FINfluential by Marcus Monero

I was reflecting into my life and there were many things I had as well as made many mistakes along my journey when I was in the United States pursuing my education,track career and other adventures. If I could meet myself in my 20's , I would have advised the younger Markose to do to ensure financial stability, raise my human capital and be closer to my dreams and freedom from an unfree world. My humble apologies for the last sentence, I wanted to sound melodramatic 😉. I did a post earlier on the same topic and wanted to expand on it more in detail in this episode for anyone , especially folks in their 20's willing to listen. You can find the posts on my LinkedIn profile to share your thoughts and suggestions.

We are witnessing millennials getting financially screwed again and again. Marcus Monero shares his experience and the mistakes he has made financially to help fellow millennials to avoid as well as presented at challenges to those willing to oppose cultural and societal viewpoints on money and finances. The road to becoming financially exceptional millennial is possible , it's just the simple but hard steps to lower and maintain your expenses as well as increase your income, while consciously aware that you need to save money and move it into investments that will increase in value and cash flow. Let's Dive in and have a listen 👂

Here in this episode , just sharing a quick snippet of my absence and the personal events that has effected my life as well as my loved ones. Im taking action and want to spark a change for myself and those around me. I'm coming back stronger and bolder than ever before.

Here in this episode I share my views and thoughts about my struggles with dealing with Change and reflecting on my past. Learning to deal with new situations and having the grace to accept the changes that is happening in my life and to those around me. Even with several changes , there is so much to be grateful and be able to move forward to greater goals and visions.

It's never to late to buy BTC or other great cryptocurrencies in the market place that can increase in value as well as provide great value in the marketplace. Here is this episode I dive in the details on how to buy BTC and the art of HODLing Bitcoin and other Alt coins. I also cover details about my website the cryptocosm and the FINfluential podcast and my latest consulting service to provide you the guidance to buying your first bitcoin and cryptocurrency.

As you know I'm absolutely passionate about crypto and believe in the long term value . However, I know folks especially in the crypto space who needed to hear the points in making to ensure that their physical and mental health is great. I wanted to share some points that will enable you to be happy, healthy and in the long term be wealthy.

The D's and R's in the United States Congress have spent months deciding whether or not you should get $600, and they left you a bill for $2750 to pay for it, even if you don't qualify for the $600. These are the same people who want to be in charge of deciding whether or not you get healthcare.

Here in the episode We cover the news about what happening big time with the cryptocurrency space. Visa and Mastercard have banned doing business with Pornhub , which has led Pornhub to accept cryptocurrencies like Monero as well as other cryptos in selected countries. IN this episode, Marcus Monero reflects about the time when Visa, Mastercard and PayPal have banned donations to be sent to Wikileaks. This made Wikileaks to go all in into Bitcoin as payments for its donations etc. After that rest is history as we follow the incredible rise of Bitcoin and other alt-coins as viable store of value and payment solution on the global level. If you remember the time that it was strange to rent a space or a bedroom to a total stranger, but now its acceptable and normal to rent a bedspace or a house to anybody around the world, Thanks to Airbnb. IF we are able to say YES to Airbnb and other investments and technologies like Cannbis, AI etc , We will eventually say YES to Blockchain , especially with Cryptocurrencies as way of transferring value and wealth to anyone across our planet. We are still in the Wild West when it comes to cryptos, dwell right in the episode to learn more and ideas and areas we as individual investors need to pay attention to.

S&P said that it will launch a Cryptocurrency Indices in 2021, making it the latest Global Finance company to enter this unique asset class. What does this mean and How does it effect Bitcoin , Alt-coins and YOU

Happy Thanksgiving Everybody and thank you for following me and tuning to the podcast. There will be some upcoming guests coming soon to the FINfluential covering interesting topics in money,finance, fintech etc.

