Neil Himmelstein Presents: The Main Street Code for Financial Success

Welcome to "The Main Street Code for Financial Success"! In this episode, we emphasize the importance of regularly reviewing your insurance policies due to frequent industry changes. We share our experiences from recent conferences in Texas and Albany, discussing new product offerings and legislative efforts to enhance financial literacy. Tune in as we outline strategies to optimize your IRA for your family's future and the benefits of various insurance products. Don’t miss out on valuable insights every Friday at 3 PM EST on 103.9 L.I. News Radio. Visit www.themainstreetcode.com for more information and catch our episodes on YouTube, Spotify & Apple Podcasts.

Welcome to "The Main Street Code for Financial Success"! In today's episode, we're joined by Douglas Kniffin, owner of the Viking Agency, a primarily property and casualty agency. With a career spanning over three decades in the insurance industry, Doug shares his extensive experience and insights into the unique advantages of working with an independent agency. We dive into how his approach to customer relationships and personalized service sets his agency apart from the rest. Whether it's addressing challenges of living in high-risk areas like coastal zones or navigating through the complexities of different insurance carriers, Doug offers invaluable advice on obtaining the right coverage that meets your specific needs. Join us as we explore the importance of having an independent agent in your corner, especially in today's dynamic insurance landscape. Tune in to discover how to ensure your insurance truly works for you in safeguarding your most valuable assets. Catch our discussions every Friday at 3 PM EST on 103.9 L.I. News Radio, and don’t forget to visit our episodes on YouTube, Spotify, and Apple Podcasts at www.themainstreetcode.com for more insights.

Welcome to "The Main Street Code for Financial Success"! In today's episode, We dive into the essential reasons why people buy life insurance. From providing financial protection for loved ones to covering daily living expenses and ensuring business continuity, we explore the multifaceted benefits of life insurance. We discuss the significant roles of life insurance in income replacement, funeral expenses, and estate planning, highlighting how life insurance acts as a safety net in various aspects of life. We also shed light on the critical process of underwriting, explaining its impact on policy costs and the importance of field underwriting to secure the best possible rates. Learn how underwriting can vary significantly depending on one's health and lifestyle, and why personalized attention in this process is crucial. Join us as we navigate the complex world of life insurance and offer insights into securing your financial future through strategic coverage options. Tune in every Friday at 3 PM EST on 103.9 L.I. News Radio for "The Main Street Code for Financial Success" hosted by Neil Himmelstein of Main Street Planning Group. Catch our episodes on YouTube, Spotify, & Apple Podcasts and visit www.themainstreetcode.com for more insights.

Welcome to "The Main Street Code for Financial Success"!

This episode delves into the critical differences between qualified and non-qualified accounts and how these distinctions can significantly impact your retirement planning and tax strategy.

We share a real-life example highlighting the potential pitfalls of mismanaging IRA transfers, which resulted in a substantial tax penalty for a client. Additionally, we explore the unparalleled benefits of life insurance as a non-qualified account, demonstrating its role not only in providing protection but also as a flexible, tax-efficient vehicle for wealth accumulation and retirement planning.

Join us for insightful discussions on making informed financial decisions that safeguard your future. Tune in every Friday at 3 PM EST on 103.9 L.I. News Radio for more episodes of "The Main Street Code for Financial Success," available also on YouTube, Spotify, & Apple Podcasts.

Visit www.themainstreetcode.com for further insights into achieving financial success.

