FINfluential by Marcus Monero

Biography   David Garofalo has served as Chief Executive Officer, President and Chairman of the board of directors of the Gold Royalty Corp. David has worked in various leadership capacities in the natural resources sector over the last 30 years.  He served as President and Chief Executive Officer of Goldcorp Inc. until its sale to Newmont Corporation in April 2019.   Prior to joining Goldcorp, he served as President, Chief Executive Officer and director of Hudbay Minerals Inc. from 2010 to 2015, where he presided over that company's emergence as a leading metals producer. Previous to this, he held various senior executive positions with mining companies, including Senior Vice President, Finance and Chief Financial Officer of Agnico-Eagle Limited from 1998 to 2010 and as treasurer and other various finance roles with Inmet Mining Corporation from 1990 to 1998.   He was named Mining Person of the Year by The Northern Miner in 2012 and Canada's CFO of the Year by Financial Executives International Canada in 2009. A graduate of the University of Toronto (B.Comm.), he is a Chartered Accountant and a Certified Director of the Institute of Corporate Directors. He also serves on the board of directors of the Vancouver Board of Trade and the Vancouver Symphony Orchestra.   To learn more about David Garofalo and Gold Royalty Corp -   Skype ID: David-Garofalo_1   Website: www.goldroyalty.com   Social Media: @GoldRoyaltyCorp

Sharing my experience and looking back to how this year 2021 was a crazy year for me. Excited for 2022 and making improvements and changes to the FINfluential program.

Here is a quick episode about why we all got two jobs. Have a listen an shope this resonates and makes sense to you

Here in this episode I share my thoughts about going to places and areas around the world where you can financially grow your wealth as well as seek places where you can actually afford a great quality of life compared to your big brand western nations. If you are living in the United States , you know very well the cost of living is increasing high , especially in real estate . The same property you rent is easily affordable in places like Malaysia. It's about time we have a conversion about the wealth and income mobility opportunities outside the west and go to amazing places like Kuala Lumpur, Dubai, Panama and other locales, where folks like ourselves can be treated best.

Here in this episode, I connected with Ike to learn and have him share his origin story into the events industry as well as his journey into starting his venture and scaling his business towards success and overcoming adversities that is on his path.   He was very gracious to take the time to showcase to me how I can personally start my own cryptocurrency and blockchain event as a virtual and hybrid event using the power of the SOCIAL 27 event platform.    His tips and strategies are relevant to many of us who are participating and competing in the marketplace to benefit our end users - the attendees and most importantly OUR COMMUNITIES.   Before we get started, Let us introduce to YOU the man of the hour IKE -      Ike is the CEO of Social27, a premier virtual event program that has been helping businesses connect throughout the pandemic and beyond. Covid completely changed the way that businesses operate across the world, but it did help us realize how many fields of work can be done remotely. Emerging technologies like Social27 have provided a multitude of new tools to help with customer retention, scouting, and marketing with the ultimate goal of growing your business.   If you are here to build communities and accelerate sales with greater reach, accessibility, flexibility and security through impactful "Virtual & Hybrid Events" worldwide.  Click on the Link below to learn more -   https://www.social27.com/

Last couple of weeks , I have been attending various crypto and blockchain conferences and events here in the future Blockchain Capita of the world, i.e Dubai. This week me and my beloved Lisa Maria have been participating in the Laughing Retirement 5 day program called Future Proof Your Retirement by Chip Stites, who I had the opportunity to have him as a guest for the episode for the FINfluential. It is a unique experience for me to see the difference in both the world's of stocks and crypto. Here in this episode I share my thoughts about the current economic situation as well as my personal thoughts I believe will resonate with you

"Future Proof Your Retirement"    "Keys to a Laughing Retirement" "Financial Planning For The Rest Of Your Life"  Recently a unique situation in my life has brought up the topic of retirement and my financial future. I would say it was by fate that my path crossed with Chip Stites from the Laughing Retirement. I thought i have an understanding of retirement,but this episode with him blew my mind and I had to LEARN,RELEARN & UNLEARN everything i know about retirement and financial planning. So much for getting degrees and certifications in business,finance and other collegiate pursuits. Anyways ........................................................I have a Special Event Announcement from Chip Stites, but before that , I want you to learn a bit of info about Chip and The Laughing Retirement. Here in this fun,interesting and thought provoking episode, I got to have a fireside conversation with Chip Stites from Laughing Retirement, where is a renowned expert and speaker in retirement planning and financial services. He is an Entrepreneur, Retirement Expert, Speaker and a Writer. Currently lives in Reiti, Italy. In this amazing episode, Chip shares his lifetime of experience & knowledge about finances,  economics, market cycles and generating income in his live, free online  events and paid courses, and on his website: www.thelaughingretirement.com. FB: The Laughing Retirement Community. Do Join his group and do mention that you found his group through the FINfluential. More than just finances, Chip can talk about building “a laughing  retirement” because money is not the only thing you need to consider in  retirement. He talks about both financial topics and living well in  retirement as a process. Join in the conversation with Chip and treat yourself to lessons that will help you achieve a laughing retirement. Special Event Announcement - Click the Button Now to Join Us for This Free Live Financial Master Class Beginning October 25, 2021 and going for four days through October 28, 2021 at 12 PM ET.  https://thelaughingretirement.lpages.co/october-2021-event-future-proof-your-retirement-markose-copy-copy/ During This Free Live Financial Master Class, You'll Learn How: Get a Raise Every Year While Never Withdrawing Your Original Portfolio.  There Are SIX WORDS You Need to Know to Effectively Talk with Your Financial Advisor.  Investing is as easy as PIE®?  THREE SECRETS to Retire with Less Effort and Time, but with More Money.  Chip will Answer Your Questions Live. Myself and my beloved Lisa Maria are excited and looking forward to join the Financial Masterclass to FUTUREPROOF OUR RETIREMENT. https://thelaughingretirement.lpages.co/october-2021-event-future-proof-your-retirement-markose-copy-copy/ This Free Live Financial Master Class Beginning October 25, 2021 and going for four days through October 28, 2021 at 12 PM ET.  Financial Master Class will be roughly an hour each day.