Bitcoin is not just an alternative asset or investment anymore. It is an alternative Asset Class that stands alone and above many others. Bitcoin is an unique investment asset with compelling differences relative to traditional asset classes. I think in 2021 with the way economics are developing, there is nothing better you can ask for. So What do yall think? Do you think Bitcoin is the best investment in 2021? Do you think Bitcoin is maturing? What do you think is going to happen next year and how are you planning for it? Here is the quote below that reflects the current situation of the State of Bitcoin in its totality as well as reflect the Altcoins immense potential in the coming future, May we see a Bull Run in 2021 -  “What is unique about  bitcoin is that it’s retail-driven. Financial media and the way people  consume investment information is changing, and influencers command more  attention than institutions. And this is happening against a backdrop  of massive generational wealth transfer. As wealth and power move from  older to younger generations, bitcoin is the first asset that will  capitalize on this shift in how we create and consume investment  narratives.” MELTEM DEMIRORS, COINSHARES #money #bitcoin #bitcoinnews #btc2021 #blockchain #cryptocurrency #crypto #moneysmart #financialcoach #financialeducation #financialliteracy #btc #investing

Could this be the start of a bull run for bitcoin? Maybe we could see something happening in 2021? Countries around the world are printing and spending their currencies like there is no tomorrow. The legacy systems are starting to get more chaotic , which means bitcoin and other cryptos tend to do well. Dive right in to the episode for more info

Today is the US Elections, while most folks are so busy and concerned about the US Elections and the grand drama that goes along with it. I wanted to focus on the real story that will matter to us and why we need to make pivots to protect our wealth as well as see the changes that will come about in 2021. We could expect the a major crash in real estate in 2021 as well as global quantitative easing that is going on right now will have grave consequences on our purchasing power as well as paradigm shifts in our Global economy.

In this episode Marcus Monero chats about the value of increasing your human capital in 2020 and beyond. The workplace of the future is so different and the current skills sets of the average folks here in the world is so outdated. We need to be aware of the great transition that is taking place politically, financially, spiritually etc. He dwells on his last two years were he had to make consistent small changes in his life to reach a point of seeing the big changes that is happening now. This is an episode to inspire those who are not seeing the changes and needed the personal motivation to hold on as well as be aware of the things to come so as to be triumphant in the future.

Marcus Monero reflects on the new phase of the FINfluential as well as the release of the Cryptocosm and his Beginners Guide for buying Cryptocurrencies for all the joes and Jane's of the world. Marcus Monero briefly talks about the next phase of the FINfluential to introduce a new financial service accessible to all folks in investing in Cryptocurrencies, Physical Gold and Silver , Mining Stocks etc .

In this episode, Marcus Monero brings to your attention to the great transition in our lifetime. As an individual we need to seriously earn in this paradigm we have entered. We have to keep innovating and be efficient in truly becoming a global citizen. Marcus Monero brings to attention to two interesting implications i.e. Digitization and Democratization. We explains more in detail about the digital age we are transitioning , these trends we will face will lead to the creation of a new type of investor - The Solo Capitalist

SHEILA MMBOGA AFANDE FROM THE FINANCIAL WELLNESS CENTRE has invited for a Live Youtube session for me to talk about physical Gold and Silver investing and how having physical precious metals can be part of your investment portfolio. Sheila has down amazing Q & A session with regards to investing in precious metals , particularly Gold and Silver. www.youtube.com/watch?v=LSxpqIKCN-Y

I came across this method of saving money , it called the CEO Method or the CEO Strategy. It's a great methodology in saving your money by helping you to cut your expenses the right way , Earn more money by raising your human capital and optimizing your spendings. Come on in and have a listen 👂🙂

In this episode , I cover the book and the value this book will bring to those who read it. It's 110 pages of great value on business , mindset and introduces the reader into the world of the knowledge revolution and the information business. The world around has changed and shaken to the core , the way we earn our income is not going to be the same . Hope you listen to this episode and take the chance to read the copy of the Nomadic Wealth Formula by Jason Stapleton.

