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asKaren ~ Transformative Conversations, Solutions, Secrets, and Insights.

asKaren ~ Transformative Conversations, Solutions, Secrets, and Insights.

By Karen E. Peyton

Transforming lives through purposeful, fostering growth, and nurturing the soul. Exploring how we can align our goals and passions to uncover what each of us is searching for, a fulfilling life. Unearthing the purpose each of us came here with to achieve that goal. Our mission is to empower and uncover the strength, resilience, and wisdom within each of us. "We've always had the power, my dear. We just have to learn it for ourselves." Glenda from OZ
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Starting Our Financial Coalition Book Club.

asKaren ~ Transformative Conversations, Solutions, Secrets, and Insights. Sep 20, 2020

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Trailer for asKaren

Trailer for asKaren

What are we up to?
Dec 31, 202301:11
November 20, 2023

November 20, 2023

Nov 20, 202301:04
Using Infinite Banking For Real Estate

Using Infinite Banking For Real Estate

Taking a loan from a third-party lender or a hard money lender and using the cash value of your life insurance policy to fund an investment property have distinct differences in terms of process, costs, and implications.


This is a discussion about the pros and cons of infinite banking when buying or selling real estate.

Remember that while there are numerous benefits to capitalizing on your cash value life insurance, it's essential to consider the terms of borrowing against the policy, potential impacts on the policy's performance, and your overall financial strategy. Consulting with a financial advisor who has a comprehensive understanding of your financial situation can help you make informed decisions tailored to your specific needs and goals. In essence, infinite banking transforms the interest dynamic from an expense to an asset, allowing you to harness the power of compound growth and take charge of your financial destiny."

If you have questions of either myself, Karen Peyton or Stephen Olson please reach out:

Karen@WealthyAnswers.com

Stephen.Olson@reliablevaservices.com


Aug 30, 202332:50
Infinite Banking Why, When and Who

Infinite Banking Why, When and Who

When should Infinite Banking be included in a healthy financial portfolio? The following individuals will benefit from forced savings:

1. A forced savings plan can help young adults establish good financial habits from the beginning.

2. People with steady incomes but poor savings habits: These individuals have the means to save, but they need a structure to assist them.

3. People saving for large expenses in the future, such as a home, wedding or education fund.

4. Forced savings may benefit retirees who still have income.

5. It is important for entrepreneurs and small business owners to save regularly so that they will have a financial buffer in case of business downturns or investment opportunities.

6. Forced savings could help parents prepare for future expenses, such as education and housing.

7. Building an emergency fund: This will serve as a safety net in case of unexpected expenses or income loss.

8. Forced savings can be beneficial for self-employed individuals with fluctuating incomes.

9. A disciplined savings approach can help professionals achieve their financial goals faster.

10. Building savings can be part of a broader strategy for managing and ultimately eliminating debt for individuals with high debt levels.

11. During the transition period between careers or a sabbatical, individuals will need to have an emergency fund.

Individuals who may not be ready for forced savings techniques:

1. The people who live paycheck to paycheck may find it difficult to save money, as they need every dollar for necessities.

2. In the case of people with high levels of unstable debt, forced savings may not be appropriate until their debt can be reduced and repayments can be managed.

3. Those facing immediate expenses may need to prioritize addressing these issues over saving.

4. Students with little or no income should focus on education costs before saving habits.

5. People in financial crisis: Navigating the crisis and stabilizing their finances are the highest priorities in these situations.

6. Those without a reliable income or with unstable employment: Forced savings can be hard to maintain without a reliable income.

7. In cases where medical costs are high, ongoing or large expenses may take precedence over forced savings.

8. People who undergo major life changes: This could include divorce, loss of a loved one, or other personal upheavals that affect their finances.

9. People without financial literacy might need to learn basic financial concepts before saving money.

10. People living solely off their pensions or retirement funds may not be able to save if there is no additional income.

11. Young adults who still depend on their parents for financial support: They may not yet have the financial independence needed to commit to forced savings.

As a result, Infinite Banking can be an important part of a healthy financial portfolio, but it may not be suitable for everyone. Through Infinite Banking, forced savings can encourage good financial habits, provide structure for saving, create financial buffers for emergencies, and accelerate financial progress.

Forced savings techniques may not be suitable for everyone. Assessing one's financial situation, priorities, and goals is crucial before deciding whether to use Infinite Banking or forced savings. Ultimately, incorporating Infinite Banking into a financial portfolio should depend on an individual's circumstances, financial goals, and ability to effectively save and manage funds. Wealthy Answers: https://wealthyanswers.com/

Reliable VA Services: https://reliablevaservices.com/

Join The Virtual Connectors Community: https://www.virtualconnectors.org/share/lCs28vW-DbHJAOdu?utm_source=manual

Jul 05, 202333:22
Podcast #2 ~ 501(C)8s ~ What Are They... And Why They Can Make A Difference

Podcast #2 ~ 501(C)8s ~ What Are They... And Why They Can Make A Difference

Jun 11, 202326:26
New Beginnings for the "asKaren Podcast". Unveiling Stephen Olson of Reliable VA Services, the new co-host.

