It Pays To Be Brave
By Joanna Alexis
It Pays To Be BraveMay 13, 2024
35 // what is your energetic min and max?
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34 // what is sad money?
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33 // And
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32 // woke or nah?
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31 // are you clenching your butt cheeks?
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30 // how to detach from money
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29 // what even is money?
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28 // is money dangerous?
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27 // i'm back
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26 // Let's catch up - New role, finding your strengths & going back to office
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My Fav Development Apps:
- Blinkist (1 Month Free Trial): http://blinki.st/ecc573b528ff
My Fav Products:
- Olive & June Nails 20% off: http://fbuy.me/v/joannaalexisha
- Klassy Network Bra Tops $10 off: http://portal.referralcandy.com/4GZWK7F/share_redirectlocation=reminder_email&message_id=708996857&type=get_invite_link_email_click
- Instacart $10 off: https://inst.cr/t/bFJ5cFRLOVVH
- Lion’s Mane Coffee $20 off: http://foursigmatic.refr.cc/joanna
- Away Luggage $20 off: https://referrals.awaytravel.com/away432428
My Core Money Apps:
- M1 Finance for IRAs ($50 free) https://m1.finance/aZESJ9sYeCG3
- Coinbase for Crypto ($10 free BTC) https://www.coinbase.com/join/ha_kmu?...
- CashApp for Money transfer ($5 free) https://cash.app/app/RHQKCJD
- Mint for Budgeting https://mint.app/8hz3t674
25 // What you need before you start investing into crypto, the metaverse & web3
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Index: Intro 00:22 SHOCKING 00:50 Secret #1 01:03 Secret #2 01:27 Secret #3 01:56 Secret #4 02:22 Secret #5 02:35 Closing My Fav Development Apps: Blinkist (1 Month Free Trial): http://blinki.st/ecc573b528ff My Core Money Apps: M1 Finance for IRAs ($50 free) https://m1.finance/aZESJ9sYeCG3 Coinbase for Crypto ($10 free BTC) https://www.coinbase.com/join/ha_kmu?... CashApp for Money transfer ($5 free) https://cash.app/app/RHQKCJD Mint for Budgeting https://mint.app/8hz3t674 My Fav Products: Olive & June Nails 20% off: http://fbuy.me/v/joannaalexisha Klassy Network Bra Tops $10 off: http://portal.referralcandy.com/4GZWK7F/share_redirectlocation=reminder_email&message_id=708996857&type=get_invite_link_email_click Instacart $10 off: https://inst.cr/t/bFJ5cFRLOVVH Lion’s Mane Coffee $20 off: http://foursigmatic.refr.cc/joanna Away Luggage $20 off: https://referrals.awaytravel.com/away432428
24 // My top 5 finance books & how to read more in a year
Connect with me @xojoannaalexis on IG, TT, YT and more 00:00 Intro 00:43 How to read more 01:23 About Blinkist 04:17 Top 5 Fav Books 05:09 Closing My Fav Development Apps: Blinkist (1 Month Free Trial): http://blinki.st/ecc573b528ff My Core Money Apps: M1 Finance for IRAs ($50 free) https://m1.finance/aZESJ9sYeCG3 Coinbase for Crypto ($10 free BTC) https://www.coinbase.com/join/ha_kmu?... CashApp for Money transfer ($5 free) https://cash.app/app/RHQKCJD Mint for Budgeting https://mint.app/8hz3t674 My Fav Products: Olive & June Nails 20% off: http://fbuy.me/v/joannaalexishaKlassy Network Bra Tops $10 off: http://portal.referralcandy.com/4GZWK7F/share_redirectlocation=reminder_email&message_id=708996857&type=get_invite_link_email_click Instacart $10 off: https://inst.cr/t/bFJ5cFRLOVVH Lion’s Mane Coffee $20 off: http://foursigmatic.refr.cc/joanna Away Luggage $20 off: https://referrals.awaytravel.com/away432428
23 // I bought my first NFT - here's what you need to know!
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Index: 00:00 Intro 00:17 Must Know #1 01:53 Must Know #2 04:06 Must Know #3 05:01 Must Know #4 06:06 Must Know #5 My Core Money Apps: M1 Finance for IRAs ($50 free) https://m1.finance/aZESJ9sYeCG3 Coinbase for Crypto ($10 free BTC) https://www.coinbase.com/join/ha_kmu?... CashApp for Money transfer ($5 free) https://cash.app/app/RHQKCJD Mint for Budgeting https://mint.app/8hz3t674 My Fav Products: Olive & June Nails 20% off: http://fbuy.me/v/joannaalexishaKlassy Network Bra Tops $10 off: http://portal.referralcandy.com/4GZWK7F/share_redirectlocation=reminder_email&message_id=708996857&type=get_invite_link_email_click Instacart $10 off: https://inst.cr/t/bFJ5cFRLOVVH Lion’s Mane Coffee $20 off: http://foursigmatic.refr.cc/joanna Away Luggage $20 off: https://referrals.awaytravel.com/away432428
22 // Don’t make these NOOB investing mistakes
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Index: 00:00 Intro 00:14 Mistake #1 00:36 Mistake #2 01:06 Mistake #3 01:22 Mistake #4 02:00 Comment other newbie mistakes My Core Money Apps: M1 Finance for IRAs ($50 free) https://m1.finance/aZESJ9sYeCG3 Coinbase for Crypto ($10 free BTC) https://www.coinbase.com/join/ha_kmu?... CashApp for Money transfer ($5 free) https://cash.app/app/RHQKCJD Mint for Budgeting https://mint.app/8hz3t674 My Fav Products: Olive & June Nails 20% off: http://fbuy.me/v/joannaalexishaKlassy Network Bra Tops $10 off: http://portal.referralcandy.com/4GZWK7F/share_redirectlocation=reminder_email&message_id=708996857&type=get_invite_link_email_click Instacart $10 off: https://inst.cr/t/bFJ5cFRLOVVH Lion’s Mane Coffee $20 off: http://foursigmatic.refr.cc/joanna Away Luggage $20 off: https://referrals.awaytravel.com/away432428
21 // I do not take being 1st Gen lightly. Dedicated to my grandpa.