Marcus Monero just briefly talks about a book called the Nomadic Wealth Formula which covers the topics of financial confidence , Raising your Human Capital and bringing Economic and Personal Freedom into your life and hopefully for others if they choose to receive it . Marcus Monero plans to cover every week this amazing topic of nomadic wealth

The commercial real estate market is getting smashed with the Work From Home Culture shifting office DEMAND. In this article , we go over the work from home shift , how to find a work from home job and how it affects the real Estate Market

Credit cards Can Be A  Amazing tool if you use them the RIGHT WAY. Check Out My Article On LinkedIn To Go  Over 7 Things To Pay Attention To With Your Credit Card. Here Marcus shares his insights and knowledge working  in the Financial space pertaining to Credit cards and wanted to share the financial awareness surrounding the use of Credit Cards and the fine details to look into while searching and making the best use out of this popular financial product.

Decentralized Finance - DeFi , Special Purpose Acquisition Companies - SPAC and Electric Vehicle - EV are going to change the world. DeFi is going to go crazy and create a major bull run in the near future as well as the electric vehicle market is growing hot in combination with SPACs as the way to raise money is disrupting the legacy automotive and the legacy banking and financial industries. This is a great moment to capture and be part of a new cycle and beginning of great things to come

The most important factor in building your wealth is understanding the speed of your money. The faster you can double your money, the more wealthy you will become

We are witnessing a shift in our paradigms and the greatest transfer of wealth is taking place in our midst while the majority are being distracted with the lies all around us. We are leaving the old dying Era and entering a new Era. Marcus Monero dwells right in and get some interesting insight to what's happening

Just reflecting on my memory lane on how I got into Money, Crypto, Precious Metals,Health, Global economic system and whole host of other things. Learning new things and keeping an open mind to change the course of our lives.

The Stock market saw its best quater in two decades, at the same time millions of Americans and people all across the world are out a job and the United States is entering into a Recession. So Marcus Monero is giving a quick update of what's happening

Just random reflections on my past and celebrating my birthday

Can Money Buy Happiness, How Important is money in your life? In this podcast, Marcus Monero breaks it down to what you need before you pursue to build your wealth, why money can make you happy and why it's not as important as you may think

All I can say is watch out for the Zombie Corporation Apocalypse.

Why so many financial experts are wrong about money ??? Cash is trash vs cash is king - we've heard these arguments before time and time again. But which is true????? Well, the reality is somewhere in the middle. If you want to use your money the right way , you need savings and you need investments

The United States is seeing a mortgage crisis in 2020 with millions of mortgages in forbearance. In May, 8.8% of mortgages are in forbearance which means 4.7 million Americans don't have the means to pay their debt payments.

More than 30 million Americans have filed for unemployment between the months of March and May in 2020. Now there's a bigger problem , many of these temporary layoffs are turning permanent with a shrinking economy. This is quite a great dilemma we are facing here. Marcus Monero covers from Americans losing their jobs faster than ever before to the US economy recovery from the 2008 crash to the financial and health issues in the US economy in 2020.finally, ending the episode with the cost of the Economic stimulus in 2020

The 3rd Bitcoin Halving occured on May 11th 2020 at around 4pm EST to be precise. Marcus Monero explains about how the Bitcoin BTC network operates as well as shares some information about the Bitcoin Block Reward Halving and it's importance. It's a great listen for anyone new to the space to get some clarity about the operations of the Bitcoin network and it's role in the crypto currency space.

Every Crisis is a great opportunity for any of us to think,survive and thrive differently. This 2020 economic crisis is no different. I go over the 10 economic lessons which I believe we would all need to learn ASAP.

The United States is ready to reopen the Country ; so what does that mean for the economy? Well, the economy isn't in the clear yet and it has to face the biggest test yet. I for see 3 potential scenarios that could come into play in the next 60 days. There is a lot of variables we need to understand to help us navigate as we are entering into a crisis. But, we need to know how bad of an economic crisis it's going to be. All I can say is we are all walking on a thin blue line

Investing is the real key to building wealth, not savings. In this episode I discuss some investing Principles to help you on your investing journey. Having the right time frame in mind , staying consistent with your investments over a long period of time , understanding cashflows when you are investing in your money , own tangible assets, have realistic expectations in your investments and finally avoid FOMO which can kill your profits.

