the finance and property survival guide
By finance and property survival guide
The content discussed on this show is general advice only, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
the finance and property survival guideOct 27, 2022
PAY OFF YOUR HECS & rental squeezes - f&p 162
the boys break down the latest rental squeeze data, how your HECS debt gets indexed and much more!
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
From the Vault - Strong Money with Dave Gow
Dave Gow runs Strong Money Australia, a website focused on helping people reach Financial independence and retire in Australia. He publishes articles & podcasts regarding his key lessons learnt on his personal finance journey.
You can check out Dave's work here: Creating Freedom Through Financial Independence | Strong Money Australia
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed
using Credit Cards RIGHT - f&p 161
We break down how a credit card purchase affects your budget over a long term period, which banks own higher MARKET share of mortgages and much more!
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
Funding, Family & Finance with Lauren Severino
Lauren Severino is a National BDM at Funding.com.au. We spoke about her work in the finance industry, her work ethic as a young mum & much more.
You can find out more about her work here: Investment & Loan Solutions | Earn & Borrow with Funding
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
Credit Cards & Buy Now Pay Later, OH MY - f&p 160
Welcome back! The boys break down how credit card use in Australia, how AfterPay & other services will be regulated by the Government and much more!
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
Talking Tax Depreciation with Daniel Farrugia
Daniel is the Director of Tax Depreciation Australia. His work involves Quantity Surveying, a service that works with Property investors to claim tax deductions on their properties.
You can check out his work here: Boost Your Bottom Line with Specialised Tax Depreciation Solutions (tdaqs.com.au)
This is general advice and the following is not taxation for financial advice and results vary for each individual property and investor. Please seek independent taxation advice for your personal situation.
landlords, hacks & employment - f&p 159
Welcome back! Today we chat about the % of landlords getting housing finance this year, budgeting hacks & much more!
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
vices, property & life with Pete Wargent
Pete Wargent joins the show to chat about investing, his life in the corporate world & much more!
You can check out his work here: Pete Wargent | International property buyer, finance & real estate expert
financial stability & Home buying schemes - f&p 158
The boy's breakdown one of the 3 Home buying schemes run by the Government to help first home buyers enter the market, the RBA's Financial Stability report and much more.
Property Tragics with Trent Alexander
Trent Alexander is the founder of Investment Accelerated, we spoke about his work in real estate and more.
You can learn about his work here: www.investmentsaccelerated.com.au
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
the RBA, lifestyle inflation & groceries - f&p 157
We chat about lifestyle inflation and how it affects your money saving, the RBA's latest cash rate decision and more. The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
Housing Supply & Negative Gearing & Women in Finance with Kate Hill
Kate Hill is the founder of Adviseable, you can check out her work here: Home - Buyer's Agents | Property Investors | Home Buyers | Adviseable You can check out the book she wrote here: The Female Investor: #1 Award Winner: Creating Wealth, Security, and Freedom through Property : McDougall, Nicola, Hill, Kate: Amazon.com.au: Books
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
GOTTA KNOW WHEN TO HOLD EM - f&p 156
The boys are back to chat about Gen Z Men & Women and their property ownership goals, how your holding timeline influences your performance and much more!
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
Money Matters with Keryn Batsilas
Keryn is the founder of Your Life & Money Matters, she's a licensed financial adviser. You can learn about her work here: Financial Advice for busy families | Melbourne (yourlifeandmoneymatters.com)
housing policy, broker commissions and more - f&p 155
The boys break down the Greens plans for gov development, homelessness stats from the ABS and more.
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
Online Business with Matt Raad
Matt Raad is an online investor whose been in business for 30+yrs.
Alongside his wife, Matt is recognised for his skill in buying, renovating & selling profitable online businesses.
You can check out his work here: Home | Matt and Liz Raad Check out the E-business institute here: Home | eBusiness Institute
House/Unit gaps, rental markets & more - f&p 154
The boys break down the GAP between houses & units in property markets, how rental markets are affected by participation from high-income earners & much more!
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
Property Pursuits with Meighan Wells
Meighan is the founder of Property Pursuits, a buyers' agency based in Paddington, QLD. You can check out her website here: Buyers Agent, Buying An Investment Property, National Property Buyers (propertypursuit.com.au) You can check out the Home Buyer Academy here: First Home Buyers Course (homebuyeracademy.com.au)
Home Loan Arrears & Saving some DOLLARS - f&p 153
The boys chat about Home Loan Arrears, the difference between Home Brand & Generic products and much more.
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
Tactix Training & Healthy Habits with Sean Oultram
Sean Oultram is the founder of Tactix Training Gym, a high-end service aimed at developing healthy living habits for their clients.
Their focus is in training people with ASD, ADHD, physical disability or other diagnoses.
We spoke about the beginnings of his gym, his life as an Ice Hockey player and much more.
You can check out Sean's business here: HOME | Tactix Training Gym & Services For Special Needs
HOW YOUR HECS DEBT GROWS - f&p 152
The boys break down how INTEREST is added to your HECS each year, the Gov schemes helping FHBs buy their first property & much more.
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
What's in a CONVEYANCER with Indie Welsh
Indie Welsh is from Bale Boshev, working in the conveyancing & commercial arm of the firm. We discussed the ins & outs of the role of a Property Conveyancer & why it's important to have one in your team when purchasing a property.
