The Hook or Crook Podcast

In episode 16 we get the insight on starting a brand and a partnership.  David and Jennifer are a husband and wife team that birthed a fitness apparel line inspired by Black Greek Letter Organizations.  This power couple drop gems on launching a business and giving back to their communities.  Tune In!  

Guest: David and Jennifer Mercer 

IG: @div9nefitness 

Website: www.div9nefitness.com   

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In Episode 15 of @hookorcrookpodcast, the ladies speak with Toyin Ajayi, @outdoorsyblackwomen, about her journey on building a safe social network for all black women who enjoy the outdoors.  Don't miss her tips to entrepreneurs and black women looking to find their place in the wide open spaces!  

Guest: Toyin Ajayi   

IG: @outdoorsyblackwomen  

website: outdoorsyblackwomen.com                 

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#nobrokethoughts #hookorcrook #hooksquad #charmcitycollective

In Episode 14 we chat it up with Rachel Decoste, writer, educator, and real estate investor.  Rachel hails from Ottawa, Canada and talks to Ty & Silver about how she got started investing in real estate through house hacking, and how it's been helping her build generational wealth.  

Guest: Rachel Decoste  

IG: @racheldecoste  

website: www.racheldecoste.com                

www.hookorcrookpodcast.com        

Email: info@hookorcrookpodcast.com        

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In Episode #13 or the Hook or Crook Podcast, the ladies sit down with Sachia James, a certified life coach, author, finance mentor, and motivational speaker.  Sachia gives the gems on how she uses her gifts to coach her clients on their financial journey.  She discusses identifying your "Why" and purpose, reassessments, and family support to get you to your financial goals.    

Get Sachia's 2021 Financial ENVISION Guide here: 

https://www.thejamesfamilyjourney.com/shop 

20% off Code: HOOKED  

Guest: Sachia James 

IG: @thejamesfamilyjourney  

website: www.thejamesfamilyjourney.com            

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In Episode 12 Ty & Silver chat it up with Candace Dantzler, of Dantzler LLC.  She tells us all about how she pivoted from her successful sales career to becoming one of the DMV's hottest realtors of Fairfax Realty Select, Dinh Pham & The Good Life Team.  We talk about registering business to be identified as Minority Women owned businesses, the current Real Estate Boom for sellers, and real estate development.  Don't Miss It!  

Guest: Candace Dantzler   

IG: @candacedrealtor  

website: www.thegoodlifedmv.com      

www.hookorcrookpodcast.com    

Email: info@hookorcrookpodcast.com    

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In Episode 11 of The Hook or Crook Podcast, we speak to Catt Henderson and Koryne Williams of Majestic Realty of Baltimore, MD.  Catt and Koryne give us the run down on how we can build generational wealth through real estate with ownership, confidence, and leadership.  Listen in as they tell us how Majestic Realty is a brokerage that sets itself apart from the rest by understanding it's realtors and building life long relationships with its clients!  

Guest: Catt Henderson & Koryne Williams 

IG: @majesticrealty.md  

website: https://www.majrealty.com/   

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In Episode 10, we wrap up our home buyers series with all things you should consider after you have closed on your new home!  Ty & Silver give you a checklist of items that will ensure the basics of home ownership is covered! 

NEW MERCH ALERT!!! Shop the merch at www.hookorcrookpodcast.com    Join the hook squad for exclusive discounts!

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In Episode #9, Stephany DeBerry @stephsellsdmv, PLATINUM PRODUCING REALTOR, comes through with major gems for first time home buyers!  She walks us through the entire process from a realtor's standpoint, and let's us in on ways to make competitive offers in this "seller's market".  

Guest: Stephany DeBerry

IG: @stephsellsDMV

website: stephanysellsthedmv.com

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The first installment of our Getting To The Keys Home Buying Series.  In Episode #8, we speak with the 1st Financial, Inc team, Nick Taylor and Laura Dykes, on how to get the funds to buy a home.  We also chat with Precious Washington of Tesla Realty, who gives us insight from a realtor's point a view on getting that mortgage.  

