Finance Business & Purpose

Ever hear the saying "health is wealth?" There's a reason for that! Dig in with me to explore WHY mental, emotional, and physical health = financial health!

In this episode, we'll also cover 5 key strategies to build more financial health in your life through self-care practices.

Used to hearing all businesses are evil and just focus on profit, at the expense of people and the earth?

Let me shed some light on a small but growing movement that is changing that reality, allowing businesses to be a force for good.

In this episode, learn about the B Corp movement with guest Adrian Gershom and how to leverage business to create a better world.

With the "B" in B Corps standing for "Benefit for all," Certified B Corporations (or B Corps) are businesses that have been certified by B Lab to benefit all stakeholders and lead a global movement for an inclusive, equitable, and regenerative economy.

We discuss the role of sustainability and social justice in building a better future and various tools business leaders can use to contribute to a better world, including:

• The B Impact Assessment
• Working with B Corp clinics at universities
• Connecting to your "why" for example wanting a better world for your children
• Communicating how social justice impacts supply chains effectively, such as explaining companies' increased pricing to support living wages for workers
• Business leaders educating themselves on racial justice

Adrian is a marketing and sustainability consultant, adjunct professor within Northwestern's Master of Science in Energy and Sustainability (MSES) Program, and Executive Chair of B Local Illinois.

As an expert in sustainable branding and marketing solutions, Adrian works with clients ranging from startups to Fortune 500 companies. A particular area of focus for Adrian in this role is the use of healthy culture, corporate values, and commitment to purpose in order to position people and brands for long term success.

Adrian graduated summa cum laude from the University of Wisconsin at Green Bay and has completed the Next Economy MBA program from Lift Economy.

Ever feel like you’re banging your head on the wall, trying to figure out what you should create a business on?

Here’s how to get past one of the biggest barriers to ever starting your business!

In this episode, listen to 3 of my top strategies to figure out what to start your business on, so you can finally getting clarity and have certainty of what direction to focus your energy.

For YEARS, I was stuck in this stage of trying to figure out what to start a business on. I was dying inside to create a business that would give me and my family more financial options and increase my impact. I desperately wanted to expand.

I just didn’t know where, how, or WHAT to start, filling me with so much frustration and pent up energy.

🎉 Once I finally got clear on the magic mix — applying unique life experiences & professional skills to provide a solution for people facing a specific problem — I FINALLY got unstuck.

If I had stayed stuck in that never-ending cycle of trying to figure out what I should even do a business on, I would have missed out on SO much, such as:

✨A creative outlet with constant growth allowing me to help 100s of people.

👨‍👩‍👧‍👧The option to afford children, and for my family to make the choice to have my husband leave his job to take care of our daughters.

🏡Being able to buy our dream home….the list goes on.

Part of tapping into your entrepreneurial heart is realizing you’re ALREADY an entrepreneur.

You don’t need to have a business currently.

If you’re at all wanting to tap into your entrepreneurial heart inside, trust me, you’re ALREADY an entrepreneur.

Listen to this episode to hear 4 key steps how you can TAP FURTHER into your inner entrepreneurial heart that’s already here by clearing the space and energy needed to allow it to EXPRESS itself & CREATE.

You have an entrepreneurial heart if something inside dreams of creating, innovating, serving others with larger impact, having a business, getting to work for yourself, creating solutions for some of the world’s biggest problems….

It may be that in your job you are an innovator. A leader. A disrupter. A thought leader. Developing new ideas, projects, programs, and solutions.

This was me before I started my very first online business.

I had already been behaving as an entrepreneur for years as an immigration attorney by creating new innovative projects and programs.

I only realized it years later after I had already started an online business...

Once I saw I had always been an entrepreneur at heart, it felt like my chest BLEW open. 💥

A huge weight had been lifted. I no longer had to start from scratch.

This allowed me to go from feeling financially trapped to seeing endless potential. It gave me the shift I needed to go to my next level, buy our dream home, & build the family I previously thought I couldn’t afford.

Ready to hear more? Listen to this episode to learn how to tap into your inner entrepreneurial heart and set yourself on a path of financial empowerment and expansion.

🚪 Once you open the door, whether it’s seeing that you already are an entrepreneur at heart, or opening the space to allow it to come through, you never look back. It’s like learning to ride a bike. 🚲

The door and possibilities only open further and further. 🌟

Join my newest hybrid financial empowerment & business strategy program, Wealth Alchemy for Entrepreneurial Hearts 💜

Here’s a controversial opinion: profit and meaning go hand in hand.

