Skip to main content
WTDWYTKAM: What THEY don't want you to know about money! with GERALD MWANDIAMBIRA CFP

WTDWYTKAM: What THEY don't want you to know about money! with GERALD MWANDIAMBIRA CFP

By Gerald Chemunorwa Mwandiambira

What They Don't Want you to Know About Money. WTDWYTKAM Podcasts from Gerald centred on Personal Financial Planning, Wealth Creation and Career Development.
Gerald is a CFP Professional, Wealth Planning and Training Business Owner.
Gerald is active in the media and supports financial literacy by contributing as a published author, International Speaker, Entrepreneur, Freelance financial journalist and providing expert commentary with his own TV shows and radio spots.
linktr.ee/GERALDMWCFP to book financial planning session with Gerald. Gerald can advise International Clients Globally.
Available on
Apple Podcasts Logo
Google Podcasts Logo
Overcast Logo
Pocket Casts Logo
RadioPublic Logo
Spotify Logo
Currently playing episode

MONEY TALKS WITH GERALD: Introduction to TRADING

WTDWYTKAM: What THEY don't want you to know about money! with GERALD MWANDIAMBIRA CFPMay 10, 2021

00:00
11:44
Gerald on Power FM: The Importance of Annual Financial Review

Gerald on Power FM: The Importance of Annual Financial Review

Spring cleaning your finances involves evaluating and organizing your financial situation to ensure efficiency and effectiveness. Gerald Mwandiambira speaks to Pabi Moloi.

Mar 28, 202444:55
MONEY TALKS WITH GERALD: Christian Financial Planning

MONEY TALKS WITH GERALD: Christian Financial Planning

Are you applying God's Word in your Finances? Are your Finances Pleasing to God? If God was to inspect you Financial Habits? Would you miss the mark , fall short, SIN? Are you sinning or promoting Sin with your Money. A look of Christian Financial Planning.
Mar 26, 202431:59
GERALD ON KAYA FM: Budgeting

GERALD ON KAYA FM: Budgeting

Sumitra Nydoo and Gerald Mwandiambira discuss budgeting and saving
Mar 20, 202417:40
MONEY TALKS WITH GERALD: Now you have lost your job, now what?

MONEY TALKS WITH GERALD: Now you have lost your job, now what?

A growing reality for many people is job loss. How can you pick yourself up and what challenges may lie ahead? An honest testimony on how to deal with the horror of losing your job.
Mar 19, 202413:33
GERALD ON POWER FM MONEY TUESDAYS: Before you say "I do", are you financially compatible

GERALD ON POWER FM MONEY TUESDAYS: Before you say "I do", are you financially compatible

Whats money got to do with love? The answer is......EVERYTHING. Should you say "I do" to that person. Gerald and Aphelele discuss
Mar 18, 202429:12
Gerald on Radio 2000: Having a Baby

Gerald on Radio 2000: Having a Baby

Nathi and Gerald discuss the joys of being a parent. How much does it cost to have a baby in 2024. The Morning Buzz team on the leading breakfast show in South Africa have a chat.

Mar 17, 202405:48
GERALD ON POWER FM MONEY TUESDAYS: The Side Hustle/Second Income
Mar 13, 202425:18
Gerald on Metro FM : The Touchdown: Managing my Taxes

Gerald on Metro FM : The Touchdown: Managing my Taxes

Your tax affairs do need to be a hinderance or scary topic. Take control of your taxes and reap the benefits. Touch and Gerald discuss the importance of understanding you tax matters.

Mar 12, 202411:42
WTDWYTKAM: Gerald on Metro FM: DEBT PRESCRIPTION

WTDWYTKAM: Gerald on Metro FM: DEBT PRESCRIPTION

As a general rule, prescription occurs when a debtor’s liability to pay a specific debt is extinguished as a result of the passing of a prescribed time period. As soon as a debt prescribes, a debtor is no longer under any obligation to pay it.

It is still legal for the creditor to demand payment or even sue for a prescribed debt. The debtor will then, however, be able to raise the defence of prescription. It is for this reason, that debtors need to be aware of prescription – to protect themselves from debts they are no longer liable for. On the other hand, creditors must also be cognizant to pursue claims timeously.

Gerald and Touch discuss a caller voicenote on this topic.

Mar 08, 202407:10
Gerald on Radio 2000: Negotiating Prices

Gerald on Radio 2000: Negotiating Prices

Many of us are afraid to negotiate prices when buying items, but what most also most do not know is that the higher the price, the more negotiable the item. Nathi and Gerald discuss the pros and cons of negotiating prices for things that you purchase with YOUR MONEY.