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20 // Is Money the root of all evil?
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19 // How to live RICH intentionally
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18 // Are you "wasting" money?
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17 // BONUS: Milk and Money Update
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17 // F*ck your niche
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16 // Close the PAY GAP
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15 // Love & Money
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14 // Black Money Matters
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13 // LLCs vs. S-Corps vs. DBAs and Contracts
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BONUS: 5 Min Covid-19: Last Resort, Should I withdraw or borrow from my retirement account?
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BONUS: 5 Min Covid-19: Will I get paid & how much from the stimulus package?
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BONUS: 5 Min Covid-19: What does lower interest mean for me? Should I be freaking out about the market?
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12 // How to Buy Your First Home
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11 // Clinking Champagne Glasses in Hawaii - How to Travel for FREE!
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10 // Just Bought a Cadillac (Throw Some..) - How to Buy Your First Car
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9 // SCORE with your Credit ;) - How to increase your credit score
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8 // Think and Be Rich Bitch- How to Change Your Relationship with Money
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Hey Milk & Money Honeys! Today’s guest is Andrea, a nutritionist, personal trainer, health coach and food and body coach. Her and her husband recently left their 9-5s making over $300k per year to pursue their dreams of entrepreneurship! Here is the drip: We have a responsibility to the people around us to show them what is truly possible! If we’re afraid to quit our high paying 9-5 job and don’t go after our dreams, how are they ever going to get the courage to? What keeps us from making what we deserve is our ability to receive it. Andrea is on track to make $1.2 million, but the truth is - making $200,000+ scares me a little bit. Being aware of that fear is the first step in conquering it and claiming your wealth! Everything happens twice in our lives: first in our mind, and then in reality. Mindset is so important throughout this entire process. Take the time to visualize what you want out of life, versus just letting life happen to you.
7 // $147K Debt Free on a Teacher’s Salary - How you can be debt free too!
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Hey Milk & Money Honeys! Today’s guest is Jess who lives in Florida and works in education. Here and her husband paid off $147,000 in 3 years, which set them up for a life of financial freedom and fun. They are on track to retire by 40. Here is the drip: Put the goal in mind and in sight. Jess and her husband put all their debt on a whiteboard and kept crossing things off until they finished. Jess started with paying off the smallest debt to the highest debt. Once they got on a roll, they switched to paying off debts with the highest interest to the lowest interest. Be resourceful in finding money in current expenses, increasing current income and create additional income through side hustles
6 // Budgeting with THE Girl - Why a Money Plan is Everything!
Connect with me @xojoannaalexis on IG, TT, YT and more ------------------------------------------------------------------------------------------------------- Hey Milk & Money Honeys! Sarah Wilson, aka @gobudgetgirl is a YouTuber, debt-destroyer, side-hustler, speaker and financial wellness advocate. She believes one of the keys to creating the life you want is to live by a budget. She has paid off $33,000 of student loans in just 3 years on a tiny reporter’s salary of $26,000 / year. She side-hustled, negotiated for better pay and positions and worked to drastically change her financial future. If she can do it, SO CAN YOU!! Here is the drip: 1. Create a budget 2. Audit your budget 3. Reconcile your budget Thanks for listening! If you enjoyed this episode, rate, review and subscribe.
5 // A Cool 6 Figure Side Hustle - How to Start Your Own!
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Hey Milk & Money Honeys! Having multiple streams of income is so important to protecting your finances. Sarah (@thecooldietitian ) shares how she built a cool 6 figure side hustle in 9 months as a dietician. Here is the drip: 1. Get mentored from people who have already done what you want to do 2. Hack your time by hiring out tasks that take too much time and that you don’t need to personally do 3. Show up and put in your reps
4 // That Landlord (54 Units) - How to invest in Multifamily Real Estate
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Hey Milk & Money Honeys! Here is the drip: 1. Find a brokerage firm that specializes in multi family investments - get connected & network. You don’t have to do it alone. 2. Seek properties that are greater than 5 units so you can qualify for a commercial loan. A commercial loan is not dependent on your credit or income but the cash flow that the property make.
3 // Rags to Riches through Sales - How to sell your way out of the hood!
Connect with me @xojoannaalexis on IG, TT, YT and more Hey Milk & Money Honeys! Here's the drip: 1. You are selling whether you know it or not. Selling is a sport so get back up and keep going no matter the mistakes you make. 2. Don’t wait too long to start. She started Stop thinking so much 3. Save your money, live below your means
2 // Bull and Bear like a Boss - How to Invest in Stocks
Connect with me @xojoannaalexis on IG, TT, YT and more Hey Milk & Money Honeys! Here is the drip: 1. Start investing with your 401K or IRA through ETFs 2. If investing in individual stocks, pick 5-7 stocks and watch them over a course of a month 3.When these 5-7 stocks drop in a bearish market, you should buy and then sell in a bullish market.
1 // FIRE Financially Independent Retire Early - How to pursue your own FIRE Journey!
Connect with me @xojoannaalexis on IG, TT, YT and more Hey Milk & Money Honeys! Here's the drip: 1. Change the way we spend our money to reflect our values 2. If you want to join Mindy on a no spend year.. Try - Unsubscribe from email, text and facebook messenger marketing - Avoid shopping in person to prevent impulse shopping 3. Diversify your money into multiple avenues to reduce your investment risk