FirstRoot has built the world’s first platform for Participatory Budgeting in Schools. FirstRoot  is a Benefit Corp that supports schools using Participatory Budgeting  (PB for short), a democratic process in which students are given real  money to collaboratively invest in their school. Endorsed by the United Nations, Participatory Budgeting is used by  thousands of schools around the world to teach financial literacy,  civics, and design thinking. Luke Hohmann is the CEO of FirstRoot Inc., He is on a crusade to to create the next generation of impact investors. FirstRoot has built the world’s first solution for PB in schools! Our platform  and integrated curriculum makes implementing PB easy and cost-effective. Luke Hohmann's amazing goal is to get $1K into 1M schools globally and watch what happens when youth control $1B in capital. FirstRoot has a unique go-to-market strategy that supports all stakeholders as youth use  participatory budgeting to invest real money in their schools. Youth  learn the 5 C's of modern education: creativity, critical thinking,  communication, collaboration, and civics as they experience true agency  and stewardship over their futures, learning through their own  experiences how money really works. Here in the FINfluential, we are excited to have a chat with Luke Hohmann to deep dive into his story on how FirstRoot came into being and their future plans to help raise the next generation of investors. The idea of putting money into the hands of the students through the unique and well recognized Participatory Budgeting program is quite novel and exciting.  Personally, I was jealous that i didn't have this fantastic program to help me understand money better, but I'm grateful to learn and excited for the future of FirstRoot and their ambitious goal to make a global impact in building financial literacy and civics in ALL SCHOOLS,CLUBS,DISTRICTS and FAMILIES. To learn more, check out - https://firstroot.co/ and to connect on LinkedIn with Luke Hohmann, Feel free to reach out to him - https://www.linkedin.com/in/lukehohmann/

Financial Education and Financial Empowerment is a topic and growing trend whose time is about to come. Financial education is about to be a major topic on various levels, whether it be in education, social, economics etc. The future of financial education, empowerment, literacy and excellence is getting brighter ,especially in these interesting and noisy times.   If we are going to dive into the future of financial education, We need to look into the past and here in the FINfluental, there is one person that comes to my mind and has been an experienced leader and educator in the realm of financial education and financial literacy is none other than Sam X Renick aka Sammy Rabbit    Sam X Renick is the driving force behind Sammy Rabbit and the Dream Big Club. Sam is dedicated to empowering kids’ dreams and improving children’s financial literacy through the development of great habits and strategic life skills. Sam has read and sung off key with over a quarter million children around the world, encouraging them to get in the habits of saving money and reading! He writes on the subject, is quoted frequently in the media and has won numerous honors throughout his 15+ year career for his innovative strategies including the New Jersey Coalition for Financial Education’s Muriel F. Siebert Lifetime Achievement Award!     Sam possesses a wealth of '1ST HAND' experience that includes creating and delivering financial education programs to over a quarter million kids around the world.   Whether it is educating kids on money or bringing visibility to your brand, Sam will produce results for you. His demonstrated record tells the story.   SEE SAM'S WORK & RECORD  ► SamXRenick.com  ► SammyRabbit.com  ► References available upon request   Sam X Renick excels in financial education. He is a master teacher renowned for his work in financial literacy. He is also an expert at networking & lead generator. He thrives on connecting great people & causes. Advance your mission today, email Sam ►►► contact@sammyrabbit.com ◄◄◄    If you want to learn more about Sammy Rabbit and their excellent medley of financial educational books,activities and programs. He is available to connect on LinkedIn - https://www.linkedin.com/in/samxrenick/

Here in this episode , We get to have a fireside chat with Sheila Mmboga Afande from the Financial Wellness Center, where we have a delightful and relaxed conversation about financial education, networking skills and our raw experiences that shaped and changed her trajectory in her life on the path of evangelizing financial education, financial inclusion, entrepreneurship and some exciting projects Sheila is working on that will increase your financial confidence and raise your human capital. The next few months are going to be a whirlwind , but a fun experience to showcase the best projects, workshops and opportunities that the Financial Wellness Center has to offer to the global marketplace. The topics we covered were as follows: The importance of financial education for the masses Her origin story into the financial education space Golden nuggets of wisdom in personal branding in the financial and entrepreneurship space Future expansion of the Financial Wellness Center The Rise of the African countries economies The Rise & Rise of Human Capital in Africa Overall, it was a fun and entertaining chat which we could talk for hours on end, but our duty calls us to keep spreading the message of financial education, literacy and inclusion for the marketplace. I would highly recommend folks to check out the Financial Wellness Center on YouTube as well as on LinkedIn as Sheila does an amazing job in connecting with influential and highly respected experts in the field of financial education. Her channel keeps getting better and raising the bar in introducing her audience to new industries and new possibilities to increase your financial confidence, raising your human capital and bringing the message of economic and financial freedom to the whole world. YouTube - https://www.youtube.com/channel/UClSUa8-egVaRqaZHMrVuOkA Connect with Sheila on LinkedIn - https://www.linkedin.com/in/sheila-mmboga-a-95886271/

Assuming you havnt been loving under the rock over the past few months, you've probably heard the term "inflation" tossed around. When I hear the word inflation, I get a negative reaction and I think it's about time people need to look around with a focused perspective, especially with the things all around us. It's glaringly obvious that inflation has been at work all along behind the scenes.

