Road To Wealth

Happy 2023!  On today's episode, I connect with Sam aka Finances with Sam on all social platforms.  He's a newly minted graduate at 23 years young with a passion of personal finance.  We talk through:

• Sam's upbringing around money
• Why he started his social media about Personal Finance
• New life changes

Go give him a follow on social and feel free to leave a rating and review on this episode.

I talk with Ericka Young (formally of Tailor Made Budgets) on Financial Wellness in the workplace. Ericka is a wife, mother, money coach, author, and overall amazing human being.  We talk through:

• Her debt payoff journey
• Creating content for credit unions/organizations to create financial wellness
• Our ability to dream bigger!

I want to thank her for coming on.  Go give her a follow on social and purchase her book!

On today's episode, I connect with Anita aka @the.retired.millennial.  You can find her educating on many different topics on YouTube, Twitter, and Instagram where she is impacting over 200K people every day.  We talk through:

• Anita's early relationship with money
• Saving and investing at an aggressive clip to achieve Coast FI
• Purpose of educating on technology and money for the next generation

Go give her a follow on her social.

On today's episode, I connect with Ben Hockema CFP, Founder of Illuminate Wealth Management.  Ben is a personal friend as he was our previous financial planner.  We talk through:

• Ben's early relationship with money 
• Entering the financial planning industry
• The importance of a financial plan and being a fiduciary
• Why Ben and his team fired me and my wife (jokingly!)

On today's episode, I connect with CEO of Phroogal and NY Times reviewed author, Jason Vitug.  Previously, Jason was a West Coast Executive in the banking industry and is now an advocate in the financial wellness space.  On today's episode we talk through:

• Jason's early memories of money
• Elements of financial wellness
• How we use money as a tool to build a more purposeful life

Many thanks to my friend Jason for coming on the Road to Wealth podcast. Go check out his materials and go buy his books.

On today's episode, I connect with Kelly Sjostrom (formally of Money Gal Coaching) on her debt payoff journey.  We dive into:

• Her early days with money
• Paying off over $46K of debt in 20 months
• Getting into money coaching and what drives her with her clients

Please give her a follow and reach out.

We kick off Season 4 of the Road to Wealth Podcast with my recap at FinCon 2022.  It was a great conference needed after hitting a creative wall.  It is what I needed to energize me and brought me back to why I started this podcast in the first place.  

I want to thank all my past guests that I met for the first time in person in Florida.  

Can't wait for Season 4!

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On today's episode, I connect with owner and founder of 1st Gen Wealth, Valerie Rivera CFP.  As a native Chicago-an, she has been in the wealth management industry for over ten years and was the first of many in her family.  She is using her many years to help her clients be generational stewards.  We talk through:

• Her early memories of money
• Background in wealth management
• Taking the risk and betting on herself starting her own practice, 1st Gen Wealth

I want to thank Valerie for coming on the show and sharing her story.  Go give her a follow!

https://1genwealth.com/

We begin a series with Chris of Heavy Metal Money around mindset and being able to "fail better".  Chris and I go through one another's past and present endeavors around how we view failure and our methods of overcoming.  We touch on a number of topics, and can't wait for more collaborations with Chris.

Go check out his blog, follow him on social, and subscribe to his YouTube channel

On today's episode, I talk with Cody Garrett, CFP and owner of Measure Twice Money.  We talk through his:

• Early relationship w/ money
• Pivoting being a full-time musician to studying and opening his own Financial Planning Business
• His vision with Measure Twice

I really appreciate him coming on here to share his story.  Feel free to give him a follow!

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Measure Twice Money

On today's episode, I connect with Denise Duffield Thomas.  She is a wife, mother, money coach, Author, and entrepreneur in Australia.  We had a great discussion on:

• Denise's history with money / for herself and with her family
• Money mindset topics and her path to entrepreneurship 
• The image of "wealthy" and perfectionism
• How we preserve our own space

I loved our conversation and encourage all of you to listen to her content and check out her books.

Denise Duffield Thomas

On today's episode, I connect with CEO of Bonefide Wealth, Doug Boneparth CFP.  We discuss the ever changing role of the financial advisor.  Doug intently targeted the millennial demographic years ago and is now paying off as our generation is mid-career and navigating our financial future.

Doug shares:

• Early days building his Wealth Management practice
• Goals of previous generations vs Millennials/GenZ
• Alternative investments (Bitcoin, Crypto, DeFI)

On today's episode, I get to talk to Chad aka @chadmoneymatter.  He is a husband, father, and works in the restaurant industry.  He doubled his net worth to $110K on a $50K salary.  We discuss:

• His early work and money lessons from his mom
• Chad's "a-ha" money moment
• Saving $39K on a $50K salary
• Investment philosphy

On today's episode, I give a brief update on things.  From world markets to me taking a Crypto course. 

Enjoy!

Road to Wealth Podcast Social

On today's episode, I share my conversation with Tom aka @TheFrugalGay11.  His money journey was rooted in a retail setting and he sold his first company's stock for an investment property at the age of 21.  Over 18 years of side hustling and buying additional real estate assets, Tom  recently left his 9-5 to pursue real estate full time.  

