Fintech Daydreaming

Summer is officially here, and that means it’s time to end another roller coaster of a season of the Fintech Daydreaming podcast. Before we do that though, our hosts Pål Krogdahl and Ville Sointu sat down to summarise some of the main highlights, key themes and best takeaways of season five. As a bonus Ville drops a career newsbomb seemingly out of nowhere 💣 Special thanks to all our fans for listening and watching us during season five. Fintech Daydreaming will return for season six in August with a fresh lineup of guests and topics. But for now, we wish you all a great summer, and a big thank you to our guests for season five... - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Summer is almost here but the team at Fintech Daydreaming are showing no signs of slowing down as we finally got one of our most anticipated guests to join us for a chat. Our hosts Pål Krogdahl and Ville Sointu sat down with Paul Yoo from Meta who has a phenomenally interesting career that has taken him around the world working for some of the best known brands in fintech. We got to talk about everything from crypto to the metaverse and ended up learning about how once upon a time bitcoin “almost” took over the economy in Thailand. Tune in. You won’t regret listening to this one. - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Getting the fintech legend and author Chris Skinner to join us for a chat in our Fintech Daydreaming studio was a fantastic milestone for us. Our hosts Pål Krogdahl and Ville Sointu got to talk about everything from his new book “Digital for Good” to the metaverse, but little did we expect that we’d learn what Chris thinks about one of our hosts (all said in jest), superhero fintech jokes and the legend of Captain Cake 🍰 Sounds confusing? Listen in and everything will become clear. - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Another day another episode about banking as a service? And, why not! Ion Fratiloiu from Yobota joined us to give us a new perspective to the topic: from a platform to a full stack banking as a service provider by becoming part of a fully licensed bank.   We also continued to develop our long term plan to launch the Fintech Daydreaming bank in exotic countries where we have listeners. Tune in to hear what our hosts Pål Krogdahl and Ville Sointu need to do next! - Email us on Hello@FintechDaydreaming.com - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Based on the amount of drama around our podcast hosts catching covid-19 one after the other there might just be a Fintech Daydreaming Netflix series in development sooner than we think. Against the odds we do however have the full crew onboard to hit another first ever for Fintech Daydreaming: we had our first ever guest joining us in two consecutive episodes!   Jaakko Vilen from nCino joined Pål Krogdahl and Ville Sointu to give us a (re-)visit to our discussion around the hottest topics in fintech right now: sustainability, cloud and lending transformation. And yes, you will find out how nCino got the name it has today. This involves a movie with a 15% rating in Rotten Tomatoes. You really should hear it.   - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

In our first ever episode recorded live in a conference Pål Krogdahl and Ville Sointu were invited to cover all the buzz at the Nordic Fintech Summit in Helsinki. After two years of lockdowns and endless Zoom meetings the excitement to meet everyone in three dimensions was a sight to behold and the atmosphere was buzzing with fintech companies across the world joining us in this episode. Join us to hear how it all played out: did Ville make it in time from his flight direct from the Finovate conference in London? Did it all go according to plan? We have it all covered! Thank you to the following for being part of this special episode:  Janne Salminen, Helsinki Fintech Farm  Varindarpal Bhaura, Thought Machine  Oscar Björklund, ResultElf  Seweryn Bak, Comarch  Benjamin Delight, Tuum  Johanna Viklund, Mambu  Tommi Lassila, Aura Cloud  Mats Nordgren, Vilja  Arto Sorvoja, Kyndryl  Jaakko Vilen, nCino  Sarah Kok, Näktergal  Petri Syvänne, TietoEvry  Mikko Rieger, Rieger.fi  John Erik Setsaas, Signicat Audio quality might vary due to to the live recording environment but trust us as we say: it will all be worth your time!    - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Pål Krogdahl and Ville Sointu continue on the topic of Nordic digital identity ecosystem and invited Markus Hautala to join the conversation in our Fintech Daydreaming studio. Markus is the Head of Digital Identity at TietoEvry and the chairman of the FindyNet co-operative. Join Markus, Pål and Ville as we take a tour around the world of self sovereign identity, the EU Digital Identity program and FindyNet. As they ask in professional circles: will they blend? Links and sources mentioned in the episode:   https://keri.one/  https://www.gleif.org/en/lei-solutions/gleifs-digital-strategy-for-the-lei/introducing-the-verifiable-lei-vlei  https://www.w3.org/TR/vc-data-model/  https://trustoverip.org/ https://idunion.org/?lang=en  https://www.memberpass.com  https://www.iata.org/en/programs/passenger/travel-pass/  https://findy.fi/en/   - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