Welcome to "The Main Street Code for Financial Success"! This episode features a deep dive into the art of networking with the return of our honored guest, Rob Fishman, President of Sandler Training. Together, we unravel the secrets to effective networking, emphasizing the FORM method—focusing on Family, Occupation, Recreation, and Motivations. We discuss the transition from the generalist to the specialist mindset in networking, the importance of having a clear goal at networking events, and how to create long-lasting relationships for mutual gain. Rob shares invaluable advice on making networking effective and personal, including the strategic selection of events and the art of the 30-second commercial. We also touch on the impact of COVID on business relationships and how to adapt and thrive in a changing world. Tune in to learn how to enhance your networking skills, forge meaningful connections, and leverage these relationships for success. Join us every Friday at 3 PM EST on 103.9 L.I. News Radio for "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. Catch our episodes on YouTube, Spotify, & Apple Podcasts, and visit www.themainstreetcode.com for more insights.

Welcome to "The Main Street Code for Financial Success"! In this episode, we dive into the often-overlooked topic of self-funded long-term care. We share a compelling story that highlights the financial and emotional tolls of depending solely on personal savings for long-term care needs. We also discuss the risks associated with self-funding, including the potential for significant lifestyle changes and the impact on loved ones who may become caregivers. Additionally, we cover the importance of long-term care insurance, not only as a means to pay for care but as a protective measure for your family. By sharing real-life scenarios, we underscore the necessity of planning ahead for long-term care, debunking the myth that "it won't happen to me" and providing the startling statistics that suggest otherwise. Tune in to discover how proper planning can safeguard your assets and ensure peace of mind for you and your family. Join us every Friday at 3 PM EST on 103.9 L.I. News Radio for "The Main Street Code for Financial Success" with Neil Himmelstein of Main Street Planning Group. Catch our episodes on YouTube, Spotify, & Apple Podcasts, and visit www.themainstreetcode.com for more insights into securing your financial future.

Welcome to "The Main Street Code for Financial Success"! In this episode, we're thrilled to have Tim Kennedy join us to share his expertise in reverse mortgages and home equity. As a recognized authority, Tim illuminates the intersection of mortgage planning and insurance needs, focusing on reverse mortgages and lines of credit. We dive into the critical topic of long term care, discussing recent legislative changes and their implications. With a focus on the five Ls—Longevity, Liquidity, Lifestyle, Legacy, and Long-term care—we explore how these elements are fundamental in planning for the future. Tim's insights into utilizing home equity as a strategic asset for addressing long-term care needs provide a new perspective on preparing for life's uncertainties. We also touch upon the challenges and emotional aspects of family caregiving, highlighting the importance of having a comprehensive plan in place. Tune in every Friday at 3 PM EST on 103.9 L.I. News Radio for "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. Catch our episodes on YouTube, Spotify, & Apple Podcasts, and visit www.themainstreetcode.com for more insights.

In this episode of "The Main Street Code for Financial Success," we're joined once again by esteemed attorney Larry Scherer from Scherer and Pudell. Together, we dive into the intricate world of life insurance, estate planning, and the critical importance of having a comprehensive financial team. Larry sheds light on common pitfalls in managing life insurance policies, the value of life settlements, and the significance of meticulous estate planning to avoid unintended consequences. This conversation is a must-listen for anyone looking to safeguard their financial future, understand the complexities of life settlements, and navigate the legal aspects of estate planning. Tune in to gain invaluable insights from Neil and Larry's decades of experience and learn how to protect your assets and ensure your wishes are fulfilled. Remember, planning is key to avoiding financial and legal mishaps. Don't miss out on this vital information - catch us on 103.9 L.I. News Radio every Friday at 3 PM EST, and visit www.themainstreetcode.com for more episodes and financial guidance. All episodes are available on YouTube, Spotify and Apple Podcasts.

In this episode of "The Main Street Code for Financial Success," we're joined by legal expert Lawrence Scherer to unravel the complexities of the Corporate Transparency Act, a new regulation impacting over 33 million small businesses in the United States. We dissect the act's requirements, penalties for non-compliance, and practical steps for business owners to stay within the law. Plus, delve into the critical importance of irrevocable life insurance trusts and the role of trustees and fiduciaries in estate planning. Whether you're a small business owner, advisor, or just keen on financial planning, this episode offers essential insights into navigating these legal waters. Tune in to equip yourself with the knowledge to protect your business and assets. Don't miss out on this vital information - catch us on 103.9 L.I. News Radio every Friday at 3 PM EST, and visit www.themainstreetcode.com for more episodes and financial guidance. All episodes are available on YouTube, Spotify and Apple Podcasts.

