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FUMO: Future Of Money Podcast

FUMO: Future Of Money Podcast

By CFTE- Centre for Finance, Technology and Entrepreneurship

FUMO is your weekly guide into the world of finance and technology. Hosted by Ronit Ghose and Gaurav Dhar, it will bring you the latest financial innovations in company of exceptional leaders - all curated for you. Don’t get FOMO with FUMO!
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33. Redefining NFTs & Blockchain Interoperability (with Sarthak Bakshi and Temujin Louie) | Web3

FUMO: Future Of Money PodcastSep 22, 2022

00:00
43:34
97. LLM's and AI reshaping finance with Naré Vardanyan, CEO of Ntropy Network. 

97. LLM's and AI reshaping finance with Naré Vardanyan, CEO of Ntropy Network. 

LLM’s & AI reshaping finance: Join us on the Future of Money Podcast, brought to you by CFTE, hosted by Ronit Ghose and Gaurav Dhar, supported by XVC tech, where we are joined by Naré Vardanyan, CEO of Ntropy Network. 

Broadcasting from the bustling streets of New York, Nare highlights the overlooked significance of AI's future impact, emphasising the pivotal role of affordable energy. It's not just about building effective models but also ensuring scalability and affordability across diverse data volumes and applications.

If you’re curious, tune in to discover how AI is used to interpret and optimise vast amounts of financial data, reducing operational costs by up to 40% and providing unprecedented analytical capabilities.

"If I want to classify a billion transactions, which is 1/10 of a volume of a medium-size US issuer, it's nothing with a duty-for-size model, and will cost me $50 million today. This is a basic task that the models are very good at."

Key Highlights:

  • Impact of LLMs on financial data optimization and decision-making.

  • Real-world applications and benefits of AI in handling billions of data points.

  • An accuracy rate of 98.9% in predictive responses from Ntropy’s AI models, indicating high reliability in their automated systems.

  •  Discussing the economic implications, and how using a traditional model to classify one billion transactions could cost as much as $50 million.

Join us as Nare talks about the real magic of AI in finance, which isn't just about crunching numbers; it's about transforming how we see and interact with data. 

👥 If you enjoy our podcast and are curious about the future of money and tech, share your thoughts and comment on who you would like to listen to for the upcoming guest speakers.


May 09, 202458:40
96. The dollar, gold & bitcoin with Ebrahim Rahbari

96. The dollar, gold & bitcoin with Ebrahim Rahbari


Discuss the future of finance , with the man who coined the term “Grexit” , that led to Brexit, - Ebrahim Rahbari . In this exciting episode of  Future of Money Podcast, brought to you by CFTE, hosted by Ronit Ghose and Gaurav Dhar, supported by XVC tech, we are joined by Ebrahim Rahbari, Ebrahim delves into the complex interplay between sovereign debt, currency dynamics, and the future of global economies.


"The dollar's dominion is less about economics and more about a complex web of trust, governance, and historical momentum." says Ebrahim


Key Highlights:

  • Will the dollar remain the no 1 currency

  • What level of debt is too much

  • Are gold and bitcoin alternatives to fiat currency?

  • How he came to coin the term Grexit, the precursor to Brexit

  • What does the demographic changes mean for currency and economies



Join us in this episode as we venture into the  understanding of the global economy's future,the intriguing concept of Grexit, and the evolving dynamics of monetary policy in emerging markets.


If you enjoy our podcast and are curious about the future of money and tech, share your thoughts and comment on who you would like to listen to for the upcoming guest speakers.


Apr 11, 202442:06
95. Meme coins to Money with Simon Taylor

95. Meme coins to Money with Simon Taylor

Meme Coins to Money: Join us on Future of Money Podcast, brought to you by CFTE, hosted by Ronit Ghose and Gaurav Dhar, supported by XVC tech.  In this episode, Simon Taylor takes us into the intriguing world of meme coins. This conversation isn't just about digital assets; it's a journey through the evolving narrative of value, community, and the very fabric of digital trust.


"Money's story is rewritten by communities; meme coins are the latest chapter.” states Simon.


Key Highlights:

  • What meme coins are and how they're changing the game for digital money, creating a new paradigm for investment and community engagement.

  • Discover underlying technologies like Solana and Ethereum, fostering a new era for digital assets.

  • Compare and contrast meme coins with traditional investments and what that means for investors and the market.

Join us as we navigate through this exploration which isn't just about understanding the nuts and bolts of digital currencies; it's a deep dive into how meme coins are reshaping our perceptions of investment, technology and the community. 


If you enjoy our podcast and are curious about the future of money and tech, share your thoughts and comment on who you would like to listen to for the upcoming guest speakers.


Mar 28, 202431:20
94. Web3 & The New Era of Gaming, with Emil Ahmed from DeGaming Group

94. Web3 & The New Era of Gaming, with Emil Ahmed from DeGaming Group

In this episode of FUMO: Future Of Money Podcast, produced by CFTE and hosted by Ronit Ghose and Gaurav Dhar,  we delve into the future of online gaming with Emil,CEO of DeGaming who's at the forefront of integrating blockchain technology into the gaming industry. Emil discusses the transformative journey from Web1, where information was primarily static and read-only, to Web2, characterised by interactive experiences and user-generated content.

"Imagine a world where the community not only plays the game but owns the game. Where every loss and every win feeds back into the community that supports it. This isn't just gaming; it's a revolution in ownership and participation." - Emil

Listen now to uncover:

  • How blockchain serves as the backbone of Web3, enabling secure, transparent transactions and interactions without the need for intermediaries.

  • How Web3 is revolutionising transparency and ownership in gaming.

  • Challenges in the mainstream adoption of Web3.

To know more, watch the full episode here:

💻 Watch on YouTube 👉 https://www.youtube.com/watch?v=ZPWtLkQZq7Q

🔊 Listen on Spotify 👉 https://open.spotify.com/episode/21Xhj0uGEJ35KpL3NnDVXM

🎧 Listen on Apple Podcasts 👉 https://podcasts.apple.com/gb/podcast/94-web3-the-new-era-of-gaming-with-emil-ahmed/id1596881094

If you enjoy our podcast and are curious about the future of money and tech, share your thoughts and comment on who you would like to listen to for the upcoming guest speakers.