New Beginnings for the "asKaren Podcast". Unveiling Stephen Olson of Reliable VA Services, the new co-host.

New Beginnings for the "asKaren Podcast". Welcome to the unveiling of Stephen Olson of Reliable VA Services as Co-Host & His First Interview With Yours Truly! He will ask those questions that need to be answered so that we can clarify what we are all about.

  1. What exactly is “Wealthy Answers” and what got you started? You've built a successful online community.

  2. What do you guys do in that community and how do you help each other out?

  3. What steps did it take to grow your online community and how long did it take?

  4. About how much debt have your clients eliminated with your Wealthy Answers program?

  5. We all hear wealthy people say, "Pay yourself first". What does that really mean? How can a person pay themselves first?

  6. What are your favorite tools to help people with business and finances?

  7. You made a statement a while back suggesting that people should not save their money in a 401k or personal savings account. Do you still feel that way in today's economy? Why or why not?

  8. I've seen a roadmap you use to help people pay off debt faster than they would on their own which I found really insightful. Who is this program intended for?

  9. For those who are listening, how can they contact you if they want to learn more?

This will be a weekly podcast where we bring you all kinds of Wealthy Answers to improve and enrich lives.

This segment is brought to you by "RELIABLE VA SERVICES" where their goal is: "helping our clients succeed."


And "Dubb.com", offers a suite of video creation, distribution, and tracking tools to engage your prospects and increase your revenue.


You can reach us at answers@askaren.com

Or visit: https://WealthyAnswers.com

May 23, 202325:52
5 REASONS FOR BACKING UP YOUR MONEY
Dec 27, 202237:48
Authentication of Self

Authentication of Self

THE ONLY PERSON THAT KNOWS WHAT YOU NEED IS YOU!
Do you know what that one thing would be to help you get UNSTUCK in life? Once you figure that out, there is nothing that can't be achieved.
The first step is knowing what it is. The second step is to plan how you will move forward and through the unknown to achieve your goals. And the third step is making it happen.
Virtual Connectors is uniting people who seek to discover the missing purpose in their life. Together, through shared experiences, we will figure this out and rise above the confusion. Nothing can stop you but you!!
Jun 21, 202203:58
How Did I Get Here? ~ Part #1

How Did I Get Here? ~ Part #1

My Journey Got me Here...
Dec 19, 202113:50
Question? Why do I prefer to teach Infinite Banking over traditional life insurance?

Question? Why do I prefer to teach Infinite Banking over traditional life insurance?

Why would you prefer a BMW over a Ford? Why would you prefer a chainsaw over a hand saw? Simple answer, but can you figure it out?
Dec 12, 202109:15
Something That Can Stand In Your Way To Success

Something That Can Stand In Your Way To Success

Sometimes the thing holding us back from achieving, growing and becoming is right in front of our nose. What could it be and how do we handle it.
Oct 17, 202111:45
What Are Money Wounds?

What Are Money Wounds?

What's bringing you the most pain and suffering where finances are involved? Why is it so painful? Do you think this is a normal and healthy way to live? Do you think it's is possible to change this illness and heal? We are here to show you that you can heal your money wounds for good.
Oct 04, 202114:25
Answers to bad debt, lack of cash flow, bad credit and the freedom of choic. Wealthy Answers

Answers to bad debt, lack of cash flow, bad credit and the freedom of choic. Wealthy Answers

Ways to change the "Pay To The Order Of" name on their checks used for bills, from the Debtors Name, to Their Name, Legally! Creating Wealth!!
Jul 17, 202101:25
Doing The Math To Accumulate Wealth

Doing The Math To Accumulate Wealth

One forgotten step that so many of us miss in the process to accumulating savings
Jul 11, 202102:19
Social Security is Trending

Social Security is Trending

More and More people are opting in to start receiving their Social Security Early.

As of 2020 35% of men and 40% of women are taking early benefits.

A choice made for many reasons. Let's Talk About it

Apr 08, 202103:03
Should I Pay Off My Mortgage Now?

Should I Pay Off My Mortgage Now?

A question from a confused homeowner.
Feb 09, 202104:37
Two Common Questions About Me and What We Do

Two Common Questions About Me and What We Do

Question from two listeners from social media
Feb 07, 202107:38
The FDIC is a Safety Net, Fact or Fiction?
Nov 23, 202011:28
Who Owns The Money That You Earn, Deposite, and Save?

Who Owns The Money That You Earn, Deposite, and Save?

