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MISS FINDEPENDENT

MISS FINDEPENDENT

By Gloria
A personal finance podcast for young Canadians - starting from the basics to help you manage your money. Covering topics from budgeting to careers to the financial independence movement.

Make your money work for you!
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Achieving your goals with Marble Financial!
S05E04. CEO Karim Nanji and I chat about his personal finance journey, how Marble helps Canadians reach their financial goals, scaling Marble, common misconceptions about personal finance, and more! Show Notes https://www.missfindependentpod.com/show-notes/ Sign up or learn more about Marble here https://api.fintelconnect.com/t/l/61a80c5df2e6d5001dd48d50 If you want to support the podcast, use my referral links or buy me a pastry (https://www.buymeacoffee.com/msfindependent)! - Gloria, MISS FINDEPENDENT --- Sign up for Neo Financial's HISA - 1.3% Interest Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
34:32
December 01, 2021
Your Money Mindset!
S05E03. This week I chat with Rybo Chen, a money and life coach based in Vancouver. We talk about what a mindset is, abundance vs. scarcity mindsets, tools to help you develop an abundance mindset, the different types of wealth and more. Show Notes https://www.missfindependentpod.com/show-notes/ If you want to support the podcast, use my referral links or buy me a pastry (https://www.buymeacoffee.com/msfindependent)! - Gloria, MISS FINDEPENDENT --- Sign up for Neo Financial's HISA - 1.3% Interest Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
33:44
November 09, 2021
How a realtor can help you find your dream home! Part 2
S05E02. Shay Asnani, a realtor based in Toronto, is back this week! We continue the conversation about how a realtor can help you buy or sell your home. We chat about some of the nitty-gritty of buying/selling a home: offer night, closing day, home inspections, mortgages, how realtors get paid, and more! Originally recorded back in April 2021. Show Notes https://www.missfindependentpod.com/show-notes/ If you want to support the podcast, use my referral links or buy me a pastry (https://www.buymeacoffee.com/msfindependent)! - Gloria, MISS FINDEPENDENT --- Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
27:12
October 26, 2021
How a realtor can help you find your dream home!
S05E01. This week I chat with Shay Asnani, a realtor based in Toronto. We talk about what a realtor does, and how one can help you buy or sell your home. We chat about Shay's career path and how he became a realtor (it's not his first career!), what you need to do before buying a home, how a realtor can help you rent a place (it's free for renters!), and some common misconceptions people have about realtors. Originally recorded back in April 2021. Show Notes https://www.missfindependentpod.com/show-notes/ If you want to support the podcast, use my referral links or buy me a pastry (https://www.buymeacoffee.com/msfindependent)! - Gloria, MISS FINDEPENDENT --- Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
30:25
October 12, 2021
How to manage your money while living abroad!
S04E10. What’s it like to live abroad? This episode is all about moving to a different country, and money tips for expats. Russell has lived in five different countries and we chat about working abroad as a Canadian expat. Some pros and cons of living abroad and how to manage your money cross border (this will be mostly focused on Canada to the United States and secondarily, to the United Kingdom). We talk about bank accounts, credit cards, credit scores in the US, currency conversion, investing and more. This could be your second sign to pack your bags and start your new life in completely new place, if that's what calls to you. Show Notes https://www.missfindependentpod.com/show-notes/ Thanks for tuning in to season four. Season five is coming soon. Stay tuned. If you want to support the podcast, use my referral links or buy me a pastry (https://www.buymeacoffee.com/msfindependent)! Until then, stay healthy and grow wealthy my friends! - Gloria, MISS FINDEPENDENT --- Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
32:33
June 22, 2021
A money savvy guide to packing your bags and starting your new life
S04E09. How much does it cost to move out? This episode is all about moving to a new place, or moving out for the first time. Lisa and I chat about her move across provinces, from Alberta to British Columbia. We cover planning for the move, budgeting (and understanding your values/what's important to you), planning for unexpected costs, research she did beforehand and doing the darn thing. This could be your sign to pack your bags and start your new life in completely new place, if that's what calls to you. Show Notes https://www.missfindependentpod.com/show-notes/ Links https://www.instagram.com/thebreadwinnersis https://www.hrblock.ca/tax-calculator/ https://www.getsmarteraboutmoney.ca/ https://napkinfinance.com/ --- Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
31:02
June 15, 2021
What you need to know about pet insurance!