In this episode by Marcus Monero, he shares insights about the Global Economy as well as how we are all in an Everything Bubble , he also gives insight into the End Game of the Central Bankers . Here we look into Negative Interest Rates , Quantitative Easing and figuring out how we can stay solvent in this time of economic and financial uncertainty

This episode looks into the current economic and pandemic situation that is happening all across the globe. Marcus Monero describes the scenario as a nightmare for all Central Bankers, where right now $1million are printed every second; this is an unbelievable situation we have never experienced. This situation will definitely be written in history books for the future generations to learn and not make the same mistakes. The episode also looks into the concept of FedAccounts and Digital Dollar 💲 that was drafted in the Stimulus bill , but by the grace of God was removed. This has raised so many questions and also should be remembered how the Federal Reserve exist because of a reaction to an economic crisis over a 100 years ago

In this episode , just sharing my thoughts on if we are in a Recession and if we are in a Recession, how long will it take to come to an end? Will it Last for just a month or couple of years. I point out various factors and variables that can shorten this period we are in or lenghten this painful process which will cause more financial and economic damage in the long run.

The Global financial meltdown in the year 2008 was a devastating crash, which forced the United States government to create TARP- which is a cute little nickname for "Troubled Asset Relief Program" , which is a program that bought up bad investments called CDO's also known as Collateralized Debt Obligations, Now In 2020, the United States government is pretty much doing the same thing , this time it's much bigger by the tune of $6 Trillion dollars- $2 Trillion from United States CONgress and $4Trillion from the Federal Reserve & US Treasury. The US government is bailing out the Corporate debt in the United States, which may lead to the bailing out of the US stock Market currently valued at $42 Trillion. We are living in interesting times and always I like to say , we are entering into a Brave New World.

Savings Accounts at traditional banks pay next to nothing, in this episode, Marcus Monero explains why banks pay you nothing and how to get a better return on your savings while keeping your money safe. We as the people need to be Smart with our money , but our bank accounts is paying us nothing. I explain briefly how the banking system works as well as how the fractional reserve banking/lending system really works and allows the banks to have a special superpower that helps banks create money out of thin air. Marcus Monero has shares some historical data of the interest rates for savings and mortgages and also shares some details on online banks that offer a much better interest rates on your money compared to the traditional banks.

With Interest Rates cut all the way to 0%, it's very possible that we'll see negative Interest Rates in the United States for the first time. Already many European nation's have implemented negative Interest Rates. The Federal Reserve had an emergency meeting to cut interest rates to zero to stimulate the economy through more borrowing in business loans, consumer loans etc. The Federal Funds Rate is explained in a simple way for the average Joe's and Jane's tuning to the show. Marcus Monero explains the liquidity issue that the banks are experiencing and how the FEDS are injecting trillions of USD into the banking system to make them stay alive. If negative Interest Rates are implemented , then it will be more expensive to save money and it can be a good time to refinance your outstanding loans etc. We are entering into interesting times and how this could mean to the US economy as well as the global economy. Stay tuned for more info.

This quick episode by Marcus Monero centers around the question of How to survive and thrive in this economic downturn? Marcus Monero explains that there is a Silver lining to all kinds of situations and to realize that we need to have a positive attitude and composure; not to be dwelling in a depressive state of mind. There are ways to overcome the personal economic strife that is prevailing globally. As an individual , if you can help people save and earn 💰 in this period, you will prevail and also dwells on the topic of LOCALISM and how it will benefit you as an individual and the community and locality you are part of. We are living in interesting times, that will require us to be wise, knowledgeable and anti fragile.

In this episode Marcus Monero talks about the current global economy surrounding on the Covid-19 situation. There are national lockdowns, quarantines, Work from home protocols are the masses to avoid the pandemic infections. Due to the above mentioned measures , we are witnessing high unemployment, corporate bailouts, quantitative easing aka money printing , social unrest like we have never seen. This pandemic is a great wake up call for those who are willing to listen and realize that insteading of going through the mindset of fear , people need to realize the grandest opportunity to create and manifest our destinies in the greatest period of human history. We are living in this amazing period where we can actually achieve success, ambition , liberty and freedom through TRUE FINANCIAL EDUCATION. This episode is aimed to inspire you to achieve your greatness And not to be hammered Physically,mentally and spiritually by the negative global situation that has been sparked by the pandemic and struggling through the underlying economic and financial chaos that is on its way.