Here in this episode, I dive into the financial perils that Millennials are getting themselves into thanks to the money printing by the Federal reserve and the government. This issue of money printing is a worldwide issue that has consequences in the future wealth of the millennials. Millennials would need a wake up call and realize that INFLATION is the hidden tax. There are two points that i address that is making Millennials poorer as the days keep passing by.  The two things that are making Millennials all over the world get poorer than the previous generations are as follows:- 1) Society & 2) Spending . So come on in and check out this episode to learn more -  Check out the new crypto podcast released on all podcast platforms as well as on YouTube -  The Cryptocosm

The attraction of owning a business you can work anywhere, anytime and location free is incredibly amazing and powerful. Thank God , it is getting easier to do ever before. Pretty soon it's going to be the norm all over the world. Here in this episode , I dive Into interesting business Trends we all need to watch out here in 2021. We are going to see these trends making it easier to attain income mobility much easier and embracing the digital nomad lifestyle isn't necessarily one of those trends. Let's dive into these trends we will be covering below - 1) The Glamor of the digital nomad lifestyle 2) Collaboration mind set over Silo mindset 3) Labor laws getting tougher 4) Hiring Rockstar talent than one dollar an hour talent 5) Evolving E-commerce trends 6) Brick and Mortar Integration

Energy is one of the leading issues in the upcoming U.S. Presidential Election. Supporters of the Green New Deal are shoving this idea to the top of political headlines and are what today’s guest calls “Champagne Socialists”—those who push their ideologies unto others but aren’t willing to get their hands dirty.   We all want a better world for future generations than we have today. But to have an electrical world powered by wind and solar, you need rare-earths, silver, copper, cobalt… you need many different and expensive materials in vast quantities. From the wise word of Marin Katusa -  “There's some seriously big money to be made in this trend. And there's going to be a lot of mistakes. There's going to be a lot of scams. There's going to be a lot of wasted government money, just like you mentioned, Solyndra and other deals from Obama's green dream. But just like I proved it before, there's going to be incredible assets here that there's a way to play it.” In this episode, I dive into the concept of Cosmic Accounting and the invisible acceleration in the development of green clean energy. How these two concepts can help us navigate and find new opportunities to make profits, create generational wealth as well as solve the economical and ecological problems we have in our God's green earth. To learn more about the Cosmic Accounting and foresee the future of Clean /Green Energy, Check out the Link below for your educational viewing pleasure - https://www.youtube.com/watch?v=YKbpFpInpBk

FINfluential was founded to revolutionize the way people think about money and to make financial literacy and financial education fun and inspiring. We all need to learn and most importantly unlearn some of the myths in personal finance.We need to rethink rich, wealth and even know the difference between money and currency. “Your  True Wealth is your Time and Freedom. Money is just a tool in trading  your Time. It’s a container to store your Economic Energy until you are  ready to deploy it.” The above quote is one of my favorite quotes that inspires me to pursue my passions and guide my decisions in the right direction to pursue what is really important and matters, than follow the majority. Below are some of the worst financial decisions you can make that can hamper your success and strengthen your financial stability.  Having No Budget  Sacrifice Your Life/Health  Buying a Car You Can’t Afford  Not Investing Anything  Having No Savings  Becoming Fake Rich  Unprepared for Emergencies  Not Valuing Your Time  Living the YOLO Lifestyle -  Spending like there is no tomorrow & Gambling To learn about cryptos and blockchain, Check out the Cryptocosm on Apple Podcast,Spotify and other major podcasting platforms

Companies Do Not Care About Staff Loyalty (Anymore)  How many people do you know that have been with their current employer for more than 10 years?  Well according to the US Bureau of Labor Statistics it’s actually 29% of people, which sounds suspiciously high until you consider that a vast majority of this group are made up of workers on the verge of retirement, which is important to remember for later.   Amongst all workers in the US the median was just over 4 years.  In fact multiple studies have suggested that full time workers that stick with their employers for more than two years on average get paid FIFTY PERCENT LESS. This is an unbelievably large gap, ESPECIALLY when you consider that the average of the loyal working group will be drastically inflated by senior executives and the c suite who tend to have more tenure. In plain English, for regular Joes and Janes, this 50% figure is likely understated.    So why aren’t companies stopping this?   Surely having to pay tens of thousands of dollars to advertise a position, interview candidates, onboard new staff, train them and wait for them to get up to speed with their new role is not sustainable if it has to be done over and over again every 2 years… right?...   Well you would think so, but there are a few reasons why companies don’t care about employee loyalty… anymore…  Dive into the episode to learn more -- NEWSFLASH The Cryptocosm is launched on August 2nd 2021 -  Your home for Cryptocurrencies and Blockchain based solutions that will revolutionize the way we do life, business and create inter-generational wealth.  https://redcircle.com/shows/cryptocosm -  CLICK HERE TO LEARN MORE

