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Financial Pathway

Financial Pathway

By Nate Skelly

Go to the next level in your finances with news, insights, and education from Nate Skelly CFP®

Website: nateskelly.com
Email: info@nateskelly.com
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15. How to use a Health Savings Account (HSA)

Financial PathwayJul 20, 2020

00:00
16:37
125. The Best Retirement Plan for Pastors with Paul McWilliams

125. The Best Retirement Plan for Pastors with Paul McWilliams

Paul McWilliams is a financial advisor and pastor’s kid who works with pastors and churches all across America. 


In today's episode, we discuss why 403b retirement plans are incredibly helpful vehicles to help pastors and church leaders save for retirement, save on taxes, and be wise managers of their financial resources.


Connect with Paul: https://www.inspireadvisors.com/financial-advisor/paul-mcwilliams


Pastor's Wallet Article: https://pastorswallet.com/how-can-a-church-sponsor-a-retirement-plan/

Mar 12, 202440:22
124. Apple Rumor: Foldable iPhone | First Successful Human Brain Chip Implant | Dangerous Developments in AI

124. Apple Rumor: Foldable iPhone | First Successful Human Brain Chip Implant | Dangerous Developments in AI

A quick roundup on some of the most interesting articles this month...


- Apple rumored to be working on making a foldable iPhone

- Elon Musk's Neuralink completes first successful brain chip implant in a human

- Deepfake scammers dupe company out of $25 million

- US returns to the moon for the first time in 50 years


Feb 29, 202415:53
123. When Should You Hire a Financial Advisor?

123. When Should You Hire a Financial Advisor?

When does it make sense to hire a financial advisor? Do you even need a financial advisor??


In today's episode, I’m going to give you 5 factors to consider when deciding whether to enlist financial guidance.

Feb 20, 202427:03
122. Become an Exceptional Money Manager by Using a Financial "Why" Statement

122. Become an Exceptional Money Manager by Using a Financial "Why" Statement

We like to focus on "what" financial decisions to make (account types, interest rates, tax strategies, etc.) but we don't spend nearly enough time focusing on "why" we're spending our money.


Today we'll talk about:


- What exactly is a Financial "Why" Statement?

- 3 questions to help you develop your own Financial "Why" Statement

- How I recently used my Financial "Why" Statement to make a difficult financial choice

Feb 07, 202422:13
121. Cheapest Places to Live | 22 States Raise Minimum Wage | You Probably Aren't Paying Your Pastor Enough

121. Cheapest Places to Live | 22 States Raise Minimum Wage | You Probably Aren't Paying Your Pastor Enough

A quick roundup on some of the most interesting articles this month...


- Which countries could you move to where you get the most bang for your buck?

- 10 million workers got a raise but the federal minimum wage is still at $7.25 and hasn't changed since 2009

- 2023 was a big year for entrepreneurship, especially home service businesses

- A few reasons why your pastor probably isn't paid enough


Jan 31, 202422:54
120. Should Christians Use "Biblically Responsible Investing" Funds with Jake Ridley

120. Should Christians Use "Biblically Responsible Investing" Funds with Jake Ridley

My guest, Jake Ridley, joins me to discuss the very important topic of Biblically Responsible Investing.


- How does BRI work?

- Are there any downsides to investing in BRI funds?

- How does one compare/evluate different BRI funds to know which is best?

- Should Christians invest in BRI funds or are they better served with a more traditional investing approach?


Jake's article on Biblically Responsible Investing: https://churchfiduciary.com/biblically-responsible-investing-a-comprehensive-guide-and-fund-analysis/


Jake Ridley: https://astoriastrategicwealth.com/about-us/jake-ridley-team-member-page/

Jan 23, 202448:43
119. My 25 Favorite Facts of 2023

119. My 25 Favorite Facts of 2023

A look back on some of the most surprising things we learned last year.