Welcome to "The Main Street Code for Financial Success"! In this insightful episode, we're joined by Anthony Citrolo, the founder of the NYBB Group. With over two decades of experience, Anthony shares invaluable advice for business owners on the importance of having an exit strategy, business valuation, and the critical aspects that contribute to maximizing the value of your largest asset—your business. We dive deep into why preparing for an exit strategy from the start is crucial, how to assess the value of your business beyond just earnings, and the significance of a strong management team. Anthony also highlights common misconceptions about business valuation influenced by shows like Shark Tank and stresses the importance of being ready for unexpected offers to purchase your business. Join us as we explore the worst times to sell a business, the role of a management team in valuation, and the necessity of having buy-sell agreements and insurance in place for business continuity. Whether you're contemplating selling your business or just starting out, this episode is packed with actionable insights to help you prepare for the future and ensure the longevity of your business legacy. Tune in to learn how to protect and maximize your business's value with expert guidance from Anthony Citrolo. Catch this and more every Friday at 3 PM EST on 103.9 L.I. News Radio, and don't forget to visit www.themainstreetcode.com for more episodes and financial insights. All shows are available on YouTube, Apple Podcasts, and Spotify.

Welcome to "The Main Street Code for Financial Success"! In this episode, we explore the critical topic of safeguarding your business. This discussion covers the importance of having a will and a succession plan, especially for small and large business owners. We emphasize the need for understanding the value of your business and the recent legal legislation affecting it. Additionally, we delve into various insurance structures, focusing on how they secure your business's future, including the role of disability insurance in protecting your income and business operations. We share our insights on overhead expense disability insurance and its significance in maintaining business continuity. Join us for a comprehensive discussion on securing the financial health of your business and ensuring its longevity. Tune in every Friday at 3 PM EST on 103.9 L.I. News Radio for more from "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. Catch our episodes on YouTube, Spotify, & Apple Podcasts, and visit www.themainstreetcode.com for more insights.

Join us on "The Main Street Code for Financial Success" as host Neil Himmelstein welcomes special guest Adam Elbendary, a mastermind in digital marketing and lead generation. In this episode, we dive into the journey of reinvigorating a business in the digital age. Learn about Adam's unique approach to marketing, which has revolutionized the way Neil reaches and connects with his audience. From the importance of assembling a proficient team to the intricacies of lead generation and social media engagement, this discussion is a treasure trove for anyone looking to adapt and thrive in today's fast-paced, digitally-driven business landscape. Neil shares his personal experiences and the pivotal role Adam's strategies have played in evolving his business, offering listeners a blueprint for success in the modern world. Tune in to understand how embracing digital marketing expertise can propel your business forward. Catch us every Friday at 3 PM EST on 103.9 L.I. News Radio, as well as Spotify, Apple Podcasts, and YouTube. Remember to visit www.themainstreetcode.com for more enriching content. To learn more about Adam and Cleverman Inc., visit clevermaninc.com or call 212-255-9442

Join us on "The Main Street Code for Financial Success" as we introduce the Long Island Association of Financial Planning Network (LIAFPN), a think tank founded by Neil Himmelstein to pioneer tailored financial strategies. This episode delves into how this group of esteemed professionals, including attorneys, CPAs, and insurance advisors, collaborates to provide comprehensive, client-specific advice. Neil discusses the vital role of LIAFPN in fostering innovation and ensuring clients receive the most informed guidance on financial planning, insurance underwriting, and tax strategies. Moreover, Neil shares his insights on life insurance and annuity planning, emphasizing the importance of understanding underwriting processes and insurance ratings. Learn how strategic asset protection can safeguard your financial aid eligibility and why having a personalized financial team is crucial for holistic planning. Tune in every Friday at 3 PM EST on 103.9 L.I. News Radio for more episodes of "The Main Street Code for Financial Success" with Neil Himmelstein of Main Street Planning Group. Explore valuable resources and catch previous episodes on YouTube, Spotify, & Apple Podcasts. Visit www.themainstreetcode.com for further financial enlightenment.

