chexy: https://www.chexy.co/
Email your coinfession to dgbt@renitheresource.com
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
The Journey From In Debt International Student to Fintech CEO feat. Liza Akhvledziani, CEO of Chexy
Apologies for the audio, Liza's mic cut out at one point! On this episode of Don't Go Broke Trying, we are speaking to Liza who went from financial illiteracy to financial literacy. As an international student, you have to learn to navigate a completely new financial system when you move countries. No one really tells you what to and not to do when it comes to your money. Liza made some mistakes that landed her in a bit of credit card debt as a student, and is sharing her tips to help future students avoid this. Share with an international student you know!
Liza is also the co-founder and CEO of Chexy, a FinTech company focused on helping you pay rent flexibly, build credit, and earn rewards. Here is her journey from in debt international student to Fintech CEO.
Connect with Liza & Chexy!
LinkedIn: https://ca.linkedin.com/in/lizaveta-akhvledziani-cfa
Join Chexy: https://www.chexy.co/
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Coinfessions: My husband is demanding a post nup, what do I do?
In this episode, Blessing Timidi Digha & I answer questions about financial abuse that were submitted by you and some from Reddit. What's your take on these coinfessions? Let us know on Twitter using the hashtag #DGBTpod.
Trigger warning: Financial abuse, domestic violence, sexual assault, gender-based violence.
Connect With Blessing!
Instagram: https://www.instagram.com/blessingstimidi/
Twitter: https://twitter.com/BlessingsDigha
Email your coinfession to dgbt@renitheresource.com
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
The truth about financial abuse feat. Blessing Timidi Digha
Financial abuse is known as the silent weapon. It's used in toxic relationships to financially control their partner's access to economic resources. In this episode, Blessing Timidi Digha breaks down what financial abuse is, how to identify the signs, how to escape if you find yourself in it, and how to help a friend who may be facing it. This is a heavy, but a necessary conversation. Please share with someone who may need it!
Trigger warning: Financial abuse, domestic violence, sexual assault, gender-based violence.
Watch the full video on YouTube: https://youtu.be/3kbjIOW8rz4
Connect With Blessing!
Instagram: https://www.instagram.com/blessingstimidi/
Twitter: https://twitter.com/BlessingsDigha
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
How to not go broke trying to build your startup
Our very first ever media opportunity and it's at one of the largest tech conferences in the world! Don't Go Broke Trying was invited to cover Collision Conference 2022 in Toronto, in June. We asked founders about how we can avoid going broke trying to become an entrepreneur.
Watch the video on YouTube: https://youtu.be/TqnJ8qKYv5Q
Guests mentioned in order:
Istiana Bestari, Monday Girl - https://www.mondaygirl.ca/
Tunde Omotoye, Human Squad - https://humansquad.com/
Ari Roisman, WristCam - https://wristcam.com
Sam Baddoo, Fleri - https://joinfleri.com/
Aaron Bromberg, StimScience - https://trysomnee.com/
David Ojeyinka, FreshStart Hub - https://thefreshstarthub.com/
Adetona Omokanye, ThreeDotsNFT - https://threedotsnft.com/
Toju Ogbeide, Goodszilla - https://goodszilla.ca/home
Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Coinfessions: I inherited $400,000! What do I do with the money?
In this episode, Taneesha Greaves and I answer questions submitted by you and some from Reddit. What's your take on these coinfessions? Is gifting someone crypto an asshole move? Is he justified in feeling resentful towards his friend? Let us know on Twitter using the hashtag #DGBTpod.
Connect With Taneesha
Follow on YouTube: https://www.youtube.com/channel/UCD1946nfs_SBq0bR8TlyKZA
Follow on IG: https://www.instagram.com/taneesha.greaves/
Follow on TikTok: https://www.tiktok.com/@Taneesha.Greaves
Follow on Twitter: https://twitter.com/TaneeshaGreaves
Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j
Email your coinfession to dgbt@renitheresource.com
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
What is cryptocurrency and should we be investing in it? feat. Taneesha Greaves
Don't go broke trying to diversify your portfolio with cryptocurrency! Crypto, crypto, crypto...we hear a lot about it, but what is it? In this episode, Taneesha is teaching us the who, what, when, where and why of cryptocurrency and shares how she has built her own 6 figure portfolio.
Resources mentioned: Binance academy, Coinbase academy, CoinMarketCap, Messari
Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j
Connect with Taneesha!
