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Finance Explained by Family Finance Mom

Finance Explained by Family Finance Mom

By Meghan | Family Finance Mom
Finance Explained brings you the financial and economic news you need each week, along with an explanation of what it all means in a way everyone can understand, and more importantly, why it matters to YOU!

Why did the market sell-off this week? Why is everyone suddenly worried about inflation? Why are interest rates rising or falling... and what you need to know about how it could impact your family’s finances.

Welcome to Finance Explained… helping women everywhere build financial literacy and make better decisions for themselves, their families and their futures.
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S3 - 1: Are We in a Recession?
This week, instead of the usual 3 headlines of the week, I'm tackling the question I get more often these days: are we in a recession? I'll take a look at 7 indicators and what they indicate about the state of the current economy, including: GDP Consumer spending Consumer sentiment Stock market Yield curve Unemployment And the official recession announcer - NBER … I'll explain what each of these indicators are, what they currently tell us, and most importantly, if we are headed for a recession, what you can and should be doing to prepare. For more on this week's market update: https://familyfinancemom.com/are-we-in-a-recession/  ___________________ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
24:09
September 22, 2022
Market Free Fall, April Inflation & Deep Dive on Why is Childcare So Expensive
This week, I’ve got 3 major financial headlines for you.. First up, the stock market had its 6th consecutive down week in a row... what’s causing the downward trend and when will the market free fall end? Next, the Fed is fully committed to reigning in inflation - and at their May meeting, they raised the target rate by 50bps. What else is included with tightening monetary policy and what does it mean for your family finances? Finally, while the Fed seeks to reign in inflation, April CPI numbers show it still remains elevated. Where is inflation getting better and where is it still rising? … after that, this week I’m taking a deep dive with 3 early childhood education experts to talk about the childcare dilemma: why is childcare so expensive, while childcare providers are paid so little? Is this all caused by the pandemic? And what can and should policymakers be doing to make things better. For more on this week's market update: https://familyfinancemom.com/s2-20-market-free-fall-april-inflation-deep-dive-on-why-is-childcare-so-expensive/  To Connect with Early Childhood Education Experts: Cori Berg, Dallas, TX ECE from the Heart with Cori Berg Hope Day School Joanna Bardis, Atlanta, GA LinkedIn Stacey Viviano, Houston, TX Messiah Lutheran Early Childhood Center Messiah Lutheran ECE Facebook ___________________ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
01:06:33
May 17, 2022
Bear Market, Q1 GDP Miss & A Deep Dive on Cryptocurrency and NFTs
This week, I’ve got 3 major financial headlines for you.. First up, the stock market had its 4th consecutive down week in a row... and is now officially in correction territory, with the NASDAQ in a bear market. What's driving the market down? Next, Q1 real GDP was down, and surprised everyone. Does it mean we are already in a recession? Finally, Q1 earnings season continues, with 80% of companies beating earnings... but guidance continues to spook investors.  … after that, this week I’m taking a deep dive with Rutgers Business School FinTech Professor and global cryptocurrency expert, Dr. Merav Ozair, also known as Dr. Blockchain. Join us as she explains and demystifies everything from cryptocurrency, to the difference between Bitcoin and Ethereum, what is an NFT, and more importantly, what it all means for finance as we know it. For more on this week's market update: https://familyfinancemom.com/s2-19-bear-market-q1-gdp-miss-a-deep-dive-on-cryptocurrency-and-nfts/  To connect with Dr. Ozair: https://www.doctorblockchain.io/ www.business.rutgers.edu/faculty/merav-ozair www.linkedin.com/in/merav-ozair-phd-258aa9b ___________________ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
57:25
May 04, 2022
Market Correcting, Housing Update & A Deep Dive on US Agriculture and Rising Food Prices
This week, I’ve got 3 major financial headlines for you.. First up, the stock market had it's 3rd down week in a row... and is now officially in correction territory. What's driving the market down? Next, we got all the housing market data for March - what does it tell us about where home prices are headed this Spring? Finally, Q1 earnings season has 3 out of 4 companies beating earnings... so why is it off to such a rocky start? … after that, this week I’m taking a deep dive with 3 agriculture experts to talk about the outlook for food prices here in the US this year. What will you need to prepare your family's grocery budget for and how they are making adjustments to their farms given rising input prices. For more on this week's market update: https://familyfinancemom.com/s2-18-market-correcting-housing-update-a-deep-dive-on-us-agriculture-and-rising-food-prices/  Ag Experts: Derrick Josi Derrick’s Book: An Industry Worth Fighting For The Blog: TDF Honest Farming The Weekly Email Facebook Page YouTube Channel Instagram Tillamook County Creamery Association Paul Neiffer Farm Financial Standard Council LinkedIn Twitter The Farm CPA Podcast Gary Schnitkey LinkedIn Homepage at U of I ___________________ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
