Money Talks with Hugh Meyer

In this episode of Money Talks,  Hugh  had the opportunity to interview Research and Development Tax Expert, Tiffany Bisconer of Ascena Consulting in Phoenix, AZ.  Tiffany and Hugh discussed the many important concepts and principles surrounding R&D Tax credits. Tiffany offered her 30,000 foot view of how this has been advanced due to COVID-19 from the perspective of business owners-  how they look within their respective businesses and seek to analyze how this part of the tax code can help!  Tiffany concluded with offering practical ways for small business owners to stay informed during this hectic times.

Hugh Meyer - 

In this episode of Money Talks, Hugh interviewed CEO of DiBara Masonry,  Founder of the Undercover Contractor and CEO of Confident Homeowner, Matt DiBara.  Matt is a fourth generation business owner of a bicoastal Construction and Masonry business.  

We Discussed: 

1) Matt’s family upbringing in the Construction and Masonry business 

2) Building and maintaining the culture of a Family run business 

3) How Matt and his team,  hit growth levers during Covid Times 

4) How Matt has leveraged his experience into new endeavors.  

Hugh Meyer -  

In this episode of Money Talks, Hugh interviewed founder and CEO of Smarty Prep and Streamline Tutors, Ian Siegel. Ian has spent several years as a serial entrepreneur in Education. Ian and his team are changing the way students prepare for Testing, and class room learning.  

We discussed: 

1) Ian’s goals of changing the way our kids are learning in the classrooms and test preparation. 

2) How Ian has leveraged his business to the digital age,  and continues to expand globally. 

3) What he has learned as an entrepreneur in education and what his goals are for the future of education.  

Hugh Meyer -  

In this episode of Money Talks, Hugh interviewed founder of Carver Edison, Aaron Shapiro. Carver Edison is a Financial Technology company committed to revolutionizing Employee Stock Purchase Plans (ESPP).  We discussed: 

1) How Aaron cut his teeth in the Institutional Investing world, which helped him to formulate and build the culture and value proposition at Carver Edison  

2) The Mechanics and description of a Employee Stock Purchase Plan 

3) The Carver Edison Solution 

4) Why Aaron carries around a notebook and pen, everywhere!  

Hugh Meyer -  

In this episode of Money Talks, Hugh interviewed a Co-founder of the startup Pave.  Ema Rouf is a cofounder of a new startup called Pave. She is a 3x founder with over 10 years of experience in building and growing startups in the B2B space. Pave is building a Cashflow API that makes it easier for fintech developers to connect their data sources and get clean and unified insights into their customer’s earnings, spending habits and financial health indicators.  Pave has raised financing from Better Tomorrow Ventures, Bessemer Venture Partners, and Village Global.   We discussed:  1) Ema’s background prior to starting Pave 2) The genesis of Pave, how it works,  its value proposition and how it fits within Fintech 3) Ema’s overall view of Venture and Fintech 4 How this technology can help entrepreneurs and small business owners. 

Hugh Meyer -  

In this episode of Money Talks, Hugh interviewed the founder of Next Step Social Communications,  Katie Brinkley.  Katie has spent almost two decades and a digital marketing and social media consultant.  Her services include everything from content creation, website maintenance, to marketing strategy sessions.     We discussed:   1) Katie’s background and how she overcame a difficult start to her career to become a highly successful entrepreneur? 2) Discussion of Katie’s current business, Next Step Social Communications,  and how she helps build fire digital marketing campaigns for small business owners 3) What sets Katie and her team apart from other groups 4) How Katie has leveraged social media to build and grow her current business     

Hugh Meyer -  

In this episode of Money Talks, Hugh interviewed Elle Bruno. Elle is the Managing Director of the Techstars & Western Union Accelerator. Elle has been a founder and startup operator for 19 years. In 2004 she started her first company, an eBay ancillary marketplace, and since then she has been involved in building three venture-backed startups, most notably Trunk Club. Her expertise is in consumer tech, specifically revenue and growth. Elle has been an angel investor and advisor since 2015, with a focus on investing in female founded companies.   We discussed: 1) Elle’s background as a founder and startup operator for 19 years. In 2004 she started her first company, an eBay ancillary marketplace, and since then she has been involved in building three venture-backed startups, most notably Trunk Club.    2) A Discussion of Techstars and Western Union Accelerator- how founders can connect to the program, what problems/markets are being addressed and the amazing networking capabilities  3) What Elle has learned from her journey as an entrepreneur and how she has created an amazing group of women founders and executives to help support and educate other women founders within their startups.  