The myth, the legend, the Nordic digital identity in the fintech world is a fabled story of a utopian world where everything is digital and cash is obsolete. Is it true? If it is, how does it all work and how did it come to be? Fintech Daydreaming is a Nordic based podcast so of course Pål Krogdahl and Ville Sointu had to find out, and who better to tell us all about it than the lead of ID solutions in the largest financial institution in the Nordics: Mikko Hiekkataipale from Nordea Bank. Tune in to hear everything you ever wanted to know about the history and future of Nordic and European digital identity, and while you’re at it: try to count the times one of the hosts mixes customers with listeners. - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

The time has come. Your favourite Fintech Daydreaming hosts Pål Krogdahl and Ville Sointu are planning to finally start the "Fintech Daydreaming Bank", so it made all the sense in the world to talk to Eric Mouilleron from Bankable about how to get everything up and running with a Banking as a Service (BaaS) approach for all the backend and compliance complexity we love and love to hate. We might still be holding back for a moment from opening pre-registrations for our bank built exclusively for fintech nerds, but meanwhile hit the play button to find out how we're progressing!   As a cool side note, we here at Fintech Daydreaming are really exited to have been voted No 10 in the worlds 40 best Fintech Podcasts listing by FeedSpot - https://blog.feedspot.com/fintech_podcasts/ - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

"Let's do an episode about regulation!" - said no successful podcaster ever.    We like both challenges and nerding out about financial regulation so we went for it anyway. Join us as Pål Krogdahl and Ville Sointu have a conversation with Tony Petrov from Sumsub and try to keep up with the acronym drops 🤓   - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

We're back! Season five of our humble podcast kicks off with a snark as Pål Krogdahl and Ville Sintu got to talk to one of the continuously top ranked Fintech voices in the world: Ron Shevlin 💥   Tune in to hear about everything you need to keep an eye on in 2022 in the world of Fintech. And yes, we're still sticking with the bad jokes. You have been warned.   - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Your favourite Fintech Daydreaming hosts Pål Krogdahl and Ville Sointu sit down to wrap up 2021 and talk about what the next year will bring to the industry and our listeners.   A big Thank You to our guests and  listeners for a fantastic 2021 and we are excited to take everything to the next level in 2022!   - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Paolo Sironi is back with us to talk about his new book “Banks and Fintechs on Platform Economies” and we dive straight into the deep end and never look back in this exiting episode 🤓   We talk about regulated, platform driven, outcome based, contextual, conscious and unconscious banking while casually dropping at least two casino references while doing so. How did we do that? Hit that play button to find out 🎧   Guest: Paolo Sironi, Global Research Leader Banking and Financial Markets | IBM Consulting, Institute for Business Value | Recognised Author, Speaker, Advisor (https://www.linkedin.com/in/thepsironi/)   - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

The fintechs are coming! The fintechs are coming! Or are they? If you listen to the media it would seem banks have been on the verge of going extinct for as long as we've had online commerce but today in 2021 it would seem not much has changed in the big picture. We had the privilege of having Likhit Wagle join Pål Krogdahl and Ville Sointu on this episode of Fintech Daydreaming to discuss the global perspective on the dynamics between banks, fintechs and bigtechs. Perhaps the future is here after all - just not evenly distributed? Guest: Likhit Wagle, General Manager, Global Banking & Financial Markets at IBM (https://www.linkedin.com/in/likhit-wagle/)   - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

