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Finance Explained by Family Finance Mom

Finance Explained by Family Finance Mom

By Meghan | Family Finance Mom
Finance Explained brings you the financial and economic news you need each week, along with an explanation of what it all means in a way everyone can understand, and more importantly, why it matters to YOU!

Why did the market sell-off this week? Why is everyone suddenly worried about inflation? Why are interest rates rising or falling... and what you need to know about how it could impact your family’s finances.

Welcome to Finance Explained… helping women everywhere build financial literacy and make better decisions for themselves, their families and their futures.
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April CPI, Retail Sales & a Deep Dive on The Life Changing Power of Financial Literacy with Tim Renzatta of NextGen Personal Finance
This week, I’ve got 3 major financial headlines for you… First, April CPI number surpassed economists’ expectations - and not in a good way The CPI numbers then sent the stock and bond market on a bit of a ride - why? And where did the week end up? And last but not least, Friday, we also got April retail sales numbers. How did they compare to March and what do they tell us about the state of the economic recovery? … after that, this week’s Deep Dive is actually an interview about a topic I know we are all passionate about here - financial literacy. And more specifically, how we can get personal finance in every school across the country to improve financial equality, and more importantly, improve lives, families and communities. ___________________ For more on this week's headlines: https://familyfinancemom.com/this-week-in-the-market/ For more on my interview with Tim and Personal Finance in Schools: https://familyfinancemom.com/how-to-get-personal-finance-classes-in-every-high-school/ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
35:04
May 18, 2021
April Employment Report, New Market Highs & a Deep Dive into the Labor Market
This week, I’ve got 2 major financial headlines for you… 1 - Last week was really all about the April Employment Situation released on Friday 2 - The impact it had on interest rates and the stock market … and given that, this week’s deep dive is all about the current labor market. The April jobs numbers left a lot of people scratching their heads. From businesses who are struggling to hire despite millions on unemployment to economists who expected 4x as many jobs to be added by employers, how can all be true at the same time? Many business leaders were quick to call for an end to expanded federal unemployment benefits, but is that the only impediment to the labor market recovery? Let’s dive into what’s up with the labor market – from variations among state policies, industry differences, the impact of childcare (or lack there of), and what role do federal unemployment benefits and stimulus play.? ____________________ For more on this week's headlines: https://familyfinancemom.com/weekly-market-review/ For more on the labor market: https://familyfinancemom.com/whats-up-with-the-labor-market/ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
34:34
May 11, 2021
Q1 Earnings Season, Bitcoin Sell Off & A Deep Dive on Capital Gains Taxes
This week, I’ve got 3 major financial headlines for you… 1 - earnings season continues to fuel recovery hopes, with 25% of S&P 500 companies reporting, and over 80% of them beating expectations. How does that compare to usual earnings season? 2 -  If earnings season is going so well… why was the market flat last week? 3 - after last week’s deep dive on the housing market, what did the data for March released this week say about the current market? A bonus headline for you - what’s up with Bitcoin? The leading cryptocurrency is down 20% from its prior week high. What’s driving it? … after that, I’m going to do a deep dive on the capital gains tax, given it caused such a fuss in this week’s financial markets. What is President actually proposing? Why is he proposing it? And how does it fit in with tax policy historically and globally? ____________________ For more on this week's headlines and the capital gains tax increase: https://familyfinancemom.com/market-weekly-update/ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
30:44
April 27, 2021
March CPI, Retail Sales & A Deep Dive into the Housing Market
This week, I’ve got 3 major financial headlines for you… 1 - Earnings season got off to a roaring start last week, with most major companies beating analyst expectations, pushing the stock market to yet another new all time high on Friday 2 - Those inflation concerns I keep talking about? Last week we got some actual data that validates them as the Bureau of Labor Statistics released the March Consumer Price Index, up 2.6% over the last year And 3 - March Retail sales numbers came out last week - and were up nearly 10% from February, boosted by those stimulus checks that went out last month. But the big question is - will that continue in April? … after that, ahead of this week’s housing market data releases, we will take a deep dive into what drives the housing market. Every day I get questions asking if the housing market is in another bubble? If prices are going to crash again like back in 2008. I’m going to walk through the factors supporting current demand against a building supply shortage that explain exactly why it’s not a bubble and I don’t foresee a housing market crash coming any time soon. ____________________ For more on this week's headlines: https://familyfinancemom.com/this-weeks-stock-market/ For more on the housing market: https://familyfinancemom.com/is-this-a-good-time-to-buy-a-house/ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
32:36
April 20, 2021
A Tech Rally, March PPI and a Deep Dive into What Drives the Stock Market