47:54
April 28, 2022
Inverting Yield Curve, Tight Labor Market & A Deep Dive on Mainvest
This week, I’ve got 3 major financial headlines for you.. First up, the stock market finished mostly flat last week, with March ending the month up, but down for the first quarter - the first down quarter in 2 years Next, the Fed’s preferred measure of inflation, the PCE Price Index showed inflation is still rising… what’s rising most? Finally, the March employment situation revealed a return to historically low levels of unemployment. What other indicators does it reveal about the tightening labor market … after that, this week I’m taking a deep dive with the CEO of Mainvest, Nick Mathews - to talk to you about how he leveraged regulatory changes in who could make private investments to democratize investing - giving local businesses more access to capital, and local community members the ability to invest in them! For more on this week's market update: https://familyfinancemom.com/market-update-4-4-2022/ To connect with Nick Mathews, CEO of Mainvest: Mainvest.com ___________________ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
44:43
April 06, 2022
March Markets Rally, Interest Rates Rise & A Deep Dive on How to Work with a Financial Advisor
This week, I’ve got 3 major financial headlines for you.. First up, the stock market rallied for its second up week in a row... where does it stand now for March and 2022YTD? Next, what sectors and asset classes are winning and losing in the current market? Finally, interest rates continue to rise, and fast. What does it mean for mortgage rates? And how are rates warning us of what’s to come? … after that, this week I’m taking a deep dive with Nicholle Overkamp, a Financial Planner and Retirement Planning Specialist to address one of your most common questions. What is a financial planner? What do they do, how should the relationship serve you? What does it cost? And what else should you know before meeting with one! For more on this week's market update: https://familyfinancemom.com/market-update-3-28-2022/  To connect with Nicholle Overkamp: Website: Wilcox Financial Group Intagram: @powHERhousemoney Facebook: Wilcox Financial Group Facebook Group: Money Bitch Community Twitter: Wilcox Financial Group LinkedIn: Nicholle Overkamp ___________________ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
44:02
March 30, 2022
The Labor Market, Q4 Earnings Shockers & A Deep Dive on Gas Prices with Patrick De Haan
This week, I’ve got 3 major financial headlines for you... First up, the market may have just found its bottom for now, finishing up for the second week in a row… but it wasn’t without some ups and downs along the way. What’s driving it? Next, last week’s economic data was all about the labor market. Is there still a labor shortage? And if so, what’s causing it? Finally, Q4 earnings season is well underway. What are we hearing from companies about their outlook for 2022? … after that, as one of the biggest drivers of inflation and market volatility in the current economy, I’ve got a deep dive on gas prices with 20-year petroleum industry expert, Patrick DeHaan. Join me as we talk about the supply and demand drivers for oil, how oil prices translate into what you pay at the gas pump, the impact on other energy prices, and what role public policy and the current geopolitical environment play on gas prices. For more on this week's market update: https://familyfinancemom.com/market-update-2-7-2022/ To connect with Patrick De Haan: Website: GasBuddy.com  Twitter: Twitter.com/GasBuddyGuy ___________________ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
49:21
February 09, 2022
Market Volatility, Earnings Season & A Deep Dive on Getting Good with Money
This week, it was actually hard to narrow it down to just 3 major financial headlines given all the data released last week, but here’s what I picked for you First up, the market had its first positive week of the year… but it was a wild ride to get there. What’s driving the market volatility? Next, Q4 earnings season is underway. Most companies are beating earnings expectations - so why is the market still down for January? Finally, we got the first estimate for Q4 and full year 2021 GDP. Growth was far better than expected, but can it continue? … after that, I’m super excited to share my conversation with fellow FInance Mom and author, Jessi Fearon with you. She’s here to share insights into her family's journey to debt freedom, all about her new book, Getting Good with Money, including her thoughts on the Two-Income Trap and the Four Money Types, and the single step that had the biggest impact on her family finances. So stay tuned! For more on this week's market update: https://familyfinancemom.com/market-update-1-31-2022/ For FFM Investing Workshop: https://familyfinancemom.teachable.com/p/investing-workshop-series To connect with Jessi Fearon: Book, Getting Good with Money: https://amzn.to/3L4FXfF (affiliate) Website: https://jessifearon.com/ Instagram: https://www.instagram.com/jessifearon/ ___________________ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