Key Moments: 

Employment History 11:38

Self Employed 12:38

Writing off expenses 13:04

Credit Scores 15:32

Unemployment benefits 20:05

Asset & DTI 27:06

Reserves vs Assets 29:30

New Loan Application 33:39

Pre-Approval 38:48

Do's & Don'ts 41:41

Earnest Money 44:09

Guest: Nicholas Taylor, Laura Dykes, Precious Washington

IG: @ffiloans @propertiesbyprecious

www.hookorcrookpodcast.com

Email: info@hookorcrookpodcast.com

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In Episode #7, we give a preview to the upcoming three part home buying series:  Getting To the Keys.  We'll give a summary of each episode, and then give our own home buying experiences.  Sometimes you need to feel like you aren't the only one going through the ringer with home ownership!  Tune in!   

NEW MERCH ALERT!!! Shop the merch at www.hookorcrookpodcast.com    Join the hook squad for exclusive discounts!         

www.hookorcrookpodcast.com     

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n Episode #6, your cohost, Silver, breaks down 3 different ways to protect you, your home, and your property.  With the recent Polar Vortex happening in the USA, it's imperative that you protect your livelihood.  Don't miss out on this information, as you can save money for yourself and your family with these tips!  

NEW MERCH ALERT!!! Shop the merch at www.hookorcrookpodcast.com  

Join the hook squad for exclusive discounts!     

www.hookorcrookpodcast.com   

Email: info@hookorcrookpodcast.com  

 IG: @hookorcrookpodcast   

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TW: @hookorcrookpod

In episode 5, Randy Mitchell drops load of information about the world of cryptocurrency.  He puts us on to how to get up to $160 of free crypto, and why Bitcoin will be essential to the black community finally receiving its reparations!   

Guest: Randy J. Mitchell 

IG: @randyjmitchell   

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In Episode #4, Lakinya Francis chats with us about how she started her vending machine business.  While still working her 9-5, Lakinya is able to generate another stream of income allowing her the freedom to invest more and live freely.  She now coaches and mentors others on how to start their vending machine businesses from candy to beauty products.  If you dream it, you can put it in a vending machine.

Guest:  Lakinya Francis

IG: @ikravevending

Website: www.ikravevending.com

www.hookorcrookpodcast.com

Email: info@hookorcrookpodcast.com

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In episode #3 with speak with Christian Jackson of Jackson Appraisal, LLC is an appraiser, award winning realtor, and real estate investor.  Chris lets us in on how appraisals work, how appraisers value property, and the role the play in the real estate cycle.  We touch on discrimination, gentrification, and solutions to help buyers and investors get the most value out of their homes!    

Guest:  Christian Jackson 

IG: @grindtime_realestate 

FB: Chris Jackson   

www.hookorcrookpodcast.com 

Email: info@hookorcrookpodcast.com 

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In this episode, Kristina Baily gives us insight on how we can get ahead of the tax game with good bookkeeping, proper business structure, and more.    

Guest: Kristina Baily 

Instagram: @kb_finmgmtsolutions   

Website: www.kbbookkeepingsolutionsllc.com        

www.hookorcrookpodcast.com   

Instagram: @hookorcrookpodcast   

Twitter: @hookorcrookpod   

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In the SEASON 2 PREMIERE, Ty and Silver go over the 5 ways anyone can maximize the second round of government stimulus checks.  

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In our Season Finale of episode 13, we talk with Denise Woodard, CEO of Partake Foods!  Denise saw an opportunity inspired by her daughter's food allergies to create kid friendly, healthy snacks that were safe to eat.  Using her knowledge from her 9-5, Denise set out to create Partake Foods.  After receiving 86 "no's" from investor to help launch her company, Denise received the BIG YES from one of Hip Hop's greatest rappers of all time, Jay-Z.  His Marcy Venture Partners firm invested in Partake Foods and Denise and her family haven't looked back since!

