"Flip the Coin over" is a phrase I use frequently to tell myself and others to try to always see both sides of a story--see the bigger picture. Like coins have two sides, topics and stories have more than one side as well. We use pro/con, likes/dislikes, advantages/disadvantages as the foundation for many topics of conversation. In this podcast, that premise is used in the area of higher education, with the intent to help students transition into and out of college life. Topics include: finances, academics, personal growth/self-worth, social life, and more.
With the 2021 stimulus bill passing in Congress, the student loan forgiveness subject is included. While direct cancellation is not mentioned, forgiveness of student loan is now non-taxable! While this a great thing, there's another concern worth addressing.
College can be a rewarding experience, but it can be a costly one as well. Calling it a "good debt" only works if one understands that what they will pay is less than the starting salary of their career upon graduation. Thus, student loan debt is important to weigh, for that amount can quickly grow higher than one's pay. Research and evaluate the right school for the career you want.
"What do you want for...?" This question comes around whenever it's holiday, birthday, or even graduation season. So when asked by family members and friends, college students should consider their needs first and/or what they may need in their near future. Things like rent paid, gift cards for gas or food, new textbook or supplies, new appliance in new apartment, etc. should be considered before spending on random miscellaneous items.
We hold credentials in our working world--degrees, certifications, board affiliations, etc., and they are attached to our names. When communicating via email, letters, and just regular signature, is it possible we are using them incorrectly at times? Should it matter? After all, they are ours, right?
At times, you may have a busy schedule, and have many exams on the same day or within a day of each other. You can sometimes feel the need to sacrifice the time and energy for one class and put that into another. Listen to my story and the lesson I learned from it.
Careers based on the traditional college path (as well as the graduate and professional degrees obtained) are always compared to programs taught in technical colleges/trade schools. In this episode, listen to how a social media posts comparing the two sides can provide great information, but also be misleading.
Some people are successful without completing a degree. They go to college for a while, get what they need out of it, and move on from it. Some students obtain a degree and use it and their skills to propel them into other careers later.
There are times where you must separate yourself from friends (even the good ones) because your priorities require that. Also, having friends that hold you to your priorities is a plus. It's about balancing time and energy together as well as apart.
In this episode, T. A. has a small assignment for students heading to college: find someone you know that is already dealing with student loan debt. How do they feel? How has student loan repayment/debt affected their lives? The goal is show students what a projected future looks like, so that they can either plan for it or avoid it altogether.
This episode is speaking to both the parents as well as the teen who is thinking about college. Are parents being transparent and honest enough when explaining their own financial struggle, financial outlook, current student loan debt (if applicable) to their soon-to-be college child(ren). The same perception (mistakes) could be made if parents give optimism without realistic advice based on experience and wisdom.
Even when we know what we want to pursue (as a major, dream or goal), we may find ourselves at a point that questions whether we should continue on that path, or start planning in another direction. Sometimes we can merge the two. But for some, plan A is the only plan and that works for them. In either case, time, money, and one's capability has to be considered.
At times, being the first and/or the only one to accomplish something comes with unwanted pressure. If not careful, the pressure can prevent you from performing your best. No one can get the diploma, degree, etc but you, so don't let the pressure hinder you. It's not when you finish, but that you finish.
"A great GPA (grade point average) can get you into school and keep you there, but it may not get you the job." In this episode, I explain why I said this quote and how students should know when their GPA is/isn't the main focal point of their education.
Jackson State University is the latest public college/university in Mississippi that has drastically lowered the tuition fees for out-of-state students. Here I discuss potential pros and cons of that decision.
In the midst of rigorous academic life, finances, etc, how can a student create balance and protect their mental and emotional state? How can they tap into their personalities, hobbies, skills, etc to help them be successful in the classroom?
Many people feel that instead of (or in addition to) the English, Math, Science, etc., classes about money, careers, home economics, and others should be mandatory. In this episode, let's look at why and why not.
Many college students experience the dreadful early wake up to make it to an 8am class. Some former students warn others against starting that early, while others embrace the early-in/early-out mindset. What about you??