S04E08. How much is pet insurance? Is it worth it? My friend Irene and I chat about pet insurance - what it is, how much it cost for Toby the greyhound, and when would pet insurance be worth it for your pet? We get into an alternative for pet insurance, and we also chat about some frugal hacks for pet care and key takeaways for people considering getting a pet.  This episode is part two - check out part 1 on budgeting for a pet, what kind of prep you need to do in order to become a pet owner, adopting vs. buying, and unexpected costs. Be sure to check out Toby on Instagram - he's quite the influencer! Show Notes https://www.missfindependentpod.com/show-notes/ Links https://www.instagram.com/tobymoomoo https://www.dummies.com/pets/dogs/retired-racing-greyhounds-for-dummies-cheat-sheet/ --- Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
26:47
June 08, 2021
The REAL cost of pet ownership
S04E07. How much does it really cost to be a pet owner? My friend Irene and I chat about budgeting for a pet, what kind of prep you need to do in order to become a pet owner, adopting vs. buying, and unexpected costs Irene encountered in her first year of adopting her greyhound, Toby. Irene mentions that feeding her dog raw is one of the largest recurring expenses, but after recording we were chatting and she mentioned that making your own raw blend is a more affordable option! Link below for an example. This episode is part one of two, next week we continue the conversation about being a pet parent, and chat about pet insurance. Be sure to check out Toby on Instagram - he's quite the influencer! Show Notes https://www.missfindependentpod.com/show-notes/ Links https://www.instagram.com/tobymoomoo https://blog.homesalive.ca/dog-blog/homemade-raw-dog-food https://www.facebook.com/groups/preymodeldiet/ --- Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
19:18
June 03, 2021
What to do when your lifestyle creeps up on you: lifestyle inflation & how to avoid it
S04E06. It's so easy to fall into the trap of spending more when you earn more income. My friend Sunny and I chat about lifestyle creep also known as lifestyle inflation, what it is and some easy ways to avoid it. We also talk about how advertising plays into lifestyle creep and the hedonic treadmill, as well as consumer behaviour, and also get into a bit of a socialist conversation. Show Notes https://www.missfindependentpod.com/show-notes/ Sunny's Links https://soundcloud.com/skvnt/disco-raga https://www.instagram.com/sunnygillable/ --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
32:31
May 25, 2021
How to be findependent (financially independent)!
S04E05. Chrissy of Eat Sleep Breathe FI/Explore FI Canada and I chat about her financial independence or FI/RE journey as a family of four living in Vancouver, British Columbia, ways to optimize your finances, live frugally, and still live your best life! Show Notes https://www.missfindependentpod.com/show-notes/ Chrissy’s Links Blog (link to Cost to Live the FIRE Life Interview Series): https://www.eatsleepbreathefi.com/how-much-does-it-cost-to-live-the-fire-life-interview-series/ Podcast: exploreficanada.ca Cost of stay at home parent: https://www.tawcan.com/cost-of-a-stay-at-home-parent-a-financial-cost-analysis/ 4 steps to FI: https://www.moneywehave.com/4-simple-steps-to-financial-independence/ --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Sign up for Passiv - make DIY investing easier: https://passiv.com?ref=MKDDJUNASG Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
34:17
May 18, 2021
DIY investing made simpler with Passiv
S04E04. Brendan Lee Young, CEO and co-found of Passiv, and I chat about starting up the company, building a better product, enabling users to level up their finances, the future of wealth management and more! Show Notes https://www.missfindependentpod.com/show-notes/ Sign up or learn more about Passiv below: https://passiv.com?ref=MKDDJUNASG --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
32:17
May 11, 2021
Q&A with a Financial Advisor!