Traditional approaches to business focus on profit first, without people and the environment being part of the equation.

In this episode, learn how to develop a completely different approach to business that balances people, planet, and profit.

Our guest Lisa Geason-Bauer joins to lay out fascinating business concepts in this area around sustainability, Triple Bottom Line theory, the B corp movement, stakeholder capitalism, and the interconnectedness of all systems.

Lisa is the president of Evolution Marketing, a Wisconsin-based woman-owned Certified B Corporation® specializing in the area of sustainability consulting, impact storytelling, environmentally responsible creative design, and ethical marketing.

Lisa is a sustainability, ESG practitioner and has been helping companies tell their impact stories for over a decade.  As a consultant she has worked on projects in supply chain sustainability, social sustainability (i.e. workforce engagement, culture and DEI), renewable energy, energy efficiency and the green building space.  Lisa is a co-founder of B Local WI and the current Chair.  She is also the Vice Chair of the Waukesha-Ozaukee-Washington County Workforce Development  Board.  In 2023, Lisa was part of the first cohort of US & Canadian B Consultants to complete the new B Lab US & Canada Trained B Consultants Program.

Choosing between meaning and money is a trap.

Have you found yourself feeling stuck needing to decide between the two?

Perhaps you’ve been told:

>> You can only give back once you make a lot of money. 

Or rather:

>> That if you focus on money, you are greedy, selfish, and not prioritizing serving others.

But having to pick meaning OR money is a FALSE CHOICE.

I know because I've experienced this inner dilemma in my own journey.

In this episode, for the first time I am sharing my own personal online business story, and the journey I've gone on in "the Meaning vs. Money F*ckloop" -- a belief construct that keeps us restricted in thinking that we must choose EITHER meaning and following our purpose OR money.

From my nonprofit career journey of focusing only on pursuing meaning to my family's financial struggles and feeling like I had to choose between the two, to starting an impactful online business and learning how it can be both/and - meaning and money - listen in to hear my MOST vulnerable episode yet.

Sharing my experience of struggling in and eventually busting out of the Meaning vs. Money F*ckloop, I touch on the shortcomings of the traditional approach to business that prioritizes profits over people.

In this episode I show you how I learned to blend core business strategies and skills with a focus on purpose and impact to develop a more aligned approach to business, finances, and life.

An approach that balances BOTH meaning AND money.

Listen in to learn how to overcome the false choice of needing to pick either meaning or money for good so you can build a life that aligns with your purpose and has financial peace of mind.

I'm SO excited to welcome in Season 6 with you! I'm jumping in by making a BIG call to action to all entrepreneurs in the online space: it's time to incorporate social change -- contributing toward addressing a larger social cause -- in your businesses, in addition to profit making.

In this season, we will be exploring creating social change through the vehicle of entrepreneurship. I can't WAIT to investigate some of the following questions with you: *Why are entrepreneurs some of the best leaders for social change? *How can entrepreneurs can go beyond just focusing on making money and use business as a force of good to make social change that helps solve some of the most pressing problems people are facing today? *How can we leverage the power of the internet to build a better world together, sustainably?

We'll of course also be digging into topics around finance, business development, and finding your purpose.

💜 Connect with me on IG @adinaappelbaum and share your biggest takeaway from this episode!

Seasons 4 & 5 of this podcast have been full of so many messy, beautiful shifts as I have gone through this journey of expansion and integration during the past ~9 months and my second pregnancy!

Listen to this wrap-up to hear some reflections on what these two seasons have meant to me and involved to get an inside look behind the scenes of the evolution of the Finance Business & Purpose Podcast.

These days, I'm laser focused on my mission to help people break through societal barriers holding them back (whether they be related to finances, business, purpose, and/or mindset) so that, together, we can build a more welcoming world. I'm not here to mess around.

--> If you're serious about getting to your next level and ready to blast through whatever is holding you back, I'll be your biggest champion and heart-filled guide. DM me on IG @‌adinaappelbaum or email me at hello@internationalempowerment.com to book a private 1:1 breakthrough coaching session.

