FQMom Podcast

This question has weighed on me deeply, especiallyafter two recent events I was part of.Listen

I had a very enriching Saturday morning spent with my podcast guest, Eugene Dela Cruz, the young boy who was kicked out of the house for being gay but who strove to do well in his life and managed to graduate with honors from my alma mater, Ateneo de Manila University. Join us!

I have reserved this FQwentuhan with Dr. Meir Statman, one of the founding fathers of Behavioral Finance. He is a professor at the Leavey School of Business, Santa Clara University and a visiting professor at Tilburg University in the Netherlands. He received his Ph.D. from Columbia University and his B.A. and M.B.A. from the Hebrew University, the same school where Nobel Laureate Daniel Kahneman, the psychologist responsible for the development of Behavioral Economics, also studied.His research focuses on how investors and managers make financial decisions, the cognitive errors and emotions that influence them, retirement, asset allocation, asset pricing, etc. To find out more about him, go to http://meirstatman.com or read his book Finance for Normal People. You may also read the accompanying article on FQMom.com.Here's the link: https://fqmom.com/lessons-from-a-behavioral-finance-guru-fqwentuhan-with-meir-statman/

Sino sa inyo ang mabilis magbenta ngbstocks na kumikita pero mabagal magbenta pag nalulugi? Do you know that there is a term for that? Listen to this podcast and find out about it. This will help you understand and avoid the pitfall of this behavioral bias.

Do you feel unmotivated each morning when you have to get up and work?Today’s podcast will help you understand why. Listen.

When it comes to having a high FQ in order to live a comfortable and happy life, of course, I want you to start imagining your dream life complete with a mood board, as discussed in FQ Book 3: High FQ By Design. Listen.

The midterm campaign period is not as heated (and toxic) as it is during presidential elections, and it might be a good opportunity for us to reflect on how we have been voting (or not voting) because the way we vote mirrors not just our political views but also our money mindset and life beliefs.  Listen.

There’s a popular saying, “Your network is your net worth.” It’s a simple truth that reminds us how relationships often shape our success as much as skills and credentials do. And this goes beyond career advancement and financial gain. Listen.

Holy Week is a time for reflection, sacrifice, and renewal—principles that also apply to our financial lives. Just as we use this season to pause and reconnect with our faith, we can also take this opportunity to assess our financial well-being and align it with our values. Listen.

Today, as we commemorate this historical event that we now rightfully call as Araw ng Kagiting (Day of Valor), let us draw some lessons that extend beyond the battlefield and into our everyday lives, particularly on how we handle our finances. Listen.

As promised, here’s the Part II of our discussion on wealth building for women. Last week, we talked about the obstacles to building our retirement fund (Please click https://fqmom.com/how-can-women-build-a-strong-retirement-fund-despite-gender-pay-gap-career-interruptions-and-other-challenges/ if you haven’t heard that yet.) and now, we discuss the good news! Ten financial superpowers that women have that actually make them great wealth builders. So no more excuses ladies, let’s embrace our superpowers and build wealth! Listen.

In celebration of Women’s Month, here’s an article that helps women build a strong retirement nest egg despite the many money challenges faced. Listen.

Answering the question, “What is enough?” is very personal. That is why any financial planning should be tailor-fit. Listen.

Let’s continue our discussion on how our human wiring does its decision-making in order to avoid the dangers of mental shortcuts. Listen, answer the exercises and share your quick answers

Attention: All the single ladies (sung to the tune of Beyoncé’s hit song ) and gentlemen as well!Do you want to be married and have your #forever life partner but it seems like he/she is taking forever and ever to come?I had an interesting conversation with speaker, writer, Gallup Strengths Coach Marianne Mencias about this topic.Come join our conversation. I’d love to hear your comments, whether you agree with her beliefs or not. Remember, it’s always great to listen to different perspectives.P.S. Please pass this on to your single loved ones who might be interested to watch/hear this.

Be it about money matters or other important decision-making, our Emotional Emong usually gets in the way such that we are not always able to make the best choices in life. Listen.

D.I.N.K. stands for Dual Income No Kids. S.I.N.K. means Single Income No Kids. This is a growing phenomenon among the younger generation. To understand this more about this, we discussed this in LegaZ, the podcast of ZCME (Zonta Club of Makati and Environs).

How are you doing during this Christmas rush? Are you harassed and shaking your head why you’re in this situation again, even if year after year, you resolve to avoid this situation? Rest assured, you’re not alone.  I hope this article helps you use the power of design to avoid action-intention gaps. Enjoy the read and the video of my fireside chat with my three loves—Martin, Enrique, and Anton.

Have you received your Christmas bonus? Ubos na ba? Today’s article is about how we normally treat Christmas and other bonuses.

The FQ Trilogy is now complete! It’s a project that’s dear to me and happened in a span of many years of writing, research, experiments, teaching. I hope the trio will help you have a financially happy life. Here are the trailers of each book put together in one short video. FQ BOOK 1 of the FQ TRILOGY. Watch the book trailer of FQ: The nth Intelligence published in 2018. The Foreword was written by Bo Sanchez, founder of Truly Rich Club. FQ BOOK 2 of the FQ TRILOGY. Watch the book trailer of Why Financial Education Alone Does Not Work, back-to-back with The Psychology of Money published in 2021. The Foreword was written by Dr. Nandy Aldaba, former Dean of the School of Social Sciences at the Ateneo de Manila University. FQ BOOK 3 of the FQ TRILOGY. Watch the book trailer of High FQ by Design (Shape Your Environment For a Financially Healthy You) published in 2024. The Foreword was written by former BSP Governor Say Tetangco. 📚 You may also purchase my FQMom books at https://fqmom.com/bookstore/.