S04E03. Ever wonder what a financial advisor does? Well you're in luck. This week's episode is a Q&A with Rob Anderson who is a Canadian financial advisor. We chat about what financial advisors do, different types of advisors, different fee models, how they can help you, who can benefit from having a financial advisor, and more. Show Notes https://www.missfindependentpod.com/show-notes/ Rob's links https://www.instagram.com/beaverfinance/ https://www.instagram.com/rtatalks/ Beaver Finance on Youtube --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
27:35
May 04, 2021
Setting financial goals!
S04E02. Setting financial goals and achieving them! Here with Bacon and Heels blogger Bev, and we chat about financial goals - how to determine your values to set goals that are right for you, keeping on track to achieve your goals, celebrating your wins, setting goals that will stick, and so much more.  Show Notes https://www.missfindependentpod.com/show-notes/ Bev's links https://www.baconheels.com/ https://www.instagram.com/bacon_and_heels/ --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
30:35
April 27, 2021
Avoiding common mistakes new investors make!
S04E01. Pitfalls many new investors make and how to avoid them. Here with personal finance coach Michael Kim, and we chat about investing mistakes, different investing strategies, your most constrained resource, and how to invest with a purpose. We also chat about Mike's investing journey, his relationship with money and why he started his coaching business. Show Notes https://www.missfindependentpod.com/show-notes/ Mike's links https://www.instagram.com/michaeleekim/ https://www.lifeplanting.com/freebie-podcast/ --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.5% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
27:42
April 20, 2021
Mindful spending: tips for shopping happy and saving money
S03E09. Mindful spending when it comes to retail shopping (Part 2)! Wendy is back and we chat about ways to save money while still enjoying the shopping experience, alternatives to retail therapy, thrifting, capsule wardrobes, reselling your clothes on different platforms and more. This is the season finale of season 3. Thank you everyone for your support thus far, and stay tuned for season 4! Tons of awesome content coming your way.  Show Notes https://www.missfindependentpod.com/show-notes/ --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.5% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
25:03
March 09, 2021
Free shipping and other lies: how to navigate emotional spending
S03E08. Mindful spending when it comes to retail shopping! My friend Wendy and I chat about ways to save money while still enjoying the shopping experience - she shares tips and tricks like making a list to determine if it's really something you want vs. an impulse buy, and not to add on to your shopping cart just for the sake of free shipping. Wendy says it's possible to be less materialistic without learning to unlove material goods. Part one of two, be sure to tune in again next week for part two! Show Notes https://www.missfindependentpod.com/show-notes/ --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.5% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
24:17
February 23, 2021
The sign to start your blog or podcast TODAY ft. Tom Drake of MapleMoney
S03E07. Tom Drake, founder of MapleMoney is here today to share his journey starting his blog and podcast to becoming one of the most popular Canadian personal finance brands. We chat about Tom's relationship with money, the beginnings of MapleMoney, staying motivated, and Tom shares some wisdom for new content creators on things he wishes he knew when he was starting out. If you're reading this, this is your sign to start your content creation journey! Show Notes https://www.missfindependentpod.com/show-notes/season-3-episode-7/ --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.5% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
32:00
February 16, 2021
When will the games stop? Explained: Wall St. Bets, hedge funds, market forces
S03E06. GameStop stock, Wall Street Bets on Reddit, hedge funds, options trading, short squeezes, gamma squeezes, market forces. All explained right now. What really happened? Why now? Did WSB stick it to the man? Is it over? Has the squeeze been squoze? Where are the shares? Runda is back, and we talk all about what happened on the stock market over the past couple weeks. And of course, Runda brings up blockchain technology and how it can revolutionize global stock trading. Show Notes https://www.missfindependentpod.com/ --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.7% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
35:39
February 11, 2021
How to not be house poor!!!