We won’t call it a comeback but we are still proud to have Brett King back in the  Fintech Daydreaming studio as our inaugural recurring guest! His new book "The Rise of Technosocialism" is in stores late November 2021 and we got to ask him all about it. Tune in this time to hear how our hosts Pål Krogdahl and Ville Sointu literally go on a Meta level discussion with Brett. Guest: Brett King, Author, Futurist, Founder of Moven, Host of Breaking Banks podcast (https://www.linkedin.com/in/brettking/)    - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com  - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream  - Fintech Daydreaming on LinkedIn  - https://www.linkedin.com/company/fintech-daydreaming  - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/  - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Every season we at the Fintech Daydreaming kitchen are looking for the freshest and highest quality ingredients to deliver an informative listening experience for our fans. This time we added some C-level spice to the mix with a subscription management twist as Pål Krogdahl and Ville Sointu were joined by the CEO of Minna Technologies Joakim Sjöblom to tell us all about what it means to build and scale a successful fintech in the Nordics. Guest: Joakim Sjöblom, CEO & Founder @ Minna Technologies (https://www.linkedin.com/in/sjoblomjoakim/)   - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

By popular demand we're finally doing an episode dedicated to one of the hottest fintech topics of 2021: Buy now, pay later. Our guest David Horton, the CEO and founder of Thynk Digital, joins Pål Krogdahl and Ville Sointu to tell us all about BNPL and the recently published research  by Thynk Digital on the topic. How does it all work? Is it ethical? Tune in to find out and learn how BNPL solution providers make profits - or losses - and who probably ends up paying for all this 💸🙈 Guest: David Horton, CEO & Founder of Thynk Digital (https://www.linkedin.com/in/iamdavidhorton/)   - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

What's the common denominator between Harrods department store, supermarkets, gourmet restaurants, legos and VR glasses? We're not really sure either! But everything in that list is used as analogies in this episode of our podcast where Pål Krogdahl and Ville Sointu go the extra mile with our guest Chris Vick from Backbase, in trying to connect fintech and banking to things that really have nothing to do with each other. This was way more fun than it sounds like. You have been warned... Guest: Chris Vick, Director of Global Alliances at BackBase (https://www.linkedin.com/in/chrisvick/)   - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Is Artificial Intelligence (AI) a perpetually emerging technology - a mirage in the horizon we will never really reach? Tune in to this fascinating discussion with Nordea Bank's Head of AI Hub Mattias Fras, who joined Ville Sointu and Pål Krogdahl in our virtual Fintech Daydreaming studio to talk about what it means to work with AI and data in a regulated financial institution.  Guest: Mattias Fras, Group Head of AI Hub, Nordea Bank (https://www.linkedin.com/in/mattiasfras/)  Content mentioned in the podcast: EU AI regulatory proposal - https://digital-strategy.ec.europa.eu/en/policies/european-approach-artificial-intelligenceMiFID II review - https://ec.europa.eu/info/law/better-regulation/have-your-say/initiatives/12167-Review-of-the-regulatory-framework-for-investment-firms-and-market-operators_en  - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