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
Impulse buying & Surveys for Cash - f&p 151
Make money completing Consumer Surveys here: Octopus Group
The BOYS ARE BACK!!! Check out our new facebook page here: Facebook The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
Top Tips for First Home Buyers pt2
We're back for the final instalment of our FHBs series. We break down why a bank wants to look at your living expenses, the importance of conveyancing and much more.
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
EPISODE ONE HUNDRED & FIFTY!!!!
In our 150th episode, the boys discuss the Superannuation gender gap, whether population growth is bad for housing markets and much more!
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
Top Tips for First Home Buyers pt1
Welcome to our series focusing solely on First Home Buyers!
In this episode we break down the key factors that affect your home loan application's success. Part 2 will be made available next week!
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
due diligence & PAYING YOURSELF FIRST - f&p 148
The boys break down the Pros & Cons of buying an established property compared to a new one, why you should pay yourself first & much more.
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
property deals & the state of the industry with Veronica Morgan
Veronica Morgan joins the show to chat about her time filming reality tv, why Buyer's Agents could use some extra knowledge & much more.
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
offset accounts, the share market and borrowing dollars - f&p 147
the boys chat about offset accounts & how they impact your home loan payments, what we can learn from lending indicators and much more.
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
How Parents can HELP their kids
David & Damian break down the ways that parents can assist their children into the housing market. We explain going Guarantor, gifting funds and much more. The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
reflections on 2023 & the year ahead - f&p 146
The boys are back, they chat about the year ahead for Australia's economy and much more.
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
buyers advocates and investing with Cate Bakos
Cate Bakos is a buyers advocate based in Melbourne, Victoria. You can check out her work and her current projects below:
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
Rainy day funds, asset rich/cash poor & THE DRUM
the boys mourn the cancellation of the best show on television today as well as discuss the importance of a rainy day fund.
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
budgets, demographics and taxes oh my - f&p 145
The boys break down a new report from a guy that loves statistics, why budgets are about trade-offs and much more.
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
the case for basic income with Evelyn Forget
Evelyn Louise Forget is a Canadian health economist with expertise in the feasibility of basic income. I spoke with Evelyn about her work and how a basic income could solve economic issues like poverty and improve health outcomes for citizens.
You can check out Evelyn's book here: Basic Income for Canadians: The key to a healthier, happier, more secure life for all: Forget, Evelyn L.: 9781459413504: Books - Amazon.ca
Buy Now Pay Later and Rent vs Buying - f&p 144
The boys chat about the pros & cons of BNPL, Rent vs Buying and much more. The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
property markets & investing gameplans with Jordan de Jong
Jordan De Jong is the founder of Gameplans, a software company designed to enable users to track their property portfolios in a scalable manner. He's an all-round legend too :).
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
why you DON'T NEED A SIDE HUSTLE (probably) - f&p 143
The boys break down the pro's and con's of side hustles, inflation and much more. The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
defying the odds with Kevin Ross
INFLATION explained/SAVE MONEY on ELECTRICITY - f&p 142
We break down Inflation, why & how it happens and the winners/losers as well as HOW TO SAVE on your ELECTRICITY bills :) The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
taxes, super & downsizing with Michael Blythe
Michael Blythe is the former chief economist at the Commonwealth Bank, he performed various roles at the Reserve Bank of Australia and now the Economist in residence at Downsizer.com.
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
a lack of housing, very astounding - f&p 141
the boys are back to chat about Gough Whitlam and how his thoughts about the Housing crisis could still ring true 70yrs later and much more! The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
the investment factor with Andrew Baxter
Andrew Baxter is the Founder & CEO of Australian Investment Education. His business aims to help people enjoy a richer financial future through education & mentorship while utilising battle-tested investment strategies.
You can check out his website here: Home - Australian Investment Education
Pre-order Andrew's upcoming book here: The Wealth Playbook by Andrew Baxter
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed
the INFLATION you can CONTROL - f&p 140
Dave & Damo discuss Lifestyle inflation and how it's affecting the price of everyday purchases, what to do if you're struggling with your mortgage & much more!
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed
RATES ARE RISING, what next?
Dave & Damo chat breaking news as the RBA raise the Official Cash rate from 4.10% to 4.35%. Find out their thoughts here.
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed
property listings & government shifting - f&p 139
The boys talk about household formation, how affordable property markets see higher shares of young people & much more.
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed
Labour, Unions & MMA with Jacob Debets
Jacob Debets is a labour lawyer for the National Tertiary Education Union, a freelance writer & Unionist.
You can check his twitter out here: Jacob Debets (@jacob_debets) / X (twitter.com)
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.
Financial Stability & failing building companies - f&p 138
The boys chat about the RBA's Financial Stability report, ABS data showing the overseas arrivals numbers & much more. The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed
financial health checks.
Damo breaks down the ins & outs of conducting his personal financial check. This is how he analyses his financial position & maps out his future goals for his wealth building!
Our instagram pages: @fandpsurvivalguide @moneysaverhomeloans
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed
consumer sentiment/very delicate - f&p 137
The boys chat about the ongoing rental crisis and how you can adapt to it, how Consumer Sentiment influences the economy and much more.
Our instagram pages: @fandpsurvivalguide @moneysaverhomeloans
The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed