Skip to main content
Military Bottom Line

Military Bottom Line

By Jason Burds

Whether you're in the military, considering joining or just want to learn more about military life and opportunities, this podcast is for you. Every week I talk to someone new that has their own first hand experience with the US military. While we focus on the opportunities the military offers for personal growth, we also discuss the cost of those opportunities. I truly believe the military is the greatest opportunity to build a strong future at a young age. Learn with me as we discover how others have made it work for them.

*Links in show notes may be affiliate links*
Available on
Apple Podcasts Logo
Google Podcasts Logo
Pocket Casts Logo
RadioPublic Logo
Spotify Logo
Currently playing episode

Ep. 89 - David Hopkins - Stepping on an IED, 8 years of school & VR&E Benefit

Military Bottom LineApr 30, 2024

00:00
01:30:23
Ep. 89 - David Hopkins - Stepping on an IED, 8 years of school & VR&E Benefit

Ep. 89 - David Hopkins - Stepping on an IED, 8 years of school & VR&E Benefit

In this episode of, we delve into the gripping journey of David Hopkins, a former Marine Corps Infantryman who enlisted on a five-year contract to escape his turbulent past. On a kinetic Afghanistan deployment with 3rd Battalion 5th Marines, David faced the horrors of combat just three weeks into his deployment when he stepped on an IED. But David's story doesn't end on the battlefield. Despite his intense experiences, he refused to let his dreams crumble in the dust. Through sheer determination and the support of programs like the GI Bill, VR&E, and VA Disability, David embarked on a grueling eight-year mission to carve out a new path for himself. Tune in as David shares his remarkable journey from the frontlines of war to the halls of academia, where he pursued a degree in Mechanical Engineering against all odds. His story is a testament to the resilience of the human spirit and the unwavering resolve to persevere, no matter the obstacles. David shared the following video taken during Afghanistan deployment: https://www.youtube.com/watch?v=wObO3xb_OdQ

Apr 30, 202401:30:23
Joe Malone - Staying Lethal
Mar 27, 202453:46
Bill Fulton - Veteran Owned Business & FREE Government Surplus
Mar 19, 202458:10
What the heck am I doing?

What the heck am I doing?

Trying to recreate the momentum I had. No editing, just action. Hope you all are well.

Mar 12, 202410:21
Adit Shah - Working for FREE during Navy Transition | Ep 86

Adit Shah - Working for FREE during Navy Transition | Ep 86

Adit Shah is a real estate devemoper and private equity syndicator. After separating honorably from the US Navy, he worked for a developer for FREE for 1 year which led to him founding Housebender Inc, his own development company. Adit also co-founded Tempest 22, a private equity company which raised $3.2M and acquired $18M in assets in under 1 year.


Connect with Adit:

Instagram: https://www.instagram.com/housebender/

Website: https://housebender.com/

Jan 23, 202442:22
Don't Waste Your GI Bill

Don't Waste Your GI Bill


A lot of veterans find themselves struggling academically after they leave the service. There are a myriad of problems that can come from failing classes while using your GI Bill. After 3 degrees, I have compiled my tried and true methods to ensure success in every college class. Hope these help!

Sep 30, 202309:11
Bill Gureck - From Enlisted Sailor to U.S. Naval Academy | Ep 85

Bill Gureck - From Enlisted Sailor to U.S. Naval Academy | Ep 85

Tune in to hear Bill's story - how/why he enlisted in the Navy and ultimately found a back door entry into the U.S. Naval Academy. Bill shares details on how to replicate this path, details no one talks about, flight school upset and Navy life as a whole.

Mar 21, 202301:08:49
GI Bill for National Guard & Reservist | How to Get 100%

GI Bill for National Guard & Reservist | How to Get 100%

If you joined the National Guard or Reserves, you're not going to want to miss out on the opportunity that is the Post 9/11 GI Bill. While it's nearly a guarantee for active duty veterans, it's far from a guarantee for National Guard and Reservists.  

Some order count for eligibility and some don't. If you serve 90 days of qualifying orders, you'll receive 50% of the GI Bill. If you serve 36 months of qualifying orders, you'll receive 100% of the benefit and there are incremental eligibility levels in-between. Stay tuned to learn the specifics.

Mar 11, 202313:52
Free Graduate School for Mental Health Professionals | 'Readjustment Counseling Service Scholarship'

Free Graduate School for Mental Health Professionals | 'Readjustment Counseling Service Scholarship'

If you're considering going to graduate school to become a counselor, this could be the perfect opportunity for you!  2 years of free graduate school in exchange for guaranteed employment and an adventurous place to live?  Sounds like a deal!  

For more info: https://www.vetcenter.va.gov/Vet_Center_Scholarship_Program.asp

Jan 19, 202304:02
Douglas James - Military Side Hustle to Full Time Entrepreneur | Ep 84

Douglas James - Military Side Hustle to Full Time Entrepreneur | Ep 84

As a highly-successful entrepreneur, Douglas James has seen over-and-over how fellow business owners have amazing ideas which deserve to succeed. This knowledge inspired Douglas to empower budding entrepreneurs on how to acquire, close and retain amazing clients, so they can finally experience the lives of their dreams.  

Douglas decided he wanted to help others to succeed during his time in the Navy. In 2015, he was deployed on a humanitarian mission that allowed him to assist some of the most impoverished communities in the world. It was then and there that Douglas knew he wanted to live his life with great purpose and do everything he can to raise others up.  

After returning home, Douglas launched his career as an entrepreneur and immediately experienced the power of certain digital marketing and advertising techniques and how they can positively impact virtually any business.  

Douglas also immersed himself in the world of Facebook Ads and YouTube Ads, learning all he could about this effective marketing platform to reach global audiences. He has used Facebook Ads to help numerous local businesses to succeed, and then expanded his scope to online coaching so he can help other business owners do the same. Known as “The High-Ticket Client Guy”, Douglas has already trained and coached over 5,000 entrepreneurs on how to turbo-charge their earning potential with his proven sales and marketing strategies.  

Douglas James has been aired on Live TV and featured in major publications like FOX, Entrepreneur, Yahoo, NBC and ABC to name a few. He is a 2-Time Inc. 5000 Entrepreneur, meaning that his company is one of the fastest growing companies in the United States today. Douglas will never forget his time working with the people of Papua, New Guinea and other countries, many of whom were lacking basic essentials like shoes. As a result, he focuses on being a for purpose business, giving back to non profits like Pencils of Promise who build schools for kids in Mexico and RIP Medical who eradicate Military and Veteran Medical Debt.  

Connect with Douglas 

Linktree  

Military Wealth Summit 

Jan 17, 202340:57
Combat to College with John Davis | Ep 83
Jan 06, 202338:04
Does GPA Matter for Veterans Using the GI Bill?

Does GPA Matter for Veterans Using the GI Bill?

There is a lot of pressure to maintaining good grades while in college, but is it really worth the effort?  It all depends on how competitive your goals are. The more competitive, the more things like your GPA matter. Either way, a ding to your GPA isn't the end of the world.

Dec 20, 202205:55
I transitioned from the military twice | These will determine your success

I transitioned from the military twice | These will determine your success

After separating from the military twice, I narrowed down the two most important factors for a successful transition.  The sooner you start working on these, the better prepared you will be to move from the military sector to civilian. 

Build that runway!

Nov 09, 202208:50
Ep 82 - Maximizing Education Benefits with Kyle Finseth
Nov 05, 202201:13:02
Ep. 81 - Double Paychecks with Ali Garced
Sep 28, 202201:06:37
Build Credit the Easy Way | Year One

Build Credit the Easy Way | Year One

Building credit early will provide lower mortgage rate later on when you use your VA loan to buy a multi-unit property. Lower interest rate means you save money on a mortgage payment. Lower mortgage payment on a multi-unit means you make more money. It's that simple.  