Hugh Meyer -  

In this episode of Money Talks, Hugh interviewed the CEO Confidant,  Angel Ribo. Angel helps Sales VPs make their teams the Custodians of their company’s Profits. Angel and his team,  Boost Sales team Accountability ⦿ Improve  remote Sales Team Performance ⦿ Increase Channel Partners accountability ⦿ Accelerate channel partners/franchisees Sales growth ⦿ Train your Employees to become the Custodians of Your Company’s profits   We discussed:  ⦿ Angel’s background and the Genesis of the CEO Confidant ⦿ How Angel and his team built their process and value proposition ⦿ How to increase team performance in a time of remote work ⦿ How Angel has leveraged social media to build his business. 

 Hugh Meyer - 

In this episode of Money Talks, Hugh interviewed the CEO and Founder of Orum. Orum is a platform for frictionless financial infrastructure, focused on smart, real time and fully automated money movement.

We discussed:

1. Stephany’s background as a founder and Certified Financial Planner!
   
2. What is Orum,  the company mission and discussion of its key products, Foresight and Momentum.
   
3. Why the ACH money movement process is inefficient and ripe for change
   
4. How Stephany believes the vision and of the company can help change/better society

Hugh Meyer -  

In this episode of Money Talks, Hugh interviewed the Co-Hosts of the Wharton Fintech Podcast, Miguel Armaza and Ryan Zauk.  The Wharton Fintech podcast interviews the best and the brightest in the world of Fintech.     We discussed:   1)The foundation of Wharton Fintech and how it has developed  2)The genesis of the podcast and how it is able to connect with the leaders in the space 3)How Miguel and Ryan see the current role of Fintech in the community and to Small Business Owners 4) The potential Opportunity set for Fintech founders in the near future and what Ryan and Miguel have learned from the podcast 

 Hugh Meyer -  

In this episode of Money Talks, Hugh interviewed,  serial entrepreneur and Co-Founder at Handstand,  Josh Zipin. Josh is also an Account manager with Stripe, a burgeoning technology and payments company.  Josh has built full-featured products from the ground up touching everything from product, business development, sales, marketing, UX design and research, and operations.    

 We discussed:   1) Josh and his background as a serial entrepreneur,  first selling sports cards in middle school and later Nike sneakers 2) His current role at Stripe and the role Stripe may play in the future of fintech 3) His friendship with Stephen Curry! 4) Visions for the future as an entrepreneur   

Hugh Meyer -  

In this episode of Money Talks, Hugh interviewed,  “Kids and Money Pioneer,"  New York Times #1 best selling author,  entrepreneur, Neale Godfrey.  Neale is known as a Financial Literacy trailblazer who has impacted families across the country.   We discussed:   1) Neale’s beginning in the banking industry and what made her change course 2) The power of the Children’s Financial network 3) How she has leveraged technology in her business   

Hugh Meyer -  

In this episode of Money Talks, Hugh interviewed, founder and CEO of Vast Holdings and Vast Solutions group,  R. Kenner French. VastSolutionsGroup.com is THE pioneer in applying artificial intelligence technology to help entrepreneurs lower tax liability and prepare for retirement. It has grown to have a national footprint with offices across the country staffed by technical consultants who have as their chief concern: To benefit entrepreneurs!  We discussed:   1) Kenner’s background as an entrepreneur in finance and how he built Vast Holdings 2)How Kenner has introduced Artificial Intelligence in his work to help mitigate the tax liabilities of founders and entrepreneurs  3)How Kenner thinks through the tax and investment process as an entrepreneur 4)We discussed Kenner’s influence on Clubhouse and how he has built an amazing community as a tax professional  

Hugh Meyer -  

In this episode of Money Talks, Hugh interviewed, founder and CEO of Operate, Carey Ransom. Operate is a venture studio that invests capital & a world-class team into product-centric entrepreneurs building data-centric software companies. We're designed to maximize each company's launch velocity & success, which lead to better companies & investment returns for everyone involved.  

 We discussed: 

1) How Carey found his way into the world of Venture Capital 

2) What is Operate,  how Carey and his team help build and structure start-ups 

3) The Outlook for Venture Capital as a whole.  

Hugh Meyer -  

Hugh interviewed  the Chief Investment Officer of Charlesworth & Rugg, Cyrus Amini.  Cyrus co-manages the investment selection, research, and asset allocation decisions. He is a voting member of the Investment Committee, and the firm's Chief Compliance Officer. Cyrus received a B.A. in Economics from the University of Pennsylvania, and a J.D. from Boston College Law School. Cyrus is a Member of NY State Bar Association, and a CFA Charterholder.   

We discussed:  

1) The Current State of the Equity and Fixed Income  markets, along with a specific review of the last 6 months 

2) The impact of the Treasury Yield Curve on the capital markets, as we have moved to a very Steep Yield Curve 

3) The definition of long duration assets,  along with the impact higher long term interest rates on High growth stocks 

4) Risks and opportunities for 2021 and beyond  

Hugh Meyer -  

In this episode of Money Talks, Hugh interviewed, successful entrepreneur,  Forbes contributor and social media expert, Alexa D'Agostino. Alexa has built an amazing career in social media and has developed a second to none masterclass on how to scale your business and achieve your goals!   

We discussed: 

1) How Alexa built and sold her businesses for large exits 

2) What Alexa is currently building now 

3) How to build a social media strategy that works, is authentic.   

Hugh Meyer -  

In this episode of Money Talks, Hugh interviewed  serial entrepreneur, podcast host,  and CEO of Flowster, Trent Dyrsmid. Flowster, is a process management app where people can come to get "playbooks" to help them build systems, and then easily delegate the ongoing operation of their systems and processes to their team.   

We discussed:  

 1) Trent’s background,  where he learned to cold call as a stock broker! 

2) The genesis of Flowster and how it can help you small business 

3) Trent’s current views of  small business and how to hit on important growth levers  

Hugh Meyer -  

In this episode of Money Talks, Hugh interviewed  CEO consultant and Executive Business Coach and Strategist, Tony Maree Torrey. For 18 years Tony Maree Torrey has been hired by CEOs, celebrities and other top performers who want to make a difference for themselves, their business and the future.  With the power of traditional coaching and psychology, evidence-based, advanced modalities and smart business strategies clients learn to WIN FROM WITHIN, activate their highest impact and expand personal fulfillment.    

We discussed: 

1) Tony’s background in consulting and how she has built an amazing practice 

2) Her thoughts and steps for growth with Covid-19 times 

3) Our comprehensive discussion, on LinkedIn Strategy,  building your profile, connecting and creating content to attract high levels of viewership  

Hugh Meyer -  

In this episode of Money Talks, Hugh interviewed serial entrepreneur and Co-Founder of Marketplace Superheroes, Stephen Somers. Stephen has spent years helping entrepreneurs to build and grow successful businesses on Amazon!   We Discussed: 1) Stephen’s background 2) The genesis of Marketplace Superheroes 3) How to best leverage Amazon to build and grow an E-Commerce enterprise  

Hugh Meyer -  

In this episode of Money Talks, Hugh interviewed founder of Local Grown Salads,  serial entrepreneur and consultant, Zale Tabakman.   We discussed:  1) Zale’s background as a serial entrepreneur 2) The Foundation of Local Grown Salads, an Indoor Vertical Farm 3) Educating founders on how to seek out Tax Credits and Tax Friendly environments  

 Hugh Meyer -  

In this episode of Money Talks, Hugh interviewed founder of Tomorrow Zone, Deborah Reuben. Tomorrow Zone is a future-focused technology strategy consulting firm. A strategic advisor, author, and speaker, Deborah works to inspire new thinking and explore the art of the possible through her extensive technical knowledge, equipment finance experience, and passion for challenging the status quo.  

We discussed: 

1) Deborah’s background in Technology and Start-ups 

2) The foundation and message of Tomorrow Zone 

3) How Deborah views the changes in the world of Technology brought on by COVID-19.  

Hugh Meyer -  

In this episode of Money Talks, Hugh interviewed CEO and Founder of Summit, Matthew Wensing.  Matt is serial entrepreneur and has made amazing progress with his latest creation.Summit allows you to define little building blocks of business activity called events. Like the cells of a spreadsheet, events can hold values, contain logic, repeat with a specific frequency (daily, weekly, monthly, yearly, etc.) and even point to each other.   

We Discussed: 

1) Matt’s Background as an entrepreneur. 

2) The Foundation and Formation of Summit 

3) The process behind Summit and how it can dramatically help your Financial Modeling. 

4) The Democratization of Fintech 

 Hugh Meyer -  

In this latest episode of Money Talks, Hugh interviewed Jason Berkowitz, digital marketing strategist and CEO of Break the Web!  Jason and his team work with Small Business owners and entrepreneurs to build out Search Engine Optimization strategies, Content Marketing to generate web traffic to your business!  

We discussed: 

1) What is SEO and why it is important 

2) Jason’s Break The Web concept 

3) How to leverage SEO and other content strategies to build awareness 

Hugh Meyer -  

Noble A. DraKoln  is the Founder and CEO of  Drakoln Capital Partners, a venture capital and investment firm. Noble has been involved in multiple tech startups as a consultant, investor and director. His books have been translated into multiple languages, he has been a keynote speaker around the world, contributing writer to Forbes, Futures Magazine, along with dozens of other financial magazines, and a radio and T.V. financial commentator on Bloomberg and Fox Business News.   

We Discussed: 

1) Noble’s Background 

2) The Genesis of his Venture Capital and Investment Firm 

3) The Landscape and current state of the VC World  

Hugh Meyer -  

Michael Sidgmore is a Partner at Broadhaven Ventures, where he focuses on sourcing, investing, and managing investments into early-stage FinTech companies globally. Michael has led Broadhaven Ventures' investments into Liveoak Technologies, Credijusto (Seed, Board Director / Observer & Advisor), as well as his work as a Venture partner at Goodwater Capital.  

We discussed: 

1) Michael’s background in Venture 

2) The impetus for his Alt goes Mainstream blog 

3) Social Capital meets Financial Cap 

4) Alternatives investments goes mainstream   

Hugh Meyer -  

In this episode of Money Talks, Hugh interviewed, Author, CFA, Executive Coach and President of Cathedral Capital in Ft. Worth, Texas,  Brooke Lively.  Cathedral is,  A team of CFOs and Profitability Strategists who help attorneys with fast-growing firms across the country turn their companies into profitable, thriving businesses so the owner can create the life they want. 

We discussed: 

1) What is Cathedral Capital and its process 

2) Brooke’s 30K Ft view of the Small Business Owner now and new opportunities 

3) Brooke talks about her concept of Good, Better, Best,  a thoughtful process for all Business Owners to think through   

Hugh Meyer -  

In this latest episode of Money Talks, Hugh interviewed Deirdre Clute and Will Schmitt, Co-Founders of Rightfoot. A fintech company focused on streamlining how student loans are paid off they are enabling a new generation of products and services that make it easier to manage and pay credit cards, student loans and various consumer bills. Helping people get started on and get back on the right foot.  

We Discussed:  

1) Deirdre and Will’s background as entrepreneurs 

2) The genesis of Rightfoot 

3) How Rightfoot works with prospective clients 

4) The future of Rightfoot and its role in Fintech  

In this latest episode of Money Talks, Hugh interviewed, the CEO of Finance-Ability, Stephanie Sims. Stephanie has more than two decades of experience in finance, quality & IT management, and valuation of public and private entities. Through a unique process, Stephanie and her team work with Founders and Early stage entrepreneurs to best understand their respective financing needs and how best to deploy capital.  

We discussed:

1) Stephanie’s experience as an investment banker and small business owner, which has given her a unique perspective 

2) How she came to start Finance-Ability and her process for working with entrepreneurs 

3) How Stephanie helps entrepreneurs build economic stories that make dollars and sense!  

Hugh Meyer -  

In this latest episode of Money Talks, Hugh interviewed,  Social Media talent manager, Naomi Lennon. Naomi is the President of Lennon Management. Since the inception of YouTube's Partner Program in 2009, Naomi Lennon has managed the careers of some of YouTube's biggest celebrities including RCLBeauty101 (#1 most viewed female channel worldwide), Alphacat, Racka Racka and Tiktok star Nathan Piland.  

