FI Talk Podcast

This is a very fun and informative episode. AJ and Pa learned a lot about the British Health and Pension systems from their special guest, Olimatou Chongan. Olimatou is a psychologist working for the NHS in London, England. They discussed several topics including the World Cup Football (Soccer), the British Pension and Healthcare systems. They also discussed Mental Wellbeing as their special guest is an expert in this subject.

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This is a fun conversation you do not want to miss. In this episode, AJ and Pa talked to a special guest Anna Faye Buttner who shared her passion for travel. She talked about how she travels the world both solo and with her family. Take a listen to how she is traveling the world whilst also being money conscious. This conversation covered a lot of topics including: women solo travels, couples and family travels, her travel hacks and much more.

Anna is a wife, mother, career woman, podcaster, entrepreneur and more. You can check her out at the following links:

https://www.instagram.com/travelingsweetjollofmamas/

https://podcasts.apple.com/us/podcast/debbo-unfiltered-podcast/id1528789747

https://podcasts.apple.com/us/podcast/lotus-flower/id1541107864

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Whatever stage of your financial independence journey you are in, can you still enjoy the journey while working your cooperate job and at the same time doing the right things with your money? In this episode, Pa and AJ discuss how they are enjoying the journey while on the path to financial independence. They also discussed the current state of the stock market and what they are doing with their investments. 

This is not financial advice.

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In this episode, Pa and AJ discuss some of the obstacles that prevent most people from building wealth. For some reason, there are lots of Jim Rohn quotes that came up during the conversation.

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fitalkpodcast@gmail.com

Disclaimer: We are not financial advisors and this is not financial advice. For your particular situation, contact a financial advisor.

In this Episode, AJ and Pa discussed the current situation of the stock market and share their strategies of handling the stock market downturn.

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This episode is a follow up of the last two episodes; Episode 20 and 21. This one focuses on the people who are at a more advance level on their Financial Journey. Tune in and listen to the conversation between the two hosts: AJ and Pa about ideas that can help people that are at this stage of the FI journey.

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In this episode, AJ and Pa discuss ideas that can help people in this stage of their financial journey set themselves up for financial success. This episode builds up on Episode 20. It is designed for people in the intermediate level of their financial journey but it is still useful for everyone regardless of what stage you are on the road to your financial independence.

In this episode, Pa and AJ talk about ideas that you could be doing to set yourself up for financial success. Part 1: is for Beginners. If you are just starting your financial independence journey, or you just decided that now is the time to get serious with your money, these ideas will get you started in the right path to a solid financial foundation.

In this solo episode, AJ talks about the different categories that you need to consider when setting your new year's resolutions or any goals for that matter. These are the 6 F's of goal setting. Then he dives deep into what it means to set SMART goals. This podcast is built around financial goals but this method works for any goals that you want to set in 2022 or for any time in your life.

Please send questions or comments to ask@fitalkpodcast.com

or fitalkpodcast@gmail.com

In this episode, AJ and Pa interviewed one of Africa's biggest Real Estate Developers, Mr Mustapha Njie, founder and CEO of TAF Africa Global. Mr Njie is in the process of not only building an estate but a city. This city called the TAF City will be high tech, green and twice the size of Banjul, the Capital of The Gambia. If you ever considered living somewhere cheaper, this TAF City should be an option. If you work remotely, you can Geoarbitrage by living somewhere cheaper.

Mr Njie also explained why African Real Estate is a good investment.

Links mentioned in this episode:

https://tafafricaglobal.com/

https://www.youtube.com/watch?v=z2HZA9YqYMc&t=1160s

https://www.facebook.com/debbo.unflitered

https://www.youtube.com/results?search_query=d+jallows+farm

In this episode, AJ and Pa talked to a special guest, Mr Ebou Cham. Ebou Cham had $200K of student loans after graduate school. He did not want to keep paying the minimum payments for the rest of his life. So he made the decision to pay it off as soon as possible. It took him less than 3 years to pay it off. How did he do that? He explained that in this episode. He also talked about his money mindset and his love for travel. I am sure you will enjoy this conversation with Ebou Cham.