Full list of facts here: https://theideafarm.beehiiv.com/p/75-facts-2023

Jan 09, 202423:48
118. Understanding the Israel/Gaza Conflict with Kurt Skelly (Part 2)

118. Understanding the Israel/Gaza Conflict with Kurt Skelly (Part 2)

Here's Part 2 of my conversation with Kurt Skelly about the ongoing conflict in the Middle East.


- What is God's purpose for Israel?

- How does the current conflict in Gaza fit into the bigger picture?

- How do we frame our view of these events in a biblical way?


Watch Kurt Skelly's full message on the topic: http://bit.ly/4aBdjzy

Dec 26, 202334:55
117. Understanding the Israel/Gaza Conflict with Kurt Skelly (Part 1)

117. Understanding the Israel/Gaza Conflict with Kurt Skelly (Part 1)

We're calling a little bit of an audible on this episode of the Financial Pathway podcast.


I originally asked my dad, Kurt Skelly, to join me on the podcast to tackle another financial topic. But with the October 7 attack on Israel and subsequent war in Gaza, we thought it best to focus this conversation on a topic that's been on a lot of our hearts and minds recently.


- What is God's purpose for Israel?

- How does the current conflict in Gaza fit into the bigger picture?

- How do we frame our view of these events in a biblical way?

Dec 19, 202340:58
116. How to Use Digital Marketing to Increase Your Reach with Will Hamilton

116. How to Use Digital Marketing to Increase Your Reach with Will Hamilton

Every organization, business, or church faces the same challenge - how do we effectively get our message to our desired audience?

My guest, Will Hamilton, recently moved from Kansas to Tampa to be part of the launch team for Redemption Church.


Will owns his own marketing business, and in today's episode we talk about the most effective ways to use social media, google, and similar channels to reach people.


By the way, if you are a church looking to increase your reach through video content you need to check out Will's new service at churchposting.com. They will take your existing video content, make short form clips, and share them to multiple platforms - it's an easy way to increase your visibility by thousands of views every month.


Will Hamilton:

ThriveTampa.com

ChurchPosting.com

Will@thrivetampa.com

Dec 12, 202345:51
115. A Few Laws of Getting Rich | Average Net Worth by Age | Class-Action Lawsuit Upends Real Estate Industry

115. A Few Laws of Getting Rich | Average Net Worth by Age | Class-Action Lawsuit Upends Real Estate Industry

A quick roundup on some of the most interesting articles this month...


- Everyone wants to be rich... but nobody talks about the downsides

- The National Association of Realtors loses landmark class-action lawsuit. Will this lead to lower commissions and a mass exodus of realtors from the industry?

- New data from the Federal Reserve reveals how much the average American is worth by age

- A Canadian millionaire decides to stop waiting for government and takes matters into his own hands to combat homelessness


Nov 28, 202328:32
114. Multiplying Impact by Being a "Virtual Executive Pastor" with Dan Murray

114. Multiplying Impact by Being a "Virtual Executive Pastor" with Dan Murray

Dan Murray is the owner of Ministry Books. He partners with churches and business to assist with their bookkeeping, payroll, and financial consulting.


We talk about the importance of solid financial management, common mistakes in how churches/businesses handle their books, and why he's seen a huge level of interest in Ministry Books within their first year.


Dan and I share a lot of the same passions - finance, ministry, and even the Dallas Cowboys! I know you’ll enjoy hearing his story on the podcast today. 

Nov 14, 202334:51
113. Billionaire Gives Away $8 billion | Overcoming Decision Paralysis | Most (and Least) Tax Friendly States

113. Billionaire Gives Away $8 billion | Overcoming Decision Paralysis | Most (and Least) Tax Friendly States

A quick roundup on some of the most interesting articles this month...


- Make sure you're not leaving money on the table during open enrollment season

- 5 tricks to overcome decision paralysis

- Billionaire lives modest lifestyle so he can give away $8 billion

- State-by-state breakdown of how much each state's residents pay in taxes


Oct 31, 202317:49
112. Avoiding the Income Tax Bomb with Tim McKee

112. Avoiding the Income Tax Bomb with Tim McKee

Tim McKee is a CPA, Personal Financial Specialist (PFS), and a RamseyTrusted Tax Advisor. He provides tax preparation and tax advice to individuals and small businesses.


