
How to Raise Money Podcast
By Ray McLennan & Nigel T Best
Join Ray (business owner, property investor, angel finance expert, solicitor) and Nigel (business owner, property investor, digital marketer, accountant) as they show you How To Raise Money.


#267 - Why does the government pay interest?
If you could print your own money, would you ever repay it or pay interest? So why does the govt?!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house:https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Watch us onYouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - clickHERE
REMEMBER to review us onApple podcasts!
Resources:
NOT SURE WHERE TO START? Start by clicking the link below
Get your free resource guides -HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts clickHERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB)https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link:https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us athello@htrmoney.co.uk
Our website is appearing (slowly!!)HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate linkHERE

#266 - Have we all just been SCAMMED?
PLEASE act with integrity whenever you are raising money for a project.
DO NOT do what this lot did...!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house:https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Watch us on YouTubehttps://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - clickHERE
REMEMBER to review us onApple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides -HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts clickHERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB)https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link:https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us athello@htrmoney.co.uk
Our website is appearing (slowly!!)HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate linkHERE

#265 - Use this SECRET hack to pitch for CASH!
Could an animation be the thing that gets investors to invest in you and enable you to finally work out HOW TO RAISE MONEY?!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house:https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Watch us on YouTubehttps://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - clickHERE
REMEMBER to review us onApple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides -HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts clickHERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB)https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link:https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us athello@htrmoney.co.uk
Our website is appearing (slowly!!)HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate linkHERE

#264 - Projects RUINED by time delays - why do they happen?
Why are time delays happening? They can totally ruin a project. Nigel and Ray chat about possible reasons (and other stuff!!)
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house:https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Watch us on YouTubehttps://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - clickHERE
REMEMBER to review us onApple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides -HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts clickHERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB)https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link:https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us athello@htrmoney.co.uk
Our website is appearing (slowly!!)HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate linkHERE

#264 - Why the stock market and economy are NOT the same!
When someone tanks the stock market they should be blamed shouldn't they because they have ruined the economy - really? have they? or is it part of the fear based politics?
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house:https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Watch us on YouTubehttps://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - clickHERE
REMEMBER to review us onApple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides -HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts clickHERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB)https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link:https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us athello@htrmoney.co.uk
Our website is appearing (slowly!!)HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate linkHERE

#263 - Credit Scores are RUBBISH: that can't be true, can it?
Are credit scores of any use?
Let's have a look at what they are and whether you need a good one!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house:https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Watch us on YouTubehttps://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - clickHERE
REMEMBER to review us onApple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides -HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts clickHERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB)https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link:https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us athello@htrmoney.co.uk
Our website is appearing (slowly!!)HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate linkHERE

#262 - Inflation is 'naturally' 2%+...that can't be true, can it?
Governments would claim there is a 'natural' 2%+ inflation rate...that can't be true can it?
What is inflation? Who controls it? Who measures it? Does it affect me?
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house:https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Watch us on YouTubehttps://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - clickHERE
REMEMBER to review us onApple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides -HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts clickHERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB)https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link:https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us athello@htrmoney.co.uk
Our website is appearing (slowly!!)HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate linkHERE

#261 - Banks create money out of thin air? That can't be true, can it?
What is all this talk that banks don't lend depositors money?
Who says they create money out of thin air...that can't be true, can it?
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house:https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Watch us on YouTubehttps://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - clickHERE
REMEMBER to review us onApple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides -HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts clickHERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB)https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link:https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us athello@htrmoney.co.uk
Our website is appearing (slowly!!)HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate linkHERE

#260 - The Federal Reserve is a SECRET business? That can't be true!
What is the Federal Reserve?
Is it there for the people or for it's own benefit?
We don't know but THIS book explains more!
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house:https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Watch us on YouTubehttps://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - clickHERE
REMEMBER to review us onApple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides -HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts clickHERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB)https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link:https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us athello@htrmoney.co.uk
Our website is appearing (slowly!!)HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate linkHERE

#259 - You Can Manifest Millions! That can't be true, can it?
We see it, we hear about it but MANIFESTING stuff is rubbish!
Or is it?
Try the formula:
Select It
Project It
Expect It
Collect It!
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house:https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Watch us on YouTubehttps://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - clickHERE
REMEMBER to review us onApple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides -HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts clickHERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB)https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link:https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us athello@htrmoney.co.uk
Our website is appearing (slowly!!)HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate linkHERE