We discussed: 

1) Naomi’s Background  

2) The Genesis of her Talent Mgmt biz, How Naomi connects with prospectives,  and how she helps manage their careers 

3) Naomi’s thoughts on how to build an authentic social media presence   

Hugh Meyer -  

In this latest episode of Money Talks, Hugh interviewed Devin Miller. Devin Miller is the CEO and Co Founder of Secure. Secure is the first purpose built emergency savings app designed to help people save for an emergency and navigate unexpected financial hardships.   

We discussed: 

1) Devin’s Background as an Entrepreneur 

2) The Genesis of Secure and how it can dramatically help the savings process for employees and employers 

3) The Fintech Evolution and Landscape from Devin’s perspective 

 Hugh Meyer - 

In this episode of Money Talks, Hugh interviewed, author, speaker and technology expert Trina Martin.  

We discussed:  

1) The biggest issues small and medium sized businesses face with technology 

2) How businesses can improve their efficiencies and effectiveness with multiple systems and apps. 

3) Specific secure and cost effective applications that small business owners can put into action today!   

Hugh Meyer -  

In this latest episode of Money Talks, Hugh interviewed Josh Jensen,  JJ the CPA!  JJ THE CPA  has over 27 years of public accounting experience bringing daily videos & value to his over 43,000 subscribers on YouTube where he has amassed more than 3,500,000 views. He founded his own CPA firm at age 25, and still serves & advises his private clients daily.   

We Discussed: 

1) What is PPP round 2?  How do perspectives navigate the application process 

2) The ramifications of PPP and its significance with Employee Retention Tax Credits  

3) Taking stock in your business, planning ahead and strategizing how to take advantage of the numerous tax credits permitted by the IRS.  

Hugh Meyer -  

In this episode of Money Talks,   Hugh interviewed podcast host and CEO of YAP Media, Hala Taha. Hala now currently has over 8 years of corporate marketing experience and is quickly rising up the ranks. Young and Profiting Podcast merges Hala’s passions for radio, entrepreneurship, business, and continued learning. Hala is an expert on networking, rising from failure, personal branding, Linkedin and Podcasting.  

We discussed: 

1) Hala’s amazing journey in the entertainment and radio industry in New York 

2) The steps she took within social media to build her podcast following 

3) How Hala learned from some difficult experiences in the corporate world to help build her amazing marketing company 

 Hugh Meyer - 

In this episode of Money Talks, Hugh interviewed podcast host and Fintech expert, Zach Anderson Pettet. Zach has spent several years helping to build and structure start-ups in the Fintech Space. Zach is an innovator and has a unique understanding of the Fintech space as a whole and how it is revolutionizing financial services and other industries.  

We discussed:  

1) How Zach entered the Fintech space 

2) His 30,000 foot view of Fintech as it pertains to entrepreneurs and Small Business Owners 

3) The significance of taking care of our minds and bodies!  

Hugh Meyer -  

In this episode of Money Talks,   Hugh interviewed social media guru and sales consultant, podcast host,  Michelle Weinstein. Michelle’s mission is to utilize her superpower to help entrepreneurs sell high-value services to their clients. She shows clients how to have empowered sales conversations, own their value and worth, and skyrocket their top-line revenue.  

We discussed: 

1) How Michelle developed the “Pitch Queen” and her CPA consulting practice 

2) The significance of being a specialist and owning and developing a Niche in your business 

3) We discussed the concept of Value versus Price-  Communicate your true value proposition       

Hugh Meyer -

In this episode of Money Talks,   Hugh interviewed the CEO of HM Bradley bank in Los Angeles,  Zach Bruhnke.  HM Bradley is a growing institution, focused on creating and providing savings solutions to its customers. HM Bradley is a Fintech company offering savings rates of up to 3% APY!  

We discussed: 

1) The foundation of HM Bradley and how has created an amazing savings solution 

2) The HM Bradley Value Proposition 

3) What is the Fintech Space,  its growth and how HM Bradley fits in going forward.

Hugh Meyer -  

In this episode of Money Talks,   Hugh interviewed real estate investment manager and partner Nicholas Halaris of Metros Capital in Los Angeles. Metros Capital is a real estate investment and development company with a unique mission: To produce superior absolute returns by investing in projects where it can create innovative, beautiful and environmentally friendly built spaces.  