In today's episode, Tim explains the important difference between a tax preparer and a tax advisor. He also shares some of the best tax strategies that help you be proactive and minimize taxes by avoiding the "income tax bomb".

Oct 10, 202343:43
111. Americans' View of Larger Families is Changing | Re-defining the "American Dream" | Costco Selling Gold Bars

111. Americans' View of Larger Families is Changing | Re-defining the "American Dream" | Costco Selling Gold Bars

A quick roundup on some of the most interesting articles this month...


- Americans preference for larger families at highest level since 1971

- What does the American Dream really mean to you?

- Bargain megastore Costco now sells gold bars

- An interactive map that helps you find your ideal place to live


Sep 29, 202320:38
110. Four Finance Books to Add to Your Reading List

110. Four Finance Books to Add to Your Reading List

There are thousands of finance books out there. Today, I'll share four that are absolute must-reads.


Bonus: three honorable mentions + a pre-recommendation of the next finance book I'm excited to read!

Sep 26, 202320:05
109. Four Ways to Make a Large Gift to Your Church (and Save Big on Taxes!)

109. Four Ways to Make a Large Gift to Your Church (and Save Big on Taxes!)

When it comes to church giving, the 80/20 principle holds true (in fact it might be more like 90/10!). Most of the giving comes from a small percentage of the church membership.


This is because some church members will have a disproportionate capacity to give in a much bigger way. Today, I'll highlight four strategic ways to make a big gift to your church while minimizing taxes and maximizing impact.

Sep 12, 202335:30
108. Is Tipping Culture Out of Hand? | Politics and Fundraising | Tale of 2 Housing Markets

108. Is Tipping Culture Out of Hand? | Politics and Fundraising | Tale of 2 Housing Markets

A quick roundup on some of the most interesting articles this month...


- How Americans attitude toward tipping has soured in the last few years

- Politics is big money and that's not changing any time soon

- Why new home buyers are opting for newly constructed homes

- The slow death of cable tv

Aug 29, 202320:36
107. Why I Became a Financial Advisor (Again) with Jeremy DeSpain

107. Why I Became a Financial Advisor (Again) with Jeremy DeSpain

Jeremy DeSpain is the lead pastor of Bible Baptist Church in Port Orchard, WA, and hosts the Actual Faith YouTube channel.


Last year, Jeremy joined me on the podcast to discuss his journey from being in the financial services industry years ago to his current role as a full-time pastor. Well, since that episode, Jeremy has decided to step back into financial world by starting his own investment advisory firm as something he does in addition to pastoring.


In today's episode, I talk with Jeremy about what it's really like to be a financial advisor, what we wish more people understood about our industry, and why getting financial advice from a knowledgable and ethical source is so crucial.


Jeremy's new firm: https://adventcapitalstrategies.com/

Aug 15, 202338:13
106. How to Become a Solo-preneur with Luke Clayton

106. How to Become a Solo-preneur with Luke Clayton

Luke Clayton and I talk about our shared experience of starting and running a solo business.


Luke is the found of Must Increase Media and he helps businesses (primarily churches) be excellent in their graphic design, web development, and video production.


In this digital age, the opportunities to do remote work and start your own side hustle have never been easier. Luke and I talk about the pros and cons of running your own business, learning time management, and the importance of investing in yourself.


Connect with Luke:


ChurchMediaHQ.com

Must Increase.com

Podcast: https://podcasts.apple.com/us/podcast/the-must-increase-podcast/id1441076650

Aug 01, 202349:41
105. Have Interest Rates Peaked? | Flying Cars | Taylor Swift | Counting Calories with AI

105. Have Interest Rates Peaked? | Flying Cars | Taylor Swift | Counting Calories with AI

A quick roundup on some of the most interesting articles this month...


- Could the Federal Reserve be done raising interest rates?

