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Red Sign Podcast

Red Sign Podcast

By Red Sign Team
In this podcast series we will take a deep dive into everything you need to know when it comes to real estate. Sit down and listen to our very own Utah real estate experts and hear what they have to say when it comes to investing in real estate. We will release episodes each week on Wednesday! Each episode will cover a different topic from wealth building through real estate, to tips & tricks to help you get a leg up in the real estate game. You don't want to miss these short, helpful episodes! Hosted by the Red Sign Team, in affiliation with Keller Williams.
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Red Sign Podcast

Real Estate Funds
An investment fund is an entity formed to pool investor money and collectively purchase securities such as stocks, bonds, or real estate. Thus, a real estate investment fund is a combined source of capital used to make real estate investments. Real estate investment funds share some similarities with Real Estate Investment Trusts in that they're both pooled sources of capital used to invest in real estate. However, there are some key differences between them, including the fact that REITs are corporations that must distribute 90% of their taxable income to shareholders to maintain their tax-advantaged status with the IRS. Real estate funds don't have to comply with those rules; thus, many earn returns for their investors via capital appreciation instead of dividend payments. In this episode, we bring on guest speaker Bridger Pennington to explain his experience with Real Estate Funds. Bridger currently serves as the founder of 3 funds focused in debt and real estate which have raised and deployed millions of dollars. Listen in!
May 25, 2022
Rates, Rates, Rates
In the past, many people have believed that rising interest rates are a very bad thing for the real estate market. After all, who wants to pay more interest on the money they borrow to buy houses, right? However, this isn’t entirely true. As of April 21, 2022, the average mortgage rate is at 5.15% This may be alarming as a sudden rise is observed in the past weeks. But, Mortgage historical data shows that at 5%, we are still remarkably low compared to the previous years leading up to the pandemic, And a mortgage today with a fixed rate for the next 30 years is still considerably cheaper than historical comparisons, Thus buying a property now is still at a bargain considering the inevitable growth of the overall U.S market in the next years. Listen in as our experts discuss what is happening with rates in the current real estate market!
April 21, 2022
The Power of Co-Signing
If you have poor credit but still want to get a mortgage, adding a non-occupant co-signer to your loan can help you qualify for financing. But the decision to co-sign on a loan or add one to your mortgage isn’t one you should make without knowing all the facts. So what is a co-signer? A co-signer is someone who agrees to take on the financial responsibility of the primary borrower’s loan if they can no longer make payments, and is usually a family member, friend, spouse or parent. In this episode our guest speakers go over their experience with utilizing a co-signer and what you should know before venturing down that avenue!
March 23, 2022
Utah Economic Insights 2022
Central Bank hosted a meeting where they invited Natalie Gochnour, who is an Associate Dean in the David Eccles School of Business and Director of the Kem C. Gardner Policy Institute at the University of Utah, to speak upon economic insights for Utah in 2022. Natalie also serves as the chief economist for the Salt Lake Chamber. In this episode our two hosts, Clay Winder & Hayden Hewlett, break down all the information Natalie discussed. Utah is an amazing place to live. We’re growing at an exponential rate. But there is no way to predict what exactly is in store for the future but we hope this podcast helps you understand where we are currently headed for the time being. At the end of the day, every situation is different and if you are curious what makes the most financial sense for you and your family, reach out to us! We would love to have you sit down one on one, with one of our real estate wealth advisors to map out your specific financial game plan. Thanks for listening!  Blog Post with Detailed Information & Charts!
March 10, 2022
Buy Now & Wait or Wait to Buy?
Why does the current housing market feel like you are on a roller coaster ride in a fun house you might ask? Well currently there are 300,000 (ish) active listings in the US. For the market to be "balanced" we need around 1.5m. That's like walking into the grocery store and 80% of the shelves are empty. Interest rates will see 3 hikes in 2022. Roughly 1% of interest is equivalent to 10% of price when it comes to your monthly payment. We are actually seeing people who purchased just LAST YEAR make a SIZABLE amount of equity in their homes should they need to sell this quickly.  If you are on the fence, it is time to get off and make your move BEFORE the various rate hikes! In this episode, Clay Winder sits down with our very own young investor, Jordan Larsen, to talk about why you should buy now and wait instead of waiting to buy.