This time on Fintech Daydreaming Pål Krogdahl and Ville Sointu talk to the author of New Growth Playbook and "Fightback - how to win in the digital economy with platforms, ventures and entrepreneurs" Simon Torrace. If you are a regular listener, you've probably already heard many times that the future of banking is in platforms, but what does that mean in context of the latest fintech hype: Embedded Finance? If both supply and distribution of banking services is being disrupted, will banks soon be just a dumb pipe? This and more in our fun chat with Simon! Guest: Simon Torrance - Founder & CEO, Embedded Finance & Super App Strategies (https://www.linkedin.com/in/simontorrance/)   - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Decentralized finance - or DeFi - has been around for a while now, and as we're seeing a lot of activity in this space it was finally time to bring it up as a topic in our podcast! For this episode, Ville Sointu and Pål Krogdahl are joined by Director of Digital Assets and Financial Sciences at IBM Nitin Gaur, who walks us through the complex landscape of DeFi and what makes it different from traditional finance. Is it all just a giant digital casino, or a real shift in the way financial ecosystems are built? Tune in, learn and tell us what you think! Guest: Nitin Gaur (https://www.linkedin.com/in/nitin-gaur-75571a9/)   - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Summer vacations are soon done and dealt with in the Nordics and that means Fintech Daydreaming is back for season four of our podcast! To kick things off Pål Krogdahl and Ville Sointu had a chat with author and consultant Richard Turrin about his new book “Cashless: China's Digital Currency Revolution” and all things digital currencies. Richard lives and works in China and we respected this dynamic by outsourcing our mandatory fintech joke to him - listen in to see how this decision played out 🙌💥 Guest: Richard Turrin, Author of "Cashless: China's Digital Currency Revolution" (https://www.linkedin.com/in/turrin/) - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Some times the team at Fintech Daydreaming end up in a fantastic discussion with our guests outside the normal episode. Like the time our hosts Pål Krogdahl and Ville Sointu had a great pre-episode discussion with Jim Marous about podcasting and the behind-the-scenes work which is involved. We thought this impromptu discussion between the three was so great, that we decided to do an extra little episode for you all to enjoy during these relaxing summer vacation weeks. Hope you enjoy this as much as we did, and if you want to check out the full episode with Jim it was Season 3, Episode 4

The season three finale is upon us and Ville Sointu virtually sits down with Pål Krogdahl for a debrief: what did we learn, if anything? What were the worst or best jokes and who were the most memorable guests? We also contemplate themes and new features for season four and get to answer some listener questions as we consistently go off on tangents while attempting to keep some structure in the conversation. Thank you to our listeners for sticking with us for this epic season of Fintech Daydreaming and see you soon for season four! - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Our guest in this second to last episode of Fintech Daydreaming for season three, is no other than progressive rock band guitarist, songwriter, author, stand-up comedian and 'reluctant' futurist Mark Stevenson. He has his own wikipedia page (https://en.wikipedia.org/wiki/Mark_Stevenson). Because of course he does. We kick this episode off with the question -  what do we think the future holds for the banking industry seen from an environmental and sustainability perspective when we look at the continued use of emerging technologies to solve some of the pressing issues we have globally? Tune in to hear whether or not Pål manages to introduce Mark successfully and later learn - among many other things - about data centers and mining that consume carbon dioxide. Guest: Mark Stevenson (https://www.linkedin.com/in/mark-stevenson-448334/) Mark Stevenson's web site: https://markstevenson.org/ Quantum Pig's web site: http://quantumpig.net/   - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Tune in for some live shenanigans in this week's episode of Fintech Daydreaming. In this episode which was streamed live as part of the annual Nordea Insights Day event, Pål Krogdahl and Ville Sointu were joined by Paolo Sironi who shared insights from his past and future publications on all things embedded finance. How many technical issues did we encounter in 30 minutes? Did Pål's laptop battery run out before the end? This and much more excitement just behind that play button! Guest: Paolo Sironi (https://www.linkedin.com/in/thepsironi/)  - Email us on Hello@FintechDaydreaming.com - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Banks tend to package their services as products. In today's episode of Fintech Daydreaming Pål Krogdahl and Ville Sointu talk to Co-Founder & CEO of AskHomey, Dharmesh Mistry, who takes the product thinking a step further: how are bank products distributed today and in the future? How are they produced in "the factory" and how are banking raw material supply lines shifting? Hit play, step into yet another whirlwind of nerdy fintech goodness and don't forget to leave us a review if you liked the episode! Guest: Dharmesh Mistry (https://www.linkedin.com/in/dharmesh-mistry-b81207/) - Email us on Hello@FintechDaydreaming.com - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Join us again in this week's episode where Pål Krogdahl and Ville Sointu landed on a more-nerdy-than-usual chat about data infrastructure and its evolution with our guest Boris Bialek. Boris is the Global Head of Enterprise Modernization at MongoDB and gave gave us a fascinating deep dive into the topic. Guest: Boris Bialek (https://www.linkedin.com/in/bbialek/) - Email us on Hello@FintechDaydreaming.com - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