Markets have been taking a Major Dive , businesses are taking emergency loans and Federal reserve has cut interest rates to zero. The question is are we in a Recession??? We all know that an Economic recession can be scary , but with financial education , good physical health and spiritual power we can be best prepared for the worst to come and turn the bad situation into our favor to survive and prosper when the currencies like the dollar collapse. Stay strong 💪 and be safe while you are listening in. Right now so much of developments are taking place in the commodities, stock markets, political arenas and crypto. It's hard to keep up , will bring in the best info and increase the frequency of my reports the best that I can

Covid-19 is Mutating at incredibly fast pace and created a global situation that has got governments across the world react in various levels of quarantine and implementing measures like social distancing, work at home protocols, border controls, travel bans etc. The global economy was going down ,but covid-19 has sped up the process and has changed our economy through disruptions in Supply Chains, Transportation,Events( Coronavirus Conference cancelled because of Coronavirus) ........isn't that hilarious , this has to make y'all laugh. Covid -19 inadvertently is changing the global economy is ways we can barely comprehend. Technology and various unique human resource management protocols will change the way we do business and our way of life. Rejoice Digital Nomads and Solopreneur, y'all have been doing this before. Finally , the show talks about preparing yourself ahead in time than to be one day late. We as individuals should be prepared and place ourselves in positions where we can accumulate Wealth for ourselves ,but be a blessing to those around us through the power of giving. Learn more in details and enjoy the show

This Episode is about investing in your future and making plans to prioritize your Wealth through the Golden Rules of Investing. Marcus Monero sharing some thoughts and insights into the definition and unique measurements in defining Wealth.

The episode is about getting out of Debt through Intensity and Debt Snowball Plan. I cover the steps in getting out of debt; really simple steps that majority of the people all around the world would ignore ,but it is so true for our times. Before commencing on the specific topic of Money Matters , I do dwell on the current happenings and events that sprung up in this week from the stock market 1000 point drop to Coronavirus outbreak creating havoc in the global economy etc. Plus I talked about a little bit about Unions and how this old concept will not be able to contend in our new global economic and financial system that we are moving towards.

In this episode , I cover the Basics of Finance ; Getting out of Debt, Investing in the Future and to build your Human Capital. This Episode provides the Financial Vision for those who want to be debt free and to accumulate Wealth , where you can have the freedom of time , mobility and quality of life. The Episode on Money Matters Part 1 will showcase the simple practical tools which you can apply right now to be on a path to financial freedom

This episode is all about my goals, mission and vision to bring Economic Freedom to the world and bring true financial education to the masses so as to not only survive but thrive in the coming new global economy and partake in the Greatest Transfer of Wealth in the History of Mankind. I cover various topics like Entrepreneurship, Lack of Financial Education in our traditional education system, Precious Metals investing and the rise of Crypto currencies and Blockchain initiatives that will change the way we live our modern day lives. I share briefly how Precious Metals and Crypto Currencies are complimentary to each other and can be breakthrough to achieve life changing profits for yourself, your family and the opportunity to attain generational wealth. I cover briefly the topic of Financial Confidence and Raising your Human Capital to a Whole Another Level. This episode just gives a taste of what is about to come and the level of insight and new knowledge that will change your mindset and conn front with right kind of network and mentors who have succeeded and can guide you to your destiny. This episode is a great beginning and a journey for me to dwell deep into the global financial and economic realm and how we all can prosper. This episode in totality showcase my love for Economic Freedom, Financial Education, Entrepreneurship,High Demand Skill Sets,Gold and Silver stacking and Blockchain opportunities such as Crypto currencies like Bitcoin Core, Bitcoin Cash, EOS and Monero and a host of great privacy coins etc.