--> Until Season 6 of the podcast is ready to be born, here are the best ways to stay connected:

*Instagram @‌adinaappelbaum and @‌immigrant.finance

Have you thought about becoming a coach but thought, "there's already too many coaches out there"?

This belief stops many people from starting an online coaching business.

Here’s the thing. There is no one else out there in the world who has had the same life experiences, perspectives, and life lessons you have had.

Read that again. 

No one else can offer the same guidance the way you can, because they have not lived the way you have.

And there are people out there who only YOU are meant to help and serve at this moment in their journey.

When you understand this, you’ll know how to overcome it quickly the next time that pesky self-doubt comes up about your ability to start an online coaching business.

In this episode, I’m going to show you how to move past fears getting in the way of starting a coaching business for good so you can move forward.

You’ll also learn:

• How to get past the common misbelief that you need a certification, degree, or other permission from others to become a coach 

• How to figure out what topic you are meant to coach people on

• What to do when you don't know how to even start in coaching

• How to respond to doubts and fears that get in the way

Listen to Ep. 180: How to Start an Online Coaching Business if you're ready to hear 4 ways you can get started developing an online coaching business!

There does not need to be any secret to financial freedom.

But why do people make achieving financial freedom sound like such a mystery?

It's because we are never taught the foundations of personal finance and wealth building in school or society.

Here’s the thing. While financial freedom means something different for everyone, there are certain building blocks that are helpful for all to learn when building their own unique path to get there.

In Ep. 179: 5 Steps to Achieving Financial Freedom, I’m going to show you 5 steps how to start to achieve financial freedom so you can move past the mystery of how to do so and start taking action to get there.

Thank you for listening to the Finance Business & Purpose Podcast!

*Leave a review on Apple Podcasts and let me know what you think of this episode! (Scroll all the way down and click where it says a checkmark and "Write a Review")

When your cup is empty, it's impossible to keep filling the cup for others.

But how can we fill our own cup when we have sooo many responsibilities to take care of others, from aging parents to young children to siblings to colleagues and clients who depend on us?

It's about learning to prioritize yourself first.

I know, when I first heard this concept, I thought, but "that's so selfish!"

A recovering people pleaser, it felt really uncomfortable to even prioritize myself at all. Nevermind put myself first.

Here’s the thing.

If you don't fill your cup first, you won't be able to keep filling the cup for others. At some point, you'll run out. There will be nothing left to give.

Read that again. 

But when you understand how taking time to fill your own cup allows you to actually be in a position to serve others more, you’ll know how to turn things back around quickly the next time you're feeling depleted and burnt out from constantly giving and giving.

In this episode I’m going to show you how to be there for others by taking care of your own finances, business, and self care. You’ll also learn:

• How to start planning for both your own personal finances and the financial needs for family members who rely on you

• The two key ingredients how to fill your own cup in business - to build a sustainable business foundation - so you can show up and focus on what it's really all about - people and purpose

• How much to weigh your own self care as well

Listen to Ep. 178: How to Fill Your Own Cup So You Can Fill the Cup for Others if you're ready to stop putting yourself last (or not even on the list...) so you can REALLY be there for those who need you.

*Leave a review on Apple Podcasts and let me know what you think of this episode! (Scroll all the way down and click where it says a checkmark and "Write a Review")

Did you know you can 10x your goals for the year through even the smallest tweaks?

And even by scrapping some of your plans you had from the beginning of the year?

In this episode, I guide you through the process of checking in with yourself on how things are going so far the first half of this year by sharing some of my own story and process.

By re-evaluating what’s working and not working, you can give yourself an opportunity to be real with yourself about what changes you can make to propel your growth forward for the second half of the year.

Sometimes it's the smallest shifts and tweaks that can make all the difference.

As we are about half way through the year, join me to check in on how any goals you set in the beginning of the year have been going and how to make changes accordingly.

I discuss some lessons in how I have been able to continue to grow during the first half of 2023, despite facing challenges.

Some key takeaways we will get into in the show:

*How to be less hard on yourself and change the framing from feeling failure/shame/pressure/guilt for not meeting certain goals

*How to give yourself more freedom and flexibility to allow your goals to change and evolve organically.

*How to re-assess your goals given you are a different person than you were in the beginning of 2023. It’s ok for goals to change! Goals you anticipated in the beginning of the year may no longer apply or no longer feel good.