Guest: Denise Woodard

 Instagram: @partakefoods  

Website: www.partakefoods.com    

www.hookorcrookpodcast.com  

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Twitter: @hookorcrookpod  

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Music: Austin Starchild - Primetime (commercial license purchased and authorized)

In Episode 12, your host, Ty B., breaks down the steps to start your business.  Whether you want to get on papers, make it legit, or get credible, these steps will point any entrepreneur in the right direction to a successful business.  

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Music: Austin Starchild - Primetime (commercial license purchased and authorized)

Check out Episode 11, where we sip and chat with Antonia Baker about how attending her friend's bachelorette party was the catalyst for her to quit her 9 to 5 and start her luxury wedding and event planning company, The Antonia Baker Experience.    She drops gems on the value of having a good network and never burning a bridge will make you CLUTCH in any situation!  

 Guest: Antonia Baker  Instagram: @antonia_experience  

Website: www.antoniabakerexperience.com    

www.hookorcrookpodcast.com  

Instagram: @hookorcrookpodcast  

Twitter: @hookorcrookpod  

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Email: info@hookorcrookpodcast.com  

Music: Austin Starchild - Primetime (commercial license purchased and authorized)

In Episode 10, we chat with Iyonna Woods, founder of Fancy Free Hair and Skin. Iyonna's business grew over 500% in just ONE year!! So make sure you tune in to listen as she takes us through her entrepreneurial journey from being a Laboratory Scientist and a college professor, to using her skills as a hairstylist to launch her own product line of natural hair and skin care products.  Iyonna also uses her expertise to help other aspiring entrepreneurs launch their own product lines by providing assistance with start up all the way through launch.  This Baltimore native is moving forward all while giving back!  

Guest: Iyonna Woods

Instagram: @fancyfreehairandskin

Website: www.fancyfreehairandskin.com

www.hookorcrookpodcast.com

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Music: Austin Starchild - Primetime (commercial license purchased and authorized)

In this episode we talk with the co-founders of the group travel company, Soul Travel.  Soul Travel is a travel group that focuses on community, networking, and giving back.  Silver, Tiffenia, and McArthur tell us all about how the group got started, the importance of a team, and making sure members are vetted.  Join us as we soar outside our limits with Soul Travel.  

Guest: Silver Glover, Dr. Tiffenia Archie, McArthur Stephen  

Instagram: @soultravelgo  

Website: www.soultravelgo.com   

www.hookorcrookpodcast.com  

Instagram: @hookorcrookpodcast   

Twitter: @hookorcrookpod 

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 Email: info@hookorcrookpodcast.com  

Music: Austin Starchild - Primetime (commercial license purchased and authorized)

In this special episode we chat it up about auto insurance and four points that can save you money NOW!  Your cohost, Silver G., shares with the audience how these four factors can affect our premiums and in turn affect our pockets.  You don't want to miss out on this common mistakes and tips.  Tune in for this drop!

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Music: Austin Starchild - Primetime (commercial license purchased and authorized)

Ashley Toatley, @the_wellness_chic, stops by this episode as an entrepreneur just launching her new business, The Wellness Chic.  Ashley takes us through her journey in the self-care and wellness business.  She shows us how a vision, determination, and aligning with one's inner beauty can catapult anyone into a successful business.  

Guest: Ashley Toatley

Instagram: @the_wellness_chic

Website: www.thewc.info

www.hookorcrookpodcast.com

Instagram: @hookorcrookpodcast 

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Music: Austin Starchild - Primetime (commercial license purchased and authorized)

In this episode we talk with Danielle Desir, @thethoughtcard, who gives us the inside scoop on how to make traveling a lifestyle and within the budget.  Danielle shows us by incorporating a budget, and making traveling a line item, we can explore the world and still keep some dollars in our pocket.  Listen to this episode to learn how to get FLEWED OUT on a budget!  

