Sound Cents
By Ent Credit Union
Sound CentsApr 30, 2024
Business Banking Essentials
Join us in this episode as we delve into the intricacies of business banking, with our Director of Business Banking Vicki Yates and former small business owner Pam Jones.
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Buy Now Pay Later: When to Avoid & When it Makes Sense
Join us as we dive into the world of "Buy Now, Pay Later." Bree Shellito & Emma Protsik will help us unpack the benefits, possible pitfalls, and its influence on consumer habits. From managing debt to insightful financial decisions, we got it all covered!
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Money on the Mind: Understanding Money Personalities
Join us on a journey into the fascinating world of money psychology. Discover how understanding your money personality can empower you to make more informed financial choices and foster healthier relationships with money.
Take the quiz to discover your money personality - https://www.ent.com/education-center/smart-money-management/money-personalities/
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Boosting Your Credit to Build a Better Future
Join us in this episode as we delve into elevating your credit score. From understanding the fundamentals of credit scores to implementing actionable strategies, we cover it all. Discover how to assess your current credit situation, tackle negative items on your report, and build positive credit habits for long-term success.
Links mentioned:
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Spring Cleaning Your Finances
Join Bree Shellito and Laura Straub as they guide you through the art of "Spring Cleaning Your Finances." Discover practical tips to declutter your budget and plant the seeds for financial growth. We'll be exploring strategies to sweep away debt, tidy up your credit score, and cultivate a healthy emergency fund.
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
The Frugal Foodie: Maximizing Savings on Your Grocery List
In this insightful episode, join us as we explore the world of smart grocery shopping and its profound impact on your financial health. Featuring Ent's Development Coordinator (and former grocery store manager) Pam Jones and Community Educator Laura Straub, this podcast is your guide to turning your routine grocery run into a strategic financial move. Tune in to gain the knowledge and confidence needed to make every grocery trip a financially savvy one. Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Financial Strategies for Couples
In this episode, we delve into the intricate dance between love and finances. Join us as we explore the ways in which money impacts relationships, and vice versa. From the importance of communication and transparency to practical tips for joint financial planning, we navigate the often challenging terrain of merging love and money. Whether you're in the early stages of a relationship or preparing for a lifelong commitment, this episode provides valuable advice and strategies for creating a solid foundation where love and money coexist harmoniously. Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Unlocking Home Equity: HELOC vs. Cash Out Refinances
Join us as we explore ways to tap into home's hidden financial potential, comparing the two popular options—Home Equity Line of Credit (HELOC) and Cash Out Refinances. Whether you're a homeowner looking to renovate, consolidate debt, or fund major expenses, this episode provides valuable insights to help you make informed decisions. Tune in and gain the knowledge needed to choose between HELOC and Cash Out Refinances wisely.
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Safeguarding Your Finances in 2024
In this episode join us as we delve into the ever-evolving landscape of financial fraud in 2024. Explore the latest trends, learn to recognize common scams, and discover practical tips to protect your personal information and secure online transactions. Don't be a victim – tune in and arm yourself with the knowledge to outsmart the fraudsters in the dynamic financial landscape of 2024. Your wallet will thank you!
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
The Power of Certificates of Deposit: Growing Your Money with Security
In this episode, we embark on a financial journey to explore the often-overlooked but powerful world of Certificates of Deposit (CDs). Join our guests, Chief Financial Officer, Dan Leclerc, and Vice President of Treasury, Kevin Cap, as they break down the fundamentals of CDs.
We'll dive into what CDs are, how they work, and why they are a valuable addition to your financial portfolio. You'll discover how to leverage Certificates of Deposit to achieve your financial goals, whether saving for a major purchase, creating an emergency fund, or simply securing a reliable source of passive income.
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Empowering Your Future with a Financial Coach
In this episode, join us to learn more about Ent's Financial Coaching program and how it can help you along your financial journey. You'll hear from two of our coaches, and discover how and why the program was developed, and what led them to becoming financial coaches themselves. We also delve into the importance of personalized financial coaching and how it can shape a brighter future. Whether you're aiming to achieve financial goals, overcome challenges, or simply enhance your financial literacy, this episode provides valuable insights to how Ent's Financial Coaching program can lead you towards a more secure and prosperous future. Tune in and take the first step towards unlocking your financial potential!