*How to allow room for spaciousness, that’s where expansion you might not have been able to even imagine when previously goal-setting happens (I dive deeper on this in the show)

What shifts and tweaks do you plan to make for the rest of 2023? DM me on IG @adinaappelbaum or @immigrant.finance -- I would love to hear!!

Most people think they have to be super rich to build generational wealth for their children.

Why is that?

The thing is, most people just don't have access to the information on HOW they can build wealth for their little ones.  That's why so many folks end up saving and saving, budgeting, and building credit, but never actually being able to build wealth to pass down to family.

I get it, I also thought it was way out of reach for us until I learned about investing strategies for kids!

Here's the thing, strategies to invest for children are available for ALL.

Read that again. 

It's just about learning how to play the game.

In this episode, I’m going to teach you about some of the main investment accounts available to build generational wealth for your children and other loved little ones in your life so you can avoid staying in the dark on how to give your kiddos a better life financially and go ahead and start building generation wealth for children.

You’ll also learn:

-How to get started with investing for children

-Three of the main types of investment accounts for children

-Tax strategies to hold on to the money that grows

Listen to Ep. 176: How to Invest & Build Wealth for Children if you're ready to ready to stop getting nowhere with saving for your kids' future and start helping them build wealth today!

Systems are powerful because they allow you to free up time and energy to focus on your most creative and important work that excites you.

By automating repetitive, mundane tasks that suck up so much time, you can streamline tasks that get you down and become an energy suck.

Originally from Argentina, guest speaker and systems expert Sofia Scott tells her story of moving to the U.S. when she was 5 years old and going on to build a wide-ranging career across international development and aid, business development, project management, business analysis, and most recently, private sector technology program management for large companies like Microsoft.

Sofia gives highly valuable tips and strategies on how to start building systems when you are just starting a business. In this episode, learn:

-How to start thinking about building processes and systems in your business step by step

-How to identify tasks to automate and reduce duplicative steps

-Strategies to develop the same way to get the same result each time for recurring actions in your business, instead of having to figure out different ways each time

Have you been feeling stuck, with a burning desire to make a larger impact but not sure how to channel it most effectively?

What's causing that?

Turns out you're not alone - many people are feeling this deep question brewing. Like something is missing. That there is a greater purpose calling.

Being in the dark not knowing what your unique gifts are is one of the worst ways to discover your purpose.

That's why having awareness of your gift and its meaning is a powerful tool to allow you to stop wasting energy in the wrong areas so you can more fully step into what you're effortlessly meant to share with the world. 

Listen to this episode to learn life-changing information about how to discover your unique gift with the ancient tool of numerology, including:

-How having awareness of your gift can transform how you show up in work, business, relationships, and your purpose.

-How to stop feeling burnt out and exhausted trying to make a difference and instead live intentionally from your gift so you can begin to live effortlessly from your purpose

-How to be in more alignment with what you’re here meant to do

For most of our students and community members, learning how to invest is NOT the main thing blocking them from building wealth.

For immigrant families, we see that learning how to navigate the intersection of the immigration law and financial systems is also NOT the main issue.

Guess what is?

It's FEAR. 😨

That's right.

For most folks, FEAR of investing is the #1 issue getting in the way of their ability to find financial freedom and generational wealth.

The worst part?

Most fears getting in the way of investing are actually misconceptions and not even true! 😢

In this episode, listen to some clips from our recent training on "How to Invest for Immigrants", including the 3 Biggest Blocks to Getting Started Investing so you can move past them and start building wealth. These foundational tips apply to all immigrants and non-immigrants!

Fighting for racial justice while building wealth for yourself AND others CAN co-exist. Sara Alvarado is living proof.

In this dynamic episode, listen to Sara's story of building a real estate brokerage firm with her husband as well as building a movement to fight for racial justice and financial inclusion in the real estate home ownership space. Her experiences and courage are nothing short of inspiring.

Feel like prioritizing your own financial situation would be at odds with your passion to serve others?

What's causing that?

Unfortunately, many of us have been taught that focusing on our own needs is selfish, in conflict with our values, and greedy.

This is definitely something I've struggled with over the years having worked in the public interest/social justice space for about 15 years.

Here’s the thing. Even if you are able to do meaningful work serving others while struggling with finances yourself, your capacity to make the impact you could be making is more limited than it needs to be.

Read that again. 