Mar 21, 202445:27
93. Gold goes Digital, with Navin Dsouza from Comtec Gold

93. Gold goes Digital, with Navin Dsouza from Comtec Gold

Gold goes Digital : In this episode of FUMO: Future Of Money Podcast, produced by CFTE and hosted by Ronit Ghose and Gaurav Dhar, we delve into the fascinating intersection of gold and blockchain technology with Navin Dsouza, CEO of Comtec Gold.


Discover the journey of gold from a traditional asset to a digital powerhouse, transforming the way we invest, secure, and perceive value in the digital age.


"Gold has always been a beacon of security and trust. By marrying it with blockchain, we're not just preserving its value; we're enhancing its accessibility and utility for the modern investor," states Navin.


Key Highlights:

  • Explore the transformative potential of tokenized gold in enhancing investment security and liquidity.

  • Understand the role of blockchain in democratising access to gold investments.

  • A glimpse into the future where digital gold becomes a staple in investment portfolios.

Join us as we navigate through the evolution of gold in the digital era, offering a glimpse into the future where technology and tradition converge to redefine wealth and investment.

If you enjoy our podcast and are curious about the future of money and tech, share your thoughts and comment on who you would like to listen to for the upcoming guest speakers.


Mar 14, 202438:44
92. Past, present and future of AI with Dr Shonali Krishnaswamy

92. Past, present and future of AI with Dr Shonali Krishnaswamy

Dive deep into the world of artificial intelligence with Shonali, as she unravels the complexities and transformative potential of AI in our latest episode. Uncover groundbreaking advancements in AI technology that are shaping industries, enhancing human capabilities, and redefining what's possible in the digital age.

From neural networks to machine learning breakthroughs, Shonali provides an unparalleled overview of AI's current state and its exciting future trajectory.

"AI's potential is boundless, yet harnessing it responsibly is our greatest challenge and opportunity." says Shonali

Key Highlights:

  • Explore how AI is being integrated into various sectors for improved efficiency and innovation.

  • Delve into the importance of ethical considerations in AI development and deployment.

  • Future AI trends and how they will impact society and industry.


Join us as we journey through the evolving landscape of artificial intelligence with Shonali, offering unique perspectives that will enlighten both AI enthusiasts and novices alike. Don't miss this compelling exploration of AI's capabilities, challenges, and future.

If you enjoy our podcast and are curious about the future of money and tech, share your thoughts and comment on who you would like to listen to for the upcoming guest speakers.


Mar 07, 202446:01
91. Tokens and Tunes with Williams Bailey from Bolero

91. Tokens and Tunes with Williams Bailey from Bolero

Tokens and Tunes! Discover how Bolero is revolutionizing the music industry by bringing over $40+ billion worth of assets onto the blockchain. Dive into this episode of FUMO: future of money podcast, with Ronit & Gaurav, brought to you by CFTE and sponsored by XVC tech, where we uncover how tokenizing music rights on chain is creating a new asset class that's reshaping how we value music. Welcome to the new beat of blockchain investments with Bolero.


“When you own IP, you actually receive royalties. It's like owning shares in a company... Blockchain is the perfect tool to handle hundreds of thousands of payments, offering a solution to efficiently manage and distribute royalties"​ says Williams Bailey.

Unlock the power of music with Bolero, where over $40 billion in music assets are now accessible through blockchain technology. This innovative platform allows you to:

  • Invest in Music Rights: Discover why music rights on the blockchain are the new asset class you don’t want to miss.

  • Blockchain Integration: Experience the future of music investment through blockchain, making music royalties more accessible.

  • Portfolio Transformation: Learn how to transform your playlists into a valuable music assets portfolio on the chain.

  • Tokenization of Royalties: Dive into the world of tokenizing music rights royalties on the chain, opening up new investment avenues.

Join us on a journey of discovery with the FUMO: future of money podcast where each episode is an adventure into the world where technology transforms possibilities into realities. 

If you enjoy our podcast and are curious about the future of money and tech, share your thoughts and comment on who you would like to listen to for the upcoming guest speakers.


Feb 29, 202449:53
90. Tokenisation, AI and the future of finance with Alex Manson

90. Tokenisation, AI and the future of finance with Alex Manson

Where AI meets finance: Building the next-gen of financial solutions with Alex Manson who heads  SC Ventures globally, the corporate venture capital and venture incubation of Standard Chartered Bank globally, the corporate venture capital and venture incubation arm of Standard Chartered Bank.

Dive into this episode of FUMO: future of money podcast, with Ronit & Gaurav, brought to you by CFTE and sponsored by XVC tech, where we uncover Tokenization, AI & the future of finance. 

“AI is foundational, not just a use case; it's about how it's applied.” says Alex 

Alex Manson leads SC Ventures, a unit that was established in March 2018 that aims to drive innovation and foster intrapreneurship across the Standard Chartered Group. Launched in March 2018, SC Ventures pioneers innovation and entrepreneurship across Standard Chartered, guiding fintech investments and spearheading disruptive business models.

Key Insights:  

  • AI is like fire—discovered yet requiring control for good. Regulation of AI use cases, not AI itself, is crucial.


  • Winners move fast on the rapid S-curve of innovation, leaving regulators and banks trailing behind in technology.


  • Power of being a learning machine, as skills expire in 5 years; read, network, & reflect. 

🌟 Share Your Thoughts & Join the Conversation! 🌟

What were your takeaways from today's discussion? Who do you want to hear from in future episodes? Comment on Apple Podcasts or Spotify to let us know your views, suggestions, and any questions you have!

Hit the subscribe button to not miss out on a deep dive into how technology is reshaping the financial landscape.

Feb 22, 202443:30
89. Fixing the credit gap with Omair Ansari

89. Fixing the credit gap with Omair Ansari

“What do people want? They need money!”

Fixing the credit gap in emerging markets. Our latest episode of FUMO: future of money podcast is with Omair Ansari, CEO and Co-founder of ABHI, an innovative embedded finance platform rapidly expanding its presence from Pakistan to Bangladesh, UAE and beyond.