In this episode Pål Krogdahl and Ville Sointu have a chat with Philip Haglund, a former professional soccer player turned fintech CEO, whose company Gimi is doing the ever important work of financial education for children by embedding banking services to a smart package that kids understand and prefer to use . Listen in and find out how we butcher several soccer team names and learn all about what financial inclusion is in practice. Guest: Philip Haglund (https://www.linkedin.com/in/philip-haglund-a52855b/) - Email us on Hello@FintechDaydreaming.com - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

In yet another properly fintech-nerdy episode of Fintech Daydreaming, Pål Krogdahl and Ville Sointu had the pleasure to talk to Tam Holmes from 10x. Hard core 🤟 or no core 🤷‍♀️ - tune in to hear how 10x sees the evolution of banking infrastructure and most importantly: where does the name 10x come from? Guest: Tam Holmes (https://www.linkedin.com/in/tam-holmes-8a9496/) - Email us on Hello@FintechDaydreaming.com - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/ Sponsorships: off for this episode

So good we're almost tempted to create an NFT of this episode! Dave Birch joined Pål Krogdahl and Ville Sointu from his hometown of Woking to lead a tour of all our favorite topics: digital identity, cryptocurrencies, digital currencies and yes, non-fungible tokens. Guest: Dave Birch (https://www.linkedin.com/in/dgwbirch/) Links mentioned in the episode: - "The future of payments" - Dave's presentation in Mobey Forum June 2010 https://mobeyforum.org/members-area/presentations-archive/2010-jun-helsinki/ - Tulips, steam and decentralised finance https://blog.dgwbirch.com/?p=1000 - Bitcoins stay dirty, no matter how much you launder them https://blog.dgwbirch.com/?p=1013 - Email us on Hello@FintechDaydreaming.com - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

