Five Minute Money Manager®

Don't give cyber-thieves an opportunity to steal from you.

There's a good chance that you have unused cash that you have forgotten about.

Food prices will continue to rise throughout 2023 (and perhaps beyond).  Start planning for higher prices now.

Help eliminate hunger, and increase your happiness at the same time.

Budgeting Tip #4

Budgeting Tip #3.

Budgeting Tip #2

There are many problems that money cannot solve.

What excuses are you using for not starting a budget?

Borrowing money does not make us richer.  That is, debt does not increase our wealth.

"Free advice" is generally not helpful when dealing with our emotions.

Every resource, except one, is money. Thus, Managing Your Money is really about managing all of your resources.

Here are some Tips and Strategies for "Saving At The Pump."

Inflation has resulted in much higher food prices. Here are a few money-saving strategies to help reduce your weekly food expense.

"Moderation In All Things" is not the best motto for living.

How are you coping with Inflation?

Improve your personal finances and happiness by overcoming an addiction.

What do potatoes have to do with accomplishing your goals?

Sometimes we need a "Kick-In-The-Pants" event to help us stop procrastinating!

What will motivate you to accomplish your goals?

Is keeping up with the Joneses getting you down?

What can you do to have a little extra money to spend?

Change your "bad" goals into "good" goals.

How can you make vacations more affordable?

What are your last wishes?

Some stress is essential to a happy life, but too much stress can be deadly.

You've only got three viable options.

Keeping a Spending Log can help you answer this question.

Use "Badness Ratings" to set your priorities.

Who is really making your decisions: emotions or intellect?

There are five basic needs that we all share in common.

Being religious is not a prerequisite for being spiritual.

Make prioritizing your needs a priority.

Start preparing for disasters now.

Five suggestions to help you get started in your efforts to declutter

Create a "Get-Out-Of-My-Slump" plan.

Because most of us have difficulty recalling all of the details of our past spending, record-keeping is an important decision-making tool. 

When it comes to money, what do you believe you should or shouldn't do?

Planning helps you get the "most bang for your buck!"

Will your goals lead to success?

Happiness is not a destination.

More money isn't always the answer.

What do you do when routines become dull and boring?

Forgetting a non-monthly expense may be frustrating, but doesn't have to "destroy" your Spending Plan.

Why are we attracted to secrets?

What do you want to accomplish in your life?

Spending without a Spending Plan is like a team playing without a Game Plan!

Five reasons why budgets often fail

Provide a monthly allowance to each member of your household.

From Barter to Electronics--A very brief history of money