35:06
February 03, 2022
A Market Sell-Off, Increasing Jobless Claims & A Deep Dive on Financial Service Offerings with OneEleven
This week, I’ve got 3 major financial headlines for you First up, the market’s rough start to 2022 got even worse last week, with the S&P 500 down -5.7% for the week ending January 21st, and now down -7.7% year to date. What’s driving it? Next, several December housing data points were released, indicating more new construction, but prices still rising. How do these data points compare to what we learned from our conversation with Zillow’s Economist last week? Finally, weekly jobless claims have begun to increase again. What does that mean for the labor market and why is it happening? … after that, I’m going to share the first in a series of interviews with different financial service providers many of you have asked about, from coaches to planners to advisors, to help you understand how they are similar, how they are different, what to expect when working with them, including the costs associated with these services. Today, I’m talking with One Eleven founder, Dani Pascarella. Dani and I share a common personal and professional background, which has instilled a similar passion in both of us as well – making financial literacy more accessible to everyone. Dani left her job on Wall Street to do something about it, to democratize financial education in our country by launching OneEleven. Learn exactly how their hybrid financial planning and coaching as a subscription service works, also now available as an app, and just for Family Finance Mom followers, check out OneEleven using code FAMILYFINANCEMOM20 for 20% off any of the membership plans available. For more on this week's market update: https://familyfinancemom.com/market-update-1-24-2022/ To connect with Dani Pascarella, Founder of OneEleven: Website: https://www.oneeleven.co Instagram: https://www.instagram.com/getoneeleven Facebook: https://www.facebook.com/getoneeleven Linkedin: https://www.linkedin.com/company/getoneeleven Dani's LinkedIn: https://www.linkedin.com/in/danipascarella/ ___________________ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
45:42
January 27, 2022
Rough Start to 2022, Inflation Up Again & A Deep Dive on Housing Market Outlook with Zillow
This week, I’ve got 3 major financial headlines for you First up, the market has had a rough start in 2022, down -0.3% for the week ending January 14th, and down 2.2% year to date. Next, December CPI indicates inflation is still rising - up 7.0% over the last year. What are the drivers and are there any signs it will slow soon? Finally, what’s the latest data on the Omicron surge. Cases have skyrocketed - when will the surge reach its peak, and what do other metrics - like hospitalizations and deaths tell us? … after that, we will take a deep dive into the outlook for the 2022 housing market. With interest rates rising, many are asking what the impact will be on mortgage rates and housing prices. Join me as I speak with Nicole Bachaud, a Zillow Economist, who works on their Research team, tracking housing market data closely and publishing research to help all of us be more informed. Learn her thoughts on the outlook for 2022, how the market is different for buyers and sellers, how big the housing shortage is and what it will take to alleviate it, as well as resources and reports Zillow offers to help potential homebuyers and sellers educate themselves about the current housing market. For more on this week's market update: https://familyfinancemom.com/market-update-1-17-2021/ For Nicole Bachaud's latest research for Zillow: Zillow names Tampa its hottest housing market for 2022 Adding space and remodeling the bathroom are homeowners' top renovation resolutions for 2022 South Lake Tahoe named Zillow's most popular place of 2021 Zillow’s Latest Monthly Market Report (November 2021) To connect with Zillow: www.zillow.com www.instagram.com/zillow/ https://twitter.com/zillow www.facebook.com/Zillow www.linkedin.com/company/zillow/ ___________________     To listen to Andy Hill's Marriage Kids and Money Podcast: https://marriagekidsandmoney.com/  ___________________ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
38:57
January 24, 2022
5 Factors Driving 2022 Financial Outlook & A Deep Dive on UTMAs