But when you understand why it doesn't have to be either/or, you’ll know how to reframe it when it comes up for you.

In this episode, I’m going to show you how to start to move past the belief that you have to sacrifice yourself for good so you can move forward, find more financial peace of mind, and expand your impact. You’ll also learn:

*Why it's important to prioritize your finances so you can serve others

*The continuum I use to think about finding abundance, as something that does not involve gluttony at the expense of others

*What to do when you find yourself struggling financially

*How to take action learning about finances (finally!) break free from getting in your own way of accessing financial security

--> Listen to Ep. 168: Prioritizing Your Finances So You Can Serve Others if you're ready to stop keeping yourself stuck in scarcity beliefs at your own expense and be in a position to serve others with a greater impact.

Thank you for listening to the Finance Business & Purpose Podcast!

Welcome to The Finance Business & Purpose Podcast!

I'm your host Adina Appelbaum, Accredited Financial Counselor®, financial and business coach, and public interest immigration attorney.

This show is all about finance, business, and purpose: the relationship between empowering ourselves through finances; building businesses that create social change, make an impact, and help us and our families build wealth in the process; as well as how ultimately these things can assist in the journey of finding our purpose.

Many of us have been told it has to be either/or: we have to either focus on making money OR helping others and doing good.

This show is all about how it can be both/and. And how in fact, often, when we are following our purpose, and empowering ourselves with our finances, and building a business, it empowers us to do all these things and thrive financially as well as make change, help others, and create an impact.

Stay tuned for practical steps on how to strengthen your finances, start businesses, and start and continue the journey of finding your true purpose and stories from our guests who are incredible purpose-driven entrepreneurs creating social change and inspiring all of us.

Have you felt lost about how to figure out the direction of your career?

In this episode, guest Simone W. Johnson Smith shares her inspiring story of how she navigated the educational and career systems in the U.S. to discover her career path after immigrating to the U.S. from Jamaica as a young girl to later become a U.S. diplomat.

Simone's story provides a powerful example of the importance of constantly learning, being curious, and following the signs for guidance on the next step in following your purpose.

From following her excitement to study Spanish at a young age in Jamaica, to following the tip of a friend to apply for a highly esteemed fellowship to work at the U.S. Department of State, to pursuing opportunities to work abroad in international affairs and humanitarian work, Simone shows us how to stay open to opportunities along the way in our journey that can guide us toward more closely discovering our purpose.

For individuals from immigrant families in particular, this episode touches on important lessons such as:

*H​ow to pursue your dreams, even if you have less connections and privilege than others born in the U.S., 

*How to use time wisely to reach your goals, and 

*How to find the right support from mentors to help show you the way.

For more inspiring stories on the positive contributions of immigrants to American Life, listen to Simone's podcast "The Immigrant Experience in America," available on all major platforms including iTunes here: https://podcasts.apple.com/us/podcast/the-immigrant-experience-in-america/id1595952623

Thank you for listening to the Finance Business & Purpose Podcast!

“I can’t start a business because…_______”

--> Fill in the blank.

What's causing that?

Whether it's low self worth, fear of failure, imposter syndrome, lack of confidence in your ability to make it happen, playing small with your greatness, or one of the million other thing, there are so many mindset hurdles that get in the way of our dreams and goals.

The thing is, these doubts and fears are completely part of the entrepreneurial process. It is normal and expected to feel them.
​​It's actually a good sign that you're moving out of your comfort zone and growing.

(I wish someone had explained this to us straight up when we started our business back in 2018!)

Here’s the thing. When you understand it's actually normal to have these limiting beliefs when starting a business, or even when just thinking about it, you can start to take your power back and take action anyway.

Read that again.

Starting an online business - whether it’s a side hustle or something meant to become a full fledged business - is a great way to share your unique gifts and talents to help others while also increasing income.

Did you know most definitions of the term "entrepreneur" describe a person who takes on financial risk?

That's because there's no reward without risk.

In this episode, I share both an early story and recent story of real examples about taking on challenging financial risks in investing in our online business. And the fear, the process, and the transformations that come along with doing so...

You'll also learn about:

*Why financial risk is essential to growth in any type of investing, whether it be in the stock market, in real estate, in a business, or even in yourself

*How to transition from trying to do everything yourself for free (the biggest recipe for burnout...) to valuing your time and seeing reasonable financial risk as a way to reach your goals faster

*Why money is just a resource to buy your time back, help more people, and make a bigger social impact

*My #1 tool how to make smart financial investment decisions oriented toward expansion and growth

Have you felt like you either have to struggle with money in order to fight for social change or sacrifice your dream job for financial security?

