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findependence Hustle

findependence Hustle

By fIndependence Hustle

Your guide to finance and realistic side hustles. No scams, no get rich quick schemes, just extra money in your pocket and a better understanding of how money works.
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Navigating the Looming Bank Failures: A Survival Guide

findependence Hustle Feb 21, 2024

00:00
10:06
Navigating the Looming Bank Failures: A Survival Guide

Navigating the Looming Bank Failures: A Survival Guide

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In our latest video, we delve into the pressing topic of potential bank failures in the US and provide valuable insights on how individuals can navigate these uncertain times. With recent events and expert opinions as our guide, we explore the potential challenges, risks, and possible ways to safeguard your finances.Join us as we uncover the key factors contributing to this issue and discuss the steps you can take to make informed financial decisions. Whether you're a student, professional, or retiree, this video offers practical tips and strategies to help you navigate the volatile banking landscape.By understanding the potential risks and taking proactive measures, you can protect your hard-earned savings and investments. Don't miss out on this valuable discussion that could have a significant impact on your financial well-being.If you find this information helpful, please give this video a thumbs up and share it with others who may benefit from it. Knowledge is power, and together we can empower each other to make smart financial choices.

Feb 21, 202410:06
The Complete Beginners Guide To Cryptocurrency

The Complete Beginners Guide To Cryptocurrency

Hey! Have you heard of Coinbase Wallet? Use my referral link and earn up to $40 in quest rewards! https://go.cb-w.com/referral?referral_id=BDIMNsP85koBorPmrf2Vsw Cryptocurrency is a type of digital or virtual currency that uses cryptography for security and operates on a decentralized network called blockchain. Unlike traditional currencies issued by governments, cryptocurrencies like Bitcoin and Ethereum are not controlled by any central authority, making them resistant to government interference. They enable secure, peer-to-peer transactions and are often seen as a new form of digital or alternative currency.

Feb 21, 202410:11
Is Working A 9 To 5 Even Worth It?

Is Working A 9 To 5 Even Worth It?

In this thought-provoking video, we delve into the fascinating world of American work culture, raising important questions and offering fresh perspectives on our work habits. 🌟 Discover the hidden truths about the workforce that you never knew before as we challenge prevalent norms and explore alternate ways to handle it. 💡 Join us in this exploration as we shed light on the impact of work culture on our lives and propose actionable strategies for a healthier and more fulfilling work environment. 💪 Don't forget to like and share this eye-opening video to inspire others to rethink their approach to work! 📣 Together, let's create a better work culture for ourselves and future generations. 🌍 #AmericanWorkCulture #RethinkingWorkHabits #CreatingABetterWorkforce

Feb 20, 202409:48
The Odds Of Becoming Wealthy: How to Improve Them.

The Odds Of Becoming Wealthy: How to Improve Them.

Sign up for Robinhood with my link and we'll both pick our own gift stock 🎁 https://join.robinhood.com/phylicg-c15f9b Free Stocks from Webull! https://a.webull.com/Tfjte5eIWShNTGZ8LT Hey, come and join me on moomoo! Moomoo provides easier access to pro-grade investment analytics and is used by over 20 million people globally! Sign up via my referral link now and claim up to 15 FREE stocks! https://j.moomoo.com/00peKg The Odds of Becoming Wealthy in America Productivity and Education: There is a positive correlation between high Return on Assets (ROA) and low initial net worth, indicating that individuals with lower initial wealth can be particularly productive. Higher education levels also contribute to wealth accumulation. Factors Affecting Wealth Inequality: Government policies and economic market dynamics significantly influence the creation and distribution of wealth. Wealth accumulation over time serves as a source of retirement income, contributing to economic inequality. Racial Disparities: Racial inequality is evident in wealth distribution, with demographic factors like marital status, dual incomes, family size, and the age of the family head influencing disparities. For instance, racial inequality is more pronounced among the ultra-wealthy.

Feb 19, 202410:59
2024 Investment Strategy

2024 Investment Strategy

In this fascinating video, we dive into the world of stocks and explore the top contenders slated to flourish in 2024. Backed by extensive financial predictions (although not guaranteed), we uncover potential investment opportunities waiting to be seized. From tech giants to emerging industries, this video provides valuable insights to help you make informed decisions. Watch now and don't forget to like and share this video with your fellow investors!