This week, instead of the usual top 3 headlines of the week, I’m going to share 5 key factors I’ll be watching that are likely to drive the economy and financial markets in 2022… including interest rates and inflation, the labor market and how that impacts incomes and consumer spending, and finally, the wild card no one can truly predict - the virus. … after that, we will take a deep dive into UTMAs - a tax-advantaged investment account option for parents to save for their children, that doesn’t just limit you to saving for college. Join me as I speak with UNest Founder and CEO, Ksenia Yudina, to learn exactly how these investment accounts work and how UNest makes them easily accessible and affordable for families. For more on the 2022 financial outlook: https://familyfinancemom.com/2022-financial-outlook/ For more on Ksenia Yudina and UNest: www.unest.co www.linkedin.com/in/kyudina www.facebook.com/unest/ www.linkedin.com/company/u-nest/ www.twitter.com/UNest www.instagram.com/unest/   ___________________   For the Family Finance Mom Investing Workshops:  https://familyfinancemom.teachable.com/p/investing-workshop-series ___________________   Follow Family Finance Mom everywhere...  Instagram: https://www.instagram.com/familyfinancemom/  Twitter: https://twitter.com/financemom1  Facebook: https://www.facebook.com/familyfinancemom  Get weekly newsletter here: http://eepurl.com/gblbY9
42:53
January 14, 2022
The Pandemic, Build Back Better Act & A Deep Dive on the Supply Chain
This week, I’ve got 3 major financial headlines for you  First up, the stock market went on a bit of a seesaw ride last week, ultimately ending the week up just +0.3%, and is essentially flat over the last 2 weeks. What’s moving, or better said, pausing the market?  Next, the pandemic is back on center stage again. What’s behind it and what are the facts on the numbers here in the US?  Finally, on Friday, the Build Back Better bill passed the House. How much is it, what’s in it, how are they paying for it, and what does it take to become law?  … after that, we will take a deep dive into the supply chain. Most of us usually don’t pay too much attention to how our goods move from where they are made to where we buy them… until you start to see empty store shelves, rising prices, and hear everything being blamed on supply chain bottlenecks. Join me as I talk with Jill Clifford, President of FreightPlus, a 30 year veteran of the transportation industry and expert on the supply chain. What is she seeing with her logistics clients today, what’s her outlook, and when will the supply chain be back to normal? For more on this week's market update: https://familyfinancemom.com/market-update-11-22-2021/ For more on Jill Clifford and FreightPlus:  Jill Clifford: https://www.linkedin.com/in/jillclifford/ FreightPlus: https://www.linkedin.com/company/freightplus/ https://twitter.com/FreightPlus_io https://www.facebook.com/Freightplus.io/ https://www.instagram.com/freightplus_io/ https://www.freightplus_io ___________________ For the Family Finance Mom Holiday Gift Guides:  https://familyfinancemom.com/gift-ideas-for-investors/ ___________________ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
40:18
November 23, 2021
Inflation Concerns, Millions of Job Openings & A Deep Dive on What the Rich Really Pay in Taxes
This week, I’ve got 3 major financial headlines for you First up, The stock market had its first down week in over a month, as inflation concerns became front and center again Next, inflation concerns were front and center again because October CPI numbers were reported indicating the highest inflation increase in over 30 year Finally, We also got an update on the demand side of labor – job openings – for September. There’s still millions of them open. … after that, we will take a deep dive into a question from a new series I’ve been working on - Financial Fact or Fiction. Based on real questions I get from you. This week’s question? Do the rich really pay less in taxes? For more on this week's headlines: https://familyfinancemom.com/monday-market-update/ For more on Do the Rich Really Pay Less in Taxes? https://familyfinancemom.com/how-much-do-the-rich-pay-in-taxes/ ___________________ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
28:48
November 18, 2021
October Employment, $1 Trillion Infrastructure Bill & A Deep Dive on Personal Finance with New Dad, BudgetDog
This week, I’ve got 3 major financial headlines for you… First up, the stock market hit new highs again as Q3 earnings season continues with solid earnings reports and interest rates took a bit of a breather Next, October employment numbers finally delivered. Where did we see improvement, and where is there still work to do Finally, Congress finally got a bill passed - the $1 trillion infrastructure bill. What’s in it and how are they going to pay for it? … after that, we will take a deep dive into a brand new family’s personal finance journey with Brennan Schlagbaum, of BudgetDog. Learn how he got debt-free and left his full time job as a CPA to be more present with his brand new baby girl, and what he’s doing to save for her future. For more on this week's headlines: https://familyfinancemom.com/monday-market-update/ For more on Brennan Schlagbaum: www.instagram.com/budgetdog/ twitter.com/Budgetdog_ www.youtube.com/channel/UCuIeIED4nfDnVlw8gk0fkzQ ___________________ This week's episode is brought to you by - Honest History Magazine: https://honesthistorymag.com/?ref=financemom ___________________ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