We continue our high flying fintech superstar series in season three of Fintech Daydreaming with Jim Marous as our guest. Jim is not only a fintech superstar for us nerds in this space but has also featured on several occasions in mainstream media like CNN, CNBC, The Wall Street Journal and New York Times. Obviously his next stop was our podcast. Join our hosts Pål Krogdahl and Ville Sointu this week for a taste of inappropriate geriatric banker jokes and insightful views into fintechs, bigtechs and financial super apps. Guest: Jim Marous (https://www.linkedin.com/in/jimmarous/) Links mentioned in the episode: https://thefinancialbrand.com/author/jimmarous/ https://www.mastercard.com/news/perspectives/2021/why-mastercard-is-bringing-crypto-onto-our-network/ - Email us on Hello@FintechDaydreaming.com - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Season three continues with a bang as Pål Krogdahl and Ville Sointu are joined by Richard G Brown, the CTO of R3, for a thought provoking discussion about the past, present and future of Blockchain and Distributed Ledger Technology based trust networks. Links mentioned in the episode: R3 Conclave: https://www.r3.com/platform-conclave/ Tesla buys $1.5 billion in bitcoin, plans to accept it as payment: cnbc.com/2021/02/08/tesla-buys-1point5-billion-in-bitcoin.html - Email us on Hello@FintechDaydreaming.com - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Season three of Fintech Daydreaming continues with a bang as we welcome a true fintech celebrity as our guest: Brett King really needs no introduction and it's safe to say our hosts, Pål Krogdahl and Ville Sointu were just a little bit excited to have a chat with him about everything fintech and emerging technologies. Guest: Brett King (https://www.linkedin.com/in/brettking/) Links mentioned in the episode: https://moven.com/ https://provoke.fm/show/breaking-banks/ https://www.amazon.com/s?k=brett+king - Email us on Hello@FintechDaydreaming.com - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Pål Krogdahl and Ville Sointu are back for season three of Fintech Daydreaming and got off to a great start with our first guest of the season, Johan Hörmark, who is working with strategic business development at SEB's wholesale banking division. Tune in to check out the new format, and to learn about how banks navigate the future machine economy and how a cargo train almost stopped the fourth industrial revolution (!). Guest: Johan Hörmark (https://www.linkedin.com/in/johanho/) Links mentioned in the episode: https://combient.com/post/on-the-edge https://productive40.eu https://www.businessinsider.com/whatsapp-forcing-users-to-share-personal-data-facebook-elon-musk-2021-1?r=US&IR=T - Email us on Hello@FintechDaydreaming.com - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Year 2020 is coming to a close and it’s time for the season two finale of Fintech Daydreaming. in this episode Pål Krogdahl and Ville Sointu sit down in their brand new studio with some Christmas themed beverages and take a look back at past episodes and the journey of how the show has evolved during the year. We would like to warm heartedly thank all our loyal listeners and the fantastic guests we have had during 2020 for season 1 and 2 of the podcast: S01:E01 - Hello with Pål and Ville S01:E02 - David Grundy / Danske Bank S01:E03 - Tom Bentley / Thought Machine S01:E04 - Sami Honkonen / DIAS & Tomorrow Tech S01:E05 - Janne Salminen / Fintech Farm S02:E01 - Olaf Ransome / Independent (former USC) S02:E02 - Jack Nikogosian / Aryze S02:E03 - Elina Mattila / Mobey Forum S02:E04 - Ewan Macleod / Sohar International S02:E05 - Howard Boville / IBM S02:E06 - Rasmus Thomsen / Flowtale S02:E07 - LIVE with Johanna Lybeck Lilja / Nordea S02:E08 - Ian Kerr / Episode Six S02:E09 - Keir Finlow-Bates We here at Fintech Daydreaming would like to wish you all a fantastic Christmas and a Happy New Year! If you want to give us a Christmas present, then please help us grow on YouTube by smashing the like button and subscribing to our channel. Join us again in January for season three! - Email us on Hello@FintechDaydreaming.com - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

In this episode Pål Krogdahl and Ville Sointu talked to Dr. Keir Finlow-Bates, who is a researcher, author and a real life inventor with a portfolio of patents to his name. The lineup for this one was two thirds Brits living in Finland, which obviously meant we got to talk about the weather a lot but also covered everything from Bitcoin to Ethereum to DeFI and even a bit about central bank digital currencies. Guest: Keir Finlow-Bates (https://www.linkedin.com/in/keirf/) Links mentioned in the episode: https://www.thinklair.com https://www.coindesk.com/defi-protocol-pickle-finance-token-loses-almost-half-its-value-after-19-7m-hack - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Episode eight with Episode Six! Everything from the myth of programmable money to trying to recall quotes from Jack Ma and Bill Gates were on the agenda when Pål Krogdahl and Ville Sointu were joined by Ian Kerr, who is the Regional Director, EMEA at Episode Six (https://episodesix.com). Guest: Ian Keer, Regional Director, EMEA, Episode Six (https://www.linkedin.com/in/ianmkerr/) - Fintech Daydreaming home page - https://www.FintechDaydreaming.com - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