Feb 18, 202410:25
Tax Writeoffs YOU Can Claim: W2 & 1099

Tax Writeoffs YOU Can Claim: W2 & 1099

Looking to decode the confusing world of tax write-offs? Join us in this hilariously informative video as we break down the essentials of tax write-offs for both the W2 and 1099 forms, with a touch of Graham Stephen's signature humor! Whether you're a traditional employee or a freelancer, understanding how to maximize your tax deductions is crucial. From business expenses to home office deductions, we'll cover it all in an engaging and easily digestible manner. So, if you're tired of feeling lost in a sea of tax terminology, hit play and get ready to laugh and learn! Don't forget to give this video a thumbs up if you found it helpful, and share it with your friends who could use some tax advice. Let's navigate the world of tax write-offs together! #taxplanning #taxwriteoffs #taxmanagement

Feb 17, 202409:12
Passive Income: Myth or Reality?

Passive Income: Myth or Reality?

Passive Income: Myth or Reality?

Feb 16, 202409:48
Inflation Uncovered: The Future of the American Economy

Inflation Uncovered: The Future of the American Economy

Welcome to our channel! In this thought-provoking video, we dive deep into the causes of inflation and speculate on the recovery of the American economy. Join us as we demystify this often complex topic, breaking it down into easy-to-understand concepts and explanations.Inflation is a concern that affects us all, but understanding its causes is key to navigating its impact on our lives. From rising prices to the value of our money, we explore the factors that contribute to inflation and how they affect the overall economy.But it doesn't stop there! We also delve into how the American economy is expected to recover from the challenges it has faced recently. With insights from experts and market trends, we discuss potential strategies that can help promote economic growth and stability.Whether you're an economics enthusiast, a concerned citizen, or simply curious about the intricacies of our economic system, this video provides valuable insights and analysis. Don't miss out on this informative and engaging discussion!If you found this video helpful, please give it a thumbs up and share it with others who may benefit from this knowledge. Let's spread awareness about the causes of inflation and the recovery of the American economy together!

Feb 15, 202410:31
Get Out Of Debt Quickly

Get Out Of Debt Quickly

Get Out Of Debt Quickly. Start by listing all your debts, including amounts and interest rates. Create a realistic budget to track income and expenses. Identify areas to cut back on spending, directing those savings toward debt repayment. Prioritize high-interest debts to minimize overall interest payments. Consider debt consolidation or balance transfers for lower rates. Negotiate with creditors for possible interest rate reductions or payment plans. Additionally, explore additional income sources to accelerate debt repayment. Consult with a financial advisor for personalized guidance.

Feb 13, 202410:32
Bitcoin ETF Uncovered: A Comprehensive Guide

Bitcoin ETF Uncovered: A Comprehensive Guide

Welcome to our channel! In this video, we have prepared a comprehensive guide to the new Bitcoin ETF that will help you navigate through its complexities. Our goal is to provide you with clear and concise information, breaking down this exciting new development in the world of cryptocurrency. Join us as we delve into what a Bitcoin ETF is, how it works, and its potential implications for investors. We will explore the benefits and risks associated with these funds, as well as how they differ from other investment options. Whether you're a seasoned investor or new to the cryptocurrency market, this video is a must-watch. Our expert analysis and insights will empower you to make informed decisions when it comes to investing in the Bitcoin ETF. If you're interested in staying ahead of the game in the world of cryptocurrency, be sure to hit that like button and share this video with your friends. Don't miss out on this valuable resource – watch now and unlock the secrets of the new Bitcoin ETF!

Feb 12, 202410:58
Credit Card Churning: Your Path to Easy Money

Credit Card Churning: Your Path to Easy Money

Credit Card Churning: Your Path to Easy Money Credit card churning refers to the practice of opening and closing credit card accounts to take advantage of sign-up bonuses, rewards, and benefits. This strategy aims to maximize the benefits offered by credit card issuers, but it requires careful management to avoid negative impacts on credit scores and financial stability.

Feb 11, 202409:43
Buy or Rent in 2024: The Ultimate Guide

Buy or Rent in 2024: The Ultimate Guide

Are you torn between buying and renting a house in 2024? 🏠🔍 Let us help you make a well-informed decision with our latest video! 📺🤔 Join us as we break down the pros and cons of buying versus renting a house based on market trends and financial analysis. 💰💡 Our team of experts has done extensive research to provide you with valuable insights that will save you time and money. Discover the advantages of homeownership, such as building equity and the potential for long-term financial stability. 📈💼 On the other hand, we'll also explore the benefits of renting, including flexibility and freedom from maintenance responsibilities. 🔄🔒 To ensure accuracy, we'll analyze the current market trends, interest rates, and housing supply situation in 2024. 📊🏡 Whether you're a first-time homebuyer or looking for a change in housing options, this video is a must-watch! Don't miss the chance to gain clarity and make an informed decision. Hit the like button if you found this description helpful and share it with your friends who might be facing the same dilemma. Let's prioritize financial stability and independence together! 💪💸 #BuyingVsRenting #2024HousingMarket #FinancialAnalysis

Feb 11, 202409:09
Your First Rental Property: A Step By Step Guide

Your First Rental Property: A Step By Step Guide

Looking to invest in real estate? You've come to the right place! In this video, we have everything you need to know about buying your first rental property. Our expert tips and step-by-step guide will help you navigate the process with ease. From finding the perfect location and analyzing potential deals to obtaining financing and managing tenants, we've got you covered. Don't miss out on this valuable information that could kickstart your journey to financial freedom. So sit back, relax, and get ready to take notes. Give this video a thumbs up if you found it helpful and share it with your friends who are also interested in real estate. Let's dive in and make your dream of owning a rental property a reality!