Fintech 1.0 was about building payments infrastructure. The next phase, especially in emerging and frontier markets, is credit fintech. In Omair’s words: all roads lead to lending. Credit in emerging and frontier markets, or lack of it, is a big problem that needs fixing. Earned wage access (EWA) and invoice factoring for SMEs is part of ABHI’s solution.

Credit is really what is going to allow for digitalization to happen across emerging markets, says Omair

Emerging market investing and operating is like time travel. What one country is ready for, another may not. You need to wait for the right time. Brazil in 2010 wasn’t ready for credit fintechs. By 2014 it was. Similarly, in 2018, Omair wasn't sure Pakistan was ready - but the digital catalyst of COVID-19 convinced Omair to swap NYC for Karachi.

Key Insights:  

  • Credit Matters. The big unmet demand in emerging and frontier markets is credit. Fintech innovation can bridge this gap.

  • Localisation Matters. Your market needs to be ready for your product. You can't copy paste solutions from other countries.

  • Default Alive. In frontier markets, you can't run a business on the ‘burn rate’ model as in the Valley. Profitability matters. Your investors may disappear.

    Smart Agents. Omair’s vision of Fintech 3.0 is one of mass personalisation based on intelligent agents, serving our needs from savings to credit.

    Join us on a journey of discovery with the FUMO: future of money podcast where each episode is an adventure into the world where technology transforms possibilities into realities. 

    If you enjoy our podcast and are curious about the future of money and tech, share your thoughts and comment on who you would like to listen to for the upcoming guest speakers.



Feb 15, 202457:53
88. Blockchain for real world assets | Atul Khekade and Ritesh Kakkad from XDC Network | FUMO Episode 1

88. Blockchain for real world assets | Atul Khekade and Ritesh Kakkad from XDC Network | FUMO Episode 1

Ever wondered how blockchain technology can revolutionize the way we handle real-world assets? 

Dive into our first episode of FUMO: future of money podcast, with Ronit & Gaurav, brought to you by CFTE and sponsored by XVC tech, where we uncover how XDC Network, spearheaded by founders Atul Khekade and Ritesh Kakkad, merges the digital precision of blockchain with tangible, real-world applications, offering a new horizon of possibilities for asset management and beyond. 

This episode offers a comprehensive insight into how blockchain technology is not just a digital ledger but a tool for tangible, real-world impact, making it an essential listen for those interested in the practical applications of blockchain beyond the realm of cryptocurrencies.

Ritesh Kakkad and Atul Khekade are accomplished business leaders in the tech industry, with Ritesh bringing over 20 years of expertise in cloud hosting and web infrastructure, and Atul offering 14 years of experience in blockchain technology and leveraging XDC Network's Blockchain applications to address global infrastructure challenges.

Key Insights:  

  • Learn about the backbone of Layer 1 blockchain. 

  • Know how DAO’s (decentralized autonomous organization) operate differently from traditional business structures.

  • What lies ahead in the world of blockchain technology. 

    Comment below of what you think and suggest any guest speakers for future episodes. 

    Highlights with timestamps

    Highlights with timestamps

    0:00 Intro 1:43-5:36 What are real world assets ?

    7:22-10:19 What does a layer 1 blockchain mean?

    12:55- 16:59 Foundation and journey of XDC

    17:54-20:56 How is building a Layer 1 Blockchain different?

    24:05-28:11 Exchange trader funds and the hype around them

    30:17 33:00 - USP of XDC

    33:34- 35:04 Geographical expansion of XDC

    37:35-40:19 Why should people approach XDC?





Feb 01, 202443:32
87. Fintech Innovation in Southeast Asia with Nawaz Imam

87. Fintech Innovation in Southeast Asia with Nawaz Imam

Welcome to our final episode of season 3 of What$Next featuring Nawaz Imam, Group Head of Corporate Development at MoneyHero Group (NASDAQ: MNY).

From super apps and creator economies to emerging trends like wealthtech insurance, tune in to this episode of What$Next to discover how AI and digital advances are reshaping user engagement in Asian fintech with our guest Nawaz Imam. 

Nawaz dives into the diverse consumer finance landscapes of Singapore, Hong Kong, and other Asian markets, exploring how MoneyHero Group’s innovative approaches in these regions.

Nawaz shares his insights on emerging trends in digital wealth management and insurance, highlighting the unique challenges and opportunities in Asian fintech markets.


What you will learn 🔍

🔷 The versatility of fintech strategies in diverse Southeast Asian markets.

🔷 The growing significance of the creator economy in digital finance.

🔷 The most popular financial products and emerging trends in insurance.

🔷 How AI is shaping future fintech interactions and customer experiences.

 

Comment below of what you think and suggest any guest speakers for future episodes.

 

Highlights with timestamps

0:00 Intro with Ronit and Nawaz

1:43 Diverse digital landscape in Southeast Asia

4:17 Singapore fintech ecosystem

7:26 Portability of fintech innovations in Southeast Asia

12:13 How is fintech changing consumer finance?

14:07 China’s tech evolution

17:21 Acceleration of China’s digital landscape

19:39 What is MoneyHero Group?

23:17 Growth of content creation & digital monetization in Southeast Asia

27:19 How does MoneyHero streamline customer acquisition?

28:24 Asia’s creator economy

30:48 Most popular financial products in consumer marketplace

33:35 The road ahead in Asian fintech

36:44 Emerging trends in fintech: Digital wealth & insurance

40:44 End 

If you enjoy listening to this episode of What$Next, don’t miss out on other podcast series to our featuring #Crypto #Blockchain #Web3 #Digital Banking

-        The Mega Debate: Are #stablecoins the future of money? | Episode 84, with Dante Disparte

Navigating AI innovations in finance| Episode 85, with Jonathan Larsen      Building Digital Banks 101 | Episode 81 with Olivier Crespin Deep Fakes, Gen AI, and the Evolution of Fintech: What lies ahead! | Ep, 80 Simon Taylor      Building a Regulated Crypto Business from MENAl | Ep,78 Talal Tabbaa Africa’s Blueprint for a thriving fintech ecosystem | Ep. 77 with Margaret O'Connor

Jan 07, 202440:44
86. Digital dollars reforming global finance with Bradley Allgood

86. Digital dollars reforming global finance with Bradley Allgood

Welcome to our latest episode of What$Next featuring Bradley Allgood, CEO of Fluent Finance.