Follow on YouTube: https://www.youtube.com/channel/UCD1946nfs_SBq0bR8TlyKZA
Follow on IG: https://www.instagram.com/Taneesha.Greaves/
Follow on TikTok: https://www.tiktok.com/@Taneesha.Greaves
Follow on Twitter: https://twitter.com/TaneeshaGreaves
Email your coinfession to dgbt@renitheresource.com
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Coinfessions: Am I a bad person for not lending my friend money?
Let's answer your coinfessions. Have an opinion on these situations? Let us know on Twitter using #DGBTpod. Have a question you want answered? Send in your coinfession to dgbt@renitheresource.com.
Video comparing accounts in Canada: https://youtu.be/oGskKxOeTc4
Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j
Neo Financial: https://bit.ly/3FBWpS7
EQ Bank: https://bit.ly/3yy6PPL
Simplii: https://mbsy.co/6c3rMT
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
How to prepare your finances for a recession
Whether we like it or not, it seems like a recession is in the very near future here in Canada, the United States and other countries around the world. It's a scary time but it has happened before and it will happen again, so the most important thing is to be prepared for what may come. Here are six tips to ensure you don't go broke trying to survive the recession.
Thread by Rajat Soni: https://twitter.com/rajatsonifnance/status/1533256050605965313?s=21&t=p7X596WWAsLNpHR_Sec8aA
Forbes article: https://www.forbes.com/advisor/investing/what-is-a-recession/
Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j
Email your coinfession to dgbt@renitheresource.com
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Coinfessions: I’m experiencing wedding budget regret - what do I do?
Coinfessions time!! Today, Temi Apara of Teantona Event Connoisseurs & I are answering all of your questions about the finances behind weddings. Tell us what you think of these situations below or on twitter #DGBTpod and send in your coinfession to dgbt@renitheresource.com.
Connect with Temi here: https://teantonaevents.com/
Temi's Instagram: https://www.instagram.com/teantona_event_connoisseurs_/
Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
What you should and should not splurge on for your wedding feat. Temi Apara
Today we have the lovely Temi Apara of Teantona Event Connoisseurs on the podcast to teach us how to not go broke trying to have a wedding. Weddings are what you make of them - they can cost $1000 or $250,000 - it all depends on you. For those of us who are trying to avoid going into debt over our big day, Temi shares some great tips on the value of a wedding planner, what you should and should not splurge on, how to save money obtaining a marriage license and much more.
Connect with Temi here: https://teantonaevents.com/
Temi's Instagram: @teantona_event_connoisseurs_
Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j
Email your coinfession to dgbt@renitheresource.com
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Watch the video podcast on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod #DGBTPod
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
You Don't Need To Have Multiple Jobs In Order To Have Multiple Streams Of Income!!
I want to shout this from the rooftops! Don't go broke trying to have multiple streams of income, friends.
There are 7 main sources of income and you can have all 7 without having 7 jobs - let's talk about it.
Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Visit our website: https://renitheresource.com/category/podcast/
Follow along on YouTube: https://www.youtube.com/c/xoReni
Follow on Twitter: https://twitter.com/dgbtpod
Email your coinfession to dgbt@renitheresource.com
Use hashtag #DGBTpod to continue the conversation on Twitter!
& remember, don't go broke trying to live your best life.
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Coinfessions: How do I tell my husband that I’ve racked up $20k in credit card debt?
Coinfessions time!! Today Sono & I are answering all of your questions about credit cards and loans. Tell us what you think of these situations on Twitter using the hashtag #DGBTPod.
3:13 How do I tell my husband that I've racked up $20,000 in credit card debt?
8:08 Should I get a loan to pay off my credit card debt?
11:53 I’m 17 years old and I just got a new credit card. What are ways I could be smart with my money?
17:27 Which Canadian credit cards have great benefits?
20:05 Is it true that getting a credit card and using it for the sole purpose of making transactions to pay back asap is good for your credit score?
22:35 AITA for telling my girlfriend she technically stole from me when she went grocery-shopping using my Credit-Card while I was asleep?
28:20 AITA for refusing to pay my mom's credit card bill?
Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j
Check out PC Financial - https://www.pcfinancial.ca/en/credit-cards/ use my referral code MO44279134 for free points!
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Visit our website: https://renitheresource.com/category/podcast/
Follow along on YouTube: https://www.youtube.com/c/xoReni
Email your coinfession to dgbt@renitheresource.com
Use hashtag #DGBTpod to continue the conversation on Twitter!
& remember, don't go broke trying to live your best life.