S03E05. Buying your first home part 2! On getting a real estate agent, unexpected home expenses, house hacking, budgeting for home expenses and more! Denise is back, dropping knowledge on how to make sure you don't end up house poor and are able to live reasonably within your means while affording your dream home! Show Notes https://www.missfindependentpod.com/show-notes/season-3-episode-5/ --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.7% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
26:12
February 02, 2021
What you need to know when buying your first home!
S03E04. All about buying your first home!! My friend Denise and I chat about buying a property. In part 1 this week, we focus on mortgages, saving for a down payment, and also chat about different types of properties and how to budget for buying a place, as well as something you can use to help buy a home that feels illegal but isn’t. Please tune in next week for part two where we cover getting a real estate agent, budgeting for home expenses and more. Show Notes https://www.missfindependentpod.com/show-notes/season-3-episode-4/ --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.7% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
29:40
January 26, 2021
Is co-living the answer to budget living in HCOL places & urban loneliness?
S03E03. All about co-living, or shared housing! Derek Baker and I chat about what co-living is, how it differs from a traditional roomie or hostel situation, its benefits and drawbacks, how to determine if this is a living situation that is right for you, and find a place that is right for you. We also talk about how it looks like in a Covid environment, and Derek's upcoming co-living plans (on a shoestring budget!)  Follow Derek's co-living journey and check out his other projects: Freedom Coliving Blog Derek on Instagram Freedom Coliving on Instagram Show Notes https://www.missfindependentpod.com/show-notes/season-3-episode-3 --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.7% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
32:58
January 19, 2021
How to live your best frugal life in 2021
S03E02. Today Gloria is joined by her friend Ivan who is a Registered Nurse. We chat about a variety of personal finance topics. The main goal of this podcast is to normalize conversations about money, and hope that this sparks similar conversations with your friends and family. We’ll go over different types of pensions, life insurance, how to negotiate prices when buying big ticket items, his career path and some investing lessons learned. Check out Gwai Jai on Youtube https://www.youtube.com/channel/UCKcsp4x-Iwg7eSu3RjyBuZA My Website www.missfindependentpod.com --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.7% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
27:41
January 12, 2021
New Year, New Money! Investing 101
S03E01. Today Gloria is joined by her friends Jill and Maddy. We talk about investing for the long term. We go over investing basics - asset classes, risk tolerance and different options for investing. We also discuss our investing strategies and stories. We also get into whether there are gender differences in investing. Canadians, 2021 means $6,000 more in TFSA contribution room! Let’s get this bread! Sources https://hbr.org/2019/03/when-will-we-see-more-gender-equality-in-investing https://blogs.cfainstitute.org/investor/2019/05/22/the-equality-equation-three-reasons-why-the-gender-investing-gap-is-closing/ https://www.nytimes.com/2017/01/13/business/mutfund/a-trillion-dollar-question-why-dont-more-women-run-mutual-funds.html Website www.missfindependentpod.com --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.7% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
33:50
January 05, 2021
S02E07: Is Bitcoin the future of humanity?
