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Heritage Financial Advisory

Heritage Financial Advisory

By Heritage

At Heritage, we believe we can affect positive change in peoples' lives, by helping them use their money as a tool to increase their return on life.
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Heritage Insider Weekly | February 15th, 2021

Heritage Financial AdvisoryFeb 16, 2021

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Heritage Insider Weekly | May 26th, 2023

Heritage Insider Weekly | May 26th, 2023

Join Mike Desepoli for an update on the markets and the economy.
May 26, 202307:56
Heritage Insider Weekly | May 5th, 2023

Heritage Insider Weekly | May 5th, 2023

Join Mike Desepoli as he discusses the markets and the economy for the week ending May 5th, 2023.
May 05, 202305:53
Heritage Market Update | March 22nd, 2022

Heritage Market Update | March 22nd, 2022

Welcome to the Heritage Market Update for Tuesday March 22nd, 2022.

Mar 22, 202209:35
Heritage Market Pulse | Friday March 18th, 2022

Heritage Market Pulse | Friday March 18th, 2022

Welcome to the Heritage Market Pulse for Friday March 18th!

Mar 18, 202208:06
Heritage Market Update | Tuesday March 15th, 2022

Heritage Market Update | Tuesday March 15th, 2022

Join Mike Desepoli for the Heritage Market Update for March 15th, 2022

Mar 15, 202212:16
Heritage Special Market Update | February 17th, 2022

Heritage Special Market Update | February 17th, 2022

Join Mike Desepoli for a special market update for Thursday February 17th, 2022.
Feb 18, 202219:40
Heritage Market Pulse | Black Friday Edition

Heritage Market Pulse | Black Friday Edition

Welcome to the Black Friday Edition of the Heritage Market Pulse! If you were expecting a sleepy Friday, the stock market has other plans for you.

Today all across the US economy businesses will slash their prices in hopes of attracting new customers and more sales. In keeping with the theme, we are seeing prices slashed all across the stock market today as well. What's quite ironic, the stock market is the only place where things go on sale and no one wants to buy anything. 

We are seeing a sharp declines across the board today, and the main culprit is the emergence of a new Covid variant found in South Africa. It's important to stress that very little is known at this point about this latest strain, including whether it can evade vaccines or how severe it is relative to other mutations....but that's not stopping the media machine from spinning this up into a full blown panic. What's exacerbating the moves in the markets is the fact that today is a holiday shortened trading session, and trading volumes are extremely light compared to normal days. Historically speaking as we look back over the past 18 months, selling into these sharp declines created by the emergence of a new variant has been the wrong move in the past and we expect it to be the wrong move this time again. Viruses mutate, that's what they have always done and that's what they will continue to do. 

There is a silver lining to the sell-off today, as oil prices and interest rates have plummeted on the news. If you've been following along with us, you know that interest rates and oil prices have been a concern of the market lately, with the concern being that the Federal Reserve was going to be forced to raise interest rates to stomp out inflationary pressures. That narrative should be put to bed for a while, which will benefit growth investments. Join Mike Desepoli as he lays out all the things you need to know.

Nov 26, 202107:27
Heritage Market Pulse | Friday November 19th, 2021

Heritage Market Pulse | Friday November 19th, 2021

Welcome to the Heritage Market Pulse for Friday November 19th! The S&P 500 and Nasdaq edged higher to close, but the Dow took a hit and closed just under for the day. Investors are still digesting the combination of strong earnings, rising prices, labor shortages, inflation, and the future of the post-Covid economy. US jobless claims are edging down, with 268K last week vs. 269K a week earlier. Claims are still at the lowest level since the beginning of the pandemic. More than 90% of S&P 500 companies have reported Q3 results, with 80%+ beating analyst expectations. Investors will keep an eye on Biden's Fed Chair pick, which is expected to unveil by the weekend.

Nov 19, 202105:24
Heritage Market Minute | October 11th, 2021

Heritage Market Minute | October 11th, 2021

Welcome to the Heritage Market Minute for Monday October 11th! Markets are starting the week lower as the bond market is closed for Columbus Day. It's a busy week for the markets as earning season kicks off later this week, starting with the big banks. Earnings are always a critical part of our evaluation process as corporate profits are one of the main drivers of equity markets. Markets are just a few days away from entering the best 7 month stretch of the year and hopefully breaking away from some of the weak seasonality we have seen as of late. Join Mike Desepoli as he breaks down the action the team is watching. 