- Alef designing flying car with vertical takeoff/landing

- Taylor Swift tour to create over $5 billion in economic activity

- New app can count calories based on a picture


Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5


Jul 28, 202312:36
104. Exposing the "Fake Rich" Generation

104. Exposing the "Fake Rich" Generation

Envy, jealousy, and comparison have been around as long as there have been people.


But social media creates a new environment for these impulses to wreak havoc. It has rightly been said that "comparison is the thief of joy".


Today we talk about how social media has given rise to new generation of "fake rich": people who publicly flaunt their material success but in reality are broke and in debt.


Article from John Rampton: https://due.com/fake-rich/

Jul 18, 202320:02
103. Achieving Godly Success with a Thriving Faith and Family w/ Dustin Alley

103. Achieving Godly Success with a Thriving Faith and Family w/ Dustin Alley

Dustin Alley is a former Marine and the pastor of Liberty Baptist Church in Bristol, CT.


He recently founded the Men After God community which is designed to help men ages 27-45 with a family achieve Godly success with a thriving faith and family.


We talk about what led him to start this movement, why young men are particularly susceptible to unhealthy obsession with personal success, and how true success flows out of a healthy relationship with God and with your family.


Men After God website: https://www.menaftergod.org/

Men After God podcast: https://podcasts.apple.com/us/podcast/men-after-god/id1691214647

Jul 04, 202348:48
102. Who Pays the Most Sales Tax? | Amazon Explores Low-Cost Wireless | Tiny Budget? Try a Tiny Home

102. Who Pays the Most Sales Tax? | Amazon Explores Low-Cost Wireless | Tiny Budget? Try a Tiny Home

A quick roundup on some of the most interesting articles this month...


- In which states do residents pay the most sales taxes per person?

- Amazon may look to boost its Prime offering by adding low cost wireless service

- Tiny home living is looking more appealing (and affordable)

- The evolution of famous brands' websites


Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

Jun 30, 202312:26
101. Can You Tame the National Debt? | US Dollar Is Still King | Brands With the Best (and Worst) Reputations

101. Can You Tame the National Debt? | US Dollar Is Still King | Brands With the Best (and Worst) Reputations

A quick roundup on some of the most interesting articles this month...


- Do you have what it takes to cut the deficit and lower the national debt? It's a lot harder than it looks

- Three reasons why the US dollar won't be replaced as world reserve currency any time soon

- Ranking the 100 most visible brands by their reputation score


Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

Jun 20, 202315:50
100. The Parable of the Mexican Fisherman

100. The Parable of the Mexican Fisherman

We made it to episode 100!!! Thank you everyone who has listened and supported the podcast along the way.


Today I'm going to share:

- a quick review of how we got here

- one of my favorite stories/lessons I've learned in the last 3 years

- where the podcast is headed from here


Email: info@nateskelly.com

Jun 06, 202314:55
99. The US Debt Crisis Explained

99. The US Debt Crisis Explained

The US faces a looming debt crisis that threatens to shut down the government and even possibly send us into default.


Here's what you need to know about the current debt crisis and how it may affect you.


Visual mentioned in the episode: https://theirrelevantinvestor.com/2020/06/10/there-are-always-reasons-to-sell/


Email: info@nateskelly.com

Facebook: https://www.facebook.com/financialpathwayllc

May 23, 202316:54
98. The Most Important Financial Question You'll Ever Answer

98. The Most Important Financial Question You'll Ever Answer

Whenever I get to have an initial conversation about money, I always like to ask the same question.


In fact, I think it's the most important financial question you will ever answer.


And the reason it's so important is because I can't begin to give any advice or draw a "financial map" until we get really clear about where it is you want to go.

May 09, 202315:56
97. New Unfair Mortgage Rules? | How Long It Takes To Double Your Money | Ideas for (Affordable) Family Vacation

97. New Unfair Mortgage Rules? | How Long It Takes To Double Your Money | Ideas for (Affordable) Family Vacation

A quick roundup on some of the most interesting articles this month...


- New mortgage fees for high credit borrowers and lower fees for low credit borrowers

- How long does it actually take your money to double?