We discussed: Current state of the Real Estate Market from both the residential and commercial impacts of the migration away from larger cities into smaller metro area Potential Investment Opportunities in 2021     

Hugh Meyer - 

In this episode of Money Talks, Hugh had the opportunity to interview, Joel Block of Bullseye Capital. He is a professional investor who has been a principal in over 30 syndicated real estate or entrepreneurial transactions in addition to advising on dozens more. Joel has taught thousands of real estate brokers, CPAs, attorneys, and Investors about raising capital and best practices for structuring group investments. Joel is a nationally recognized expert in Private Placements, Reg D Offerings, Operating Agreements, deal structure, valuations, tax issues and capital raising approaches with both accredited and non-accredited Investors.  Joel and Hugh discussed the recent economic and market related events in the last 6 months.  Joel talked about the lack of further government support for small business and the need for the government to step up now! Joel discussed his current positioning for his clients and outlook for 2021. He believes there will be a “ownership shuffle” of business in the coming year which will offer opportunity!  

Hugh Meyer -  

Hugh interviewed Richard Myerson of Myerson Wealth in Los Angeles. Richard works on  Tax Minimization to Wealth Maximization and Income Preservation- his group works with affluent and ultra-affluent families, business-owners and HENRYs (High Earner, Not Rich Yet) as Los Angeles' Best-in-Class Life Insurance strategists.

Hugh Meyer - 

In this episode of Money Talks,  Hugh  had the opportunity to interview founder and president of Mainsail Consulting Group, and a serial entrepreneur, Bob Roitblat.  Bob, with more than 30 years of hands-on P&L responsibility running companies at every phase of a business' life cycle--Idea, Start-up, Growth, Maturity, Decline and Death.  Hugh and Bob discussed the subjects of innovation and disruption.  Bob focused on the real causes of disruption and how small business owners need to be proactive and not re-active in their respective planning.  Bob discussed why our customers change their behaviors and why the bar for innovation is high today and climbing!    

Hugh Meyer -  

In this episode of Money Talks, Hugh interviewed, social media guru, marketing expert and CEO of Fit Life Creation, Katrina Julia. Katrina is an I am a Lifestyle Expert, entrepreneur, athlete, nationally recognized, and global leader with outlets such as WeWork, Fitness MBA, American Institute of CPAs, Herbalife, & Airbnb. Helped 10,000 people transform in 7 industries.   

We discussed: 

1) What is the Lifestyle Brand Business 

2) How to automate and delegate, take advantage of applications and other resources to compound your growth 

3) Her 6 Pack of Wealth Concept.

 Hugh Meyer -  

In this episode of Money Talks,  Hugh  had the opportunity to interview filmmaker, author and exec Craig Detweiler.  Craig is currently the President of The Wedgewood Circle. Craig’s commentary has appeared on ABC’s Nightline, CNN, FOX and NPR.  Craig and Hugh discussed how the big technology companies such as Netflix, Apple and Amazon have benefited from the shutdown of the major entertainment studios.  The focus of this segment being the Digital World vs the Analog world.  The adopters of the digital world have been able to refocus their efforts and thrive during these hectic times.  Craig also discussed how electronic media and e-commerce is so crucial right now,  how do we monetize ourselves and our stories amidst this pandemic,  how do you stand out and be authentic and deliver on a value proposition.  

Hugh Meyer - 

In this episode of Money Talks,  Hugh  had the opportunity to interview executive performance coaching expert Jenna Dillon of Jenna Dillon Coaching in Los Angeles, CA. Jenna Dillon is  committed to working with high performing individuals and companies who are up to exploring what they’re capable of achieving within their lives, careers, company culture and leadership. Jenna and Hugh discussed the current landscape for executive coaching and how it has been impacted by COVID-19.  Jenna discussed how small business owners have the opportunity now to make significant changes to their respective corporate culture and business continuity.  The importance of communication within and reinforcing a flexibility in the workplace.

Hugh Meyer -  

In this episode of Money Talks, Hugh speaks with published author, international keynote speaker, and business executive coach, Stacey Copas. She is the owner of the Academy of Resilience, where she “works with leaders to shift the way they perceive and respond to change and adversity.” Listen in as Stacey discusses how her uniquely challenging backstory fuels her work today, finding rituals for resilience that work for you, and ways to escape the constant bombardment of negativity we’re facing in 2020 so that we can embrace the positivity and hope that the post-pandemic world will bring. 

Hugh Meyer -