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
I Moved To Canada, Got A Credit Card & Found Myself $23,000 In Debt ft. Sono
We all know that credit cards can be mad predatory - we are handed them with little to no guidance and expected to figure it out ourselves. Sono, unfortunately, fell prey to this when he was given a credit card at age 18, shortly after moving to Canada. Over the years, he wound up in quite a bit of credit card debt and resorted to getting payday loans to help him stay afloat. This is his story. He teaches us how he got out of it and shares some lessons to ensure you don't go broke trying to get a credit card.
Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j
Connect With Sono!
Follow Sono on IG: @sonoafricano
Follow The Vowels Pod: https://anchor.fm/thevowelspod
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Visit our website: https://renitheresource.com/category/podcast/
Follow along on YouTube: https://www.youtube.com/c/xoReni
Email your coinfession to dgbt@renitheresource.com
Use hashtag #DGBTpod to continue the conversation on Twitter!
& remember, don't go broke trying to live your best life.
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Coinfessions: My Boyfriend Is Willing To Be Broke & Homeless In The Name Of Entrepreneurship
Let's answer your coinfessions! Today, Toks Ayinla and I are making sure you don't go broke trying to become an entrepreneur.
Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j
Sign up for EQ Bank's High-Interest Savings Account: https://bit.ly/3iTq8Mb
Time Stamps:
3:26 Is there ever a circumstance where quitting a job before having something lined up is acceptable?
7:02 AITA for not considering my boyfriend’s credit card points money when he asked to split a purchase he made with it?
10:10 Should I quit entrepreneurship?
15:10 I have the same feeling every day - looking for advice
20:25 Advice for my boyfriend's situation
25:25 Which bank account should I use to save $30,000 for grad school next year?
Connect With Toks!
Follow Toks on Instagram: @tokstalks
Subscribe to Toks' YouTube: https://www.youtube.com/channel/UCig96m6QcalH9advYaFTtcA
Toks' website: https://tokstalks.com/
Toks' Twitter: https://twitter.com/tokstalks
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Visit our website: https://renitheresource.com/category/podcast/
Follow along on YouTube: https://www.youtube.com/c/xoReni
Email your coinfession to dgbt@renitheresource.com
Use hashtag #DGBTpod to continue the conversation on Twitter!
& remember, don't go broke trying to live your best life.
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
From $30,000 in Debt To Making 6 Figures Annually feat. Toks Ayinla
It's not everyday become an entrepreneur, fam. Sometimes, keep the 9 to 5. Other times, do both! Whatever you do...don't go broke trying to become an entrepreneur.
Toks is a powerhouse and today she is teaching us how to not go broke trying to become an entrepreneur. In 2019, Toks quit her full time job to pursue her passion and became an entrepreneur. During the journey, she wound up $30,000 in debt, which she is now on the other side of. Now she is a full time entrepreneur, having 5 figure months, with her 9 to 5 side hustle 😉. Want to become an entrepreneur? Learn from her mistakes so you don't have to make them.
Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j
Connect With Toks!
Follow Toks on Instagram: @tokstalks
Subscribe to Toks' YouTube: https://www.youtube.com/channel/UCig96m6QcalH9advYaFTtcA
Toks' website: https://tokstalks.com/
Toks' Twitter: https://twitter.com/tokstalks
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Visit our website: https://renitheresource.com/category/podcast/
Follow along on YouTube: https://www.youtube.com/c/xoReni
Email your coinfession to dgbt@renitheresource.com
Use hashtag #DGBTpod to continue the conversation on Twitter!
& remember, don't go broke trying to live your best life.
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Coinfessions: Is $35,000 a year for college a bad idea?
We're back & answering your coinfessions! Today we are making sure you don't go broke trying to get a university education. Dolapo Fadare graduated from a 5 year university program, completely debt-free, receiving $25,000 in grants for professional development and $50,000 from academic and community development scholarships so she knows what she’s talking about.
Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j
Sign up for EQ Bank's High Interest Savings Account: https://bit.ly/3iTq8Mb
Time Stamps:
2:47 International Students - how tf did you finance your education?
8:57 Am I the asshole for quitting my unpaid internship?
15:14 Is $35,000 a year for college a bad idea (first gen college student)?
22:14 Has anyone negotiated scholarships yet?
25:45 Am I the asshole for wanting to blow my scholarship money?
28:25 I’m on a full-time student internship until the end of August 2022. What should I do with my money?
32:37 AITA for applying to a prestigious college scholarship despite being wealthy and not needing it?