- America's most (and least) expensive cities based on purchasing power


Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

Apr 28, 202311:59
96. It's Gotta be a CFP®

96. It's Gotta be a CFP®

It seems I'm hearing about the CFP® designation more than ever these days - from commercials to conversations to even Jeopardy!


But what does being a CERTIFIED FINANCIAL PLANNER™ even mean, and does it matter whether an advisor is one or not?

Apr 25, 202319:15
95. Christian Citizenship with Joshua Hershberger

95. Christian Citizenship with Joshua Hershberger

Joshua Hershberger is an attorney, minister, and speaker. He founded the Good Citizen Project to equip Christian leaders to be Gospel-centered citizens.


In this episode, Josh and I talk about religious freedom, politics, court cases, and citizenship from a Christian worldview.


Be sure to connect with Josh on his website https://www.goodcitizen.us/ and receive helpful resources for your church.

Apr 11, 202342:32
94. AMA - Gold, Dave Ramsey, Side Hustles, Tithing, and More

94. AMA - Gold, Dave Ramsey, Side Hustles, Tithing, and More

We're way overdue for another "ask me anything" episode. Thanks everyone who sent in questions!


How do I choose the best side hustle? (2:00)

What's the best and worst of Dave Ramsey's advice? (11:24)

Tithing vs grace giving (16:01)

Borrowing from your life insurance policy (19:50)

Best apps for managing your money (23:01)

Where should I put my savings? (25:24)

Should I invest in gold (or silver) (28:12)


Email: info@nateskelly.com

Website: http://nateskelly.com

Facebook: https://www.facebook.com/finanancialpathwayllc

Mar 28, 202338:01
93. The Collapse of Silicon Valley Bank

93. The Collapse of Silicon Valley Bank

Silicon Valley Bank is the 2nd largest bank collapse in US history. Its failure has sent shock waves through the American banking system. Is this a sign of things to come or merely an isolated incident?

In today's episode, we'll explain how one of the country's largest banks ended up insolvent and what lessons their story has to teach us.

Mar 14, 202317:49
92. Republicans Propose 30% Sales Tax | Credit Card Dependency All-Time High | Top Investing Searches of 2022

92. Republicans Propose 30% Sales Tax | Credit Card Dependency All-Time High | Top Investing Searches of 2022

A quick roundup on some of the most interesting articles this month...


- Republicans propose a 30% national sales tax that would replace the current income tax system

- New survey shows credit card dependency at an all-time high in the US

- What were the most searched for investment topics of 2022? 

- How much money do you have to make to be in the top 1% in your state?


Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

Feb 28, 202315:35
91. Biblical Paradox: Money is a Blessing, but It's a Bigger Blessing to Give It Away

91. Biblical Paradox: Money is a Blessing, but It's a Bigger Blessing to Give It Away

Paradox: a seemingly absurd or self-contradictory statement or proposition that when investigated or explained may prove to be well founded or true.

The Bible contains many truths that at first glance may seem to be at odds with each other: humility is the way to exaltation, lose your life in order to find it,  when we are weak then we are strong, etc.

That brings us to the paradox of the day: is money a blessing to be enjoyed or do we need to give our money away in order to be blessed?


Email: info@nateskelly.com

Website: https://www.nateskelly.com/

Facebook: https://www.facebook.com/financialpathwayllc

Feb 14, 202312:02
90. Which Professionals are Most Trustworthy? | Top 10 Breakthrough Technologies | Why the Super Rich are Inevitable

90. Which Professionals are Most Trustworthy? | Top 10 Breakthrough Technologies | Why the Super Rich are Inevitable

A quick roundup on some of the most interesting articles this month...


- A new survey shows which professions are considered the most honest and ethical by the public

- Ten cutting-edge technologies that could change our lives the most in 2023

- An explanation of why super-rich people are almost a mathematical certainty in every society


Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

Feb 03, 202312:38
89. Understanding the New Retirement Rules (SECURE 2.0)

89. Understanding the New Retirement Rules (SECURE 2.0)

A brand new bill was just signed into law at the end of 2022. This new piece of bipartisan legislation known as SECURE 2.0 builds on previous changes made to retirement rules in the US. 