Fluent’s unique selling proposition lies in its deep integration into the core banking system, which sets them apart from simpler token-issuing solutions. Bradley delves into Fluent's role in developing and implementing innovative technologies like stablecoins and deposit tokens to streamline financial transactions, particularly in areas such as cross-border trade and global aid delivery. 

Join us in this enlightening conversation as Bradley discusses the challenges of fintech adoption in traditional banking systems and shares his insights on navigating this competitive industry.

What you will learn 🔍

🔷 The evolution of blockchain from Bitcoin to more advanced uses like smart contracts, enabling programmatic settlements and the creation of stablecoins.

🔷Deposit tokens, a concept aimed at reducing counterparty risk in large transactions.

🔷Insights into the challenges of fintech integration in traditional banking systems.

🔷Advice to fintech entrepreneurs to prioritise steady progress & deep integration in fintech adoption, balancing innovation with market alignment.

Comment below of what you think and suggest any guest speakers for future episodes. 


Highlights with timestamps

0:00 Intro with Ronit and Gaurav

1:57 Bradley’s financial journey 

5:10 Evolution of digital currency 

6:36 What makes a stablecoin reliable?

8:59 UAE as a crypto hub 

13:51 Fluent: simplifying banking with smart contracts

15:58 Can digital tokens replace traditional aid methods?

19:46 Banks and their adoption of blockchain 

22:32 Fluent’s revenue model 

24:46 How does Fluent compete with the big banks?

26:57 Advice to tech entrepreneurs 

29:20 What lies ahead for Fluent 

31:02 End


If you enjoy listening to this episode of What$Next, don’t miss out on other podcast series to our featuring #Crypto #Blockchain #Web3 #Digital Banking



Dec 09, 202331:02
85. Navigating AI innovations in finance, with Jonathan Larsen

85. Navigating AI innovations in finance, with Jonathan Larsen

Welcome to our latest episode of What$Next featuring Jonathan Larsen, CIO of Ping An. 

From leveraging technologies like GPT for intelligent customer interactions to Ping An's AI breakthroughs in facial recognition for identity authentication to visual AI in insurance claims, hear it from our special guest as he emphasizes the importance of a continuous "test and learn" mindset in this exciting process.

What you will learn 🔍

🔷Pivotal role of payments in FinTech, spotlighting transformative companies like PayPal.

🔷Crucial role of deep-thinking generalists who are key players in bridging traditional financial services with evolving technologies, ultimately impacting customer experiences.

🔷Practical applications of AI in the financial services industry and its tangible impact on processes such as identity verification and insurance claims assessment.

Comment below of what you think and suggest any guest speakers for future episodes. 

Don’t forget to drop us a comment or any recommendations you have for our future guest speakers!

Highlights with timestamps

0:00: Intro with Ronit and Gaurav

1:46 Jonathan Larsen’s venture in Ping An

5:49 Ping An’s founder led vision 

8:53 What sets Ping An apart?

11:29 PayPal and beyond: the true fintech revolution

 20:14 Ping An’s strategy for innovation and investment 

23:29 What does Ping An seek in startups?

26:13 Ping An’s global footprint 

27:46 Impact of AI on efficiency and customer experience

31:00 The future of customer experiences

35:25 Impact of generalists in finance 

37:32 End

If you enjoy listening to this episode of What$Next, don’t miss out on other podcast series to our featuring #Crypto #Blockchain #Web3 #Digital Banking 


Dec 03, 202337:32
84. The mega debate: Are stablecoins the future of money?

84. The mega debate: Are stablecoins the future of money?

Welcome to our latest episode of What$Next featuring Dante Disparte, Chief Strategy Officer and Head of Global Policy of Circle. 

Committed to transparency and regulatory compliance, Circle is a global fintech firm empowering businesses to utilise digital currencies and public blockchains for seamless worldwide payments and financial applications, ensuring stability in the dynamic cryptocurrency landscape.

What you will learn 🔍

🔷How stability in stablecoins is secured through the key idea of an "open network."

🔷Leveraging tech for global financial inclusion, transitioning from traditional banking to digital wallets. 

🔷How Circle fosters fintech entrepreneurialism and lowers the cost of access to money and payments.

Comment below of what you think and suggest any guest speakers for future episodes. 

Don’t forget to drop us a comment or any recommendations you have for our future guest speakers!

Time Stamps

0:00 Intro with Ronit and Gaurav

1:37 Career journey of Dante Disparte 

2:33 What is Circle?

3:59 Rise of stablecoins and blockchain

7:21 Debate: Stablecoins vs tokenized deposits 

9:09 USDC: redefining stability in crypto

11:37 Circle’s mission of global fintech equality 

15:00 Circle’s crypto frontier 

18:25 Circle’s blueprint for fostering financial trust 

22:43 UDSC’s role in aid for Ukraine 

25:00 End 

If you enjoy listening to this episode of What$Next, don’t miss out on other podcast series to our featuring #Crypto #Blockchain #Web3 #Digital Banking 


Nov 27, 202324:26
83. Female HealthTech, from MENA to the world, with Marina Sol

83. Female HealthTech, from MENA to the world, with Marina Sol

Welcome to another episode of What$Next podcast on Episode 83, featuring Marina Sol, founder of Diagnio, UAE-based innovative HealthTech startup on a mission to provide an easy, accurate, and convenient at-home test system for reproductive health.

Join us as she shares valuable insights on building a leading #healthtech startup and her role in shaping the future of #women's health.

What you will learn 🔍

🔷The past, present and future of health tech.

🔷How entrepreneurship and tech are advancing healthcare. 

🔷Challenges and tactics for success in hardware businesses. 

Don’t forget to drop us a comment or any recommendations you have for our future guest speakers!

Time Stamps

0:00 Intro with Gaurav and Marina 

1:46: What is Diagnio?

3:44 Marina’s early career in health tech

5:00 Enhancing healthcare through technology 

8:36 Marina’s entrepreneurial vision 

11:31 From PCR to biomarkers: Marina’s healthcare breakthrough

12:54 Diagnio: Shaping the future of women’s health

16:43 Navigating healthcare regulations 

19:27 Challenges in hardware investment 

23:15 What is the key to success in hardware startups?