In this episode, learn how it's possible to create your own dream job advancing social change through starting a social impact business. 

Lilian Medina Romero and Lorena Gallego share their story of creating The Bridge Sisters, a women-owned nonprofit consulting business advancing gender equality and justice, especially for vulnerable migrants.

In this episode you’ll learn:

*How to value your work in the social justice space

*The importance of sticking to the values of your business in social impact business

*How to stop feeling conflicted wanting to make money while fighting for social justice

*What to look for in a business partner and team

*Serious wisdom on why it's important to make sure you’re in a good place financially and develop financial management skills

Worried constantly about money?

You might wonder what's causing that.

Maybe you've even tried implementing all the financial strategies, building up your savings, and increasing your income, but you still feel like no matter what strategies you do, overwhelming fear is always at play when money comes up.

That's because your body might be in constant "fight-or-flight" emergency mode around money.

I know because I was in that pattern for years without even realizing.

The good news is there's a lot you can do to change your body's physical response to money fears. And when you understand why your body goes into fear mode around money, you'll be more empowered to change that response  the next time it happens to you.

--> In this episode, learn how to stop feeling anxious all the time about money so you can move forward and continue on your path to financial freedom.

*We dive into understanding how the nervous system works so you can learn how to regulate your body's response to anxiety and overwhelm about finances.

*Building more awareness about how to calm your nervous system is one way you can start to tap into financial peace of mind and feel secure no matter the amount in your bank account.

*You'll learn some quick strategies you can do to tap into the "rest" side of your nervous system to feel more relaxed and slow down stress responses to money

Thank you for listening to the Finance Business & Purpose Podcast!

Do you believe so strongly in a cause, but have no need idea how you can build a community around it online while also getting compensated for your time?

If so, then in this episode, you're in for a treat! 

Guest Alisa Zipursky, storyteller, writer, facilitator, childhood sexual abuse survivor, and Founder of Healing Honestly, shares her story building an online community to support other survivors around the world. 

Alisa tells us about her experience transitioning from initially doing "free labor" to learning the value of her expertise, speaking, storytelling, and powerful community building work and starting to get paid for her speaking by universities and, most recently, for her writing as a published author.

Join us for a discussion on:

*How you can build a community for whatever cause you believe in passionately 

*Why impact and making money should not be "either/or"

*What to do, and how to reframe, when you feel insecure about charging for your time and energy

*How to make sure you are fairly compensated in the work around your passion so you have the resources to make it sustainable

Listen to Episode 161 "How to Build a Movement Online & Get Paid with Alisa Zipursky of Healing Honestly" if you're ready to stop doing free labor and build a sustainable way to make a bigger impact

Listen to hear my #1 success strategy for manifesting your personal, financial, career, and business goals.

Thank you for listening to The Business of Purpose podcast!

More than half - 54 percent - of student loan borrowers report experiencing mental health challenges due to student loan debt. 

So many of us feel crippling overwhelm, anxiety, fear, and even depression when it comes to even thinking about student loans.

What's causing that?

Often, it's due to not knowing your options and not having a financial plan. Without knowing what resources might be available to you to manage your student loans, and even potentially get loan forgiveness, it can feel nearly impossible to plan for the future, nevermind explore your purpose.

I completely get it. Many of the students I've worked with as an Accredited Financial Counselor® struggle to face their finances and take steps toward their personal and professional goals due to student loans.

Here’s the thing. Ignoring or avoiding student loans is the worst way to deal with them. 

Read that again.

It's like finding out a hurricane is coming to your area and just freezing up, hoping it will pass, instead of taking time to prepare your home and stock up on food and water. 

In this episode, learn options for student loans forgiveness, cancellation, and management that might be available to you so you can feel less overwhelmed and more in control with your financial planning.

In this episode, I’m going to show you how to start to move past the fear of facing student loans and start learning about options available so you can start to move forward. You’ll learn:

• The first question to answer in your student loan financial planning
• How to determine if you might be eligible for student loan forgiveness
• Ways that student loan cancellation might be possible
• What to do when you are not eligible for student loan forgiveness or cancellation, or in addition to those options

Listen to Ep. 159: How to Get Student Loan Forgiveness if you're ready to stop feeling totally overwhelmed and start feeling empowered with student loan options!