Welcome to "The Main Street Code for Financial Success", your go-to source for in-depth financial guidance. In this episode, we delve into the crucial question every business owner should ask: Does Your Business Have a Will? This episode is a must-listen for entrepreneurs, small business owners, and professionals who own a book of clients. We unpack the importance of having a buy-sell agreement in place and how it serves as a 'will' for your business, ensuring a smooth transition in unforeseen circumstances. The discussion highlights the complexities and the necessity of planning for the unexpected. Whether it's dealing with the sudden loss of a partner or prolonged disability, Neil outlines how a well-structured buy-sell agreement funded by life insurance can safeguard your business's future. This episode is not just about mitigating risks but also about understanding the value of your business and ensuring its continuity and success. If you're an entrepreneur, a professional with your own client base, or simply interested in securing your financial future, this episode is tailored for you. Tune in to unravel the intricacies of buy-sell agreements, learn how to assess the value of your business accurately, and discover strategies to protect your life's work effectively. Remember, a stitch in time saves nine. Don't wait for a crisis to realize the importance of a business will. Join Neil every Friday at 3 PM EST on 103.9 L.I. News Radio and unlock the secrets to financial success. For more insights, visit www.themainstreetcode.com, and don't hesitate to reach out at 631-647-4694 for personalized advice. Your financial security is our top priority.

Welcome to another engaging episode of "The Main Street Code for Financial Success"! In this episode, we are thrilled to have Phil DePaul, a dynamic young entrepreneur with a portfolio of four businesses, joining us. Phil shares his journey from a teenager working in plumbing wholesale to becoming the CEO of BoomZeal Enterprises. His inspiring story emphasizes the value of a growth mindset and the importance of providing service and value in business. Phil's expertise in property maintenance and his role as the CEO of United Water Restoration Group are particularly relevant as we discuss the recent severe weather events on Long Island. He offers insights into managing water-related damages to properties, emphasizing the critical role his company plays as a 24/7 emergency service provider. Moreover, we explore the synergy between Phil's business approach and the financial planning strategies we advocate at Main Street Code. Our conversation delves into the importance of creating integrated plans that align with professionals like accountants and attorneys, ensuring a comprehensive approach to both business and personal finance. This episode is not only about overcoming and managing disasters but also about entrepreneurial spirit, networking, and the power of collaboration in providing solutions. Remember, for any financial planning needs or inquiries, reach out to Neil Himmelstein at 631-647-4694. And for any property-related emergencies, Phil DePaul can be contacted at 631-494-4764. Tune in to this enlightening conversation for insights into entrepreneurship, disaster recovery, and effective financial planning. Catch this and other episodes every Friday at 3 PM EST on 103.9 L.I. News Radio, and find us on YouTube, Spotify, and Apple Podcasts. Visit www.themainstreetcode.com for more.

Welcome to "The Main Street Code for Financial Success"! Today, we engage in a crucial discussion about trusts, estates, and the intricacies of financial planning. Hosted by Neil Himmelstein, we're joined once again by the esteemed Cheryl Katz, a partner at Forchelli Deegan Terrana LLP specializing in trusts and estates.



In this episode, we dive deep into the complexities of estate planning, touching on issues like tenants in common and the importance of having specialists in every legal area. We share real-life examples, highlighting the pitfalls of inadequate planning and the importance of having a clear, well-structured estate plan.