26:57 Team of Diagnio

28:38 Strategic expansion in the gulf region

32:36 The ultimate vision for Diagnio : Alexa for health

35:40 The future of health tech: Diagnio’s vision

37:53 Marina’s inspiration for female founders in health tech 

39:07 Accessing Diagnio 

40:24 End


If you enjoy listening to this episode of What$Next, don’t miss out on other podcast series to our featuring #Crypto #Blockchain #Web3 #Digital Banking 

https://www.youtube.com/watch?v=TFpj22LwHXM&t=712s https://www.youtube.com/watch?v=SstT4Dy367A&t=1643s https://www.youtube.com/watch?v=RaerhIRRaIE&t=1232s https://www.youtube.com/watch?v=KQhXSxLVZ_g&t=1331s



Nov 08, 202340:30
82. Building AI unicorn at 17, with Tejas Ravishankar

82. Building AI unicorn at 17, with Tejas Ravishankar

Welcome to What$Next: Fintech & Web3 Podcast by CFTE 

Embarking on your first tech venture? 

In this episode of What$Next, we are joined by Tejas Ravishankar, founder of Dimension, who is an inspiration for all the young founders out there. Tejas's exceptional  work ethic and ambition have been instrumental in Dimension's journey to overcome early-stage fundraising hurdles, maintaining a consistent outreach to VC's, keeping the company ahead of the competition.


What you’ll learn 🔍

🔷How to leverage cold outreach while connecting with potential investors.  

🔷The right mindset, ambition, and a clear vision for young founders. 

🔷"Being present & prepared", is the key to best maximize and seize opportunities. 

Watch the full episode here 👇
💻 Watch on YouTube 👉 
https://lnkd.in/e73emfaM
🎧 Listen on Apple Podcasts 👉 https://lnkd.in/eKd66Ey8

Tune in to discover more about Tejas’s journey of how he balanced between education and his drive to create excellence in the realm of AI and tech. 


If you enjoyed this episode, don't forget to subscribe and leave a review!

#Tech #AI


Time Stamps

0:00 Intro with Ronit & Gaurav

1:05 What is Dimension?

2:11 Journey of Dimension 

10:02 Software programming & coding 

11:46 Founding Dimension at the age of 16

13:13 Work ethic & a strong ambition 

14:11 Challenges in raising funds early on for Dimension 

17:36 Why is cold outreach important while reaching out to potential investors?

22:37 Building the team of Dimension 

32:22 Tackling legal challenges as a young founder 

36:29 USP of Dimension 

38:20 How to ensure product stability?

40:35 Balancing education & entrepreneurship

42:16 Seizing and maximising opportunities

46:47 End 


Nov 02, 202347:14
81. Building Digital Banks 101 with Olivier Crespin, Digital Bank Builder

81. Building Digital Banks 101 with Olivier Crespin, Digital Bank Builder

Welcome to What$Next: Fintech & Web3 Podcast by CFTE 

What are the key principles to building a bank from scratch? We couldn't have a better guest on our podcast to answer this question, Olivier Crespin, Digital Bank Builder & General Partner at True Global Ventures. Olivier has established multiple digital banks across MENA and Asia, including DBS Digital Bank in India, DC Bank in Indonesia, and Digi Bank in Vietnam.

Let’s take a deep dive into the world of neo banks & the “how” behind digital transformation of banking!

What you’ll learn 🔍

🔷Guiding Principles for digital transformation of banks. 

🔷Challenges and Trade offs while building neo banks. 

🔷Future of Neobanks and the opportunities ahead of us. 

If you enjoyed this episode, don't forget to subscribe and leave a review!

#Neobank #Blockchain #DigitalBanking 



0:00 Intro with Ronit & Gaurav

0:46 Olivier’s career in finance 

3:54 From Traditional to Digital Banking 

8:03 Successful strategies from banks 

12:51 Trade offs and opportunities while building a neobank from scratch 

18:10 Key Guiding principles for digital banking transformation 

24:05 Challenges of building a bank 

28:36 World of Neo bank: where is it going?

32:20 How cutting edging innovations are transforming finance and security 

36: 30 Synergy between Blockchain, AI and Web3 

39:04 Advice to Young entrepreneurs 

40:07 End 






Oct 25, 202340:11
80. Deep Fakes, Gen AI, and the Evolution of Fintech: What lies ahead! With Simon Taylor from Sardine, Co-founder @11:FS

80. Deep Fakes, Gen AI, and the Evolution of Fintech: What lies ahead! With Simon Taylor from Sardine, Co-founder @11:FS

Welcome to What$Next: Fintech & Web3 Podcast by CFTE 

Join us as Simon discusses the evolution of FinTech, and the models shaping the fintech industry. Fintech now goes beyond  mobile apps and debit cards; it's now about reshaping the entire financial value chain, having moved ahead of  its initial disruption in the mid-2010s.

Discover the various challenges that the VC and startup landscape presents, deep fakes as a source of disruption and the universality of fraud and compliance challenges across  industries. 

🔍Listen to this episode and learn:

🔷Fintech's evolution driven by two models: "Crossing the Chasm" & "Complexity Curve" for for advancing financial services. 

🔷How Gen AI has increased concerns about deep fakes, thus implicating a shift towards detecting human-like behaviour in AI-generated text interactions. 

🔷The changing landscape of VC and the need to reassess strategies for fraud and anti money laundering. 

Tune in to our latest episode of What$Next as Simon spills the beans on fintech’s mobile, social & cloud revolution and what’s more to Deep Fakes in the era of Gen AI.

Oct 18, 202340:57
79. The Road to COP 28 & Eco - Conscious Business Practices in the UAE with Karl Feilder from Neutral Fuels

79. The Road to COP 28 & Eco - Conscious Business Practices in the UAE with Karl Feilder from Neutral Fuels

Welcome to What$Next: Fintech & Web3 Podcast by CFTE!

Join us, as Karl unpacks the latest trends in carbon footprint reduction, and strategies for inspiring businesses to embrace eco-conscious practices including greener and net-zero alternatives.

Explore how cloud-based solutions and KPIs tracked and motivated sustainable practices, and learn more about Karl's innovative proposal to introduce a business sustainability grading system through the UAE's trade license.


🔍Listen to this episode and learn:

🔷Cloud-based solutions and software streamlining carbon assessments.

🔷Encouraging sustainable choices with green, greener, and net-zero options.

🔷Mandating carbon footprint assessments for trade license renewals to promote sustainability.


Tune in to our latest episode of What$Next as Karl, the role of entrepreneurial diversity in fueling innovation in the UAE, in the context of climate change and sustainability.


Oct 11, 202340:31
78. Building a Regulated Crypto Business from MENA with Talal Tabbaa from Coin MENA

78. Building a Regulated Crypto Business from MENA with Talal Tabbaa from Coin MENA

Welcome to What$Next: Fintech & Web3 Podcast by CFTE 


What safeguards exist for users in the evolving crypto landscape? In this episode, we are joined by our guest Talal Tabaa, CEO and Co-Founder of CoinMENA, a cryptocurrency exchange licensed by the Central Bank of Bahrain. He also serves on the Board of Middle East Payment Services (MEPS) in Amman, Jordan, and on the advisory board of the Dubai Chamber of Digital Economy. As a co-founder Jibrel Network, a blockchain development company based in Zug, Switzerland. Prior to crypto, Talal worked in financial and supply chain consulting services at PwC as well as managing a private investment fund in Saudi Arabia. He holds a Bachelor of Science in Industrial Engineering (Economics Minor) from Purdue University, IN, USA.


Join us, as Talal delves into the essential “trade-off” between regulation and a user-friendly crypto ecosystem, as automation technology in business transactions, safeguards against scams and fake IDs. Discover how blockchain execution can bridge the gap between ICO (Initial Coin Offerings) and real-world assets, creating a more transparent financial ecosystem.


🔍Listen to this Episode and learn:

🔷How Coin MENA integrates automation technology in real-time, shielding customers from scams and fake IDs.

🔷Benefits of crypto regulation by an authority instilling legitimacy of user’s transactions. 

🔷Coin MENA’s unique business model backed by agility and language customisation to global customer needs. 


Tune in to our latest episode of What$Next as Talal, to gain insights on the benefits of  implementing ICO’s, the ongoing transformations in crypto like DE-fi Tokens and the need for  crypto risk management for an enhanced user experience!

Oct 03, 202338:40
77. Africa’s Blueprint for a thriving fintech ecosystem with Margaret O'Conner, Launch Africa

77. Africa’s Blueprint for a thriving fintech ecosystem with Margaret O'Conner, Launch Africa

Welcome to What$Next: Fintech & Web3 Podcast by CFTE! 

What is the secret behind the success of Africa’s fintech landscape? Welcome to our fourth episode of What$Next, we are thrilled to have Margaret O’Connor, the Chairperson of Launch Africa, also known as “a real emerging markets person.” 

Join us, as Margaret shares her insights over her 20-year experience in contributing to financial inclusion and economic development in Africa in the banking sector  with significant changes she has contributed across African Fintech startups. Discover how Launch Africa's success is rooted in diverse leadership fostering talent, founder collaboration, and a gender-focused investment fund.


🔍 Listen to this Episode and learn: 

🔷Scarcity mindset as a driving force behind African economic growth

🔷Future benefits from collaborations between payment and public sectors

 🔷Safe adoption of Gen AI and Blockchain technology in the initial stage of startups


Tune in to listen as Margaret shares exclusive insights on how African communities build a fintech ecosystem for startups and entrepreneurs to thrive fuelling up the country’s economic growth!

Sep 27, 202345:03
76. The Next Generation Fan Engagement Platform: Gaming & Web 3 with Amr El-Beheiry & Ibrahim El Mohdar, Fanzword

76. The Next Generation Fan Engagement Platform: Gaming & Web 3 with Amr El-Beheiry & Ibrahim El Mohdar, Fanzword

Welcome to What$Next: The Future of Money and Tech


What is the future of user engagement after the integration of Web3 Technology? In this episode, we are joined by our guests Amr EI-Beheiry and Ibrahim el Mohdar, Co-founders of Fanzword.  Amr and Ibrahim are the co-founders of Fanzword, an innovative app improving the interaction of football fans with a fun platform to discuss their favourite teams and games

Join us as Amr and Ibrahim delved into the dynamic topics of customer engagement, and innovative strategies that Fanzword employs on its app. Our guest speakers unpack the secrets behind the company’s revenue model, demands and trends of user’s engagement. Discover how Fanzword, a digital hub for football fans, transforms sports entertainment into interactive virtual experience.


🔍 Listen to this Episode and learn:

🔷 Strategies for any industry to leverage user’s engagement 

🔷 How countries like Saudi Arabia use football to boost inbound tourism

🔷 Web 3 implementation in UAE and the potential market expansion

Buckle up and listen to our latest episode as Amr and Ebrahim dive into the user's demands in interactive entertainment and how web3 technology can take the user’s experience to the next level.

Sep 20, 202334:39
75. Why do Banks Fall Behind in the Digital Race with Leda Glyptis, a Ned, Advisor, and Author

75. Why do Banks Fall Behind in the Digital Race with Leda Glyptis, a Ned, Advisor, and Author

Welcome to our first episode of season 3 What$Next: The Future of Money and Tech, with our guest Leyda Glyptis, Non-Executive Director at Flagstone. Tune in to listen as she shares key strategies for financial institutions and startups to thrive in the digital economy. 


With the rapid development of technology innovation, explore how we better prepare ourselves to adapt to the future digital economy!

🔍 Key Topics Covered:

🔷 Main reasons why the current economy is reluctant to digital transformation

🔷 The importance of businesses adopting real-time data technology 

🔷 Strategies for companies to keep up with the rapid pace of the digital economy

🔷 Fostering sustainable economic growth in the fintech evolution


Buckle up and listen to our latest episode as she shares exclusive insights into the value of realising digital transformation for robust business growth and how to better prepare ourselves for the future economy.  

Sep 12, 202349:30
74. India Seamless Payment: Decoding NPCI Success in Technology Integration with Dilip Asbe, National Payments Corporation of India

74. India Seamless Payment: Decoding NPCI Success in Technology Integration with Dilip Asbe, National Payments Corporation of India

What’s behind India's robust digital payment system?

