Topics covered in Episode 15

4:30 – Credit card points being allowed expire
- https://www.msn.com/en-us/money/credit/nearly-half-of-americans-have-let-their-airline-or-hotel-rewards-expire/ar-AAIpV7F
9:15 – Financial Independence and Unhappiness
- https://www.marketwatch.com/story/dominos-pizza-cfo-announces-new-1-billion-share-buyback-program-2019-10-08?siteid=rss
14:41 – Jackson declares that Davy is so smart.
15:43 – Regular rebalancing as a method to avoid timing risk
- https://awealthofcommonsense.com/2019/10/finance-topics-that-make-your-head-hurt/
30:30 Q&A
- Are you better off renting in the long run?
- What do you think about wedding loans?
35:40 – Advisor Pick of the Week
- Davy recommends two things:
  - Mozart’s most famous clarinet concerto: Clarinet Concerto in A major, K.622: https://www.youtube.com/watch?v=YT_63UntRJE
  - Not interrupting others (as highlighted by Joe Rogan’s face in this clip): https://www.youtube.com/watch?v=egIKAK3SuiE&feature=youtu.be&t=53s
- Jackson recommends Ryan Holiday’s book ‘Stillness is the Key’, a book on why slowing down is the key to a more effective life.

Thank you for listening!

5. Recession(?), Spending Money, Q&A