Oct 12, 202103:37
Heritage Market Minute | October 4th, 2021

Heritage Market Minute | October 4th, 2021

Welcome to the Heritage Market Minute for Monday October 4th! Markets have been ugly as of late, so we are taking some extra time this week to discuss market corrections and the role they play in extending the longevity of a bull market. Anytime the markets drop, investors first reaction is to ask "what's wrong with the market?", but it is important to remember that market corrections are a feature of the market...…not a malfunction in the market. Join Mike Desepoli as he shares our thoughts and reinforces our view that this market heads higher from here.

Oct 05, 202107:39
Heritage Market Minute | September 27th, 2021

Heritage Market Minute | September 27th, 2021

Welcome to the Heritage Market Minute for Monday September 27th, 2021. Markets are starting the week off on a mixed note as the Dow Jones is higher and the Nasdaq is lower in Monday's session. Concerns about rising treasury yields have the market feeling uneasy, but our advisors think the market is mis-reading the fed statement from last week by anticipating any sudden changes to policy. With only a few days left in September, investors will be looking forward to the 4th quarter and more favorable seasonal trends in the market. 

Sep 27, 202103:57
Heritage Market Minute | September 20th, 2021

Heritage Market Minute | September 20th, 2021

Welcome to the Heritage Market Minute for Monday September 20th! Markets are starting the week sharply lower as concerns about China's real estate contagion grip global markets. Couple that with the fact that Congress is locked in a heated debate over the approaching debt ceiling and you have a recipe for a sell off. Join Mike Desepoli as he discusses the action and lays out the game plan for week ahead.

Sep 20, 202105:33
Heritage Market Minute | September 13th, 2021

Heritage Market Minute | September 13th, 2021

Welcome to the Heritage Market Minute for Monday September 13th! Markets look to shrug off a two week losing streak and build momentum into the end of the 3rd quarter. There's been a repeating pattern of higher opens and lower closes in the market the last two week, a sign of a very anxious market. Even though markets sit just a few percentage points away from all time highs, investor sentiment remains very uneasy. Join Mike Desepoli as he discusses this and more in the Heritage Market Minute. 

Sep 14, 202104:15
Heritage Market Minute | September 7th, 2021

Heritage Market Minute | September 7th, 2021

Welcome to the Heritage Market Minute for Tuesday September 7th! Markets are kicking off the holiday shortened trading week in mixed fashion, with the Nasdaq higher and the Dow Jones lower on the day. The disappointing jobs report from Friday continues to hang over market, although it's not all bad news. Join Mike Desepoli as he discusses what the team is keeping an eye on this week.

Sep 07, 202104:09
Heritage Market Pulse | Friday September 3rd, 2021

Heritage Market Pulse | Friday September 3rd, 2021

Welcome to the Heritage Market Pulse for Friday September 3rd! It's the last trading day before Labor Day weekend and the markets are relatively flat in a very subdued session. The big news we discuss today is the monthly jobs report covering the labor markets for August, as the actual number of jobs created came in well below economist expectations. This likely puts the Federal Reserve policy on hold for now, as they will await further progress in the jobs market before making any meaningful changes. Join Mike Desepoli as he discusses the news and wraps up this weeks activity in the markets. Have a Happy Labor Day!

Sep 03, 202104:57
Heritage Market Minute | August 30th, 2021

Heritage Market Minute | August 30th, 2021

Welcome to the Heritage Market Minute for Monday August 30th! Markets are building on their gains from last week after the Fed announced they would leave monetary policy unchanged for the time being. We will get a glimpse into the labor market recovery later this week with the big jobs report this coming Friday. Join Mike Desepoli as he discusses what to watch for in this week's market minute. Have a great Monday.

Aug 30, 202104:21
Heritage Market Minute | August 23rd, 2021

Heritage Market Minute | August 23rd, 2021

Welcome to the Heritage Market Minute for Monday August 23rd! Markets are sharply higher to start the week, building on top of Friday's robust gains. Hurricane Henri turned into Tropical Storm Henri and left the East coast largely unscathed this weekend, and for that there is much to be thankful for. Join Mike Desepoli as he discusses some key market events unfolding this week, as we move towards to end of the seasonally weak month of August. 