February 03, 2022
Guest Speaker: Appraiser - Jeff Pierson
Whether you’re buying a home using a mortgage, refinancing your existing mortgage, or selling your home to anyone other than an all-cash buyer, a home appraisal is a key component of the transaction. If you’re a buyer, owner, or seller, you’ll want to understand how the appraisal process works and how an appraiser determines a home’s value. In this podcast episode we sit down with Jeff Pierson, who has been a home appraiser for over 20 years. Listen in as Jeff goes over important factors that you need to know when it comes to home appraisals. 
January 26, 2022
Guest Speaker: Tanner Jones - The Man Who Built His Own Home
In this week's episode we sit down with Tanner Jones. Tanner currently works at Arrive Homes and has been working in the real estate industry for several years. We asked Tanner to serve as a guest speaker as he recently just completed building his home on his own. In this episode he goes over his journey in building his dream home from the ground up and what the pros and cons were to building your own home. Listen in!
January 19, 2022
Real Advantage Title: Bergundy Lowe
A title company acts as the controller of the closing process and the provider of title insurance. Title companies help people finalize their mortgages and transfer property from seller to buyer. This week's special guest speaker, Bergundy Lowe, has been working as an Escrow Officer for several years at Real Advantage Title. Her vast experience within real estate has given her special insight on the home buying process. Listen in as she explains the many moving parts of how title works!
January 12, 2022
Introlend - Guess Speaker: Mike Shehan
Welcome to Season 2 of the Red Sign Podcast! This season we are going to focus on the real estate investing journey of different individuals. Our goal is to show you that no two paths are the same. We will also be interviewing industry experts to give you an inside scope on what's happening in our industry and future changes you should be aware of as an investor.  In this first episode with sit down with Mike Shehan, Executive Finance Manager of IntroLend. IntroLend is a fully-operational, agent-owned mortgage company. They are dedicated to providing you with the safe, easy to use tools, and information you need to manage your personal finances. Mike goes over his vast experience of working in the real estate industry as well as his personal investing journey. 
January 06, 2022
2021 Rewind
In this episode we do a quick rewind on what 2021 has looked like for the Red Sign Podcast! We also give you a hint for what you can expect for Season 2 starting Wednesday, January 5th!
December 29, 2021
Jumbo Loans
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $647,200 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan. So what do you need to know about a Jumbo Loans? Listen to this episode for all the details!
December 15, 2021
Short Appraisals - How They Affect Home Buyers And Sellers
Short appraisals are more common because appraisers typically use a method of valuation called the sales comparison method. This strategy is based on using sales information from the last 6 months from comparable properties to give the subject property a fair market value. When home prices increase are moving dramatically every month instead of every year, this strategy is more susceptible to having appraisals come in low. In this podcast episode our hosts go over some strategies to protect yourself from a short appraisal & things you need to be aware of when entering a real estate transaction!
December 08, 2021
Custom Green Home Builder
In this special podcast episode our hosts sit down with, Kurt Antonino, founder of Green Tech Construction. Green Tech uses the latest green building science and techniques when building their custom homes. They are one of the few Utah custom green home builders that possess the National Association of Home Builders (NAHB) Certified Green Professional designations. This designation recognizes builders who integrate green building principles into houses without raising the cost associated with construction. Listen in as Kurt explains why he loves building and what you should know about when building a custom home!
November 24, 2021
Utah Real Estate Market Update & Forecast
Many experts stated that this years housing market shot way ahead of the economy, to a point that we saw an extremely hot market characterized by multiple offers, contingency waivers, buyer’s paying sellers closing cost, and of course RECORD HIGH PRICES. With all that being said 2021 has been a year for the record books, but what is in store for next year? The craziness brought upon by this year has left many people wondering if this next year will be a good time to enter a real estate transaction. Will the housing market crash? Will we be able to sustain the crazy high prices? There are a lot of questions out there and although we certainly cannot predict the future, we did our best to forecast what the 2022 housing market will look like based off of current market patterns and trends.
November 17, 2021
The In's & Out's of Investing in Land
If you are looking to invest in land then you do not want to miss this episode! We will take a deep dive with out new construction experts to teach you everything you need to about getting started!
November 03, 2021
Afghan Refugees Choose Utah to Call Home - A Story on Pursuing the American Dream
In this special podcast episode we sit down with the founding members of the Utah Hazara Association. These refugees have served with both American soldiers and United Nation forces in Afghanistan and have recently relocated to Utah. Listen to their story as they explain their journey from Afghanistan to Utah in the pursuit of the American dream. There is still a lot of help needed! If you would be interested in donating you can go to their website:  100% of all proceeds will go directly to refugee families here in Utah! 