We also cover topics like the role of insurance advisors, the need for independent legal and financial advice, and the repercussions of improper planning on families. We discuss the necessity of specialist attorneys and emphasize the value of seeking professional guidance for your specific needs.



Tune in to this insightful episode for an in-depth understanding of the complexities of estate and financial planning. Catch "The Main Street Code for Financial Success" every Friday at 3 PM EST on 103.9 L.I. News Radio.

Don't miss our upcoming event in January at Cheryl's law firm, where we'll delve further into these critical issues.



Remember, you can always catch up on missed episodes on YouTube, Spotify, Apple Podcasts, or visit www.themainstreetcode.com for more insights.

Reach out to us with your questions and concerns at 631-647-4694, and connect with Cheryl Katz at 516-248-1700 for specialized advice.

Welcome to "The Main Street Code for Financial Success"! In this episode, we are joined by Cheryl Katz, a partner at the law firm Forchelli Deegan Terrana LLP, specializing in trust and estates litigation. Together, we dive into the complexities and critical importance of proper estate planning. Cheryl shares her expertise on the intricacies of wills and trusts, highlighting common pitfalls that can lead to familial disputes and legal challenges. We explore real-life scenarios where estate plans have failed, emphasizing the need for professional guidance in drafting and executing these crucial documents. From understanding the nuances of no-contest clauses to the ramifications of improperly executed wills, this episode is a treasure trove of knowledge for anyone looking to secure their family's future. Don't miss these essential insights into estate planning. Catch us every Friday at 3 PM EST on 103.9 L.I. News Radio, and follow us on YouTube, Spotify, & Apple Podcasts. Visit www.themainstreetcode.com for more.

Welcome to another episode of "The Main Street Code for Financial Success"! In this episode, our host Neil Himmelstein is joined by the esteemed Joe Jordan, winner of the John Newton Russell Memorial Award and a renowned speaker in the insurance industry. Joe and Neil dive into the critical topic of aging populations and the ensuing financial challenges. They discuss the importance of planning for a secure financial future, with a focus on annuities and their role in providing a guaranteed income for life. Joe sheds light on the significant impact of the aging demographic on global financial systems and the importance of long-term care planning, especially considering the rising longevity rates. He also addresses the emotional aspects of financial planning and the need for a balanced approach to retirement. Catch our episodes every Friday at 3 PM EST on 103.9 L.I. News Radio and find us on YouTube, Spotify, and Apple Podcasts. Visit www.themainstreetcode.com for more insights.

Welcome to "The Main Street Code for Financial Success"! In today’s episode, we're joined by estate planning expert Stephanie Alberts to unpack the complexities of safeguarding your legacy. We delve into why estate planning is more than just drafting a will and how it can prevent disputes and ensure your wishes are honored. From the nuances of family dynamics in estate distribution to the importance of proper planning for assets like life insurance and retirement accounts, we cover the pivotal steps to ensure equitable treatment of heirs and avoid unnecessary taxes. Stephanie also shares insights on the significance of having an estate planning attorney for tailored and comprehensive strategies. Tune in to learn how to keep your estate intact and your family harmonious after you're gone. Catch us every Friday at 3 PM EST on 103.9 L.I. News Radio, hosted by Neil Himmelstein of Main Street Planning Group. Listen on YouTube, Spotify & Apple Podcasts and visit www.themainstreetcode.com for more.

Welcome to "The Main Street Code for Financial Success"! In today’s episode, we are joined by Ron Roel, a veteran journalist, author, and advocate for successful aging and caregiving. Ron, who has recently authored a book on caregiving, shares his extensive experience and knowledge gained from caring for his mother over 25 years. Together, we explore the intricacies of caregiving, discussing practical strategies, and providing tips for successful aging. Ron highlights the importance of financial planning in ensuring a secure and comfortable future for our aging loved ones. This episode is a treasure trove of insights for anyone navigating the caregiving journey, whether you are a family member, a caregiver, or someone looking to prepare for the future. Tune in every Friday at 3 PM EST on 103.9 L.I. News Radio for more enlightening conversations on "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. Catch our episodes on YouTube, Spotify & Apple Podcasts, and visit www.themainstreetcode.com for additional resources and insights.

