Living Irvine

Hey everyone! As spring approaches, I have been getting a number of inquiries asking, "Alex I am considering buying a home! Where do I start?" Before any home search, it is imperative to get pre-qualified or pre-approved. Doing so allows you identify your budget early, help you plan a course of action, and further streamline the home buying process. Many times, consumers believe that the Real Estate Agent handles everything to include the mortgage or vice versa. In fact, the lender and the real estate agent work hand in hand to help borrowers reach home ownership! If you have any questions, do not hesitate to reach on out to us! Real Estate Agent w/ The Ronnie & Cyrena Group / BHHS California Properties Alexander Deguzman / BRE#01997929 P: 714-655-9910 E: Alexdeguzman@bhhscal.com W: www.alexdeguzman.bhhscalifornia.com Mortgage Loan Officer w/ Excelerate Capital Dat Nguyen / NMLS: #1457879 P: 949-214-5382 E: dnguyen@exceleratecapital.com W: www.exceleratecapital.com

Hey everyone! This episode highlights the Irvine Spectrum! Located right off the 5 & 405 Freeway! The Irvine Spectrum is by far one of my favorite places to go! It has tons of eateries, attractions, shops, and places to grab a drink! Whether you're a young family, going on a date, or going alone! The Irvine Spectrum has something for everyone! Address: 670 Spectrum Center Drive, Irvine CA 92618 Phone: 949-753-5180 Hours of operations Sunday-Thursday: 10AM-9PM Friday-Saturday: 10AM-10PM www.shopirvinespectrumcenter.com Are you an artist looking to perform at the Irvine Spectrum? Contact: klengel@irvinecompany.com Do you have a place, restaraunt or business you want me to cover? Are you somebody who wants to get featured on my podcast? If so, contact me below! Alexander Deguzman/BRE#01997929 P: (714)-655-9910 E: Alexdeguzman@bhhscal.com W: www.alexdeguzman.bhhscalifornia.com

Episode 5 - Downpayment vs Closing Cost During this episode I go over the difference between a down payment and closing cost! This is a frequently asked question that I get asked from all of my first time home buyers! In this podcast you will learn the following: - What is a Down Payment (Why you need one) - What is Closing Cost (What does closing cost entail) - How much you can expect to pay in a Down Payment & Closing Cost - How to figure out how much you will need up front - Different methods to eliminate or reduce those costs As always, I definitely appreciate you taking the time to tune in to my podcast. IF you enjoyed it, it would mean the world to me if you could take 30 seconds to leave me a 5 stars and review! If you're currently in the market or you have a topic you would like me to cover! Do not hesitate to contact me! Alexander Deguzman/#01997929 Email: Homesbydeguzman@gmail.com Phone: (714)-655-9910 FB/IG/SC: @Homesbydeguzman Love you all!

Episode 4 - Pre-Approval vs Pre-Qualification & What lenders are looking for when applying for a mortgage Welcome everybody to my Real Estate podcast episode 4! During this episode I will be covering the key differences between a Pre-Approval/Pre-Qualification and its importance. In addition, I will be giving you quick snapshot on what lenders are looking for when it comes time to apply for a mortgage. Whether you're looking to purchase in a month, 3 months, 6 months, a year, or NEVER. This information is key as it will further streamline your home buying process! Summary: - Pre-Qualification versus Pre-Approval & Its importance - What Lenders are looking for when applying for a mortgage - Capacity - Credit Worthiness - Collateral Lastly, I want to apologize for the audio quality of this particular episode. I can assure you that the value is still there! I recently went out of town for a few weeks and was having some technical difficulties. However, I did not want that to stop me fr

Hello Everybody! Welcome to my podcast Episode 3 - Different Factors To Consider When Writing An Offer! During this episode, I bring to light many of the different factors that come into play when writing a real estate offer. Whether you're looking to purchase or sell a home, people always get so fixated on the list price. The fact of the matter is, it is all about the NET! How much you take home OR are out the door is what matters! Below is what value you should be receiving by the end of the podcast! - The importance of making your first offer the best offer - Why you should focus on the overall net versus the list/purchase price - How to make your offer stand out - The risk in writing a low ball offer I hope I was able to add value to your life! As always, I appreciate you for taking the time to listen! IF you liked my content, please take a quick moment to give me 5 stars/Review and share this podcast with your friends & family! If you have any questions, topics, or you just