Feb 10, 202409:30
What Does PDS Debt Do?

What Does PDS Debt Do?

What Does PDS Debt Do? Debt consolidation companies offer services to help individuals manage and reduce their outstanding debts more effectively. These companies aim to simplify the repayment process by combining multiple debts into a single loan or repayment plan. Here's what debt consolidation companies typically do: Assessment: The company assesses your financial situation, including your income, expenses, and outstanding debts. This helps them understand the extent of your debt and develop a suitable consolidation plan. Negotiation: The company may negotiate with your creditors on your behalf to potentially secure lower interest rates, reduced fees, or extended repayment terms. This can make your debt more manageable and decrease the overall cost of repayment. Consolidation Plan: Based on the assessment and negotiation outcomes, the company develops a consolidation plan. This plan could involve obtaining a new loan to pay off your existing debts or creating a structured repayment plan to handle your debts more efficiently. Single Payment: One of the main benefits of debt consolidation is that you make a single monthly payment to the consolidation company instead of managing multiple payments to various creditors. The consolidation company then distributes the funds to your creditors according to the terms of the plan. Lower Interest Rates: If the consolidation company successfully negotiates lower interest rates with your creditors, you may end up paying less in interest over the life of the consolidated loan, which can save you money in the long run. Financial Education: Reputable debt consolidation companies often provide financial education and counseling to help you understand how to manage your finances more effectively, avoid future debt, and improve your credit score. Credit Impact: Debt consolidation may have an impact on your credit score. While consolidating debt can potentially have a positive effect on your credit if you make timely payments, it's important to understand the potential risks and consequences before proceeding. Fees: Debt consolidation companies usually charge fees for their services. These fees can vary, so it's important to understand the costs associated with the consolidation process before committing to it. Choosing a Reputable Company: It's crucial to do thorough research and choose a reputable debt consolidation company. Look for companies that are accredited, have positive customer reviews, and provide transparent information about their services and fees. Alternatives: While debt consolidation can be beneficial for some individuals, it's not the only solution. Depending on your financial situation, you might also consider options like debt management plans, debt settlement, or working directly with creditors to negotiate repayment terms. Keep in mind that not all debt consolidation companies are trustworthy, and some may engage in unethical practices. Before working with any company, it's essential to read reviews, check their credentials, and understand all the terms and conditions of their services.

Feb 09, 202405:32
Reasons to Invest in 2024

Reasons to Invest in 2024

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Feb 09, 202410:26
Money Saving Hacks for 2024

Money Saving Hacks for 2024

Money Saving Hacks for 2024 To save money in 2024, create a realistic budget, cut unnecessary expenses, take advantage of discounts and promotions, consider automated savings, explore additional income streams, and invest wisely for long-term financial goals. To save money in 2024, consider budgeting, tracking expenses, exploring side hustles, and utilizing cashback/rewards programs. 2024 budgeting tips, frugal living strategies, and money-saving hacks.

Feb 09, 202408:55
Stop Wasting Money on YouTube Courses

Stop Wasting Money on YouTube Courses

If you're concerned about the amount of Youtube courses being created, then you're not alone! In this video, I'll share with you my thoughts on the matter and why I think Youtube courses are getting out of hand.

Jul 28, 202302:36
The Best Stock to Invest in for 2023
Feb 28, 202302:56
How to Save Money When You Make $30,000 a Year or LESS

How to Save Money When You Make $30,000 a Year or LESS

If you make $30,000 a year or less it can be a terrible feeling. Working like crazy just to devote every cent to bills. Hopefully this episode can give you a few tips on saving some money, even without a lot of money.


Don't forget to check out the youtube channel https://youtube.com/@findependencehustle

Jan 08, 202302:38
2023 Tips and Tricks to have MORE MONEY!

2023 Tips and Tricks to have MORE MONEY!

In 2020 thru 2022, the world changed. We saw the pandemic and the global financial crisis that followed. This year, 2023 is the year of financial independence. So in this video, we're going to talk about what that means and how you can prepare for it. We'll discuss things like budgeting, investing, and protecting your assets. If you're looking to become financially independent in the next few years, then this video is for you! 