Aug 23, 202104:57
Heritage Market Minute | August 16th, 2021

Heritage Market Minute | August 16th, 2021

The pictures all over the news were disheartening this weekend with the Taliban increasingly taking control of Afghanistan as city after city, including Kabul, surrenders to the militant group at a pace that foreign policy ‘experts’ could never have imagined. The Taliban has gained control of the country’s borders, so the only way out now is the Kabul airport which has been flooded with people seeking to exit, including the US embassy.  What ultimately unfolds in the country is anyone’s guess at this point, but after nearly 20 years of involvement, it doesn’t look like the US has much to show for its efforts. From a market perspective, this weekend’s events are certainly having some impact this morning, and while there may be long-term macro implications down the road, these kind of immediate reactions are usually short-lived. Join Mike Desepoli as he discusses.

Aug 16, 202105:43
Heritage Market Pulse | August 13th, 2021

Heritage Market Pulse | August 13th, 2021

Welcome to the Heritage Market Pulse for Friday August 13th! Markets are flat on the day and coming off all time highs yet again yesterday. The big economic news of the day is the consumer sentiment survey monthly reading plunged to it's lowest level in 5 months as investors grow concerned that the delta variant may dent the global economic recovery. Join Mike Desepoli as he discusses, have a great weekend!

Aug 13, 202102:59
Heritage Market Minute | August 9th, 2021

Heritage Market Minute | August 9th, 2021

Welcome to the Heritage Market Minute for Monday August 9th! Markets kick off the week on a mixed note as the jobs report from last Friday came in well above expectations. Earnings season for Q2 is starting to wind down and the results have been strong. August tends to be a seasonally weak month, but that doesn't mean it's time to run for the exits. Join Mike Desepoli as he discusses.

Aug 09, 202104:19
Heritage Market Minute | August 2nd, 2021

Heritage Market Minute | August 2nd, 2021

Welcome to the Heritage Market Minute for Monday August 2nd! Markets are looking to start the month of August on a positive note, as the S&P500 looks to build on a streak of 6 consecutive months of gains. Earnings reports continue to roll in, and we will get an update on the labor markets later this week. The delta variant continues to dominate the news, but the markets seem unbothered for now. Join Mike Desepoli as he discusses. 

Aug 02, 202102:55
Heritage Insider Weekly | July 27th, 2021

Heritage Insider Weekly | July 27th, 2021

The major markets returned to its record setting ways as the domestic markets closed higher once again last week. The Nasdaq, Dow Jones, S&P 500, and even the MSCI World Index saw new all-time highs by the end of the week. This left the Emerging Market index as the notable exception sitting in negative territory for the week and almost flat on the year.

The turnabout was surprising given how the week began. The S&P 500 closed with a loss over 1.5% on Monday. This marked the largest daily loss since May. However, the turnabout was quick with every other day last week closing higher.

The gains were fairly consistent as only Utilities and Energy closed lower. Communication Services led the pack with the gain of three and a quarter percent. This was followed closely by Consumer Discretionary and Information Technology.

But the gains were not limited to the equity markets. Bonds managed to add to the positive performance with gains in the Bloomberg Barclays US Aggregate Bond Index. This takes the Year-to-Date return to a slight loss of three quarters of a percent.

In Economic News, Thursday’s Weekly Initial Jobless Claims rose unexpectedly to 419,000 after testing a post-pandemic era low of 368,000 the prior week. Digging deeper, we see that according to the Department of Labor, the Total Continued Claimed Filed for UI Benefits in All Programs dropped by over 1.26 million as of July 3rd. 
As the Wall Street Journal recently highlighted, a number of states have opted to cut benefits prior to the September federal expiration which have consequently seen drops in their respective state’s unemployment rolls.
Yet, the timing of the end of the unemployment benefits has been seen as political. In both Indiana and Maryland, judges have issued temporary injunctions to block the termination of the additional unemployment benefits.

This week, the markets will be looking at a number of housing related reports early in the week followed by the midweek FOMC Meeting which will conclude with a Press conference by Fed Chair Jerome Powell. Finally, the week will end with the release of the Core Inflation report   and the University of Michigan Consumer Sentiment Index.

