FindingFire - Financial Independence in the UK

Is diversification dragging you down? Iain and Stuart find a point of actual disagreement and have some advice that will generalise to literally everything in your life.  Come with us on a journey to pick apart the perils of both variety and monotony.

Find out everything you wanted to know about multiple dilemmas you might be facing:

Stay focussed or multitask?
Index funds or property?
Monogamy or polyamory?

And should you be listening to this podcast whilst you wash the dishes?

Iain and Stuart run from deadly mosquitos into a comfortable middle class lifestyle, and meditate on whether they should experiment with hardship or just smile more.

Listen in to find the answers to such questions as:

Stuart and Iain discuss deep fried food and taking a year off of your life.

Listen in to find out once and for all whether a Sabbatical is worth it or whether you should stop even having a weekend. We talk about the joys of paid leave vs being self employed and resetting your identity to create space for growth.

Are Iain's friends and loved ones holding him back? What is a sabbatical, and what will it do for you? Who even are you? Do you owe you anything? Do you even want to be you?

It gets real deep, or something.

And for the first time FindingFire have given you homework. Can you get it done in time for the next episode?

Stuart and Iain tease apart what seems to be a choice between doing what you love, and loving what you do. There is of course a secret third option of just winning the lottery.

In this episode, Iain is sensible, level-headed and just odd enough whereas Stuart follows his passion and hates it. They discuss the curse of obligation, "The Secret", not keeping your passion a secret, and whether Iain has a secret admirer...

Capping it all is our groundbreaking new idea: The alright income strategy

Stuart and Iain have traveled through time from 2020 to discuss the passive income strategy. What is passive income really? Is it really passive? Is it really ethical? What is marketing even? And how can it be used for good? Will Stuart ever sleep again? All this, but with less structure, in this episode, Where the only thing Iain accurately predicts is the time from recording to publication.

This time we discussed passive income, outsourcing and the difficulty of good management, dropshipping, the ethics of pushing effort to others whilst retaining profit, value driven business, value driven marketing, and ducking mattresses.

Stuart and Iain pick their holy books of FIRE, talk about the perils of saving rather than spending, debate whether a 100% savings rate is possible and tell you once and for all, what the correct savings rate is.

Stuart and Iain return to discuss the now famous 7 ways to Escape the Rat Race. They talk about the merits of accepting the status quo, and what it will take to convince Stuart to allow his children to go to university. Why does Stuart hate learning? What has Iain bought that he's so ashamed of? By the end you'll wonder: Do they even have what it takes to pursue Financial Independence?

Introducing a new segment where we judge each other and the world at large.

This time we discuss electric cars and suspicious marketing by Elon Musk who definitely didn't sponsor this episode. Are EVs a shiny new path to FIRE?

Our grand finale. for now.

Stuart and Iain like living in the UK a lot. They compare life in the UK vs the USA and the rest of the world, talking about healthcare, benefits and all the kinds of leave: annual leave, parental leave, sick leave. Do we need anything more? Should we just keep working?

Tell us how FIRE applies where you live! Tell us what we got wrong in this episode! What would you like us to talk about in future episodes?

A brief overview of investment possibilities we’ve considered for our retirement all compared to the lovely NHS pension scheme. What, definitively and objectively, is the best option?

Let us know what you think! How are you investing for your retirement and why? What alternatives do you have in mind?

This episode brings you multiple dilemmas:

-Chat bot efficiency or being polite?
-Shabby-chic or prosocial fraud?
-Distressed jeans or distressed heart?