Here's what you need to know about the changes that are coming this year and in the next few years to come...



Jan 17, 202314:13
88. The Experts Make Their 2023 Market Predictions

88. The Experts Make Their 2023 Market Predictions

We're coming off one of the worst years ever in the investment markets. 2022 was the 7th worst year for the S&P 500 and the worst year ever for 10 year treasury bonds. The question of the hour is: are we in for more of the same this year or should we expect a turnaround?


Today, we're going to look at what the top investment firms are predicting in 2023, and ask how much confidence (if any) we should have in economic forecasts. 


Forecast list: https://serebrisky.com/2022/12/29/economic-and-investment-outlook-for-2023-by-top-investment-banks/


Email: info@nateskelly.com

Website: https://nateskelly.com

Facebook: https://www.facebook.com/financialpathwayllc

Jan 03, 202318:38
87. The Economics of Chick Fil A | Popular Christmas Toys | How Rich Am I?

87. The Economics of Chick Fil A | Popular Christmas Toys | How Rich Am I?

A quick roundup on some of the most interesting articles this month...


- A closer look at the unique business model of Chick Fil A

- Exploring 100 years of the most popular Christmas toys

- A simple calculator shows you how your wealth compares to the rest of the world


Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

Dec 30, 202211:01
86. Why Every Pastor Should Consider a 403b Plan (Re-release)

86. Why Every Pastor Should Consider a 403b Plan (Re-release)

The biggest tax benefit available to pastors is the ability to claim part of their pay as housing allowance. But did you know that pastors may also be able to claim housing allowance on withdrawals from their retirement account too?!


In today's episode we'll talk about how using a church-sponsored 403b plan allows pastors to save thousands of dollars in taxes and maximize every dollar they save for retirement.


Email: info@nateskelly.com

Website: https://www.nateskelly.com/

Facebook: https://www.facebook.com/financialpathwayllc

Dec 20, 202220:37
85. End of the Year Opportunities

85. End of the Year Opportunities

Here are 10 practical ways you can set yourself up for financial success in 2023. Remember that the end of the year often brings financial opportunities if you'll take the time to plan ahead. 


Email: info@nateskelly.com 

Website: nateskelly.com 

Facebook: facebook.com/financialpathwayllc

Dec 06, 202214:28
84. Is FTX the New Enron? | Frontier Offers "All-You-Can-Fly" Pass | Bezos Pledges to Give Away His Fortune

84. Is FTX the New Enron? | Frontier Offers "All-You-Can-Fly" Pass | Bezos Pledges to Give Away His Fortune

A quick roundup on some of the most interesting articles this month...


- FTX crypto exchange collapses amid allegations of fraud and mishandling of client funds

- Frontier Airlines looks to shake up the airline industry with a unique yearly pass offer

- Jeff Bezos has pledged to give away the bulk of his fortune within his lifetime

- Google pays hundreds of millions for its lack of transparency in collecting user info


Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

Nov 30, 202217:37
83. The Entrepreneurial Pastor with Ryan Flanders

83. The Entrepreneurial Pastor with Ryan Flanders

Co-vocational ministry is on the rise. A growing number of pastors, either by choice or out of necessity, earn part of their income in secular employment.    

Our guest, Ryan Flanders, talks about his journey as a pastor and entrepreneur, why he intentionally chose co-vocational ministry, and the benefits of a co-vocational approach.   

Ryan is the founder of "Develop My Ministry" which exists to equip pastors in their walk and in their work. They equip primarily through pastor gatherings, consulting and coaching.     

Email: ryan@developmyministry.org  

Website: developmyministry.org

Nov 22, 202245:33
82. Election Special: How Much Do Midterm Elections Affect the Stock Market?

82. Election Special: How Much Do Midterm Elections Affect the Stock Market?

History tells us that the most consequential issues for voters usually are the ones that affect their wallet (jobs, economy, inflation, etc). The 2022 Midterm Elections look like they will follow the same pattern. 