In this special episode of Fintech Daydreaming we were recording with a live audience for the very first time in our show's short history. To add to the excitement our fantastic guest Johanna Lybeck from Nordea gave us an economist perspective into central bank digital currencies and more. Did our hosts, Pål Krogdahl and Ville Sointu make it out of the live recording without major injuries? Did the audience in virtual attendance react to the attempted abysmal banking humor? All this and more in this week's episode. Guest: Johanna Lybeck, Executive Advisor, Nordea (https://www.linkedin.com/in/johanna-lybeck-lilja-09300428/) Links mentioned in the episode: - Avant Cash, the 90s era central bank digital currency: https://davidgerard.co.uk/blockchain/2020/01/25/avant-card-a-central-bank-digital-currency-from-1990s-finland/ - The Digital Euro paper by ECB: https://www.ecb.europa.eu/euro/html/digitaleuro.en.html - European Commission proposal for crypto asset regulation (MiCA): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:52020PC0593 - Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream - Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming - Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ - Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

We are back with episode six of season two of Fintech Daydreaming! For this chapter in the Fintech Daydreaming saga Pål Krogdahl and Ville Sointu were joined by Rasmus Thomsen from Flowtale, a Danish tech startup focusing on data insights and predictive analytics. Could we have created an algorithm to predict all the fun things we learned from Rasmus? Probably not. At least not the parts related to controlled detonation of IoT devices. If that didn't make any sense to you at all there's really no option but to listen to this week's episode 💥 Guest: Rasmus Thomsen, Partner, Flowtale (https://www.linkedin.com/in/rasmushanbergthomsen and https://flowtale.ai) Do you have a great banking related joke to share? ping us on LinkedIn or Twitter with the joke and we will read it out in a future episode and give you a shout out at the same time... Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Episode five of season two is here and we continue our epic streak of C-level executives visiting the show. Our guest this time is Howard Boville who is currently the Senior Vice President of Hybrid Cloud at IBM and the former CTO at Bank of America where he was among many other things overseeing their transition to a modern cloud infrastructure. Cloud puns, police sirens (!) and heavy hitting bank IT strategy commentary all wrapped up in a podcast episode hosted as usual by Pål Krogdahl and Ville Sointu - there’s really no reason not to listen in this week! Guest: Howard Boville - Senior Vice President, Hybrid Cloud, IBM (https://www.linkedin.com/in/howardboville) Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Welcome to Fintech Daydreaming Season 2, Episode 4... An old friend of both Pål Krogdahl and Ville Sointu popped in to have a chat about all things bank digitalization as the former CDO of Nordea and current Chief Transformation Office of Sohar International Ewan MacLeod visited us and shared the story of how he ended up in sunny beaches of Oman. Tune in to hear Ewan talk about how bank digitalization works in practice and whether or not C-level digital leaders regularly listen to Fintech Daydreaming. Guest: Ewan Macleod, Chief Transformation Office, Sohar International (https://www.linkedin.com/in/ewanmacleod/) Links mentioned in the episode: https://361podcast.com https://ewan.net Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Welcome to season 2, episode 3 of Fintech Daydreaming! In this episode Pål Krogdahl and Ville Sointu had the privilege to talk to Elina Mattila, who is the executive director of Mobey Forum - a non-profit organization that has been part of setting the stage for digital financial services all the way since year 2000. Join us to find out where the name Mobey comes from, what's the secret ingredient for successful fintech conferences and whether or not Pål successfully lands his joke this time (hint: he doesn't). Guest: Elina Mattila, Executive Director, Mobey Forum (https://www.linkedin.com/in/elinamattila) Links mentioned in the episode: One in four Finns downloaded COVID-19 tracing app in four days (https://www.reuters.com/article/us-health-coronavirus-finland-app/one-in-four-finns-downloaded-covid-19-tracing-app-in-four-days-idUSKBN25U20H) Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Episode 2 of season 2 is here, and in this instalment of Fintech Daydreaming Pål Krogdahl and Ville Sointu catch up with an old - Jack Nikogosian from Aryze to talk about all things smart money, and to return to some old debates Jack and Ville had in 2019 (see the linked YouTube video). Did we actually agree on anything in this show? Did Jack get a chance to revisit the topics Ville and him debated in 2019? Tune in to find out! This episode runs a bit longer than usual because we just couldn't stop talking. We hope you find it worth your time regardless. Guest: Jack Nikogosian (@JackNikogosian, https://dk.linkedin.com/in/jacknikogosian) Links mentioned in the show: Jack & Ville debating future of money - https://youtu.be/yL1NCAF9b_0 Finextra: US seizes bitcoin linked to terror groups - https://www.finextra.com/newsarticle/36395/us-seizes-bitcoin-linked-to-terror-groups Do you have a subject you would like Pål and Ville to cover in a future episode, or would you like to attend as a guest? Then feel free to ping us: .- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming .- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/ .- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