Start early, use responsibly, and follow my three credit card rules.

Jun 23, 202204:42
Ep. 80 - Army Transition Grants with CSM (Ret.) Scott Wilder
Jun 15, 202247:07
Ep. 79 - League of Veterans with David Fisher
Jun 08, 202249:45
Start Preparing ASAP | Focus on these 4 things year ONE of your contract

Start Preparing ASAP | Focus on these 4 things year ONE of your contract

The habits your build early in your military career have a massive impact on how your transition plays out. Start your first year in the military by building strong habits that will pay dividends in the future.

Jun 01, 202205:17
How NOT to transition | 5 Steps for a miserable exit from the military

How NOT to transition | 5 Steps for a miserable exit from the military

Despite this being a joke, I regularly see people take these steps when transitioning out of the military. If you want to make it hard on yourself, follow these steps.

May 24, 202203:31
Choose Your State Carefully | Chapter 1606 GI Bill

Choose Your State Carefully | Chapter 1606 GI Bill

Not every state as equal benefits for its guard members. Some states offer as little as $4,500/year towards tuition, while other offer a tuition waiver that allows you to attend school for free as long as you're in the guard.  The guard unit you  you join has a massive impact on your overall ability to achieve your educational goals affordably.   Combining the state education benefits with the federal Chapter 1606 Selected Reserve Montgomery GI Bill can really set you ahead.

May 18, 202208:07
What happens if I fail a class using the GI Bill? | Fail vs. Withdraw

What happens if I fail a class using the GI Bill? | Fail vs. Withdraw

You have two choices if you're failing a class using the GI Bill. Either you drop the class, or you keep going and take the F.  Don't miss the dangers of both of these options.

May 03, 202205:50
Listen to this BEFORE buying a Multi-Unit with your VA Loan
Apr 19, 202206:52
VA Loan | This can make you RICH

VA Loan | This can make you RICH

The VA Home Loan is arguably the most valuable benefit for veterans if used correctly. The standard method if getting into home ownership is proving harder and harder. The VA loan allows you to get into a home without paying 20% down or hundreds of dollars a month in PMI.  

The best part - the VA loan can be used to purchase a property with 1-4 units, giving you the opportunity to become a real estate investor with nearly no money out of your pocket.  


Apr 05, 202208:08
Ep. 78 - Student Loan Repayment Program with Juliet Lima
Mar 22, 202255:05
GI Bill Comparison Tool
Mar 15, 202209:58
Using the GI Bill Abroad
Mar 08, 202206:39
EP. 77 - Executive MBA with Victor Vichith
Mar 01, 202201:17:21
I'm starting Over...

I'm starting Over...

I spent 4 years pursuing this and it didn't work out. Everything happens for a reason.

Thanks for sticking around and supporting me.

Feb 22, 202212:24
Non-Paid Work Experience Program | Don't Worry, You Get PAID

Non-Paid Work Experience Program | Don't Worry, You Get PAID

The Non-Paid Work Experience Program through VR&E is a great way to kickstart your career in federal, state or local government. Take advantage of this sure fire way to get hired and prove yourself once you're in.

Feb 15, 202203:08
Special Employer Incentive Program | VR&E Finish Line

Special Employer Incentive Program | VR&E Finish Line

The VA VR&E program provides eligible Veterans an opportunity to obtain training and practical hands-on experience concurrently through the Special Employer Incentives program. The VA  determines if a Veteran is eligible for the SEI program. Veterans approved for the SEI program are hired by participating employers. The SEI program is beneficial for both Veterans and employers.  