Wishing and hoping things you want in life will just figure themselves out eventually on their own is NOT the best way to make your goals happen.

Why is that?

Because being passive means being inconsistent.

Whether your goals are related to finances, business, and/or discovering how to make an impact on the world, consistency is what can help you move the needle.

Consistency is how we do the daily, weekly, and monthly actions that add up over time to get us where we want to go in life.

In this episode, learn three strategies how you can have a new perspective on consistency so you can stop feeling stuck doubting what to do and TRUST you’re on the right path to keep going forward. 

Listen to episode 157: "3 Strategies to Build Success Through Consistency" if you're ready to get moving on the path of turning your goals and dreams into reality.

Most people set themselves up for financial failure by budgeting in their head, on paper, or at best...maybe on excel. 

This approach to budgeting can actually make the process of managing money MORE stressful, anxiety-provoking, overwhelming, and trigger scarcity mindset.

Why is that?

Because it actually takes up so much mental space and energy to budget without a solid, streamlined system in place.

Yup, that's why most people hate budgeting. We hated budgeting too for years until we developed systems to make it as easy as possible.

Here’s the thing, if you’re feeling anxious about money all the time, can't sleep at night because you are always worrying about paying the bills, or are constantly overwhelmed with managing your finances....

Then getting the RIGHT system in place to budget that helps you manage your money EFFORTLESSLY can be life changing.

In this episode, learn how you can develop a budget system to stop living paycheck to paycheck and finally have financial peace of mind!

Did you know most new year's goals fail by February?

Why do you think?

Well, most strategies for goal setting actually set us up for failure.

I get it! I was left disappointed with the progress on my own new year's goals for most of my life.

There's another approach to go about goal setting though, which is  way more effective.

When you understand why most new year's goals are set up for failure in the first place, it makes it much easier to design a vision for the year that not only works, but can get you further than what you thought was even possible.

In this episode I’m going to show you how to avoid common mistakes for new year's goal setting so you can have the best year yet in 2023.

You’ll also learn:

*The top three reasons most new year's goals fail (surprise! it's not what you'd expect!)
*How to create your vision for 2023
*Tips to ensure you don't put yourself in a cage with your goal setting so you can allow yourself freedom and flexibility
*How to reverse engineer your goals based on your vision for 2023

The word "profit" can feel a bit triggering, bringing up negative narratives about the evil harms of capitalism, industrialization, and the patriarchy. 

In our own lives, we can  feel guilt and shame for wanting "more" - or essentially, profit  - more money, more time, more boundaries, more freedom, etc...

Even if we are broke, living paycheck to paycheck, not getting paid what we deserve, not charging for our work, or undercharging. 

We can also feel resentment toward those who are making surplus, and assume they must be "bad."

What causes that? 

Fundamentally, it's a misunderstanding of what profit and abundance truly mean.

This is something I've struggled with myself for years.

Here's the thing. Believing profit is a bad thing only keeps you in survival mode. 

But when you understand why the concept of profit is so misunderstood, you’ll know how to shift perspectives quickly the next time you feel guilty for wanting more.

In this episode, let's dig in to learn:

• How to stop feeling guilt for wanting more money 
• How to feel in integrity desiring more
• What to do when you want to feel good asking for money  
• How to finally shift negative thoughts around profit and embrace abundance in your life going forward

Listen to episode 153: "How to Stop Feeling Guilty Wanting Profit" if you're ready to avoid feeling guilt around wanting more and feel good asking for it!

Thank you for listening to The Business of Purpose podcast!

Are you left with zero energy to do anything after work? Do you feel overwhelmed, uninspired, unmotivated, even resentful? Are you asking, “what’s the point?”

What's causing that?

It's burnout.

As someone who has worked in nonprofits for nearly 15 years, I relate. I’ve had several periods of near burnout. I’ve probably burned out at a few points too.

Burnout is something we can almost ALL relate to…. (#amiright?!)

Here’s the thing. When it comes to burnout, working less does not fix the problem.

Read that again. "Say what?"

But when you understand why burnout happens, you’ll know how to overcome it quickly the next time it happens to you.