Runda is back! This week's episode is more Bitcoin focused, as we discuss the history of Bitcoin, the recent all time highs in Bitcoin price we're seeing and the potential reasons for it, and once you've done your own due diligence - how to enter the market. We also chat about why it's important to fund disruptive technologies. Hope this helps others understand Bitcoin better! Detailed show notes: https://www.missfindependentpod.com/show-notes/season-2-episode-7/ --- Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.5% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
24:03
December 29, 2020
S02E06: Cryptocurrencies explained like I'm five
Today Gloria is joined by her friend Runda. They discuss what cryptocurrency and what blockchain is, how it works and how it’s revolutionized accounting. We chat about things you need to know before investing in cryptocurrency. Hope this helps others understand cryptocurrency better! Links Detailed show notes:  https://www.missfindependentpod.com/show-notes/season-2-episode-6/ --- Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.7% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
27:36
December 22, 2020
S02E05: FIRE me up! Money talks with your partner
Today Gloria is joined by her friends Patrick and Alex. They discuss the FI(RE) or financial independence retire early movement. This is where the name MISS FINDEPENDENT came from! We get into what FIRE is, how to reach it and a bit about our own FI journeys. We also get into how to talk about money with your partner, which can potentially be daunting but doesn't have to be! Hope this provides some perspective on the FIRE movement and inspires others to live within their means.  Links Detailed show notes/sources: https://www.missfindependentpod.com/show-notes/season-2-episode-5 --- Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.5% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
27:06
December 15, 2020
S02E04: How to sleigh on a budget! Your thrifty holiday gift guide
Today Gloria is joined by her friend Isabel. They discuss the origins of gift giving, the 2020 consumer holiday outlook, ways to save money on gifts, DIY and sustainable gift ideas. Hope this inspires others sleigh your budget this holiday season! Links Detailed show notes/sources: https://www.missfindependentpod.com/show-notes/season-2-episode-4 --- Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.5% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
21:58
December 08, 2020
S02E03: You WON'T BELIEVE how much she spends per meal
Steph and Alex are back again this week! We discuss meal prep, cooking at home, snacking to prevent take out cravings, and tips and tricks to make the most out of the food you buy. Hope this inspires others to cook at home more to save money! Links Detailed show notes https://www.missfindependentpod.com/show-notes/season-2-episode-3/ A breakdown of Toronto’s best grocery delivery services https://torontolife.com/food/breakdown-torontos-best-grocery-delivery-services/ Dalhousie COVID-19 Online Food Activity Study https://www.dal.ca/sites/agri-food/research/covid-19-online-food-activity.html Steph on Instagram https://instagram.com/stephh_lau Recipes Minimalist Baker https://minimalistbaker.com/ Budget Bytes https://www.budgetbytes.com/  Big Mac Pizza https://www.ethanchlebowski.com/cooking-techniques-recipes/big-mac-pizza-sheet-pan-pizza --- Curious about those meal prep kits and want a discount code? Use my referral codes! Get $50 off Good Food! https://www.makegoodfood.ca/en/referred-by/l2302051 Get $40 off Hello Fresh! https://www.hellofresh.ca/pages/raf_lp11?c=HS-ZJQTFKDV7&utm_source=raf-share&utm_medium=referral&utm_campaign=clipboard&utm_couponvalue=$40&utm_invitername=Gloria Thanks so much for tuning in! -- Disclaimer - MISS FINDEPENDENT is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
23:39
December 01, 2020
S02E02: Grocery hacks!!
Today Gloria is joined by her friends Stephanie and Alexandra. They discuss budgeting habits, how to save money while grocery shopping, and some tips and tricks to make the most out of the food you buy. Hope this inspires others to reduce food waste, price match and shop local! Links Detailed show notes https://www.missfindependentpod.com/show-notes/season-2-episode-2/ Steph on Instagram https://instagram.com/stephh_lau --- Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.7% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
24:04
November 24, 2020
S02E01: The REAL cost of camper van life
Welcome to SEASON TWO of MI$$ FINDEPENDENT!! In season one, we learned the basics of how to get our finances in order. In season two, Gloria will be opening the floor, using the podcast as a chill forum to normalize conversations about money. Today she is joined by her friend Sachiko, who is building a campervan from scratch. They discuss Sachiko’s motivation behind the project, her relationship with money, budgeting for the build, and also budgeting for taking a year off to travel in the van. Hope this inspires others to get started on the project you have been thinking of starting - whether it is building a campervan of your own, or starting a side hustle. Just do the damn thing! Links Sachiko’s spreadsheet tools https://road-to-pitches.com/spreadsheet-tools Road to Pitches on Youtube https://www.youtube.com/channel/UCWZDNjCrCLHeFA9oSj4QSXQ Detailed Show Notes https://www.missfindependentpod.com/show-notes/season-2-episode-1/ Referrals Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.5% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double-check on the third party website to get the most up to date info.