Welcome to our latest episode, we are thrilled to host Dilip Asbe, Managing Director & CEO at National Payments Corporation of India (NPCI), as he shares NPCI’s successful initiatives in implementing fintech innovations, transforming the global financial landscape. Tune in to our special episode in collaboration with GFF, the largest Fintech Festival in India.    

Dilip Asbe with over twenty years of expertise in the world of digital payment, has held the position of Chief Operating Officer (COO) and Chief Technology Officer (CTO) in NPCI. His significant contribution played a leading role in bringing radical changes to the Indian payment ecosystem. 

Brief background of NPCI and UPI

NPCI is a non-profit organisation, formed by the Reserve Bank of India (RBI) and the Indian Bank’s Association (IBA), is backed by major banks and the central bank. 

Unified Payments Interface (UPI) is an instant payment system developed by NPCI, enabling quick inter-bank transactions on mobile devices. It runs an open-source application programming interface (API) on top of the Immediate Payment Service (IMPS). 

From the rise of the UPI payment system to the fintech innovations, opening up limitless business opportunities, explore the possibilities of financial landscape transformation. 

🔍 Key Topics Covered


🔷 Emerging UPI payment: serving as a model for global payment integration

🔷 Real-time dispute resolution technology unlocking endless business opportunities

🔷 Use cases of effective innovation policy by public and private sectors


Interested in listening more to our show? Subscribe to our newsletter and get notified when a new episode launches! 👉 ⁠⁠⁠⁠https://courses.cfte.education/fintech-founders-series-events-webinars/⁠⁠

Aug 18, 202350:10
73. Building Startup Foundation: Perspectives from an Investor vs Entrepreneur with Alper Celen, Enhance Ventures
Aug 11, 202353:18
72. Behind Venture Building: Key Elements & Solutions for Entrepreneurs | Gary Sheynkman, Further Ventures
Jul 30, 202353:38
71. Driving Startups Success: Cutting-Edge Strategies of Venture Capital (with Kareem Elsirafy, Modus Capital)
Jul 23, 202352:44
70. Scaling Blockchain Adoption: Regulations & Use Cases (with Rebecca Rettig, and Staci Warden)
Jul 10, 202323:10
69. Embracing Digital Era: How is AI Shaping the Job Market? (with Prag Sharma and Huy Nguyen Trieu)

69. Embracing Digital Era: How is AI Shaping the Job Market? (with Prag Sharma and Huy Nguyen Trieu)

Jul 02, 202321:11
68. The Decentralised Investor: Navigating Web3’s VC Landscape (with Sep Alavi, General Partner at White Star Capital)
Jun 26, 202349:51
67. The Future Frontier: Crypto, AI & Metaverse in South Korea (with Andrew Cheung and Jee Abbey Lee)

67. The Future Frontier: Crypto, AI & Metaverse in South Korea (with Andrew Cheung and Jee Abbey Lee)

Jun 19, 202301:02:58
66. Crypto Chronicles: Unraveling the Secrets of the Blockchain World (with Haseeb Qureshi, Managing Partner at Dragonfly)

66. Crypto Chronicles: Unraveling the Secrets of the Blockchain World (with Haseeb Qureshi, Managing Partner at Dragonfly)

Jun 12, 202301:08:40
65. Super Apps Unveiled: Decoding Careem's Success in the UAE | (with Ashish Jain, CFO of Careem)
Jun 04, 202353:05
64. Metaverse Unleashed: Exploring the Transformative Power | (with Samuel Huber, CEO of LandVault)
May 27, 202337:23
63. Decrypting the Future of Web3 Gaming | (with Rudy Koch, Co-Founder & CBO Fenix Games)
May 18, 202345:43
62. The UAE Advantage: How Blockchain Startups Thrive in the Region | (with Saqr Ereiqat, Crypto Oasis)

62. The UAE Advantage: How Blockchain Startups Thrive in the Region | (with Saqr Ereiqat, Crypto Oasis)

Join us for an exciting podcast as we explore the thriving world of blockchain startups in the UAE with Saqr M. Ereiqat, Co-Founder & Managing Director of Crypto Oasis. Discover how the UAE’s unique advantages provide entrepreneurs with a competitive edge in the industry.


Crypto Oasis, a leading company in the region, plays a vital role in supporting blockchain startups and driving innovation. We’ll delve into the range of initiatives and services offered by Crypto Oasis, acting as a catalyst for growth in the blockchain sector.


The UAE boasts a diverse and highly skilled talent pool, attracting experts from various fields. We’ll shed light on how the country’s commitment to education and innovation fosters a thriving community of blockchain professionals, creating an ideal environment for collaboration and knowledge-sharing.


In this episode, gain insights into:

🔹 UAE offers lucrative opportunities and a rich talent pool for blockchain startups.

🔹 Understand the concept of a crypto-oasis and its embodiment in the UAE.

🔹 Gain insights into the future of the blockchain and crypto ecosystem.


Don’t miss this insightful podcast as we uncover the secrets of blockchain entrepreneurship in the UAE. Gain valuable insights into the initiatives of Crypto Oasis and discover how their contributions have propelled numerous startups to success.


Interested in listening more to our show? Subscribe to our newsletter and get notified when a new episode launches! 👉 ⁠https://courses.cfte.education/fintech-founders-series-events-webinars/⁠

May 15, 202353:31
61. The Future of Trade Finance: Exploring Blockchain’s Impact and Beyond | (with Bob Blower, Clarency)
May 05, 202301:01:46
60. Navigating Challenges & Building Success in Digital Banking | (with Oliver Hughes, Former CEO of Tinkoff)

60. Navigating Challenges & Building Success in Digital Banking | (with Oliver Hughes, Former CEO of Tinkoff)

Apr 28, 202354:34
59. Revolutionising Investment Strategies with AI | (with Mahmood Noorani and Oliver Yonchev)
Apr 16, 202353:51
58. Blockchain & Bonds: Reinventing Finance with Digital Ledger Technology | (with Rahul Banerjee, Founder & CEO Bondevalue)

58. Blockchain & Bonds: Reinventing Finance with Digital Ledger Technology | (with Rahul Banerjee, Founder & CEO Bondevalue)

Are you curious about the potential impact of blockchain technology in the bond market?