Jul 27, 202102:45
Heritage Market Minute | July 26th, 2021

Heritage Market Minute | July 26th, 2021

Welcome to the Heritage Market Minute for Monday July 26th! Markets are higher to start the week as they shake off the Delta variant fears that plagued the market last week. This is a big week for earnings season as many large market components will report their 2nd quarter results. Tune in to here Mike's take on the action this week. Have a great day!

Jul 26, 202102:35
Heritage Market Outlook | July 2021 | Lou Desepoli

Heritage Market Outlook | July 2021 | Lou Desepoli

Welcome to the Heritage Market Outlook for the 3rd quarter of 2021. We hope this email finds you enjoying yourself this summer. As part of our process, we are back with another quarterly update to bring you up to speed on our view of the markets, the economy, strategic changes we are making, and our outlook for Q3.

There were many challenges for the market to overcome in the second quarter, but we still managed to post positive results. Join us as we lay out our expectations moving forward.

Check out Heritage Market Outlook below as we discuss the following:

  • Recap of 2nd quarter returns.
  • An update on the economy and review of important economic data.
  • An update on the Fed and Monetary Policy
  • Key Market Themes
  • Update on our portfolio strategy.
Jul 20, 202115:24
Heritage Market Outlook | July 2021 | Mike Desepoli

Heritage Market Outlook | July 2021 | Mike Desepoli

Welcome to the Heritage Market Outlook for the 3rd quarter of 2021. We hope this email finds you enjoying yourself this summer. As part of our process, we are back with another quarterly update to bring you up to speed on our view of the markets, the economy, strategic changes we are making, and our outlook for Q3.

There were many challenges for the market to overcome in the second quarter, but we still managed to post positive results. Join us as we lay out our expectations moving forward.

Check out Heritage Market Outlook below as we discuss the following:

  • Recap of 2nd quarter returns.
  • An update on the economy and review of important economic data.
  • An update on the Fed and Monetary Policy
  • Key Market Themes
  • Update on our portfolio strategy.
Jul 20, 202114:44
Heritage Market Minute | July 19th, 2021

Heritage Market Minute | July 19th, 2021

Welcome to the Heritage Market Minute for Monday July 19th! Markets are sharply lower as investors are spooked that the delta variant will throw off the economic recovery. A market correction is healthy and very normal after the big rally of the last 2 months, Mike discusses this and more in the market minute.

Jul 19, 202104:37
Heritage Market Minute | July 12th, 2021

Heritage Market Minute | July 12th, 2021

Welcome to the Heritage Market Minute for Monday July 12th! Markets kick off the week at all time highs after making fresh records in Friday's market session. Virgin Galactic completed a successful launch into space this weekend as the race for space tourism heats up. Earnings season for the 2nd quarter kicks off this week as the big banks will be the first to report. Investor sentiment continues to skew negative as many investors are fearful of the current rally in stocks. Tune in to hear what we think this all means for the market in the weeks and months ahead. 

Jul 12, 202104:39
Heritage Market Minute | July 6th, 2021

Heritage Market Minute | July 6th, 2021

Welcome to the Heritage Market Minute for Tuesday July 6th! It's a shortened trading week but no shortage of market movers. This mornings service sector reading came in a little weak, but it's not time to sound the alarm just yet. Travel trends continue to pick up as Americans feel more comfortable getting back into the swing of things. Later this week, Richard Branson and Jeff Bezos (separately) will become the first civilians to travel into space as the race for private space travel heats up. Have a great day!

Jul 06, 202102:54
Heritage Market Pulse | July 2nd, 2021

Heritage Market Pulse | July 2nd, 2021

Welcome to the Heritage Market Pulse for Friday July 2nd! The big news of the day is the June jobs report which showed an increase of 850,000 jobs versus expectations of 706,000. Markets are closed on Monday in observance of 4th of July. Have a great weekend!

Jul 02, 202103:04
Heritage Market Minute | June 29th, 2021

Heritage Market Minute | June 29th, 2021

Welcome to the Heritage Market Minute for Tuesday June 29th! Markets are flat after hitting all time highs in Monday's session. It's a quiet news week in advance of the 4th of July as markets approach the end of the 2nd quarter. Join Mike as he discusses the market movers to watch this week.

Jun 29, 202103:52
Heritage Market Pulse | June 25th, 2021

Heritage Market Pulse | June 25th, 2021

Welcome to the Heritage Market Pulse for Friday June 25th! Markets are higher on the day and looking to cap their best week since March. A combination of solid economic data and a preliminary agreement between Republicans and Democrats on infrastructure spending has the markets feeling good heading into the weekend. Join Mike Desepoli as he discusses this and more. 

