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FINANCIALLY/COVERED ... a podcast for insurance agency owners, their money, and their profits.

FINANCIALLY/COVERED ... a podcast for insurance agency owners, their money, and their profits.

By David Chudyk
FINANCIALLY/COVERED gives insurance agency owners the tools to:
- Gain (or regain) the love for what they do.
- Spend more of their work week on activities that they enjoy doing.
- Increase revenue streams.
- Manage staff effectively.
- Navigate all of the complex issues that business owners face.
- Make educated financial decisions (both business and personal)
Where to listen
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Episode 25: Is Agency VA the tool to help your agency to increase profitability?
Agency VA is a U.S. based companies that places U.S. based and foreign based virtual assistants.  With numerous tiers of service available, VA's can perform simple or complicated tasks.  You can even choose to work with licensed VA's who have they ability to bind policies. To learn more about Agency VA, visit visit or email to schedule a demo.  Please make sure to tell Graden that you heard about Agency VA on the FINANCIALLY COVERED Podcast. To schedule your 30 minute consultation with Certified Financial Planner(tm), David Chudyk email or visit to find a time that works in your schedule.
June 10, 2021
Episode 24: Does your agency need RPOST? A Conversation with Jake Finnell
Learn about encryption, digital signatures and some other easy tips that can keep your agency safe in this dangerous era of cybercrime. For more information visit Please remember to visit and email if you would like to discuss any of the personal or business financial issues that are keeping YOU up at night
May 25, 2021
Episode 23: Should Professional Telemarketing be part of your Commercial Insurance acquisition strategy... with Ken Zelevsky
In this episode, Ken Zelevsky of Clear Data International discusses: 1. What to look for in a professional telemarketing company. 2. How his company can help with commercial insurance lead generation. 3. Why it can be important to outsource tasks where your agency might not have specific expertise. To reach a member of the Clear Data International Sales team, email: Christa Holt or call 412 793-3344 ext 105 Chrystal Mount or call 412 793-3344 ext 104 and make sure to visit www.cleardataint.clm As always, with any business or personal financial planning questions, email or schedule your virtual appointment by visiting
May 11, 2021
Your agency, your agency management system, and Angela Adams Consulting Services
Margaret Stahl of Angela Adams Consulting Services discusses the many ways that agencies do not use their agency management systems to their full capabilities and some of the other common mistakes that agency owners make.   If you are interested in seeing if Angela Adams Consulting can help your agency to go to the next level, visit For your 30 minute consultation about your personal or business financial decisions, email or visit
March 19, 2021
Can BOLD PENGUIN jumpstart your agency's commercial insurance production?
In this episode we speak with Marc DeLeonibus about: 1. The origin of Bold Penguin's name 2. How Bold Penguin can streamline your commercial insurance quoting process. 3. How Bold Penguin can help your agency to obtain carrier appointments with some of the heavy hitters of the industry. If you would like to speak with Marc, please email or you can schedule a demo by going to and clicking the BOOK A DEMO link. As always, if you would like to know what it is like to work with me as a a Financial Advisor, email me at or feel free to book an appointment at
February 15, 2021
Taking your agency to the NEXT LEVEL through PODCASTING with Dave Stewart
In this episode, self proclaimed podcast ADDICT and podcaster, Dave Stewart talks about "starting ugly" and gives some simple instructions on how to begin your agency's podcasting journey.  Do join Dave's FREE 30 day podcasting challenge, go to  As always, for all questions, money related, email me at or CLICK HERE to book a complementary 30 minute consultation 
July 25, 2020
All things 401(k)... with Andy Pooser, AIF, QPFC, QKA
Let's face it, insurance agency owners are business owners and it is SO easy to spend excessive amounts of time working in the business, instead of on the business.  In this episode, Andy Pooser discusses some rules and regulations behind 401(k) plans, the benefits of the plans, and reasons why a good Third Party Administrator is essential to ensure compliance to IRS guidelines. If you would like to discuss your current retirement plan or a new retirement plan, please email and we can arrange a time either in person or via zoom for a 20 minute conversation. Also, be on the lookout for details about our upcoming virtual summit!
May 26, 2020
Your agency identity.
it is always a great idea to take a look at your agency identity and decide if you are where you should be.  Are you serving the clients that you and your team are uniquely qualified to serve in the ways that you are uniquely qualified to serve them?  In this episode, I talk about a transition that I made in my business to replace myself in my agency and putting the majority of my efforts into the area where I am most passionate - Financial Planning.  I hope that you will take a few minutes to determine if any changes need to be made in your agency so that you will have #noregrets! If you ever have any business or personal financial planning questions, please email
May 05, 2020
Positioning you and your agency was WORKER'S COMP EXPERTS with Kevin Ring
Kevin Ring, of the Institute of Workers Compensation Professionals discusses how your agency can become more valuable to your clients and prospects by being known as the preeminent worker's compensation expert in your area. Please visit or email Should you ever have any questions about your business or personal financial planning, please email
April 28, 2020
Funding real estate investments with your Federal Tax Liability for the HIGH INCOME investor with Gordon Short
Gordon Short discusses how Accredited Investors can invest in projects to receive economic and tax benefits generated by government sponsored incentives. Investors can also receive the satisfaction of preserving our nation’s historic structures while creating jobs and economic opportunity in cities throughout the United States. For more information, please email Please remember to consult with your own tax and legal advisors.