Our next podcast episode features an interview with Rahul Banerjee, Founder & CEO of Bondevalue, who will discuss the use of digital ledger technology in finance, particularly in the bond market. He highlights how blockchain technology can help create a more efficient and trustworthy bond market by removing intermediaries like banks or financial institutions. Rahul also shares that he created an app called Bondevalue, which has since been rebranded as Bond Blocks, to reinvent the bond market using blockchain technology.

Don’t miss this exciting episode as we explore the possibilities of blockchain technology in the bond market with the help of our expert guest, Rahul Banerjee.
Listen to the podcast to explore:
🔹The history of bonds
🔹How Bondevalue aims to reinvent the bond market using blockchain
🔹The role of digital ledger technology in fintech
🔹The importance of transparency and trust in financial transactions


Highlights
00:00 Introduction of the guest 12:14 Discussion of the benefits and limitations of blockchain technology in finance 19:51 History of Bondevalue and its use of digital ledger technology to reinvent the bond market 28:20 How collaboration between fintech startups and traditional financial institutions can help drive innovation in the industry 32:10 Discussion on Singapore’s role as a leader in the fintech industry


Interested in listening more to our show? Subscribe to our newsletter and get notified when a new episode launches! 👉 https://courses.cfte.education/fintech-founders-series-events-webinars/

Apr 10, 202348:24
57. Crypto & Blockchain: Compliance, Security & Investigative Tools | with Ari Redbord, TRM Labs

57. Crypto & Blockchain: Compliance, Security & Investigative Tools | with Ari Redbord, TRM Labs

Have you ever wondered how organisations can protect against cyber threats such as ransomware attacks? In our latest podcast episode, we had the pleasure of hosting Ari Redbord, Head of Legal & Government Affairs at TRM Labs, to discuss why it's essential to protect against security threats when working with crypto and blockchain.


In this episode, we explored how blockchain technology can improve transparency and accountability in financial transactions, while also revolutionising the way transactions are conducted. But with great power comes great responsibility, and we also discussed the importance of regulatory compliance and the need for strong security measures to protect against ransomware attacks.


Ari Redbord provided valuable insights into the current state of the crypto and blockchain industry, including the challenges and opportunities that come with it. From the potential for blockchain technology to transform financial services, to the importance of building tools and technologies that can be used by organisations of all sizes, this episode is a must-listen for anyone interested in the future of finance.


Listen to the podcast to explore:

🔹 Engaging with regulators in the crypto and blockchain space 🔹 Blockchain’s potential to enhance transparency and accountability in finance 🔹 Robust security measures to combat ransomware attacks and other threats 🔹 Revolutionising financial transactions through crypto and blockchain 🔹 Building versatile tools for use by financial institutions and universities


Highlights

00:00 Introduction


06:45 Threat finance & crypto


21:50 The story of TRM

40:00 Regulations in the industry



Interested in listening more to our show? Subscribe to our newsletter and get notified when a new episode launches! 👉 https://courses.cfte.education/fintech-founders-series-events-webinars/

Apr 03, 202356:45
56. Inside African FinTech: Markets, Challenges & Opportunities | (with Wiza Jalakasi, Emerging Markets Fintech Expert) | Fintech

56. Inside African FinTech: Markets, Challenges & Opportunities | (with Wiza Jalakasi, Emerging Markets Fintech Expert) | Fintech

Are you curious about the fintech industry in Africa? Do you want to know how mobile money services have transformed financial services on the continent? Are you an entrepreneur looking to secure investment in the competitive landscape of Africa’s fintech industry? In this episode, we hosted Wiza Jalakasi, Emerging Markets Fintech Expert on our latest podcast episode to explore the African fintech industry, discussing key markets and countries such as Kenya, Nigeria, and South Africa. We also delve into the impact of mobile money services like M-Pesa on the continent and how they have revolutionised financial services for millions of people. Explore VC models and how it has evolved in Africa over time, providing insights into what investors look for when evaluating startups and offering advice on how to stand out in this competitive landscape. Listen to the podcast to explore: 🔹 Key markets and countries in the African FinTech industry 🔹 Mobile money services like M-Pesa and their impact on financial services in Africa 🔹 Factors driving growth in the African FinTech industry, including supportive regulatory environments, increasing mobile money adoption rates 🔹 Challenges faced by startups during periods of funding and how they can navigate these challenges to secure investment 🔹 The VC model in Africa and what investors look for when evaluating startups Highlights 00:04 – Introduction 02:00 – Fintech in Africa 03:30 – How mobile money services like M-Pesa have contributed to the growth of Fintech in Africa 05:20 – VC funding for African startups 07:20 – Opportunities of building a Fintech business 22:30 – The Future of Fintech in Africa Interested in listening more to our show? Subscribe to our newsletter and get notified when a new episode launches! 👉 https://courses.cfte.education/fintec...

Mar 24, 202355:37
55. Beyond Profits: Utilising APIs for a Greater Purpose in Digital Banking | (with Omar Mansur, Managing Director APAC of Codebase Technologies) | Fintech
Mar 20, 202349:55
54. ISO 20022 - The New Age of Payments | (with Troy S. Wood, CEO and Founder of Impel)
Mar 13, 202338:50
53. The Foundation of Transformative AI | (with Shameek Kundu & Anupam Datta, Truera) | Fintech
Mar 06, 202353:27
52. Setting up a Challenger Bank from Scratch | (with Anne Boden, Founder & CEO of Starling Bank)
Feb 27, 202357:52
51. What the AI Moment Means for Finance | (with Erkin Adylov, Founder & CEO of Behavox) | Fintech
Feb 20, 202301:03:06
50. From Idea to Reality: Entering the World of Web3 | (with Jaynti Kanani, Co-Founder of Polygon) | Web3
Feb 13, 202354:30
49. Pioneering the New Era in Banking | (with Rishi Khosla, Co-Founder of OakNorth) | Fintech
Feb 06, 202349:31
48. Exploring the Next Wave of Fintech | (with Nik Milanović, Founder of This Week in FinTech) | Fintech
Jan 30, 202357:15