Guest: Danielle Desir 

Instagram: @thethoughtcard  

Website: www.thoughtcard.com    

www.hookorcrookpodcast.com  

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he Hook or Crook Podcast - FB  

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Music: Austin Starchild - Primetime (commercial license purchased and authorized)

In this episode we talk to Justin Johnson, @thafreshprinceofbelair,  about his journey from professional basketball to starting his own business in athletics and real estate.  Justin shows us how moving righteously helped QUADRUPLE his business in just 60 days.  Now he is starting his real estate empire on some familiar ground, and ready to put all of his community on.  Listen to this entrepreneur's journey!

Guest: Justin M. Johnson

Instagram: @thafreshprinceofbelair

Website: www.justintimeftns.com

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Email: info@hookorcrookpodcast.com

Music: Austin Starchild - Primetime (commercial license purchased and authorized)

In this episode we talk to Tiffany Grant @moneytalkwithT about budgeting, and setting ourselves up for financial freedom.  Tiffany takes us through the levels of budgeting from cash to automation, and gives us the budgeting tips she used to pay off 50K in debt, buy a home, and teach others how to manage their finances.

Guest: Tiffany Grant

Instagram: @moneytalkwithT

Website: www.monehtalkwithT.com

www.hookorcrookpodcast.com

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Music: Austin Starchild - Primetime (commercial license purchased and authorized)

In this episode we speak with Tiffany Wallace, The Ivy CHRO, about how to interview correctly to secure your next 9-5.  At Hook or Crook, we understand that 9-5s fuel our 6-12 small businesses.  With unemployment at an all time low, the black community has been hit the hardest.  Tiffany gives us the inside tips on how to get the interviewer to unconsciously love you so you can get that job!  She also shares with us how to set our goals, and answer questions so show you know how to stand out in the job market!

Guest: Tiffany Wallace, The Ivy CHRO

Facebook: Tiffany Wallace MBA

Instagram: @verypretty1908

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Music: Austin Starchild - Primetime (commercial license purchased and authorized)

In this episode we speak with Erick Otchere aka The Black Escrow about Susus (Sou sou/su-su) and Susunomics.  As a native of Houston, TX, Erick brings us all the information we need to set us on the right path of Traditional Sou sous.  He explains the difference between actual sou sous and the new wave of blessing loom pyramids.  He also gives us real world examples of how African Americans have been using the concept of group economics since in places like Tulsa, OK (Black Wall Street), Wilmington, NC, and Durham, NC.  Tune into this episode to gain the knowledge of cooperative economics and how we use it in the black community!

Guest: Erick Otchere, The Black Escrow

YouTube: The Black Escrow: Susunomics

Email: blackescrow@gmail.com

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Music: Austin Starchild - Primetime (commercial license purchased and authorized)

This episode we talk with Acquania Escarne out of Washington, DC.  Acquania is a financial coach, freelance writer, and independent life insurance producer with LifeTyme Financial Group, LLC.  She is also the host of The Purpose of Money Podcast and blog where she helps women create more freedom in their daily lives.  Acquania brings us great information on life insurance and all the different options available to us to properly estate plan.  She finally gives us a great tip in our "CROOK" segment on how to determine how much life insurance you actually need to make sure your loved ones are taken care of.  Everyone can learn a thing or two from this episode!  Don't waste this information!

Guest: Acquania Escarne - www.thepurposeofmoney.com - aescarne@ltfgllc.com - Instagram: @thepurposeofmoney - LinkedIn: @acquania-escarne - www.ltfusa.com

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info@hookorcrookpodcast.com

Music: Austin Starchild - Primetime (commercial license purchased and authorized)

Come meet the hosts of your new favorite podcast.  In this trailer we introduce ourselves to the world, and explain what you can expect from future episodes.