October 27, 2021
How to Start Investing in Real Estate
Are you looking to invest in real estate but do not know where to start? Well this podcast goes over the details of investing in Real Estate with little upfront capital. You are never too young to start building generational wealth. 
October 20, 2021
BYU Housing - What Does it Mean For Investors and What Just Changed
We get asked all the time about the pro's and con's of buying BYU Approved Housing. As most of you are aware Provo has an interesting investment market that is unique to the area. Having one of the largest schools in the state you would think the rental market would be easy to jump in and make money. Well, BYU actually has very strict regulations on what can be deemed "approved" housing and has previously required all undergraduate single students to live within these boundaries.  Recently, Brigham Young University has announced significant changes to its student housing program effective fall semester 2022. Beyond their first two semesters, BYU undergraduate, single students will no longer be required to live in BYU On-Campus or BYU Off-Campus Contracted Housing. We go over the details of these changes in this podcast so you can know just how this will effect you as a real estate investor! Find BYU Approved Housing Here!
October 13, 2021
Mommy Let Me Out - The Time We Sold a Haunted House
It is spooky season, you know what that means, time for us to break out all our haunted house stories. We have sold quite a few homes in our time but this story has to take the crown for the spookiest. In this particular story we go over the crazy things, Clay Winder, experienced when he purchased a very old house in Provo, UT. This 1940's home had some character and the things he found will make you want to go check your attic... or not. Listen now and feel free to submit your crazy halloween stories, we would love to hear them! Enjoy this fun little halloween special.
October 06, 2021
Renting Room By Room
This is an episode for all our real estate investors. If you have a rental property (or two) you might be wondering how you can get the most out of it. Well when it comes to renting out your property you actually have several options! One being that you can rent it out "room by room". If you are looking to cash flow a little more each month this might be the option for you! In this episode our hosts go over all the details and logistics for renting out by the room.
September 29, 2021
Real Estate Wholesaling in Utah vs. The U.S.
Are you interested in learning about Wholesale Real Estate Deals, well if so this is the episode for you! We will go over how to find wholesale deals, how to manage them, and why it could be beneficial for you! There are many different reasons for wholesale deals and we cover it all so you can be informed going into your next real estate transaction if this is the path for you!
September 23, 2021
Choosing the Flavor of Rental You Want to Buy
When it comes to investing in real estate there are many different options or 'flavors' if you will that are available. There is simply not a clear defined 'best option', it truly comes down to who you are as an investor and what you want. So which flavor makes the most sense for you? We will go over an in-depth analysis of the variety of asset classes to help you figure out the best option for you as an investor! 
September 15, 2021
I Bought A Rental Property, Now What?
For all our young investors that are looking to self manage their rental properties this is the episode for you! Using a Property Management company can save you a lot of hassle but it does come with a cost! Typically those new to the real estate investing game will choose the self-managing route for the first few properties to try and save money where they can. In this episode we go over the most common questions we receive from our clients starting out with their first rental properties. If you have any further questions about managing your properties feel free to give us a call! 
September 08, 2021
Getting Your Real Estate Investment Journey Started
In this weeks episode we have a special guest host, Rusty Pollard. He currently runs a team that specializes in multifamily and commercial re-development and development projects across the nation. They place their passive investor's funds into solid, cash-flowing projects and provide exceptional ongoing asset management and operations. Rusty goes over his real estate investment journey in-depth and gives key advice on how you can become the next real estate tycoon. If you want to create legacy wealth for your family for generations to come I promise this is an episode you want to listen to!
September 01, 2021
Why You Should Keep Your Eye on Vineyard, UT
Vineyard, Utah is one of the fastest growing cities in Utah. Listen as local experts discuss the future plans for Vineyard. There are some pretty cool plans in the work and I recommend listening if you are a real estate investor. The demand for housing in Utah County has sky rocketed and Vineyard has some pretty cool solutions for high density, walkable city living. 
August 25, 2021
Market Predictions & Why You Should Refinance
In this episode our hosts go over a quick market update. We are seeing some new real estate market trends that are affecting certain areas more than others. We also dive into future market forecast for what the next few months will look like in terms of rates and trends. The other topic discussed in this episode is refinancing your home, and how it can benefit you and excel your real estate investing journey.
August 18, 2021
Josh Powell's Realtor Tell's All
Susan Powell from West Valley, Utah disappeared on Dec. 7, 2009, and the search for her, made headlines across the country. Her husband, Josh Powell became the prime suspect. Most of you have already heard the story, but this podcast episode offers a new insight from Josh Powell's Realtor. Our very own, Clay Winder, worked with Josh before everything unfolded. Listen in to hear the untold story of Josh Powell from his real estate agent's perspective. 