35:20
November 11, 2021
Q3 2021 GDP, September Income & Inflation, & A Deep Dive on Debt Consolidation
This week, I’ve got 3 major financial headlines for you… Last week, the stock market hit new record highs again, finishing the month of October up +6.9%, it’s best monthly performance of the year. What’s behind the stock market’s soaring? Next, last week, the Bureau of Economic Analysis released its first estimate for Q3 GDP… and it missed big - up just +2.0% for the quarter. Why were economists expecting more? And third, last week we also got September’s data for Income and Consumer Expenditures, with more data on inflation. What does it tell us about prices and the financial health of consumers? … after that, we will take a deep dive into a part of personal finance many consumers may find more necessary in the months to come - debt consolidation. Join me for a discussion with debt consolidation attorney, Leslie Tayne, as we talk about what is involved, red flags to watch for, and who might benefit from debt consolidation. For more on this week's headlines: https://familyfinancemom.com/monday-market-update/ For more on Leslie Tayne, Tayne Law Group, PC: www.taynelaw.com www.facebook.com/TayneLawGroup/ twitter.com/LeslieHTayneEsq www.linkedin.com/in/leslietayne www.instagram.com/lesliehtayne ___________________ This week's episode is brought to you by - Honest History Magazine: https://honesthistorymag.com/?ref=financemom ___________________ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
50:22
November 04, 2021
Record Job Openings, Inflation Rising & A Deep Dive on Net Worth with Andy Hill of Marriage, Kids & Money
This week, I’ve got 3 major financial headlines for you… Last week the stock market got off to a rough start, but finished the week strong, including its best daily performance since March 2021 on Thursday, to finish the week up +1.8%. The market is now up +3.8% for the month of October, and +19% for 2021 year to date… what’s behind the week’s performance? Next, August JOLTS report released last week showed 10.4 million job openings, showing labor demand is stronger than ever. What does that mean for the labor market? Third, September CPI showed inflation is still rising - now up +5.4% over the last 12 months. What does it mean for your finances? … after that, we will take a deep dive with guest Andy Hill of Marriage Kids and Money into his family’s financial journey, and the importance of not only motivation, but a key financial metric: net worth. For more on this week's headlines: https://familyfinancemom.com/monday-market-update/ For more Andy Hill: https://marriagekidsandmoney.com/ To get your net worth calculation worksheet: https://familyfinancemom.com/what-is-the-definition-of-net-worth/ ___________________ This week's episode is brought to you by - Honest History Magazine: https://honesthistorymag.com/?ref=financemom ___________________ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
40:57
October 20, 2021
A Rough September, Progress in Congress, and a Deep Dive on Student Loans with The Debt Trap Author, Josh Mitchell
This week, I’ve got 3 major financial headlines for you… Last week, the stock market ended the month of September with the worst monthly performance since March 2020. Will it recover in October? Next, Personal Income and Expenditure data for August was released - what does it tell us about the strength of the US consumer and inflation? Third, the biggest overhang on the market last week - the debt ceiling - is still unresolved, but Congress did make some progress. Find out on what... … after that, we will take a deep dive into a topic that impacts just about everyone I know - student loans. Join me for a conversation with Josh Mitchell, award-winning WSJ higher education reporter, and author of The Debt Trap, this quarter’s FFM Book Club pick. We will talk about the history of student loans, how we got here, his recommendations for how to fix it, and what he thinks about the possibility of student loan forgiveness. For more on this week's headlines: https://familyfinancemom.com/monday-market-update/ For more on student loans: https://familyfinancemom.com/american-student-loans/ For more about The Debt Trap, Josh's writing for The Wall Street Journal, and his background, visit joshmitchellwrites.com. Follow Josh Mitchell on Twitter ___________________ This week's episode is brought to you by - Honest History Magazine: https://honesthistorymag.com/?ref=financemom ___________________ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
58:45
October 20, 2021
Shaky Market, Rising Interest Rates & a Deep Dive on Employment Numbers