EMPLOYERS WHO HIRE VETERANS RECEIVE: 

• Reimbursement of up to 50 percent of the Veteran’s salary during the SEI program, which typically lasts up to 6 months, to cover: ™™

Expenses incurred for cost of instruction ™™

Necessary loss of production due to training status ™™         

Supplies and equipment necessary to complete training 

• VA-provided tools, equipment, uniforms and other supplies 

• Appropriate workplace accommodations based on individual needs of the Veteran 

• VA support during training and the placement follow-up phase, in order to assist with Veteran work or training-related needs  

VETERANS WHO PARTICIPATE IN THE PROGRAM RECEIVE: 

• Immediate income and benefits as an employee 

• Increased likelihood of being hired as a result of the SEI program 

• Valuable skills and learning in a practical setting that meets the employer’s specifications 

• Opportunity for continued employment following successful completion of the SEI program 

• One-on-one support from a VA Vocational Rehabilitation Counselor or Employment Coordinator to assist with training or work-related needs

Feb 08, 202206:55
Student LOAN FORGIVENESS for Veterans?! | Public Service Student Loan Forgiveness Program
Feb 01, 202206:42
VR&E | Independent Living Track
Jan 28, 202204:50
USERRA Assistance | VR&E Reemployment Track
Jan 25, 202203:53
Just APPLY | VR&E - Rapid Access to Employment
Jan 18, 202205:12
Become Your Own Boss | VR&E Self-Employment track
Jan 11, 202206:28
Use this BEFORE your GI Bill | VR&E
Jan 06, 202207:01
$6,500/YR TAX FREE

$6,500/YR TAX FREE

For veterans, submitting a FAFSA application can literally be the difference of a million dollars tax free.  

*** I am not a legal, finance or tax professional. All videos and information is for entertainment purposes only. Check with a legal or tax professional before acting on any entertainment from this channel.

Jan 03, 202207:54
LISTEN TO THIS BEFORE LEAVING ACTIVE DUTY | INDIVIDUAL MOBILIZATION AUGMENTEE (IMA)
Dec 21, 202111:09
From Active Duty to Guard or Reserve | Transition Secret

From Active Duty to Guard or Reserve | Transition Secret

In this video were are going to discuss two routes for staying in the military directly after active duty. You can do this via the Army/Air National Guard or the military reserves.   

Some great reasons to go from active duty to national guard are as follows: 

-You want to serve local to your home of record (or a specific area) 

-You want to get a new MOS (military occupational specialty) 

-You want to take advantage of a national guard (state specific) education benefits 

-You’re ok with the one weekend a month, two weeks a year schedule 

-You want to take advantage of guard bumming (state activation, deployments, schools, etc)   

Some great reasons to continue serving in the reserves: 

-Going from active duty to the reserves can be a relatively seamless transition 

-You don’t want to change your MOS -You want to stay in your branch (this mostly applies to Navy, Marines and Coast Guard as crossing over may require relearning rank structure and culture) 

-You live near a reserve base or aren’t leaving the area of your last duty station  

BUT, the greatest reason of all, NO commitment!  

For those in their first contract, after 4 or 5 years of active duty, you will still have an IRR obligation. Within your IRR obligation, you have the ability to effectively ‘try out’ the reserves to see if you like it. At any point in time, you have the ability to drop back to the IRR with no consequences.   

At the end of the day, both are great options depending on what you’re looking for. Both allow you to keep serving and build federal time, both allow you to maintain adventure and travel/deployment opportunities (for better or worse) and both enable you to take advantage of healthcare needs and other insurances.  One of the biggest differences that MUST be pointed out is that if you go to the national guard - you will have a SIX YEAR COMMITMENT.   

Compare that to utilizing your already existing IRR obligation to try out the reserves in a branch and job you’re already familiar with with no obligation.  My recommendation and strategic play in this if you are considering keeping your foot in the door after active duty is to first spend some time in the reserves. Take advantage of the no obligation service and focus on school, a new career or whatever you left active duty to work on.   