Tom shares:

• Early investment decisions
• Housing rehabs and reselling on eBay
• A future purpose of creating retirement living for the LGBTQ community

I loved our conversation and hope you find value in his story.  Feel free to reach out to him on social.

On today's episode, I connect with Sean aka, @FI_Squirrel on Twitter.  We've become friends over the past couple of months and we get to share his story and some of the early money lessons when he was building up his wealth.  He is a fellow husband and father of two.  We talk through:

• Early money lessons
• "Market Tuition"
• Money advice he gives now

S/O to Sean for coming on the podcast and sharing his wisdom.  Feel free to reach out to him on Twitter and download his Money Marathon Spreadsheet:

Welcome to Season 3 of the Road to Wealth Podcast.  On today's episode, I go into a monologue on how we stay the course.  It's end of January, and for those that set goals this year, don't give up!  I give my three tips on how we stay motivated this year to achieve our goals and what you can do to lean in to what you set out for yourself.

I changed the intro and the vibe for this season because...it is needed.  

Would love to hear from you all.  Feel free to reach out to me on Twitter and looking forward to a great new season!

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Road to Wealth Social 

Twitter: @roadtowealthpod

Instagram: @roadtowealthpodcast

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MUSIC 

WARM NIGHTS

Season 2 is a wrap and I use this episode to tee up what's in store for 2022.  

Thanks for tuning in and feel free to listen to any past episodes.

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Road to Wealth Social

On today's episode, I link up with Nathan Kennedy from Toronto Canada. At the young age of 24 years old, he decided to pivot out of a sales management track to become a money coach.  With hundreds of thousands of followers on TikTok and Instagram, Nathan has decided to bet on himself and brings valuable financial education to a larger audience.  We talk through:

• Early money memories and his overspending in college
• Marketing himself online
• Quitting traditional work to become a financial coach

I want to thank Nate for coming on and helping motivate all of us on our journey.  Feel free to give him a follow and listen to his podcast as well.

Nathan Kennedy Social

On today's episode, I speak with Dr. Chris H Loo MD-PHD.  He quit his lucrative medical career at an earlier age because he reached Financial Independence at the young age of 29.  He started his consulting company in 2017 in the effort to help other medical professionals achieve Financial Independence.

We talk:

• His early days becoming a Doctor
• Why he choose to leave the medical field
• Financial Independence through Real Estate
• His new calling helping other medical professionals

Go give Dr. Christopher a follow and check out his books and podcast

On today's episode, I connect with Justine aka Miss Financial Fitness.  She is a fellow FilipinX American that is spreading her positive message in education around the world.  We talk through:

• Her early money lessons
• Traveling abroad 
• Mission of creating a school in the Philippines

I want to thank her for her time and sharing her message with the world. Feel free to follow her and book some time via her Calendly, below.

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Justine Social

Hi Everyone!

On today's episode, I have the privilege to talk to Greg Scheinman of MildLife Male.  I've been a fan of Greg for so long as he has pivoted from traditional work in commercial risk management to becoming an entrepreneur.  His mission for MidLife Male is to help male clients navigate mid-life and help them seek answers.  We discuss:

• Early money lessons
• Changing careers to entrepreneurship 
• What really matters
• Navigating our mid life to make them the best years of our lives

I'm honored to have him on and inspired by what he does to demonstrate strength, vulnerability, and change.  Go follow him on his social/website.

Greg Scheinman

On today's episode, I provide my take on a topic from a listener.  S/O to Jose on Instagram.  He asked me to talk about if one take on FI/RE is the ONLY way to achieve Financial Independence/Retire Early.  I'm here to tell you that I don't subscribe to a "One Size Fits All" mentality.  Everyone has a take on what is "definition of the FI/RE" movement; yet we are all on different versions.  I share our four lessons as we are on this journey:

1. Run your own lane
2. Comparison is the Thief of Joy
3. It's not "One Size Fits All"
4. Life progresses on

Don't allow others methods and philosophies discourage you as you create your own.  Stick with your plan and adjust along the way.  

I would love to hear how you are approaching FI/RE.  Feel free to find me on social and let me know.

On today's episode, I talk with Chloe Daniels about her financial journey. As the oldest of five kids, she shares her process and the different job experiences that led her to quitting her career to pursue financial coaching full time.  We talk through:

• Early years and her relationship with money
• "Bare"ing herself on her blog and social media
• Quitting her 9-5 to become a full time entrepreneur and money coach

She brings a lot of joy and education to those that don't know where to begin with money.  I want to thank Chloe for her time and please give her a follow and be on the lookout for her financial course coming out soon.

P.S. We had some "toddler interruptions" from my child.  Be on the lookout for the bloopers on Instagram in the future!  Thanks for understanding Chloe!