This week, I’ve got 3 major financial headlines for you… Last week, the stock market eked out a small gain, despite a rough start Monday and shaky finish Friday… what’s behind the market volatility? Next, Congress repeated their temporary budget solution with the debt ceiling - now we have a temporary reprieve on both until December 3rd… then what? Third, the biggest bust last week was the September Employment report released Friday. Economists expected 500,000 jobs would be added, but we saw far less. What happened? … after that, we will take a deep dive into the employment and labor numbers to take a look at what’s really happening behind just the headline unemployment rate and job creation numbers. What are some of the varying demographic impacts, and what are the longer-term implications. For more on this week's headlines: https://familyfinancemom.com/monday-market-update-10-11-2021/ ___________________ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
22:13
October 13, 2021
The Fed's Latest, August Housing Data and a Deep Dive on the Debt Ceiling
This week, I’ve got 3 major financial headlines for you… Last week, the stock market barely eked out a gain, pressured early in the week by concerns over Evergrande’s default, and buoyed later in the week by the Fed’s economic outlook Next, housing market data for August was released - are there signs the market could be softening? Third, the big economic news of the week was the Fed’s statement following it’s latest Open Market Committee meeting. What are they saying about raising interest rates now? … after that, we will take a deep dive into one of the more confusing topics currently moving the market - Congress’ debate over the debt ceiling. What exactly is the debt ceiling? And why don’t they just raise it? ___________________ This week's episode is brought to you by - Honest History Magazine: https://honesthistorymag.com/?ref=financemom ___________________ For more on this week's headlines: https://familyfinancemom.com/monday-market-update-9-27-2021/ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
23:06
September 29, 2021
August CPI, Tax Increases & a Deep Dive on 2020 Consumer Spending
This week, I’ve got 3 major financial headlines for you… First, August 2021 Consumer Price Index released last week showed inflation still at levels far beyond Fed's long-term target Next, House Democrats put forward are pushing forward with their proposed tax increases to fund their massive spending bill... and the market didn't like it too much And third, another factor weighing on the market, the potential default of the most indebebted property developer in the world (and the second largest developer in China), Evergrande … after that, this week’s Deep Dive is digs into the 2020 Consumer Expenditure Survey, just released by the Bureau of Labor Statistics. What does it tell us about how the recession and pandemic impacted consumer spending and incomes last year? And what does the average family budget actually look like. ___________________ This week's episode is brought to you by - Honest History Magazine: https://honesthistorymag.com/?ref=financemom ___________________ For more on this week's headlines: https://familyfinancemom.com/monday-market-update-9-20-2021/ For more on the 2020 Average Family Budget: https://familyfinancemom.com/average-family-budget/ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
23:13
September 23, 2021
The Economic Recovery: Where are We Now?
This week, as we kick off Season 2, let's play some catch-up on what you may have missed this summer... What is the state of the economic recovery and where are we now? I'll take you through 5 major indicators and what they tell us about the state of the recovery, and what to look for as we head towards 2022. GDP Inflation The Labor Market Personal Income and Outlays (aka Consumer Expenditures) State of the Pandemic ___________________ For more on the data and history shared on this week episode: https://familyfinancemom.com/the-economic-recovery/ This week's episode is brought to you by - Honest History Magazine: https://honesthistorymag.com/?ref=financemom Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
29:18
September 13, 2021
April CPI, Retail Sales & a Deep Dive on The Life Changing Power of Financial Literacy with Tim Renzatta of NextGen Personal Finance
This week, I’ve got 3 major financial headlines for you… First, April CPI number surpassed economists’ expectations - and not in a good way The CPI numbers then sent the stock and bond market on a bit of a ride - why? And where did the week end up? And last but not least, Friday, we also got April retail sales numbers. How did they compare to March and what do they tell us about the state of the economic recovery? … after that, this week’s Deep Dive is actually an interview about a topic I know we are all passionate about here - financial literacy. And more specifically, how we can get personal finance in every school across the country to improve financial equality, and more importantly, improve lives, families and communities. ___________________ For more on this week's headlines: https://familyfinancemom.com/this-week-in-the-market/ For more on my interview with Tim and Personal Finance in Schools: https://familyfinancemom.com/how-to-get-personal-finance-classes-in-every-high-school/ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
35:04
May 18, 2021
April Employment Report, New Market Highs & a Deep Dive into the Labor Market