We're back after the summer break with season 2 of Fintech Daydreaming! In this episode Pål Krogdahl and Ville Sointu go straight into the weeds of financial market infrastructure with our guest Olaf Ransome and talk about how interoperable digital cash could very well be the magic ingredient to make it all go faster. Also featuring some truly bad jokes. We're sorry about that. Guest: Olaf Ransome (https://www.linkedin.com/in/bankersplumber) Links mentioned in the show: Goldman Sachs names new head of Digital Assets (https://www.cnbc.com/2020/08/06/goldman-names-new-head-of-digital-assets-in-bet-that-blockchain-is-the-future-of-financial-markets.html)

Welcome to episode 5 of Fintech Daydreaming! In this episode, Pål Krogdahl and Ville Sointu were joined by Janne Salminen, Director of Fintech Farm at HUB13 to discuss the growing Fintech scene in Finland. Fintech Farm - https://www.helsinkifintech.fi/ Fintech Daydreaming will now be taking a summer vacation, but will be back with a new episode during August. Have a great summer! Pål Krogdahl | https://www.linkedin.com/in/krogdahl/ | https://twitter.com/paulkrogdahl?lang=en Ville Sointu | https://www.linkedin.com/in/ville-sointu-54682b/ | https://twitter.com/ville_s?lang=en Do you have a Fintech subject you would like Ville and Pål to cover in a future episode? or maybe you have a great story to share and would like to join us as a guest? reach out and let us know, we would love to get your input and suggestions...

Episode four! We had a chat about all things entrepeneurship, heavy metal music and building something out of nothing with Sami Honkonen, the CEO and Founder of Tomorrow Tech and DIAS - The Finnish real estate trading network. Links mentioned in the show: DIAS - https://dias.fi/ Tomorrow Tech - https://tomorrow.fi/ Helsinki Fintech guide, with DIAS case study: https://www.helsinkifintech.fi/news/helsinki-fintech-guide-2020/ Videos of Sami’s work in the death metal industry: https://www.youtube.com/watch?v=NmzK2dKdxmA https://www.youtube.com/watch?v=i-dmqGmkNaA Follow Sami on Twitter: @samihonkonen

Episode 3 of Fintech Daydreaming is here! In this episode, Pål Krogdahl and Ville Sointu are joined by Tom Bently, Sales Director at Thought Machine (https://thoughtmachine.net/) to discuss the future of Core Banking systems.

Episode two!  Pål Krogdahl and Ville Sointu welcome their first live guest: David Grundy, Nordic Blockchain thought leader, to have a conversation about all things blockchain. Links mentioned in the episode:  - “Cloud crypto land” (on legal validity of smart contracts on a blockchain) https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3476678  - Updated Libra Association white paper from April 2020: https://libra.org/en-US/white-paper/  - Visa patents digital cash on a blockchain (Forbes) https://www.forbes.com/sites/jasonbrett/2020/05/14/visa-submits-patent-application-for-digital-dollar-using-blockchain/

Episode one! Welcome to Fintech Daydreaming - a podcast for anyone interested in technology, financial services - or both. In this episode Pål Krogdahl and Ville Sointu give a brief introduction to the podcast series and chat about - you guessed it - the COVID-19 pandemic and its impact on banks.