Finding out that what you Thought You Knew, and you've trusted about the money you've earned is SO important. Once you learn that the facts you've trusted, and counted on are false, you'll want to know how to protect yourself from the out and outright lies. This episode will definitely make you ask more questions., and demand truthful answers.
Nov 19, 202005:06
Commercial Banks, Why?🥴

Commercial Banks, Why?🥴

Why is there one on every corner? Are they convenient or detrimental?
Nov 01, 202007:12
Why Not You?

Why Not You?

Tens of thousands of Americans use one extra step in their finances to change the direction of their cash flow. Why Not You?
Oct 25, 202003:41
Stay Away From The IRS

Stay Away From The IRS

Stay Away From The IRS
Oct 22, 202007:44
A Few Questions Answered

A Few Questions Answered

A few questions were asked about me, the individual. So, I answered for all to hear. Why I do what I do what I do.
Oct 18, 202009:02
 ROBBERY EYES WIDEOPEN

ROBBERY EYES WIDEOPEN

Credit jail is a national trend. What options do you have to give up your credit card cocaine habit?
Oct 11, 202008:09
Where Are the Peas

Where Are the Peas

Imagination will help us understand the infinite banking concept, and why its important to keep an eye on the Peas
Oct 04, 202019:16
Robbery, Eyes WIDEOPEN

Robbery, Eyes WIDEOPEN

An insight into income, cashflow, and debt in America.
Oct 02, 202008:48
Learning The F's About Finance

Learning The F's About Finance

Introduction to the toon educational episodes
Sep 30, 202004:17
IUL'S and VUL'S COULD BECOME A BAD DREAM

IUL'S and VUL'S COULD BECOME A BAD DREAM

The truth about Indexed Universal Life Insurance and Variable Universal Life Insurance Policies and how the a created, how they preform and why.
Sep 30, 202000:54
Down On His Knees

Down On His Knees

Becoming Your Own Banker, chapter #1
Sep 27, 202007:28
The Demon in the Mix, Interest

The Demon in the Mix, Interest

How much money we just give away every month.
Sep 23, 202009:02
Starting Our Financial Coalition Book Club.

Starting Our Financial Coalition Book Club.

BECOMING YOUR OWN BANKER by R. Nelson Nash, the introduction.
Sep 20, 202008:44
Books suggested

Books suggested

The more I read, the more I want to know the truth and how to use it to empower my life. 4 great books, documentaries, or video that have made a tangible difference in my life.
Aug 25, 202003:57
A little about the framework for this podcast.

A little about the framework for this podcast.

What will we talk about and who am I?
Aug 24, 202006:30
Just reminding everyone about the housekeeping going on.

Just reminding everyone about the housekeeping going on.

Offering pages that are about to be closed.
Aug 23, 202002:15
If they don't tell you, I will. asKaren

If they don't tell you, I will. asKaren

More updates on the current movement.
Aug 22, 202003:22
Updates that will explain the movement, focused branding going on.

Updates that will explain the movement, focused branding going on.

Just explaining what's going on and what to look for.
Aug 21, 202002:45
FREE ONLINE COURSES with UDEMY

FREE ONLINE COURSES with UDEMY

THEY ARE FREE TODAY. So, set up a free account and I will send you the free class. It is free for life, so no worries... bit.ly/FreeandPaidClass
1.Java Programming: Complete Beginner to Advanced
2.Ultimate Guide for the Next Generation of Affiliates
3.Adobe After Effects CC: The Complete Motion Graphics Course
4.HTML For Complete Beginner
5.Complete Ethical Hacking Course: Zero to Hero
6.YouTube Marketing For Super Growth: Viralnomics 2020 And so many more...
Apr 06, 202001:60
Coronavirus Antidote, Update and follow up.

Coronavirus Antidote, Update and follow up.

The first segment is a "Did You Know?" Episode. The second segment is an update of my direct.
Mar 23, 202008:53
Did You Know? The true history of cornrows.
Mar 13, 202006:28
One BIG Secret to Share, and stuff

One BIG Secret to Share, and stuff

Banking Secrets, Thought of the day, and which social sites bring the best results.
Feb 20, 202017:45
What's is Infinite Banking

What's is Infinite Banking

What's Infinite Banking, a question from a listener, explained. Here is the link from Wealth Nation: youtu.be/wPkyBwTcPEs if you'd like the book by the creator of this concept, IBC, just ask. We also talk about an awesome Flea Hack. Plus, motivational quotes and the opinion of others that view them. Answering questions that come up.
Feb 09, 202013:47
The Edge.                                                 ( A re-do of a 2017 podcast)

The Edge. ( A re-do of a 2017 podcast)

A conversation about finding yourself at the edge in life and thoughts on how I got there. The feelings and the outcome. Also a YouTube video
Feb 09, 202003:58
What is it you do? Do over😳

What is it you do? Do over😳

Answering a listener question and sharing thoughts about the future. My career, my end to political banter, my new find!
Feb 09, 202013:03