In this episode I’m going to show you how to overcome burnout for good so you can move forward. You’ll also learn:

• How to design your life so you jump out of bed in the morning so excited to get to work
• How to stop feeling burned out and do MORE
• What to do when you’ve realized you’re burned out
• How to (finally!) break free from burnout and put an end to it for good

Katherine shares with us the importance of having courage and following our calling so we can help others. She tells her story of being an electrical engineer turned social impact entrepreneur.

In this episode, we learn about following your instinct and the power of starting with small steps forward. Remember, action brings clarity, so it's important to start taking action to work toward your dreams.

Katherine has spent the last two decades helping huge projects happen, from designing and implementing next-generation power systems for utilities, NASA and military applications, to moderating symposiums with Presidential appointees.

She founded Morua Power and The Morua Power Foundation, whose mission is to build a just and equitable world, by connecting communities to power. She launched the Power A Nation initiative in support of social impact enterprises to help provide energy infrastructure, revenue generating opportunities and educational scholarships for communities world-wide.

Have you ever felt frustrated with your current financial situation, stuck, or trapped, knowing you are meant to make a bigger impact? Or do you feel like you spend too much time worrying about money and not reaching your potential?

Many of us are taught we have to either do good work and struggle financially or "sell out" to make money. But it doesn't have to be either/or.

Wanting more money doesn't make you a bad person. You can follow your purpose, start making an impact, and help others. Give yourself the time to start working on your purpose and build wealth with it.

Listen to episode #149 to learn more about how you can BOTH make a bigger impact AND make money in the process.

In this episode, Sara shares the story of finding her purpose over time, first starting with dance, and how to get more in touch with your body, instinct, and emotions.

She tells us how her experiences with dance gave her stability, how it has supported and protected her in many ways, and how it led to the next layers in her purpose.

Sara's story is a powerful example of how our purpose gets uncovered when we explore the world and follow what we love, while always coming back to ourselves and learning more and more who we are.

Taking time to really get to know yourself and your emotions is one of the keys to beginning to find your passion and purpose.

Thank you for listening to The Business of Purpose podcast!

In this episode, we cover three fundamental ways you can begin to get clarity on and expand into your purpose, based on my signature framework.

Join me in a loving conversation with my soul sister and one of my very best friends Layla Tannous, a real estate agent in the Washington, D.C. area, child of Lebanese immigrants, and beautiful human. Layla provides heart-filled guidance on how to serve from the heart and make an impact on individual people's lives no matter what work you’re doing.

In this episode, I dive into the term "social entrepreneurship" - why is it important? What does it mean? I share some public definitions interpreting the term and my own understanding of the concept at this time. I also share some of my own social entrepreneurship story.

Thank you for listening to The Business of Purpose podcast!

Fear of being visible online is one of the most important challenges to overcome if we want to fulfill our purpose and make an impact on the world.

Before we talk about pursuing social entrepreneurship, we have to first start talking about overcoming the fear of being visible and being seen. We owe it to the people who we are meant to help and who could benefit from what we have to say.

We each have a message to share no one else can say the same way. Your life experiences give you a perspective no one else in the world has and the internet provides opportunities we have never had before to speak up and share what you have to say to help others.

Listen to episode 144 of The Business of Purpose podcast to hear about my personal struggles with visibility online and how you can apply lessons learned to allow yourself to show up, be visible, and serve.

Thank you for listening to The Business of Purpose podcast!

✨ The Aquarian Age is a helpful concept from astrology to better understand all the shifts that have been happening in recent years in the world. Astrologers believe that this astrological age is related to hope and innovation and affects humanity. Traditionally, Aquarius is associated with electricity, computers, flight, democracy, freedom humanitarianism, idealism, modernization, astrology, rebellion, nonconformity, philanthropy, veracity, perseverance, humanity, and uncertainty. ✨ Under the Aquarian Age, we have entered a period involving the exponential rise of digital technology and an increasing focus on human rights. The Aquarian Age is thought to be characterized by intelligence and coming together in an effort to create something for the greater good. 💜 In this episode, we'll talk about the importance of finding your purpose and contributing to the collective consciousness. It's a process, and it will take time. There is no need to rush. Take the time to let the journey flow, discover your purpose, start following it, and work towards it. You may feel uncertainty in the journey, but it's part of the process. 

Share what you think of this episode with me on IG @adinaappelbaum and @immigrant.finance