Money is Cheap, There is plenty of cash deposits and capital from the corporations and banks that are sitting in bank accounts at zero percent interest. These banks and corporations don't have any ideas or running out of ideas on how to invest their cash and capital.  We are living in an amazing time where money is incredibly plenty, we need to find ways to use this money to allot into new ideas, projects and entrepreneurial business ideas that can solve problems in the marketplace. There are areas of technologies like the Blockchain,FinTech,Agriculture, Energy etc that can bring solutions for the human race, which would require the capital to make this happen and we ourselves can drive these solutions to the masses and bring forth prosperity and wealth in the future. Lets dive into the episode to learn more. Meanwhile check out the FINfluential blogs as well as our beginner's buying guide to cryptocurrencies from the Cryptocosm - https://cryptocosm.net/beginners-buying-guide/

Why 4,000,000 People Quit Their Jobs As companies roll out their back to office policies, employers are experiencing a mass exodus of employees only one year after we've seen the highest unemployment rates since the great depression. We are seeing many potential employees asking for work and employers asking for employees, but the two groups are like ships passing in the night. The Great Resignation of 2021 is a rumored event that may take place this fall as millions of workers decide whether to return to the office or take a chance to pursue other options. 2021 is going to be an interesting year for employers and employees to rethink on the matter of working relationships and the future of work. Employers shouldn't be surprised by a mass resignation that is about to take place in the United States and the rest of the world.

The mainstream narrative about cryptocurrencies has always been negative, most of these stories and myths perpetuated by the mainstream media is always based on substandard research. If you are interested to learn about cryptocurrencies and blockchain technologies, its always important to do your own research. Dont simply take my word or other folks out there, In this episode, Marcus Monero dives in to cover the worst crytpo myths that continues to be brought up.  Here are some helpful links that will shed more facts to dispel the shadow of these crypto myths -  ► Chainalysis Report on Whales: https://blog.chainalysis.com/reports/bitcoin-market-data-exchanges-trading ► Coinshares Report: https://coinshares.com/research/bitcoin-mining-network-june-2019 ► BitMEX Report Telegram Post: https://t.me/cbinsider/823 ► Square Renewable Energy: https://squareup.com/ca/en/press/bcei-white-paper ►  Chainalysis Criminal Report:  https://blog.chainalysis.com/reports/2021-crypto-crime-report-intro-ransomware-scams-darknet-markets

Here are in this episode, Marcus Monero shares details on the new developments on the FINfluential as well as a new video podcast coming up soon. He also covers some interesting aspects of the 4th turning and brings up interesting points about the lifecycle's of humanity.  Let's dive in deep to learn more from this amazing book, written in 1997 by William Strauss and Neil Howe called "The 4th Turning". According to the book there are 4 turnings in the lifecycle of every human.   1. The High 2. The Awakening 3. The Unraveling 4. The Crisis Each of us are born during one of these "Turnings" and, assuming we  live a full life, will experience each of them. When you are born has a  lot to do with how you see the world. Most of my readers belong to either Generation X (born 1961 - 1981)  or the Millennial generation (1981 - 2004).  We are children of the 3rd  turning. The time of unraveling. In the 3rd turning, institutions are weak and distrusted.  Individualism is strong and flourishing. It was the Gordon Gekko era of "Greed is good." A time when Maverick took to the skies as the rebellious young  fighter pilot, broke all the rules, defied authority, and somehow came  out on top. Strauss-Howe refer to those of us in the X generation as "Nomads" and those born to the Millennial Generation as "Heroes" Click on the play button to listen to more on the above conversation and enjoy. ********************************************************************************************************************************************* Learn more about the FINfluential, click here and if you would like to learn about myself, click here at www.markose.me. If you want to learn about buying your first Bitcoin or any other Alt-coins, You need to come to The Cryptocosm for the Step by Step process in buying your first bitcoin safely and securely.

Here in this episode, Marcus Monero shares a life snippet of Phil Knight , the founder of Nike and how he made Nike from a small shoe company to a Super brand in the sports footwear arena.

Here in this episode , Marcus Monero covers the news in the Cryptocurrency Markets and some interesting highlights with some interesting news covering inflation, El Salvador and other exciting news. Marcus Monero also adds a little bit of insight into his life challenges he has to face, but shares a positive advice for those who are ready to listen

Here in this episode , I'm at home just sharing my thoughts on a Friday afternoon about the sell off taken place in the Cryptocurrency Markets and the incredible developments that are taking place. I also share my opinions on the so called "Expert" popping up on our social media feeds. It's a quick listen 👂

Here In this episode , Marcus Monero shares his thoughts and positive experiences at the AIBC Summit held in Dubai.

May 19th 2021 was a rough day and a blood bath for anyone in the Cryptocurrency markets worldwide. I just want to share my thoughts about the Cryptocosm and exciting new opportunities for those who are willing to listen. But, we all need to get this through together and be reminded, the journey of us in this dynamic space has just begun.

Here in the episode , I share my experience as well as others experience in dealing with scammers trying to steal 1000's of dollars in Bitcoin and other cryptocurrencies.

This week , Marcus Monero needs to take a break from the podcast. Lot of interesting things happening in life and working on personal and work projects to increase my Financial confidence and upgrade my human capital. We will be covering some important topics in the next episodes.

Marcus Monero is excited to share the news of a new cryptocurrency that has increased in value as well as the amazing utility of privacy. He also shares his insights on the role of privacy coins in the Cryptocurrency market and its importance of it's usage for the masses.

Here in this episode I share my experience with my cryptocurrencies and dwell deep into developing yourself as an investor or a solo capitalist is seeing value in an investment. Marcus Monero also shares a personal insight in seeing value in ideas, values and most importantly in people.