Welcome to "The Main Street Code for Financial Success"! With Treasury yields on the rise, what does it mean for your investments? We explore the concept of guaranteed income for life, providing a safety net against market fluctuations. As the Medicare open enrollment season begins, we share key insights to help you navigate your choices. Additionally, we shed light on business planning, focusing on the challenges faced by a family business owner seeking to distribute his assets equitably among his children. Tune in every Friday at 3 PM EST on 103.9 L.I. News Radio as Neil Himmelstein of Main Street Planning Group shares his expertise on these pressing issues and more. Stay updated with our episodes on Youtube, Spotify & Apple Podcasts and dive deeper into financial topics at www.themainstreetcode.com.

Welcome to "The Main Street Code for Financial Success"!

In today's episode, we delve deep into the concerns that keep many of us up at night. From the fear of outliving our money to the uncertainty of our financial future, we address these pressing issues head-on.

We'll explore the importance of term insurance, highlighting the differences that often go unnoticed. Additionally, we emphasize the significance of disability insurance, explaining why having your own policy is crucial and shedding light on the "own occupation" and "residual riders."

Join us as we navigate the turbulent waters of financial planning and offer solutions to secure your future. Tune in every Friday at 3 PM EST on 103.9 L.I. News Radio for "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.

Catch our episodes on Spotify & Apple Podcasts and visit www.themainstreetcode.com for more insights.

Welcome to "The Main Street Code for Financial Success"! In this episode, we are delighted to welcome back Matthew Daley, MDRT, MBA, LACP, FSCP, LUTCF. Matthew is a Multi-Line Insurance Agent from American National Insurance Company, and will be guest speaking at our NAIFA Elevate Your Game event in NYC on Wednesday, September 20th. Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. The show is also available on YouTube. Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"! In this episode, we sat down with Matthew Daley, MDRT, MBA, LACP, FSCP, LUTCF. Matthew is a Multi-Line Insurance Agent from American National Insurance Company, and will be guest speaking at our NAIFA Elevate Your Game event in NYC on Wednesday, September 20th. Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. The show is also available on YouTube. Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"! In this episode, we sat down with Rob Fishman. Rob is a Business Growth Architect Author & Keynote Speaker Sales Trainer, Sales Management & Leadership Advisor. He works through Sandler Training of Hauppauge. Rob is on the Board of Directors of the LIAFPN, as well as an accomplished musician and conductor. He is active in various charitable endeavors. Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. The show is also available on YouTube. Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"! In this episode, we delve into the complexities of term and term conversions. We discuss why not all term policies are created equal and why it's crucial to review your term policy. Additionally, we touch on college planning, focusing specifically on the important topic of college loans. In light of interest rates no longer being delayed and the current higher interest rate market, we emphasize that loans must be reviewed! Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. The show is also available on YouTube. Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"! In this episode, we covered using Arts, Collectibles, & Jewelry as an asset class, and had a discussion about QLACs. Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. The show is also available on Spotify & Apple Podcasts. Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"! In this episode, we sat down for a discussion on long term care. We covered Genworth price changes, strategies to mitigate cost, planning for future long term care needs, and more! Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. The show is also available on YouTube. Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"! In this episode, we sit down with Mitchell Goldberg, owner of ClientFirst Strategy, Inc. Mitch has his own radio show every morning at 9 AM. Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. The show is also available on YouTube. Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"! In this episode, we sit down for a deep dive into the concept of "Loan Rescue Strategies". Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. The show is also available on YouTube. Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"! In this episode, we sit down to discuss Qualified Longevity Annuity Contracts (Also referred to as QLACs), as well as touched more on Loan Rescue Strategies. Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. The show is also available on YouTube. Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"! In this episode, we had the pleasure of sitting down with Steven Frisenda, Managing Director of Business Banking at Webster Bank. Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. The show is also available on YouTube. Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"! In this episode, we discussed the basis of life insurance, why people purchase life insurance, and why you need to purchase from an independent advisor and NOT the internet! Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. The show is also available on Spotify & Apple Podcasts. Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"! In this episode, we had the pleasure of sitting down with Erika Calderon, Managing Principal at Brinster & Bergman LLP. We discussed how to find the right CPA for your needs, and learned about Erika's areas of expertise in the healthcare industry. Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. The show is also available on YouTube. Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"!