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
New Year, New Financial Plan
Welcome to "New Year, New Financial Plan," where we kick off the year with a practical guide to revamp your financial strategies. In this episode, we break down the essential steps to creating a solid financial plan that aligns with your goals and aspirations for the upcoming year. Tune in for expert tips, actionable advice, and the motivation you need to make 2024 your best financial year yet. Don't miss out on this insightful journey towards financial wellness! Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
The Next Step: Navigating Student Loan Repayment Challenges
In this episode, we tackle the post-graduation hurdle we all face: student loan repayment. Join us as we discuss practical strategies and expert insights to help you confidently navigate the challenges of paying off student loans and take the next step toward financial freedom.
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Raising Money-Savvy Kids: Teaching Financial Literacy at Every Age
In this empowering episode, we're diving deep into the importance of teaching financial literacy at every age. Join us as we explore practical tips and engaging strategies for instilling money smarts in children, navigating the financial challenges of adolescence, and making wise investment decisions in adulthood. Our expert guests share stories, insights, and actionable advice on demystifying complex financial concepts, breaking down age-appropriate lessons, and fostering a lifelong love for financial well-being. Whether you're a parent, a teacher, or someone eager to enhance your own financial literacy, this episode is your roadmap to building a solid financial foundation at every stage of life. Get ready for a journey through the dollars and sense of financial education!
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Barking Up the Budget Tree: Managing Finances with Pets
In this paw-sitively enlightening episode, we're delving into the world of managing finances with pets. Join us as we explore the financial considerations that come with being a pet parent, from budgeting for their care to unexpected vet bills. Our guest experts share tips on creating a pet-friendly financial plan, including insights on pet insurance, budget-friendly grooming, and the real cost of that adorable chew toy addiction. Whether you're a seasoned pet owner or considering welcoming a furry friend into your life, this episode is your guide to keeping both your pets and your finances in tip-top shape. Tune in for a wag-worthy conversation on balancing the books while keeping tails wagging! Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Giving Back: The Power of Charitable Giving
In this thought-provoking episode of "Giving Back: The Power of Charitable Giving," our host engages in an insightful conversation with special guests, Annie Snead & Cat Outten. Together, they unravel the complex process of choosing a cause and discuss the importance of aligning one's values and interests with the chosen mission.
Discover how charitable giving is more than just financial contributions; it's an avenue for personal growth, fulfillment, and the pursuit of a meaningful purpose. Learn the significance of conducting in-depth research to ensure your donations are well-utilized, and how transparency and accountability play a pivotal role in the charitable world.
This episode will guide you through the thoughtful journey of choosing a cause that resonates with your beliefs, offers personal fulfillment, and allows you to create a significant impact. By the end, you'll be equipped with the knowledge and inspiration to make well-informed decisions in your charitable giving efforts. Join us in this engaging discussion on "Giving Back: The Power of Charitable Giving."
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Holiday Scams Unwrapped: Protecting Your Money and Data
Protect yourself from holiday scams! Don't let cybercriminals ruin the festive spirit. Educate yourself on common holiday scams & discover effective ways to safeguard your personal information. Stay safe & stay merry!
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
The Credit Union Difference: The Hidden Gem of Finance
In this enlightening episode, we delve deep into the world of personal finance to explore the key distinctions between credit unions and banks. While both financial institutions have their merits, we make a compelling case for why credit unions might just be the optimal choice for your financial needs.
Join us as we uncover the fundamental differences in ownership, structure, and mission between credit unions and banks. We'll dissect the cooperative nature of credit unions, where members are not just customers but co-owners with a vested interest in your financial success. Discover how this unique dynamic translates to tangible benefits, including lower fees, competitive interest rates, and unparalleled personalized service.
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Savings Spells for a Spooktacular Financial Future
Are you ready to embark on a spine-tingling financial adventure this Halloween? Join us for a special episode filled with ghostly financial tips, and ways to ward off financial ghouls that haunt your financial future.
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Familiar with Fraud: How to be Scam Aware
Don't get tricked by spooky scams 👻 Join us in our latest episode as we reveal valuable tips on staying scam aware. Don't miss out!
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Mastering Your Finances: A Financial Planning Month Special
Join us in this special episode as we celebrate Financial Planning Month and embark on a journey toward financial success. Discover the importance of financial planning in achieving your goals, whether it's saving for a dream vacation, buying a home, or securing a comfortable retirement. We'll explore the key principles of effective financial planning, share practical tips to get started, and provide insights on setting SMART financial goals. Learn how to make financial planning a lifelong habit and gain the knowledge and confidence to navigate your financial future with ease. Whether you're just beginning your financial journey or looking to enhance your existing plan, this episode is your guide to financial wellness. Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Fortifying Your Digital Fortress: Cybersecurity Essentials for Personal Safety Part 2
Beware the art of deception! Things may not always be as they appear. Stay one step ahead of cybercriminals by learning to identify social engineering tactics.