This week, I’ve got 2 major financial headlines for you… 1 - Last week was really all about the April Employment Situation released on Friday 2 - The impact it had on interest rates and the stock market … and given that, this week’s deep dive is all about the current labor market. The April jobs numbers left a lot of people scratching their heads. From businesses who are struggling to hire despite millions on unemployment to economists who expected 4x as many jobs to be added by employers, how can all be true at the same time? Many business leaders were quick to call for an end to expanded federal unemployment benefits, but is that the only impediment to the labor market recovery? Let’s dive into what’s up with the labor market – from variations among state policies, industry differences, the impact of childcare (or lack there of), and what role do federal unemployment benefits and stimulus play.? ____________________ For more on this week's headlines: https://familyfinancemom.com/weekly-market-review/ For more on the labor market: https://familyfinancemom.com/whats-up-with-the-labor-market/ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
34:34
May 11, 2021
Q1 Earnings Season, Bitcoin Sell Off & A Deep Dive on Capital Gains Taxes
This week, I’ve got 3 major financial headlines for you… 1 - earnings season continues to fuel recovery hopes, with 25% of S&P 500 companies reporting, and over 80% of them beating expectations. How does that compare to usual earnings season? 2 -  If earnings season is going so well… why was the market flat last week? 3 - after last week’s deep dive on the housing market, what did the data for March released this week say about the current market? A bonus headline for you - what’s up with Bitcoin? The leading cryptocurrency is down 20% from its prior week high. What’s driving it? … after that, I’m going to do a deep dive on the capital gains tax, given it caused such a fuss in this week’s financial markets. What is President actually proposing? Why is he proposing it? And how does it fit in with tax policy historically and globally? ____________________ For more on this week's headlines and the capital gains tax increase: https://familyfinancemom.com/market-weekly-update/ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
30:44
April 27, 2021
March CPI, Retail Sales & A Deep Dive into the Housing Market
This week, I’ve got 3 major financial headlines for you… 1 - Earnings season got off to a roaring start last week, with most major companies beating analyst expectations, pushing the stock market to yet another new all time high on Friday 2 - Those inflation concerns I keep talking about? Last week we got some actual data that validates them as the Bureau of Labor Statistics released the March Consumer Price Index, up 2.6% over the last year And 3 - March Retail sales numbers came out last week - and were up nearly 10% from February, boosted by those stimulus checks that went out last month. But the big question is - will that continue in April? … after that, ahead of this week’s housing market data releases, we will take a deep dive into what drives the housing market. Every day I get questions asking if the housing market is in another bubble? If prices are going to crash again like back in 2008. I’m going to walk through the factors supporting current demand against a building supply shortage that explain exactly why it’s not a bubble and I don’t foresee a housing market crash coming any time soon. ____________________ For more on this week's headlines: https://familyfinancemom.com/this-weeks-stock-market/ For more on the housing market: https://familyfinancemom.com/is-this-a-good-time-to-buy-a-house/ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
32:36
April 20, 2021
A Tech Rally, March PPI and a Deep Dive into What Drives the Stock Market
This week, I’ve got 3 major financial headlines for you… 1 - It was a relatively quiet news week, but the stock market hit a new all-time high for the second week in a row, as tech stocks rallied with the softening of mid-term interest rates 2 - The tech rally was fueled by interest rates softening - just a smidge… but it was also enough to drop mortgage rates for the first time in 2 months. And 3 - Friday we got the March Producer Price Index which shows prices for final demand goods and services are up significantly. What does that mean for inflation concerns? … after that, we will take a deep dive into what drives the stock market. As the stock market continues to reach new heights week after week, in the face of inflation concerns and a predicted but not yet materialized economic recovery, many of you have asked if this is a market bubble and if and when we are headed for a market crash. I’ll talk a walk through some stock market history and the 5 major factors that drive the stock market to help explain where the market is today… and where it may be going. ____________________ For more on this week's headlines: https://familyfinancemom.com/finance-news-of-the-week/ For more on What Drives the Stock Market?: https://familyfinancemom.com/what-drives-the-stock-market/ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