In this episode, we had the pleasure of sitting down for another discussion with Cheryl L. Katz-Erato, partner at Forchelli Deegan Terrana LLP.

Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.

The show is also available on YouTube.

Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"! In this episode, we spoke about lobbying in Washington D.C., the benefits of Life insurance protection plans (including long-term care and disability), tax advantages, and much more! Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. The show is also available on YouTube. Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"! In this episode, we had the pleasure of sitting down for a discussion with Cheryl L. Katz-Erato, partner at Forchelli Deegan Terrana LLP. Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. The show is also available on YouTube. Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"! In this episode, we discussed creating your own pension and protecting your family with life insurance. We also talked about “old annuities” that can be exchanged for new annuities at much higher rates. Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. The show is also available on YouTube.

Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"! In this episode, we have a very special guest, David Levenstein, General Manager of 103.9 LI News Radio. We dive into the most difficult part of my job – having hard discussions with clients and addressing eventualities. Join us as we explore the importance of these conversations and share valuable insights on how to navigate them. Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. The show is also available on YouTube. Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"!

In this episode, we tackle various important topics: debunking the flawed strategy of "Buy Term and Invest the Difference"; the art and science of underwriting, including the flaws of AI underwriting; exploring settlement annuities, lawsuit rewards, and the need for planning; and discussing the current state of annuity rates.

Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.

The show is also available on YouTube.

Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"! In this episode, we delve into the topic of annuity rates and discuss the significance of investing now before the rates decrease. You can secure up to a 5% guaranteed income! Additionally, we extend a special shoutout to a dear friend of mine, Ryan Kunch, a thriving entrepreneur and artist based in St. Augustine, who boasts a captivating story. Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. The show is also available on YouTube Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"!

In this episode, we sat down with Joe Templin, the Human Kaizen Expert!

Joe has spent 30 years helping people and organizations unlock their potential and leads by example as a planner, trainer, mentor, creator, author, host, and instructor. He is also an ultramarathoner, special needs parent, former international martial arts champion, and Assistant Intelligence Director.

Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to tune into "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.

The show is also available on YouTube.

Visit www.themainstreetcode.com for more information.

Thank you, David Levenstein, for having Neil on Back to Business to discuss designing your own pension and Modified Endowment Contracts (MECs). Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to tune into "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. The show is also available on YouTube. Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"! In this episode, we emphasized the importance of working with professionals for life insurance and choosing the right insurance company, highlighting the value of personalized service and understanding clients' needs. We also discussed the current attractive opportunities in annuities, offering high returns for safe investments. Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to tune into "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. The show is also available on YouTube. Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"! In this episode, we delve into the topics of treasury rates, banks, and annuities, providing insight on annuity rates and the importance of securing them now. We also examine the corporate benefits of investing in life insurance and long-term care policies. Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to tune into "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. The show is also available on YouTube. www.themainstreetcode.com

Welcome to "The Main Street Code for Financial Success"!

On this episode, we are delighted to welcome Troy Rosasco back to the show!

Troy is a partner in Hansen Rosasco LLP and a nationally recognized leader helping 9/11 victims gain health care and financial support.

Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to tune into "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.

The show is also available on YouTube.

www.themainstreetcode.com