Can you still travel while saving for Financial Independence? In this episode, Pa and AJ share their summer travels. They discussed the details of their travels including how they paid for it. They also talked about travel rewards using credit card points.

In this episode, AJ and Pa talked about how to choose the funds that you invest in. They discussed the main things to look for when choosing your index funds such as the category of funds, the expense ratio, inception date and dividend yield.

This is part two of a three part series on investing. In this episode, Pa walks you through opening an investment account. We mainly use three brokerages: Vanguard, Fidelity and Charles Schwab. Pa takes you step by step on how to open a brokerage account with Fidelity, but this information is helpful regardless of where you want to open your investment account.

This is the first part of a three part series on investing for beginners

In this episode, Pa and AJ had a wonderful conversation with their guest Awa Sissoho Njie. The conversation was around the topic of Women and money. Awa answered several questions when it comes to money from a woman's perspective. Should you combine your finances with your spouse? Should you use a budget? How to teach kids about money. Should you save or invest? 

Awa shared her story about money including her money mistakes. She also shared her money tips for couples and younger generation.

She can be reached at:

www.primerica.com/awanjie

https://www.facebook.com/awa.sissohonjie

In this episode, AJ and Pa discuss the options of buying a house versus renting, specifically in the Seattle area. We also discussed the pros and cons of both options. Since the real estate market is going up like crazy, this is a question in a lot of people's minds. This episode is just a quick discussion weighing the options of buying versus renting in this hot real estate market.

In this Episode, Pa and AJ answer some questions that Pa has come up with. These questions expand over several topics; from what we do on our leisure time to who our dream dinner guests are. We also talked about our favorite past vacations and our dream vacations. One of the topics you definitely like is our most impactful financial and none financial books.

The idea is to start bringing guest to the podcast and have some random questions asked at the end of the interview. What better way to polish these questions than to answer them our selves?

In this episode, we answer your questions. We have gotten several questions from our audience since starting this podcast. In this episode, we answer your questions about Roth IRA for minors, the differences between UTMA and 529 accounts and what to do with your 401K when you leave a job. We also talked about life insurance, term vs whole life.

In this episode, we talked about how to build wealth by investing in the stock market. We also talked about how we invest the majority of our portfolios. We dive deep into why fees matter in investing and how much it can cost you in the long run. We simplified the meaning of some financial terms like; what is dollar cost averaging? And what are the differences between mutual funds, index funds and ETFs?

In this episode, we discussed the power of the HSA account in a Financial Independence perspective. This is an account that has the triple tax advantage. When the benefits of the HSA is maximized, it is a powerful tool to add to your financial independence journey. We also discussed the importance of staying healthy; when it comes to exercise and nutrition. We also briefly discussed Medicare, Social Security and Life Insurance.

How do you know when you have reached financial independence? In this episode, we discussed how much is enough for financial independence. Financial independence gives you options, time and freedom. You get to decide if you want to work or not. You get to claim your most precious resource;  your time. We all have a very limited amount of time, getting to FI gives you freedom to do what is important to you. Whether it is spending time with loved ones, traveling the world or choosing to work on projects that bring you joy and happiness.

In this episode of the FI Talk Podcast, we discuss statistics on living paycheck to paycheck. Studies show that living paycheck to paycheck is normal in our society but it does not have to be normal for you. 78% of Americans are living paycheck to paycheck. That's a lot of people. Listen to this episode to find out how you don't have to be one of them. We give you tips on how to get out of the cycle of living paycheck to paycheck so that you can build wealth.

In this episode, we discussed the two main methods of paying off debt: The Debt Snowball versus the Debt Avalanche. We also discussed what we consider good or bad debt. We told our debt stories and how we struggled with debt and which method we used to pay off our debt. We also mentioned a list of books that we read that helped us in our personal finance journey.

In this episode, we explained how to calculate your net worth. Then we dove into our financial review of the year 2020. We explained the lessons we learned from the pandemic and how it impacted us financially. How were we financially ready?

This is the trailer for the FI Talk Podcast

This episode is a brief introduction to personal finance and our journey towards financial independence