#258 - World Debt: SHOCKING figures - that can't be true, can it?
Ray and Nigel discuss the ever changing world and the impact on how to raise money and ponder the question: That can't be true can it?
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house:https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Watch us on YouTubehttps://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - clickHERE
REMEMBER to review us onApple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides -HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts clickHERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB)https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link:https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us athello@htrmoney.co.uk
Our website is appearing (slowly!!)HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate linkHERE

#257 Seven things you NEED to know about buying a house
Ray and Nigel have a look at the things you have to know about buying a house!
This is the original article on theBBC website
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house:https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Watch us on YouTubehttps://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - clickHERE
REMEMBER to review us onApple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides -HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts clickHERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB)https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link:https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us athello@htrmoney.co.uk
Our website is appearing (slowly!!)HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate linkHERE

#256 Why you MUST NEVER raise money and do what the UK Govt does!
So you borrow £250k from an investor for a deal. And you turn up to a site meeting in your new £249,999 Ferrari and say that the deal is dead.
How do you think your investor feels about YOU?
Exactly!
Don't do it!
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house:https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Watch us on YouTubehttps://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - clickHERE
REMEMBER to review us onApple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides -HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts clickHERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB)https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link:https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us athello@htrmoney.co.uk
Our website is appearing (slowly!!)HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate linkHERE

#255 Why you should be EXTREMELY WORRIED 10,800 RICH people left the UK in 2024!
The stats are in for 2024 and the UK is the second most UNATTRACTIVE country in the WORLD!
And 10,800 millionaires and billionaires left the UK in 2024.
So what?
I don't care...YOU SHOULD, listen to find out why!
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house:https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Watch us on YouTubehttps://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - clickHERE
REMEMBER to review us onApple podcasts!
Resources:
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Get your free resource guides -HERE https://www.htrmoney.co.uk/
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Join the new HTRM Facebook Group! Here is the link:https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us athello@htrmoney.co.uk
Our website is appearing (slowly!!)HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate linkHERE