25:20
November 17, 2020
07: Just say NO to bank fees & funding an emergency
On the seventh episode of MI$$ FINDEPENDENT, Gloria wraps up Season 1. She is joined by her friend Vickie, they discuss emergency funds, avoiding bank fees and short to mid term investing for those financial goals. We will be talking about what an emergency fund is, how to set one up, different types of bank accounts, how to find the right bank account for you, as well as investing for short to medium term and some safe places to put your money. Homework Task 1: Set up and optimize your emergency fund Task 2: Get rid of those pesky monthly bank account fees Task 3: Consider opening a high interest savings account to save for your short term financial goals Links/Sources Canadian Financial Capability Survey 2019 - https://www.canada.ca/en/financial-consumer-agency/programs/research/canadian-financial-capability-survey-2019.html Gov't of Canada bank account tool - https://itools-ioutils.fcac-acfc.gc.ca/ACT-OCC/SearchFilter-eng.aspx High interest savings accounts - https://www.highinterestsavings.ca/chart/ Personal income spending flow chart - https://i.imgur.com/zlGnuDO.png Canadian Banking Basics from the Canadian Bankers Association - https://bankingquestions.cba.ca/therightbankaccountforyou CDIC How deposit insurance works - https://www.cdic.ca/your-coverage/how-deposit-insurance-works/ Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.7% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! Catch you on season 2. -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
21:11
September 29, 2020
06: TFSA, RRSP, OMG, ROFL, SOS?
On the sixth episode of MI$$ FINDEPENDENT, Gloria is joined by her friend Lucy, they discuss all these fun acronyms - tax-free savings accounts (TFSAs), registered retirement savings plans (RRSPs) and non-registered accounts - what they are, what their benefits are, what to invest in them, contribution limits and when to use each. One thing I wanted to mention that we didn't talk about is employer-matched retirement savings. If your employer will match your RRSP contribution, definitely sign up - it's free money!! Homework Task 1: Determine whether you're in the financial position to invest right now Task 2: Open up that TFSA if you haven't already! Determine whether now is a good time for you to open an RRSP based on your current tax bracket and earning potential Task 3: Check your TFSA and RRSP contribution limits and contribute what you can! Links/Sources 2016 Canadian Census data on registered accounts - https://www12.statcan.gc.ca/census-recensement/2016/as-sa/98-200-x/2016013/98-200-x2016013-eng.cfm 2019 RBC Study - https://www.ipsos.com/en-ca/news-polls/For-First-Time-Ever-More-Canadians-Have-TFSA-than-RRSP -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
24:37
September 22, 2020
05: Debt and credit score myths BUSTED
On the fifth episode of MI$$ FINDEPENDENT, Gloria is joined by her friend Albert, they discuss debt and credit scores - different kinds of debt, strategies to pay them off, what a credit score is, how to figure it out and factors that affect your credit score and why it’s important. Homework Task 1: If you have debt, create a repayment plan by listing our all of your debt from largest to smallest (sum or interest rate). If you need help, credit counseling is available: https://www.canada.ca/en/financial-consumer-agency/services/debt/debt-help.html Task 2: Find out your credit score and determine whether you need to take steps to improve it Links Where to check your credit score: Borrowell - https://borrowell.com/ Credit Karma - https://www.creditkarma.ca/ Mogo - https://www.mogo.ca/free-credit-score Sources: Gov't of Canada Financial Consumer Agency Debt Free Plan - https://www.canada.ca/en/financial-consumer-agency/services/debt/plan-debt-free.html Gov't of Canada Financial Consumer Agency Credit Score Info - https://www.canada.ca/en/financial-consumer-agency/services/financial-toolkit/credit/credit-5/3.html Common Credit Score Myths - https://bankruptcycanada.com/dealing-with-debt/common-credit-score-myths/ -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
22:16
September 11, 2020
04: The B Word (Budgets)
On the fourth episode of MI$$ FINDEPENDENT, Gloria is joined by her friend Martin, they discuss budgeting - what a budget is, tools to help you budget, our expense tracking in the last month and what we learned from them, the social aspect of saving, habit creation for budgeting, and how to make budgeting not feel so restrictive. Homework Task 1: Calculate and categorize your expenses for the last 3 months (or maybe 2019 to get an accurate pre-COVID picture) Task 2: Create a spending plan Links Canadian Financial Capability Survey Highlights: https://www.canada.ca/en/financial-consumer-agency/programs/research/canadian-financial-capability-survey-2019.html Government of Canada Budget Planner: https://itools-ioutils.fcac-acfc.gc.ca/BP-PB/budget-planner Mint: https://www.mint.com/ -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
21:22
August 28, 2020
03: How can I make money outside of my day job?