Jun 25, 202102:58
Heritage Market Minute | June 21st, 2021

Heritage Market Minute | June 21st, 2021

Welcome to the Heritage Market Minute for Monday June 21st! Markets are surging higher to start the week, as the hangover from last week's Fed meeting is starting to wear off. The Fed made no significant changes in their policy stance, so what has the market so on edge? Mike Desepoli discusses in this weeks market minute.

Jun 21, 202103:56
Mike Talks Money | Episode 4 | Buy The Rumor Sell The News

Mike Talks Money | Episode 4 | Buy The Rumor Sell The News

Buy the rumor, sell the news is a market adage based on the belief that stock prices move in anticipation of rumors and rebound when profit taking occurs after the actual news is released. It’s a risky tactic of stock trading based on just rumors or moving events. The investor, who stands to make a nice profit on their stocks, then dumps positions as the news is announced. We break it down this week on Mike Talks Money.

Jun 16, 202107:18
Heritage Market Minute | June 15th, 2021

Heritage Market Minute | June 15th, 2021

The markets are mixed to start the week but all eyes will be on the Fed as they conclude their 2 day policy meeting Wednesday, with Chairman Jerome Powell scheduled to host a press conference at 230pm Wednesday. There is much anticipation around the Fed's policy stance as it has the impact to move markets. Mike Desepoli discusses this and more in this week's market minute. 

Jun 15, 202103:19
Mike Talks Money | Episode 3 | The 4 Most Dangerous Words in Investing

Mike Talks Money | Episode 3 | The 4 Most Dangerous Words in Investing

At some point in your investing career, you’ve likely heard of a stock that’s gone on a ridiculous run or a certain part of town that has now become the trendiest in the area, and you’ve kicked yourself for not investing. We’ve all been there. However, we must realize that in investing as in life, capitalizing on every opportunity is simply impossible. Many times, we think about all the hypothetical returns we missed out on, which does nothing more for us than waste time. Worse, it creates this sense of FOMO (Fear Of Missing Out) that may lead us to chase the next ever-elusive “hot” stock or investment trend with limited to disastrous results. We discuss this week in episode 3 of Mike Talks Money

Jun 09, 202107:46
Heritage Market Minute | June 7th, 2021

Heritage Market Minute | June 7th, 2021

Welcome to the Heritage Market Minute for Monday June 7th! Markets are flat to start the week as the major indexes hover just below all time highs. It's natural for markets to take a "pause" as they approach unchartered territory so join Mike Desepoli as he explains all that and more, and what to expect next. Have a great Monday.

Jun 07, 202102:43
Heritage Market Pulse | June 4th, 2021

Heritage Market Pulse | June 4th, 2021

Welcome to the Heritage Market Pulse for Friday June 4th! Markets are higher on the day and the week as the jobs report for the month of may showed the economy added 559,000 new jobs....short of expectations for 671,000. Inflation expectations have cooled off lately, as treasury yields have backed off. Have a great weekend!

Jun 04, 202103:10
Mike Talks Money | Episode 2 | Meme Stocks and Short Squeezes

Mike Talks Money | Episode 2 | Meme Stocks and Short Squeezes

Welcome to Episode 2 of Mike Talks Money. Today we are talking about meme stocks and short squeezes! No, it's not January and this time it isn't Gamestop.....but we take a look at the meteoric rise in AMC Movie Theater shares and what is driving the stock higher. 

Jun 02, 202110:03
Heritage Market Minute | June 1st, 2021

Heritage Market Minute | June 1st, 2021

Welcome to the Heritage Market Minute for June 1st! Markets are higher to start the shortened trading week as we kick off the month of June. Consumer confidence in the economic recovery remains high, join Mike Desepoli as he discusses what it all means for the market this week.

Jun 01, 202103:02
Heritage Market Pulse | May 28th, 2021

Heritage Market Pulse | May 28th, 2021

Welcome to the Heritage Market Pulse for Friday May 28th! The markets look to wrap up a winning week, join Mike Desepoli as he breaks down the action. 