Here in this episode , Marcus Monero talks about the necessity for privacy in our lives , especially in our financial life. We focuses on the need for privacy coins like Monero, which is the true digital gold standard of all cryptocurrencies, in his humble opinion 😉. Check out this episode and other good nuggets of wisdom in life and money 💰

I'm just tired of these Bitcoin Maximalist folks talking a bunch of noise and name-calling folks of different opinions and beliefs. Here in this episode , Marcus Monero is sharing his thoughts on Bitcoin and other Cryptos , especially the people who follow a certain philosophy when it comes to cryptocurrencies.

Marcus Monero dwells deep into the word "Abundance", which many of us have used this word on a daily basis whether in health, wealth and relationships. It's interesting to see that we live in an amazing works of incredible abundance of resources and information that can propel our lives to new heights , but the paradox of abundance is that the great majority are still living an average life while the minority take advantage of the abundance all around us and take action in their lives to accomplish great feats in their health, wealth and relationships. Come on over to the FINfluential to have a listen and really think deep. This is more than just an average financial conversation, this is about our life

Here in this episode , Marcus Monero talks about the biggest enemies of Bitcoin and the future of Bitcoin.

In this episode , Marcus Monero talks about the Cryptocurrency ban situation brewing in India as well as covers the topic of Upskilling and raising your human capital in these Interesting times we are living through. Marcus Monero shares his personal life insights and dwelling in a great positive future for ourselves.

I'm launching my 1st program for the FINfluential where I will be preparing a Live Class that will provide practical and foundational knowledge you will ever need to get into Bitcoin, Cryptocurrencies and Digital Assets. I'm absolutely excited and ready to help a group of people to be part of the Bitcoin revolution. I'll be hosting a group of 10 people and will guide them through every step of the way in easy, secure steps in acquiring their 1st Bitcoin/Satoshi . For more info, check out thia episode for more details. I hope you will be excited and be part of the FINfluential Foundation Skills Program 🙂

I'll be launching the FINfluential Digital Asset Consulting as I have been getting a lot of requests to help folks understand and navigate into the Cryptocosm and learn the safe way of acquiring their 1st Bitcoin or other Digital Assets. So, I have made the decision to push forward with launching my own consulting practise as there is more demand and request keeps coming my way. This is the time to make my services and my knowledge to be accessible for the right kind of people who need expertise and guidance. There will be more info coming in the next episodes.

I was reflecting into my life and there were many things I had as well as made many mistakes along my journey when I was in the United States pursuing my education,track career and other adventures. If I could meet myself in my 20's , I would have advised the younger Markose to do to ensure financial stability, raise my human capital and be closer to my dreams and freedom from an unfree world. My humble apologies for the last sentence, I wanted to sound melodramatic 😉. I did a post earlier on the same topic and wanted to expand on it more in detail in this episode for anyone , especially folks in their 20's willing to listen. You can find the posts on my LinkedIn profile to share your thoughts and suggestions.

We are witnessing millennials getting financially screwed again and again. Marcus Monero shares his experience and the mistakes he has made financially to help fellow millennials to avoid as well as presented at challenges to those willing to oppose cultural and societal viewpoints on money and finances. The road to becoming financially exceptional millennial is possible , it's just the simple but hard steps to lower and maintain your expenses as well as increase your income, while consciously aware that you need to save money and move it into investments that will increase in value and cash flow. Let's Dive in and have a listen 👂

Here in this episode , just sharing a quick snippet of my absence and the personal events that has effected my life as well as my loved ones. Im taking action and want to spark a change for myself and those around me. I'm coming back stronger and bolder than ever before.

Here in this episode I share my views and thoughts about my struggles with dealing with Change and reflecting on my past. Learning to deal with new situations and having the grace to accept the changes that is happening in my life and to those around me. Even with several changes , there is so much to be grateful and be able to move forward to greater goals and visions.

It's never to late to buy BTC or other great cryptocurrencies in the market place that can increase in value as well as provide great value in the marketplace. Here is this episode I dive in the details on how to buy BTC and the art of HODLing Bitcoin and other Alt coins. I also cover details about my website the cryptocosm and the FINfluential podcast and my latest consulting service to provide you the guidance to buying your first bitcoin and cryptocurrency.

As you know I'm absolutely passionate about crypto and believe in the long term value . However, I know folks especially in the crypto space who needed to hear the points in making to ensure that their physical and mental health is great. I wanted to share some points that will enable you to be happy, healthy and in the long term be wealthy.

The D's and R's in the United States Congress have spent months deciding whether or not you should get $600, and they left you a bill for $2750 to pay for it, even if you don't qualify for the $600. These are the same people who want to be in charge of deciding whether or not you get healthcare.

Here in the episode We cover the news about what happening big time with the cryptocurrency space. Visa and Mastercard have banned doing business with Pornhub , which has led Pornhub to accept cryptocurrencies like Monero as well as other cryptos in selected countries. IN this episode, Marcus Monero reflects about the time when Visa, Mastercard and PayPal have banned donations to be sent to Wikileaks. This made Wikileaks to go all in into Bitcoin as payments for its donations etc. After that rest is history as we follow the incredible rise of Bitcoin and other alt-coins as viable store of value and payment solution on the global level. If you remember the time that it was strange to rent a space or a bedroom to a total stranger, but now its acceptable and normal to rent a bedspace or a house to anybody around the world, Thanks to Airbnb. IF we are able to say YES to Airbnb and other investments and technologies like Cannbis, AI etc , We will eventually say YES to Blockchain , especially with Cryptocurrencies as way of transferring value and wealth to anyone across our planet. We are still in the Wild West when it comes to cryptos, dwell right in the episode to learn more and ideas and areas we as individual investors need to pay attention to.