22:48
April 13, 2021
March Employment Report, the American Jobs Plan & A Deep Dive Into GDP
This week, I’ve got 3 major financial headlines for you… 1 - It was a short week for the markets, but the stock market hit a new all-time high Thursday, while bond yields rallied on their short-trading day Friday. How is the market navigating between recovery hopes and inflation concerns? 2 - Friday, the department of labor released the March Employment Situation. What does it tell us about the labor market recovery? And 3 - the biggest news of last week - President Biden’s unveiling of the $2.3 trillion American Jobs Plan. … after that, we will take a deep dive into what makes up GDP. To really understand how the economy works, you’ve got to understand all its moving parts. And since we measure our economy by GDP, what is it actually measuring? What are the components of GDP? How do things like increases in government spending impact other segments like private investment? And what really drives the economy overall? ____________________ For more on this week's headlines: https://familyfinancemom.com/finance-news-this-week-4-5-2021/ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9 
31:05
April 06, 2021
Retail Sales, FOMC Meeting & A Deep Dive on Higher Taxes
This week on Finance Explained I’ve got 3 major financial headlines for you: Tuesday’s release of Advanced Retail Sales for February, down far more than economists predicted Wednesday’s FOMC statement and Fed press conference, where they announced no change to monetary policy, despite far stronger economic projections Thursday’s worse than expected weekly jobless claims report. A year since the pandemic lockdowns began… and we are still seeing new claims higher than EVER previously reported in any recession EVERY. SINGLE. WEEK … and after that, we will take a deep dive into what’s next on the Biden administration’s agenda - infrastructure spending, and how they plan to pay for it: higher taxes. What are they planning and how is it likely impact YOU! _______________ For more on the market headlines: https://familyfinancemom.com/market-weekly-update-3-22-2021/ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
27:42
March 22, 2021
February CPI, $1.9 Trillion Stimulus Becomes Law & A Deep Dive on Interest Rates
This week on Finance Explained I’ve got 3 major financial headlines for you:  How market performance continues to be bifurcated - with the S&P 500 closing at a new all-time high on Friday, while the Nasdaq continues to trail  The February CPI report - what does it say about how fast prices are rising?  The $1.9 Trillion American Rescue Plan Act of 2021 is officially law now. What happens next?  … and after that, we will take a deep dive into interest rates, since the rapid rise of long-term interest rates is driving broader market performance and inflation concerns.  _______________  For more on the market headlines: https://familyfinancemom.com/market-for-the-week-3-15-2021/  For more on interest rate terms:  APR - https://familyfinancemom.com/glossary/apr/  APY - https://familyfinancemom.com/glossary/apy/  Compound interest - https://familyfinancemom.com/glossary/compound-interest/
26:25
March 15, 2021
February Employment Report, $1.9 Trillion Stimulus & A Deep Dive on Inflation
This week on Finance Explained I’ve got 3 major financial headlines for you: How the market rallied on Friday to just offset a week’s worth of losses in the face of rising interest rates and inflation concerns The biggest economic data release of the week - the February Employment Report And on the political front, the Senate passed the $1.9 trillion stimulus bill Saturday morning. What did they change before it passed? … and after that, we will take a deep dive into inflation, since that’s the biggest driver of market performance right now.  _______________ For more on the market headlines: https://familyfinancemom.com/weekly-market-news-3-08-2021/ For more on higher inflation concerns: https://familyfinancemom.com/higher-inflation/
33:21
March 08, 2021
Finance Explained by Family Finance Mom Trailer
Finance is fast-paced and constantly changing. The market moves second by second, new economic data is released weekly, and the news comes out faster than even professional financial experts can keep up with. Family Finance Mom’s Finance Explained cuts through the noise to bring you the financial and economic news you need each week, along with an explanation of what it all means in a way everyone can understand, and more importantly, why it matters to YOU! Why did the market sell-off this week? Why is everyone suddenly worried about inflation? Why are interest rates rising or falling...  and above it all, what you need to know about how it could impact your family’s finances. Welcome to Finance Explained… the latest platform by Family Finance Mom to help women everywhere build financial literacy and make better decisions for themselves, their families, and their futures. Subscribe now to get new episodes weekly, learn more at familyfinancemom.com, and find me daily on Instagram @familyfinancemom.
01:04
February 27, 2021