May 28, 202102:59
Mike Talks Money | Episode 1 | Introducing The Podcast

Mike Talks Money | Episode 1 | Introducing The Podcast

Welcome to the first episode of Mike Talks Money, our new podcast series aimed at creating a generation of smarter investors. We will use this platform to teach you to use your money as a tool to increase your return on life. Join us weekly to sharpen your money game!

May 27, 202111:40
Heritage Market Minute | May 24th, 2021

Heritage Market Minute | May 24th, 2021

Welcome to the Heritage Market Minute for Monday May 24th! It's the last full trading week before the Memorial Day Holiday, and our team has a lot to discuss. Join Mike Desepoli as he breaks down the coming week in the markets.

May 24, 202103:44
Heritage Market Minute | May 17th, 2021

Heritage Market Minute | May 17th, 2021

Welcome to the Heritage Market Minute for May 17th! There was a great deal of market moving economic data released last week, with specific attention placed on the rise in the consumer price index. Mike Desepoli discusses this data and what it may mean about inflation in the months ahead. 

May 18, 202104:20
Heritage Market Minute | May 10th, 2021

Heritage Market Minute | May 10th, 2021

Welcome to the Heritage Market Minute for Monday May 10th! It's another tug of war in the markets today, but the big focus is on the Colonial Pipeline cyber attack that happened over the weekend and the potential impact on fuel prices. Mike Desepoli discusses this and more, join us.

May 10, 202103:46
Monday Morning Market Minute | May 3rd, 2021

Monday Morning Market Minute | May 3rd, 2021

Welcome to the Heritage Market Minute for Monday May 3rd! With 1/3 of the year behind us there is still plenty to discuss, join Mike Desepoli for this week's key market movers.

May 03, 202102:10
Heritage Insider Weekly | April 28th, 2021

Heritage Insider Weekly | April 28th, 2021

The Major Markets ended mixed but mostly lower. Only Emerging Markets managed to end higher. However, all five indices closed less than half a percent higher or lower than the prior week.

For the S&P 500, the week was marked by back-and-forth trading as each day seemed to offset the prior day’s trading. Investors seemed largely unswayed by fresh all-time highs, overall earnings results, economic reports, or policy news.

1st Quarter Earnings results began to be released in earnest last week as 383 companies posted earnings. This week, another 901 companies will release their results with the week of May 3rd being the largest number of reports for the quarter.

On Thursday, the market did seem to take a pause upon the release of the Biden tax plan. As Reuters noted, the Biden Administration reportedly will be soon detailing a plan to increase the top marginal income tax rate from 37% to 39.6%. Furthermore, taxes on capital gains would also be increased to the 39.6% level, nearly doubling the current 20% rate for those making more than $1 million annually.
Moreover, the existing 3.8% capital gains tax as part of the Affordable Care Act would also be applied at this top level, creating a potential Federal Capital Gains Tax of 43.4%. This would be the highest rate since the 1920s, which hasn’t exceeded 33.8% in the last 100 years. This figure also does not account for any state or local taxes.
It’s important to note that these potential tax rates are still speculative. Nothing has yet to be formally rolled out by the Biden Administration, let alone voted on by Congress.

Much like the equity market, Treasury yields remained virtually unchanged for the week. The Bloomberg Barclays Aggregate Bond index managed to add 13 basis points to recoup some of its earlier losses. The Bond index closed the week with a year-to-date loss of just under 2.5%.

Apr 28, 202102:47
Monday Morning Market Minute | April 26th, 2021

Monday Morning Market Minute | April 26th, 2021

Join Mike Desepoli for the Monday Morning Market Minute for April 26th as he discusses the big slate of corporate earnings coming up this week. 

Apr 26, 202101:54
Heritage Market Pulse | April 23rd, 2021

Heritage Market Pulse | April 23rd, 2021

Join Mike Desepoli for the Heritage Market Pulse for April 23rd as he discusses the Biden administrations proposal to raise capital gains taxes to 43.8%, more than doubling the current rate.

Apr 23, 202102:22
Heritage Market Outlook | April 2021 | Lou Desepoli

Heritage Market Outlook | April 2021 | Lou Desepoli

Join Lou Desepoli of Heritage for the market outlook for April 2021.

Apr 16, 202111:46
Heritage Market Outlook | April 2021 | Mike Desepoli

Heritage Market Outlook | April 2021 | Mike Desepoli

Join Mike Desepoli for the Heritage Market Update for April 2021.

Apr 15, 202109:43