Mar 07, 202403:58
Gerald on Power FM: Home Repossession/Foreclosure

Gerald on Power FM: Home Repossession/Foreclosure

Faith is in conversation with Adjudicator at Ombudsman for banking services Kwanda Vabaza, Acting CEO of the South African Savings Institute (SASI) Gerald Mwandiambira, President of the Lungelo Lethu Human Rights Foundation and Tshepo Mojapelo of Mojapelo Attorneys about Foreclosure and the processes thereof.

Mar 06, 202458:13
Gerald on Metro FM The Touchdown: Property Practitioners

Gerald on Metro FM The Touchdown: Property Practitioners

In this impromptu chat, we discuss exclusion of black people from buying properties in certain areas. Touch and Mr G discuss the harsh facts of buying premium property in post apartheid South Africa. Mr G and Touch are both professional Property Practitioners.

Mar 01, 202406:24
Gerald on Power FM: What is Venture Capital?

Gerald on Power FM: What is Venture Capital?

Faith is in conversation with CEO and Founder of Venture builder Aions Creative Technology Mitch Adams and Acting CEO and Chief Strategist for the South African Savings Institute Gerald Mwandiambira about Venture Capital for Money Mondays.

Feb 26, 202437:35
Gerald on Power FM: Financing your next Career

Gerald on Power FM: Financing your next Career

Faith is in conversation with Acting CEO and Chief Strategist for the South African Savings Institute Gerald Mwandiambira, Financial Advisor at NMG Benefits Andrew Smythe and Personal finance architect at Emphasis Wealth Advisory Dez Tswaile about financing the big career leap of faith.

Feb 24, 202429:56
Gerald on Metro FM The Touchdown: Debt Review and Debt Counselling

Gerald on Metro FM The Touchdown: Debt Review and Debt Counselling

Debt Counselling is an important tool used to lower monthly debt repayments. It is a process that is however being abused and many people do not trust the system. Touch and Gerald discuss the facts on Debt Counselling and whether it will work for you?

Feb 23, 202406:28
Gerald on POWER FM: Tax for Freelancers

Gerald on POWER FM: Tax for Freelancers

Faith is in conversation with Personal Financial Planner and personal finance educator Gerald Mwandiambira and Tax Consultant Sidney Fletcher about taxes for freelance contractors and independent workers.

Feb 22, 202418:25
WTDWYTKAM: Small Business Tax Planning South Africa

WTDWYTKAM: Small Business Tax Planning South Africa

We discuss the small business Tax environment in South Africa. Find out why it is important to pay your taxes and the benefits of paying tax.

Feb 22, 202430:34
Gerald on MetroFM The Touchdown: Is Medical Aid a Scam

Gerald on MetroFM The Touchdown: Is Medical Aid a Scam

Is medical aid worth it? With the rising cost of living, how can I maintain Health Insurance? Should I cancel? Touch and Gerald discuss the pros, cons and challenges of Medical Aid.

Feb 20, 202408:41
Gerald on Radio 2000: Time is Money

Gerald on Radio 2000: Time is Money

We all know the phrase "Time is Money". How can you make the most of your time and create wealth or Income? Gerald and The Morning buzz Team Discuss.

Feb 15, 202403:11
Gerald on Metro: Defaulting on Debt

Gerald on Metro: Defaulting on Debt

Gerald and Lerato Kganyago standing in for Tbo Touch discuss tge consequences of a default judgement and missing installments.
Jan 14, 202411:19
Gerald on The Touchdown: I can't pay more than the minimum credit card payment, HELP!

Gerald on The Touchdown: I can't pay more than the minimum credit card payment, HELP!

A caller needs help clearing their credit cards. She already spends almost half her salaray paying just the minimum payment Required. How can she actually start eating into the money she owes and take control of her finances.

Dec 23, 202304:28
Gerald on The Touchdown: Bank Charges and how to save

Gerald on The Touchdown: Bank Charges and how to save

Why do banks charge for their services? An how do you choose tthe best bank for your lifestyle?

Dec 18, 202305:53
Gerald on Radio 2000 The Morning Buzz: What to do with my bonus or 13th pay cheque

Gerald on Radio 2000 The Morning Buzz: What to do with my bonus or 13th pay cheque

Glenn , Nathi and Lelo chat with Gerald about the best plan for your 13th pay check or bonus pay packet? What is the best plan for your cash?

Dec 14, 202303:37
Gerald on Metro FM The Touchdown: Manipulating a Currency

Gerald on Metro FM The Touchdown: Manipulating a Currency

Geralds and the Touchdown team discuss how currency manipulation affects you and me? Is it something to really worry about or a storm in a teacup?

Dec 10, 202306:42
Gerald on Metro FM The Touchdown: Stokvels and Investment Clubs

Gerald on Metro FM The Touchdown: Stokvels and Investment Clubs

Touch and Gerald discuss the listener voicenote, she is considering joining a stokvel or Investment Club. Is it worth it? Are these Clubs not for Grannies and old women? The new generation of stokvels is buying stocks and Time share holiday units. Are you part of this new generation?