S&P said that it will launch a Cryptocurrency Indices in 2021, making it the latest Global Finance company to enter this unique asset class. What does this mean and How does it effect Bitcoin , Alt-coins and YOU

Happy Thanksgiving Everybody and thank you for following me and tuning to the podcast. There will be some upcoming guests coming soon to the FINfluential covering interesting topics in money,finance, fintech etc.

Bitcoin is not just an alternative asset or investment anymore. It is an alternative Asset Class that stands alone and above many others. Bitcoin is an unique investment asset with compelling differences relative to traditional asset classes. I think in 2021 with the way economics are developing, there is nothing better you can ask for. So What do yall think? Do you think Bitcoin is the best investment in 2021? Do you think Bitcoin is maturing? What do you think is going to happen next year and how are you planning for it? Here is the quote below that reflects the current situation of the State of Bitcoin in its totality as well as reflect the Altcoins immense potential in the coming future, May we see a Bull Run in 2021 -  “What is unique about  bitcoin is that it’s retail-driven. Financial media and the way people  consume investment information is changing, and influencers command more  attention than institutions. And this is happening against a backdrop  of massive generational wealth transfer. As wealth and power move from  older to younger generations, bitcoin is the first asset that will  capitalize on this shift in how we create and consume investment  narratives.” MELTEM DEMIRORS, COINSHARES #money #bitcoin #bitcoinnews #btc2021 #blockchain #cryptocurrency #crypto #moneysmart #financialcoach #financialeducation #financialliteracy #btc #investing

Could this be the start of a bull run for bitcoin? Maybe we could see something happening in 2021? Countries around the world are printing and spending their currencies like there is no tomorrow. The legacy systems are starting to get more chaotic , which means bitcoin and other cryptos tend to do well. Dive right in to the episode for more info

Today is the US Elections, while most folks are so busy and concerned about the US Elections and the grand drama that goes along with it. I wanted to focus on the real story that will matter to us and why we need to make pivots to protect our wealth as well as see the changes that will come about in 2021. We could expect the a major crash in real estate in 2021 as well as global quantitative easing that is going on right now will have grave consequences on our purchasing power as well as paradigm shifts in our Global economy.

In this episode Marcus Monero chats about the value of increasing your human capital in 2020 and beyond. The workplace of the future is so different and the current skills sets of the average folks here in the world is so outdated. We need to be aware of the great transition that is taking place politically, financially, spiritually etc. He dwells on his last two years were he had to make consistent small changes in his life to reach a point of seeing the big changes that is happening now. This is an episode to inspire those who are not seeing the changes and needed the personal motivation to hold on as well as be aware of the things to come so as to be triumphant in the future.

Marcus Monero reflects on the new phase of the FINfluential as well as the release of the Cryptocosm and his Beginners Guide for buying Cryptocurrencies for all the joes and Jane's of the world. Marcus Monero briefly talks about the next phase of the FINfluential to introduce a new financial service accessible to all folks in investing in Cryptocurrencies, Physical Gold and Silver , Mining Stocks etc .

In this episode, Marcus Monero brings to your attention to the great transition in our lifetime. As an individual we need to seriously earn in this paradigm we have entered. We have to keep innovating and be efficient in truly becoming a global citizen. Marcus Monero brings to attention to two interesting implications i.e. Digitization and Democratization. We explains more in detail about the digital age we are transitioning , these trends we will face will lead to the creation of a new type of investor - The Solo Capitalist

SHEILA MMBOGA AFANDE FROM THE FINANCIAL WELLNESS CENTRE has invited for a Live Youtube session for me to talk about physical Gold and Silver investing and how having physical precious metals can be part of your investment portfolio. Sheila has down amazing Q & A session with regards to investing in precious metals , particularly Gold and Silver. www.youtube.com/watch?v=LSxpqIKCN-Y

I came across this method of saving money , it called the CEO Method or the CEO Strategy. It's a great methodology in saving your money by helping you to cut your expenses the right way , Earn more money by raising your human capital and optimizing your spendings. Come on in and have a listen 👂🙂

In this episode , I cover the book and the value this book will bring to those who read it. It's 110 pages of great value on business , mindset and introduces the reader into the world of the knowledge revolution and the information business. The world around has changed and shaken to the core , the way we earn our income is not going to be the same . Hope you listen to this episode and take the chance to read the copy of the Nomadic Wealth Formula by Jason Stapleton.

Marcus Monero just briefly talks about a book called the Nomadic Wealth Formula which covers the topics of financial confidence , Raising your Human Capital and bringing Economic and Personal Freedom into your life and hopefully for others if they choose to receive it . Marcus Monero plans to cover every week this amazing topic of nomadic wealth

The commercial real estate market is getting smashed with the Work From Home Culture shifting office DEMAND. In this article , we go over the work from home shift , how to find a work from home job and how it affects the real Estate Market

Credit cards Can Be A  Amazing tool if you use them the RIGHT WAY. Check Out My Article On LinkedIn To Go  Over 7 Things To Pay Attention To With Your Credit Card. Here Marcus shares his insights and knowledge working  in the Financial space pertaining to Credit cards and wanted to share the financial awareness surrounding the use of Credit Cards and the fine details to look into while searching and making the best use out of this popular financial product.