On the third episode of MI$$ FINDEPENDENT, Gloria is joined by her friend Wendi, they discuss having multiple income streams - from formulating ideas, to starting a side hustle, to gaining traction and staying motivated. Homework Task 1: Think about something you like to do that you can capitalize on Task 2: Dare I say, get it started?  Links Support local businesses by buying gift cards for their products/services at Support SME - https://supportsme.ca/customer tala, an awesome new Filipino restaurant in downtown Toronto - https://www.talatoronto.com/ Teaching online platforms: Teachable - https://teachable.com/teach-online Udemy - https://www.udemy.com/teaching/ An article from OEDB that lists out different platforms - https://oedb.org/ilibrarian/6-free-platforms-teaching-online/ Teaching English online: Magic Ears - https://t.mmears.com/v2/ VIPKid - https://www.vipkid.com/teach An FAQ from GoAbroad about teaching English online - https://www.goabroad.com/articles/teach-abroad/teaching-english-online -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
21:39
August 17, 2020
02: Things your bank isn't telling you...
On the second episode of MI$$ FINDEPENDENT, Gloria is joined by a friend and they talk about some of the topics that will be further covered in depth over the course of this season, like things your bank isn't telling you - there's money you could be leaving on the table. Bank fees? Interest? Investments? We're talking about it all today. Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca  EQ Bank - all accounts get 1.7% interest: https://join.eqbank.ca?code=GLORIA1867 Cover art by Suzzhang -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
22:43
August 11, 2020
01: A Canadian's average net worth is WHAT?
On the first episode of MI$$ FINDEPENDENT, Gloria is joined by her sister and they talk about why she started this podcast, why you should know your net worth and how to calculate it, as well as some statistics on average Canadian and American net worths. Net worth is a snapshot of your financial security at a given point in time and it’s a really good launching pad to help you plan for and keep track of your financial goals. Homework: Task 1: Find out your net worth if you don’t know already or if you haven’t calculated it in a while Task 2: Share this with someone who you think would benefit Real property valuation estimates: Car - Kelly Blue Book: http://kbb.ca Car - Canadian Black Book: https://www.canadianblackbook.com/ Real estate - Zolo: http://zolo.ca Net worth statistics: US Federal Reserve - Survey of Consumer Finance 2016 - https://www.federalreserve.gov/publications/files/scf17.pdf Statistics Canada - Survey of Financial Security 2016 - Total and median net worth by age and family type - https://www150.statcan.gc.ca/n1/daily-quotidien/171207/t001b-eng.htm Statistics Canada Survey of Financial Security - Interactive Table - https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid=1110001601 -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.
20:10
August 04, 2020
Coming soon: MISS FINDEPENDENT
A personal finance podcast for young Canadians - starting from the basics to help you manage your money. Covering topics from budgeting to the financial independence movement to careers. Make your money work for you!
01:07
July 31, 2020