Michael's Insurance Podcast
By Michael Young
michaelyoungstl.com
The choice of a lawyer is an important decision and should not be based solely upon advertisements.
Michael's Insurance PodcastMay 01, 2021
BONUS EPISODE - Are there strategies to ensure liability coverage for construction defect claims? (Ep. 3.1)
An Underrated Legend in the CGL/Construction Defect Battles (Ep. 3)
Michael discusses the role that George Tinker played in the decades-long dispute over whether construction defect claims are covered by CGL policies. He is joined by Seth Lamden, a partner in the Chicago office of BlankRome LLP.
Excellent sound effects, with some modifications, courtesy of Timbre (https://freesound.org/people/Timbre/sounds/392182/).
The choice of a lawyer is an important decision and should not be based solely upon advertisements.
BONUS EPISODE - Are there strategies to protect against false certificates of insurance? (Ep. 2.1)
The choice of a lawyer is an important decision and should not be based solely upon advertisements.
Are certificates of insurance really "worthless"? (Ep. 2)
Michael discusses whether certificates of insurance are really "worthless." He is joined by his HeplerBroom partner Aleen Tiffany.
Excellent sound effects, with some modifications, courtesy of pyoorgoodshed (https://freesound.org/people/pyoorgoodshed/sounds/426650/), betchkal (https://freesound.org/people/betchkal/sounds/258322/), and copyc4t (https://freesound.org/people/copyc4t/sounds/146434/).
The choice of a lawyer is an important decision and should not be based solely upon advertisements.
The Little Known Story Behind Maryland Casualty Co. v. Peppers (Ep. 1)
Michael explains the little known story behind the Illinois Supreme Court's landmark decision in Maryland Casualty Co. v. Peppers, one of the first cases in the country to recognize an insured's right in some instances to independent defense counsel. You can read the decision here (https://law.justia.com/cases/illinois/supreme-court/1976/47755-6.html). You can view the Made in the USA documentary mentioned in the episode here (https://video.ninenet.org/video/made-in-usa-the-east-st-louis-story-ccgfta/?gclid=CjwKCAiArbv_BRA8EiwAYGs23PDK_aQyU-jLnAFjb2Qzs4tBwXecsjW_XQP6kOjJNfwtiN-6WHQPWRoC6u0QAvD_BwE). Excellent sound effects, with some modifications, courtesy of kwahmah_02 (https://freesound.org/people/kwahmah_02/sounds/244932/); and TaranP (https://freesound.org/people/TaranP/sounds/362206/).
The choice of a lawyer is an important decision and should not be based solely upon advertisements.
Professional Liability Insurance for Police Officers? (Ep. 97)
You can read the news story here (https://kstp.com/news/minneapolis-reform-plan-would-require-insurance-for-officers-/5754058/).
You can read his LinkedIn post here (https://www.linkedin.com/feed/update/urn:li:activity:6676283456097411073/).
Handling non-COVID-related claims in a COVID world (Ep. 96)
You can register for the FREE webinar here (https://protect-us.mimecast.com/s/HFh5C82XE0IXYGJAf20isW?domain=zoom.us).
Are we doing virtual jury trials now? (Ep. 95)
My good friend Shari Belitz discusses virtual jury trials.
What about the intended or expected injury exclusion? (Ep. 94)
You can find the article discussed in the episode here (https://chicago.suntimes.com/columnists/2020/5/8/21252579/gov-j-b-pritzker-stay-home-order-coronavirus-illinois-reopen-lawsuits-rich-miller-capitol-fax)
Coverage is busy! (Ep. 93)
What about Zoom court hearings? (Ep. 92)
Credibility on LinkedIn (Ep. 91)
What would you change about insurance policies? (Ep. 90)
The importance of denial letters (Ep. 89)
Teaching insurance can help you understand it better (Ep. 88)
How does these insurance policies fit together? (Ep. 87)
Will executive orders establish business interruption coverage? (Ep. 86)
Fortunate (Ep. 85)
Animal liability coverage (Ep. 84)
Now a request for a business interruption MDL (Ep. 83)
Will the pollution exclusion apply to COVID-19-related liability claims? (Ep. 82)
In defense of the the “big, bad” insurance company (Ep. 81)
A Tale of Two Cities (Ep. 80)
Is extrinsic evidence relevant for the duty to defend? (Ep. 79)
You can read the court's opinion here (https://courts.illinois.gov/Opinions/AppellateCourt/2020/1stDistrict/1182491.pdf).