Decentralized Finance - DeFi , Special Purpose Acquisition Companies - SPAC and Electric Vehicle - EV are going to change the world. DeFi is going to go crazy and create a major bull run in the near future as well as the electric vehicle market is growing hot in combination with SPACs as the way to raise money is disrupting the legacy automotive and the legacy banking and financial industries. This is a great moment to capture and be part of a new cycle and beginning of great things to come

The most important factor in building your wealth is understanding the speed of your money. The faster you can double your money, the more wealthy you will become

We are witnessing a shift in our paradigms and the greatest transfer of wealth is taking place in our midst while the majority are being distracted with the lies all around us. We are leaving the old dying Era and entering a new Era. Marcus Monero dwells right in and get some interesting insight to what's happening

Just reflecting on my memory lane on how I got into Money, Crypto, Precious Metals,Health, Global economic system and whole host of other things. Learning new things and keeping an open mind to change the course of our lives.

The Stock market saw its best quater in two decades, at the same time millions of Americans and people all across the world are out a job and the United States is entering into a Recession. So Marcus Monero is giving a quick update of what's happening

Just random reflections on my past and celebrating my birthday

Can Money Buy Happiness, How Important is money in your life? In this podcast, Marcus Monero breaks it down to what you need before you pursue to build your wealth, why money can make you happy and why it's not as important as you may think

All I can say is watch out for the Zombie Corporation Apocalypse.

Why so many financial experts are wrong about money ??? Cash is trash vs cash is king - we've heard these arguments before time and time again. But which is true????? Well, the reality is somewhere in the middle. If you want to use your money the right way , you need savings and you need investments

The United States is seeing a mortgage crisis in 2020 with millions of mortgages in forbearance. In May, 8.8% of mortgages are in forbearance which means 4.7 million Americans don't have the means to pay their debt payments.

More than 30 million Americans have filed for unemployment between the months of March and May in 2020. Now there's a bigger problem , many of these temporary layoffs are turning permanent with a shrinking economy. This is quite a great dilemma we are facing here. Marcus Monero covers from Americans losing their jobs faster than ever before to the US economy recovery from the 2008 crash to the financial and health issues in the US economy in 2020.finally, ending the episode with the cost of the Economic stimulus in 2020

The 3rd Bitcoin Halving occured on May 11th 2020 at around 4pm EST to be precise. Marcus Monero explains about how the Bitcoin BTC network operates as well as shares some information about the Bitcoin Block Reward Halving and it's importance. It's a great listen for anyone new to the space to get some clarity about the operations of the Bitcoin network and it's role in the crypto currency space.

Every Crisis is a great opportunity for any of us to think,survive and thrive differently. This 2020 economic crisis is no different. I go over the 10 economic lessons which I believe we would all need to learn ASAP.

The United States is ready to reopen the Country ; so what does that mean for the economy? Well, the economy isn't in the clear yet and it has to face the biggest test yet. I for see 3 potential scenarios that could come into play in the next 60 days. There is a lot of variables we need to understand to help us navigate as we are entering into a crisis. But, we need to know how bad of an economic crisis it's going to be. All I can say is we are all walking on a thin blue line

Investing is the real key to building wealth, not savings. In this episode I discuss some investing Principles to help you on your investing journey. Having the right time frame in mind , staying consistent with your investments over a long period of time , understanding cashflows when you are investing in your money , own tangible assets, have realistic expectations in your investments and finally avoid FOMO which can kill your profits.

In this episode by Marcus Monero, he shares insights about the Global Economy as well as how we are all in an Everything Bubble , he also gives insight into the End Game of the Central Bankers . Here we look into Negative Interest Rates , Quantitative Easing and figuring out how we can stay solvent in this time of economic and financial uncertainty

This episode looks into the current economic and pandemic situation that is happening all across the globe. Marcus Monero describes the scenario as a nightmare for all Central Bankers, where right now $1million are printed every second; this is an unbelievable situation we have never experienced. This situation will definitely be written in history books for the future generations to learn and not make the same mistakes. The episode also looks into the concept of FedAccounts and Digital Dollar 💲 that was drafted in the Stimulus bill , but by the grace of God was removed. This has raised so many questions and also should be remembered how the Federal Reserve exist because of a reaction to an economic crisis over a 100 years ago

In this episode , just sharing my thoughts on if we are in a Recession and if we are in a Recession, how long will it take to come to an end? Will it Last for just a month or couple of years. I point out various factors and variables that can shorten this period we are in or lenghten this painful process which will cause more financial and economic damage in the long run.

The Global financial meltdown in the year 2008 was a devastating crash, which forced the United States government to create TARP- which is a cute little nickname for "Troubled Asset Relief Program" , which is a program that bought up bad investments called CDO's also known as Collateralized Debt Obligations, Now In 2020, the United States government is pretty much doing the same thing , this time it's much bigger by the tune of $6 Trillion dollars- $2 Trillion from United States CONgress and $4Trillion from the Federal Reserve & US Treasury. The US government is bailing out the Corporate debt in the United States, which may lead to the bailing out of the US stock Market currently valued at $42 Trillion. We are living in interesting times and always I like to say , we are entering into a Brave New World.

Savings Accounts at traditional banks pay next to nothing, in this episode, Marcus Monero explains why banks pay you nothing and how to get a better return on your savings while keeping your money safe. We as the people need to be Smart with our money , but our bank accounts is paying us nothing. I explain briefly how the banking system works as well as how the fractional reserve banking/lending system really works and allows the banks to have a special superpower that helps banks create money out of thin air. Marcus Monero has shares some historical data of the interest rates for savings and mortgages and also shares some details on online banks that offer a much better interest rates on your money compared to the traditional banks.