Nov 20, 202310:14
WTDWYTKAM: Wealth Symbols and Status Symbols

WTDWYTKAM: Wealth Symbols and Status Symbols

Do you know what your trigger status symbol is? And when will you choose to be wealthy? When will you know that you are Wealthy?
Money is about the decisions you make....
Nov 16, 202317:57
Gerald on Radio 2000: Cutting out Food Wastage

Gerald on Radio 2000: Cutting out Food Wastage

We all waste plenty of food, especially perishable food. How can we manage the wastage and in turn also save in our finances? Lelo and Gerald discuss this topic on The Buzz Breakfast Show.

Nov 13, 202302:49
Gerald on Metro FM The Touchdown: I have been offered more Credit, Do I take it?

Gerald on Metro FM The Touchdown: I have been offered more Credit, Do I take it?

The voicenote today has a listener who has been offered MORE CREDIT on their credit card. Should they take up the offer. Is a Credit Limit a target you must aim for, or a plan to keep you in debt? Touch and Gerald and the team explore. To take or not to take, that is the question!

Nov 07, 202309:30
WTDWYTKAM: Forgiving Yourself for Your Money Mistakes

WTDWYTKAM: Forgiving Yourself for Your Money Mistakes

There is no one who has not made money mistakes. We all have, to varying degrees made mistakes that have cost us financially. And some of this mistakes can still be haunting us to this day. How can you forgive yourself, pick up the pieces and move on? We discuss the things you need to consider and steps you can take....

Nov 07, 202319:38
Gerald on Radio 2000: The Kasi/Township Economy

Gerald on Radio 2000: The Kasi/Township Economy

How important is the township economy? How can one start and thrive in the township? Are they still "townships"? Are they not "New CITIES" that are growing that deserve infrastructure as such? Gerald and Nathi discuss on The Morning Buzz .

Nov 06, 202304:37
Gerald on Metro FM The Touchdown : Should I be canceling subscriptions?

Gerald on Metro FM The Touchdown : Should I be canceling subscriptions?

The listener wants to cut expenses by canceling some services. Is this a good idea? Gerald, Touch and team explore the possibilities..
Nov 04, 202310:04
Gerald on Radio 2000: Teaching Children about Money

Gerald on Radio 2000: Teaching Children about Money

We discuss how to start the journey of educating a child about Money. Children learn from watching parents and care givers. What kind of example are you to children watching your money behavior?

Oct 30, 202305:59
Gerald on Metro FM: Falling Behind on Car Payments

Gerald on Metro FM: Falling Behind on Car Payments

The listener voicenote is requesting advice on how to manage a situation where she is behind on her car repayments. What can she do? She does not want to lose her car.

Oct 26, 202307:22
Gerald on Radio 2000: How to deal with Gambling Addiction

Gerald on Radio 2000: How to deal with Gambling Addiction

The Radio 2000 Breakfast team on the Morning Buzz discuss the signs of a gambling addiction and how it can impact on your finances with Gerald . How do you know that you are addicted, and how can you get out?

Oct 23, 202304:32
Gerald on MetroFM: Struggling to pay my Bills

Gerald on MetroFM: Struggling to pay my Bills

The Listener is struggling to cope with bills due to the rising cost of living. How can one get a grip on bills that are running away? What is the best strategy to find success. Gerald discusses with Metro FM Touchdown Team.

Oct 19, 202300:28
Gerald on Radio 2000: Matric Dance/ Leavers Ball and Prom, How much should you spend?

Gerald on Radio 2000: Matric Dance/ Leavers Ball and Prom, How much should you spend?

The Matric Dance/Prom or Leavers Dance is the highlight of many teens high school years. How much is deemed enough to spend on this extravagant night. We discuss.

Oct 17, 202314:09
WTDWYTKAM Gerald on Radio 2000: Reversing Debit Orders

WTDWYTKAM Gerald on Radio 2000: Reversing Debit Orders

Do you ever reverse debit orders? What are the consequences of such actions if any? Gerald and The Morning Buzz team consider the pros and cons of debit order reversals.
Oct 03, 202304:01
WTDWYTKAM Gerald on Power FM: Developing Multiple Income Streams

WTDWYTKAM Gerald on Power FM: Developing Multiple Income Streams

When it comes to achieving financial stability and success, individuals often face the decision of whether to focus on building a strong source of income or pursuing multiple streams of income. Building a strong source of income involves dedicating time, effort, and expertise to a single primary income stream, nurturing it to generate a substantial and reliable flow of money. On the other hand, pursuing multiple streams of income involves diversifying income sources, spreading risk, and potentially increasing overall earnings. Founder of Thuthuka SA Phumelele Ndumo and Financial advisor Mwandiambira Gerald speak to us.
Sep 28, 202345:36
WTDWYTKAM: Financial Stress - Gerald on Radio 2000

WTDWYTKAM: Financial Stress - Gerald on Radio 2000

How do you cope with Financial and Money stress?