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Fortifying Your Digital Fortress: Cybersecurity Essentials for Personal Safety Part 1
Stay one step ahead of cyber threats this October! Tune in to our latest podcast episode to learn how to safeguard your personal information online.
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Money Mishaps: Real Stories of Financial Fails and Lessons Learned
Money mistakes happen to the best of us, but how we bounce back counts! Tune in to our latest podcast episode, where three Ent employees share their financial failures and the incredible lessons they learned. Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Using Tech to Manage Finances
Discover the path to easy money management with the latest tech tools! Join Bree Shellito & Laura Straub and take control of your finances.
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Saving for the Future: College Tuition & First Cars
Don't miss this insightful discussion between Bree Shellito and Sara McKinney, where they explore smart savings strategies for the future, including college tuition and first cars. Tune in now for valuable advice! Links mentioned:
FAFSA - https://studentaid.gov/h/apply-for-aid/fafsa
Student Loans - https://www.ent.com/personal/loans/student-loans/
529 Plans - https://www.ent.com/education-center/smart-money-management/529-plans-to-pay-for-college/
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Mind Over Money: Understanding the Psychology of Money
This week join Emma Protsik & Sara Bickers to discover how the psychology of money and your unique money personality shape your financial choices. Don't miss out!
Work with one of our free Financial Coaches, visit Ent.com/Coaching
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
How Financial Coaches Help You Take Control of Your Finances
Ready to transform your financial future? Join Emma Protisk & Louie Biales as they delve into the benefits of financial coaching. Discover how expert guidance can help you achieve your money goals faster and smarter.
Work with one of our free Financial Coaches, visit Ent.com/Coaching For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Unlock the Power of Credit Card Rewards
Join Bree Shellito and Nate Juvera as they discuss the benefits of credit card rewards and ways to turn everyday spending into incredible perks and savings.
Links mentioned:
https://www.ent.com/yourcredit/
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Work with one of our free Financial Coaches, visit Ent.com/Coaching
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
The A+ Guide to Back-to-School Budgeting
Ace back-to-school shopping on a budget 💯 📝 Join Katie Griffin & Nate Juvera to discover easy ways to save when preparing for the new school year.
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Work with one of our free Financial Coaches, visit Ent.com/Coaching
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Fraud Savvy & Scam Aware
Don't miss this eye-opening discussion on staying one step ahead of scammers and protecting your hard-earned money! Learn essential tips, real-life stories, and advice to safeguard against fraud. Stay informed, and stay safe! Featuring Ent's Vice President of Financial Crimes, LaShae Woodard, and our Manager of Financial Crimes, Lisa Zurcher.
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Work with one of our free Financial Coaches, visit Ent.com/Coaching
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Budgeting During Inflation
In our latest episode, Emma Protsik & Bree Shellito discuss how inflation works, its impact on finances, and strategies for budgeting your money. For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Work with one of our free Financial Coaches, visit Ent.com/Coaching
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Mortgages Demystified: Down Payments
Looking to buy a home? In this episode, we dive into mortgages, starting with the ins and outs of down payments. Join two of our expert Mortgage Loan Officers, Gina Allman and Pearl Taylor, as they give you tips and tricks to prepare you for your home-buying journey.
Link mentioned: https://www.ent.com/mortgage-loan-officers/
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Work with one of our free Financial Coaches, visit Ent.com/Coaching
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Don't Let Groceries Eat Your Budget
Have you been stressing out about the price of food? This week's episode has Laura Straub and Bree Shellito sharing actionable tips to help you navigate grocery shopping and dining out.
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Work with one of our free Financial Coaches, visit Ent.com/Coaching
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation.
Information stated is current as of the time of recording and may be subject to change in the future.
Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise.
Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union.
Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Relationships & Money
This week's episode helps you ensure money conversations do not get in the way of your relationships, both romantic and platonic. Join this week's guests, Emma Protsik and Bree Shellito, as they help you navigate finances as a team and create a financial system that works for both of you.
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Work with one of our free Financial Coaches, visit Ent.com/Coaching
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation.
Information stated is current as of the time of recording and may be subject to change in the future.
Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise.
Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union.
Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Setting Savings Goals
This week's episode highlights the different ways you can save so you can achieve your financial goals faster. Join Emma Protsik and Laura Straub as they dive into the importance of savings, establishing goals, and staying on track!
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Work with one of our free Financial Coaches, visit Ent.com/Coaching
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation.
Information stated is current as of the time of recording and may be subject to change in the future.
Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise.
Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union.
Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Preparing for Retirement
Retirement is something we all know we need to plan for but we can easily get overwhelmed with how to start, how much we need, what the options are etc. Join this week's guests, Bree Shellito and Laura Straub, as they dive into all things retirement, including 401K vs. Roth, how to get started, employer match, self-employment, and more!
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Work with one of our free Financial Coaches, visit Ent.com/Coaching
Disclaimers: The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation.
Information stated is current as of the time of recording and may be subject to change in the future.
Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise.
Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union.
Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
I Can Hear the Bells: Weddings & Your Finances
Weddings can cost a lot of money if you're not making careful decisions around your budget. Many couples turn to high-interest credit cards to help pay for their wedding. Today's podcast guests are Emma Protsik & Sara Bickers, each planning their weddings on a budget! Listen to their tips and tricks on having your dream wedding without financial stress.
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Work with one of our free Financial Coaches, visit Ent.com/Coaching
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice.
Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation.
Information stated is current as of the time of recording and may be subject to change in the future.
Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise.
Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union.
Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Simplifying Student Loans
This episode contains vital information to help you stay on top of your student Loan game. Ent Credit Union's Katie Griffin & Sara Bickers are here to discuss types of student loans, navigating repayment plans, forgiveness options, and more.
In today's episode, you'll find out:
- When is student loan repayment supposed to restart?
- Types of student loans
- Difference between private & federal
- Payment Options
- Update on loan forgiveness
- and more!
Links mentioned: StudentAid.gov
For more articles, calculators, and other financial resources, visit Ent.com/EducationCenter
Work with one of our free FInancial Coaches, visit Ent.com/Coaching
Disclaimers: The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation.
Information stated is current as of the time of recording and may be subject to change in the future.
Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union.
Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Daily dollars: Tips to spend less and save more in your everyday life
As prices on everyday items continue to climb, it is more important than ever to find new ways to spend less and save more. There are tons of strategies and resources out there that can help you save money on some of your more common purchases.
In this episode, we are joined by Michael Ruzycki (Financial Wellness Curriculum Developer) and Nate Juvera (Community Education Events Lead), and will cover:
· Finding name-brand items at discount prices.
· What items you can buy in bulk to help save money against inflation.
· Using apps at your favorite shops to get deals and earn rewards.
· Adjusting your seasonal energy habits to help lower your utility bill.
· How tackling DIY projects can cut back on major expenses.
· Being mindful of what you’re purchasing and the value compared to the price.
For more articles, calculators and other financial resources, visit Ent.com/EducationCenter
Work with one of our free Financial Coaches to help you get on track with your money. Visit Ent.com/Coaching for more information.
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation.
Information stated is current as of the time of recording and may be subject to change in the future.
Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise.
Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union.
Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Wheelin’ and dealin’: Car buying in today’s market
The car buying market is ever-changing but navigating the buying process and working with dealers can be made simpler by doing your research ahead of time. Knowing your wants and needs can help you find a vehicle that has good value for your money.
In this episode, we are joined by Bree Shellito (Senior Manager of Community Impact,) and Jason Schoeberl (Senior Manager of Auto Lending), and will cover:
· How the car buying market has changed over the past few years.
· How starting your search online can help save you time and money.
· Budgeting ahead of time and what costs to think about other than just the monthly payment.
· What negotiating looks like as the market continues to change.
· Options for selling or trading in your vehicle.
For more articles, calculators and other financial resources, visit Ent.com/EducationCenter
Work with one of our free Financial Coaches to help you get on track with your money. Visit Ent.com/Coaching for more information.
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation.
Information stated is current as of the time of recording and may be subject to change in the future.
Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise.
Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union.
Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Trips to tacos: Value-based spending and aligning your money with the things that matter
Many people hear the word “budgeting” and imagine endless spreadsheets and piles of receipts. However, creating a budget or spending plan doesn’t have to be a chore. Integrating your values can help you stay on track towards your financial goals and help make your spending more impactful.