With Interest Rates cut all the way to 0%, it's very possible that we'll see negative Interest Rates in the United States for the first time. Already many European nation's have implemented negative Interest Rates. The Federal Reserve had an emergency meeting to cut interest rates to zero to stimulate the economy through more borrowing in business loans, consumer loans etc. The Federal Funds Rate is explained in a simple way for the average Joe's and Jane's tuning to the show. Marcus Monero explains the liquidity issue that the banks are experiencing and how the FEDS are injecting trillions of USD into the banking system to make them stay alive. If negative Interest Rates are implemented , then it will be more expensive to save money and it can be a good time to refinance your outstanding loans etc. We are entering into interesting times and how this could mean to the US economy as well as the global economy. Stay tuned for more info.

This quick episode by Marcus Monero centers around the question of How to survive and thrive in this economic downturn? Marcus Monero explains that there is a Silver lining to all kinds of situations and to realize that we need to have a positive attitude and composure; not to be dwelling in a depressive state of mind. There are ways to overcome the personal economic strife that is prevailing globally. As an individual , if you can help people save and earn 💰 in this period, you will prevail and also dwells on the topic of LOCALISM and how it will benefit you as an individual and the community and locality you are part of. We are living in interesting times, that will require us to be wise, knowledgeable and anti fragile.

In this episode Marcus Monero talks about the current global economy surrounding on the Covid-19 situation. There are national lockdowns, quarantines, Work from home protocols are the masses to avoid the pandemic infections. Due to the above mentioned measures , we are witnessing high unemployment, corporate bailouts, quantitative easing aka money printing , social unrest like we have never seen. This pandemic is a great wake up call for those who are willing to listen and realize that insteading of going through the mindset of fear , people need to realize the grandest opportunity to create and manifest our destinies in the greatest period of human history. We are living in this amazing period where we can actually achieve success, ambition , liberty and freedom through TRUE FINANCIAL EDUCATION. This episode is aimed to inspire you to achieve your greatness And not to be hammered Physically,mentally and spiritually by the negative global situation that has been sparked by the pandemic and struggling through the underlying economic and financial chaos that is on its way.

Markets have been taking a Major Dive , businesses are taking emergency loans and Federal reserve has cut interest rates to zero. The question is are we in a Recession??? We all know that an Economic recession can be scary , but with financial education , good physical health and spiritual power we can be best prepared for the worst to come and turn the bad situation into our favor to survive and prosper when the currencies like the dollar collapse. Stay strong 💪 and be safe while you are listening in. Right now so much of developments are taking place in the commodities, stock markets, political arenas and crypto. It's hard to keep up , will bring in the best info and increase the frequency of my reports the best that I can

Covid-19 is Mutating at incredibly fast pace and created a global situation that has got governments across the world react in various levels of quarantine and implementing measures like social distancing, work at home protocols, border controls, travel bans etc. The global economy was going down ,but covid-19 has sped up the process and has changed our economy through disruptions in Supply Chains, Transportation,Events( Coronavirus Conference cancelled because of Coronavirus) ........isn't that hilarious , this has to make y'all laugh. Covid -19 inadvertently is changing the global economy is ways we can barely comprehend. Technology and various unique human resource management protocols will change the way we do business and our way of life. Rejoice Digital Nomads and Solopreneur, y'all have been doing this before. Finally , the show talks about preparing yourself ahead in time than to be one day late. We as individuals should be prepared and place ourselves in positions where we can accumulate Wealth for ourselves ,but be a blessing to those around us through the power of giving. Learn more in details and enjoy the show

This Episode is about investing in your future and making plans to prioritize your Wealth through the Golden Rules of Investing. Marcus Monero sharing some thoughts and insights into the definition and unique measurements in defining Wealth.

The episode is about getting out of Debt through Intensity and Debt Snowball Plan. I cover the steps in getting out of debt; really simple steps that majority of the people all around the world would ignore ,but it is so true for our times. Before commencing on the specific topic of Money Matters , I do dwell on the current happenings and events that sprung up in this week from the stock market 1000 point drop to Coronavirus outbreak creating havoc in the global economy etc. Plus I talked about a little bit about Unions and how this old concept will not be able to contend in our new global economic and financial system that we are moving towards.

In this episode , I cover the Basics of Finance ; Getting out of Debt, Investing in the Future and to build your Human Capital. This Episode provides the Financial Vision for those who want to be debt free and to accumulate Wealth , where you can have the freedom of time , mobility and quality of life. The Episode on Money Matters Part 1 will showcase the simple practical tools which you can apply right now to be on a path to financial freedom

This episode is all about my goals, mission and vision to bring Economic Freedom to the world and bring true financial education to the masses so as to not only survive but thrive in the coming new global economy and partake in the Greatest Transfer of Wealth in the History of Mankind. I cover various topics like Entrepreneurship, Lack of Financial Education in our traditional education system, Precious Metals investing and the rise of Crypto currencies and Blockchain initiatives that will change the way we live our modern day lives. I share briefly how Precious Metals and Crypto Currencies are complimentary to each other and can be breakthrough to achieve life changing profits for yourself, your family and the opportunity to attain generational wealth. I cover briefly the topic of Financial Confidence and Raising your Human Capital to a Whole Another Level. This episode just gives a taste of what is about to come and the level of insight and new knowledge that will change your mindset and conn front with right kind of network and mentors who have succeeded and can guide you to your destiny. This episode is a great beginning and a journey for me to dwell deep into the global financial and economic realm and how we all can prosper. This episode in totality showcase my love for Economic Freedom, Financial Education, Entrepreneurship,High Demand Skill Sets,Gold and Silver stacking and Blockchain opportunities such as Crypto currencies like Bitcoin Core, Bitcoin Cash, EOS and Monero and a host of great privacy coins etc.