#254 Do YOU agree? Trump sends us a message!
Can you believe that!
Yep Donald AI Trump has sent us a message - do you agree?
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE
![#253 Does TaxFree raise more money? [The Laffer Curve effect]](https://d2a9bkgsuxmqe2.cloudfront.net/staging/podcast_uploaded_nologo400/1312981/1312981-1547123280166-b6c4b7293252b.jpg)
#253 Does TaxFree raise more money? [The Laffer Curve effect]
Doea Rachel from accounts know this...that there comes a point where raising tax beyond a certain level actually raises LESS money?
Clearly she doesn't!
Should we be slashing tax?
And if we should but we are not, why is that?
Are we sleepwalking into a nightmare dystopian future?
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#252 You need cash, THEY make an offer you CAN'T refuse!!!
Can you ever raise money with 'no strings attached'?
What does the murky world of politics tell us about 'donations' and influence?
Will it affect your next project?
Will the investor feel they can interfere?
How do you avoid problems?
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#251 SHOCKING and TERRIFYING predictions for 2025 (probably)
It’s that time of year when Mystic Ray and Nigelstradamus tell you what is going to happen in 2025.
With a 100% track record of predicting everything they must be listened to!
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#250 Need £3bn? Use THIS accounting trick and get it TODAY!
Follow the water companies example and get yourself £3bn!
Look for the BBC investigation into Severn Trent Water and see what you think...!
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#249 - PLANNING: Opportunity or simply MORE sewage..?
Is Nigel the only one who wonders where all the shit from 1.5m new homes is going?
Planning may well give opportunities...but perhaps for businesses who deal with the crappy bits..?!
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#248 - Win TAX free cash: WHY it is a LIE!!!!
Loads of competitions adn lotteries to win TAX FREE cash etc.
But is it really TAX FREE..?
Of course not..!
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#247 - Telling people DOESN'T work: The MYTH of government ideology
Economics can be really simple.
Politicians, however, have a fundamental lack of understanding when it comes to reasons a company does something (like employ people, invest, grow, etc)
AND telling companies to do stuff when there is a penalty or no reward to do it simply WILL NOT work.
The only explanation can be that we are in a period of deliberately MANAGED DECLINE...aren't we?
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#246 What have Inverted Bond Yields got to do with Raising Money?
Try getting your head around this...it may help you decide what to do next!
Or not..!
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#245 - US Election SPECIAL: will it affect how you raise money?
Who will win?
Who cares?
Well maybe we should…
or not…
does it affect How To Raise Money?
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE
![#244 - The TRUTH about the BUDGET [probably!]](https://d2a9bkgsuxmqe2.cloudfront.net/staging/podcast_uploaded_nologo400/1312981/1312981-1547123280166-b6c4b7293252b.jpg)
#244 - The TRUTH about the BUDGET [probably!]
The BUDGET!
Our thoughts!!
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#242 - How to Raise MONEY with ease: CLARIFY your PITCH!
If your pitch makes people's eyes glaze over, then you need to listen to today's episode!
We always say on the HTRM podcast to do your research and look at things from many angles so you can make better decisions. Today we RANT about how the government and media FAIL to do this because they want to RAISE tax!
What do you think? Is £20bn a 'black hole'?!
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#241 Easy to make THIS MASSIVE error! Chance meeting REVEALS major issue
Ray recently met a budding entrepreneur who REVEALED they had done this - was it a HUGE mistake?
We always say on the HTRM podcast to do your research and look at things from many angles so you can make better decisions. Today we RANT about how the government and media FAIL to do this because they want to RAISE tax!
What do you think? Is £20bn a 'black hole'?!
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#240 How Do I Buy a House: The Who, What, Why
As part of our ASQ (answer specific questions) series, today we talk about the process of buying a house and who is involved, what they do and why you need to know what is going on!
We always say on the HTRM podcast to do your research and look at things from many angles so you can make better decisions. Today we RANT about how the government and media FAIL to do this because they want to RAISE tax!
What do you think? Is £20bn a 'black hole'?!
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#239 - This one THING saved me £10k in 2 minutes!
Every tv property show has a presenter that sucks their teeth when you offer even £1 under the asking price. They make you feel embarrassed.
IGNORE them!
Today Ray and Nigel discuss how you actually make an offer!
It could save you thousands!!
We always say on the HTRM podcast to do your research and look at things from many angles so you can make better decisions. Today we RANT about how the government and media FAIL to do this because they want to RAISE tax!
What do you think? Is £20bn a 'black hole'?!
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#238 - RANT! £20bn is NOT a Black Hole or CRISIS!!!
We always say on the HTRM podcast to do your research and look at things from many angles so you can make better decisions. Today we RANT about how the government and media FAIL to do this because they want to RAISE tax!
What do you think? Is £20bn a 'black hole'?!
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#237 "How much money should I save before buying a house??" We ANSWER your question!
Let's get back to answering some SPECIFIC questions that may be HOLDING you back from living your DREAM life!
Today we answer:
"How much money should I save before buying a house?"
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#236 - Immigration: HTRM Threat or Opportunity
The political hot potato of immigration is today's topic.
What does it mean for HTRM and what should we be looking at doing to mitigate a threat and seize the opportunity.
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided terrace house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

235 - PANIC! New Government Disaster Looming?
In the UK we have a new Government with 64% of the seats in Parliament but only 34% of the vote!
Is this going to be a DISASTER for HTRM listeners?
Or a HUGE opportunity..?!
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#234 - Raising Money: It's all down to attitude!
DO you say 'I know that' or do you say 'that's interesting'
And if someone offers feedback do you argue or say 'thank you'?
What you learn, say and do is all down to attitude.
And the right attitude can transform your ability to Raise Money!
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#233 - How to Raise Money for Political Reasons!
The General Election is nearly over (phew) and never was more money spent by more people to try and win it.
The question today for Ray and Nigel is How To Raise Money for electioneering and do we actually know who pays our MPs and Political machine?
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#232 - Bank Slashes Rate by 50%
When the bank writes to you to say it is cutting the interest rate by 50%, that is a good thing right?
Wrong!
Nigel and Ray speculate on what it actually might mean to all of us.
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE
![#231 - [MORE] alternative ways to raise money](https://d2a9bkgsuxmqe2.cloudfront.net/staging/podcast_uploaded_nologo400/1312981/1312981-1547123280166-b6c4b7293252b.jpg)
#231 - [MORE] alternative ways to raise money
Can you raise money via other means to invest in property or businesses?
Of course you can and Ray and Nigel chat about some great ways to do just that!
We really appreciate your support!
https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#230 - How do banks raise money: What can we learn from them?
If you have ever wondered how banks seem to make more money than you thought possible (based on deposit and lending out to people) then listen in. Ray and Nigel chat through some intriguing ways they raise money - could we learn something from this?
We really appreciate your support! https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#229 - GOLD! Should I buy, sell or hold?
Is Gold a great way to raise money, invest or simply pay for things in the apocalypse?!
Let's find out as Ray and Nigel chat about Spandau Ballet and GOLD!
We really appreciate your support! https://www.buymeacoffee.com/howtoraisemoney
You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#228 - Landlords: Govt plans to get rid of you!
Is now the right time to be a landlord when it appears that government wants to get rid of you?
Ray and Nigel look behind the dramatic headlines we keep seeing.
You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE
![#227 - Liz Truss, Tesco & Raising Money [There is a joke in there somewhere]](https://d2a9bkgsuxmqe2.cloudfront.net/staging/podcast_uploaded_nologo400/1312981/1312981-1547123280166-b6c4b7293252b.jpg)
#227 - Liz Truss, Tesco & Raising Money [There is a joke in there somewhere]
Liz Truss tried and failed
Tesco tried (they pulled the wool over your eyes) and succeeded
Is there a lesson in there? Maybe. But there is a joke or two!
You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#226 - REVEALED: Little Known Ways to Raise Money
High Street Banks...and er...
Not many people know alternative sources of finance so Nigel and Ray reveal a number of little known ways to raise money.
You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#225 - Legal Disputes: The Subtle Art of Winning
We all wish to avoid them but sometimes you may get involved in a legal dispute.
What is the best approach?
Ray & Nigel discuss a surprising and subtle approach that may help you win (without the other party feeling they lost!)
You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