Dolapo is the plug when it comes to all things scholarships, internships and just career development opportunities in general. Follow her page, StriveOpp, to stay in the loop: https://www.instagram.com/striveopp/
Dolapo's LinkedIn: https://www.linkedin.com/in/dolapo-fadare/
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Visit our website: https://renitheresource.com/category/podcast/
Follow along on YouTube: https://www.youtube.com/c/xoReni
Email your coinfession to dgbt@renitheresource.com
Use hashtag #DGBTpod to continue the conversation on Twitter!
& remember, don't go broke trying to live your best life.
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
How Dolapo Received Over $75,000 In Funding & Graduated Debt Free
Don’t go broke trying to get a university education folks!
In this episode, Reni interviews Dolapo Fadare about her journey to graduating from a 5-year university program, completely debt-free. Dolapo received $25,000 in grants for professional development and $50,000 from academic and community development scholarships!
Aside from her scholarships, she participated in 12 conferences and internships in 5 countries across the world. She is passionate about youth development and serves as a mentor for other Black women. Want to tap into Dolapo’s knowledge? Check out her firm Strive Opp, a social enterprise and education consultancy firm that provides three-tiered services for scholarships. StriveOpp posts daily scholarships and job opportunities on their Instagram stories.
Connect With Dolapo!
LinkedIn: https://www.linkedin.com/in/dolapo-fadare/
Instagram: https://www.instagram.com/striveopp/
Resources Dolapo Mentioned:
- United Nations Educational Pilgrimage For Youth
- Junior Team Canada by Global Vision
- Oxbridge Academic Programs @ Columbia University
- Emerging Issues In Human Rights @ University of Winnipeg
- Terry Fox Humanitarian Award
- Cansbridge fellowship
- Export Development Canada Scholarship
- Queen Elizabeth Scholar Program
Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Visit our website: https://renitheresource.com/category/podcast/
Follow along on YouTube: https://www.youtube.com/c/xoReni
Email your coinfession to dgbt@renitheresource.com
Use hashtag #DGBTpod to continue the conversation on Twitter!
& remember, don't go broke trying to live your best life.
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Coinfessions: To Rent or To Buy? That Is The Question
It's our very first coinfessions episode! In this minisode, Reni and her dad, Bode, answer your dilemmas, taken from Reddit. They discuss the age-old renting vs buying debate, investing in the stock market, whether it is wise to pay off student loans or not, and fickle friendships. Enjoy!
2:39 $40,000 kill or grow?
6:27 What do you do when your positions go up?
8:45 Rent or buy?
14:25 Maxed out TFSA - what to do next!
20:10 Am I the asshole for not sharing a successful investment tip with my best friend?
Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Visit our website: https://renitheresource.com/category/podcast/
Follow along on YouTube: https://www.youtube.com/c/xoReni
Email your coinfessions to dgbt@renitheresource.com
Use hashtag #DGBTpod to continue the conversation on Twitter!
& remember, don't go broke trying to live your best life.
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
From £10 To Financial Freedom | My Dad's Financial Literacy Story
In this episode, Reni interviews her dad, Bode, about his journey to financial freedom. He discusses moving from Lagos, Nigeria to London, England and going from being financially illiterate to being financially free. They discuss the moment when his life changed for the better and his eyes were opened to the way wealth can be created for the average person. They also mention mistakes he has made along the way. Enjoy!
Apologies for the audio again.
Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Visit our website: https://renitheresource.com/category/podcast/
Follow along on YouTube: https://www.youtube.com/c/xoReni
Email your dilemmas to dgbt@renitheresource.com
Use hashtag #DGBTpod to continue the conversation on Twitter!
& remember, don't go broke trying to live your best life.
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
My Financial Literacy Journey & How It Led To Me Buying A House at Age 23
In this introductory episode, Reni outlines what you can expect from this podcast and gives an overview of her financial literacy journey, starting at age 4. She discusses investing in the stock market at 18, purchasing a house at 23 and quitting her comfortable job at age 25 to pursue entrepreneurship.
Financial literacy is complex, but Reni is here to make it simple! Let us know what you'd like to learn on the pod!
Sending money abroad? Check out Lemonade Finance and use code 'xoreni' for 10% cash back - https://bit.ly/3Owc75j
Connect With Us!
Follow the podcast on Instagram: @dontgobroketrying
Follow Reni on Instagram: @xoreni
Visit our website: https://renitheresource.com/category/podcast/
Follow along on YouTube: https://www.youtube.com/c/xoReni
Email your dilemmas to dgbt@renitheresource.com
Use hashtag #DGBTpod to continue the conversation on Twitter!
& remember, don't go broke trying to live your best life.
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.