But how much immediate affect do these elections have on our economy and the stock market? What should we expect to see in the days after the election?

Nov 08, 202213:58
81. Five Observations on Pastor's Salaries | FAANG Stocks Struggling | Fixes for Social Security

81. Five Observations on Pastor's Salaries | FAANG Stocks Struggling | Fixes for Social Security

A quick roundup on some of the most interesting articles this month...

- Five things every church should be aware of when it comes to their pastor's salary

- FAANG stocks have fallen back to earth after strong 2020 and 2021

- Will the four-day workweek eventually replace the five-day workweek?

- New bill aims to fix some glaring issues with Social Security


Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

Nov 01, 202215:11
80. The Evolution of Financial Advice

80. The Evolution of Financial Advice

We are in a new era of financial advice. And I for one am very excited about it! The tools and technology available to us today allows advisors to give better advice, to reach more people, and to answer more money questions than ever before!


In this episode, I walk through the history of the financial services industry and how each new era brought changes to the ways people received financial advice. At the end I'll talk about this new era we are in and how financial advice is changing for the better. 


Email: info@nateskelly.com

Website: https://www.nateskelly.com/

Facebook: https://www.facebook.com/financialpathwayllc

Oct 25, 202221:57
79. The Church's Response to Hunger, Addiction, Homelessness, and More with Drayton Smith

79. The Church's Response to Hunger, Addiction, Homelessness, and More with Drayton Smith

Drayton Smith is the Director of Ministry Village in Pensacola, FL. Ministry Village is an extension of Olive Baptist Church and ministers to Escambia County residents affected by hunger, addiction, homelessness, and more. 


Drayton and I talked about his role and the 5 unique ministries he oversees through Ministry Village. He shared some of the biggest blessings and challenges of running a non-profit that serves the most vulnerable people in the community. Drayton also shared some advice for how your church can take practical steps to have a bigger impact in your community. 


Drayton Smith email: dsmith@ministryvillage.org

Ministry Village website: https://ministryvillage.org/

Oct 11, 202234:14
78. Mortgage Rates Near 7% | States With the Biggest (and Smallest) Homes | Millions of New Millionaires

78. Mortgage Rates Near 7% | States With the Biggest (and Smallest) Homes | Millions of New Millionaires

A quick roundup on some of the most interesting articles this month...


- Housing market cools as mortgage rates continue to climb

- A breakdown of which states/cities offer the most and least amount of elbow room

- Housing market and stock market gains in 2021 created 5 million new millionaires worldwide


Sign up for Money Minute email here: https://mailchi.mp/nateskelly/p5c6us72e5

Sep 30, 202212:10
77. Twelve Characteristics of a Healthy Church with Brian Nall

77. Twelve Characteristics of a Healthy Church with Brian Nall

Dr Brian Nall is the executive director of the Pensacola Bay Baptist Association, a local  association of about 60 churches in Escambia County Florida. 


Brian assists these local congregations in three primary areas: 1. Encourage - providing professional and spiritual support for pastors 2. Equip - training and resources for church leaders 3. Engage - cooperate and serve together to reach the community for Christ


One of the most important services that Brian provides for churches is a top-to-bottom analysis of church health using the "12 Characteristics of a Healthy Church". We spent a good portion of our conversation talking about the key indicators of church health. 


Email: Brian@pbbassociation.org

Website: https://pbbassociation.org/

Twelve Characteristics of Healthy Church: http://pbbassociation.org/healthychurch/

Sep 27, 202244:35
76. Atomic (Financial) Habits

76. Atomic (Financial) Habits

For most of us, we already know where we could do better in our finances: saving, budgeting, overspending, etc. That's not the problem. The problem is learning how to be consistent in those areas.

Today we're going to look at the best-selling book, Atomic Habits, by James Clear and talk about how we can use his framework to break down bad financial habits and replace them with healthy ones.
Sep 13, 202217:28