224 - Credit Scores: Are they Important?
When it comes to getting approved for credit, lenders will often check your credit rating and depending on your score they will approve or reject your application!
Is that fair?
Is your score a true reflection of you?
What can you do if it is wrong/unfair?
Nigel and Ray discuss credit scoring and the frightening Big Brother version heading our way...the SOCIAL credit score!!!
You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#223 - WARNING!: Personal Guarantees Abused by Banks
The Federation of Small Businesses have had their Super Complaint about Personal Guarantees (PG) rejected by the utterly toothless FCA (no surprise there!) and they are FURIOUS!
Why should we be bothered?
Ray and Nigel highlight the peril at signing a PG without fully understanding it.
You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#222 - Budgets, £1trillion & can you renovate a house yourself?
Are there lessons from the government and the Budget that we can use as we try to raise money?
You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#220 - Massive Property Co Collapse - Will it affect me?
Evergrande - a huge Chinese Property Co - is effectively a failed company. Should we be interested or even worried?
Maybe so because it could lead to another credit crunch.
You can watch Nigel renovate it at: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#221 - What is cash? Is it disappearing?
Ray and Nigel continue to set the world to rights as they discuss all manner of things in the style of two cynical grumpy old men!
You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#219 - Why so hard to get a mortgage when Banks make $ Billions?
How do banks make so much money and why won't they lend it to us? Should we rethink alternative sources of funds?
Ray and Nigel chat about the bank profits being more than Oil & Gas companies but no one talks of super taxing them!
And you can watch Nigel renovate it at: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE

#218 - Be Your Own Bank with your pension
Today Nigel explains how he used his pension to buy a 2 bed terrace house! Could you set your pension up to be your own bank?
And you can watch him renovate it at: https://www.youtube.com/@escapetothedreamhouseuk
IF YOU NEED HELP:
Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved!
Email us at hello@htrmoney.co.uk
Watch us on YouTube https://www.youtube.com/@howtoraisemoney
Recommended Equipment, Software and Books - click HERE
REMEMBER to review us on Apple podcasts!
Resources:
NOT SURE WHERE TO START? Start here by clicking the link below
Get your free resource guides - HERE https://www.htrmoney.co.uk/
How to Leave a Review on Apple Podcasts click HERE
Go to the Resources section for links (e.g. for tax inspection insurance via FSB) https://www.htrmoney.co.uk/resources
Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/
If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk
Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/
Email us at hello@htrmoney.co.uk
Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly and clearly documented in a contract, so please just enjoy our podcast, our info and our content and use it to as a call to action to seek professional and relevant advice specific to you. Does that make sense? Are we clear on this?! If not, then drop us an email and we can tell you the above again! The reason we say this is that everyone's situation is unique and for us to share general content like we do it means it cannot possibly be taken as specific advice just for you. Happy? We certainly hope so.
Now go and review our 'entertainment' podcast and we will love you forever!
Much love and gratitude, Ray and Nigel
PS that link re Nigel losing 14kg in weight - use this affiliate link HERE