Sign up with Go2Bank for FREE MONEY: https://share.go2bank.com/Phylicia42 

Sign up with Chime for FREE MONEY: https://chime.com/r/phyliciageorge 

Sign up with SOFI: https://www.sofi.com/invite/money?gcp... 

Try the Miles app with my code! O5TCVO 

Come save money on Fetch with me! Sign up w/ code 29CWKT & get 2,000 pts: https://fetchrewards.onelink.me/vvv3/.... See you there! 

Try the Coin App with my link! https://coin.onelink.me/ePJg/6fdr0hmz 

Check out this free app that gets you cash back on gas and other errands! Click this link or use promo code LEAH29227 to get an extra 15¢/gal bonus the first time you make a purchase. https://upside.app.link/LEAH29227 

Try Slice the Pie with my link! https://www.slicethepie.com/join/UAB4... 

Join Robinhood with my link and we'll both pick our own free stock: https://join.robinhood.com/phylicg-c1... 

Join Webull for FREE fractional shares: https://a.webull.com/FvOte5eIWShNTGZ23k 

Join Public for a FREE stock: https://share.public.com/leahjude


Jan 01, 202321:13
How to Fix your Credit Score the Easy and FREE Way

How to Fix your Credit Score the Easy and FREE Way

How to Fix your Credit Score the Easy and FREE Way    

If you're looking for a way to improve your credit score, but don't know how to fix it, then this is the video for you! In this podcast, I'm going to show you how to fix your credit score for free, using techniques that I personally use, and know are effective. After listening to this podcast, you'll be able to improve your credit score in no time!  

(Not a referral link) Try Rocket Money: https://www.rocketmoney.com

Nov 24, 202204:36
Top 5 Cryptocurrencies to Invest in for the New Year

Top 5 Cryptocurrencies to Invest in for the New Year

💰 Get started with $10 in BTC FREE on Coinbase just for using this link: https://coinbase.com/join/hhyxsm?src=ios-link 

In this video, I'm going to share with you my Top 5 Cryptocurrencies to Invest in for the New Year. These cryptocurrencies are all well-positioned to grow in 2023, so be sure to check them out!  

Cryptocurrencies are growing in popularity all over the world, and there are a lot of great options out there to invest in. Hopefully, I can help you make the best decision for your investments.

Nov 06, 202204:00
The 3 BEST Online Banks of 2023

The 3 BEST Online Banks of 2023

Are you looking for a good online bank? In this video, I'm going to recommend the 3 best online banks of 2023.  After reviewing the top online banks, I've found that each bank offers unique services and benefits that you may find useful. So if you're looking for a good online bank to invest your money in, be sure to check out these three banks!  

Sign up with Go2Bank for FREE MONEY: https://share.go2bank.com/Phylicia42 

Sign up with Chime for FREE MONEY:  https://chime.com/r/phyliciageorge 

Sign up with SoFi for FREE MONEY: https://www.sofi.com/invite/money?gcp=dbfe48a7-5cbe-4cca-b67b-58108678e280&isAliasGcp=false

Nov 06, 202208:28
Phone Apps that Make you Passive Income (iPhone and Android)

Phone Apps that Make you Passive Income (iPhone and Android)

It is hard to spot money making opportunities, especially when they're passive. I have compiled the 6 apps (that I personally use) to help you earn a little income on the side.  

Will they make you rich? Probably not, but they will add up, especially over time and used together. Why not use them all?  

Try the Miles app with my code! O5TCVO  

Come save money on Fetch with me! Sign up w/ code 29CWKT & get 2,000 pts: https://fetchrewards.onelink.me/vvv3/referraltext?code=29CWKT. See you there!  

Try the Coin App with my link! https://coin.onelink.me/ePJg/6fdr0hmz  

Check out this free app that gets you cash back on gas and other errands! Click this link or use promo code LEAH29227 to get an extra 15¢/gal bonus the first time you make a purchase. https://upside.app.link/LEAH29227  

Try Slice the Pie with my link! https://www.slicethepie.com/join/UAB4CB01

Oct 28, 202207:21
TRADING FOR NEWBIES: The Top 3 Apps You NEED To Get Started!
Oct 24, 202202:41
Spend like a Millionaire to become a Millionaire
Oct 23, 202203:34
Your Brain on Marketing

Your Brain on Marketing

This Will Put You Into Debt! (Your Brain On Marketing)  Hopefully you learned something about the psychological manipulation that marketers use to get you to spend your money. The first step to avoiding the traps is to know that they're there. I wish you all wealth! Thanks!

Oct 19, 202205:38
Does Coin App really give you FREE CRYPTO?
Oct 15, 202205:28
Five Side Hustles that will Make you Money
Oct 12, 202204:60
What’s the Deal with the Social Good App?
Oct 11, 202203:50