April 16, 2020
Attorney Rick McDuff discusses the CARES act and what it means to you
Join us to learn what the CARES act means to employers and employees.  If you need to speak with Rick for this or any other issue, please call 864 882-2466 or email
April 07, 2020
Growing your agency by building your own LEADERSHIP skills with Kathleen Ranahan
As a very well known consultant who works with insurance agents, Kathleen Ranahan shares some her knowledge with us on leadership and management.  If you would like to reach out to Kathleen, please email or call her office at 772 999-3546 Please take a moment to subscribe to this podcast and also share it with any of your friends and colleagues who could benefit.
March 31, 2020
Stress.... What is it? How it harms us and how to manage it, with Michaela Tomberlin
In everyday life, we, as entrepreneurs deal with stressors of many kinds, but with the current COVID-19 situation, we are dealing with an unprecedented type of stress.  Michaela discusses how to manage stress for you and your children as well as some positive coping mechanisms.
March 24, 2020
Zywave can help a small agency look and act like a BIG agency and help a BIG agency to go to the next level.
In this episode Jared Klebler of ZYWAVE discusses how your agency can deliver more value to prospects and clients.  Zywave can make the job of a producer easier and can help to win LARGE accounts by providing the same type of services that TOP 100 firms can provide. Feel free to call Jared directly for questions or for a copy of his free WHITE PAPER at 310 697-9622 or via email and we will be glad to point you in the right direction.  You can also schedule a demo by going to the site at Be well and we wish you the best during these crazy times!
March 17, 2020
Talking health, nutrition, and stress reduction with Stephen Arnold.
In this episode, we move away from management, marketing, financial planning as we move towards a hugely important topic - our health.  As entrepreneurs, our bodies and minds are under constant stress.  Stephen Arnold is a fitness and nutrition expert and he provides some common sense and very doable action items that can help us to be our best, both physically and mentally.  Check out his website at If there is ever a time that you would like some guidance on your own business or personal financial planning decisions, please email me at and I would love to have a chat.
March 10, 2020
From producer to CONSULTANT, Bob Paskins has gone from helping risk management clients to helping coaching clients is passionate about helping agents to grow their sales and revenue
Having built large books of business as a producer (twice), Bob has front line knowledge, has been in the trenches and knows how to build a book of business.  In his consulting business, he helps agents and producers to remove barriers and move towards success.  Bob has graciously offered to have a complimentary 30 minute phone consultation to discuss YOUR business.   Feel free to reach out to Bob via: EMAIL - PHONE - 503 278-09072 WEB WWW.BOBPASKINS.COM As always, if you ever have any business or personal financial planning questions, please email and I will do my best to point you in the right direction.
March 03, 2020
How roleplay can take your agency to the next level with JEREMY OLSON
Does your sales and service team provide a consistent and positive customer experience and a maximized closing ratio?  Jeremy Olson and his, Dale Carnegie Certified trainer, Kristin provide weekly sales training for agencies across the country.   Through weekly, live webinars, you and your team can learn to perfect word-tracks that work for many common situations.  Visit for a free seven day trial! Don't forget to subscribe to this podcast so that each new episode will be automatically delivered to you.
February 29, 2020
BONUS EPISODE on the recent market volatility with Parallel Financial Partners co-founder, Brian Boughner, CFA
In this episode, Brian Boughner, CFA discusses some mindets and concepts that investors should keep in mind during these times of market volatility.  While some investors are acting out of fear, others are seeing these events as buying opportunities, portfolios should be designed in a way that helps investors to sleep at night.   As Brian discusses, many factors in the economy are fundamentally strong at historic levels, but this could also be an opportunity for investors to evaluate their risk of their portfolios. If you would like to have a conversation about the construction of your accounts, please email  Our firm has tools that can help you to determine if your portfolio has the right amount of risk and safety for YOU
February 28, 2020
Talking Agency Branding, Social Medial and BOTS with Michael Guilfoyle
With over a decade of experience in the digital marketing arena, Michael Guilfoyle works with many Nationwide and other independent insurance agencies to develop marketing strategies that work.  For a FREE assessment, contact Michael at or call him directly at 585 733-2862.
February 25, 2020
Ava Smith discusses how proper hiring practices can add to (or subtract from) your BOTTOM LINE.
With decades of experience in the Human Resources industry, Ava Smith discusses many of the important questions about hiring that small business owners have.  To contact Ava for a complimentary consultation, please call 864 448-0939 or email
February 19, 2020
Understanding the pitfalls of Emotional Investing with Parallel Financial Chief Investment Officer, Greg Towner
With 2 decades of experience in the investment management industry, Greg Towner discusses emotional investing and how to avoid it's negative consequences.  For a copy of Greg's whitepaper on emotional investing, please email
February 13, 2020
Dana Swarner helps to increase retention and revenue while bringing value to your client base.
Dana Swarner is a high producing insurance professional who has made Legal Shield part of her core offering.  Among other benefits, the personal product provides traffic ticket defense, the completion of simple wills, and contract reviews.  The business plan(s) provide contract reviews and the ability to confer with an attorney at almost any time.  These products can fit very will with your agency's other typical offerings.  If you would like additional information, please email or call Dana at 864 723-6935
January 28, 2020
Vibrant Communication with Nicole Greer... How to take your communication skills to the next level.
Nicole discusses the basics of communication, how to be referable, and team accountability. Any business owner should be on a constant mission to improve his/her communication skills. If you would like to to learn more about Nicole and her company, visit
January 11, 2020
Answer these questions about your agency to have your best year ever!
In the inaugural episode, Certified Financial Planner(tm), David Chudyk, discusses 5 important questions to ask yourself about your agency and gives proven tips to reduce procrastination
January 07, 2020