This week, I’ve got 3 major financial headlines for you… 1 - It was a relatively quiet news week, but the stock market hit a new all-time high for the second week in a row, as tech stocks rallied with the softening of mid-term interest rates 2 - The tech rally was fueled by interest rates softening - just a smidge… but it was also enough to drop mortgage rates for the first time in 2 months. And 3 - Friday we got the March Producer Price Index which shows prices for final demand goods and services are up significantly. What does that mean for inflation concerns? … after that, we will take a deep dive into what drives the stock market. As the stock market continues to reach new heights week after week, in the face of inflation concerns and a predicted but not yet materialized economic recovery, many of you have asked if this is a market bubble and if and when we are headed for a market crash. I’ll talk a walk through some stock market history and the 5 major factors that drive the stock market to help explain where the market is today… and where it may be going. ____________________ For more on this week's headlines: https://familyfinancemom.com/finance-news-of-the-week/ For more on What Drives the Stock Market?: https://familyfinancemom.com/what-drives-the-stock-market/ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
22:48
April 13, 2021
March Employment Report, the American Jobs Plan & A Deep Dive Into GDP
This week, I’ve got 3 major financial headlines for you… 1 - It was a short week for the markets, but the stock market hit a new all-time high Thursday, while bond yields rallied on their short-trading day Friday. How is the market navigating between recovery hopes and inflation concerns? 2 - Friday, the department of labor released the March Employment Situation. What does it tell us about the labor market recovery? And 3 - the biggest news of last week - President Biden’s unveiling of the $2.3 trillion American Jobs Plan. … after that, we will take a deep dive into what makes up GDP. To really understand how the economy works, you’ve got to understand all its moving parts. And since we measure our economy by GDP, what is it actually measuring? What are the components of GDP? How do things like increases in government spending impact other segments like private investment? And what really drives the economy overall? ____________________ For more on this week's headlines: https://familyfinancemom.com/finance-news-this-week-4-5-2021/ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9 
31:05
April 6, 2021
Retail Sales, FOMC Meeting & A Deep Dive on Higher Taxes
This week on Finance Explained I’ve got 3 major financial headlines for you: Tuesday’s release of Advanced Retail Sales for February, down far more than economists predicted Wednesday’s FOMC statement and Fed press conference, where they announced no change to monetary policy, despite far stronger economic projections Thursday’s worse than expected weekly jobless claims report. A year since the pandemic lockdowns began… and we are still seeing new claims higher than EVER previously reported in any recession EVERY. SINGLE. WEEK … and after that, we will take a deep dive into what’s next on the Biden administration’s agenda - infrastructure spending, and how they plan to pay for it: higher taxes. What are they planning and how is it likely impact YOU! _______________ For more on the market headlines: https://familyfinancemom.com/market-weekly-update-3-22-2021/ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9
27:42
March 22, 2021
February CPI, $1.9 Trillion Stimulus Becomes Law & A Deep Dive on Interest Rates
This week on Finance Explained I’ve got 3 major financial headlines for you:  How market performance continues to be bifurcated - with the S&P 500 closing at a new all-time high on Friday, while the Nasdaq continues to trail  The February CPI report - what does it say about how fast prices are rising?  The $1.9 Trillion American Rescue Plan Act of 2021 is officially law now. What happens next?  … and after that, we will take a deep dive into interest rates, since the rapid rise of long-term interest rates is driving broader market performance and inflation concerns.  _______________  For more on the market headlines: https://familyfinancemom.com/market-for-the-week-3-15-2021/  For more on interest rate terms:  APR - https://familyfinancemom.com/glossary/apr/  APY - https://familyfinancemom.com/glossary/apy/  Compound interest - https://familyfinancemom.com/glossary/compound-interest/
26:25
March 15, 2021
February Employment Report, $1.9 Trillion Stimulus & A Deep Dive on Inflation
This week on Finance Explained I’ve got 3 major financial headlines for you: How the market rallied on Friday to just offset a week’s worth of losses in the face of rising interest rates and inflation concerns The biggest economic data release of the week - the February Employment Report And on the political front, the Senate passed the $1.9 trillion stimulus bill Saturday morning. What did they change before it passed? … and after that, we will take a deep dive into inflation, since that’s the biggest driver of market performance right now.  _______________ For more on the market headlines: https://familyfinancemom.com/weekly-market-news-3-08-2021/ For more on higher inflation concerns: https://familyfinancemom.com/higher-inflation/
33:21
March 8, 2021
Finance Explained by Family Finance Mom Trailer
Finance is fast-paced and constantly changing. The market moves second by second, new economic data is released weekly, and the news comes out faster than even professional financial experts can keep up with. Family Finance Mom’s Finance Explained cuts through the noise to bring you the financial and economic news you need each week, along with an explanation of what it all means in a way everyone can understand, and more importantly, why it matters to YOU! Why did the market sell-off this week? Why is everyone suddenly worried about inflation? Why are interest rates rising or falling...  and above it all, what you need to know about how it could impact your family’s finances. Welcome to Finance Explained… the latest platform by Family Finance Mom to help women everywhere build financial literacy and make better decisions for themselves, their families, and their futures. Subscribe now to get new episodes weekly, learn more at familyfinancemom.com, and find me daily on Instagram @familyfinancemom.
01:04
February 27, 2021