At the point you’ve completed school or gotten settled into a career, you’ve likely made up your mind about continuing service. At this point, you’re more informed and know more about the guard/reserve life. You can now decide between getting out entirely, staying reserves or moving over to the guard without getting stuck in a 6 year contract.

Dec 14, 202111:18
Using the GI Bill Online | Pros, Cons & Strategy

Using the GI Bill Online | Pros, Cons & Strategy

Is it worth using your GI Bill for online programs?  

In this episode we're going to discuss the reality of using your veteran education benefits for online school.  

We'll cover: Who should and should not be using their GI Bill for online programs, Pros and Cons of using the GI Bill online, BAH, and Strategy on how to make the most of your GI Bill while using it online

Dec 07, 202113:55
5 Cheat Codes for Life Unlocked by Joining the Military

5 Cheat Codes for Life Unlocked by Joining the Military

You will grow up!

The military will force you to leave your comfort zone and grow up, especially if you go active duty where you’re forced to leave home and all the comforts and security that you may have been used to.  

College (TA, GI Bill, etc)

While your counterparts will graduate highschool and go on to take out tens of thousands of dollars in debt to complete a college degree, you’ll get paid to go to school instead. Starting out your career/life with no student loans, will put you decades ahead of your peers. You can get paid to go to college while you’re in the military or you can get paid to go to college after you separate from the military. Either way, delaying college in order to do it for free is well worth it! 

Start earning ASAP

Again, while your counterparts will start earning a living at 22/23 years old in the hole $20-50k, you’ll start earning at 18 years old. When you begin earning at an earlier age from a position of no debt, this enables you to start investing earlier. While it may seem like nothing now, it could be the difference of hundreds of thousands of dollars when it comes time for retirement 

VA Loan

While your counterpart will be scrounging to save for a downpayment on a home, you will have the ability to get into your first home or better yet, rental property without having to worry about a down payment and you’ll be able to keep that retirement fund invested 

Camaraderie 

Hands down, you will make the best friends of your life. These relationships will be worth far more than any of the other benefits we discussed before.  

At the end of the day, I am a big advocate for joining the military and taking advantage of the cheat codes it offers. There is no better way for the average Joe or Jane American to get ahead financially and professionally at a young age.   

☎️ FOLLOW MILITARY BOTTOM LINE ON INSTAGRAM

☎️FOLLOW ME ON INSTAGRAM 

💰Get $10 FREE Bitcoin when you buy or sell $100 of Crypto 

Nov 30, 202106:39
The Hazlewood Act | STRATEGY
Nov 16, 202112:37
These States Don't Charge Military Members State Income Tax | This Could Save You THOUSANDS

These States Don't Charge Military Members State Income Tax | This Could Save You THOUSANDS

While some states don't charge income tax at all, others provide this as a military benefit. The state you pay income tax to is based on your home of record, not your residence.  Adjust your home of record before you join, or change your home of record while you're in to take advantage of this (be sure to consult a professional).  States that benefit military members with state income tax breaks: Arizona Arkansas Colorado* Connecticut* Idaho* Illinois Indiana* Iowa Kentucky Louisiana* Maine* Michigan Minnesota Missouri Montana New Jersey* New Mexico New York* Ohio* Oklahoma Oregon* Pennsylvania South Carolina* Vermont West Virginia  For more information : https://www.military.com/money/personal-finance/state-tax-information.html

Nov 03, 202109:28
Ep. 75 - Military Transitions, Opportunities and Resources with Chris Gonzales
Oct 26, 202101:01:23
5 Unique Ways to Use your GI Bill
Oct 19, 202114:07
Ep. 73 - Army Ranger to Entrepreneur with Evan Seale
Oct 05, 202101:05:35
Ep. 72 - Veteran Entrepreneurship with Brendan Aronson from Paintru
Sep 28, 202154:40
Ep. 71 - Post 9/11 GI Bill with Jason Burds
Sep 21, 202113:47
Ep. 70 - Educational Goals with Nick Gonzales
Sep 14, 202101:11:24