August 11, 2021
Cost Segregation - A Secret of The Rich
Have you ever wondered how the rich keep on getting richer? Well there are some ‘secrets’ if you will that they live by. These little tips and tricks can be the difference in saving 100’s of thousands of dollars. In this episode our hosts go into detail on cost segregation for residential properties, and how it can benefit you as a real estate investor. I promise this is an episode you do not want to miss.
August 04, 2021
Why Your Team Matters When It Comes To Real Estate
Who you choose to surround yourself by matters. Whether it be your professional life or personal life you want to have the best people in your corner. So why wouldn't this be true when it comes to real estate? In this podcast we discuss the value of having a licensed agent on your team, and what we do to make sure we can get the best deal for you.
July 21, 2021
Investing in Real Estate With Little Cash Down
Have you been looking into investing in real estate but don't have the capital? Do you have some money saved up but not enough to put 20% down? Well you may have more options than you think. Listen in as our hosts discuss creative ways to invest in real estate.
July 14, 2021
What You Need To Know About Property Management
Sit down and listen to our guest host, Devon Galland, as he discusses the in's and out's of property management. If you are looking to become a real estate investor these are things you must be aware of. You hire a property management company to deal directly with prospects and tenants, saving you time and worry over marketing your rentals, collecting rent, handling maintenance and repair issues, responding to tenant complaints, and even pursuing evictions. It is important to learn the total cost to run your business efficiently and at a high level and this episode covers it all.
July 07, 2021
How To Become A Young Real Estate Investor
In this week's podcast episode our guest hosts, Kaitlin Oberg and Trevor Ludlow, go over their personal journey's in becoming young real estate moguls. They will cover road blocks to be aware of, what you can expect, timelines and where to get started. If you have been thinking about taking the plunge listen in to their advice and tips for how to become a young real estate investor. You are never too young to start investing in your future. 
June 30, 2021
Avoid Capital Gains Tax - Fundamentals of a 1031 Exchange
In this podcast episode our local real estate experts discuss how you can avoid capital gains on your real estate investment property sale. The IRS Code Section 1031 exchange allows an investor to trade real estate held for investment for other investment real estate and incur no immediate tax liability. Listen in for more helpful tips and tricks of the rich!
June 23, 2021
Real Estate Investing With Creative Financing Between Buyers & Sellers; Lease Options, Contract For Deed and Seller Financing.
This episode covers real estate investing with creative financing between buyers & sellers; lease options, contract for deed and seller financing. Listen as our experts discuss various ways one can get creative when it comes to financing for real estate other than the normal way of financing with conventional loans and running into loan limitations. If you are thinking about investing in real estate I promise this is an episode you do not want to miss.
June 16, 2021
What Does a Deal Look Like This Summer?
We all know the Utah real estate market is HOT, so how does one know if they are getting a good deal? This hyper-appreciating market leaves a lot of people concerned about potential crashes. However that is not the case, at least for this summers housing market! Listen as out local real estate experts dive into the details of how to know if you are getting a good deal this summer on purchasing property. 
June 09, 2021
What to Expect For This Summer's Housing Market
Is now a good time to purchase a home? Will the market eventually crash? Will home prices keep going up? These are all questions we have gotten multiple times over the past few months! There are a lot of unknowns out there but based off the current market trajectory we discuss in this episode what you can expect to see in the housing market over the summer! This episode is a quick market update on Utah's real estate market. This is our forecast based off of how the current market is performing, for an in-depth analysis on a specific neighborhood reach out and we will have one of our market experts give you the details!
June 02, 2021
Asset Protection - Formalizing the Legitimacy of Your Real Estate Investments
If you are looking to build your legacy wealth this is the episode for you! Our host, Clay Winder, sits down with Jonny Christensen, Regional Director of Keller Williams Utah, to discuss formalizing the legitimacy of your real estate investments through LLC's! This is also known as the "get rich slow scheme"! Listen in now!
May 26, 2021
Off Grid Housing In The Middle of The City Part 2
Listen in as we discuss energy creation and energy storage in part 2 of our off grid housing conversation! There are many moving parts when it comes to energy efficiency, and in this episode we take a deep dive into the specifics of creating and storing energy. This is a great series to listen to if you love mother earth, are looking to save money, or simply want to be sustainable in the case of a large power outage(or if you consider yourself a doomsday preparer)! Listen now!