Hello hello! I was out for a number of months and I am excited to be back writing about money, family, and everything in between. I was out because I had a semi-hibernation in order to devote all my writing efforts in completing the last installment of the FQ Trilogy. Listen.

Join me in this episode as I narrate our family’s wonderful experience of sharing an intimate dinner Atty. Leni Robredo, one of our most admired leaders.

Today’s podcast talk about the institution of marriage – a bit of history and it being a big commitment device. We will focus on the advantages of this feature. Enjoy this piece as we start to wrap up the love month.

Our Valentine’s Day podcast discusses what every couple should know before saying, “I do.” I hope the high-profile break-up of the celebrity couple will bring heightened awareness to the importance of understanding the property law of marriage. Indeed, there’s a lot to learn by looking at someone’s Balance Sheet! Listen

Here's my interview with Rhoda Castro-Caliwara, the founder and president of Executive Genesis Services, Inc. who is also the president of the Philippine Association of Legitimate Service Contractors (PALSCON). She was also recognized as one of the Inspiring Filipina Entrepreneurs by Go Negosyo in 2022. Listen and be inspired.

I’ve discussed the Gender Pay Gap in past articles. Do you know that there is a less known gender bias against women, and the disparity is even bigger? It is called the GENDER-INVESTMENT GAP. Listen.

How we brought our sons, specifically on the financial aspect. FQ (Financial Quotient) is a value system, it is really in the everyday things that we should use as teachable moments to raise our children to develop this essential 21st century skill. Listen.

The question is how do we keep ourselves committed to our resolutions? Listen to this podcast, there are some points to ponder upon so you can arm yourself accordingly, so at the end of the year, you will belong to that elite 1% of people who follow through their life goals.

On January 6, 2024, I stood as godmother in the beautiful wedding of Robi Domingo and Maiqui Pineda held at the Diocesan Shrine and Parish of San Isidro Labrador and the North Polo Club in Pulilan Bulacan. I wish to share some pieces of Ninang advice I’ve given them during our face-to-face conversations, viber messages, plus more. Listen

The year is about to end, let’s take time to assess what we can do with what is within our control and circle of influence, so that progress will not be elusive but easily attainable for everyone. Listen

The reality is that we all need to invest in order to live a financially healthy life and not be a burden to others. Since not everyone is equipped to do their own asset picking, funds should be our financial best friends. No matter what your profession is, you can still benefit from the fruits of proper investing because you can access these funds. Listen.

In this episode, I wish to discuss just a few points from her freshly published book. Although the book is not about money, I cannot help but pick up very valuable insights that are definitely applicable to the way we deal with money. Listen.

Ostrich Effect/Problem was first coined in Behavioral Economics in a 2006 article by researchers Dan Galai and Orly Sade when they the used the term to describe people who avoid knowing the risk of some financial decisions or situations. Listen to know more.

We all want to continue earning from our investments whether the market is doing well or not. This may help us achieve just that - an all-weather fund. Listen to the podcast or read the article. Article link: https://fqmom.com/are-you-ready-for-an-all-weather-fund/

I have talked about Childhood Money Memories (CMM) and their importance to our current relationship with money. Related to that is the concept of having “money scripts,” a concept developed by Brad Klontz. In this podcast, I discuss the 4 basic money scripts namely: 1. Money Status Seekers 2. Money Vigilants 3. Money Worshippers 4. Money Avoiders

Are you investing in the stock market? Why or why not? Nalugi ka ba? Naiinip ka na ba? O baka sa tingin mo kulang ang pera mo para mag-invest? Come join my FQwentuhan about STOCK INVESTING with Mike Raz of BDO Securities. It’s our first podcast episode with video! Who knows, the insights and lessons you’ll get from this episode might make a big difference in the way you will live your retirement years!

I wish to discuss the three elements: Knowledge, Attitude, and Behavior because we can all apply them when we are aiming to improve something – be it our financial condition, career, relationships, and other important aspects of life.

If you believe that money and fame will make you happy such that the more you have of them, the happier you are, think again.

Good health is definitely great wealth. No amount of success, money, and other good things in life can be enjoyed well in the absence of good health. Listen

Are you a disciplined person who can save and invest regularly? Do you have the willpower to eat well, exercise regularly, and sleep for eight hours at night? Do you have that self-control to put in the necessary work to advance in your studies, career, and even sustain meaningful relationships? Listen. If you want to read the article, go to FQMom.com

It is difficult to feel romantic when you’re thinking of how to put food on the table or where to get the money to pay for your children’s tuition. Listen. I wish to share with you two videos that tackle the romance and finance of marriage. I recorded these videos together with my favorite person in the world giving you two perspectives – the husband’s and the wife’s. Cheers to sound marriages! https://youtu.be/qrSyhUBWjZs  https://youtu.be/jJgj3MwWaAU or if you want to read the article click here, https://fqmom.com/romance-and-finance/

The cost and other expenses that go with ownership have become so steep. Moreover, since workers move around more quickly as we used to, financing benefits may not be as easily available and accessible as they used to be. Listen to know more.

Our financial environment has also drastically changed compared to the evolution of our internal money beliefs and values. Listen to know more.