In this episode, we are joined by Emma Protsik (Supervisor of Financial Coaching) and Sara Bickers (Community Educator Lead) and will cover:
· How aligning your values with a spending plan can make budgeting more fun and meaningful.
· How naming accounts and reframing money into “working hours” can help keep you on budget.
· Using a percentile-based budgeting method and how automation can help.
· How your values can shape your spending on needs, wants and savings.
· Emma and Sara’s favorite value-based spending tips.
For more articles, calculators and other financial resources, visit Ent.com/EducationCenter
Work with one of our free Financial Coaches to help you get on track with your money. Visit Ent.com/Coaching for more information.
Ent's Money Insight (Members)
Money Insight Lite (Non-members) (Apple) (Android)
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation.
Information stated is current as of the time of recording and may be subject to change in the future.
Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise.
Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union.
Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Travel planning: Tips to help you save money on your next vacation
Whether we’re flying across the world to visit exotic locations or driving across states to visit family for the holidays, most of us have to travel at some point. While things can get expensive, if you plan ahead, there are a lot of opportunities to save money on vacations and travel.
In this episode, we are joined by Nate Juvera (Community Education Events Lead) and Michael Ruzycki (Financial Wellness Curriculum Developer) and will cover:
· How both planning ahead and being flexible can help you save money on travel.
· Where to find deals on airfare.
· Things you should consider if you’re driving to your destination.
· Tips to save money on common expenses while you’re on vacation.
For more articles, calculators and other financial resources, visit Ent.com/EducationCenter
Work with one of our free Financial Coaches to help you get on track with your money. Visit Ent.com/Coaching for more information.
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation.
Information stated is current as of the time of recording and may be subject to change in the future.
Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise.
Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union.
Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Debt repayment: Tried and true strategies to pay down your debt
Whether it’s a credit card for everyday purchases or a loan for a house or car, debt products are everywhere in the world of personal finance. While there is a lot of cautionary tales surrounding getting into debt (for good reasons), these products can also be a tool to help you reach your financial goals. It’s important to remember to stay organized and only take out what you can manage and pay back.
In this episode, we are joined by Katie Griffin (Supervisor of Community Education) and Sara Bickers
(Community Educator Lead) and will cover:
· The difference between “good” debt and “bad” debt.
· The popular debt payment strategies (snowball, avalanche and consolidation) and how they might apply to your situation.
· What to look out for if you’re considering a debt management plan or debt settlement.
· Katie and Sara’s favorite debt repayment tips.
For more articles, calculators and other financial resources, visit Ent.com/EducationCenter
Work with one of our free Financial Coaches to help you get on track with your money. Visit Ent.com/Coaching for more information.
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation.
Information stated is current as of the time of recording and may be subject to change in the future.
Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise.
Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union.
Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Using credit wisely: How to build your credit score and how it can affect your finances
Building credit is a fundamental skill in personal financial management. Your credit score can affect everything from your money, your job and even where you live. However, understanding how your credit score is calculated and what you can do to improve it is not always easy. Having a good credit score will make it that much easier to hit your financial and life goals.
In this episode, we are joined by Bree Shellito (Senior Manager of Community Impact) and Emma Protsik
(Financial Coaching Program Lead) and will cover:
· What is a credit score and why it’s important?
· What factors go into your credit score.
· How to improve your credit score or build credit.
For more articles, calculators and other financial resources, visit Ent.com/EducationCenter
Work with one of our free Financial Coaches to help you get on track with your money. Visit Ent.com/Coaching for more information.
Disclaimers:
The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation.
Information stated is current as of the time of recording and may be subject to change in the future.
Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise.
Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union.
Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.
Introducing Sound Cents an Ent Credit Union podcast
Transcript:
Hey everyone, it's Brent Sabati here at Ent Credit Union. As Colorado's largest credit union, our mission is to help you improve your financial quality of life through things like our online financial education center and free financial coaching. That's why we're excited to introduce Sound Cents, our newest podcast, where you'll hear from our money experts to help you make sense of your money.
We'll be diving into topics from across the world of personal finance to help turn the complex into something more simple so that you can actually use it in your financial life. Whether you're trying to improve your credit, buy a home, or save money on your next vacation, you're sure to pick up a tip or two.
So if you're trying to make sense of your money and improve your financial quality of life, make sure to subscribe so you never miss the latest episode of The Sound Cents Podcast.
For more articles, calculators and other financial resources, visit Ent.com/EducationCenter
Work with one of our free Financial Coaches to help you get on track with your money. Visit Ent.com/Coaching for more information.