What are your coping mechanisms?

Glenn Lewis and Gerald discuss on the Morning Buzz, Money Mondays.

Sep 25, 202304:04
WTDWYTKAM Gerald on Metro FM: Should I ignore people I owe money and the sms messages

WTDWYTKAM Gerald on Metro FM: Should I ignore people I owe money and the sms messages

Gerald and Metro FM, The Touch my Money team discuss :

TODAY’S VOICE-NOTE:
Hi Touch and team
I’m behind on some of my instalments including car and one or two others.
The institutions I owe keep sending me this message:

Contact our Call Centre. If you have made payment or an arrangement, please ignore this message.

My first instinct is to dodge the whole thing and make payment when I do actually have the money.
Please advise, should I continue dodging or call the places and when I call what do I say because, for real I don’t have the money.
Sep 24, 202303:51
WTDWYTKAM: If you were to emigrate from South Africa, where would you go? Gerald on Radio 2000

WTDWYTKAM: If you were to emigrate from South Africa, where would you go? Gerald on Radio 2000

Emigration is becoming an option for many people. Would you consider leaving South Africa for "greener pastures" temporarily or permanently? What are the considerations. Gerald and Glenn discuss this on Money Mondays, on The Morning Buzz on SABC Radio 2000

Sep 18, 202306:48
WTDWYTKAM - Credit Card, Overdraft and Loans. What to pay First? Gerald on Metro FM

WTDWYTKAM - Credit Card, Overdraft and Loans. What to pay First? Gerald on Metro FM

Gerald on Touch my Money with Metro FM drive team. Gerald and Touch talk ways of killing debt and improving your credit score.
Sep 09, 202307:23
WTDWYTKAM: Owning a Home - Gerald on Radio 2000

WTDWYTKAM: Owning a Home - Gerald on Radio 2000

Is Home Ownership still a dream? Why commit to such a long term Investment? Find out why as Gerald chats with THE MORNING BVUZZ TEAM.

Sep 04, 202305:54
WTDWYTKAM Gerald on Power FM : Are you a Shopaholic?

WTDWYTKAM Gerald on Power FM : Are you a Shopaholic?

Pabi Moloi, Gerald and Psychologist discuss if shopping is an addiction. How to manage the addiction and if there is a cure.
Jul 31, 202345:39
WTDWYTKAM MONEY TALKS WITH GERALD: Financial Planning For Special Needs Child

WTDWYTKAM MONEY TALKS WITH GERALD: Financial Planning For Special Needs Child

The cost of raising a child is one of the most important considerations for most parents. Parents often make it their life goal that their children should prosper and enjoy a better quality of life than themselves. This is an even bigger challenge when raising a special needs child. I discuss some important factors in this podcast. Do not forget to include your own health and planning when going through the motions of setting up this plan.
Jul 17, 202313:53
WTDWYTKAM : Unemployed Dad or Husband - How can a man cope with unemployment with a Family

WTDWYTKAM : Unemployed Dad or Husband - How can a man cope with unemployment with a Family

Being a man comes with Societal pressures of being able to provide Financially. What if you lose your job? How can you cope? Gerald, Glennm Nathi and Lelo on THE MORNING BUZZ breakfast show discuss the internal pain of men who are unemployed.

Jun 26, 202306:09
WTDWYTKAM: Can a Relationship Survive without Money -The Morning Buzz Radio 2000

WTDWYTKAM: Can a Relationship Survive without Money -The Morning Buzz Radio 2000

Glen, Lelo and the team chat with Gerald on wheather a relationship can survive without Money. Can Money really buy Love? A very interesting and animated chat on the leading Breakfast show in South Africa.

Jun 19, 202306:19
WTDWYTKAM: Setting Boundaries with Family on YOUR MONEY

WTDWYTKAM: Setting Boundaries with Family on YOUR MONEY

Set boundaries around your money with your family.. Gerald and the Morning Buzz Team discuss the challenges.
Jun 12, 202309:06
WTDWYTKAM: Borrowing money from EX Lover

WTDWYTKAM: Borrowing money from EX Lover

Is it ok to borrow money from an Ex Lover? And how will you pay it back. The Morning Buzz Team and Gerald discuss the Pros and Cons of Financial transactions between Ex Lovers.

Jun 05, 202305:52
WTDWYTKAM: Interest Rate Hike 25 MAY 2023

WTDWYTKAM: Interest Rate Hike 25 MAY 2023

Interest rates are at the highest they have been since 2009! Home loan repayments up 40% plus in two years, currency at its lowest, cost of living has us all in a corner. Is there any light at the end of the tunnel?? LETS DISCUSS

May 25, 202311:27