May 19, 2021
Off-Grid Housing In The Middle of The City Part 1
There are 4 conversation pieces when it comes to energy efficiency for housing: energy conservation, energy consumption, energy creation, and energy storage. What do all these mean, and what does it mean to have your home off-grid? These are all topics we will cover in this two part series. This is a great series to listen to if you love mother earth, are looking to save money, or simply want to be sustainable in the case of a large power outage! Listen now!
May 12, 2021
New Construction Process For Custom Homes
Like everywhere else in the nation, Utah is facing a major housing inventory crisis. With a record low supply and a high demand people are starting to lose hope on finding their dream home. But hope is truly not lost, you can actually build your dream home to meet all your wants & needs! So what does that process look like, and where do you even begin? Clay Winder and Hayden Hewlett, local Utah new construction experts, will take you through the process step by step. From picking out your lot, to designing the perfect home if you are considering a custom build home you don't want to miss this episode! 
May 05, 2021
What You Can Do to Add Value to Your Home or Investment Property
In this episode our guest host Taylor Frampton speaks with Clay Winder about how you can add value to your home or investment property. Whether it be a flip, an inherited property, or just a home that needs a little love, these are some great rules to live by to help elevate your property. We will take a deep dive into 8 low-cost tips you can implement to gain a ton of equity in your home! 
April 28, 2021
Going From Houses to Hotels Monopoly Style
Have you ever wondered why the rich keep on getting richer? What are their so called secrets? We may not have all the answers but when it comes to investing in Real Estate there are many 'tricks of the trade' if you will that can help you optimize your profit. In this episode we discuss how you can go from houses to hotels, just like in Monopoly, but this time you are cashing in for some real money! I promise you won't want to miss it!
April 21, 2021
How to Invest in Real Estate
There are many reasons to invest in real estate. From the outside looking in it can seem like a daunting task but in reality it is actually quite simple. In this episode our guest host, Cameron Wilson Director of Operations at the Red Sign Team, discusses with Clay Winder the logistics of how and why you should start investing in real estate today! If you're thinking about diversifying your investment portfolio this is an episode you for sure do not want to miss! 
April 13, 2021
Mortgage Rates
In this podcast episode we go over mortgage rates, housing sustainability & various loan programs. Austin Ingersoll, Branch Manger at Security National Mortgage Company, is this week's guest host. Listen to what he has to say about what is going on in the world of Utah Real Estate including, future financing programs, the affordability crisis, and building vertical! 
April 07, 2021
Why Choose Keller Williams Westfield?
In this podcast episode we take a deep dive into why you should choose Keller Williams Westfield as your Real Estate brokerage. Our guest hosts for this episode include Timothy Hewlett, CEO of Keller Williams Westfield, and Shoney Ivens, High-Performance Coach at Keller Williams. As one of the top producing brokerages in the state of Utah we have a lot to offer! From profit sharing, to goal setting and everything in between you do not want to miss this episode if you're thinking about joining (or are already in) the real estate business!! 
March 31, 2021
How To Become A Real Estate Agent
Have you ever wondered what it takes to become a licensed Realtor in the state of Utah? In this podcast episode we go over the in-depth process of becoming a Utah Real Estate Agent. From classes, to paperwork, to taking the test we will go over everything and anything you need to know including cost.  Links:  Classes: State Testing:
March 24, 2021
New Construction Financing
In this podcast episode we take a deep dive into new construction financing. Currently in the state of Utah there is an unprecedented low number of homes available on the market, due to overwhelming demand and low supply! To combat the record low housing inventory, more and more people are moving to new construction. This allows you to build your dream home while also giving you a more flexible timeline(plus you're not competing with a million other offers).  Listen to what our experts have to say about the new construction process and what it all entails when it comes to financing!
March 16, 2021
Making A Real Estate Change in 2021
Making a move can be a pretty daunting task as is, let alone adding a pandemic and economic crisis to the mix. There are still a lot of unknowns out there, and this year has left many people with questions unanswered when it comes to making the right decision. In this episode we will discuss the various steps of listing your home, and go over the different options people have that you might just not know about! Listen to the numbers and what our experts have to say to see if now is the right time for you to finally make that move!
March 10, 2021
Everything and anything you need to know when it comes to real estate. Sit down and listen to some of our local Utah experts and hear what they have to say when it comes to investing in real estate. In this first episode we discuss the basics of real estate investing, and current utah housing market statistics. 
February 24, 2021