Chloe Daniels Social

On today's episode, I connect with Jesse on his financial journey.  He is first a father and husband and at 35 years young, he has amassed a seven figure net worth (currently at $1.6M / October 2022) through a number of early disciplines and habits.  We talk through:

• His early years savings
• Strategy with Index Funds
• Lifestyle and how his career has projected him

I love Jesse's easy approach to life and financial strategy.  It's a real honor to know him and connect on life and finances.  Feel free to follow him on his social and visit his website.

Hello! On today's episode, I connect with David aka @UncommonYield on saving for kids.  We talk through his strategy with his four young ones and the different vehicles he's leveraging. We talk through:

• 529s
• ESA
• The "Daddy Interest Rate"
• Whole Life Insurance

I want to thank David for coming on the podcast and sharing. Please give him a follow

On today's episode, I have my friend and neighbor from the North, Clint Murphy / @growthwithclint on the podcast.  We talk through his financial journey in real estate, connecting with his family, and his definition of financial independence.  Clint opens up around what triggered his balance and finding his purpose with his family first while creating a multi-million dollar portfolio in real estate in Canada.

I want to thank him for coming on the podcast and sharing his journey.

Clint Murphy Social

Hello:

On today's episode, I talk w/ Mark Allan Bovair on his multiple comebacks.  Mark is a friend online and he shares his story ranging from:

• Getting out of $30,000 of debt twice
• Divorce
• Fatherhood
• Writing 
• Starting multiple businesses including becoming a licensed financial advisor

I want to thank Mark for coming on.  Feel free to give him a follow online and subscribing to his sub stack below.

Hello and Happy Labor Day!

On today's episode, I connect with Genevieve from Holistic Personal Finance.  We do a book review of Atomic Habits by James Clear and discuss how to build a good habit and break a bad habit financially.  I enjoyed our conversation as we use James' structure and talk about our money past and how we are growing.  Thanks again Genevieve!

Go check out her content on Instagram and if you are in need of financial coaching, feel free to reach out to her as well.

On today's episode, I talk through how to focus on running your own race.  There are times where we all get in to the game of comparisons.

"I am not making enough compared to my friends"

"I am not as fit as her"

We tend to use these limiting beliefs to stop our progress, or worse, stop the good habits.  I recently went through this when I compared our net worth to some of the averages out in the world.  I talk through four steps that can help focus on our race, and not any one else's.

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The Average Net Worth of Millennials by Age

Hello, 

On today's episode on the Road to Wealth Podcast, I have Stephen from MyWealthMoney. We talk about his investment journey starting at an early age collecting precious metals to his more recent investment in Ethereum.  I greatly appreciate Stephen for coming on the show and our continued relationship.  Feel free to give him a follow:

Hello all:

Welcome back to the Road to Wealth Podcast!  I'm excited to kick off Season 2 with 5am Joel and our discussion on achieving Financial Independence through a a sales career.  Sales is one of the highest production and compensated positions and a great path to build your wealth journey.  We talk through the pros and cons of it and how both of our experiences help shape our approach to our finances.

Hello All:

Welcome back to the final episode of Season 1 for the Road to Wealth Podcast.  On today's episode, I connect with FiftySat from FiftySatFinance.  We talk through his beginning debt, losses day trading, and his journey to grow his wealth.  After a tough conversation with his wife, he decided to make a change and build up rather than chase.  

At a young age of 26, FiftySat has amassed over $200K in a mix of equities and crypto.  We also talk about our mutual connection on Twitter as well as our love for Hip Hop.  Definitely appreciate his time and contribution to the podcast.  Go check him out!

On today's episode, I enlist my friend Jesse Cramer from The Best Interest Blog to talk through his early beginnings blogging and how today's content landscape is changing.  From TikTok to Instagram, there are other ways that content creators are reaching the masses.  I want to thank Jesse for his perspective and our continued dialogue on and off the mic.

Go check out his blog and podcast.  

The Best Interest Blog

On today's episode, I connect with Steve aka @thefrugalexpat1 on his journey to financial independence.  As someone that was raised in the United States originally, Steve now lives in Taipei, Taiwan teaching English and continuing his life of frugality.  We talk through:

• His background and early parts of saving and investing 
• The love of travel that him and his wife share
• How living in America compares to living overseas in Taipei

Really appreciate him coming on and sharing his journey so far.  Feel free to check out his blog and connect with him on Twitter.

On today’s episode, I have the opportunity to talk to Tyler Wright from Defining Wealth. He has reached well over $1M through a variety of investments all at the age of 27.  Today’s episode highlights Mindset and Motivation.  We talk through Tyler’s principles in how to continue to push for wealth both monetarily and in life.  Enjoy!

Tyler Wright / Defining Wealth Social

On today's episode, we have a Happy Hour format featuring three great personal finance personalities.  We have Cassandra, Gina, and Cyril talking about our relationship with money growing up in immigrant households.  We explore the topics of our parent's upbringing, talking about money in the home, what's defined as "success", and opportunities of the American Dream.

I can't thank them enough for this conversation and I hope it resonates with you all on how we are striving to build a better financial future for ourselves.  Please go and subscribe to their respective social accounts and appreciate you listening to the Road to Wealth podcast.

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Cassandra i.e. @brieonabudget