What can learn from the business interruption lawsuits? (Ep. 78)
Michael discusses what we can learn so far from the lawsuits seeking business interruption coverage due to the COVID-19 situation.
You can read the complaints online in this public folder (https://www.dropbox.com/sh/q8gj1ggvrk4eekk/AABcEOCUGicPhRyqVQOEO_Qqa?dl=0).
Is this a good time to settle a case? (Ep. 77)
Do an insurer's claims handling obligations continue after suit is filed? (Ep. 76)
You can read the court's opinion here (https://www.courts.mo.gov/file.jsp?id=154356).
What should we wear on Zoom video meetings? (Ep. 75)
Can the insurance industry explain what insurance is better? (Ep. 74)
Check out #insurlaw on Twitter! (Ep. 73)
How will the COVID-19 situation affect nuclear verdicts? (Ep. 72)
For more information, you can email Shari at sbelitz@blueprinttrial.com or call her at 201-838-1027.
Are we paying too much for auto insurance? (Ep. 71)
You can read the story here (https://www.forbes.com/sites/advisor/2020/03/31/consumer-groups-say-were-overpaying-for-car-insurance/#61719dcf2073).
You can discuss in Michael's LinkedIn post here (https://www.linkedin.com/posts/michaelyoungstl_insurance-activity-6651271568548786176-gngl).
Well-known chefs talk to Trump about business interruption coverage (Ep. 70)
Communication is important more now than ever (Ep. 69)
How much could these business interruption claims cost the insurance industry? (Ep. 68)
What is “publication” in an insurance policy? (Ep. 67)
Gratitude (Ep. 66)
Don’t forget the basics (Ep. 65)
Will your state require policy renewals? (Ep. 64)
Mediation by video? (Ep. 63)
The statutes of limitations are being extended! (Ep. 62)
Now Congress enters the business interruption coverage debate (Ep. 61)
Michael discusses whether Congress may a play a role in the business interruption coverage debate over coronavirus claims.
You can read the letter from Congress here (https://www.dropbox.com/s/f5bbtuxg71y27yg/Congress%20Letter.pdf?dl=0).
You can read the insurance industry's response here (https://www.dropbox.com/s/iu9hcr01yelgusd/Joint_Trades_Response_1584664931.pdf?dl=0).
Can the legislature force insurers to pay coronavirus claims? (Ep. 60)
Michael discusses a bill introduced in New Jersey to require insurers to pay certain coronavirus claims. You can read the bill here (https://legiscan.com/NJ/text/A3844/id/2173309).
First Insurance Coronavirus Lawsuit Filed (Ep. 59)
Michael discusses the first lawsuit seeking insurance coverage for a coronavirus-related claim. You can read the lawsuit here (https://www.dropbox.com/s/8g0bv75qvg83yt9/LA%20BI%20Petition.pdf?dl=0).
Life and Deadlines Go On (Ep. 58)
More thoughts on insurance claims related to coronavirus (Ep. 57)
You can find the article by his partner Rick Hammond here (https://www.dropbox.com/s/sh5i5xednwvevf1/The_Coronavirus_Impact_on_Business_Interruption_Coverage_1584139438.pdf?dl=0).
You can read local the local newspaper story here (https://www.stltoday.com/business/local/it-s-crippling-restaurants-hit-by-coronavirus-won-t-get/article_c10fad44-1e19-5b2f-928f-35966dc3d3db.html).
Are you working from home today? (Ep. 56)
Special Guest Meg McKeen discusses business development ideas for attorneys (Ep. 55)
Do you use dictionaries to interpret insurance policy language? (Ep. 54)
Michael discusses a recent Missouri appellate court case in which the court explained the importance of using dictionaries to interpret insurance policy language. You can download the case here.
Advice for a Young Coverage Lawyer (Ep. 53)
Michael shares his advice for young coverage lawyers.